81_FR_2956 81 FR 2945 - Privacy Act of 1974, as Amended; System of Records

81 FR 2945 - Privacy Act of 1974, as Amended; System of Records

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency

Federal Register Volume 81, Issue 11 (January 19, 2016)

Page Range2945-2962
FR Document2016-00763

In accordance with the requirements of the Privacy Act of 1974, as amended, the Office of the Comptroller of the Currency, Treasury, is publishing its inventory of Privacy Act systems of records.

Federal Register, Volume 81 Issue 11 (Tuesday, January 19, 2016)
[Federal Register Volume 81, Number 11 (Tuesday, January 19, 2016)]
[Notices]
[Pages 2945-2962]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-00763]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Privacy Act of 1974, as Amended; System of Records

AGENCY: Office of the Comptroller of the Currency, Treasury.

ACTION: Notice of systems of records.

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SUMMARY: In accordance with the requirements of the Privacy Act of 
1974, as amended, the Office of the Comptroller of the Currency, 
Treasury, is publishing its inventory of Privacy Act systems of 
records.

SUPPLEMENTARY INFORMATION: Pursuant to the Privacy Act of 1974, as 
amended, 5 U.S.C. 552a, and Office of Management and Budget (OMB) 
Circular No. A-130, the Comptroller of the Currency (OCC) has completed 
a review of its Privacy Act systems of records notices to identify 
minor changes that will more accurately describe these records.

[[Page 2946]]

    Department of the Treasury regulations require the Department to 
publish the existence and character of all systems of records every 
three years as specified in 31 CFR 1.23(a)(1). With respect to its 
inventory of Privacy Act systems of records, the OCC has determined 
that the information contained in its systems of records is accurate, 
timely, relevant, complete, and necessary to maintain the proper 
performance of a documented agency function. The OCC's systems of 
records notice was last published in its entirety on April 3, 2012, at 
77 FR 20104-20122.
    This publication covers the Privacy Act systems of records that 
were formerly Office of Thrift Supervision (OTS) systems, which the OCC 
adopted on July 26, 2011, at 76 FR 44656. Treasury/OTS systems of 
records were transferred to the OCC pursuant to section 323 of the 
Dodd-Frank Act, 12 U.S.C. 5433. The OTS systems of records notices were 
last published in their entirety on June 29, 2009, at 74 FR 31103.
    This publication gives notice of two new systems of records. 
Treasury/CC .341, Mass Communications System, contains records 
necessary to communicate with OCC employees in the event of an 
emergency. Treasury/CC .701, Retiree Billing System, contains records 
necessary to contact and to send bills to former OCC and OTS employees, 
retirees enrolled in OCC and OTS life insurance programs, and employees 
receiving annuities from the Pentegra Deferred Benefit Plan.
    This publication gives notice of the following actions.
    Treasury/OTS .002, Correspondence and Correspondence Tracking 
system has been retired. The records have been archived or destroyed in 
accordance with OCC records management policies.
    Treasury/OTS .003, Consumer Complaint Files system will be retired 
at the end of July 2016. All records in this system of records will be 
archived or merged with Treasury/CC .600, Consumer Complaint and 
Inquiry Information, before the end of July 2016.
    Treasury/OTS .006, Employee Locator File system has been retired. 
The records in this system have been merged into OCC personnel and 
payroll records, part of the Treasury-wide system, Treasury .001, 
Treasury Personnel and Payroll System dated January 2, 2014 at 79 FR 
184.
    Treasury/OTS .012, Payroll/Personnel Systems & Payroll Records, has 
been retired. The records have been merged with OCC records within 
Treasury .001, Treasury Personnel and Payroll System dated January 2, 
2014 at 79 FR 184.
    Treasury/OTS .013, Mass Communication System has been retired. The 
records have been merged into Treasury/CC .341, Mass Communication 
System.
    Treasury/OTS .015, OTS Retiree Billing System has been retired. 
Records in the system were merged into a new OCC system, Treasury/CC 
.701, Retiree Billing System.
    Other changes throughout the document are editorial in nature and 
consist principally of revising address information and minor editorial 
changes.
Systems Covered by This Notice
    This notice covers all systems of records adopted by the OCC up to 
December 1, 2015. The systems notices are reprinted in their entirety 
following the Table of Contents.

    Dated: January 12, 2016.
Helen Goff Foster,
Deputy Assistant Secretary for Privacy, Transparency, and Records.

Table of Contents

The Comptroller of the Currency (OCC)

CC .100--Enforcement Action Report System
CC .110--Reports of Suspicious Activities
CC .120--Bank Fraud Information System
CC .200--Chain Banking Organizations System
CC .210--Bank Securities Dealers System
CC .220--Notices of Proposed Changes in Employees, Officers and 
Directors Tracking System
CC .340--Access Control System
CC .341--Mass Communication System
CC .500--Chief Counsel's Management Information System
CC .510--Litigation Information System
CC .600--Consumer Complaint and Inquiry Information System
CC .700--Correspondence Tracking System
CC .701--Retiree Billing System
CC .800--Office of Inspector General Investigations System
OTS .003--OTS Consumer Complaint Files
TREASURY/CC .100

SYSTEM NAME:
    Enforcement Action Report System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Office of Chief 
Counsel, Enforcement and Compliance Division, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are:
    (1) Current and former directors, officers, employees, 
shareholders, and independent contractors of financial institutions who 
have had enforcement actions taken against them by the OCC, the Board 
of Governors of the Federal Reserve System, the Federal Deposit 
Insurance Corporation, the Office of Thrift Supervision, or the 
National Credit Union Administration;
    (2) Current and former directors, officers, employees, 
shareholders, and independent contractors of financial institutions who 
are the subjects of pending enforcement actions initiated by the OCC; 
and
    (3) Individuals who must obtain the consent of the OCC pursuant to 
12 U.S.C. 1829 to become or continue as an institution-affiliated party 
within the meaning of 12 U.S.C. 1813(u) of a federally-insured 
depository institution, a direct or indirect owner or controlling 
person of such an entity, or a direct or indirect participant in the 
conduct of the affairs of such an entity.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain the names of 
individuals, their positions or titles with financial institutions, 
descriptions of offenses and alleged misconduct, pending and completed 
enforcement actions, and descriptions of offenses requiring OCC or 
Federal Deposit Insurance Corporation approval of waivers under 12 
U.S.C. 1829.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 27, 481, 1817(j), 1818, 1820, and 1831i.

PURPOSE:
    This system of records is used by the OCC to monitor enforcement 
actions and to assist it in its regulatory responsibilities, including 
review of the qualifications and fitness of individuals who are or 
propose to become responsible for the business operations of OCC-
regulated entities.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) An OCC-regulated entity when the information is relevant to the 
entity's operations;
    (2) Third parties to the extent necessary to obtain information 
that is relevant to an examination or investigation;
    (3) The news media in accordance with guidelines contained in 28 
CFR 50.2;
    (4) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation

[[Page 2947]]

or supervision of financial service providers, including the review of 
the qualifications and fitness of individuals who are or propose to 
become responsible for the business operations of such providers;
    (5) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (6) A congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (7) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (8) Third parties when mandated or authorized by statute; or
    (9) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Director, Enforcement and Compliance Division, Office of Chief 
Counsel, Office of the Comptroller of the Currency, 400 Seventh Street 
SW., Suite 3E-218, Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from 
OCC personnel, OCC-regulated entities, other federal financial 
regulatory agencies, and criminal law enforcement authorities.

EXEMPTIONS CLAIMED FOR THIS SYSTEM:
    Records maintained in this system have been designated as exempt 
from 5 U.S.C. 552a(c)(3), (d)(1), (2), (3), and (4), (e)(1), (e)(4)(G), 
(H), and (I), and (f) of the Privacy Act pursuant to 5 U.S.C. 
552a(k)(2). See 31 CFR 1.36.
TREASURY/CC .110

SYSTEM NAME:
    Reports of Suspicious Activities--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Office of Chief 
Counsel, Enforcement and Compliance Division, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. Suspicious Activity Reports 
(SARs) are managed by the Financial Crimes Enforcement Network 
(FinCEN), Department of the Treasury, 2070 Chain Bridge Road, Vienna, 
Virginia 22182, and stored at the IRS Computing Center in Detroit, 
Michigan. Information extracted from or relating to SARs or reports of 
crimes and suspected crimes is maintained in an OCC electronic 
database. This database, as well as the database managed by FinCEN, is 
accessible to designated OCC headquarters and district office 
personnel.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are individuals who have been 
designated as suspects or witnesses in SARs or reports of crimes and 
suspected crimes.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain the name of the 
entity to which a report pertains, the names of individual suspects and 
witnesses, the types of suspicious activity involved, and the amounts 
of known losses. Other records maintained in this system may contain 
arrest, indictment and conviction information, and information relating 
to administrative actions taken or initiated in connection with 
activities reported in a SAR or a report of crime and suspected crime.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 27, 481, 1817(j), 1818, 1820, and 1831i; 31 U.S.C. 
5318.

PURPOSE:
    This system of records is used by the OCC to monitor criminal law 
enforcement actions taken with respect to known or suspected criminal 
activities affecting OCC-regulated entities. System information is used 
to determine whether matters reported in SARs warrant the OCC's 
supervisory action. Information in this system also may be used for 
other supervisory and licensing purposes, including the

[[Page 2948]]

review of the qualifications and fitness of individuals who are or 
propose to become responsible for the business operations of OCC-
regulated entities.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) The Department of Justice through periodic reports containing 
the identities of individuals suspected of having committed violations 
of criminal law;
    (2) An OCC-regulated entity if the SAR relates to that institution;
    (3) Third parties to the extent necessary to obtain information 
that is relevant to an examination or investigation;
    (4) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation and 
supervision of financial service providers, including the review of the 
qualifications and fitness of individuals who are or propose to become 
responsible for the business operations of such providers;
    (5) An appropriate governmental, international, tribal, self-
regulatory, or professional organization if the information is relevant 
to a known or suspected violation of a law or licensing standard within 
that organization's jurisdiction;
    (6) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (7) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (8) Third parties when mandated or authorized by statute; or
    (9) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGERS AND ADDRESS:
    Deputy Comptroller, Special Supervision Division, Midsize/Community 
Bank Supervision, Office of the Comptroller of the Currency, 400 
Seventh Street SW., Suite 3E-218, Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from 
OCC personnel, OCC-regulated entities, other financial regulatory 
agencies, criminal law enforcement authorities, and FinCEN.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Records in this system have been designated as exempt from 5 U.S.C. 
552a(c)(3) and (4), (d)(1), (2), (3), and (4), (e)(1), (e)(2), (e)(3), 
(e)(4)(G), (H), and (I), (e)(5), and (e)(8), (f), and (g) of the 
Privacy Act pursuant to 5 U.S.C. 552a(j)(2) and (k)(2). See 31 CFR 
1.36.
TREASURY/CC .120

SYSTEM NAME:
    Bank Fraud Information System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Bank Supervision 
Operations, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-
0001.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are those who submit complaints 
or inquiries about fraudulent or suspicious financial instruments or 
transactions or who are the subjects of complaints or inquiries.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain: The name, address, 
or telephone number of the individual who submitted a complaint or 
inquiry; the name, address, or telephone number of the individual or 
entity who is the subject of a complaint or inquiry; the types of 
activity involved; the date of a complaint or inquiry; and numeric 
codes identifying a complaint or inquiry's nature or source. Supporting 
records may contain correspondence

[[Page 2949]]

between the OCC and the individual or entity submitting a complaint or 
inquiry, correspondence between the OCC and an OCC-regulated entity, or 
correspondence between the OCC and other law enforcement or regulatory 
bodies. Other records maintained in this system may contain arrest, 
indictment and conviction information, and information relating to 
administrative actions taken or initiated in connection with complaints 
or inquiries.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 27, 481, 1817(j), 1818, 1820, and 1831i; 31 U.S.C. 
5318.

PURPOSE:
    This system of records tracks complaints or inquiries concerning 
fraudulent or suspicious financial instruments and transactions. These 
records assist the OCC in its efforts to protect banks and their 
customers from fraudulent or suspicious banking activities.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) An OCC-regulated entity to the extent that such entity is the 
subject of a complaint, inquiry, or fraudulent activity;
    (2) Third parties to the extent necessary to obtain information 
that is relevant to the resolution of a complaint or inquiry, an 
examination, or an investigation;
    (3) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers;
    (4) An appropriate governmental, international, tribal, self-
regulatory, or professional organization if the information is relevant 
to a known or suspected violation of a law or licensing standard within 
that organization's jurisdiction;
    (5) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (6) A congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (7) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (8) Third parties when mandated or authorized by statute; or
    (9) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically, in 
card files, and in file folders.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords. 
Other records are maintained in locked file cabinets or rooms.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Deputy Comptroller, Special Supervision, Bank Supervision 
Operations, Office of the Comptroller of the Currency, 400 Seventh 
Street SW., Suite 3E-218, Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from 
individuals and entities who submit complaints or inquiries, OCC 
personnel, OCC-regulated entities, criminal law enforcement 
authorities, and governmental or self-regulatory bodies.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Records maintained in this system have been designated as exempt 
from 5 U.S.C. 552a(c)(3) and (4), (d)(1), (2), (3), and (4), (e)(1), 
(e)(2), (e)(3), (e)(4)(G), (H), and (I), (e)(5), (e)(8), (f), and (g) 
of the Privacy Act pursuant to 5 U.S.C. 552a(j)(2) and (k)(2). See 31 
CFR 1.36.
TREASURY/CC .200

SYSTEM NAME:
    Chain Banking Organizations System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Operations Risk 
Policy, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-
0001, and the

[[Page 2950]]

OCC's district offices as follows: Central District Office, One 
Financial Place, Suite 2700, 440 South LaSalle Street, Chicago, IL 
60605-1073; Northeastern District Office, 340 Madison Avenue, Fifth 
Floor, New York, NY 10017-2613; Southern District Office, 500 North 
Akard Street, Suite 1600, Dallas, TX 75201-3394; and Western District 
Office, 1225 17th Street, Suite 300, Denver, CO 80202-5534.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are individuals who directly, 
indirectly, or acting through or in concert with one or more other 
individuals, own or control a chain banking organization. A chain 
banking organization exists when two or more independently chartered 
financial institutions, including at least one OCC-regulated entity, 
are controlled either directly or indirectly by the same individual, 
family, or group of individuals closely associated in their business 
dealings. Control generally exists when the common ownership has the 
ability or power, directly or indirectly, to:
    (1) Control the vote of 25 percent or more of any class of an 
organization's voting securities;
    (2) Control in any manner the election of a majority of the 
directors of an organization; or
    (3) Exercise a controlling influence over the management or 
policies of an organization. A registered multibank holding company and 
its subsidiary banks are not ordinarily considered a chain banking 
group unless the holding company is linked to other banking 
organizations through common control.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system contain the names of individuals 
who, either alone or in concert with others, own or control a chain 
banking organization. Other information may include: The name, 
location, charter number, charter type, and date of last examination of 
each organization comprising a chain; the percentage of outstanding 
stock owned or controlled by controlling individuals or groups; and the 
name of any intermediate holding entity and the percentage of such 
entity owned or controlled by the individual or group.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 481, 1817(j), and 1820.

PURPOSE:
    Information maintained in this system is used by the OCC to carry 
out its supervisory responsibilities with respect to national banks, 
federal savings associations, and District of Columbia savings 
associations operating under the OCC's regulatory authority, including 
the coordination of examinations, supervisory evaluations and analyses, 
and administrative enforcement actions with other financial regulatory 
agencies.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) An OCC-regulated entity when information is relevant to the 
entity's operation;
    (2) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers;
    (3) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within the 
organization's jurisdiction;
    (4) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (5) A Congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (6) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (7) Third parties when mandated or authorized by statute; or
    (8) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Director, Operational Risk Policy, Office of the Comptroller of the 
Currency, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-
0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for

[[Page 2951]]

notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Information maintained in this system is obtained from OCC 
personnel, other federal financial regulatory agencies, and individuals 
who file notices of their intention to acquire control over an OCC-
regulated financial institution.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
TREASURY/CC .210

SYSTEM NAME:
    Bank Securities Dealers System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Credit and Market 
Risk, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-0001.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are individuals who are or seek 
to be associated with a municipal securities dealer or a government 
securities broker/dealer that is a national bank, federal savings 
association, a District of Columbia savings association operating under 
the OCC's regulatory authority, or a department or division of any such 
bank or savings association in the capacity of a municipal securities 
principal, municipal securities representative, or government 
securities associated person.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain an individual's name, 
address history, date and place of birth, social security number, 
educational and occupational history, certain professional 
qualifications and testing information, disciplinary history, or 
information about employment termination.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 481, 1464, 1818, and 1820; 15 U.S.C. 78o-4, 78o-5, 
78q, and 78w.

PURPOSE:
    This system of records will be used by the OCC to carry out its 
responsibilities under the federal securities laws relating to the 
professional qualifications and fitness of individuals who engage or 
propose to engage in securities activities on behalf of national banks, 
federal savings associations, and District of Columbia savings 
associations operating under the OCC's regulatory authority.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH SYSTEMS:
    Information maintained in this system may be disclosed to:
    (1) An OCC-regulated entity in connection with its filing relating 
to the qualifications and fitness of an individual serving or proposing 
to serve the entity in a securities-related capacity;
    (2) Third parties to the extent needed to obtain additional 
information concerning the professional qualifications and fitness of 
an individual covered by the system;
    (3) Third parties inquiring about the subject of an OCC enforcement 
action;
    (4) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers, including the review of the 
qualifications and fitness of individuals who are or propose to become 
involved in the provider's securities business;
    (5) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within that 
organization's jurisdiction;
    (6) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (7) A Congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (8) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (9) Third parties when mandated or authorized by statute; or
    (10) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically and in 
file folders.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to the electronic database is restricted to authorized 
personnel who have been issued non-transferrable access codes and 
passwords. Other records are maintained in locked file cabinets or 
rooms.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Deputy Comptroller, Credit and Market Risk, Office of the 
Comptroller of the Currency, 400 Seventh Street SW., Suite 3E-218, 
Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to Freedom of Information Act Officer, Communications Division, Office 
of the Comptroller of the Currency, 400 Seventh Street SW., Suite 3E-
218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, Appendix 
J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking

[[Page 2952]]

notification in person must establish his or her identity by providing 
proof in the form of a single official document bearing a photograph 
(such as a passport or identification badge) or two items of 
identification that bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Information maintained in this system is obtained from OCC-
regulated entities that are: Municipal securities dealers and/or 
government securities brokers/dealers; individuals who are or propose 
to become municipal securities principals, municipal securities 
representatives, or government securities associated persons; or 
governmental and self-regulatory organizations that regulate the 
securities industry.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
TREASURY/CC .220

SYSTEM NAME:
    Notices of Proposed Changes in Employees, Officers and Directors 
Tracking System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Special 
Supervision, 400 Seventh Street SW., Suite 3E-218, Washington, DC 
20219-0001.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are those who are named in 
notices filed:
    (1) Under 12 CFR 5.51 as proposed directors or senior executive 
officers of a national bank, or federal branches of foreign banks 
(Section 5.51-regulated entities) when the entities: (a) Have a 
composite rating of 4 or 5 under the Uniform Financial Institutions 
Rating System; (b) are subject to cease and desist orders, consent 
orders, or formal written agreements, unless otherwise informed in 
writing by the OCC; (c) have been determined, in writing, by the OCC to 
be in ``troubled condition''; (d) are not in compliance with minimum 
capital requirements prescribed under 12 CFR part 3; or (e) have been 
advised by the OCC, in connection with its review of an entity's 
capital restoration plan, that such filings are appropriate.
    (2) Under 12 CFR 5.20(g)(2) as proposed officers or directors of 
national banks (Section 5.20(g)(2) entities) for a two-year period from 
the date they commence business.
    (3) Under 12 CFR 163, subpart H (previously 12 CFR 563, subpart H) 
as proposed directors or senior executive officers of federal savings 
associations (part 163, subpart H entities) when the entities: (a) Are 
not in compliance with minimum capital requirements prescribed under 12 
CFR 167 (previously 12 CFR 567); (b) have a composite rating of 4 or 5 
under the Uniform Financial Institutions Rating system; (c) are subject 
to capital directives, cease and desist orders, consent orders, formal 
written agreements, or prompt corrective action directives relating to 
the safety and soundness or financial viability of the federal savings 
association, unless otherwise informed in writing by the OCC; (d) have 
been determined in writing by the OCC to be in ``troubled condition''; 
or (e) have been advised by the OCC, in connection with its review of 
an entity's capital restoration plan required by 12 U.S.C. 1831o, that 
such notice is required.
    (4) Pursuant to 12 U.S.C. 1818(b) as proposed employees of national 
banks, Federal savings associations or any other entity subject to the 
OCC's jurisdiction (1818(b) entities), other than employees covered by 
12 CFR 5.51 or 12 CFR 163, subpart H, when required to do so pursuant 
to 12 U.S.C. 1818(b).

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this Privacy Act system may contain: the 
names, charter numbers, and locations of the OCC-regulated entities 
that have submitted notices; the names, addresses, dates of birth, and 
social security numbers of individuals proposed as either directors or 
senior executive officers; and the actions taken by the OCC in 
connection with these notices.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 27, 93a, 481, 1464, 1817(j), 1818, 1820, and 1831i.

PURPOSE:
    Information maintained in this system is used by the OCC to carry 
out its statutory and other regulatory responsibilities, including 
other reviews of the qualifications and fitness of individuals who 
propose to become responsible for the business operations of OCC-
regulated entities.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) A Section 5.51 entity, a Section 5.20(g)(2) entity, a part 163, 
subpart H entity, or a Section 1818(b) entity in connection with review 
and action on a notice filed by that entity;
    (2) Third parties to the extent necessary to obtain information 
that is pertinent to the OCC's review and action on a notice received 
under any authority cited herein;
    (3) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers, including the review of the 
qualifications and fitness of individuals who are or propose to become 
responsible for the business operations of such providers;
    (4) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within that 
organization's jurisdiction;
    (5) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (6) A congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (7) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (8) Third parties when mandated or authorized by statute; or
    (9) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or

[[Page 2953]]

fraud; or harm to the security or integrity of this system or other 
systems or programs (whether maintained by the Department or another 
agency or entity) that rely upon the compromised information; and (c) 
the disclosure made to such agencies, entities, and persons is 
reasonably necessary to assist in connection with the Department's 
efforts to respond to the suspected or confirmed compromise and 
prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored both electronically 
and in paper files.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords. 
Paper files are stored in locked cabinets in access controlled 
facilities with access limited to authorized personnel.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Deputy Comptroller, Special Supervision, Bank Supervision 
Operations, Office of the Comptroller of the Currency, 400 Seventh 
Street SW., Suite 3E-218, Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Information maintained in this system is obtained from OCC-
regulated entities, individuals named in notices filed pursuant to 5 
CFR 5.51, Federal or State financial regulatory agencies, criminal law 
enforcement authorities, credit bureaus, and OCC personnel.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Records maintained in this system have been designated as exempt 
from 5 U.S.C. 552a(c)(3), (d)(1), (2), (3), and (4), (e)(1), (e)(4)(G), 
(H), and (I), and (f) of the Privacy Act pursuant to 5 U.S.C. 
552a(j)(2) and (k)(2). See 31 CFR 1.36.
TREASURY/CC .340

SYSTEM NAME:
    Access Control System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Security Office, 
Office of Management, 400 Seventh Street SW., Suite 3E-218, Washington, 
DC 20219.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are OCC employees, contractors, 
agents, and volunteers who have been issued an OCC identification card.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain an individual's name, 
location information, and picture. The system of records also may 
contain time records of entrances and attempted entrances into OCC 
premises.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 481, and 482; 5 U.S.C. 301.

