82 FR 52894 - Agency Information Collection Activities: Comment Request
BUREAU OF CONSUMER FINANCIAL PROTECTION Federal Register Volume 82, Issue 219 (November 15, 2017)
Federal Register Volume 82, Issue 219 (November 15, 2017)
| Page Range | 52894-52894 | |
| FR Document | 2017-24699 |
[Federal Register Volume 82, Number 219 (Wednesday, November 15, 2017)] [Notices] [Page 52894] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2017-24699] [[Page 52894]] ======================================================================= ----------------------------------------------------------------------- BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2017-0039] Agency Information Collection Activities: Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. ----------------------------------------------------------------------- SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting approval for a new information collection, titled, ``Web-Based Quantitative Testing of Point of Sale/ATM (POS/ATM) Overdraft Disclosure Forms''. DATES: Written comments are encouraged and must be received on or before January 16, 2018 to be assured of consideration. ADDRESSES: You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:Electronic: http://www.regulations.gov. Follow the instructions for submitting comments. Mail: Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552. Hand Delivery/Courier: Consumer Financial Protection Bureau (Attention: PRA Office), 1275 First Street NE., Washington, DC 20002. Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected]. Please do not submit comments to this mailbox. SUPPLEMENTARY INFORMATION: Title of Collection: Web-Based Quantitative Testing of Point of Sale/ATM (POS/ATM) Overdraft Disclosure Forms. OMB Control Number: 3170-XXXX. Type of Review: New Collection (Request for a New OMB Control Number). Affected Public: Individuals or households. Estimated Number of Respondents: 8,000. Estimated Total Annual Burden Hours: 2,000. Abstract: The Bureau seeks approval from the Office of Management and Budget (``OMB'') to conduct online testing of ATM/debit card overdraft disclosures with 8,000 individuals. This study is being undertaken under the Bureau's authority under Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (``Dodd-Frank Act''), Public Law 111-203 and the Electronic Fund Transfer Act (EFTA), Public Law 95-630. The testing will explore consumer comprehension and decision-making in response to overdraft disclosure forms. It will also explore financial product usage, behavioral traits, and other consumer characteristics that may interact with a consumer's experiences with overdraft programs and related disclosure forms. The testing will be conducted with a sample of U.S. adults, with oversampling of respondents who have previously reported experience with overdraft fees. Request for Comments: Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Dated: November 8, 2017. Darrin A. King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2017-24699 Filed 11-14-17; 8:45 am] BILLING CODE 4810-AM-P
![52894 Federal Register / Vol. 82, No. 219 / Wednesday, November 15, 2017 / Notices
BUREAU OF CONSUMER FINANCIAL Type of Review: New Collection DEPARTMENT OF EDUCATION
PROTECTION (Request for a New OMB Control
Number). Meeting of the Historically Black
[Docket No. CFPB–2017–0039] Colleges and Universities Capital
Affected Public: Individuals or
Financing Advisory Board
Agency Information Collection households.
Activities: Comment Request Estimated Number of Respondents: AGENCY: Historically Black Colleges and
8,000. Universities Capital Financing Board,
AGENCY: Bureau of Consumer Financial Office of Postsecondary Education, U.S.
Protection. Estimated Total Annual Burden Department of Education.
ACTION: Notice and request for comment. Hours: 2,000. ACTION: Announcement of an open
Abstract: The Bureau seeks approval meeting.
SUMMARY: In accordance with the from the Office of Management and
Paperwork Reduction Act of 1995 SUMMARY: This notice sets forth the
Budget (‘‘OMB’’) to conduct online
(PRA), the Bureau of Consumer agenda, time, and location of an
testing of ATM/debit card overdraft
Financial Protection (Bureau) is upcoming open meeting of the
disclosures with 8,000 individuals. This Historically Black Colleges and
requesting approval for a new
study is being undertaken under the Universities Capital Financing Advisory
information collection, titled, ‘‘Web-
Bureau’s authority under Title X of the Board (Board). Notice of this meeting is
Based Quantitative Testing of Point of
Sale/ATM (POS/ATM) Overdraft Dodd-Frank Wall Street Reform and required by Section 10(a)(2) of the
Disclosure Forms’’. Consumer Protection Act (‘‘Dodd-Frank Federal Advisory Committee Act and is
Act’’), Public Law 111–203 and the intended to notify the public of the
DATES: Written comments are
Electronic Fund Transfer Act (EFTA), opportunity to attend.
