82 FR 32177 - Request for Information Regarding the Small Business Lending Market; Extension

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 82, Issue 132 (July 12, 2017)

Page Range		32177-32178
FR Document		2017-14599

On May 15, 2017, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Request for Information Regarding the Small Business Lending Market (RFI), which provides that comments must be received on or before July 14, 2017. On May 23, 2017, the Bureau received a letter from thirteen industry trade associations requesting a 60-day comment period extension for this RFI. The additional time is requested in order to develop meaningful responses to the RFI. The Bureau believes the extension will allow all stakeholders the opportunity to provide more robust responses that will further develop the Bureau's understanding of the small business lending market and support its rulemaking process to implement section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). In response to this request, the Bureau has determined that a 60-day extension of the comment period is appropriate.

Federal Register, Volume 82 Issue 132 (Wednesday, July 12, 2017)

[Federal Register Volume 82, Number 132 (Wednesday, July 12, 2017)]
[Notices]
[Pages 32177-32178]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2017-14599]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2017-0011]


Request for Information Regarding the Small Business Lending 
Market; Extension

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice; extension of comment period.

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SUMMARY: On May 15, 2017, the Consumer Financial Protection Bureau 
(CFPB or Bureau) published a Request for Information Regarding the 
Small Business Lending Market (RFI), which provides that comments must 
be received on or before July 14, 2017. On May 23, 2017, the Bureau 
received a letter from thirteen industry trade associations requesting 
a 60-day comment period extension for this RFI. The additional time is 
requested in order to develop meaningful responses to the RFI. The 
Bureau believes the extension will allow all stakeholders the 
opportunity to provide more robust responses that will further develop 
the Bureau's understanding of the small

[[Page 32178]]

business lending market and support its rulemaking process to implement 
section 1071 of the Dodd-Frank Wall Street Reform and Consumer 
Protection Act (Dodd-Frank Act). In response to this request, the 
Bureau has determined that a 60-day extension of the comment period is 
appropriate.

DATES: The comment period for the Request for Information Regarding the 
Small Business Lending Market, published May 15, 2017, at 82 FR 22318, 
is extended. Responses must now be received on or before September 14, 
2017.

ADDRESSES: You may submit responsive information and other comments, 
identified by Docket No. CFPB-2017-0011, by any of the following 
methods:
     Electronic: Go to http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: [email protected]. Include Docket 
No. CFPB-2017-0011 in the subject line of the email.
     Mail: Monica Jackson, Office of the Executive Secretary, 
Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 
20552.
     Hand Delivery/Courier: Monica Jackson, Office of the 
Executive Secretary, Consumer Financial Protection Bureau, 1275 First 
Street NE., Washington, DC 20002.
    Instructions: Please note the number associated with any question 
to which you are responding at the top of each response (you are not 
required to answer all questions to receive consideration of your 
comments). The Bureau encourages the early submission of comments. All 
submissions must include the document title and docket number. Because 
paper mail in the Washington, DC area and at the Bureau is subject to 
delay, commenters are encouraged to submit comments electronically. In 
general, all comments received will be posted without change to http://www.regulations.gov. In addition, comments will be available for public 
inspection and copying at 1275 First Street NE., Washington, DC 20002, 
on official business days between the hours of 10 a.m. and 5 p.m. 
Eastern Time. You can make an appointment to inspect the documents by 
telephoning 202-435-7275.
    All submissions, including attachments and other supporting 
materials, will become part of the public record and subject to public 
disclosure. Sensitive personal information, such as account numbers or 
Social Security numbers, or names of other individuals, should not be 
included. Submissions will not be edited to remove any identifying or 
contact information.

FOR FURTHER INFORMATION CONTACT: For general inquiries, submission 
process questions or any additional information, please contact Monica 
Jackson, Office of the Executive Secretary, at 202-435-7275.