PURPOSE:
    The OCC has an access control system, linked to employee and 
contractor identification cards, which limits access to its premises to 
authorized individuals and records the time that individuals enter OCC 
premises. This system of records is used to assist the OCC in 
maintaining the security of its premises and to permit the OCC to 
identify individuals on its premises at particular times.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) Third parties to the extent necessary to obtain information 
that is relevant to an investigation concerning access to or the 
security of the OCC's premises;
    (2) An appropriate governmental authority if the information is 
relevant to a known or suspected violation of a law within that 
organization's jurisdiction;
    (3) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (4) A congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (5) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (6) Third parties when mandated or authorized by statute, or
    (7) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is

[[Page 2954]]

reasonably necessary to assist in connection with the Department's 
efforts to respond to the suspected or confirmed compromise and 
prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been system accounts.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Director, Office of Security (OS), Office of the Comptroller of the 
Currency, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Information maintained in this system is obtained from individuals 
and the OCC's official personnel records. Information concerning entry 
and exit of OCC premises is obtained from identification card scanners.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
     None.
TREASURY/CC .341

SYSTEM NAME:
    Mass Communication System--Treasury/Comptroller.

SYSTEM LOCATION:
    The system is hosted at a contractor site in Burbank, California. 
The address of the contractor may be obtained by writing to the system 
manager below.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    All employees and contractors of the OCC.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Employees' and contractors' names, home telephone numbers, personal 
mobile telephone numbers, personal email addresses, official business 
telephone numbers, official business email addresses, official business 
mobile telephone numbers.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    Executive Order 12148, Federal Emergency Management.

PURPOSE:
    The OCC Office of Security will use the Mass Communication System 
to communicate with OCC personnel during and after local, regional, or 
national emergency events, communicate with staff during and after 
security incidents, disseminate time sensitive information to staff, 
provide Human Resources and OCC leadership with employee accountability 
status during emergency events, and conduct communication tests. The 
system is a managed service that is hosted at a contractor site. The 
system will allow Security staff and other authorized individuals to 
send messages to the OCC workforce and receive confirmation back from 
staff in order to help senior management assess the availability of 
staff during times of emergency. Employees and contractors have the 
right to decline to provide personal information, however, their 
official business contact information is entered into the system 
through an automated upload.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSE OF SUCH USES:
    Information in these records may be used to:
    (1) Make disclosures to a congressional office from the records of 
an individual in response to an inquiry made at the request of the 
individual to whom the record pertains;
    (2) Representatives of the National Archives and Records 
Administration who are conducting records management inspections under 
authority of 44 U.S.C. 2904 and 2906.
    (3) A contractor for the purpose of fulfilling a contract, 
compiling, organizing, analyzing, programming, or otherwise refining 
records to accomplish an agency function subject to the same 
limitations applicable to Department of the Treasury officers and 
employees under the Privacy Act.
    (4) Disclose information to the appropriate agencies, entities, and 
persons when: (a) The Department suspects or has confirmed that the 
security or confidentiality of information in the system of records has 
been compromised; (b) the Department has determined that as a result of 
the suspected or confirmed compromise there is a risk of harm to 
economic or property interests, identity theft or fraud, or harm to the 
security or integrity of this system or other systems or programs 
(whether maintained by the Department or another agency or entity) that 
rely upon the compromised information; and (c) the disclosure made to 
such agencies, entities, and persons is reasonably necessary to assist 
in connection with the Department's efforts to respond to the suspected 
or confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records are maintained in electronic format at the service 
provider's site.

RETRIEVABILITY:
    Records are retrieved by OCC office and individual name.

[[Page 2955]]

SAFEGUARDS:
    Safeguards in place to prevent misuse of data include: role-based 
user access, the use of user ID and authorization code to access the 
Web site, monitoring of application access and database access, 
encryption of passwords stored in the database, and physical access 
controls to the building housing the system.

RETENTION AND DISPOSAL:
    Records are retained and disposed of in accordance with National 
Archives and Records Administration General Records Schedules.

SYSTEM MANAGER AND ADDRESS:
    Director, Office of Security, Office of the Comptroller of the 
Currency, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-
0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from 
OCC personnel, OCC-regulated entities, other federal financial 
regulatory agencies, and criminal law enforcement authorities.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
TREASURY/CC .500

SYSTEM NAME:
    Chief Counsel's Management Information System--Treasury/
Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Office of Chief 
Counsel, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-
0001.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by the system are: Individuals who have 
requested information or action from the OCC; parties or witnesses in 
civil proceedings or administrative actions; individuals who have 
submitted requests for testimony and/or production of documents 
pursuant to 12 CFR part 4, subpart C; individuals who have been the 
subjects of administrative actions or investigations initiated by the 
OCC, including current or former shareholders, directors, officers, 
employees and agents of OCC-regulated entities, current, former, or 
potential bank customers, and OCC employees.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain the names of: Banks; 
requestors; parties; witnesses; current or former shareholders; 
directors, officers, employees and agents of OCC-regulated entities; 
current, former or potential bank customers; and current or former OCC 
employees. These records contain summarized information concerning the 
description and status of Law Department work assignments. Supporting 
records may include pleadings and discovery materials generated in 
connection with civil proceedings or administrative actions, and 
correspondence or memoranda related to work assignments.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 93(d) (second), 481, 1818, and 1820.

PURPOSE:
    This system of records is used to track the progress and 
disposition of OCC Law Department work assignments.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) An OCC-regulated entity involved in an assigned matter;
    (2) Third parties to the extent necessary to obtain information 
that is relevant to the resolution of an assigned matter;
    (3) The news media in accordance with guidelines contained in 28 
CFR 50.2;
    (4) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers;
    (5) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within that 
organization's jurisdiction;
    (6) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (7) A Congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (8) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (9) Third parties when mandated or authorized by statute; or
    (10) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

[[Page 2956]]

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically and in 
file folders.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords. 
Other records are maintained in locked file cabinets or rooms.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Information Systems Manager, Law Department, Office of the 
Comptroller of the Currency, 400 Seventh Street SW., Suite 3E-218, 
Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from 
individuals who request information or action from the OCC, individuals 
who are involved in legal proceedings in which the OCC is a party or 
has an interest, OCC personnel, and OCC-regulated entities and other 
entities, including governmental, tribal, self-regulatory, and 
professional organizations.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Records maintained in this system have been designated as exempt 
from 5 U.S.C. 552a(c)(3) and (4), (d)(1), (2), (3), and (4), (e)(1), 
(e)(2), (e)(3), (e)(4)(G), (H), and (I), (e)(5), (e)(8), (f), and (g) 
of the Privacy Act pursuant to 5 U.S.C. 552a(j)(2) and (k)(2). See 31 
CFR 1.36.
TREASURY/CC .510

SYSTEM NAME:
    Litigation Information System--Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Office of Chief 
Counsel, Litigation Division, 400 Seventh Street SW., Suite 3E-218, 
Washington, DC 20219-0001.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by the system are: (1) Parties or witnesses in 
civil proceedings or administrative actions; (2) individuals who have 
submitted correspondence to the OCC regarding civil proceedings, 
administrative actions, including potential or anticipated claims or 
civil litigation; and (3) individuals who have submitted requests for 
testimony or the production of documents pursuant to 12 CFR part 4, 
subpart C.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system are: (1) Correspondence files, 
and (2) records generated in connection with claims, civil proceedings 
or administrative actions, such as discovery materials, evidentiary 
materials, transcripts of testimony, pleadings, memoranda, 
correspondence, and requests for information pursuant to 12 CFR part 4, 
subpart C.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 93(d) (second), 481, 1818, and 1820.

PURPOSE:
    This system of records is used by the OCC in representing its 
interests in legal actions and proceedings in which the OCC, its 
employees, or the United States is a party or has an interest.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) Third parties to the extent necessary to obtain information 
that is relevant to the subject matter of claims, civil proceedings or 
administrative actions involving the OCC;
    (2) The news media in accordance with guidelines contained in 28 
CFR 50.2;
    (3) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers;
    (4) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within that 
organization's jurisdiction;
    (5) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (6) A Congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (7) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (8) Third parties when mandated or authorized by statute; or
    (9) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems

[[Page 2957]]

or programs (whether maintained by the Department or another agency or 
entity) that rely upon the compromised information; and (c) the 
disclosure made to such agencies, entities, and persons is reasonably 
necessary to assist in connection with the Department's efforts to 
respond to the suspected or confirmed compromise and prevent, minimize, 
or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically and in 
file folders.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    System records are maintained in locked file cabinets or rooms and 
in electronic format on secure drives and media.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Director, Litigation Division, Office of Chief Counsel, Office of 
the Comptroller of the Currency, 400 Seventh Street SW., Suite 3E-218, 
Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from: 
Individuals or entities involved in legal proceedings in which the OCC 
is a party or has an interest; OCC-regulated entities; and 
governmental, tribal, self-regulatory or professional organizations.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Records maintained in this system have been designated as exempt 
from 5 U.S.C. 552a(c)(3) and (4), (d)(1), (2), (3), and (4), (e)(1), 
(e)(2), (e)(3), (e)(4)(G), (H), and (I), (e)(5), (e)(8), (f), and (g) 
of the Privacy Act pursuant to 5 U.S.C. 552a(j)(2) and (k)(2). See 31 
CFR 1.36.
TREASURY/CC .600

SYSTEM NAME:
    Consumer Complaint and Inquiry Information System--Treasury/
Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Customer 
Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010-
3034.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are individuals who submit 
complaints or inquiries about national banks, federal savings 
associations, District of Columbia savings associations operating under 
OCC's regulatory authority, federal branches and agencies of foreign 
banks, or subsidiaries of any such entity (OCC-regulated entities), and 
other entities that the OCC does not regulate. This includes 
individuals who file complaints and inquiries directly with the OCC or 
through other parties, such as attorneys, members of Congress, or other 
governmental organizations.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain: The name and address 
of the individual who submitted the complaint or inquiry; when 
applicable, the name of the individual or organization referring a 
matter; the name of the entity that is the subject of the complaint or 
inquiry; the date of the incoming correspondence and its receipt; 
numeric codes identifying the complaint or inquiry's nature, source, 
and resolution; the OCC office and personnel assigned to review the 
correspondence; the status of the review; the resolution date; and, 
when applicable, the amount of reimbursement. Supporting records may 
contain correspondence between the OCC and the individual submitting 
the complaint or inquiry, correspondence between the OCC and the 
regulated entity, and correspondence between the OCC and other law 
enforcement or regulatory bodies.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1, 481, 1464 and 1820; 15 U.S.C. 41 et seq.

PURPOSE:
    This system of records is used to administer the OCC's Customer 
Assistance Program and to track the processing and resolution of 
complaints and inquiries.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) An OCC-regulated entity that is the subject of a complaint or 
inquiry;
    (2) Third parties to the extent necessary to obtain information 
that is relevant to the resolution of a complaint or inquiry;
    (3) The appropriate governmental, tribal, self-regulatory or 
professional organization if that organization has jurisdiction over 
the subject matter of the complaint or inquiry, or the entity that is 
the subject of the complaint or inquiry;
    (4) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within that 
organization's jurisdiction;
    (5) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual

[[Page 2958]]

capacity represented by the Department of Justice or the OCC, or the 
United States is a party or has an interest;
    (6) A Congressional office or appropriate governmental or tribal 
organization when the information is relevant to a complaint or inquiry 
referred to the OCC by that office or organization on behalf of the 
individual about whom the information is maintained;
    (7) An appropriate governmental or tribal organization in 
communication with the OCC about a complaint or inquiry the 
organization has received concerning the actions of an OCC-regulated 
entity. Information that may be disclosed under this routine use will 
ordinarily consist of a description of the conclusion made by the OCC 
concerning the actions of such an entity and the corrective action 
taken, if any;
    (8) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (9) Third parties when mandated or authorized by statute; or
    (10) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically and in 
file folders.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords. 
Other records are maintained in locked file cabinets or rooms.

RETENTION AND DISPOSAL:
    Records are retained in accordance with the OCC's records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Director, Consumer Complaint Operations, CAG Remedy System Owner, 
Office of the Comptroller of the Currency, Customer Assistance Group, 
1301 McKinney Street, Suite 3450, Houston, TX 77010-3034.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Non-exempt information maintained in this system is obtained from 
individuals and entities filing complaints and inquiries, other 
governmental authorities, and OCC- regulated entities that are the 
subjects of complaints and inquiries.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Records maintained in this system have been designated as exempt 
from 5 U.S.C. 552a(c)(3), (d)(1), (2), (3), and (4), (e)(1), (e)(4)(G), 
(H), and (I), and (f) of the Privacy Act pursuant to 5 U.S.C. 
552a(k)(2). See 31 CFR 1.36.
TREASURY/CC .700

SYSTEM NAME:
    Correspondence Tracking System-Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency (OCC), Office of Chief 
Counsel, 400 Seventh Street SW., Suite 3E-218, Washington, DC 20219-
0001. Components of this record system are maintained in the 
Comptroller of the Currency's Office and the Chief Counsel's Office.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Individuals covered by this system are those whose correspondence 
is submitted to the Comptroller of the Currency or the Chief Counsel.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records maintained in this system may contain the names of 
individuals who correspond with the OCC, information concerning the 
subject matter of the correspondence, correspondence disposition 
information, correspondence tracking dates, and internal office 
assignment information. Supporting records may contain correspondence 
between the OCC and the individual.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 1; 5 U.S.C. 301.

PURPOSE:
    This system of records is used by the OCC to track the Comptroller 
of the Currency's or the Chief Counsel's correspondence, including the 
progress and disposition of the OCC's response.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Information maintained in this system may be disclosed to:
    (1) The OCC-regulated entity involved in correspondence;
    (2) Third parties to the extent necessary to obtain information 
that is relevant to the response;
    (3) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation or 
supervision of financial service providers;

[[Page 2959]]

    (4) An appropriate governmental, tribal, self-regulatory, or 
professional organization if the information is relevant to a known or 
suspected violation of a law or licensing standard within that 
organization's jurisdiction;
    (5) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (6) A Congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (7) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (8) Third parties when mandated or authorized by statute; or
    (9) Appropriate agencies, entities, and persons when: (a) The 
Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) the Department has determined that as a result of the 
suspected or confirmed compromise there is a risk of harm to economic 
or property interests, identity theft or fraud, or harm to the security 
or integrity of this system or other systems or programs (whether 
maintained by the Department or another agency or entity) that rely 
upon the compromised information; and (c) the disclosure made to such 
agencies, entities, and persons is reasonably necessary to assist in 
connection with the Department's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records maintained in this system are stored electronically and in 
file folders.

RETRIEVABILITY:
    Records maintained in this system may be retrieved by the name of 
an individual covered by the system.

SAFEGUARDS:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferable access codes and passwords. Other 
records are maintained in locked file cabinets or rooms.

RETENTION AND DISPOSAL:
    Electronic and other records are retained in accordance with the 
OCC's records management policies and National Archives and Records 
Administration regulations.

SYSTEM MANAGERS AND ADDRESSES:
    Executive Assistant to the Comptroller, Office of the Comptroller 
of the Currency, 400 Seventh Street SW., Suite 3E-218, Washington, DC 
20219-0001. Special Assistant to the Chief Counsel, Office of the 
Comptroller of the Currency, 400 Seventh Street SW., Suite 3E-218, 
Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature (such as credit cards).
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Information maintained in this system is obtained from individuals 
who submit correspondence and OCC personnel.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
TREASURY/CC .701

SYSTEM NAME:
    Retiree Billing System-Treasury/Comptroller.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Pentegra Defined Benefit Plan for Financial Institutions (formerly 
known as FIRF) retirees, OTS employees retiring under the Civil Service 
Retirement System or the Federal Employees Retirement System and who 
participate in the OTS-sponsored life insurance plan, and OCC retirees 
who participate in the OCC-sponsored life insurance plan.

CATEGORIES OF RECORDS IN THE SYSTEM:
    OCC and OTS retirees' names, home and mobile telephone numbers, 
mailing addresses, email addresses, bank account numbers, Federal 
Employee Health Benefits (FEHB) codes and premiums, Federal Employee 
Group Life Insurance (FEGLI) insurance amounts and premiums, OTS-
sponsored life insurance plan coverage amounts, premium amounts and 
imputed income amount, if any; OCC-sponsored life insurance plan 
coverage amount and imputed income amount, if any.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    12 U.S.C. 481, 482, and 1462a(h).

PURPOSE:
    The Retiree Billing System (formerly the ``OTS Retiree Billing 
System'') is used to bill insurance premiums for upcoming FIRF retirees 
as well as a tracking tool for imputed income for OCC retirees 
(including FIRF retirees) with the OCC-sponsored life insurance plan. 
The system is used by HR Benefits Specialists and Assistants as well as 
Payroll Specialists in the Human Capital office. Retiree names and bank 
account information is shared with the Bureau of the Fiscal Service 
(BFS), a bureau of the Treasury Department, so that retirees can be 
properly billed for health/life insurance premiums. BFS provides 
Automated Clearing House (ACH) debit services on behalf of the OCC. OCC 
provides BFS with retiree information so that BFS can perform a debit 
on the bank account of the retiree for the funds

[[Page 2960]]

owed to the OCC and deposit the money into an OCC account.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSE OF SUCH USES:
    Information in these records may be used to:
    (1) Make disclosures to a Congressional office from the records of 
an individual in response to an inquiry made at the request of the 
individual to whom the record pertains;
    (2) Representatives of the National Archives and Records 
Administration who are conducting records management inspections under 
authority of 44 U.S.C. 2904 and 2906;
    (3) A contractor for the purpose of filling a contract, compiling, 
organizing, analyzing, programming, or otherwise refining records to 
accomplish an agency function subject to the same limitations 
applicable to Department of the Treasury officers and employees under 
the Privacy Act;
    (4) Disclose information to the appropriate agencies, entities, and 
persons when: (a) The Department suspects or has confirmed that the 
security or confidentiality of information in the system of records has 
been compromised; (b) the Department has determined that as a result of 
the suspected or confirmed compromise there is a risk of harm to 
economic or property interests, identity theft or fraud, or harm to the 
security or integrity of this system or other systems or programs 
(whether maintained by the Department or another agency or entity) that 
rely upon the compromised information; and (c) the disclosure made to 
such agencies, entities, and persons is reasonably necessary to assist 
in connection with the Department's efforts to respond to the suspected 
or confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records are maintained in electronic and paper format.

RETRIEVABILITY:
    Records are retrieved by retirees' names or social security 
numbers.

SAFEGUARDS:
    Safeguards in place to prevent misuse of data include role-based 
user access, the use of user identification and authorization codes to 
access the system, and paper files in locked file cabinets when not in 
use.

RETENTION AND DISPOSAL:
    Records are retained and disposed of in accordance with OCC records 
management policies and National Archives and Records Administration 
regulations.

SYSTEM MANAGER AND ADDRESS:
    Director, Compensation and Benefits, Office of Human Capital, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
     See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    OTS retirees and OTS payroll and personnel systems.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
TREASURY/CC .800

SYSTEM NAME:
    Office of Inspector General Investigations System

SYSTEM LOCATION:
    OCC Headquarters, Office of Enterprise Governance and the 
Ombudsman, 400 Seventh Street SW., Washington, DC.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    (1) Current and former OCC employees who are being investigated by 
the Treasury Office of the Inspector General;
    (2) Current and former OCC contractors who are being investigated 
by the Treasury Office of the Inspector General (OIG); and
    (3) Current and former directors, officers, employees, 
shareholders, and independent contractors of financial institutions who 
are being investigated by the OIG.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Referrals regarding potential or alleged violations of laws, rules, 
or regulations; names of targets, complainants, managers, Enterprise 
Governance staff, and other government employees who may be named in 
referral or investigative documents; documents regarding resolutions 
and remedial action in connection with referrals; and other supporting 
documentation, including bank-related information, investigative 
documentation, and correspondence related to investigations.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    5 U.S.C. App. 3; 12 U.S.C. 1, as amended; 31 CFR 0.207.

PURPOSES(S):
    This system of records is used by the OCC to monitor the OIG's 
referrals and investigations related to the OCC.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM INCLUDING CATEGORIES 
OF USERS AND THE PURPOSES OF SUCH USES:
    Records in this system may be disclosed to:
    (1) An OCC-regulated entity when the information is relevant to the 
entity's operations;
    (2) Third parties to the extent necessary to obtain information 
that is relevant to an investigation;
    (3) Appropriate governmental or self-regulatory organizations when 
the OCC determines that the records are relevant and necessary to the 
governmental or self-regulatory organization's regulation and 
supervision of financial service

[[Page 2961]]

providers, including the review of the qualifications and fitness of 
individuals who are or propose to become responsible for the business 
operations of such providers;
    (4) An appropriate governmental, international, tribal, self-
regulatory, or professional organization if the information is relevant 
to a known or suspected violation of a law or licensing standard within 
that organization's jurisdiction;
    (5) A federal, state, local, or tribal agency, or other public 
authority, which has requested information relevant or necessary to 
hiring or retaining an employee, or issuing or continuing a contract, 
security clearance, license, grant, or other benefit;
    (6) The Department of Justice, a court, an adjudicative body, a 
party in litigation, or a witness if the OCC determines that the 
information is relevant and necessary to a proceeding in which the OCC, 
any OCC employee in his or her official capacity, any OCC employee in 
his or her individual capacity represented by the Department of Justice 
or the OCC, or the United States is a party or has an interest;
    (7) A congressional office when the information is relevant to an 
inquiry made at the request of the individual about whom the record is 
maintained;
    (8) A contractor or agent who needs to have access to this system 
of records to perform an assigned activity;
    (9) Third parties when mandated or authorized by statute; or
    (10) Appropriate agencies, entities, and persons when: (a) The OCC 
suspects or has confirmed that the security or confidentiality of 
information in the system of records has been compromised; (b) the OCC 
has determined that as a result of the suspected or confirmed 
compromise there is a risk of harm to economic or property interests, 
identity theft or fraud, or harm to the security or integrity of this 
system or other systems or programs (whether maintained by the OCC or 
another agency or entity) that rely upon the compromised information; 
and (c) the disclosure made to such agencies, entities, and persons is 
reasonably necessary to assist in connection with the OCC's efforts to 
respond to the suspected or confirmed compromise and prevent, minimize, 
or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Paper records and electronic media.