encouraged and must be received on or
Public Law 95–630. The testing will DATES: The Board meeting will be held
before January 16, 2018 to be assured of
consideration. explore consumer comprehension and on Saturday, December 2, 2017, 4:30
decision-making in response to p.m.–7:30 p.m., Central Time, in White
ADDRESSES: You may submit comments,
overdraft disclosure forms. It will also Rock Rooms 1–2, Level 5, Omni Hotel,
identified by the title of the information
explore financial product usage, 555 S. Lamar St., Dallas, TX 75202.
collection, OMB Control Number (see
behavioral traits, and other consumer FOR FURTHER INFORMATION CONTACT:
below), and docket number (see above),
by any of the following methods: characteristics that may interact with a Adam H. Kissel, Deputy Assistant
• Electronic: http:// consumer’s experiences with overdraft Secretary for Higher Education
www.regulations.gov. Follow the programs and related disclosure forms. Programs and the Designated Federal
instructions for submitting comments. The testing will be conducted with a Official for the Board, U.S. Department
• Mail: Consumer Financial sample of U.S. adults, with of Education, 400 Maryland Avenue
oversampling of respondents who have SW., Washington, DC 20202; telephone:
Protection Bureau (Attention: PRA
previously reported experience with (202) 453–6808; email: Adam.Kissel@
Office), 1700 G Street NW., Washington,
overdraft fees. ed.gov.
DC 20552.
• Hand Delivery/Courier: Consumer Request for Comments: Comments are SUPPLEMENTARY INFORMATION: The
Financial Protection Bureau (Attention: invited on: (a) Whether the collection of Historically Black Colleges and
PRA Office), 1275 First Street NE., information is necessary for the proper Universities Capital Financing Advisory
Washington, DC 20002. Board’s Statutory Authority and
performance of the functions of the
Please note that comments submitted Function: The Historically Black
Bureau, including whether the
after the comment period will not be Colleges and Universities Capital
information will have practical utility; Financing Advisory Board (Board) is
accepted. In general, all comments (b) The accuracy of the Bureau’s
received will become public records, authorized by Title III, Part D, Section
estimate of the burden of the collection 347 of the Higher Education Act of
including any personal information
of information, including the validity of 1965, as amended in 1998 (20 U.S.C.
provided. Sensitive personal
the methods and the assumptions used; 1066f). The Board is established within
information, such as account numbers
or Social Security numbers, should not (c) Ways to enhance the quality, utility, the Department of Education to provide
be included. and clarity of the information to be advice and counsel to the Secretary and
collected; and (d) Ways to minimize the the designated bonding authority as to
FOR FURTHER INFORMATION CONTACT:
burden of the collection of information the most effective and efficient means of
Documentation prepared in support of
on respondents, including through the implementing construction financing on
this information collection request is
use of automated collection techniques historically black college and university
available at www.regulations.gov.
or other forms of information campuses and to advise Congress
Requests for additional information
technology. Comments submitted in regarding the progress made in
should be directed to the Consumer
response to this notice will be implementing the Historically Black
Financial Protection Bureau, (Attention:
summarized and/or included in the Colleges and Universities Capital
PRA Office), 1700 G Street NW.,
request for OMB approval. All Financing Program (Program).
Washington, DC 20552, (202) 435–9575,
comments will become a matter of Specifically, the Board will provide
or email: CFPB_PRA@cfpb.gov. Please
public record. advice as to the capital needs of
do not submit comments to this
sradovich on DSK3GMQ082PROD with NOTICES
Historically Black Colleges and
mailbox. Dated: November 8, 2017. Universities, how those needs can be
SUPPLEMENTARY INFORMATION: Darrin A. King, met through the Program, and what
Title of Collection: Web-Based Paperwork Reduction Act Officer, Bureau of additional steps might be taken to
Quantitative Testing of Point of Sale/ Consumer Financial Protection. improve the operation and
ATM (POS/ATM) Overdraft Disclosure [FR Doc. 2017–24699 Filed 11–14–17; 8:45 am] implementation of the Program.
Forms. BILLING CODE 4810–AM–P
Meeting Agenda: The purpose of this
OMB Control Number: 3170–XXXX. meeting is to update the Board on
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Document Created: 2018-10-25 10:36:12
Document Modified: 2018-10-25 10:36:12
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Written comments are encouraged and must be received on or before January 16, 2018 to be assured of consideration. | |
| Contact | Documentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this mailbox. | |
| FR Citation | 82 FR 52894 |
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