SUPPLEMENTARY INFORMATION: On May 15, 2017, the Consumer Financial 
Protection Bureau published a RFI \1\ to learn more about the small 
business lending market. Section 1071 Dodd-Frank Act amends the Equal 
Credit Opportunity Act (ECOA) to require financial institutions to 
compile, maintain, and report information concerning credit 
applications made by women-owned, minority-owned, and small businesses. 
In an effort to inform the Bureau's work on the business lending data 
collection rulemaking to implement section 1071, the Bureau seeks to 
learn more about the small business financing market, including 
understanding more about the products that are offered to small 
businesses, including women-owned and minority-owned small businesses, 
as well as the financial institutions that offer such credit. The 
Bureau also seeks to learn more about the business lending data that 
currently is used and may be maintained by financial institutions in 
connection with credit applications made by small businesses, including 
women-owned and minority-owned small businesses, and the potential 
complexity and cost of small business data collection and reporting. 
The Bureau is also seeking comment from the public on privacy concerns 
related to the disclosure purposes of section 1071.
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    \1\ Request for Information Regarding the Small Business Lending 
Market, 82 FR 22318 (May 15, 2017).
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    On May 23, 2017, the Bureau received a letter from thirteen 
industry trade associations requesting a 60-day comment period 
extension for this RFI. The additional time is requested in order to 
develop meaningful responses to the RFI. The Bureau believes the 
extension will allow all stakeholders the opportunity to provide more 
robust responses that will further develop the Bureau's understanding 
of the small business lending market and support its rulemaking process 
to implement section 1071 of the Dodd-Frank Act. In response to this 
request, the Bureau has determined that a 60-day extension of the 
comment period is appropriate.

    Authority:  12 U.S.C. 5511(c)

    Dated: July 4, 2017.
Richard Cordray,
Director, Bureau of Consumer Financial Protection.
[FR Doc. 2017-14599 Filed 7-11-17; 8:45 am]
 BILLING CODE 4810-AM-P