RETRIEVABILITY:
    Records may be retrieved by name; social security number; OIG 
tracking number; the date a referral is received, transmitted or 
closed; another personal identifier of person about whom a referral is 
made; or by OCC employee name or identification number for the employee 
assigned to a particular matter.

SAFEGUARDS:
    Paper records are maintained in locked file cabinets with access 
limited to those personnel whose official duties require access. Access 
to electronic systems is restricted to authorized personnel who are 
issued non-transferrable access codes and passwords.

RETENTION AND DISPOSAL:
    Records will be retained for 7 years, and the office of Enterprise 
Governance and the Ombudsman will destroy records older than 7 years in 
accordance with OCC Records Retention Schedule item 1.2c (7-year 
project files), and continue to do so annually.

SYSTEM MANAGER(S) AND ADDRESS:
    Senior Deputy Comptroller for Enterprise Governance and the 
Ombudsman, 400 7th Street SW., Washington, DC 20219. Telephone: (202) 
649-5530 (not a toll-free number).

NOTIFICATION PROCEDURE:
    This system of records contains records that are exempt from the 
notification, access and contest requirements pursuant to 5 U.S.C. 
552a(k)(2). Individuals seeking notification and access to any non-
exempt record contained in this system of records, or seeking to 
contest its content, may inquire in writing in accordance with 
instructions appearing at 31 CFR, Part 1, subpart C, and appendix J to 
subpart C. Written inquiries should be addressed to Disclosure Officer, 
Communications Division, Office of the Comptroller of the Currency, 400 
7th Street SW., Washington, DC 20219.
    Identification requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and a signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identify, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORDS PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Treasury and other federal agency records, including referrals from 
the OCC to the OIG and referrals received from the OIG.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    Some of the records in this system are exempt from sections 5 
U.S.C. 552a(c)(3), (d)(1)-(4), (e)(1), (e)(4)(G)-(I), and, (f) of the 
Privacy Act pursuant to 5 U.S.C. 552a(k)(2). See 31 CFR 1.36.
TREASURY/OTS .003

SYSTEM NAME:
    OTS Consumer Complaint System.

SYSTEM LOCATION:
    Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Persons who submit inquiries or complaints concerning federally-
insured depository institutions, service corporations, and 
subsidiaries.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Consumer's name, savings association's docket number, case number 
as designated by a Consumer Complaint Case number. Within these 
categories of records, the following information may be obtained: 
Consumer's address, source of inquiry or complaint, nature of the 
inquiry or complaint, nature of the inquiry or complaint designated by 
instrument and complaint code, information on the investigation and 
resolution of inquiries and complaints.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    15 U.S.C. 57a(f), 5 U.S.C. 301.

[[Page 2962]]

PURPOSE:
    OTS used this system to track individual complaints and to provide 
information about each institution's compliance with regulatory 
requirements.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSE OF SUCH USES:
    Information in these records may be used to:
    (1) Disclose information to officials of regulated savings 
associations in connection with the investigation and resolution of 
complaints and inquiries;
    (2) Make relevant information available to appropriate law 
enforcement agencies or authorities in connection with the 
investigation and/or prosecution of alleged civil, criminal, and 
administrative violations;
    (3) Disclose information to a Congressional office in response to 
an inquiry made at the request of the individual to whom the record 
pertains;
    (4) Disclose information to other federal and nonfederal 
governmental supervisory or regulatory authorities when the subject 
matter is within such other agency's jurisdiction;
    (5) Disclose information in civil, criminal, administrative or 
arbitration proceedings before a court, magistrate, administrative or 
arbitration tribunal, in the course of pre-trial discovery, motions, 
trial, appellate review, or in settlement negotiations, when OTS, the 
Director of OTS, an OTS employee, the Department of the Treasury, the 
Secretary of the Treasury, or the United States is a party or has an 
interest in or is likely to be affected by such proceeding and an OCC 
attorney determines that the information is arguably relevant to that 
proceeding;
    (6) Disclose relevant information to the Department of Justice, 
private counsel, or an insurance carrier for the purpose of defending 
an action or seeking legal advice, to assure that the agency and its 
employees receive appropriate representation in legal proceedings; or
    (7) Disclose information to the appropriate agencies, entities, and 
persons when: (a) The Department suspects or has confirmed that the 
security or confidentiality of information in the system of records has 
been compromised; (b) the Department has determined that as a result of 
the suspected or confirmed compromise there is a risk of harm to 
economic or property interests, identity theft or fraud, or harm to the 
security or integrity of this system or other systems or programs 
(whether maintained by the Department or another agency or entity) that 
rely upon the compromised information; and (c) the disclosure made to 
such agencies, entities, and persons is reasonably necessary to assist 
in connection with the Department's efforts to respond to the suspected 
or confirmed compromise and prevent, minimize, or remedy such harm.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
STORAGE:
    Records are maintained in paper files and on electronic media.

RETRIEVABILITY:
    By name of individual, complaint case number, savings association 
name, docket number, region complaint code, instrument code, source 
code, or by some combination thereof.

SAFEGUARDS:
    Paper records are maintained in locked file cabinets with access 
limited to those personnel whose official duties require access. Access 
to computerized records is limited, through use of the system 
passwords, to those whose official duties require access.

RETENTION AND DISPOSAL:
    Active paper files are maintained until the case is closed. Closed 
files are retained six (6) years then destroyed.

SYSTEM MANAGER AND ADDRESS:
    Ombudsman, Office of the Comptroller of the Currency, 400 Seventh 
Street SW., Suite 3E-218, Washington, DC 20219.

NOTIFICATION PROCEDURE:
    An individual wishing to be notified if he or she is named in non-
exempt records maintained in this system must submit a written request 
to the Freedom of Information Act Officer, Communications Division, 
Office of the Comptroller of the Currency, 400 Seventh Street SW., 
Suite 3E-218, Washington, DC 20219-0001. See 31 CFR part 1, subpart C, 
Appendix J.
    Identification Requirements: An individual seeking notification 
through the mail must establish his or her identity by providing a 
signature and an address as well as one other identifier bearing the 
individual's name and signature (such as a photocopy of a driver's 
license or other official document). An individual seeking notification 
in person must establish his or her identity by providing proof in the 
form of a single official document bearing a photograph (such as a 
passport or identification badge) or two items of identification that 
bear both a name and signature.
    Alternatively, identity may be established by providing a notarized 
statement, swearing or affirming to an individual's identity, and to 
the fact that the individual understands the penalties provided in 5 
U.S.C. 552a(i)(3) for requesting or obtaining information under false 
pretenses.
    Additional documentation establishing identity or qualification for 
notification may be required, such as in an instance where a legal 
guardian or representative seeks notification on behalf of another 
individual.

RECORD ACCESS PROCEDURES:
    See ``Notification Procedure'' above.

CONTESTING RECORD PROCEDURES:
    See ``Notification Procedure'' above.

RECORD SOURCE CATEGORIES:
    Inquirer or complainant (or his or her representative which may 
include a member of Congress or an attorney); savings association 
officials and employees; compliance/safety and soundness examiner(s); 
and other supervisory records.

EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
[FR Doc. 2016-00763 Filed 1-15-16; 8:45 am]
BILLING CODE 4810-33-P



                                                                                  Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                  2945

                                                    only can these facilities become                        pipelines using horizontal directional                    13. Where appropriate, surveys of
                                                    inoperable when submerged, but they                     drilling to help place pipelines below                 underwater pipe should include the use
                                                    are also at a greater risk of damage by                 elevations of maximum scour and                        of visual inspection by divers or
                                                    outside forces, floating debris, river                  outside the limits of lateral channel                  instrumented detection. Pipelines in
                                                    currents, and craft operating on the                    migration.                                             recently flooded lands adjacent to rivers
                                                    water. Boaters involved in rescue                          3. Determine the maximum flow or                    should also be evaluated to determine
                                                    operations, emergency support                           flooding conditions at rivers where                    the remaining depth of cover. You
                                                    functions, sightseeing, and other                       pipeline integrity is at risk in the event             should share information gathered by
                                                    activities are generally not aware of the               of flooding (e.g., where scour can occur)              these surveys with affected landowners.
                                                    seriousness of an incident that could                   and have contingency plans to shut                     Agricultural agencies may help to
                                                    result from their craft damaging a                      down and isolate those pipelines when                  inform farmers of potential hazards from
                                                    pipeline facility that is unseen beneath                those conditions occur.                                reduced cover over pipelines.
                                                    the surface of the water. Depending on                     4. Evaluate the accessibility of                       14. Ensure that line markers are still
                                                    the size of the craft and the pipeline                  pipeline facilities and components that                in place or are replaced in a timely
                                                    facility struck, significant pipeline                   may be in jeopardy, such as valve                      manner. Notify contractors, highway
                                                    damage may result.                                      settings, which are needed to isolate                  departments, and others involved in
                                                       Although accidents at river crossings                water crossings or other sections of                   post-flood restoration activities of the
                                                    account for less than one percent of the                pipelines.                                             presence of pipelines and the risks
                                                    total number of pipeline accidents, the                    5. Extend regulator vents and relief                posed by reduced cover.
                                                    consequences of a release in water can                  stacks above the level of anticipated                     If a pipeline has suffered damage or
                                                    be much more severe because of the                      flooding as appropriate.                               is shut-in as a precautionary measure
                                                    threats to drinking water supplies and                     6. Coordinate with emergency and                    due to flooding, the operator should
                                                    the environment. Unlike hazardous                       spill responders on pipeline locations,                advise the appropriate PHMSA regional
                                                    liquid releases on land where it can be                 crossing conditions, and the                           office or state pipeline safety authority
                                                    easier to respond to and contain spills,                commodities transported. Provide maps                  before returning the line to service,
                                                    swift-moving river currents will carry                  and other relevant information to such                 increasing its operating pressure, or
                                                    hazardous liquids further downstream,                   responders so they can develop                         otherwise changing its operating status.
                                                    potentially impacting much larger                       appropriate response strategies.                       Furthermore, reporting a Safety-Related
                                                    geographical areas and more                                7. Coordinate with other pipeline                   Condition as prescribed in §§ 191.23
                                                    communities. Product releases in rivers                 operators in flood areas and establish                 and 195.55 may also be required.
                                                    can create difficult, costly, and lengthy               emergency response centers to act as a
                                                                                                            liaison for pipeline problems and                        Issued in Washington, DC on January 12,
                                                    spill response and remediation
                                                                                                            solutions.                                             2016, under authority delegated in 49 CFR
                                                    scenarios and activities for operators,                                                                        1.97.
                                                    communities, and local, state, and                         8. Deploy personnel so that they will
                                                                                                            be in position to shut down, isolate,                  Alan K. Mayberry,
                                                    federal responders.
                                                                                                            contain, or perform any other                          Deputy Associate Administrator for Policy
                                                    II. Advisory Bulletin (ADB–2016–01)                     emergency action on an affected                        and Programs.
                                                       To: Owners and Operators of Gas and                  pipeline.                                              [FR Doc. 2016–00765 Filed 1–15–16; 8:45 am]
                                                    Hazardous Liquid Pipeline Systems.                         9. Determine if facilities that are                 BILLING CODE 4910–60–P
                                                       Subject: Potential for Damage to                     normally above ground (e.g., valves,
                                                    Pipeline Facilities Caused by Severe                    regulators, relief sets, etc.) have become
                                                    Flooding.                                               submerged and are in danger of being                   DEPARTMENT OF THE TREASURY
                                                       Advisory: Severe flooding can                        struck by vessels or debris and, if
                                                    adversely affect the safe operation of a                possible, mark such facilities with U.S.               Office of the Comptroller of the
                                                    pipeline. Operators need to direct their                Coast Guard approval and an                            Currency
                                                    resources in a manner that will enable                  appropriate buoy.
                                                    them to determine and mitigate the                         10. Perform frequent patrols,                       Privacy Act of 1974, as Amended;
                                                    potential effects of flooding on their                  including appropriate overflights, to                  System of Records
                                                    pipeline systems in accordance with                     evaluate right-of-way conditions at
                                                    applicable regulations. Operators are                   water crossings during flooding and                    AGENCY: Office of the Comptroller of the
                                                    urged to take the following actions to                  after waters subside. Report any                       Currency, Treasury.
                                                    prevent and mitigate damage to pipeline                 flooding, either localized or systemic, to             ACTION: Notice of systems of records.
                                                    facilities and ensure public and                        integrity staff to determine if pipeline
                                                    environmental safety in areas affected                  crossings may have been damaged or                     SUMMARY:   In accordance with the
                                                    by flooding:                                            would be in imminent jeopardy from                     requirements of the Privacy Act of 1974,
                                                       1. Utilize experts in river flow, such               future flooding.                                       as amended, the Office of the
                                                    as hydrologists or fluvial                                 11. Have open communications with                   Comptroller of the Currency, Treasury,
                                                    geomorphologists, to evaluate a river’s                 local and state officials to address their             is publishing its inventory of Privacy
                                                    potential for scour or channel migration                concerns regarding observed pipeline                   Act systems of records.
                                                    at each pipeline river crossing.                        exposures, localized flooding, ice dams,               SUPPLEMENTARY INFORMATION: Pursuant
                                                       2. Evaluate each pipeline crossing a                 debris dams, and extensive bank erosion                to the Privacy Act of 1974, as amended,
asabaliauskas on DSK5VPTVN1PROD with NOTICES




                                                    river to determine the pipeline’s                       that may affect the integrity of pipeline              5 U.S.C. 552a, and Office of
                                                    installation method and determine if                    crossings.                                             Management and Budget (OMB)
                                                    that method (and the pipeline’s current                    12. Following floods, and when safe                 Circular No. A–130, the Comptroller of
                                                    condition) is sufficient to withstand the               river access is first available, determine             the Currency (OCC) has completed a
                                                    risks posed by anticipated flood                        if flooding has exposed or undermined                  review of its Privacy Act systems of
                                                    conditions, river scour, or river channel               pipelines because of new river channel                 records notices to identify minor
                                                    migration. In areas prone to these                      profiles. This is best done by a depth of              changes that will more accurately
                                                    conditions and risks, consider installing               cover survey.                                          describe these records.


                                               VerDate Sep<11>2014   17:50 Jan 15, 2016   Jkt 238001   PO 00000   Frm 00109   Fmt 4703   Sfmt 4703   E:\FR\FM\19JAN1.SGM   19JAN1


                                                    2946                          Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                       Department of the Treasury                             Treasury/OTS .013, Mass                              institutions who have had enforcement
                                                    regulations require the Department to                   Communication System has been                          actions taken against them by the OCC,
                                                    publish the existence and character of                  retired. The records have been merged                  the Board of Governors of the Federal
                                                    all systems of records every three years                into Treasury/CC .341, Mass                            Reserve System, the Federal Deposit
                                                    as specified in 31 CFR 1.23(a)(1). With                 Communication System.                                  Insurance Corporation, the Office of
                                                    respect to its inventory of Privacy Act                   Treasury/OTS .015, OTS Retiree                       Thrift Supervision, or the National
                                                    systems of records, the OCC has                         Billing System has been retired. Records               Credit Union Administration;
                                                    determined that the information                         in the system were merged into a new                     (2) Current and former directors,
                                                    contained in its systems of records is                  OCC system, Treasury/CC .701, Retiree                  officers, employees, shareholders, and
                                                    accurate, timely, relevant, complete, and               Billing System.                                        independent contractors of financial
                                                    necessary to maintain the proper                          Other changes throughout the                         institutions who are the subjects of
                                                    performance of a documented agency                      document are editorial in nature and                   pending enforcement actions initiated
                                                    function. The OCC’s systems of records                  consist principally of revising address                by the OCC; and
                                                    notice was last published in its entirety               information and minor editorial                          (3) Individuals who must obtain the
                                                    on April 3, 2012, at 77 FR 20104–20122.                 changes.                                               consent of the OCC pursuant to 12
                                                       This publication covers the Privacy                                                                         U.S.C. 1829 to become or continue as an
                                                                                                            Systems Covered by This Notice                         institution-affiliated party within the
                                                    Act systems of records that were
                                                    formerly Office of Thrift Supervision                     This notice covers all systems of                    meaning of 12 U.S.C. 1813(u) of a
                                                    (OTS) systems, which the OCC adopted                    records adopted by the OCC up to                       federally-insured depository institution,
                                                    on July 26, 2011, at 76 FR 44656.                       December 1, 2015. The systems notices                  a direct or indirect owner or controlling
                                                    Treasury/OTS systems of records were                    are reprinted in their entirety following              person of such an entity, or a direct or
                                                    transferred to the OCC pursuant to                      the Table of Contents.                                 indirect participant in the conduct of
                                                    section 323 of the Dodd-Frank Act, 12                     Dated: January 12, 2016.                             the affairs of such an entity.
                                                    U.S.C. 5433. The OTS systems of                         Helen Goff Foster,                                     CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    records notices were last published in                  Deputy Assistant Secretary for Privacy,                   Records maintained in this system
                                                    their entirety on June 29, 2009, at 74 FR               Transparency, and Records.                             may contain the names of individuals,
                                                    31103.
                                                                                                            Table of Contents                                      their positions or titles with financial
                                                       This publication gives notice of two
                                                                                                                                                                   institutions, descriptions of offenses and
                                                    new systems of records. Treasury/CC                     The Comptroller of the Currency (OCC)                  alleged misconduct, pending and
                                                    .341, Mass Communications System,                       CC .100—Enforcement Action Report System               completed enforcement actions, and
                                                    contains records necessary to                           CC .110—Reports of Suspicious Activities               descriptions of offenses requiring OCC
                                                    communicate with OCC employees in                       CC .120—Bank Fraud Information System                  or Federal Deposit Insurance
                                                    the event of an emergency. Treasury/CC                  CC .200—Chain Banking Organizations
                                                                                                                System
                                                                                                                                                                   Corporation approval of waivers under
                                                    .701, Retiree Billing System, contains
                                                                                                            CC .210—Bank Securities Dealers System                 12 U.S.C. 1829.
                                                    records necessary to contact and to send
                                                    bills to former OCC and OTS employees,                  CC .220—Notices of Proposed Changes in                 AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    retirees enrolled in OCC and OTS life                       Employees, Officers and Directors
                                                                                                                Tracking System                                      12 U.S.C. 1, 27, 481, 1817(j), 1818,
                                                    insurance programs, and employees                       CC .340—Access Control System                          1820, and 1831i.
                                                    receiving annuities from the Pentegra                   CC .341—Mass Communication System
                                                    Deferred Benefit Plan.                                                                                         PURPOSE:
                                                                                                            CC .500—Chief Counsel’s Management
                                                       This publication gives notice of the                     Information System                                   This system of records is used by the
                                                    following actions.                                      CC .510—Litigation Information System                  OCC to monitor enforcement actions
                                                       Treasury/OTS .002, Correspondence                    CC .600—Consumer Complaint and Inquiry                 and to assist it in its regulatory
                                                    and Correspondence Tracking system                          Information System                                 responsibilities, including review of the
                                                    has been retired. The records have been                 CC .700—Correspondence Tracking System                 qualifications and fitness of individuals
                                                                                                            CC .701—Retiree Billing System                         who are or propose to become
                                                    archived or destroyed in accordance
                                                                                                            CC .800—Office of Inspector General                    responsible for the business operations
                                                    with OCC records management policies.                       Investigations System
                                                       Treasury/OTS .003, Consumer                                                                                 of OCC-regulated entities.
                                                                                                            OTS .003—OTS Consumer Complaint Files
                                                    Complaint Files system will be retired at                                                                      ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                    the end of July 2016. All records in this               TREASURY/CC .100                                       SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    system of records will be archived or                   SYSTEM NAME:                                           THE PURPOSES OF SUCH USES:
                                                    merged with Treasury/CC .600,                                                                                    Information maintained in this system
                                                    Consumer Complaint and Inquiry                            Enforcement Action Report System—
                                                                                                            Treasury/Comptroller.                                  may be disclosed to:
                                                    Information, before the end of July 2016.                                                                        (1) An OCC-regulated entity when the
                                                       Treasury/OTS .006, Employee Locator                  SYSTEM LOCATION:                                       information is relevant to the entity’s
                                                    File system has been retired. The                         Office of the Comptroller of the                     operations;
                                                    records in this system have been merged                 Currency (OCC), Office of Chief                          (2) Third parties to the extent
                                                    into OCC personnel and payroll records,                 Counsel, Enforcement and Compliance                    necessary to obtain information that is
                                                    part of the Treasury-wide system,                       Division, 400 Seventh Street SW., Suite                relevant to an examination or
                                                    Treasury .001, Treasury Personnel and
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                                                                                                            3E–218, Washington, DC 20219–0001.                     investigation;
                                                    Payroll System dated January 2, 2014 at                                                                          (3) The news media in accordance
                                                    79 FR 184.                                              CATEGORIES OF INDIVIDUALS COVERED BY THE               with guidelines contained in 28 CFR
                                                       Treasury/OTS .012, Payroll/Personnel                 SYSTEM:                                                50.2;
                                                    Systems & Payroll Records, has been                       Individuals covered by this system                     (4) Appropriate governmental or self-
                                                    retired. The records have been merged                   are:                                                   regulatory organizations when the OCC
                                                    with OCC records within Treasury .001,                    (1) Current and former directors,                    determines that the records are relevant
                                                    Treasury Personnel and Payroll System                   officers, employees, shareholders, and                 and necessary to the governmental or
                                                    dated January 2, 2014 at 79 FR 184.                     independent contractors of financial                   self-regulatory organization’s regulation


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                                                                                   Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                 2947

