83_FR_45283 83 FR 45111 - Agency Information Collection Activities: Comment Request

83 FR 45111 - Agency Information Collection Activities: Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 83, Issue 172 (September 5, 2018)

Page Range45111-45112
FR Document2018-19157

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection, titled, ``Mortgage Assistance Relief Services (Regulation O) 12 CFR 1015.''

Federal Register, Volume 83 Issue 172 (Wednesday, September 5, 2018)
[Federal Register Volume 83, Number 172 (Wednesday, September 5, 2018)]
[Notices]
[Pages 45111-45112]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2018-19157]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2018-0028]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is requesting to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection, titled, ``Mortgage Assistance Relief 
Services (Regulation O) 12 CFR 1015.''

DATES: Written comments are encouraged and must be received on or 
before November 5, 2018 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: Go to http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: [email protected]. Include Docket 
No. CFPB-2018-0028 in the subject line of the message.
     Mail: Comment intake, Bureau of Consumer Financial 
Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 
20552.
     Hand Delivery/Courier: Comment intake, Bureau of Consumer 
Financial Protection (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Bureau of Consumer Financial Protection (Attention: PRA 
Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. If you require this document in an 
alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Mortgage Assistance Relief Services 
(Regulation O) 12 CFR 1015.
    OMB Control Number: 3170-0007.
    Type of Review: Extension without change of an existing Information 
Collection.
    Affected Public: Businesses and other for-profit entities.
    Estimated Number of Respondents: 120.
    Estimated Total Annual Burden Hours: 360.
    Abstract: The required disclosures under Regulation O 12 CFR 1015 
assist prospective purchasers of Mortgage assistance relief services 
(MARS) in

[[Page 45112]]

making well-informed decisions and avoiding deceptive and unfair acts 
and practices. The information that must be kept under Regulation O's 
recordkeeping requirements is used by the Bureau of Consumer Financial 
Protection (BCFP) and the Federal Trade Commission (FTC) for 
enforcement purposes and to ensure compliance by MARS providers with 
Regulation O. The information is requested only on a case-by-case 
basis.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB 
approval. All comments will become a matter of public record.

    Dated: August 28, 2018.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2018-19157 Filed 9-4-18; 8:45 am]
 BILLING CODE 4810-AM-P



                                                                        Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices                                           45111

