Imposition of Special Measure Prohibiting Certain Transmittals of Funds Involving CIBanco S.A., Institución de Banca Multiple; Amendment

[Federal Register Volume 91, Number 73 (Thursday, April 16, 2026)]
[Rules and Regulations]
[Pages 20362-20363]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2026-07416]


=======================================================================
-----------------------------------------------------------------------

DEPARTMENT OF THE TREASURY

Financial Crimes Enforcement Network

31 CFR Part 1010


Imposition of Special Measure Prohibiting Certain Transmittals of 
Funds Involving CIBanco S.A., Instituci[oacute]n de Banca Multiple; 
Amendment

AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury.

ACTION: Order; amendment of order.

-----------------------------------------------------------------------

SUMMARY: FinCEN is issuing notice of an order amending its June 2025 
order finding that CIBanco S.A., Instituci[oacute]n de Banca Multiple 
(CIBanco), is a financial institution operating outside of the United 
States that is of primary money laundering concern in connection with 
illicit opioid trafficking and imposing a special measure prohibiting 
certain transmittals of funds involving CIBanco. This amendment allows 
for certain transmittals of funds to facilitate payments necessary for 
the Government of Mexico to liquidate CIBanco.

DATES: FinCEN is amending the order published at 90 FR 27770 (June 30, 
2025), as amended by 90 FR 30826 (July 11, 2025) and 90 FR 40974 
(August 22, 2025), as of April 16, 2026.

FOR FURTHER INFORMATION CONTACT: The FinCEN Resource Center at http://www.fincen.gov/contact.

SUPPLEMENTARY INFORMATION:

I. Statutory Authority

    In 2024, Congress enacted the FEND Off Fentanyl Act,\1\ which, 
among other things, added 21 U.S.C. 2313a \2\ (section 2313a). Section 
2313a grants the Secretary of the Treasury (Secretary) the authority to 
make a finding that ``reasonable grounds exist for concluding'' that 
any of the following is of primary money laundering concern in 
connection with illicit opioid trafficking:
---------------------------------------------------------------------------

    \1\ The FEND Off Fentanyl Act is Division E of Public Law 118-50 
(Apr. 24, 2024).
    \2\ Section 2313a codifies section 7213A of the Fentanyl 
Sanctions Act, as amended by section 3201(a) of the FEND Off 
Fentanyl Act. The Fentanyl Sanctions Act is Title LXXII of Public 
Law 116-92 (Dec. 20, 2019).
---------------------------------------------------------------------------

    (1) One or more financial institutions operating outside of the 
United States;
    (2) One or more classes of transactions within, or involving, a 
jurisdiction outside of the United States; or
    (3) One or more types of accounts within, or involving, a 
jurisdiction outside of the United States.\3\
---------------------------------------------------------------------------

    \3\ 21 U.S.C. 2313a(a).
---------------------------------------------------------------------------

    Upon making such a finding, the Secretary is authorized to require

[[Page 20363]]

domestic financial institutions and domestic financial agencies to take 
certain ``special measures.'' Those special measures are safeguards 
that may be employed to defend the United States financial system from 
money laundering risks connected to illicit opioid trafficking.\4\ 
Pursuant to section 2313a, the Secretary may impose one or more of six 
special measures.\5\ The authority of the Secretary to administer 
section 2313a has been delegated to FinCEN.\6\
---------------------------------------------------------------------------

    \4\ See 21 U.S.C. 2313a(a).
    \5\ 21 U.S.C. 2313a(a).
    \6\ In accordance with Treasury Order 101-05 and 31 U.S.C. 
321(b)(2), the authority vested in the Secretary under section 2313a 
has been delegated to the Director of FinCEN.
---------------------------------------------------------------------------