                                                    or supervision of financial service                      policies and National Archives and                     (e)(1), (e)(4)(G), (H), and (I), and (f) of
                                                    providers, including the review of the                   Records Administration regulations.                    the Privacy Act pursuant to 5 U.S.C.
                                                    qualifications and fitness of individuals                                                                       552a(k)(2). See 31 CFR 1.36.
                                                                                                             SYSTEM MANAGER AND ADDRESS:
                                                    who are or propose to become
                                                    responsible for the business operations                    Director, Enforcement and                            TREASURY/CC .110
                                                    of such providers;                                       Compliance Division, Office of Chief
                                                                                                                                                                    SYSTEM NAME:
                                                       (5) The Department of Justice, a court,               Counsel, Office of the Comptroller of the
                                                                                                             Currency, 400 Seventh Street SW., Suite                  Reports of Suspicious Activities—
                                                    an adjudicative body, a party in
                                                                                                             3E–218, Washington, DC 20219–0001.                     Treasury/Comptroller.
                                                    litigation, or a witness if the OCC
                                                    determines that the information is                       NOTIFICATION PROCEDURE:                                SYSTEM LOCATION:
                                                    relevant and necessary to a proceeding                                                                             Office of the Comptroller of the
                                                    in which the OCC, any OCC employee                          An individual wishing to be notified
                                                                                                             if he or she is named in non-exempt                    Currency (OCC), Office of Chief
                                                    in his or her official capacity, any OCC                                                                        Counsel, Enforcement and Compliance
                                                    employee in his or her individual                        records maintained in this system must
                                                                                                             submit a written request to the Freedom                Division, 400 Seventh Street SW., Suite
                                                    capacity represented by the Department                                                                          3E–218, Washington, DC 20219–0001.
                                                    of Justice or the OCC, or the United                     of Information Act Officer,
                                                                                                             Communications Division, Office of the                 Suspicious Activity Reports (SARs) are
                                                    States is a party or has an interest;                                                                           managed by the Financial Crimes
                                                       (6) A congressional office when the                   Comptroller of the Currency, 400
                                                                                                             Seventh Street SW., Suite 3E–218,                      Enforcement Network (FinCEN),
                                                    information is relevant to an inquiry                                                                           Department of the Treasury, 2070 Chain
                                                    made at the request of the individual                    Washington, DC 20219–0001. See 31
                                                                                                             CFR part 1, subpart C, Appendix J.                     Bridge Road, Vienna, Virginia 22182,
                                                    about whom the record is maintained;                                                                            and stored at the IRS Computing Center
                                                       (7) A contractor or agent who needs                      Identification Requirements: An
                                                                                                             individual seeking notification through                in Detroit, Michigan. Information
                                                    to have access to this system of records                                                                        extracted from or relating to SARs or
                                                    to perform an assigned activity;                         the mail must establish his or her
                                                                                                             identity by providing a signature and an               reports of crimes and suspected crimes
                                                       (8) Third parties when mandated or
                                                                                                             address as well as one other identifier                is maintained in an OCC electronic
                                                    authorized by statute; or
                                                       (9) Appropriate agencies, entities, and               bearing the individual’s name and                      database. This database, as well as the
                                                    persons when: (a) The Department                         signature (such as a photocopy of a                    database managed by FinCEN, is
                                                    suspects or has confirmed that the                       driver’s license or other official                     accessible to designated OCC
                                                    security or confidentiality of                           document). An individual seeking                       headquarters and district office
                                                    information in the system of records has                 notification in person must establish his              personnel.
                                                    been compromised; (b) the Department                     or her identity by providing proof in the              CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                    has determined that as a result of the                   form of a single official document                     SYSTEM:
                                                    suspected or confirmed compromise                        bearing a photograph (such as a passport                 Individuals covered by this system are
                                                    there is a risk of harm to economic or                   or identification badge) or two items of               individuals who have been designated
                                                    property interests, identity theft or                    identification that bear both a name and               as suspects or witnesses in SARs or
                                                    fraud, or harm to the security or                        signature.                                             reports of crimes and suspected crimes.
                                                    integrity of this system or other systems                   Alternatively, identity may be
                                                    or programs (whether maintained by the                   established by providing a notarized                   CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    Department or another agency or entity)                  statement, swearing or affirming to an                   Records maintained in this system
                                                    that rely upon the compromised                           individual’s identity, and to the fact that            may contain the name of the entity to
                                                    information; and (c) the disclosure made                 the individual understands the penalties               which a report pertains, the names of
                                                    to such agencies, entities, and persons is               provided in 5 U.S.C. 552a(i)(3) for                    individual suspects and witnesses, the
                                                    reasonably necessary to assist in                        requesting or obtaining information                    types of suspicious activity involved,
                                                    connection with the Department’s                         under false pretenses.                                 and the amounts of known losses. Other
                                                    efforts to respond to the suspected or                      Additional documentation                            records maintained in this system may
                                                    confirmed compromise and prevent,                        establishing identity or qualification for             contain arrest, indictment and
                                                    minimize, or remedy such harm.                           notification may be required, such as in               conviction information, and information
                                                                                                             an instance where a legal guardian or                  relating to administrative actions taken
                                                    POLICIES AND PRACTICES FOR STORING,                      representative seeks notification on
                                                    RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                                                                                    or initiated in connection with activities
                                                                                                             behalf of another individual.                          reported in a SAR or a report of crime
                                                    DISPOSING OF RECORDS IN THE SYSTEM:
                                                                                                             RECORD ACCESS PROCEDURES:                              and suspected crime.
                                                    STORAGE:
                                                      Records maintained in this system are                    See ‘‘Notification Procedure’’ above.                AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    stored electronically.                                   CONTESTING RECORD PROCEDURES:                            12 U.S.C. 1, 27, 481, 1817(j), 1818,
                                                    RETRIEVABILITY:                                            See ‘‘Notification Procedure’’ above.                1820, and 1831i; 31 U.S.C. 5318.
                                                      Records maintained in this system                      RECORD SOURCE CATEGORIES:                              PURPOSE:
                                                    may be retrieved by the name of an                                                                                 This system of records is used by the
                                                    individual covered by the system.                          Non-exempt information maintained
                                                                                                             in this system is obtained from OCC                    OCC to monitor criminal law
                                                                                                                                                                    enforcement actions taken with respect
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                                                    SAFEGUARDS:                                              personnel, OCC-regulated entities, other
                                                      Access to electronic records is                        federal financial regulatory agencies,                 to known or suspected criminal
                                                    restricted to authorized personnel who                   and criminal law enforcement                           activities affecting OCC-regulated
                                                    have been issued non-transferrable                       authorities.                                           entities. System information is used to
                                                    access codes and passwords.                                                                                     determine whether matters reported in
                                                                                                             EXEMPTIONS CLAIMED FOR THIS SYSTEM:                    SARs warrant the OCC’s supervisory
                                                    RETENTION AND DISPOSAL:                                    Records maintained in this system                    action. Information in this system also
                                                      Records are retained in accordance                     have been designated as exempt from 5                  may be used for other supervisory and
                                                    with the OCC’s records management                        U.S.C. 552a(c)(3), (d)(1), (2), (3), and (4),          licensing purposes, including the


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                                                    2948                          Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    review of the qualifications and fitness                that rely upon the compromised                         statement, swearing or affirming to an
                                                    of individuals who are or propose to                    information; and (c) the disclosure made               individual’s identity, and to the fact that
                                                    become responsible for the business                     to such agencies, entities, and persons is             the individual understands the penalties
                                                    operations of OCC-regulated entities.                   reasonably necessary to assist in                      provided in 5 U.S.C. 552a(i)(3) for
                                                                                                            connection with the Department’s                       requesting or obtaining information
                                                    ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                                                                            efforts to respond to the suspected or                 under false pretenses.
                                                    SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    THE PURPOSES OF SUCH USES:
                                                                                                            confirmed compromise and prevent,                        Additional documentation
                                                                                                            minimize, or remedy such harm.                         establishing identity or qualification for
                                                       Information maintained in this system                                                                       notification may be required, such as in
                                                    may be disclosed to:                                    POLICIES AND PRACTICES FOR STORING,
                                                                                                                                                                   an instance where a legal guardian or
                                                       (1) The Department of Justice through                RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                            DISPOSING OF RECORDS IN THE SYSTEM:
                                                                                                                                                                   representative seeks notification on
                                                    periodic reports containing the
                                                                                                                                                                   behalf of another individual.
                                                    identities of individuals suspected of                  STORAGE:
                                                    having committed violations of criminal                   Records maintained in this system are                RECORD ACCESS PROCEDURES:
                                                    law;                                                    stored electronically.                                   See ‘‘Notification Procedure’’ above.
                                                       (2) An OCC-regulated entity if the
                                                    SAR relates to that institution;                        RETRIEVABILITY:                                        CONTESTING RECORD PROCEDURES:
                                                       (3) Third parties to the extent                        Records maintained in this system                      See ‘‘Notification Procedure’’ above.
                                                    necessary to obtain information that is                 may be retrieved by the name of an                     RECORD SOURCE CATEGORIES:
                                                    relevant to an examination or                           individual covered by the system.
                                                    investigation;                                                                                                    Non-exempt information maintained
                                                       (4) Appropriate governmental or self-                SAFEGUARDS:                                            in this system is obtained from OCC
                                                    regulatory organizations when the OCC                     Access to electronic records is                      personnel, OCC-regulated entities, other
                                                    determines that the records are relevant                restricted to authorized personnel who                 financial regulatory agencies, criminal
                                                    and necessary to the governmental or                    have been issued non-transferrable                     law enforcement authorities, and
                                                    self-regulatory organization’s regulation               access codes and passwords.                            FinCEN.
                                                    and supervision of financial service                    RETENTION AND DISPOSAL:                                EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                    providers, including the review of the
                                                                                                              Records are retained in accordance                      Records in this system have been
                                                    qualifications and fitness of individuals
                                                                                                            with the OCC’s records management                      designated as exempt from 5 U.S.C.
                                                    who are or propose to become
                                                                                                            policies and National Archives and                     552a(c)(3) and (4), (d)(1), (2), (3), and
                                                    responsible for the business operations
                                                                                                            Records Administration regulations.                    (4), (e)(1), (e)(2), (e)(3), (e)(4)(G), (H), and
                                                    of such providers;
                                                                                                                                                                   (I), (e)(5), and (e)(8), (f), and (g) of the
                                                       (5) An appropriate governmental,                     SYSTEM MANAGERS AND ADDRESS:
                                                                                                                                                                   Privacy Act pursuant to 5 U.S.C.
                                                    international, tribal, self-regulatory, or                Deputy Comptroller, Special                          552a(j)(2) and (k)(2). See 31 CFR 1.36.
                                                    professional organization if the                        Supervision Division, Midsize/
                                                    information is relevant to a known or                   Community Bank Supervision, Office of                  TREASURY/CC .120
                                                    suspected violation of a law or licensing               the Comptroller of the Currency, 400                   SYSTEM NAME:
                                                    standard within that organization’s                     Seventh Street SW., Suite 3E–218,
                                                    jurisdiction;                                                                                                    Bank Fraud Information System—
                                                                                                            Washington, DC 20219–0001.
                                                       (6) The Department of Justice, a court,                                                                     Treasury/Comptroller.
                                                    an adjudicative body, a party in                        NOTIFICATION PROCEDURE:
                                                                                                                                                                   SYSTEM LOCATION:
                                                    litigation, or a witness if the OCC                        An individual wishing to be notified
                                                    determines that the information is                      if he or she is named in non-exempt                      Office of the Comptroller of the
                                                    relevant and necessary to a proceeding                  records maintained in this system must                 Currency (OCC), Bank Supervision
                                                    in which the OCC, any OCC employee                      submit a written request to the Freedom                Operations, 400 Seventh Street SW.,
                                                    in his or her official capacity, any OCC                of Information Act Officer,                            Suite 3E–218, Washington, DC 20219–
                                                    employee in his or her individual                       Communications Division, Office of the                 0001.
                                                    capacity represented by the Department                  Comptroller of the Currency, 400                       CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                    of Justice or the OCC, or the United                    Seventh Street SW., Suite 3E–218,                      SYSTEM:
                                                    States is a party or has an interest;                   Washington, DC 20219–0001. See 31                         Individuals covered by this system are
                                                       (7) A contractor or agent who needs                  CFR part 1, subpart C, Appendix J.                     those who submit complaints or
                                                    to have access to this system of records                   Identification Requirements: An                     inquiries about fraudulent or suspicious
                                                    to perform an assigned activity;                        individual seeking notification through                financial instruments or transactions or
                                                       (8) Third parties when mandated or                   the mail must establish his or her                     who are the subjects of complaints or
                                                    authorized by statute; or                               identity by providing a signature and an               inquiries.
                                                       (9) Appropriate agencies, entities, and              address as well as one other identifier
                                                    persons when: (a) The Department                        bearing the individual’s name and                      CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    suspects or has confirmed that the                      signature (such as a photocopy of a                       Records maintained in this system
                                                    security or confidentiality of                          driver’s license or other official                     may contain: The name, address, or
                                                    information in the system of records has                document). An individual seeking                       telephone number of the individual who
                                                    been compromised; (b) the Department                    notification in person must establish his              submitted a complaint or inquiry; the
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                                                    has determined that as a result of the                  or her identity by providing proof in the              name, address, or telephone number of
                                                    suspected or confirmed compromise                       form of a single official document                     the individual or entity who is the
                                                    there is a risk of harm to economic or                  bearing a photograph (such as a passport               subject of a complaint or inquiry; the
                                                    property interests, identity theft or                   or identification badge) or two items of               types of activity involved; the date of a
                                                    fraud, or harm to the security or                       identification that bear both a name and               complaint or inquiry; and numeric
                                                    integrity of this system or other systems               signature.                                             codes identifying a complaint or
                                                    or programs (whether maintained by the                     Alternatively, identity may be                      inquiry’s nature or source. Supporting
                                                    Department or another agency or entity)                 established by providing a notarized                   records may contain correspondence


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                                                                                  Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                  2949

                                                    between the OCC and the individual or                      (7) A contractor or agent who needs                 Comptroller of the Currency, 400
                                                    entity submitting a complaint or                        to have access to this system of records               Seventh Street SW., Suite 3E–218,
                                                    inquiry, correspondence between the                     to perform an assigned activity;                       Washington, DC 20219–0001. See 31
                                                    OCC and an OCC-regulated entity, or                        (8) Third parties when mandated or                  CFR part 1, subpart C, Appendix J.
                                                    correspondence between the OCC and                      authorized by statute; or                                Identification Requirements: An
                                                    other law enforcement or regulatory                        (9) Appropriate agencies, entities, and             individual seeking notification through
                                                    bodies. Other records maintained in this                persons when: (a) The Department                       the mail must establish his or her
                                                    system may contain arrest, indictment                   suspects or has confirmed that the                     identity by providing a signature and an
                                                    and conviction information, and                         security or confidentiality of                         address as well as one other identifier
                                                    information relating to administrative                  information in the system of records has               bearing the individual’s name and
                                                    actions taken or initiated in connection                been compromised; (b) the Department                   signature (such as a photocopy of a
                                                    with complaints or inquiries.                           has determined that as a result of the                 driver’s license or other official
                                                                                                            suspected or confirmed compromise                      document). An individual seeking
                                                    AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                                                                            there is a risk of harm to economic or                 notification in person must establish his
                                                      12 U.S.C. 1, 27, 481, 1817(j), 1818,                  property interests, identity theft or                  or her identity by providing proof in the
                                                    1820, and 1831i; 31 U.S.C. 5318.                        fraud, or harm to the security or                      form of a single official document
                                                    PURPOSE:                                                integrity of this system or other systems              bearing a photograph (such as a passport
                                                       This system of records tracks                        or programs (whether maintained by the                 or identification badge) or two items of
                                                    complaints or inquiries concerning                      Department or another agency or entity)                identification that bear both a name and
                                                    fraudulent or suspicious financial                      that rely upon the compromised                         signature.
                                                    instruments and transactions. These                     information; and (c) the disclosure made                 Alternatively, identity may be
                                                    records assist the OCC in its efforts to                to such agencies, entities, and persons is             established by providing a notarized
                                                    protect banks and their customers from                  reasonably necessary to assist in                      statement, swearing or affirming to an
                                                    fraudulent or suspicious banking                        connection with the Department’s                       individual’s identity, and to the fact that
                                                    activities.                                             efforts to respond to the suspected or                 the individual understands the penalties
                                                                                                            confirmed compromise and prevent,                      provided in 5 U.S.C. 552a(i)(3) for
                                                    ROUTINE USES OF RECORDS MAINTAINED IN THE               minimize, or remedy such harm.                         requesting or obtaining information
                                                    SYSTEM, INCLUDING CATEGORIES OF USERS AND                                                                      under false pretenses.
                                                    THE PURPOSES OF SUCH USES:                              POLICIES AND PRACTICES FOR STORING,
                                                                                                            RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                                                                                     Additional documentation
                                                       Information maintained in this system                                                                       establishing identity or qualification for
                                                                                                            DISPOSING OF RECORDS IN THE SYSTEM:
                                                    may be disclosed to:                                                                                           notification may be required, such as in
                                                       (1) An OCC-regulated entity to the                   STORAGE:
                                                                                                                                                                   an instance where a legal guardian or
                                                    extent that such entity is the subject of                 Records maintained in this system are                representative seeks notification on
                                                    a complaint, inquiry, or fraudulent                     stored electronically, in card files, and              behalf of another individual.
                                                    activity;                                               in file folders.
                                                       (2) Third parties to the extent                                                                             RECORD ACCESS PROCEDURES:
                                                    necessary to obtain information that is                 RETRIEVABILITY:
                                                                                                                                                                     See ‘‘Notification Procedure’’ above.
                                                    relevant to the resolution of a complaint                 Records maintained in this system
                                                    or inquiry, an examination, or an                       may be retrieved by the name of an                     CONTESTING RECORD PROCEDURES:
                                                    investigation;                                          individual covered by the system.                        See ‘‘Notification Procedure’’ above.
                                                       (3) Appropriate governmental or self-
                                                                                                            SAFEGUARDS:                                            RECORD SOURCE CATEGORIES:
                                                    regulatory organizations when the OCC
                                                    determines that the records are relevant                  Access to electronic records is                        Non-exempt information maintained
                                                    and necessary to the governmental or                    restricted to authorized personnel who                 in this system is obtained from
                                                    self-regulatory organization’s regulation               have been issued non-transferrable                     individuals and entities who submit
                                                    or supervision of financial service                     access codes and passwords. Other                      complaints or inquiries, OCC personnel,
                                                    providers;                                              records are maintained in locked file                  OCC-regulated entities, criminal law
                                                       (4) An appropriate governmental,                     cabinets or rooms.                                     enforcement authorities, and
                                                    international, tribal, self-regulatory, or              RETENTION AND DISPOSAL:
                                                                                                                                                                   governmental or self-regulatory bodies.
                                                    professional organization if the                          Records are retained in accordance                   EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                    information is relevant to a known or                   with the OCC’s records management
                                                    suspected violation of a law or licensing                                                                        Records maintained in this system
                                                                                                            policies and National Archives and                     have been designated as exempt from 5
                                                    standard within that organization’s                     Records Administration regulations.
                                                    jurisdiction;                                                                                                  U.S.C. 552a(c)(3) and (4), (d)(1), (2), (3),
                                                       (5) The Department of Justice, a court,              SYSTEM MANAGER AND ADDRESS:                            and (4), (e)(1), (e)(2), (e)(3), (e)(4)(G), (H),
                                                    an adjudicative body, a party in                                                                               and (I), (e)(5), (e)(8), (f), and (g) of the
                                                                                                              Deputy Comptroller, Special
                                                    litigation, or a witness if the OCC                                                                            Privacy Act pursuant to 5 U.S.C.
                                                                                                            Supervision, Bank Supervision
                                                    determines that the information is                                                                             552a(j)(2) and (k)(2). See 31 CFR 1.36.
                                                                                                            Operations, Office of the Comptroller of
                                                    relevant and necessary to a proceeding                  the Currency, 400 Seventh Street SW.,                  TREASURY/CC .200
                                                    in which the OCC, any OCC employee                      Suite 3E–218, Washington, DC 20219–
                                                    in his or her official capacity, any OCC
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                                                                                                            0001.                                                  SYSTEM NAME:
                                                    employee in his or her individual                                                                                Chain Banking Organizations
                                                    capacity represented by the Department                  NOTIFICATION PROCEDURE:
                                                                                                                                                                   System—Treasury/Comptroller.
                                                    of Justice or the OCC, or the United                       An individual wishing to be notified
                                                    States is a party or has an interest;                   if he or she is named in non-exempt                    SYSTEM LOCATION:
                                                       (6) A congressional office when the                  records maintained in this system must                   Office of the Comptroller of the
                                                    information is relevant to an inquiry                   submit a written request to the Freedom                Currency (OCC), Operations Risk Policy,
                                                    made at the request of the individual                   of Information Act Officer,                            400 Seventh Street SW., Suite 3E–218,
                                                    about whom the record is maintained;                    Communications Division, Office of the                 Washington, DC 20219–0001, and the