                                               Mortgage Loan Originators (Regulation                   with respect to any covered financial                 Relief Services (Regulation O) 12 CFR
                                               G) 12 CFR 1007.’’                                       institutions, and their employees who                 1015.’’
                                               DATES: Written comments are                             act as residential mortgage loan                      DATES:  Written comments are
                                               encouraged and must be received on or                   originators (MLOs), to register with the              encouraged and must be received on or
                                               before November 5, 2018 to be assured                   Nationwide Mortgage Licensing System                  before November 5, 2018 to be assured
                                               of consideration.                                       and Registry, obtain a unique identifier,             of consideration.
                                               ADDRESSES: You may submit comments,                     maintain this registration, and disclose
                                                                                                                                                             ADDRESSES: You may submit comments,
                                               identified by the title of the information              to consumers the unique identifier. The
                                                                                                                                                             identified by the title of the information
                                               collection, OMB Control Number (see                     rule also requires the covered financial
                                                                                                                                                             collection, OMB Control Number (see
                                               below), and docket number (see above),                  institutions employing these MLOs to
                                                                                                                                                             below), and docket number (see above),
                                               by any of the following methods:                        adopt and follow written policies and
                                                                                                                                                             by any of the following methods:
                                                  • Electronic: Go to http://                          procedures to ensure their employees
                                                                                                                                                                • Electronic: Go to http://
                                               www.regulations.gov. Follow the                         comply with these requirements and to
                                                                                                                                                             www.regulations.gov. Follow the
                                               instructions for submitting comments.                   disclose the unique identifiers of their
                                                                                                                                                             instructions for submitting comments.
                                                  • Email: FederalRegisterComments@                    MLOs. The Bureau is not proposing any                    • Email: FederalRegisterComments@
                                               cfpb.gov. Include Docket No. CFPB–                      new or revised collections of                         cfpb.gov. Include Docket No. CFPB–
                                               2018–0026 in the subject line of the                    information pursuant to this request.                 2018–0028 in the subject line of the
                                               message.                                                   Request for Comments: Comments are                 message.
                                                  • Mail: Comment intake, Bureau of                    invited on: (a) Whether the collection of                • Mail: Comment intake, Bureau of
                                               Consumer Financial Protection                           information is necessary for the proper               Consumer Financial Protection
                                               (Attention: PRA Office), 1700 G Street                  performance of the functions of the                   (Attention: PRA Office), 1700 G Street
                                               NW, Washington, DC 20552.                               Bureau, including whether the                         NW, Washington, DC 20552.
                                                  • Hand Delivery/Courier: Comment                     information will have practical utility;                 • Hand Delivery/Courier: Comment
                                               intake, Bureau of Consumer Financial                    (b) The accuracy of the Bureau’s                      intake, Bureau of Consumer Financial
                                               Protection (Attention: PRA Office), 1700                estimate of the burden of the collection              Protection (Attention: PRA Office), 1700
                                               G Street NW, Washington, DC 20552.                      of information, including the validity of             G Street NW, Washington, DC 20552.
                                                  Please note that comments submitted                  the methods and the assumptions used;                    Please note that comments submitted
                                               after the comment period will not be                    (c) Ways to enhance the quality, utility,             after the comment period will not be
                                               accepted. In general, all comments                      and clarity of the information to be                  accepted. In general, all comments
                                               received will become public records,                    collected; and (d) Ways to minimize the               received will become public records,
                                               including any personal information                      burden of the collection of information               including any personal information
                                               provided. Sensitive personal                            on respondents, including through the                 provided. Sensitive personal
                                               information, such as account numbers                    use of automated collection techniques                information, such as account numbers
                                               or Social Security numbers, should not                  or other forms of information                         or Social Security numbers, should not
                                               be included.                                            technology. Comments submitted in                     be included.
                                               FOR FURTHER INFORMATION CONTACT:                        response to this notice will be                       FOR FURTHER INFORMATION CONTACT:
                                               Documentation prepared in support of                    summarized and/or included in the                     Documentation prepared in support of
                                               this information collection request is                  request for OMB approval. All                         this information collection request is
                                               available at www.regulations.gov.                       comments will become a matter of                      available at www.regulations.gov.
                                               Requests for additional information                     public record.                                        Requests for additional information
                                               should be directed to the Bureau of                       Dated: August 28, 2018.                             should be directed to the Bureau of
                                               Consumer Financial Protection,                          Darrin A. King,                                       Consumer Financial Protection
                                               (Attention: PRA Office), 1700 G Street                  Paperwork Reduction Act Officer, Bureau of            (Attention: PRA Office), 1700 G Street
                                               NW, Washington, DC 20552, (202) 435–                    Consumer Financial Protection.                        NW, Washington, DC 20552, (202) 435–
                                               9575, or email: CFPB_PRA@cfpb.gov. If                   [FR Doc. 2018–19159 Filed 9–4–18; 8:45 am]            9575, or email: CFPB_PRA@cfpb.gov. If
                                               you require this document in an                         BILLING CODE 4810–AM–P                                you require this document in an
                                               alternative electronic format, please                                                                         alternative electronic format, please
                                               contact CFPB_Accessibility@cfpb.gov.                                                                          contact CFPB_Accessibility@cfpb.gov.
                                               Please do not submit comments to these                  BUREAU OF CONSUMER FINANCIAL                          Please do not submit comments to these
                                               email boxes.                                            PROTECTION                                            email boxes.
                                               SUPPLEMENTARY INFORMATION:                                                                                    SUPPLEMENTARY INFORMATION:
                                                 Title of Collection: Registration of                  [Docket No. CFPB–2018–0028]                             Title of Collection: Mortgage
                                               Mortgage Loan Originators (Regulation                                                                         Assistance Relief Services (Regulation
                                               G) 12 CFR 1007.                                         Agency Information Collection                         O) 12 CFR 1015.
                                                 OMB Control Number: 3170–0005.                        Activities: Comment Request                             OMB Control Number: 3170–0007.
                                                 Type of Review: Extension without                                                                             Type of Review: Extension without
                                               change of an existing information                       AGENCY:  Bureau of Consumer Financial                 change of an existing Information
                                               collection.                                             Protection.                                           Collection.
                                                 Affected Public: Businesses and other                 ACTION: Notice and request for comment.                 Affected Public: Businesses and other
                                               for-profit entities.                                                                                          for-profit entities.
                                                 Estimated Number of Respondents:                      SUMMARY:   In accordance with the                       Estimated Number of Respondents:
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                                               261,638.                                                Paperwork Reduction Act of 1995                       120.
                                                 Estimated Total Annual Burden                         (PRA), the Bureau of Consumer                           Estimated Total Annual Burden
                                               Hours: 249,628.                                         Financial Protection (Bureau) is                      Hours: 360.
                                                 Abstract: Regulation G implements                     requesting to renew the Office of                       Abstract: The required disclosures
                                               the Secure and Fair Enforcement for                     Management and Budget (OMB)                           under Regulation O 12 CFR 1015 assist
                                               Mortgage Licensing Act (the S.A.F.E.                    approval for an existing information                  prospective purchasers of Mortgage
                                               Act), Federal registration requirement                  collection, titled, ‘‘Mortgage Assistance             assistance relief services (MARS) in


