82 FR 9480 - Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Fair Credit Reporting: Affiliate Marketing

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency

Federal Register Volume 82, Issue 23 (February 6, 2017)

Page Range		9480-9481
FR Document		2017-02357

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on the renewal of an information collection as required by the Paperwork Reduction Act of 1995 (PRA). An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of an information collection titled, ``Affiliate Marketing.'' The OCC also is giving notice that it has sent the collection to OMB for review.

Federal Register, Volume 82 Issue 23 (Monday, February 6, 2017)

[Federal Register Volume 82, Number 23 (Monday, February 6, 2017)]
[Notices]
[Pages 9480-9481]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2017-02357]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Agency Information Collection Activities: Information Collection 
Renewal; Submission for OMB Review; Fair Credit Reporting: Affiliate 
Marketing

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The OCC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to comment on the renewal of an information collection as 
required by the Paperwork Reduction Act of 1995 (PRA).
    An agency may not conduct or sponsor, and a respondent is not 
required to respond to, an information collection unless it displays a 
currently valid Office of Management and Budget (OMB) control number.
    The OCC is soliciting comment concerning the renewal of an 
information collection titled, ``Affiliate Marketing.'' The OCC also is 
giving notice that it has sent the collection to OMB for review.

DATES: Comments must be submitted on or before March 8, 2017.

ADDRESSES: Because paper mail in the Washington, DC area and at the OCC 
is subject to delay, commenters are encouraged to submit comments by 
email, if possible. Comments may be sent to: Legislative and Regulatory 
Activities Division, Office of the Comptroller of the Currency, 
Attention: 1557-0230, 400 7th Street SW., suite 3E-218, mail stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to 
(571) 465-4326 or by electronic mail to prainfo@occ.treas.gov. You may 
personally inspect and photocopy comments at the OCC, 400 7th Street 
SW., Washington, DC 20219. For security reasons, the OCC requires that 
visitors make an appointment to inspect comments. You may do so by 
calling (202) 649-6700 or, for persons who are deaf or hard of hearing, 
TTY, (202) 649-5597. Upon arrival, visitors will be required to present 
valid government-issued photo identification and submit to security 
screening in order to inspect and photocopy comments.
    All comments received, including attachments and other supporting 
materials, are part of the public record and subject to public 
disclosure. Do not include any information in your comment or 
supporting materials that you consider confidential or inappropriate 
for public disclosure.
    Additionally, please send a copy of your comments by mail to: OCC 
Desk Officer, 1557-0230, U.S. Office of Management and Budget, 725 17th 
Street NW., #10235, Washington, DC 20503 or by email to: oira 
submission@omb.eop.gov.

FOR FURTHER INFORMATION CONTACT: Shaquita Merritt, OCC Clearance 
Officer, (202) 649-5490 or, for persons who are deaf or hard of 
hearing, TTY, (202) 649-5597, Legislative and Regulatory Activities 
Division, Office of the Comptroller of the Currency, 400 7th Street 
SW., Washington, DC 20219.

SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501-3520), Federal 
agencies must obtain approval from OMB for each collection of 
information that they conduct or sponsor. ``Collection of information'' 
is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) to include agency 
requests or requirements that members of the public submit reports, 
keep records, or provide information to a third party. The OCC requests 
that OMB extend its approval of the following collection.
    Title: Fair Credit Reporting: Affiliate Marketing.
    OMB Control No.: 1557-0230.
    Type of Review: Regular.
    Frequency of Response: On occasion.
    Affected Public: Businesses or other for-profit.
    Estimated Number of Respondents: 97,773.
    Total Annual Burden: 10,281 hours.
    Description: Section 214 of the Fair and Accurate Credit 
Transactions Act of 2003 (FACT Act),\1\ which added section 624 to the 
Fair Credit Reporting Act

[[Page 9481]]

(FCRA),\2\ generally prohibits a person from using certain information 
received from an affiliate to make a solicitation for marketing 
purposes to the consumer, unless the consumer is given notice and an 
opportunity and simple method to opt out of such solicitations.
---------------------------------------------------------------------------