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                                                    2950                          Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    OCC’s district offices as follows: Central              associations, and District of Columbia                 confirmed compromise and prevent,
                                                    District Office, One Financial Place,                   savings associations operating under the               minimize, or remedy such harm.
                                                    Suite 2700, 440 South LaSalle Street,                   OCC’s regulatory authority, including
                                                                                                                                                                   POLICIES AND PRACTICES FOR STORING,
                                                    Chicago, IL 60605–1073; Northeastern                    the coordination of examinations,
                                                                                                                                                                   RETRIEVING, ACCESSING, RETAINING, AND
                                                    District Office, 340 Madison Avenue,                    supervisory evaluations and analyses,                  DISPOSING OF RECORDS IN THE SYSTEM:
                                                    Fifth Floor, New York, NY 10017–2613;                   and administrative enforcement actions
                                                    Southern District Office, 500 North                     with other financial regulatory agencies.              STORAGE:
                                                    Akard Street, Suite 1600, Dallas, TX                                                                             Records maintained in this system are
                                                                                                            ROUTINE USES OF RECORDS MAINTAINED IN THE              stored electronically.
                                                    75201–3394; and Western District
                                                                                                            SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    Office, 1225 17th Street, Suite 300,                    THE PURPOSES OF SUCH USES:                             RETRIEVABILITY:
                                                    Denver, CO 80202–5534.
                                                                                                               Information maintained in this system                 Records maintained in this system
                                                    CATEGORIES OF INDIVIDUALS COVERED BY THE                may be disclosed to:                                   may be retrieved by the name of an
                                                    SYSTEM:                                                    (1) An OCC-regulated entity when                    individual covered by the system.
                                                      Individuals covered by this system are                information is relevant to the entity’s
                                                                                                                                                                   SAFEGUARDS:
                                                    individuals who directly, indirectly, or                operation;
                                                    acting through or in concert with one or                   (2) Appropriate governmental or self-                 Access to electronic records is
                                                    more other individuals, own or control                  regulatory organizations when the OCC                  restricted to authorized personnel who
                                                    a chain banking organization. A chain                   determines that the records are relevant               have been issued non-transferrable
                                                    banking organization exists when two or                 and necessary to the governmental or                   access codes and passwords.
                                                    more independently chartered financial                  self-regulatory organization’s regulation              RETENTION AND DISPOSAL:
                                                    institutions, including at least one OCC-               or supervision of financial service
                                                                                                                                                                     Records are retained in accordance
                                                    regulated entity, are controlled either                 providers;
                                                                                                                                                                   with the OCC’s records management
                                                    directly or indirectly by the same                         (3) An appropriate governmental,
                                                                                                                                                                   policies and National Archives and
                                                    individual, family, or group of                         tribal, self-regulatory, or professional
                                                                                                                                                                   Records Administration regulations.
                                                    individuals closely associated in their                 organization if the information is
                                                    business dealings. Control generally                    relevant to a known or suspected                       SYSTEM MANAGER AND ADDRESS:
                                                    exists when the common ownership has                    violation of a law or licensing standard                 Director, Operational Risk Policy,
                                                    the ability or power, directly or                       within the organization’s jurisdiction;                Office of the Comptroller of the
                                                    indirectly, to:                                            (4) The Department of Justice, a court,             Currency, 400 Seventh Street SW., Suite
                                                      (1) Control the vote of 25 percent or                 an adjudicative body, a party in                       3E–218, Washington, DC 20219–0001.
                                                    more of any class of an organization’s                  litigation, or a witness if the OCC
                                                    voting securities;                                      determines that the information is                     NOTIFICATION PROCEDURE:
                                                      (2) Control in any manner the election                relevant and necessary to a proceeding                    An individual wishing to be notified
                                                    of a majority of the directors of an                    in which the OCC, any OCC employee                     if he or she is named in non-exempt
                                                    organization; or                                        in his or her official capacity, any OCC               records maintained in this system must
                                                      (3) Exercise a controlling influence                  employee in his or her individual                      submit a written request to the Freedom
                                                    over the management or policies of an                   capacity represented by the Department                 of Information Act Officer,
                                                    organization. A registered multibank                    of Justice or the OCC, or the United                   Communications Division, Office of the
                                                    holding company and its subsidiary                      States is a party or has an interest;                  Comptroller of the Currency, 400
                                                    banks are not ordinarily considered a                      (5) A Congressional office when the                 Seventh Street SW., Suite 3E–218,
                                                    chain banking group unless the holding                  information is relevant to an inquiry                  Washington, DC 20219–0001. See 31
                                                    company is linked to other banking                      made at the request of the individual                  CFR part 1, subpart C, Appendix J.
                                                    organizations through common control.                   about whom the record is maintained;                      Identification Requirements: An
                                                                                                               (6) A contractor or agent who needs                 individual seeking notification through
                                                    CATEGORIES OF RECORDS IN THE SYSTEM:
                                                                                                            to have access to this system of records               the mail must establish his or her
                                                       Records maintained in this system                    to perform an assigned activity;                       identity by providing a signature and an
                                                    contain the names of individuals who,                      (7) Third parties when mandated or                  address as well as one other identifier
                                                    either alone or in concert with others,                 authorized by statute; or                              bearing the individual’s name and
                                                    own or control a chain banking                             (8) Appropriate agencies, entities, and             signature (such as a photocopy of a
                                                    organization. Other information may                     persons when: (a) The Department                       driver’s license or other official
                                                    include: The name, location, charter                    suspects or has confirmed that the                     document). An individual seeking
                                                    number, charter type, and date of last                  security or confidentiality of                         notification in person must establish his
                                                    examination of each organization                        information in the system of records has               or her identity by providing proof in the
                                                    comprising a chain; the percentage of                   been compromised; (b) the Department                   form of a single official document
                                                    outstanding stock owned or controlled                   has determined that as a result of the                 bearing a photograph (such as a passport
                                                    by controlling individuals or groups;                   suspected or confirmed compromise                      or identification badge) or two items of
                                                    and the name of any intermediate                        there is a risk of harm to economic or                 identification that bear both a name and
                                                    holding entity and the percentage of                    property interests, identity theft or                  signature.
                                                    such entity owned or controlled by the                  fraud, or harm to the security or                         Alternatively, identity may be
                                                    individual or group.                                    integrity of this system or other systems              established by providing a notarized
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                                                    AUTHORITY FOR MAINTENANCE OF THE SYSTEM:                or programs (whether maintained by the                 statement, swearing or affirming to an
                                                       12 U.S.C. 1, 481, 1817(j), and 1820.                 Department or another agency or entity)                individual’s identity, and to the fact that
                                                                                                            that rely upon the compromised                         the individual understands the penalties
                                                    PURPOSE:                                                information; and (c) the disclosure made               provided in 5 U.S.C. 552a(i)(3) for
                                                       Information maintained in this system                to such agencies, entities, and persons is             requesting or obtaining information
                                                    is used by the OCC to carry out its                     reasonably necessary to assist in                      under false pretenses.
                                                    supervisory responsibilities with respect               connection with the Department’s                          Additional documentation
                                                    to national banks, federal savings                      efforts to respond to the suspected or                 establishing identity or qualification for


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                                                                                  Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                 2951

                                                    notification may be required, such as in                relating to the professional                           has determined that as a result of the
                                                    an instance where a legal guardian or                   qualifications and fitness of individuals              suspected or confirmed compromise
                                                    representative seeks notification on                    who engage or propose to engage in                     there is a risk of harm to economic or
                                                    behalf of another individual.                           securities activities on behalf of national            property interests, identity theft or
                                                                                                            banks, federal savings associations, and               fraud, or harm to the security or
                                                    RECORD ACCESS PROCEDURES:
                                                                                                            District of Columbia savings                           integrity of this system or other systems
                                                       See ‘‘Notification Procedure’’ above.                associations operating under the OCC’s                 or programs (whether maintained by the
                                                    CONTESTING RECORD PROCEDURES:
                                                                                                            regulatory authority.                                  Department or another agency or entity)
                                                                                                                                                                   that rely upon the compromised
                                                       See ‘‘Notification Procedure’’ above.                ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                                                                                                                                   information; and (c) the disclosure made
                                                                                                            SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    RECORD SOURCE CATEGORIES:                               THE PURPOSES OF SUCH SYSTEMS:
                                                                                                                                                                   to such agencies, entities, and persons is
                                                       Information maintained in this system                                                                       reasonably necessary to assist in
                                                                                                               Information maintained in this system
                                                    is obtained from OCC personnel, other                                                                          connection with the Department’s
                                                                                                            may be disclosed to:
                                                    federal financial regulatory agencies,                                                                         efforts to respond to the suspected or
                                                                                                               (1) An OCC-regulated entity in
                                                    and individuals who file notices of their                                                                      confirmed compromise and prevent,
                                                                                                            connection with its filing relating to the
                                                    intention to acquire control over an                                                                           minimize, or remedy such harm.
                                                                                                            qualifications and fitness of an
                                                    OCC-regulated financial institution.                    individual serving or proposing to serve               POLICIES AND PRACTICES FOR STORING,
                                                    EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                                                                            the entity in a securities-related                     RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                            capacity;                                              DISPOSING OF RECORDS IN THE SYSTEM:
                                                       None.                                                   (2) Third parties to the extent needed              STORAGE:
                                                    TREASURY/CC .210                                        to obtain additional information                         Records maintained in this system are
                                                                                                            concerning the professional                            stored electronically and in file folders.
                                                    SYSTEM NAME:                                            qualifications and fitness of an
                                                      Bank Securities Dealers System—                       individual covered by the system;                      RETRIEVABILITY:
                                                    Treasury/Comptroller.                                      (3) Third parties inquiring about the                 Records maintained in this system
                                                                                                            subject of an OCC enforcement action;                  may be retrieved by the name of an
                                                    SYSTEM LOCATION:
                                                                                                               (4) Appropriate governmental or self-               individual covered by the system.
                                                      Office of the Comptroller of the                      regulatory organizations when the OCC
                                                    Currency (OCC), Credit and Market                                                                              SAFEGUARDS:
                                                                                                            determines that the records are relevant
                                                    Risk, 400 Seventh Street SW., Suite 3E–                 and necessary to the governmental or                     Access to the electronic database is
                                                    218, Washington, DC 20219–0001.                         self-regulatory organization’s regulation              restricted to authorized personnel who
                                                                                                            or supervision of financial service                    have been issued non-transferrable
                                                    CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                                                                            providers, including the review of the                 access codes and passwords. Other
                                                    SYSTEM:
                                                                                                            qualifications and fitness of individuals              records are maintained in locked file
                                                      Individuals covered by this system are                                                                       cabinets or rooms.
                                                                                                            who are or propose to become involved
                                                    individuals who are or seek to be
                                                                                                            in the provider’s securities business;                 RETENTION AND DISPOSAL:
                                                    associated with a municipal securities
                                                                                                               (5) An appropriate governmental,
                                                    dealer or a government securities                                                                                Records are retained in accordance
                                                                                                            tribal, self-regulatory, or professional
                                                    broker/dealer that is a national bank,                                                                         with the OCC’s records management
                                                                                                            organization if the information is
                                                    federal savings association, a District of                                                                     policies and National Archives and
                                                                                                            relevant to a known or suspected
                                                    Columbia savings association operating                                                                         Records Administration regulations.
                                                                                                            violation of a law or licensing standard
                                                    under the OCC’s regulatory authority, or
                                                                                                            within that organization’s jurisdiction;               SYSTEM MANAGER AND ADDRESS:
                                                    a department or division of any such
                                                                                                               (6) The Department of Justice, a court,               Deputy Comptroller, Credit and
                                                    bank or savings association in the
                                                                                                            an adjudicative body, a party in                       Market Risk, Office of the Comptroller
                                                    capacity of a municipal securities
                                                                                                            litigation, or a witness if the OCC                    of the Currency, 400 Seventh Street
                                                    principal, municipal securities
                                                                                                            determines that the information is                     SW., Suite 3E–218, Washington, DC
                                                    representative, or government securities
                                                                                                            relevant and necessary to a proceeding                 20219–0001.
                                                    associated person.
                                                                                                            in which the OCC, any OCC employee
                                                                                                            in his or her official capacity, any OCC               NOTIFICATION PROCEDURE:
                                                    CATEGORIES OF RECORDS IN THE SYSTEM:
                                                      Records maintained in this system                     employee in his or her individual                         An individual wishing to be notified
                                                    may contain an individual’s name,                       capacity represented by the Department                 if he or she is named in non-exempt
                                                    address history, date and place of birth,               of Justice or the OCC, or the United                   records maintained in this system must
                                                    social security number, educational and                 States is a party or has an interest;                  submit a written request to Freedom of
                                                    occupational history, certain                              (7) A Congressional office when the                 Information Act Officer,
                                                    professional qualifications and testing                 information is relevant to an inquiry                  Communications Division, Office of the
                                                    information, disciplinary history, or                   made at the request of the individual                  Comptroller of the Currency, 400
                                                    information about employment                            about whom the record is maintained;                   Seventh Street SW., Suite 3E–218,
                                                    termination.                                               (8) A contractor or agent who needs                 Washington, DC 20219–0001. See 31
                                                                                                            to have access to this system of records               CFR part 1, subpart C, Appendix J.
                                                                                                            to perform an assigned activity;                          Identification Requirements: An
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                                                    AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                      12 U.S.C. 1, 481, 1464, 1818, and                        (9) Third parties when mandated or                  individual seeking notification through
                                                    1820; 15 U.S.C. 78o–4, 78o–5, 78q, and                  authorized by statute; or                              the mail must establish his or her
                                                    78w.                                                       (10) Appropriate agencies, entities,                identity by providing a signature and an
                                                                                                            and persons when: (a) The Department                   address as well as one other identifier
                                                    PURPOSE:                                                suspects or has confirmed that the                     bearing the individual’s name and
                                                      This system of records will be used by                security or confidentiality of                         signature (such as a photocopy of a
                                                    the OCC to carry out its responsibilities               information in the system of records has               driver’s license or other official
                                                    under the federal securities laws                       been compromised; (b) the Department                   document). An individual seeking


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                                                    2952                          Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    notification in person must establish his               desist orders, consent orders, or formal               statutory and other regulatory
                                                    or her identity by providing proof in the               written agreements, unless otherwise                   responsibilities, including other reviews
                                                    form of a single official document                      informed in writing by the OCC; (c)                    of the qualifications and fitness of
                                                    bearing a photograph (such as a passport                have been determined, in writing, by the               individuals who propose to become
                                                    or identification badge) or two items of                OCC to be in ‘‘troubled condition’’; (d)               responsible for the business operations
                                                    identification that bear both a name and                are not in compliance with minimum                     of OCC-regulated entities.
                                                    signature.                                              capital requirements prescribed under
                                                                                                                                                                   ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                      Alternatively, identity may be                        12 CFR part 3; or (e) have been advised
                                                                                                                                                                   SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    established by providing a notarized                    by the OCC, in connection with its                     THE PURPOSES OF SUCH USES:
                                                    statement, swearing or affirming to an                  review of an entity’s capital restoration
                                                    individual’s identity, and to the fact that             plan, that such filings are appropriate.                  Information maintained in this system
                                                    the individual understands the penalties                  (2) Under 12 CFR 5.20(g)(2) as                       may be disclosed to:
                                                                                                            proposed officers or directors of                         (1) A Section 5.51 entity, a Section
                                                    provided in 5 U.S.C. 552a(i)(3) for
                                                                                                            national banks (Section 5.20(g)(2)                     5.20(g)(2) entity, a part 163, subpart H
                                                    requesting or obtaining information
                                                                                                            entities) for a two-year period from the               entity, or a Section 1818(b) entity in
                                                    under false pretenses.
                                                      Additional documentation                              date they commence business.                           connection with review and action on a
                                                    establishing identity or qualification for                (3) Under 12 CFR 163, subpart H                      notice filed by that entity;
                                                    notification may be required, such as in                (previously 12 CFR 563, subpart H) as                     (2) Third parties to the extent
                                                    an instance where a legal guardian or                   proposed directors or senior executive                 necessary to obtain information that is
                                                    representative seeks notification on                    officers of federal savings associations               pertinent to the OCC’s review and
                                                    behalf of another individual.                           (part 163, subpart H entities) when the                action on a notice received under any
                                                                                                            entities: (a) Are not in compliance with               authority cited herein;
                                                    RECORD ACCESS PROCEDURES:                               minimum capital requirements                              (3) Appropriate governmental or self-
                                                       See ‘‘Notification Procedure’’ above.                prescribed under 12 CFR 167                            regulatory organizations when the OCC
                                                                                                            (previously 12 CFR 567); (b) have a                    determines that the records are relevant
                                                    CONTESTING RECORD PROCEDURES:                                                                                  and necessary to the governmental or
                                                                                                            composite rating of 4 or 5 under the
                                                       See ‘‘Notification Procedure’’ above.                Uniform Financial Institutions Rating                  self-regulatory organization’s regulation
                                                    RECORD SOURCE CATEGORIES:                               system; (c) are subject to capital                     or supervision of financial service
                                                                                                            directives, cease and desist orders,                   providers, including the review of the
                                                       Information maintained in this system                                                                       qualifications and fitness of individuals
                                                    is obtained from OCC-regulated entities                 consent orders, formal written
                                                                                                            agreements, or prompt corrective action                who are or propose to become
                                                    that are: Municipal securities dealers                                                                         responsible for the business operations
                                                    and/or government securities brokers/                   directives relating to the safety and
                                                                                                            soundness or financial viability of the                of such providers;
                                                    dealers; individuals who are or propose                                                                           (4) An appropriate governmental,
                                                    to become municipal securities                          federal savings association, unless
                                                                                                            otherwise informed in writing by the                   tribal, self-regulatory, or professional
                                                    principals, municipal securities                                                                               organization if the information is
                                                    representatives, or government                          OCC; (d) have been determined in
                                                                                                            writing by the OCC to be in ‘‘troubled                 relevant to a known or suspected
                                                    securities associated persons; or                                                                              violation of a law or licensing standard
                                                                                                            condition’’; or (e) have been advised by
                                                    governmental and self-regulatory                                                                               within that organization’s jurisdiction;
                                                                                                            the OCC, in connection with its review
                                                    organizations that regulate the securities                                                                        (5) The Department of Justice, a court,
                                                                                                            of an entity’s capital restoration plan
                                                    industry.                                                                                                      an adjudicative body, a party in
                                                                                                            required by 12 U.S.C. 1831o, that such
                                                    EXEMPTIONS CLAIMED FOR THE SYSTEM:                      notice is required.                                    litigation, or a witness if the OCC
                                                       None.                                                  (4) Pursuant to 12 U.S.C. 1818(b) as                 determines that the information is
                                                                                                            proposed employees of national banks,                  relevant and necessary to a proceeding
                                                    TREASURY/CC .220                                        Federal savings associations or any                    in which the OCC, any OCC employee
                                                                                                            other entity subject to the OCC’s                      in his or her official capacity, any OCC
                                                    SYSTEM NAME:
                                                                                                            jurisdiction (1818(b) entities), other than            employee in his or her individual
                                                      Notices of Proposed Changes in                        employees covered by 12 CFR 5.51 or 12                 capacity represented by the Department
                                                    Employees, Officers and Directors                       CFR 163, subpart H, when required to                   of Justice or the OCC, or the United
                                                    Tracking System—Treasury/                               do so pursuant to 12 U.S.C. 1818(b).                   States is a party or has an interest;
                                                    Comptroller.                                                                                                      (6) A congressional office when the
                                                                                                            CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    SYSTEM LOCATION:                                                                                               information is relevant to an inquiry
                                                                                                               Records maintained in this Privacy                  made at the request of the individual
                                                      Office of the Comptroller of the                      Act system may contain: the names,
                                                    Currency (OCC), Special Supervision,                                                                           about whom the record is maintained;
                                                                                                            charter numbers, and locations of the                     (7) A contractor or agent who needs
                                                    400 Seventh Street SW., Suite 3E–218,                   OCC-regulated entities that have
                                                    Washington, DC 20219–0001.                                                                                     to have access to this system of records
                                                                                                            submitted notices; the names, addresses,               to perform an assigned activity;
                                                    CATEGORIES OF INDIVIDUALS COVERED BY THE                dates of birth, and social security                       (8) Third parties when mandated or
                                                    SYSTEM:                                                 numbers of individuals proposed as                     authorized by statute; or
                                                      Individuals covered by this system are                either directors or senior executive                      (9) Appropriate agencies, entities, and
                                                    those who are named in notices filed:                   officers; and the actions taken by the                 persons when: (a) The Department
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                                                      (1) Under 12 CFR 5.51 as proposed                     OCC in connection with these notices.                  suspects or has confirmed that the
                                                    directors or senior executive officers of               AUTHORITY FOR MAINTENANCE OF THE SYSTEM:               security or confidentiality of
                                                    a national bank, or federal branches of                   12 U.S.C. 1, 27, 93a, 481, 1464,                     information in the system of records has
                                                    foreign banks (Section 5.51-regulated                   1817(j), 1818, 1820, and 1831i.                        been compromised; (b) the Department
                                                    entities) when the entities: (a) Have a                                                                        has determined that as a result of the
                                                    composite rating of 4 or 5 under the                    PURPOSE:                                               suspected or confirmed compromise
                                                    Uniform Financial Institutions Rating                      Information maintained in this system               there is a risk of harm to economic or
                                                    System; (b) are subject to cease and                    is used by the OCC to carry out its                    property interests, identity theft or


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                                                                                   Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                             2953