II. Background

    On June 25, 2025, FinCEN issued an order (``June 2025 Order'') 
identifying CIBanco, a Mexico-based commercial bank, as being a 
financial institution operating outside of the United States of primary 
money laundering concern in connection with illicit opioid 
trafficking--specifically, through its provision of financial services 
that facilitate illicit opioid trafficking by Mexico-based drug 
trafficking organizations, including the Gulf Cartel, the Beltran-Leyva 
Organization Cartel, and the Cartel Jalisco Nueva Generaci[oacute]n--
and imposed a prohibition on certain transmittals of funds involving 
CIBanco by any covered financial institution.\7\ The June 2025 Order 
was published in the Federal Register on June 30, 2025, and through two 
subsequent orders, the effective date was extended to October 20, 
2025.\8\ The Government of Mexico has intervened in CIBanco's 
operations, including taking over management of CIBanco, to safeguard 
the Mexican financial system. Through this process, the Government of 
Mexico oversaw the sale of CIBanco's major assets and has taken steps 
to ensure that the sales of CIBanco's assets did not create additional 
money laundering risks to the U.S. financial system. To facilitate the 
Government of Mexico's efforts to liquidate and dissolve CIBanco, 
FinCEN finds it appropriate to amend the order to permit certain 
transmittals of funds. Therefore, FinCEN amends its order, published on 
June 30, 2025 (as amended by 90 FR 30826 (July 11, 2025) and 90 FR 
40974 (August 22, 2025)).
---------------------------------------------------------------------------

    \7\ Imposition of Special Measure Prohibiting Certain 
Transmittals of Funds Involving CIBanco S.A., Instituci[oacute]n De 
Banca Multiple, 90 FR 27770 (June 30, 2025).
    \8\ Imposition of Special Measure Prohibiting Certain 
Transmittals of Funds Involving CIBanco S.A., Instituci[oacute]n De 
Banca Multiple, 90 FR 27770 (June 30, 2025); Imposition of Special 
Measures Prohibiting Certain Transmittals of Funds Involving CIBanco 
S.A., Institution de Banca Multiple, Intercam Banco S.A., 
Instituci[oacute]n de Banca Multiple, and Vector Casa de Bolsa, S.A. 
de C.V.; Extension of Effective Date, 90 FR 30826 (July 11, 2025); 
Imposition of Special Measures Prohibiting Certain Transmittal of 
Funds Involving CIBanco S.A.,Institution de Banca Multiple, Intercam 
Banco S.A., Institution de Banca Multiple, and Vector Casa de Bolsa, 
S.A. de C.V.; Extension of Effective Date, 90 FR 40974 (August 22, 
2025).
---------------------------------------------------------------------------

III. Order

A. Definitions

1. The June 25, 2025 Order
    This order defines the June 25, 2025 Order as the order published 
on June 30, 2025 in the Federal Register \9\ prohibiting certain 
transmittals of funds involving CIBanco S.A., Instituci[oacute]n De 
Banca Multiple (as amended by 90 FR 30826 (July 11, 2025) and 90 FR 
40974 (August 22, 2025)).
---------------------------------------------------------------------------

    \9\ Imposition of Special Measure Prohibiting Certain 
Transmittals of Funds Involving CIBanco S.A., Instituci[oacute]n De 
Banca Multiple, 90 FR 27770 (June 30, 2025).
---------------------------------------------------------------------------

2. Meaning of Other Terms
    All terms used but not otherwise defined herein shall have the 
meaning set forth in 31 CFR Chapter X, 31 U.S.C. 5312, and 21 U.S.C. 
2302.

B. Amendment of Order

    This order amends Section B (``Prohibition on Transmittals of Funds 
Involving CIBanco'') of the June 25, 2025 Order to read:
    A covered financial institution is prohibited from engaging in any 
transmittal of funds from or to CIBanco. Effective beginning April 16, 
2026, all transmittals of funds prohibited by this order, that are 
ordinarily incident and necessary for the Government of Mexico to 
liquidate CIBanco, are authorized, provided that (1) the Government of 
Mexico's appointed liquidator has determined that such transmittal of 
funds is necessary to liquidate CIBanco, and (2) the transmittal of 
funds is not otherwise prohibited by law.
    All other provisions of the June 25, 2025 Order remain unchanged.

Jimmy L. Kirby,
Deputy Director, Financial Crimes Enforcement Network.
[FR Doc. 2026-07416 Filed 4-15-26; 8:45 am]
BILLING CODE 4810-02-P