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                                               45112                    Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices

                                               making well-informed decisions and                      and performance metrics. The system                   include, DoD Medical Commands, the
                                               avoiding deceptive and unfair acts and                  also provides a public website for                    Department of Housing and Urban
                                               practices. The information that must be                 property owners and managers to                       Development, the Department of Justice,
                                               kept under Regulation O’s                               advertise referral properties to Service              State, Federal, local, foreign, and
                                               recordkeeping requirements is used by                   members. This system is required to                   international law enforcement agencies,
                                               the Bureau of Consumer Financial                        ensure timely and efficient DoD housing               the National Archives and Records
                                               Protection (BCFP) and the Federal Trade                 operations, products and services.                    Administration, members of Congress,
                                               Commission (FTC) for enforcement                        DATES: Comments will be accepted on or                and other Federal entities.
                                               purposes and to ensure compliance by                    before October 5, 2018. This proposed                    The Department of the Navy’s notices
                                               MARS providers with Regulation O. The                   action will be effective on the date                  for systems of records subject to the
                                               information is requested only on a case-                following the end of the comment                      Privacy Act of 1974, as amended, have
                                               by-case basis.                                          period unless comments are received                   been published in the Federal Register
                                                  Request for Comments: Comments are                   which will result in a contrary                       and are available from the address in
                                               invited on: (a) Whether the collection of               determination.                                        FOR FURTHER INFORMATION CONTACT or
                                               information is necessary for the proper                                                                       from the Defense Privacy and Civil
                                               performance of the functions of the                     ADDRESSES:   You may submit comments,
                                                                                                       identified by docket number and title,                Liberties Division website at http://
                                               Bureau, including whether the                                                                                 defense.gov/privacy.
                                               information will have practical utility;                by any of the following methods:
                                                                                                         * Federal Rulemaking Portal: http://                   The proposed system report, as
                                               (b) The accuracy of the Bureau’s                                                                              required by the Privacy Act of 1974, as
                                               estimate of the burden of the collection                www.regulations.gov. Follow the
                                                                                                       instructions for submitting comments.                 amended, was submitted on June 5,
                                               of information, including the validity of                                                                     2018, to the House Committee on
                                               the methods and the assumptions used;                     * Mail: Department of Defense, Office
                                                                                                       of the Chief Management Officer,                      Oversight and Government Reform, the
                                               (c) Ways to enhance the quality, utility,                                                                     Senate Committee on Governmental
                                               and clarity of the information to be                    Directorate of Oversight and
                                                                                                       Compliance, 4800 Mark Center Drive,                   Affairs, and the Office of Management
                                               collected; and (d) Ways to minimize the                                                                       and Budget (OMB) pursuant to
                                               burden of the collection of information                 Mailbox #24, Alexandria, VA 22350–
                                                                                                       1700.                                                 paragraph 7 of OMB Circular No. A–
                                               on respondents, including through the                                                                         108, ‘‘Federal Agency Responsibilities
                                               use of automated collection techniques                    Instructions: All submissions received
                                                                                                       must include the agency name and                      for Review, Reporting, and Publication
                                               or other forms of information                                                                                 under the Privacy Act,’’ revised
                                               technology. Comments submitted in                       docket number for this Federal Register
                                                                                                       document. The general policy for                      December 23, 2016 (December 23, 2016
                                               response to this notice will be                                                                               81 FR 94424).
                                               summarized and/or included in the                       comments and other submissions from
                                               request for OMB approval. All                           members of the public is to make these                  Dated: August 29, 2018.