                                                    fraud; or harm to the security or                        or her identity by providing proof in the              AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    integrity of this system or other systems                form of a single official document                       12 U.S.C. 1, 481, and 482; 5 U.S.C.
                                                    or programs (whether maintained by the                   bearing a photograph (such as a passport               301.
                                                    Department or another agency or entity)                  or identification badge) or two items of
                                                                                                                                                                    PURPOSE:
                                                    that rely upon the compromised                           identification that bear both a name and
                                                    information; and (c) the disclosure made                 signature.                                               The OCC has an access control
                                                    to such agencies, entities, and persons is                 Alternatively, identity may be                       system, linked to employee and
                                                    reasonably necessary to assist in                        established by providing a notarized                   contractor identification cards, which
                                                    connection with the Department’s                         statement, swearing or affirming to an                 limits access to its premises to
                                                    efforts to respond to the suspected or                   individual’s identity, and to the fact that            authorized individuals and records the
                                                    confirmed compromise and prevent,                        the individual understands the penalties               time that individuals enter OCC
                                                    minimize, or remedy such harm.                           provided in 5 U.S.C. 552a(i)(3) for                    premises. This system of records is used
                                                                                                             requesting or obtaining information                    to assist the OCC in maintaining the
                                                    POLICIES AND PRACTICES FOR STORING,                                                                             security of its premises and to permit
                                                    RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                             under false pretenses.
                                                                                                               Additional documentation                             the OCC to identify individuals on its
                                                    DISPOSING OF RECORDS IN THE SYSTEM:
                                                                                                             establishing identity or qualification for             premises at particular times.
                                                    STORAGE:
                                                                                                             notification may be required, such as in               ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                       Records maintained in this system are                 an instance where a legal guardian or                  SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    stored both electronically and in paper                  representative seeks notification on                   THE PURPOSES OF SUCH USES:
                                                    files.                                                   behalf of another individual.                             Information maintained in this system
                                                    RETRIEVABILITY:                                          RECORD ACCESS PROCEDURES:                              may be disclosed to:
                                                      Records maintained in this system                                                                                (1) Third parties to the extent
                                                                                                               See ‘‘Notification Procedure’’ above.                necessary to obtain information that is
                                                    may be retrieved by the name of an
                                                    individual covered by the system.                        CONTESTING RECORD PROCEDURES:                          relevant to an investigation concerning
                                                                                                               See ‘‘Notification Procedure’’ above.                access to or the security of the OCC’s
                                                    SAFEGUARDS:                                                                                                     premises;
                                                      Access to electronic records is                        RECORD SOURCE CATEGORIES:                                 (2) An appropriate governmental
                                                    restricted to authorized personnel who                      Information maintained in this system               authority if the information is relevant
                                                    have been issued non-transferrable                       is obtained from OCC-regulated entities,               to a known or suspected violation of a
                                                    access codes and passwords. Paper files                  individuals named in notices filed                     law within that organization’s
                                                    are stored in locked cabinets in access                  pursuant to 5 CFR 5.51, Federal or State               jurisdiction;
                                                    controlled facilities with access limited                financial regulatory agencies, criminal                   (3) The Department of Justice, a court,
                                                    to authorized personnel.                                 law enforcement authorities, credit                    an adjudicative body, a party in
                                                    RETENTION AND DISPOSAL:                                  bureaus, and OCC personnel.                            litigation, or a witness if the OCC
                                                                                                                                                                    determines that the information is
                                                      Records are retained in accordance                     EXEMPTIONS CLAIMED FOR THE SYSTEM:                     relevant and necessary to a proceeding
                                                    with the OCC’s records management                                                                               in which the OCC, any OCC employee
                                                                                                                Records maintained in this system
                                                    policies and National Archives and                                                                              in his or her official capacity, any OCC
                                                                                                             have been designated as exempt from 5
                                                    Records Administration regulations.                                                                             employee in his or her individual
                                                                                                             U.S.C. 552a(c)(3), (d)(1), (2), (3), and (4),
                                                    SYSTEM MANAGER AND ADDRESS:                              (e)(1), (e)(4)(G), (H), and (I), and (f) of            capacity represented by the Department
                                                      Deputy Comptroller, Special                            the Privacy Act pursuant to 5 U.S.C.                   of Justice or the OCC, or the United
                                                    Supervision, Bank Supervision                            552a(j)(2) and (k)(2). See 31 CFR 1.36.                States is a party or has an interest;
                                                    Operations, Office of the Comptroller of                                                                           (4) A congressional office when the
                                                                                                             TREASURY/CC .340                                       information is relevant to an inquiry
                                                    the Currency, 400 Seventh Street SW.,
                                                    Suite 3E–218, Washington, DC 20219–                      SYSTEM NAME:
                                                                                                                                                                    made at the request of the individual
                                                    0001.                                                                                                           about whom the record is maintained;
                                                                                                               Access Control System—Treasury/                         (5) A contractor or agent who needs
                                                    NOTIFICATION PROCEDURE:                                  Comptroller.                                           to have access to this system of records
                                                       An individual wishing to be notified                  SYSTEM LOCATION:                                       to perform an assigned activity;
                                                    if he or she is named in non-exempt                        Office of the Comptroller of the                        (6) Third parties when mandated or
                                                    records maintained in this system must                   Currency (OCC), Security Office, Office                authorized by statute, or
                                                    submit a written request to the Freedom                                                                            (7) Appropriate agencies, entities, and
                                                                                                             of Management, 400 Seventh Street SW.,
                                                    of Information Act Officer,                                                                                     persons when: (a) The Department
                                                                                                             Suite 3E–218, Washington, DC 20219.
                                                    Communications Division, Office of the                                                                          suspects or has confirmed that the
                                                    Comptroller of the Currency, 400                         CATEGORIES OF INDIVIDUALS COVERED BY THE               security or confidentiality of
                                                    Seventh Street SW., Suite 3E–218,                        SYSTEM:                                                information in the system of records has
                                                    Washington, DC 20219–0001. See 31                          Individuals covered by this system are               been compromised; (b) the Department
                                                    CFR part 1, subpart C, Appendix J.                       OCC employees, contractors, agents, and                has determined that as a result of the
                                                       Identification Requirements: An                       volunteers who have been issued an                     suspected or confirmed compromise
                                                    individual seeking notification through                                                                         there is a risk of harm to economic or
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                                                                                                             OCC identification card.
                                                    the mail must establish his or her                                                                              property interests, identity theft or
                                                    identity by providing a signature and an                 CATEGORIES OF RECORDS IN THE SYSTEM:                   fraud, or harm to the security or
                                                    address as well as one other identifier                    Records maintained in this system                    integrity of this system or other systems
                                                    bearing the individual’s name and                        may contain an individual’s name,                      or programs (whether maintained by the
                                                    signature (such as a photocopy of a                      location information, and picture. The                 Department or another agency or entity)
                                                    driver’s license or other official                       system of records also may contain time                that rely upon the compromised
                                                    document). An individual seeking                         records of entrances and attempted                     information; and (c) the disclosure made
                                                    notification in person must establish his                entrances into OCC premises.                           to such agencies, entities, and persons is


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                                                    2954                           Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    reasonably necessary to assist in                          Additional documentation                             workforce and receive confirmation
                                                    connection with the Department’s                         establishing identity or qualification for             back from staff in order to help senior
                                                    efforts to respond to the suspected or                   notification may be required, such as in               management assess the availability of
                                                    confirmed compromise and prevent,                        an instance where a legal guardian or                  staff during times of emergency.
                                                    minimize, or remedy such harm.                           representative seeks notification on                   Employees and contractors have the
                                                                                                             behalf of another individual.                          right to decline to provide personal
                                                    POLICIES AND PRACTICES FOR STORING,
                                                    RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                                                                                    information, however, their official
                                                                                                             RECORD ACCESS PROCEDURES:
                                                    DISPOSING OF RECORDS IN THE SYSTEM:
                                                                                                                                                                    business contact information is entered
                                                                                                               See ‘‘Notification Procedure’’ above.                into the system through an automated
                                                    STORAGE:                                                                                                        upload.
                                                                                                             CONTESTING RECORD PROCEDURES:
                                                      Records maintained in this system are
                                                    stored electronically.                                     See ‘‘Notification Procedure’’ above.                ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                                                                                                                                    SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    RETRIEVABILITY:                                          RECORD SOURCE CATEGORIES:
                                                                                                                                                                    THE PURPOSE OF SUCH USES:
                                                      Records maintained in this system                         Information maintained in this system
                                                                                                                                                                       Information in these records may be
                                                    may be retrieved by the name of an                       is obtained from individuals and the
                                                                                                                                                                    used to:
                                                    individual covered by the system.                        OCC’s official personnel records.
                                                                                                             Information concerning entry and exit of                  (1) Make disclosures to a
                                                    SAFEGUARDS:                                              OCC premises is obtained from                          congressional office from the records of
                                                      Access to electronic records is                        identification card scanners.                          an individual in response to an inquiry
                                                    restricted to authorized personnel who                                                                          made at the request of the individual to
                                                    have been system accounts.                               EXEMPTIONS CLAIMED FOR THE SYSTEM:                     whom the record pertains;
                                                                                                               None.                                                   (2) Representatives of the National
                                                    RETENTION AND DISPOSAL:                                                                                         Archives and Records Administration
                                                      Records are retained in accordance                     TREASURY/CC .341                                       who are conducting records
                                                    with the OCC’s records management                        SYSTEM NAME:                                           management inspections under
                                                    policies and National Archives and                                                                              authority of 44 U.S.C. 2904 and 2906.
                                                                                                               Mass Communication System—
                                                    Records Administration regulations.                                                                                (3) A contractor for the purpose of
                                                                                                             Treasury/Comptroller.
                                                                                                                                                                    fulfilling a contract, compiling,
                                                    SYSTEM MANAGER AND ADDRESS:
                                                                                                             SYSTEM LOCATION:                                       organizing, analyzing, programming, or
                                                      Director, Office of Security (OS),                                                                            otherwise refining records to
                                                    Office of the Comptroller of the                            The system is hosted at a contractor
                                                                                                             site in Burbank, California. The address               accomplish an agency function subject
                                                    Currency, 400 Seventh Street SW., Suite                                                                         to the same limitations applicable to
                                                    3E–218, Washington, DC 20219.                            of the contractor may be obtained by
                                                                                                             writing to the system manager below.                   Department of the Treasury officers and
                                                    NOTIFICATION PROCEDURE:                                                                                         employees under the Privacy Act.
                                                                                                             CATEGORIES OF INDIVIDUALS COVERED BY THE                  (4) Disclose information to the
                                                       An individual wishing to be notified                  SYSTEM:
                                                    if he or she is named in non-exempt                                                                             appropriate agencies, entities, and
                                                    records maintained in this system must                    All employees and contractors of the                  persons when: (a) The Department
                                                    submit a written request to the Freedom                  OCC.                                                   suspects or has confirmed that the
                                                    of Information Act Officer,                              CATEGORIES OF RECORDS IN THE SYSTEM:
                                                                                                                                                                    security or confidentiality of
                                                    Communications Division, Office of the                                                                          information in the system of records has
                                                                                                                Employees’ and contractors’ names,                  been compromised; (b) the Department
                                                    Comptroller of the Currency, 400                         home telephone numbers, personal
                                                    Seventh Street SW., Suite 3E–218,                                                                               has determined that as a result of the
                                                                                                             mobile telephone numbers, personal                     suspected or confirmed compromise
                                                    Washington, DC 20219. See 31 CFR part                    email addresses, official business
                                                    1, subpart C, Appendix J.                                                                                       there is a risk of harm to economic or
                                                                                                             telephone numbers, official business                   property interests, identity theft or
                                                       Identification Requirements: An                       email addresses, official business
                                                    individual seeking notification through                                                                         fraud, or harm to the security or
                                                                                                             mobile telephone numbers.                              integrity of this system or other systems
                                                    the mail must establish his or her
                                                    identity by providing a signature and an                 AUTHORITY FOR MAINTENANCE OF THE SYSTEM:               or programs (whether maintained by the
                                                    address as well as one other identifier                   Executive Order 12148, Federal                        Department or another agency or entity)
                                                    bearing the individual’s name and                        Emergency Management.                                  that rely upon the compromised
                                                    signature (such as a photocopy of a                                                                             information; and (c) the disclosure made
                                                    driver’s license or other official                       PURPOSE:                                               to such agencies, entities, and persons is
                                                    document). An individual seeking                           The OCC Office of Security will use                  reasonably necessary to assist in
                                                    notification in person must establish his                the Mass Communication System to                       connection with the Department’s
                                                    or her identity by providing proof in the                communicate with OCC personnel                         efforts to respond to the suspected or
                                                    form of a single official document                       during and after local, regional, or                   confirmed compromise and prevent,
                                                    bearing a photograph (such as a passport                 national emergency events,                             minimize, or remedy such harm.
                                                    or identification badge) or two items of                 communicate with staff during and after
                                                                                                                                                                    POLICIES AND PRACTICES FOR STORING,
                                                    identification that bear both a name and                 security incidents, disseminate time                   RETRIEVING, ACCESSING, RETAINING, AND
                                                    signature.                                               sensitive information to staff, provide
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                                                                                                                                                                    DISPOSING OF RECORDS IN THE SYSTEM:
                                                       Alternatively, identity may be                        Human Resources and OCC leadership
                                                    established by providing a notarized                     with employee accountability status                    STORAGE:
                                                    statement, swearing or affirming to an                   during emergency events, and conduct                     Records are maintained in electronic
                                                    individual’s identity, and to the fact that              communication tests. The system is a                   format at the service provider’s site.
                                                    the individual understands the penalties                 managed service that is hosted at a
                                                    provided in 5 U.S.C. 552a(i)(3) for                      contractor site. The system will allow                 RETRIEVABILITY:
                                                    requesting or obtaining information                      Security staff and other authorized                      Records are retrieved by OCC office
                                                    under false pretenses.                                   individuals to send messages to the OCC                and individual name.


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                                                                                  Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                             2955

                                                    SAFEGUARDS:                                             RECORD SOURCE CATEGORIES:                              ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                      Safeguards in place to prevent misuse                   Non-exempt information maintained                    SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    of data include: role-based user access,                                                                       THE PURPOSES OF SUCH USES:
                                                                                                            in this system is obtained from OCC
                                                    the use of user ID and authorization                    personnel, OCC-regulated entities, other                  Information maintained in this system
                                                    code to access the Web site, monitoring                 federal financial regulatory agencies,                 may be disclosed to:
                                                    of application access and database                      and criminal law enforcement                              (1) An OCC-regulated entity involved
                                                    access, encryption of passwords stored                  authorities.                                           in an assigned matter;
                                                    in the database, and physical access                                                                              (2) Third parties to the extent
                                                    controls to the building housing the                    EXEMPTIONS CLAIMED FOR THE SYSTEM:                     necessary to obtain information that is
                                                    system.                                                   None.                                                relevant to the resolution of an assigned
                                                                                                                                                                   matter;
                                                    RETENTION AND DISPOSAL:                                 TREASURY/CC .500                                          (3) The news media in accordance
                                                      Records are retained and disposed of                                                                         with guidelines contained in 28 CFR
                                                                                                            SYSTEM NAME:
                                                    in accordance with National Archives                                                                           50.2;
                                                    and Records Administration General                        Chief Counsel’s Management                              (4) Appropriate governmental or self-
                                                    Records Schedules.                                      Information System—Treasury/                           regulatory organizations when the OCC
                                                                                                            Comptroller.                                           determines that the records are relevant
                                                    SYSTEM MANAGER AND ADDRESS:
                                                                                                            SYSTEM LOCATION:
                                                                                                                                                                   and necessary to the governmental or
                                                      Director, Office of Security, Office of                                                                      self-regulatory organization’s regulation
                                                    the Comptroller of the Currency, 400                      Office of the Comptroller of the
                                                                                                                                                                   or supervision of financial service
                                                    Seventh Street SW., Suite 3E–218,                       Currency (OCC), Office of Chief
                                                                                                                                                                   providers;
                                                    Washington, DC 20219–0001.                              Counsel, 400 Seventh Street SW., Suite                    (5) An appropriate governmental,
                                                                                                            3E–218, Washington, DC 20219–0001.                     tribal, self-regulatory, or professional
                                                    NOTIFICATION PROCEDURE:
                                                                                                            CATEGORIES OF INDIVIDUALS COVERED BY THE               organization if the information is
                                                       An individual wishing to be notified
                                                                                                            SYSTEM:                                                relevant to a known or suspected
                                                    if he or she is named in non-exempt
                                                                                                              Individuals covered by the system are:               violation of a law or licensing standard
                                                    records maintained in this system must
                                                                                                            Individuals who have requested                         within that organization’s jurisdiction;
                                                    submit a written request to the Freedom                                                                           (6) The Department of Justice, a court,
                                                    of Information Act Officer,                             information or action from the OCC;
                                                                                                            parties or witnesses in civil proceedings              an adjudicative body, a party in
                                                    Communications Division, Office of the                                                                         litigation, or a witness if the OCC
                                                    Comptroller of the Currency, 400                        or administrative actions; individuals
                                                                                                            who have submitted requests for                        determines that the information is
                                                    Seventh Street SW., Suite 3E–218,                                                                              relevant and necessary to a proceeding
                                                    Washington, DC 20219–0001. See 31                       testimony and/or production of
                                                                                                            documents pursuant to 12 CFR part 4,                   in which the OCC, any OCC employee
                                                    CFR part 1, subpart C, Appendix J.                                                                             in his or her official capacity, any OCC
                                                       Identification Requirements: An                      subpart C; individuals who have been
                                                                                                            the subjects of administrative actions or              employee in his or her individual
                                                    individual seeking notification through
                                                                                                            investigations initiated by the OCC,                   capacity represented by the Department
                                                    the mail must establish his or her
                                                                                                            including current or former                            of Justice or the OCC, or the United
                                                    identity by providing a signature and an
                                                                                                            shareholders, directors, officers,                     States is a party or has an interest;
                                                    address as well as one other identifier                                                                           (7) A Congressional office when the
                                                    bearing the individual’s name and                       employees and agents of OCC-regulated
                                                                                                            entities, current, former, or potential                information is relevant to an inquiry
                                                    signature (such as a photocopy of a                                                                            made at the request of the individual
                                                    driver’s license or other official                      bank customers, and OCC employees.
                                                                                                                                                                   about whom the record is maintained;
                                                    document). An individual seeking                        CATEGORIES OF RECORDS IN THE SYSTEM:                      (8) A contractor or agent who needs
                                                    notification in person must establish his                                                                      to have access to this system of records
                                                    or her identity by providing proof in the                 Records maintained in this system
                                                                                                            may contain the names of: Banks;                       to perform an assigned activity;
                                                    form of a single official document                                                                                (9) Third parties when mandated or
                                                    bearing a photograph (such as a passport                requestors; parties; witnesses; current or
                                                                                                            former shareholders; directors, officers,              authorized by statute; or
                                                    or identification badge) or two items of                                                                          (10) Appropriate agencies, entities,
                                                    identification that bear both a name and                employees and agents of OCC-regulated
                                                                                                            entities; current, former or potential                 and persons when: (a) The Department
                                                    signature.                                                                                                     suspects or has confirmed that the
                                                       Alternatively, identity may be                       bank customers; and current or former
                                                                                                            OCC employees. These records contain                   security or confidentiality of
                                                    established by providing a notarized                                                                           information in the system of records has
                                                    statement, swearing or affirming to an                  summarized information concerning the
                                                                                                            description and status of Law                          been compromised; (b) the Department
                                                    individual’s identity, and to the fact that                                                                    has determined that as a result of the
                                                    the individual understands the penalties                Department work assignments.
                                                                                                            Supporting records may include                         suspected or confirmed compromise
                                                    provided in 5 U.S.C. 552a(i)(3) for                                                                            there is a risk of harm to economic or
                                                    requesting or obtaining information                     pleadings and discovery materials
                                                                                                            generated in connection with civil                     property interests, identity theft or
                                                    under false pretenses.                                                                                         fraud, or harm to the security or
                                                       Additional documentation                             proceedings or administrative actions,
                                                                                                            and correspondence or memoranda                        integrity of this system or other systems
                                                    establishing identity or qualification for                                                                     or programs (whether maintained by the
                                                    notification may be required, such as in                related to work assignments.
                                                                                                                                                                   Department or another agency or entity)
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                                                    an instance where a legal guardian or                   AUTHORITY FOR MAINTENANCE OF THE SYSTEM:               that rely upon the compromised
                                                    representative seeks notification on                                                                           information; and (c) the disclosure made
                                                    behalf of another individual.                             12 U.S.C. 1, 93(d) (second), 481, 1818,
                                                                                                            and 1820.                                              to such agencies, entities, and persons is
                                                    RECORD ACCESS PROCEDURES:                                                                                      reasonably necessary to assist in
                                                                                                            PURPOSE:                                               connection with the Department’s
                                                       See ‘‘Notification Procedure’’ above.
                                                                                                              This system of records is used to track              efforts to respond to the suspected or
                                                    CONTESTING RECORD PROCEDURES:                           the progress and disposition of OCC                    confirmed compromise and prevent,
                                                       See ‘‘Notification Procedure’’ above.                Law Department work assignments.                       minimize, or remedy such harm.


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                                                    2956                           Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    POLICIES AND PRACTICES FOR STORING,                      notification may be required, such as in               AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    RETRIEVING, ACCESSING, RETAINING, AND                    an instance where a legal guardian or                    12 U.S.C. 1, 93(d) (second), 481, 1818,
                                                    DISPOSING OF RECORDS IN THE SYSTEM:                      representative seeks notification on                   and 1820.
                                                    STORAGE:                                                 behalf of another individual.
                                                                                                                                                                    PURPOSE:
                                                      Records maintained in this system are                  RECORD ACCESS PROCEDURES:
                                                    stored electronically and in file folders.                                                                         This system of records is used by the
                                                                                                               See ‘‘Notification Procedure’’ above.                OCC in representing its interests in legal
                                                    RETRIEVABILITY:                                                                                                 actions and proceedings in which the
                                                                                                             CONTESTING RECORD PROCEDURES:
                                                      Records maintained in this system                                                                             OCC, its employees, or the United States
                                                                                                               See ‘‘Notification Procedure’’ above.
                                                    may be retrieved by the name of an                                                                              is a party or has an interest.
                                                    individual covered by the system.                        RECORD SOURCE CATEGORIES:
                                                                                                                                                                    ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                    SAFEGUARDS:
                                                                                                               Non-exempt information maintained                    SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                                                                             in this system is obtained from                        THE PURPOSES OF SUCH USES:
                                                      Access to electronic records is                        individuals who request information or
                                                    restricted to authorized personnel who                                                                             Information maintained in this system
                                                                                                             action from the OCC, individuals who
                                                    have been issued non-transferrable                                                                              may be disclosed to:
                                                                                                             are involved in legal proceedings in
                                                    access codes and passwords. Other                                                                                  (1) Third parties to the extent
                                                                                                             which the OCC is a party or has an
                                                    records are maintained in locked file                                                                           necessary to obtain information that is
                                                                                                             interest, OCC personnel, and OCC-
                                                    cabinets or rooms.                                                                                              relevant to the subject matter of claims,
                                                                                                             regulated entities and other entities,
                                                                                                                                                                    civil proceedings or administrative
                                                    RETENTION AND DISPOSAL:                                  including governmental, tribal, self-
                                                                                                             regulatory, and professional                           actions involving the OCC;
                                                      Records are retained in accordance                                                                               (2) The news media in accordance
                                                    with the OCC’s records management                        organizations.
                                                                                                                                                                    with guidelines contained in 28 CFR
                                                    policies and National Archives and                       EXEMPTIONS CLAIMED FOR THE SYSTEM:                     50.2;
                                                    Records Administration regulations.                        Records maintained in this system                       (3) Appropriate governmental or self-
                                                    SYSTEM MANAGER AND ADDRESS:                              have been designated as exempt from 5                  regulatory organizations when the OCC
                                                      Information Systems Manager, Law                       U.S.C. 552a(c)(3) and (4), (d)(1), (2), (3),           determines that the records are relevant
                                                    Department, Office of the Comptroller of                 and (4), (e)(1), (e)(2), (e)(3), (e)(4)(G), (H),       and necessary to the governmental or
                                                    the Currency, 400 Seventh Street SW.,                    and (I), (e)(5), (e)(8), (f), and (g) of the           self-regulatory organization’s regulation
                                                    Suite 3E–218, Washington, DC 20219–                      Privacy Act pursuant to 5 U.S.C.                       or supervision of financial service
                                                    0001.                                                    552a(j)(2) and (k)(2). See 31 CFR 1.36.                providers;
                                                                                                                                                                       (4) An appropriate governmental,
                                                    NOTIFICATION PROCEDURE:                                  TREASURY/CC .510                                       tribal, self-regulatory, or professional
                                                       An individual wishing to be notified                  SYSTEM NAME:                                           organization if the information is
                                                    if he or she is named in non-exempt                        Litigation Information System—                       relevant to a known or suspected
                                                    records maintained in this system must                   Treasury/Comptroller.                                  violation of a law or licensing standard
                                                    submit a written request to the Freedom                                                                         within that organization’s jurisdiction;
                                                    of Information Act Officer,                              SYSTEM LOCATION:                                          (5) The Department of Justice, a court,
                                                    Communications Division, Office of the                     Office of the Comptroller of the                     an adjudicative body, a party in
                                                    Comptroller of the Currency, 400                         Currency (OCC), Office of Chief                        litigation, or a witness if the OCC
                                                    Seventh Street SW., Suite 3E–218,                        Counsel, Litigation Division, 400                      determines that the information is
                                                    Washington, DC 20219–0001. See 31                        Seventh Street SW., Suite 3E–218,                      relevant and necessary to a proceeding
                                                    CFR part 1, subpart C, Appendix J.                       Washington, DC 20219–0001.                             in which the OCC, any OCC employee
                                                       Identification Requirements: An                       CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                                                                                                                                    in his or her official capacity, any OCC
                                                    individual seeking notification through                  SYSTEM:                                                employee in his or her individual
                                                    the mail must establish his or her                          Individuals covered by the system are:              capacity represented by the Department
                                                    identity by providing a signature and an                 (1) Parties or witnesses in civil                      of Justice or the OCC, or the United
                                                    address as well as one other identifier                  proceedings or administrative actions;                 States is a party or has an interest;
                                                    bearing the individual’s name and                        (2) individuals who have submitted                        (6) A Congressional office when the
                                                    signature (such as a photocopy of a                      correspondence to the OCC regarding                    information is relevant to an inquiry
                                                    driver’s license or other official                       civil proceedings, administrative                      made at the request of the individual
                                                    document). An individual seeking                         actions, including potential or                        about whom the record is maintained;
                                                    notification in person must establish his                anticipated claims or civil litigation;                   (7) A contractor or agent who needs
                                                    or her identity by providing proof in the                and (3) individuals who have submitted                 to have access to this system of records
                                                    form of a single official document                       requests for testimony or the production               to perform an assigned activity;
                                                    bearing a photograph (such as a passport                 of documents pursuant to 12 CFR part                      (8) Third parties when mandated or
                                                    or identification badge) or two items of                 4, subpart C.                                          authorized by statute; or
                                                    identification that bear both a name and                                                                           (9) Appropriate agencies, entities, and
                                                    signature.                                               CATEGORIES OF RECORDS IN THE SYSTEM:                   persons when: (a) The Department
                                                       Alternatively, identity may be                          Records maintained in this system                    suspects or has confirmed that the
                                                    established by providing a notarized                     are: (1) Correspondence files, and (2)                 security or confidentiality of
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                                                    statement, swearing or affirming to an                   records generated in connection with                   information in the system of records has
                                                    individual’s identity, and to the fact that              claims, civil proceedings or                           been compromised; (b) the Department
                                                    the individual understands the penalties                 administrative actions, such as                        has determined that as a result of the
                                                    provided in 5 U.S.C. 552a(i)(3) for                      discovery materials, evidentiary                       suspected or confirmed compromise
                                                    requesting or obtaining information                      materials, transcripts of testimony,                   there is a risk of harm to economic or
                                                    under false pretenses.                                   pleadings, memoranda, correspondence,                  property interests, identity theft or
                                                       Additional documentation                              and requests for information pursuant to               fraud, or harm to the security or
                                                    establishing identity or qualification for               12 CFR part 4, subpart C.                              integrity of this system or other systems


