83 FR 45110 - Agency Information Collection Activities: Comment Request
BUREAU OF CONSUMER FINANCIAL PROTECTION Federal Register Volume 83, Issue 172 (September 5, 2018)
Federal Register Volume 83, Issue 172 (September 5, 2018)
| Page Range | 45110-45110 | |
| FR Document | 2018-19160 |
[Federal Register Volume 83, Number 172 (Wednesday, September 5, 2018)] [Notices] [Page 45110] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2018-19160] ----------------------------------------------------------------------- BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2018-0030] Agency Information Collection Activities: Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. ----------------------------------------------------------------------- SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Consumer Leasing Act (Regulation M) 12 CFR 1013.'' DATES: Written comments are encouraged and must be received on or before November 5, 2018 to be assured of consideration. ADDRESSES: You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:Electronic: Go to http://www.regulations.gov. Follow the instructions for submitting comments. Email: [email protected]. Include Docket No. CFPB-2018-0030 in the subject line of the message. Mail: Comment intake, Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552. Hand Delivery/Courier: Comment intake, Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552. Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Bureau of Consumer Financial Protection, (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or email: [email protected]. If you require this document in an alternative electronic format, please contact [email protected]. Please do not submit comments to these email boxes. SUPPLEMENTARY INFORMATION: Title of Collection: Consumer Leasing Act (Regulation M) 12 CFR 1013. OMB Control Number: 3170-0006. Type of Review: Extension without change of an existing Information Collection. Affected Public: Businesses and other for-profit entities. Estimated Number of Respondents: 13,718. Estimated Total Annual Burden Hours: 2,126. Abstract: Consumers rely on the disclosures required by the Consumer Leasing Act, 15 U.S.C. 1667 et seq. (CLA) and Regulation M, 12 CFR 1013, for information to comparison shop among leases, as well as to ascertain the true costs and terms of lease offers. Federal and State enforcement and private litigants use the records to ascertain whether accurate and complete disclosures of the cost of leases have been provided to consumers prior to consummation of the lease. This information provides the primary evidence of law violations in CLA enforcement actions brought by Federal agencies. Without Regulation M's recordkeeping requirement, the agencies' ability to enforce the CLA would be significantly impaired. Request for Comments: Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Dated: August 28, 2018. Darrin A. King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2018-19160 Filed 9-4-18; 8:45 am] BILLING CODE 4810-AM-P
![45110 Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices
Affected Public: Businesses and other requesting to renew the Office of Leasing Act, 15 U.S.C. 1667 et seq.
for-profit entities. Management and Budget (OMB) (CLA) and Regulation M, 12 CFR 1013,
Estimated Number of Respondents: approval for an existing information for information to comparison shop
483. collection titled, ‘‘Consumer Leasing among leases, as well as to ascertain the
Estimated Total Annual Burden Act (Regulation M) 12 CFR 1013.’’ true costs and terms of lease offers.
Hours: 242. DATES: Written comments are Federal and State enforcement and
Abstract: Regulation N (12 CFR 1014), encouraged and must be received on or private litigants use the records to
prohibits misrepresentations about the before November 5, 2018 to be assured ascertain whether accurate and
terms of mortgage credit products in of consideration. complete disclosures of the cost of
commercial communications and ADDRESSES: You may submit comments, leases have been provided to consumers
requires that covered persons keep identified by the title of the information prior to consummation of the lease. This
certain related records for a period of collection, OMB Control Number (see information provides the primary
twenty-four (24) months from last below), and docket number (see above), evidence of law violations in CLA
dissemination. The information that by any of the following methods: enforcement actions brought by Federal
Regulation N requires covered persons • Electronic: Go to http:// agencies. Without Regulation M’s
to retain is necessary to ensure efficient www.regulations.gov. Follow the recordkeeping requirement, the
and effective law enforcement to instructions for submitting comments. agencies’ ability to enforce the CLA
address deceptive practices that occur • Email: FederalRegisterComments@ would be significantly impaired.