    \1\ Public Law 108-159, 117 Stat. 1952 (December 4, 2003).
    \2\ 15 U.S.C. 1681 et seq.
---------------------------------------------------------------------------

    Twelve CFR 1022.20-1022.27 requires financial institutions to issue 
notices informing consumers about their rights under section 214 of the 
FACT Act. Consumers use the notices to decide if they want to receive 
solicitations for marketing purposes or opt out. Financial institutions 
use the consumers' opt-out responses to determine the permissibility of 
making a solicitation for marketing purposes.
    If a person receives certain consumer eligibility information from 
an affiliate, the person may not use that information to make 
solicitations to the consumer about its products or services, unless 
the consumer is given notice and a simple method to opt out of such use 
of the information, and the consumer does not opt out. Exceptions 
include, a person using eligibility information: (1) To make 
solicitations to a consumer with whom the person has a pre-existing 
business relationship; (2) to perform services for another affiliate 
subject to certain conditions; (3) in response to a communication 
initiated by the consumer; or (4) to make a solicitation that has been 
authorized or requested by the consumer. A consumer's affiliate 
marketing opt-out election must be effective for a period of at least 
five years. Upon expiration of the opt-out period, the consumer must be 
given a renewal notice and an opportunity to renew the opt-out before 
information received from an affiliate may be used to make 
solicitations to the consumer.
    Comments: On October 25, 2016, the OCC issued a 60-day notice 
soliciting comment on the information collection, 81 FR 73473. No 
comments were received. Comments continue to be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the OCC, including whether the 
information has practical utility;
    (b) The accuracy of the OCC's estimate of the information 
collection burden;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or start-up costs and costs of operation, 
maintenance, and purchase of services to provide information.

    Dated: January 26, 2017.
Karen Solomon,
Deputy Chief Counsel, Office of the Comptroller of the Currency.
[FR Doc. 2017-02357 Filed 2-3-17; 8:45 am]
 BILLING CODE 4810-33-P