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                                                                                   Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                2957

                                                    or programs (whether maintained by the                     Alternatively, identity may be                       CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    Department or another agency or entity)                  established by providing a notarized                     Records maintained in this system
                                                    that rely upon the compromised                           statement, swearing or affirming to an                 may contain: The name and address of
                                                    information; and (c) the disclosure made                 individual’s identity, and to the fact that            the individual who submitted the
                                                    to such agencies, entities, and persons is               the individual understands the penalties               complaint or inquiry; when applicable,
                                                    reasonably necessary to assist in                        provided in 5 U.S.C. 552a(i)(3) for                    the name of the individual or
                                                    connection with the Department’s                         requesting or obtaining information                    organization referring a matter; the
                                                    efforts to respond to the suspected or                   under false pretenses.                                 name of the entity that is the subject of
                                                    confirmed compromise and prevent,                          Additional documentation                             the complaint or inquiry; the date of the
                                                    minimize, or remedy such harm.                           establishing identity or qualification for             incoming correspondence and its
                                                                                                             notification may be required, such as in               receipt; numeric codes identifying the
                                                    POLICIES AND PRACTICES FOR STORING,
                                                    RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                             an instance where a legal guardian or                  complaint or inquiry’s nature, source,
                                                    DISPOSING OF RECORDS IN THE SYSTEM:
                                                                                                             representative seeks notification on                   and resolution; the OCC office and
                                                                                                             behalf of another individual.                          personnel assigned to review the
                                                    STORAGE:                                                                                                        correspondence; the status of the
                                                      Records maintained in this system are                  RECORD ACCESS PROCEDURES:                              review; the resolution date; and, when
                                                    stored electronically and in file folders.                 See ‘‘Notification Procedure’’ above.                applicable, the amount of
                                                                                                                                                                    reimbursement. Supporting records may
                                                    RETRIEVABILITY:                                          CONTESTING RECORD PROCEDURES:
                                                                                                                                                                    contain correspondence between the
                                                      Records maintained in this system                        See ‘‘Notification Procedure’’ above.                OCC and the individual submitting the
                                                    may be retrieved by the name of an                                                                              complaint or inquiry, correspondence
                                                    individual covered by the system.                        RECORD SOURCE CATEGORIES:
                                                                                                                                                                    between the OCC and the regulated
                                                                                                               Non-exempt information maintained                    entity, and correspondence between the
                                                    SAFEGUARDS:
                                                                                                             in this system is obtained from:                       OCC and other law enforcement or
                                                      System records are maintained in                       Individuals or entities involved in legal              regulatory bodies.
                                                    locked file cabinets or rooms and in                     proceedings in which the OCC is a party
                                                    electronic format on secure drives and                   or has an interest; OCC-regulated                      AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    media.                                                   entities; and governmental, tribal, self-                12 U.S.C. 1, 481, 1464 and 1820; 15
                                                                                                             regulatory or professional organizations.              U.S.C. 41 et seq.
                                                    RETENTION AND DISPOSAL:
                                                      Records are retained in accordance                     EXEMPTIONS CLAIMED FOR THE SYSTEM:                     PURPOSE:
                                                    with the OCC’s records management                          Records maintained in this system                      This system of records is used to
                                                    policies and National Archives and                       have been designated as exempt from 5                  administer the OCC’s Customer
                                                    Records Administration regulations.                      U.S.C. 552a(c)(3) and (4), (d)(1), (2), (3),           Assistance Program and to track the
                                                                                                             and (4), (e)(1), (e)(2), (e)(3), (e)(4)(G), (H),       processing and resolution of complaints
                                                    SYSTEM MANAGER AND ADDRESS:
                                                                                                             and (I), (e)(5), (e)(8), (f), and (g) of the           and inquiries.
                                                      Director, Litigation Division, Office of
                                                                                                             Privacy Act pursuant to 5 U.S.C.
                                                    Chief Counsel, Office of the Comptroller                                                                        ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                                                                             552a(j)(2) and (k)(2). See 31 CFR 1.36.                SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    of the Currency, 400 Seventh Street
                                                    SW., Suite 3E–218, Washington, DC                                                                               THE PURPOSES OF SUCH USES:
                                                                                                             TREASURY/CC .600
                                                    20219–0001.                                                                                                        Information maintained in this system
                                                                                                             SYSTEM NAME:                                           may be disclosed to:
                                                    NOTIFICATION PROCEDURE:                                                                                            (1) An OCC-regulated entity that is the
                                                                                                               Consumer Complaint and Inquiry
                                                       An individual wishing to be notified                  Information System—Treasury/                           subject of a complaint or inquiry;
                                                    if he or she is named in non-exempt                      Comptroller.                                              (2) Third parties to the extent
                                                    records maintained in this system must                                                                          necessary to obtain information that is
                                                    submit a written request to the Freedom                  SYSTEM LOCATION:                                       relevant to the resolution of a complaint
                                                    of Information Act Officer,                                Office of the Comptroller of the                     or inquiry;
                                                    Communications Division, Office of the                   Currency (OCC), Customer Assistance                       (3) The appropriate governmental,
                                                    Comptroller of the Currency, 400                         Group, 1301 McKinney Street, Suite                     tribal, self-regulatory or professional
                                                    Seventh Street SW., Suite 3E–218,                        3450, Houston, TX 77010–3034.                          organization if that organization has
                                                    Washington, DC 20219–0001. See 31                                                                               jurisdiction over the subject matter of
                                                    CFR part 1, subpart C, Appendix J.                       CATEGORIES OF INDIVIDUALS COVERED BY THE               the complaint or inquiry, or the entity
                                                       Identification Requirements: An                       SYSTEM:                                                that is the subject of the complaint or
                                                    individual seeking notification through                    Individuals covered by this system are               inquiry;
                                                    the mail must establish his or her                       individuals who submit complaints or                      (4) An appropriate governmental,
                                                    identity by providing a signature and an                 inquiries about national banks, federal                tribal, self-regulatory, or professional
                                                    address as well as one other identifier                  savings associations, District of                      organization if the information is
                                                    bearing the individual’s name and                        Columbia savings associations operating                relevant to a known or suspected
                                                    signature (such as a photocopy of a                      under OCC’s regulatory authority,                      violation of a law or licensing standard
                                                    driver’s license or other official                       federal branches and agencies of foreign               within that organization’s jurisdiction;
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                                                    document). An individual seeking                         banks, or subsidiaries of any such entity                 (5) The Department of Justice, a court,
                                                    notification in person must establish his                (OCC-regulated entities), and other                    an adjudicative body, a party in
                                                    or her identity by providing proof in the                entities that the OCC does not regulate.               litigation, or a witness if the OCC
                                                    form of a single official document                       This includes individuals who file                     determines that the information is
                                                    bearing a photograph (such as a passport                 complaints and inquiries directly with                 relevant and necessary to a proceeding
                                                    or identification badge) or two items of                 the OCC or through other parties, such                 in which the OCC, any OCC employee
                                                    identification that bear both a name and                 as attorneys, members of Congress, or                  in his or her official capacity, any OCC
                                                    signature.                                               other governmental organizations.                      employee in his or her individual


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                                                    2958                           Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    capacity represented by the Department                   RETENTION AND DISPOSAL:                                EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                    of Justice or the OCC, or the United                       Records are retained in accordance                      Records maintained in this system
                                                    States is a party or has an interest;                    with the OCC’s records management                      have been designated as exempt from 5
                                                       (6) A Congressional office or                         policies and National Archives and                     U.S.C. 552a(c)(3), (d)(1), (2), (3), and (4),
                                                    appropriate governmental or tribal                       Records Administration regulations.                    (e)(1), (e)(4)(G), (H), and (I), and (f) of
                                                    organization when the information is                                                                            the Privacy Act pursuant to 5 U.S.C.
                                                                                                             SYSTEM MANAGER AND ADDRESS:
                                                    relevant to a complaint or inquiry                                                                              552a(k)(2). See 31 CFR 1.36.
                                                    referred to the OCC by that office or                      Director, Consumer Complaint
                                                    organization on behalf of the individual                 Operations, CAG Remedy System                          TREASURY/CC .700
                                                    about whom the information is                            Owner, Office of the Comptroller of the
                                                                                                                                                                    SYSTEM NAME:
                                                    maintained;                                              Currency, Customer Assistance Group,
                                                                                                             1301 McKinney Street, Suite 3450,                        Correspondence Tracking System–
                                                       (7) An appropriate governmental or                                                                           Treasury/Comptroller.
                                                    tribal organization in communication                     Houston, TX 77010–3034.
                                                    with the OCC about a complaint or                        NOTIFICATION PROCEDURE:                                SYSTEM LOCATION:
                                                    inquiry the organization has received                       An individual wishing to be notified                  Office of the Comptroller of the
                                                    concerning the actions of an OCC-                        if he or she is named in non-exempt                    Currency (OCC), Office of Chief
                                                    regulated entity. Information that may                   records maintained in this system must                 Counsel, 400 Seventh Street SW., Suite
                                                    be disclosed under this routine use will                 submit a written request to the Freedom                3E–218, Washington, DC 20219–0001.
                                                    ordinarily consist of a description of the               of Information Act Officer,                            Components of this record system are
                                                    conclusion made by the OCC                               Communications Division, Office of the                 maintained in the Comptroller of the
                                                    concerning the actions of such an entity                 Comptroller of the Currency, 400                       Currency’s Office and the Chief
                                                    and the corrective action taken, if any;                 Seventh Street SW., Suite 3E–218,                      Counsel’s Office.
                                                       (8) A contractor or agent who needs
                                                                                                             Washington, DC 20219–0001. See 31                      CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                    to have access to this system of records
                                                                                                             CFR part 1, subpart C, Appendix J.                     SYSTEM:
                                                    to perform an assigned activity;                            Identification Requirements: An
                                                       (9) Third parties when mandated or                                                                             Individuals covered by this system are
                                                                                                             individual seeking notification through                those whose correspondence is
                                                    authorized by statute; or                                the mail must establish his or her
                                                       (10) Appropriate agencies, entities,                                                                         submitted to the Comptroller of the
                                                                                                             identity by providing a signature and an               Currency or the Chief Counsel.
                                                    and persons when: (a) The Department
                                                                                                             address as well as one other identifier
                                                    suspects or has confirmed that the
                                                                                                             bearing the individual’s name and                      CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    security or confidentiality of
                                                                                                             signature (such as a photocopy of a                      Records maintained in this system
                                                    information in the system of records has
                                                                                                             driver’s license or other official                     may contain the names of individuals
                                                    been compromised; (b) the Department
                                                                                                             document). An individual seeking                       who correspond with the OCC,
                                                    has determined that as a result of the
                                                                                                             notification in person must establish his              information concerning the subject
                                                    suspected or confirmed compromise
                                                                                                             or her identity by providing proof in the              matter of the correspondence,
                                                    there is a risk of harm to economic or
                                                                                                             form of a single official document                     correspondence disposition
                                                    property interests, identity theft or
                                                                                                             bearing a photograph (such as a passport               information, correspondence tracking
                                                    fraud, or harm to the security or
                                                                                                             or identification badge) or two items of               dates, and internal office assignment
                                                    integrity of this system or other systems
                                                                                                             identification that bear both a name and               information. Supporting records may
                                                    or programs (whether maintained by the
                                                                                                             signature.                                             contain correspondence between the
                                                    Department or another agency or entity)                     Alternatively, identity may be
                                                    that rely upon the compromised                                                                                  OCC and the individual.
                                                                                                             established by providing a notarized
                                                    information; and (c) the disclosure made                 statement, swearing or affirming to an                 AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    to such agencies, entities, and persons is               individual’s identity, and to the fact that              12 U.S.C. 1; 5 U.S.C. 301.
                                                    reasonably necessary to assist in                        the individual understands the penalties
                                                    connection with the Department’s                                                                                PURPOSE:
                                                                                                             provided in 5 U.S.C. 552a(i)(3) for
                                                    efforts to respond to the suspected or                   requesting or obtaining information                      This system of records is used by the
                                                    confirmed compromise and prevent,                        under false pretenses.                                 OCC to track the Comptroller of the
                                                    minimize, or remedy such harm.                              Additional documentation                            Currency’s or the Chief Counsel’s
                                                                                                             establishing identity or qualification for             correspondence, including the progress
                                                    POLICIES AND PRACTICES FOR STORING,
                                                                                                             notification may be required, such as in               and disposition of the OCC’s response.
                                                    RETRIEVING, ACCESSING, RETAINING, AND
                                                    DISPOSING OF RECORDS IN THE SYSTEM:                      an instance where a legal guardian or                  ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                    STORAGE:
                                                                                                             representative seeks notification on                   SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                                                                             behalf of another individual.                          THE PURPOSES OF SUCH USES:
                                                      Records maintained in this system are
                                                    stored electronically and in file folders.               RECORD ACCESS PROCEDURES:
                                                                                                                                                                      Information maintained in this system
                                                                                                                                                                    may be disclosed to:
                                                                                                               See ‘‘Notification Procedure’’ above.                  (1) The OCC-regulated entity involved
                                                    RETRIEVABILITY:
                                                      Records maintained in this system                      CONTESTING RECORD PROCEDURES:                          in correspondence;
                                                    may be retrieved by the name of an                         See ‘‘Notification Procedure’’ above.                  (2) Third parties to the extent
                                                                                                                                                                    necessary to obtain information that is
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                                                    individual covered by the system.
                                                                                                             RECORD SOURCE CATEGORIES:                              relevant to the response;
                                                    SAFEGUARDS:                                                Non-exempt information maintained                      (3) Appropriate governmental or self-
                                                      Access to electronic records is                        in this system is obtained from                        regulatory organizations when the OCC
                                                    restricted to authorized personnel who                   individuals and entities filing                        determines that the records are relevant
                                                    have been issued non-transferrable                       complaints and inquiries, other                        and necessary to the governmental or
                                                    access codes and passwords. Other                        governmental authorities, and OCC-                     self-regulatory organization’s regulation
                                                    records are maintained in locked file                    regulated entities that are the subjects of            or supervision of financial service
                                                    cabinets or rooms.                                       complaints and inquiries.                              providers;


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                                                                                   Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                2959

                                                       (4) An appropriate governmental,                      RETENTION AND DISPOSAL:                                submit correspondence and OCC
                                                    tribal, self-regulatory, or professional                   Electronic and other records are                     personnel.
                                                    organization if the information is                       retained in accordance with the OCC’s
                                                                                                                                                                    EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                    relevant to a known or suspected                         records management policies and
                                                    violation of a law or licensing standard                 National Archives and Records                            None.
                                                    within that organization’s jurisdiction;                 Administration regulations.                            TREASURY/CC .701
                                                       (5) The Department of Justice, a court,
                                                    an adjudicative body, a party in                         SYSTEM MANAGERS AND ADDRESSES:                         SYSTEM NAME:
                                                    litigation, or a witness if the OCC                        Executive Assistant to the                             Retiree Billing System–Treasury/
                                                    determines that the information is                       Comptroller, Office of the Comptroller                 Comptroller.
                                                    relevant and necessary to a proceeding                   of the Currency, 400 Seventh Street
                                                    in which the OCC, any OCC employee                       SW., Suite 3E–218, Washington, DC                      SYSTEM LOCATION:
                                                    in his or her official capacity, any OCC                 20219–0001. Special Assistant to the                     Office of the Comptroller of the
                                                    employee in his or her individual                        Chief Counsel, Office of the Comptroller               Currency, 400 Seventh Street SW., Suite
                                                    capacity represented by the Department                   of the Currency, 400 Seventh Street                    3E–218, Washington, DC 20219.
                                                    of Justice or the OCC, or the United                     SW., Suite 3E–218, Washington, DC
                                                                                                             20219–0001.                                            CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                    States is a party or has an interest;
                                                                                                                                                                    SYSTEM:
                                                       (6) A Congressional office when the                   NOTIFICATION PROCEDURE:
                                                    information is relevant to an inquiry                                                                             Pentegra Defined Benefit Plan for
                                                    made at the request of the individual                       An individual wishing to be notified                Financial Institutions (formerly known
                                                    about whom the record is maintained;                     if he or she is named in non-exempt                    as FIRF) retirees, OTS employees
                                                       (7) A contractor or agent who needs                   records maintained in this system must                 retiring under the Civil Service
                                                    to have access to this system of records                 submit a written request to the Freedom                Retirement System or the Federal
                                                    to perform an assigned activity;                         of Information Act Officer,                            Employees Retirement System and who
                                                       (8) Third parties when mandated or                    Communications Division, Office of the                 participate in the OTS-sponsored life
                                                    authorized by statute; or                                Comptroller of the Currency, 400                       insurance plan, and OCC retirees who
                                                                                                             Seventh Street SW., Suite 3E–218,                      participate in the OCC-sponsored life
                                                       (9) Appropriate agencies, entities, and
                                                                                                             Washington, DC 20219–0001. See 31                      insurance plan.
                                                    persons when: (a) The Department
                                                                                                             CFR part 1, subpart C, Appendix J.
                                                    suspects or has confirmed that the                                                                              CATEGORIES OF RECORDS IN THE SYSTEM:
                                                                                                                Identification Requirements: An
                                                    security or confidentiality of                                                                                     OCC and OTS retirees’ names, home
                                                                                                             individual seeking notification through
                                                    information in the system of records has                                                                        and mobile telephone numbers, mailing
                                                                                                             the mail must establish his or her
                                                    been compromised; (b) the Department                                                                            addresses, email addresses, bank
                                                                                                             identity by providing a signature and an
                                                    has determined that as a result of the                                                                          account numbers, Federal Employee
                                                                                                             address as well as one other identifier
                                                    suspected or confirmed compromise                                                                               Health Benefits (FEHB) codes and
                                                                                                             bearing the individual’s name and
                                                    there is a risk of harm to economic or                                                                          premiums, Federal Employee Group
                                                                                                             signature (such as a photocopy of a
                                                    property interests, identity theft or                                                                           Life Insurance (FEGLI) insurance
                                                                                                             driver’s license or other official
                                                    fraud, or harm to the security or                                                                               amounts and premiums, OTS-sponsored
                                                                                                             document). An individual seeking
                                                    integrity of this system or other systems                                                                       life insurance plan coverage amounts,
                                                                                                             notification in person must establish his
                                                    or programs (whether maintained by the                                                                          premium amounts and imputed income
                                                                                                             or her identity by providing proof in the
                                                    Department or another agency or entity)                                                                         amount, if any; OCC-sponsored life
                                                                                                             form of a single official document
                                                    that rely upon the compromised                                                                                  insurance plan coverage amount and
                                                                                                             bearing a photograph (such as a passport
                                                    information; and (c) the disclosure made                                                                        imputed income amount, if any.
                                                                                                             or identification badge) or two items of
                                                    to such agencies, entities, and persons is
                                                                                                             identification that bear both a name and
                                                    reasonably necessary to assist in                                                                               AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                                                                             signature (such as credit cards).
                                                    connection with the Department’s                                                                                  12 U.S.C. 481, 482, and 1462a(h).
                                                                                                                Alternatively, identity may be
                                                    efforts to respond to the suspected or
                                                                                                             established by providing a notarized                   PURPOSE:
                                                    confirmed compromise and prevent,
                                                                                                             statement, swearing or affirming to an                    The Retiree Billing System (formerly
                                                    minimize, or remedy such harm.
                                                                                                             individual’s identity, and to the fact that            the ‘‘OTS Retiree Billing System’’) is
                                                    POLICIES AND PRACTICES FOR STORING,                      the individual understands the penalties               used to bill insurance premiums for
                                                    RETRIEVING, ACCESSING, RETAINING, AND                    provided in 5 U.S.C. 552a(i)(3) for                    upcoming FIRF retirees as well as a
                                                    DISPOSING OF RECORDS IN THE SYSTEM:                      requesting or obtaining information                    tracking tool for imputed income for
                                                    STORAGE:
                                                                                                             under false pretenses.                                 OCC retirees (including FIRF retirees)
                                                                                                                Additional documentation                            with the OCC-sponsored life insurance
                                                      Records maintained in this system are                  establishing identity or qualification for
                                                    stored electronically and in file folders.                                                                      plan. The system is used by HR Benefits
                                                                                                             notification may be required, such as in               Specialists and Assistants as well as
                                                    RETRIEVABILITY:                                          an instance where a legal guardian or                  Payroll Specialists in the Human Capital
                                                                                                             representative seeks notification on                   office. Retiree names and bank account
                                                      Records maintained in this system
                                                                                                             behalf of another individual.                          information is shared with the Bureau of
                                                    may be retrieved by the name of an
                                                                                                                                                                    the Fiscal Service (BFS), a bureau of the
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                                                    individual covered by the system.                        RECORD ACCESS PROCEDURES:
                                                                                                               See ‘‘Notification Procedure’’ above.                Treasury Department, so that retirees
                                                    SAFEGUARDS:                                                                                                     can be properly billed for health/life
                                                      Access to electronic records is                        CONTESTING RECORD PROCEDURES:                          insurance premiums. BFS provides
                                                    restricted to authorized personnel who                     See ‘‘Notification Procedure’’ above.                Automated Clearing House (ACH) debit
                                                    have been issued non-transferable                                                                               services on behalf of the OCC. OCC
                                                    access codes and passwords. Other                        RECORD SOURCE CATEGORIES:                              provides BFS with retiree information
                                                    records are maintained in locked file                       Information maintained in this system               so that BFS can perform a debit on the
                                                    cabinets or rooms.                                       is obtained from individuals who                       bank account of the retiree for the funds