Federal Register / Vol. 82, No. 132 / Wednesday, July 12, 2017 / Notices 32177

document and any issues arising after I. Abstract Estimated Total Annual Burden
publication of this document that This request is for extension of a Hours: 1,283.
require emergency action under section Estimated Total Annual Cost to
currently approved information
305(c) of the Magnuson-Stevens Fishery Public: $0 in recordkeeping/reporting
collection. The For-Hire Telephone
Conservation and Management Act, costs.
Survey (FHTS) is conducted for the
provided the public has been notified of National Marine Fisheries Service IV. Request for Comments
the intent to take final action to address (NMFS) to estimate fishing effort and
the emergency. Comments are invited on: (a) Whether
catch on for-hire vessels (i.e., charter the proposed collection of information
Special Accommodations boats and head boats). These data are is necessary for the proper performance
required to carry out provisions of the of the functions of the agency, including
The meetings are physically Magnuson-Stevens Fishery
accessible to people with disabilities. whether the information shall have
Conservation and Management Act (16 practical utility; (b) the accuracy of the
Requests for sign language U.S.C. 1801 et seq.), as amended,
interpretation or other auxiliary aids agency’s estimate of the burden
regarding conservation and management (including hours and cost) of the
should be directed to Mr. Kris of fishery resources.
Kleinschmidt at (503) 820–2411 at least proposed collection of information; (c)
NOAA Fisheries designed and ways to enhance the quality, utility, and
10 business days prior to the meeting implemented the FHTS to collect
date. clarity of the information to be
fishing effort information from for-hire collected; and (d) ways to minimize the
Dated: July 7, 2017. vessel representatives through log sheet burden of the collection of information
Tracey L. Thompson, submission, the internet, or by on respondents, including through the
Acting Deputy Director, Office of Sustainable telephone interview. For-hire vessels are use of automated collection techniques
Fisheries, National Marine Fisheries Service. randomly selected for the FHTS from a or other forms of information
[FR Doc. 2017–14603 Filed 7–11–17; 8:45 am] comprehensive sample frame developed technology.
BILLING CODE 3510–22–P
and maintained by NMFS. A sample of Comments submitted in response to
10% of the vessels on the FHTS frame this notice will be summarized and/or
are selected for reporting each week. included in the request for OMB
DEPARTMENT OF COMMERCE Each interview collects information approval of this information collection;
about the vessel, the number and type they also will become a matter of public
National Oceanic and Atmospheric of trips the vessel made during the record.
Administration reporting week, the number of anglers
on each trip, and other trip-level Dated: July 7, 2017.
Proposed Information Collection; information. Sarah Brabson,
Comment Request; For Hire Telephone The FHTS estimates are combined NOAA PRA Clearance Officer.
Survey with estimates derived from [FR Doc. 2017–14575 Filed 7–11–17; 8:45 am]
independent but complementary BILLING CODE 3510–22–P
AGENCY:National Oceanic and surveys of fishing trips, the Access-
Atmospheric Administration (NOAA), Point Angler Intercept Survey, to
Commerce. estimate total, state-level fishing catch, BUREAU OF CONSUMER FINANCIAL
ACTION: Notice. by species. These estimates are used in PROTECTION
the development, implementation, and
SUMMARY: The Department of [Docket No. CFPB–2017–0011]
monitoring of fishery management
Commerce, as part of its continuing programs by the NMFS, regional fishery Request for Information Regarding the
effort to reduce paperwork and management councils, interstate marine Small Business Lending Market;
respondent burden, invites the general fisheries commissions, and state fishery Extension
public and other Federal agencies to agencies.
take this opportunity to comment on AGENCY: Bureau of Consumer Financial
proposed and/or continuing information II. Method of Collection
Protection.
collections, as required by the Information will be collected through ACTION: Notice; extension of comment
Paperwork Reduction Act of 1995. telephone interviews using a Computer period.
Assisted Telephone Interviewing (CATI)
DATES:Written comments must be SUMMARY: On May 15, 2017, the
System. In lieu of telephone interviews,
submitted on or before September 11, Consumer Financial Protection Bureau
respondents may also provide
2017. (CFPB or Bureau) published a Request
information by submitting a log sheet or
ADDRESSES: Direct all written comments participating in the survey online. for Information Regarding the Small
to Jennifer Jessup, Departmental Business Lending Market (RFI), which
III. Data provides that comments must be
Paperwork Clearance Officer,
Department of Commerce, Room 6616, OMB Control Number: 0648–0709. received on or before July 14, 2017. On
14th and Constitution Avenue NW., Form Number(s): None. May 23, 2017, the Bureau received a
Washington, DC 20230 (or via the Type of Review: Regular (extension of letter from thirteen industry trade
asabaliauskas on DSKBBXCHB2PROD with NOTICES

Internet at pracomments@doc.gov). a current information collection). associations requesting a 60-day
Affected Public: Individuals or comment period extension for this RFI.
FOR FURTHER INFORMATION CONTACT:
households. The additional time is requested in
Requests for additional information or Estimated Number of Respondents: order to develop meaningful responses
copies of the information collection 22,000. to the RFI. The Bureau believes the
instrument and instructions should be Estimated Time per Response: 31⁄2 extension will allow all stakeholders the
directed to John Foster, (301) 427–8130 minutes each for a telephone interview; opportunity to provide more robust
or john.foster@noaa.gov. to complete a response online; and to responses that will further develop the
SUPPLEMENTARY INFORMATION: fax the log sheet. Bureau’s understanding of the small

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Document Created: 2017-07-12 03:00:09
Document Modified: 2017-07-12 03:00:09

Category		Regulatory Information
Collection		Federal Register
sudoc Class		AE 2.7: GS 4.107: AE 2.106:
Publisher		Office of the Federal Register, National Archives and Records Administration
Section		Notices
Action		Notice; extension of comment period.
Dates		The comment period for the Request for Information Regarding the Small Business Lending Market, published May 15, 2017, at 82 FR 22318, is extended. Responses must now be received on or before September 14, 2017.
Contact		For general inquiries, submission process questions or any additional information, please contact Monica Jackson, Office of the Executive Secretary, at 202-435-7275.
FR Citation		82 FR 32177