in the mortgage advertising area. The cfpb.gov. Include Docket No. CFPB– Request for Comments: Comments are
Bureau is not proposing any new or 2018–0030 in the subject line of the invited on: (a) Whether the collection of
revised collections of information message. information is necessary for the proper
pursuant to this request. • Mail: Comment intake, Bureau of performance of the functions of the
Request for Comments: Comments are Consumer Financial Protection Bureau, including whether the
invited on: (a) Whether the collection of (Attention: PRA Office), 1700 G Street information will have practical utility;
information is necessary for the proper NW, Washington, DC 20552. (b) The accuracy of the Bureau’s
performance of the functions of the • Hand Delivery/Courier: Comment estimate of the burden of the collection
Bureau, including whether the intake, Bureau of Consumer Financial of information, including the validity of
information will have practical utility; Protection (Attention: PRA Office), 1700 the methods and the assumptions used;
(b) The accuracy of the Bureau’s G Street NW, Washington, DC 20552. (c) Ways to enhance the quality, utility,
estimate of the burden of the collection Please note that comments submitted and clarity of the information to be
of information, including the validity of after the comment period will not be collected; and (d) Ways to minimize the
the methods and the assumptions used; accepted. In general, all comments burden of the collection of information
(c) Ways to enhance the quality, utility, received will become public records, on respondents, including through the
and clarity of the information to be including any personal information use of automated collection techniques
collected; and (d) Ways to minimize the provided. Sensitive personal or other forms of information
burden of the collection of information information, such as account numbers technology. Comments submitted in
on respondents, including through the or Social Security numbers, should not response to this notice will be
use of automated collection techniques be included. summarized and/or included in the
or other forms of information FOR FURTHER INFORMATION CONTACT: request for OMB approval. All
technology. Comments submitted in Documentation prepared in support of comments will become a matter of
response to this notice will be this information collection request is public record.
summarized and/or included in the available at www.regulations.gov. Dated: August 28, 2018.
request for OMB approval. All Requests for additional information Darrin A. King,
comments will become a matter of should be directed to the Bureau of Paperwork Reduction Act Officer, Bureau of
public record. Consumer Financial Protection, Consumer Financial Protection.
Dated: August 28, 2018. (Attention: PRA Office), 1700 G Street [FR Doc. 2018–19160 Filed 9–4–18; 8:45 am]
Darrin A. King, NW, Washington, DC 20552, (202) 435– BILLING CODE 4810–AM–P
Paperwork Reduction Act Officer, Bureau of 9575, or email: CFPB_PRA@cfpb.gov. If
Consumer Financial Protection. you require this document in an
[FR Doc. 2018–19156 Filed 9–4–18; 8:45 am] alternative electronic format, please BUREAU OF CONSUMER FINANCIAL
BILLING CODE 4810–AM–P
contact CFPB_Accessibility@cfpb.gov. PROTECTION
Please do not submit comments to these
[Docket No. CFPB–2018–0026]
email boxes.
BUREAU OF CONSUMER FINANCIAL SUPPLEMENTARY INFORMATION: Agency Information Collection
PROTECTION Title of Collection: Consumer Leasing Activities: Comment Request
Act (Regulation M) 12 CFR 1013.
[Docket No. CFPB–2018–0030]
OMB Control Number: 3170–0006. AGENCY: Bureau of Consumer Financial
Agency Information Collection Type of Review: Extension without Protection.
Activities: Comment Request change of an existing Information ACTION: Notice and request for comment.
Collection.
AGENCY: Bureau of Consumer Financial Affected Public: Businesses and other SUMMARY: In accordance with the
daltland on DSKBBV9HB2PROD with NOTICES
Protection. for-profit entities. Paperwork Reduction Act of 1995
ACTION: Notice and request for comment. Estimated Number of Respondents: (PRA), the Bureau of Consumer
13,718. Financial Protection (Bureau) is
SUMMARY: In accordance with the Estimated Total Annual Burden requesting to renew the Office of
Paperwork Reduction Act of 1995 Hours: 2,126. Management and Budget (OMB)
(PRA), the Bureau of Consumer Abstract: Consumers rely on the approval for an existing information
Financial Protection (Bureau) is disclosures required by the Consumer collection, titled, ‘‘Registration of
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Document Created: 2018-09-05 01:58:25
Document Modified: 2018-09-05 01:58:25
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Written comments are encouraged and must be received on or before November 5, 2018 to be assured of consideration. | |
| Contact | Documentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Bureau of Consumer Financial Protection, (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or email: [email protected] If you require this document in an alternative electronic format, please contact [email protected] Please do not submit comments to these email boxes. | |
| FR Citation | 83 FR 45110 |
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