9480 Federal Register / Vol. 82, No. 23 / Monday, February 6, 2017 / Notices

Any documentation in SWRR’s discontinuance regulations at 49 CFR be sent by fax to (571) 465–4326 or by
possession will be made available part 1152. Questions concerning electronic mail to prainfo@occ.treas.gov.
promptly to those requesting it. environmental issues may be directed to You may personally inspect and
SWRR asserts that, because it is the Board’s Office of Environmental photocopy comments at the OCC, 400
terminating operations over its entire Analysis at (202) 245–0305. Assistance 7th Street SW., Washington, DC 20219.
system,4 the employee protective for the hearing impaired is available For security reasons, the OCC requires
conditions set forth in Oregon Short through the Federal Information Relay that visitors make an appointment to
Line Railroad—Abandonment Portion Service (FIRS) at 1–800–877–8339. inspect comments. You may do so by
Goshen Branch Between Firth & Board decisions and notices are calling (202) 649–6700 or, for persons
Ammon, in Bingham & Bonneville available on our Web site at who are deaf or hard of hearing, TTY,
Counties, Idaho, 360 I.C.C. 91 (1979), WWW.STB.GOV. (202) 649–5597. Upon arrival, visitors
should not be imposed.5 will be required to present valid
Decided: February 1, 2017.
Because this is a discontinuance government-issued photo identification
proceeding and not an abandonment By the Board, Rachel D. Campbell,
Director, Office of Proceedings. and submit to security screening in
proceeding, trail use/rail banking and order to inspect and photocopy
public use conditions are not Jeffrey Herzig,
comments.
appropriate. Because there will be Clearance Clerk.
All comments received, including
environmental review during [FR Doc. 2017–02427 Filed 2–3–17; 8:45 am] attachments and other supporting
abandonment, this discontinuance does BILLING CODE 4915–01–P materials, are part of the public record
not require an environmental review. and subject to public disclosure. Do not
By issuance of this notice, the Board include any information in your
is instituting an exemption proceeding DEPARTMENT OF THE TREASURY comment or supporting materials that
pursuant to 49 U.S.C. 10502(b). A final you consider confidential or
decision will be issued by May 5, 2017. Office of the Comptroller of the inappropriate for public disclosure.
Any offer of financial assistance Currency Additionally, please send a copy of
(OFA) under 49 CFR 1152.27(b)(2) to your comments by mail to: OCC Desk
subsidize continued rail service will be Agency Information Collection
Officer, 1557–0230, U.S. Office of
due no later than May 15, 2017, or 10 Activities: Information Collection
Management and Budget, 725 17th
days after service of a decision granting Renewal; Submission for OMB Review;
Street NW., #10235, Washington, DC
the petition for exemption, whichever Fair Credit Reporting: Affiliate
20503 or by email to: oira submission@
occurs first. Each OFA must be Marketing
omb.eop.gov.
accompanied by a $1,700 filing fee. See AGENCY: Office of the Comptroller of the FOR FURTHER INFORMATION CONTACT:
Regulations Governing Fees for Servs. Currency (OCC), Treasury. Shaquita Merritt, OCC Clearance
Performed in Connection with Licensing
ACTION: Notice and request for comment. Officer, (202) 649–5490 or, for persons
& Related Servs.—2016 Update, EP 542
who are deaf or hard of hearing, TTY,
(Sub-No. 24) (STB served August 2, SUMMARY: The OCC, as part of its (202) 649–5597, Legislative and
2016). continuing effort to reduce paperwork Regulatory Activities Division, Office of
All filings in response to this notice and respondent burden, invites the the Comptroller of the Currency, 400 7th
must refer to Docket No. AB 1251X and general public and other Federal Street SW., Washington, DC 20219.
must be sent to: (1) Surface agencies to comment on the renewal of
Transportation Board, 395 E Street SW., SUPPLEMENTARY INFORMATION: Under the
an information collection as required by PRA (44 U.S.C. 3501–3520), Federal
Washington, DC 20423–0001; and (2) the Paperwork Reduction Act of 1995
William A. Mullins and Crystal M. agencies must obtain approval from
(PRA). OMB for each collection of information
Zorbaugh, Baker and Miller PLLC, 2401 An agency may not conduct or
Pennsylvania Ave. NW., Suite 300, that they conduct or sponsor.
sponsor, and a respondent is not ‘‘Collection of information’’ is defined
Washington, DC 20037. Replies to the required to respond to, an information
petition are due on or before February in 44 U.S.C. 3502(3) and 5 CFR
collection unless it displays a currently 1320.3(c) to include agency requests or
6, 2017. valid Office of Management and Budget
Persons seeking further information requirements that members of the public
(OMB) control number. submit reports, keep records, or provide
concerning discontinuance procedures
The OCC is soliciting comment information to a third party. The OCC
may contact the Board’s Office of Public
concerning the renewal of an requests that OMB extend its approval
Assistance, Governmental Affairs, and
information collection titled, ‘‘Affiliate of the following collection.
Compliance at (202) 245–0238 or refer
Marketing.’’ The OCC also is giving Title: Fair Credit Reporting: Affiliate
to the full abandonment or
notice that it has sent the collection to Marketing.
4 SWRR currently operates two divisions, the
OMB for review. OMB Control No.: 1557–0230.
Carlsbad Division and the Whitewater Division. DATES: Comments must be submitted on Type of Review: Regular.
SWRR explains that it is discontinuing its or before March 8, 2017. Frequency of Response: On occasion.
operations pursuant to a lease over the Carlsbad Affected Public: Businesses or other
Division in this proceeding and selling its ADDRESSES: Because paper mail in the
for-profit.
Whitewater Division in an unrelated proceeding. Washington, DC area and at the OCC is Estimated Number of Respondents:
See N.M. Cent. R.R.—Acquis. & Operation subject to delay, commenters are 97,773.
Exemption—Sw. R.R. Whitewater Div., FD 36085 encouraged to submit comments by
sradovich on DSK3GMQ082PROD with NOTICES