                                               comments will become a matter of                        submissions available for public                      Shelly E. Finke,
                                               public record.                                          viewing on the internet at http://                    Alternate OSD Federal Register Liaison
                                                                                                       www.regulations.gov as they are                       Officer, Department of Defense.
                                                 Dated: August 28, 2018.                               received without change, including any
                                               Darrin A. King,                                         personal identifiers or contact                       SYSTEM NAME AND NUMBER:
                                               Paperwork Reduction Act Officer, Bureau of              information.                                            Family and Unaccompanied Housing
                                               Consumer Financial Protection.                                                                                Program, NM1110–01.
                                                                                                       FOR FURTHER INFORMATION CONTACT:    Ms.
                                               [FR Doc. 2018–19157 Filed 9–4–18; 8:45 am]
                                                                                                       Robin Patterson, Head, FOIA/Privacy                   SECURITY CLASSIFICATION:
                                               BILLING CODE 4810–AM–P
                                                                                                       Act Program Office, Department of the
                                                                                                                                                                Unclassified.
                                                                                                       Navy, 2000 Navy Pentagon, Washington,
                                                                                                       DC 20350–2000, or by phone at (202)                   SYSTEM LOCATION:
                                               DEPARTMENT OF DEFENSE                                   685–6546.                                               Department of the Navy (DON)
                                               Department of the Navy                                  SUPPLEMENTARY INFORMATION: This                       Strategic Delivery Point at 1968 Gilbert
                                                                                                       system was established to automate                    Street, Building W–143 in Norfolk, VA
                                               [Docket ID USN–2018–HQ–0014]                            housing program management and                        23511–3318.
                                                                                                       provide enterprise reporting and
                                               Privacy Act of 1974; System of                                                                                SYSTEM MANAGER(S):
                                                                                                       program metrics. 10 U.S.C. chapter 169
                                               Records
                                                                                                       provides authorities for the DoD                        eMH System Manager, Commander,
                                               AGENCY:  Department of the Navy, DoD.                   housing programs which require a                      Navy Installations Command, Housing
                                               ACTION: Notice of a modified system of                  modern, secure, information system for                Code N93, Suite 1000, 2713 Mitscher
                                               records.                                                operations, monitoring, compliance and                Road SW, Anacostia Annex,
                                                                                                       reporting. The SORN is updated to                     Washington, DC 20373–5802. Phone
                                               SUMMARY:   The Office of the Department                 reflect the Navy system and is now                    number: (202) 433–3580.
                                               of the Navy proposes to modify a system                 named Enterprise Military Housing
                                               of records, Family and Unaccompanied                    (EMH). The system is also utilized by                 AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
                                               Housing Program, NM1110–01. This                        the Army (DA), Marines (Included in                     10 U.S.C. 5013, Secretary of the Navy;
                                               system is used for Department of                        DON), Air Force (DAF) and Coast Guard                 10 U.S.C. 5041, Headquarters, Marine
                                               Defense (DoD) housing program                           (CG). Data elements collected have also               Corps; 10 U.S.C. 3013, Secretary of the
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                                               management and therefore used to                        been revised to include additional                    Army; 10 U.S.C. 8013, Secretary of the
                                               determine the eligibility of civilian and               personal contact information such as                  Air Force; 14 U.S.C. chapter 18, Coast
                                               contract personnel to utilize government                cell phone, email and DoD ID, and to                  Guard Housing Authorities; 10 U.S.C.
                                               owned, leased and privatized housing                    reflect a new source, property managers               2831, Military Family Housing
                                               for current and retired military and to                 and owners. Additional parties have                   Management Account; DoD 4165.63–M,
                                               provide housing services at military                    been added within the new routine uses                DoD Housing Management; and E.O.
                                               installations and enterprise reporting                  for the system. These new parties                     9397 (SSN), as amended.


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Document Created: 2018-09-05 01:59:21
Document Modified: 2018-09-05 01:59:21
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before November 5, 2018 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or email: [email protected] If you require this document in an alternative electronic format, please contact [email protected] Please do not submit comments to these email boxes.
FR Citation83 FR 45111 

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