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                                                    2960                           Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    owed to the OCC and deposit the money                    RETENTION AND DISPOSAL:                                TREASURY/CC .800
                                                    into an OCC account.                                       Records are retained and disposed of                 SYSTEM NAME:
                                                                                                             in accordance with OCC records
                                                    ROUTINE USES OF RECORDS MAINTAINED IN THE                                                                         Office of Inspector General
                                                    SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                                                                             management policies and National
                                                                                                                                                                    Investigations System
                                                    THE PURPOSE OF SUCH USES:                                Archives and Records Administration
                                                                                                             regulations.                                           SYSTEM LOCATION:
                                                       Information in these records may be
                                                    used to:                                                 SYSTEM MANAGER AND ADDRESS:
                                                                                                                                                                      OCC Headquarters, Office of
                                                       (1) Make disclosures to a                                                                                    Enterprise Governance and the
                                                                                                               Director, Compensation and Benefits,                 Ombudsman, 400 Seventh Street SW.,
                                                    Congressional office from the records of                 Office of Human Capital, Office of the
                                                    an individual in response to an inquiry                                                                         Washington, DC.
                                                                                                             Comptroller of the Currency, 400
                                                    made at the request of the individual to                 Seventh Street SW., Suite 3E–218,                      CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                    whom the record pertains;                                Washington, DC 20219–0001.                             SYSTEM:
                                                       (2) Representatives of the National                                                                            (1) Current and former OCC
                                                    Archives and Records Administration                      NOTIFICATION PROCEDURE:
                                                                                                                                                                    employees who are being investigated
                                                    who are conducting records                                  An individual wishing to be notified                by the Treasury Office of the Inspector
                                                    management inspections under                             if he or she is named in non-exempt                    General;
                                                    authority of 44 U.S.C. 2904 and 2906;                    records maintained in this system must                   (2) Current and former OCC
                                                       (3) A contractor for the purpose of                   submit a written request to the Freedom                contractors who are being investigated
                                                    filling a contract, compiling, organizing,               of Information Act Officer,                            by the Treasury Office of the Inspector
                                                    analyzing, programming, or otherwise                     Communications Division, Office of the                 General (OIG); and
                                                    refining records to accomplish an                        Comptroller of the Currency, 400                         (3) Current and former directors,
                                                    agency function subject to the same                      Seventh Street SW., Suite 3E–218,                      officers, employees, shareholders, and
                                                    limitations applicable to Department of                  Washington, DC 20219–0001. See 31                      independent contractors of financial
                                                    the Treasury officers and employees                      CFR part 1, subpart C, Appendix J.                     institutions who are being investigated
                                                    under the Privacy Act;                                      Identification Requirements: An                     by the OIG.
                                                       (4) Disclose information to the                       individual seeking notification through
                                                    appropriate agencies, entities, and                                                                             CATEGORIES OF RECORDS IN THE SYSTEM:
                                                                                                             the mail must establish his or her
                                                    persons when: (a) The Department                         identity by providing a signature and an                  Referrals regarding potential or
                                                    suspects or has confirmed that the                       address as well as one other identifier                alleged violations of laws, rules, or
                                                    security or confidentiality of                           bearing the individual’s name and                      regulations; names of targets,
                                                    information in the system of records has                 signature (such as a photocopy of a                    complainants, managers, Enterprise
                                                    been compromised; (b) the Department                     driver’s license or other official                     Governance staff, and other government
                                                    has determined that as a result of the                   document). An individual seeking                       employees who may be named in
                                                    suspected or confirmed compromise                        notification in person must establish his              referral or investigative documents;
                                                    there is a risk of harm to economic or                   or her identity by providing proof in the              documents regarding resolutions and
                                                    property interests, identity theft or                    form of a single official document                     remedial action in connection with
                                                    fraud, or harm to the security or                        bearing a photograph (such as a passport               referrals; and other supporting
                                                    integrity of this system or other systems                or identification badge) or two items of               documentation, including bank-related
                                                    or programs (whether maintained by the                   identification that bear both a name and               information, investigative
                                                    Department or another agency or entity)                  signature.                                             documentation, and correspondence
                                                    that rely upon the compromised                              Alternatively, identity may be                      related to investigations.
                                                    information; and (c) the disclosure made                 established by providing a notarized                   AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                    to such agencies, entities, and persons is               statement, swearing or affirming to an
                                                    reasonably necessary to assist in                                                                                 5 U.S.C. App. 3; 12 U.S.C. 1, as
                                                                                                             individual’s identity, and to the fact that
                                                    connection with the Department’s                                                                                amended; 31 CFR 0.207.
                                                                                                             the individual understands the penalties
                                                    efforts to respond to the suspected or                   provided in 5 U.S.C. 552a(i)(3) for                    PURPOSES(S):
                                                    confirmed compromise and prevent,                        requesting or obtaining information                      This system of records is used by the
                                                    minimize, or remedy such harm.                           under false pretenses.                                 OCC to monitor the OIG’s referrals and
                                                    POLICIES AND PRACTICES FOR STORING,
                                                                                                                Additional documentation                            investigations related to the OCC.
                                                    RETRIEVING, ACCESSING, RETAINING, AND                    establishing identity or qualification for
                                                    DISPOSING OF RECORDS IN THE SYSTEM:                      notification may be required, such as in               ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                                                                             an instance where a legal guardian or                  SYSTEM INCLUDING CATEGORIES OF USERS AND
                                                    STORAGE:                                                                                                        THE PURPOSES OF SUCH USES:
                                                                                                             representative seeks notification on
                                                      Records are maintained in electronic                   behalf of another individual.                            Records in this system may be
                                                    and paper format.                                                                                               disclosed to:
                                                                                                             RECORD ACCESS PROCEDURES:                                (1) An OCC-regulated entity when the
                                                    RETRIEVABILITY:                                            See ‘‘Notification Procedure’’ above.                information is relevant to the entity’s
                                                      Records are retrieved by retirees’                                                                            operations;
                                                    names or social security numbers.                        CONTESTING RECORD PROCEDURES:                            (2) Third parties to the extent
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                                                                                                               See ‘‘Notification Procedure’’ above.                necessary to obtain information that is
                                                    SAFEGUARDS:                                                                                                     relevant to an investigation;
                                                      Safeguards in place to prevent misuse                  RECORD SOURCE CATEGORIES:                                (3) Appropriate governmental or self-
                                                    of data include role-based user access,                    OTS retirees and OTS payroll and                     regulatory organizations when the OCC
                                                    the use of user identification and                       personnel systems.                                     determines that the records are relevant
                                                    authorization codes to access the                                                                               and necessary to the governmental or
                                                    system, and paper files in locked file                   EXEMPTIONS CLAIMED FOR THE SYSTEM:                     self-regulatory organization’s regulation
                                                    cabinets when not in use.                                  None.                                                and supervision of financial service


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                                                                                  Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices                                                2961

                                                    providers, including the review of the                  RETRIEVABILITY:                                        identification that bear both a name and
                                                    qualifications and fitness of individuals                  Records may be retrieved by name;                   a signature.
                                                    who are or propose to become                            social security number; OIG tracking                      Alternatively, identity may be
                                                    responsible for the business operations                 number; the date a referral is received,               established by providing a notarized
                                                    of such providers;                                      transmitted or closed; another personal                statement, swearing or affirming to an
                                                       (4) An appropriate governmental,                     identifier of person about whom a                      individual’s identify, and to the fact that
                                                    international, tribal, self-regulatory, or              referral is made; or by OCC employee                   the individual understands the penalties
                                                    professional organization if the                        name or identification number for the                  provided in 5 U.S.C. 552a(i)(3) for
                                                    information is relevant to a known or                   employee assigned to a particular                      requesting or obtaining information
                                                    suspected violation of a law or licensing               matter.                                                under false pretenses.
                                                    standard within that organization’s                                                                               Additional documentation
                                                                                                            SAFEGUARDS:
                                                    jurisdiction;                                                                                                  establishing identity or qualification for
                                                       (5) A federal, state, local, or tribal                  Paper records are maintained in                     notification may be required such as in
                                                    agency, or other public authority, which                locked file cabinets with access limited               an instance where a legal guardian or
                                                    has requested information relevant or                   to those personnel whose official duties               representative seeks notification on
                                                    necessary to hiring or retaining an                     require access. Access to electronic                   behalf of another individual.
                                                    employee, or issuing or continuing a                    systems is restricted to authorized
                                                                                                            personnel who are issued non-                          RECORD ACCESS PROCEDURES:
                                                    contract, security clearance, license,
                                                    grant, or other benefit;                                transferrable access codes and                           See ‘‘Notification Procedure’’ above.
                                                                                                            passwords.
                                                       (6) The Department of Justice, a court,                                                                     CONTESTING RECORDS PROCEDURES:
                                                    an adjudicative body, a party in                        RETENTION AND DISPOSAL:                                  See ‘‘Notification Procedure’’ above.
                                                    litigation, or a witness if the OCC                        Records will be retained for 7 years,
                                                    determines that the information is                      and the office of Enterprise Governance                RECORD SOURCE CATEGORIES:
                                                    relevant and necessary to a proceeding                  and the Ombudsman will destroy                            Treasury and other federal agency
                                                    in which the OCC, any OCC employee                      records older than 7 years in accordance               records, including referrals from the
                                                    in his or her official capacity, any OCC                with OCC Records Retention Schedule                    OCC to the OIG and referrals received
                                                    employee in his or her individual                       item 1.2c (7-year project files), and                  from the OIG.
                                                    capacity represented by the Department                  continue to do so annually.
                                                    of Justice or the OCC, or the United                                                                           EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                    States is a party or has an interest;                   SYSTEM MANAGER(S) AND ADDRESS:                           Some of the records in this system are
                                                       (7) A congressional office when the                    Senior Deputy Comptroller for                        exempt from sections 5 U.S.C.
                                                    information is relevant to an inquiry                   Enterprise Governance and the                          552a(c)(3), (d)(1)–(4), (e)(1), (e)(4)(G)–(I),
                                                    made at the request of the individual                   Ombudsman, 400 7th Street SW.,                         and, (f) of the Privacy Act pursuant to
                                                    about whom the record is maintained;                    Washington, DC 20219. Telephone:                       5 U.S.C. 552a(k)(2). See 31 CFR 1.36.
                                                       (8) A contractor or agent who needs                  (202) 649–5530 (not a toll-free number).
                                                                                                                                                                   TREASURY/OTS .003
                                                    to have access to this system of records                NOTIFICATION PROCEDURE:
                                                    to perform an assigned activity;                                                                               SYSTEM NAME:
                                                                                                               This system of records contains
                                                       (9) Third parties when mandated or                                                                            OTS Consumer Complaint System.
                                                                                                            records that are exempt from the
                                                    authorized by statute; or
                                                                                                            notification, access and contest                       SYSTEM LOCATION:
                                                       (10) Appropriate agencies, entities,                 requirements pursuant to 5 U.S.C.
                                                    and persons when: (a) The OCC                           552a(k)(2). Individuals seeking                          Office of the Comptroller of the
                                                    suspects or has confirmed that the                      notification and access to any non-                    Currency, 400 Seventh Street SW., Suite
                                                    security or confidentiality of                          exempt record contained in this system                 3E–218, Washington, DC 20219.
                                                    information in the system of records has                of records, or seeking to contest its                  CATEGORIES OF INDIVIDUALS COVERED BY THE
                                                    been compromised; (b) the OCC has                       content, may inquire in writing in                     SYSTEM:
                                                    determined that as a result of the                      accordance with instructions appearing
                                                    suspected or confirmed compromise                                                                                Persons who submit inquiries or
                                                                                                            at 31 CFR, Part 1, subpart C, and                      complaints concerning federally-insured
                                                    there is a risk of harm to economic or                  appendix J to subpart C. Written
                                                    property interests, identity theft or                                                                          depository institutions, service
                                                                                                            inquiries should be addressed to                       corporations, and subsidiaries.
                                                    fraud, or harm to the security or                       Disclosure Officer, Communications
                                                    integrity of this system or other systems               Division, Office of the Comptroller of                 CATEGORIES OF RECORDS IN THE SYSTEM:
                                                    or programs (whether maintained by the                  the Currency, 400 7th Street SW.,                        Consumer’s name, savings
                                                    OCC or another agency or entity) that                   Washington, DC 20219.                                  association’s docket number, case
                                                    rely upon the compromised                                  Identification requirements: An                     number as designated by a Consumer
                                                    information; and (c) the disclosure made                individual seeking notification through                Complaint Case number. Within these
                                                    to such agencies, entities, and persons is              the mail must establish his or her                     categories of records, the following
                                                    reasonably necessary to assist in                       identity by providing a signature and an               information may be obtained:
                                                    connection with the OCC’s efforts to                    address as well as one other identifier                Consumer’s address, source of inquiry
                                                    respond to the suspected or confirmed                   bearing the individual’s name and
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                                                                                                                                                                   or complaint, nature of the inquiry or
                                                    compromise and prevent, minimize, or                    signature (such as a photocopy of a                    complaint, nature of the inquiry or
                                                    remedy such harm.                                       driver’s license or other official                     complaint designated by instrument and
                                                    POLICIES AND PRACTICES FOR STORING,
                                                                                                            document). An individual seeking                       complaint code, information on the
                                                    RETRIEVING, ACCESSING, RETAINING, AND                   notification in person must establish his              investigation and resolution of inquiries
                                                    DISPOSING OF RECORDS IN THE SYSTEM:                     or her identity by providing proof in the              and complaints.
                                                                                                            form of a single official document
                                                    STORAGE:                                                bearing a photograph (such as a passport               AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                                       Paper records and electronic media.                  or identification badge) or two items of                 15 U.S.C. 57a(f), 5 U.S.C. 301.


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                                                    2962                          Federal Register / Vol. 81, No. 11 / Tuesday, January 19, 2016 / Notices

                                                    PURPOSE:                                                that rely upon the compromised                           Alternatively, identity may be
                                                      OTS used this system to track                         information; and (c) the disclosure made               established by providing a notarized
                                                    individual complaints and to provide                    to such agencies, entities, and persons is             statement, swearing or affirming to an
                                                    information about each institution’s                    reasonably necessary to assist in                      individual’s identity, and to the fact that
                                                    compliance with regulatory                              connection with the Department’s                       the individual understands the penalties
                                                    requirements.                                           efforts to respond to the suspected or                 provided in 5 U.S.C. 552a(i)(3) for
                                                                                                            confirmed compromise and prevent,                      requesting or obtaining information
                                                    ROUTINE USES OF RECORDS MAINTAINED IN THE
                                                                                                            minimize, or remedy such harm.                         under false pretenses.
                                                    SYSTEM, INCLUDING CATEGORIES OF USERS AND
                                                    THE PURPOSE OF SUCH USES:
                                                                                                                                                                     Additional documentation
                                                                                                            POLICIES AND PRACTICES FOR STORING,
                                                                                                                                                                   establishing identity or qualification for
                                                       Information in these records may be                  RETRIEVING, ACCESSING, RETAINING, AND
                                                                                                            DISPOSING OF RECORDS IN THE SYSTEM:
                                                                                                                                                                   notification may be required, such as in
                                                    used to:                                                                                                       an instance where a legal guardian or
                                                       (1) Disclose information to officials of             STORAGE:                                               representative seeks notification on
                                                    regulated savings associations in                         Records are maintained in paper files                behalf of another individual.
                                                    connection with the investigation and                   and on electronic media.
                                                    resolution of complaints and inquiries;                                                                        RECORD ACCESS PROCEDURES:
                                                       (2) Make relevant information                        RETRIEVABILITY:                                          See ‘‘Notification Procedure’’ above.
                                                    available to appropriate law                              By name of individual, complaint
                                                    enforcement agencies or authorities in                  case number, savings association name,                 CONTESTING RECORD PROCEDURES:
                                                    connection with the investigation and/                  docket number, region complaint code,                    See ‘‘Notification Procedure’’ above.
                                                    or prosecution of alleged civil, criminal,              instrument code, source code, or by
                                                                                                                                                                   RECORD SOURCE CATEGORIES:
                                                    and administrative violations;                          some combination thereof.
                                                       (3) Disclose information to a                                                                                 Inquirer or complainant (or his or her
                                                    Congressional office in response to an                  SAFEGUARDS:                                            representative which may include a
                                                    inquiry made at the request of the                        Paper records are maintained in                      member of Congress or an attorney);
                                                    individual to whom the record pertains;                 locked file cabinets with access limited               savings association officials and
                                                       (4) Disclose information to other                    to those personnel whose official duties               employees; compliance/safety and
                                                    federal and nonfederal governmental                     require access. Access to computerized                 soundness examiner(s); and other
                                                    supervisory or regulatory authorities                   records is limited, through use of the                 supervisory records.
                                                    when the subject matter is within such                  system passwords, to those whose
                                                                                                                                                                   EXEMPTIONS CLAIMED FOR THE SYSTEM:
                                                    other agency’s jurisdiction;                            official duties require access.
                                                                                                                                                                     None.
                                                       (5) Disclose information in civil,                   RETENTION AND DISPOSAL:                                [FR Doc. 2016–00763 Filed 1–15–16; 8:45 am]
                                                    criminal, administrative or arbitration
                                                    proceedings before a court, magistrate,                   Active paper files are maintained                    BILLING CODE 4810–33–P

                                                    administrative or arbitration tribunal, in              until the case is closed. Closed files are
                                                    the course of pre-trial discovery,                      retained six (6) years then destroyed.
                                                                                                                                                                   DEPARTMENT OF THE TREASURY
                                                    motions, trial, appellate review, or in                 SYSTEM MANAGER AND ADDRESS:
                                                    settlement negotiations, when OTS, the                    Ombudsman, Office of the                             Internal Revenue Service
                                                    Director of OTS, an OTS employee, the                   Comptroller of the Currency, 400
                                                    Department of the Treasury, the                         Seventh Street SW., Suite 3E–218,                      Proposed Collection; Comment
                                                    Secretary of the Treasury, or the United                Washington, DC 20219.                                  Request for Form 8824
                                                    States is a party or has an interest in or
                                                                                                            NOTIFICATION PROCEDURE:                                AGENCY: Internal Revenue Service (IRS),
                                                    is likely to be affected by such
                                                                                                               An individual wishing to be notified                Treasury.
                                                    proceeding and an OCC attorney
                                                    determines that the information is                      if he or she is named in non-exempt                    ACTION: Notice and request for
                                                    arguably relevant to that proceeding;                   records maintained in this system must                 comments.
                                                       (6) Disclose relevant information to                 submit a written request to the Freedom                SUMMARY:   The Department of the
                                                    the Department of Justice, private                      of Information Act Officer,                            Treasury, as part of its continuing effort
                                                    counsel, or an insurance carrier for the                Communications Division, Office of the                 to reduce paperwork and respondent
                                                    purpose of defending an action or                       Comptroller of the Currency, 400                       burden, invites the general public and
                                                    seeking legal advice, to assure that the                Seventh Street SW., Suite 3E–218,                      other Federal agencies to take this
                                                    agency and its employees receive                        Washington, DC 20219–0001. See 31                      opportunity to comment on proposed
                                                    appropriate representation in legal                     CFR part 1, subpart C, Appendix J.                     and/or continuing information
                                                    proceedings; or                                            Identification Requirements: An
                                                                                                                                                                   collections, as required by the
                                                       (7) Disclose information to the                      individual seeking notification through
                                                                                                                                                                   Paperwork Reduction Act of 1995,
                                                    appropriate agencies, entities, and                     the mail must establish his or her
                                                                                                                                                                   Public Law 104–13(44 U.S.C.
                                                    persons when: (a) The Department                        identity by providing a signature and an
                                                                                                                                                                   3506(c)(2)(A)). Currently, the IRS is
                                                    suspects or has confirmed that the                      address as well as one other identifier
                                                                                                                                                                   soliciting comments concerning Form
                                                    security or confidentiality of                          bearing the individual’s name and
                                                                                                                                                                   8824, Like-Kind Exchanges.
                                                    information in the system of records has                signature (such as a photocopy of a
                                                    been compromised; (b) the Department                    driver’s license or other official                     DATES: Written comments should be
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                                                    has determined that as a result of the                  document). An individual seeking                       received on or before March 21, 2016 to
                                                    suspected or confirmed compromise                       notification in person must establish his              be assured of consideration.
                                                    there is a risk of harm to economic or                  or her identity by providing proof in the              ADDRESSES: Direct all written comments
                                                    property interests, identity theft or                   form of a single official document                     to Michael Joplin, Internal Revenue
                                                    fraud, or harm to the security or                       bearing a photograph (such as a passport               Service, Room 6517, 1111 Constitution
                                                    integrity of this system or other systems               or identification badge) or two items of               Avenue NW., Washington, DC 20224.
                                                    or programs (whether maintained by the                  identification that bear both a name and               FOR FURTHER INFORMATION CONTACT:
                                                    Department or another agency or entity)                 signature.                                             Requests for additional information or


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Document Created: 2016-01-16 01:11:29
Document Modified: 2016-01-16 01:11:29
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice of systems of records.
FR Citation81 FR 2945 

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