(Filed Dec. 17, 2016). SWRR states that upon Total Annual Burden: 10,281 hours.
consummation of the Carlsbad and Whitewater email, if possible. Comments may be Description: Section 214 of the Fair
Divisions transactions, SWRR will cease to be a sent to: Legislative and Regulatory and Accurate Credit Transactions Act of
common carrier entity. Activities Division, Office of the 2003 (FACT Act),1 which added section
5 See Wellsville, Addison & Galeton R.R.—Aban.
Comptroller of the Currency, Attention: 624 to the Fair Credit Reporting Act
of Entire Line in Potter & Tioga Ctys., Pa., 354 I.C.C.
744 (1978); and Northampton & Bath R.R.—Aban.
1557–0230, 400 7th Street SW., suite
near Northampton & Bath Junction in Northampton 3E–218, mail stop 9W–11, Washington, 1 Public Law 108–159, 117 Stat. 1952 (December

Cty., Pa., 354 I.C.C. 784 (1978). DC 20219. In addition, comments may 4, 2003).

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Federal Register / Vol. 82, No. 23 / Monday, February 6, 2017 / Notices 9481

(FCRA),2 generally prohibits a person (e) Estimates of capital or start-up who are deaf or hard of hearing, TTY,
from using certain information received costs and costs of operation, (202) 649–5597. Upon arrival, visitors
from an affiliate to make a solicitation maintenance, and purchase of services will be required to present valid
for marketing purposes to the consumer, to provide information. government-issued photo identification
unless the consumer is given notice and Dated: January 26, 2017. and submit to a security screening in
an opportunity and simple method to Karen Solomon, order to inspect and photocopy
opt out of such solicitations. comments.
Deputy Chief Counsel, Office of the
Twelve CFR 1022.20–1022.27 requires Comptroller of the Currency. All comments received, including
financial institutions to issue notices attachments and other supporting
[FR Doc. 2017–02357 Filed 2–3–17; 8:45 am]
informing consumers about their rights materials, are part of the public record
BILLING CODE 4810–33–P
under section 214 of the FACT Act. and subject to public disclosure. Do not
Consumers use the notices to decide if include any information in your
they want to receive solicitations for comment or supporting materials that
DEPARTMENT OF THE TREASURY
marketing purposes or opt out. you consider confidential or
Financial institutions use the Office of the Comptroller of the inappropriate for public disclosure.
consumers’ opt-out responses to Currency Additionally, please send a copy of
determine the permissibility of making your comments by mail to: OCC Desk
a solicitation for marketing purposes. Agency Information Collection Officer, 1557–0250, U.S. Office of
If a person receives certain consumer Activities: Information Collection Management and Budget, 725 17th
eligibility information from an affiliate, Renewal; Submission for OMB Review; Street NW., #10235, Washington, DC
the person may not use that information Retail Foreign Exchange Transactions 20503 or by email to: oira submission@
to make solicitations to the consumer omb.eop.gov.
about its products or services, unless the AGENCY: Office of the Comptroller of the
Currency (OCC), Treasury. FOR FURTHER INFORMATION CONTACT:
consumer is given notice and a simple Shaquita Merritt, OCC Clearance
method to opt out of such use of the ACTION: Notice and request for comment.
Officer, (202) 649–5490 or, for persons
information, and the consumer does not who are deaf or hard of hearing, TTY,
SUMMARY: The OCC, as part of its
opt out. Exceptions include, a person (202) 649–5597, Legislative and
continuing effort to reduce paperwork
using eligibility information: (1) To Regulatory Activities Division, Office of
and respondent burden, invites the
make solicitations to a consumer with the Comptroller of the Currency, 400 7th
general public and other Federal
whom the person has a pre-existing Street SW., Washington, DC 20219.
agencies to take this opportunity to
business relationship; (2) to perform
comment on a continuing information SUPPLEMENTARY INFORMATION: Under the
services for another affiliate subject to
collection as required by the Paperwork PRA (44 U.S.C. 3501–3520), Federal
certain conditions; (3) in response to a
Reduction Act of 1995 (PRA). agencies must obtain approval from
communication initiated by the In accordance with the requirements
consumer; or (4) to make a solicitation OMB for each collection of information
of the PRA, the OCC may not conduct that they conduct or sponsor.
that has been authorized or requested by or sponsor, and the respondent is not
the consumer. A consumer’s affiliate ‘‘Collection of information’’ is defined
required to respond to, an information in 44 U.S.C. 3502(3) and 5 CFR
marketing opt-out election must be collection unless it displays a currently
effective for a period of at least five 1320.3(c) to include agency requests or
valid Office of Management and Budget requirements that members of the public
years. Upon expiration of the opt-out (OMB) control number.
period, the consumer must be given a submit reports, keep records, or provide
The OCC is soliciting comment on the information to a third party.
renewal notice and an opportunity to renewal of its information collection
renew the opt-out before information Title: Retail Foreign Exchange
titled ‘‘Retail Foreign Exchange Transactions.
received from an affiliate may be used Transactions.’’ The OCC also is giving OMB Control No.: 1557–0250.
to make solicitations to the consumer. notice that is has sent the collection to
Comments: On October 25, 2016, the Type of Review: Regular.
OMB for review. Frequency of Response: On occasion.
OCC issued a 60-day notice soliciting
DATES: Comments must be submitted on Affected Public: Businesses or other
comment on the information collection,
or before March 8, 2017. for-profit.
81 FR 73473. No comments were Estimated Number of Respondents:
received. Comments continue to be ADDRESSES: Because paper mail in the
Washington, DC area and at the OCC is 15.
invited on: Total Annual Burden: 22,418 hours.
(a) Whether the collection of subject to delay, commenters are
information is necessary for the proper encouraged to submit comments by Description
performance of the functions of the email, if possible. Comments may be
sent to: Legislative and Regulatory Background
OCC, including whether the information
has practical utility; Activities Division, Office of the The OCC’s retail forex rule (12 CFR
(b) The accuracy of the OCC’s Comptroller of the Currency, Attention: part 48) allows national banks and
estimate of the information collection 1557–0250, 400 7th Street SW., suite Federal savings associations to offer
burden; 3E–218, mail stop 9W–11, Washington, retail foreign exchange transactions to
(c) Ways to enhance the quality, DC 20219. In addition, comments may its customers. In order to engage in
utility, and clarity of the information to be sent by fax to (571) 465–4326 or by these transactions, institutions must
electronic mail to prainfo@occ.treas.gov.
sradovich on DSK3GMQ082PROD with NOTICES

be collected; comply with various reporting,
(d) Ways to minimize the burden of You may personally inspect and disclosure, and recordkeeping
the collection on respondents, including photocopy comments at the OCC, 400 requirements included in that rule.
through the use of automated collection 7th Street SW., Washington, DC 20219.
techniques or other forms of information For security reasons, the OCC requires Reporting Requirements
technology; and that visitors make an appointment to The reporting requirements in § 48.4
inspect comments. You may do so by state that, prior to initiating a retail
2 15 U.S.C. 1681 et seq. calling (202) 649–6700 or, for persons forex business, a national bank or

VerDate Sep<11>2014 16:03 Feb 03, 2017 Jkt 241001 PO 00000 Frm 00112 Fmt 4703 Sfmt 4703 E:\FR\FM\06FEN1.SGM 06FEN1

Document Created: 2017-02-04 00:25:10
Document Modified: 2017-02-04 00:25:10

Category		Regulatory Information
Collection		Federal Register
sudoc Class		AE 2.7: GS 4.107: AE 2.106:
Publisher		Office of the Federal Register, National Archives and Records Administration
Section		Notices
Action		Notice and request for comment.
Dates		Comments must be submitted on or before March 8, 2017.
Contact		Shaquita Merritt, OCC Clearance Officer, (202) 649-5490 or, for persons who are deaf or hard of hearing, TTY, (202) 649-5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW., Washington, DC 20219.
FR Citation		82 FR 9480

82 FR 9480 - Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Fair Credit Reporting: Affiliate Marketing

DEPARTMENT OF THE TREASURYOffice of the Comptroller of the Currency

Federal Register Volume 82, Issue 23 (February 6, 2017)

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency