83 FR 8149 - Agency Information Collection Activities: Submission for OMB Review; Joint Comment Request

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE CORPORATION

Federal Register Volume 83, Issue 37 (February 23, 2018)

Page Range		8149-8153
FR Document		2018-03736

In accordance with the requirements of the Paperwork Reduction Act (PRA) of 1995, the OCC, the Board, and the FDIC (the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. On October 6, 2017, the agencies, under the auspices of the Federal Financial Institutions Examination Council (FFIEC), requested public comment for 60 days on the implementation of the proposed Annual Dodd-Frank Act Company-Run Stress Test Report for Depository Institutions and Holding Companies with $10-$50 Billion in Total Consolidated Assets (FFIEC 016). The comment period for the proposal expired on December 5, 2017, and the agencies did not receive any comments. The agencies are now submitting the FFIEC 016, as originally proposed, to OMB for review. Subject to OMB approval, the proposed FFIEC 016 would take effect for the stress test report due July 31, 2018. The proposed FFIEC 016 would combine the agencies' three separate, yet identical, stress test report forms (as described in the SUPPLEMENTARY INFORMATION), which are currently approved collections of information, into a single new FFIEC report. The respondents for the proposed FFIEC 016 are depository institutions and holding companies with average total consolidated assets of more than $10 billion, but less than $50 billion. As part of their proposed adoption of the new FFIEC 016 report, the agencies also are proposing to implement a limited number of revisions that would align the report with recent changes to the FFIEC 031 and FFIEC 041 Consolidated Reports of Condition and Income and the Board's FR Y-9C Consolidated Financial Statements for Holding Companies. In addition, the agencies are proposing to have institutions provide their Legal Entity Identifier (LEI) on the report form, if they already have one. The proposed FFIEC 016 reporting requirements reflect the company-run stress testing requirements promulgated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (as reflected in the agencies' current information collections). The Board, in connection with this proposal, has approved the transition of the FR Y-16 (Annual Company-Run Stress Test Report For State Member Banks, Bank Holding Companies, and Savings and Loan Holding Companies with Total Consolidated Assets Greater Than $10 Billion and Less Than $50 Billion), which it currently uses to collect the annual company-run stress test results, to the FFIEC 016, conditioned on the approval of the FFIEC 016 by the OMB. Also in connection with the final adoption of the FFIEC 016, the OCC and the FDIC are proposing to replace the OCC's DFAST 10-50B (Annual Company- Run Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $10 Billion to $50 Billion under the Dodd-Frank Wall Street Reform and Consumer Protection Act), and the FDIC's DFAST 10-50 (Company-Run Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $10 Billion to $50 Billion under the Dodd- Frank Wall Street Reform and Consumer Protection Act), respectively, with the FFIEC 016.

Federal Register, Volume 83 Issue 37 (Friday, February 23, 2018)

[Federal Register Volume 83, Number 37 (Friday, February 23, 2018)]
[Notices]
[Pages 8149-8153]
From the Federal Register Online [www.thefederalregister.org]
[FR Doc No: 2018-03736]

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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

FEDERAL RESERVE SYSTEM

FEDERAL DEPOSIT INSURANCE CORPORATION

Agency Information Collection Activities: Submission for OMB
Review; Joint Comment Request

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury;
Board of Governors of the Federal Reserve System (Board); and Federal
Deposit Insurance Corporation (FDIC).

ACTION: Joint notice and request for comment.

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SUMMARY: In accordance with the requirements of the Paperwork Reduction
Act (PRA) of 1995, the OCC, the Board, and the FDIC (the agencies) may
not conduct or sponsor, and the respondent is not required to respond
to, an information collection unless it displays a currently valid
Office of Management and Budget (OMB) control number. On October 6,
2017, the agencies, under the auspices of the Federal Financial
Institutions Examination Council (FFIEC), requested

[[Page 8150]]

public comment for 60 days on the implementation of the proposed Annual
Dodd-Frank Act Company-Run Stress Test Report for Depository
Institutions and Holding Companies with $10-$50 Billion in Total
Consolidated Assets (FFIEC 016). The comment period for the proposal
expired on December 5, 2017, and the agencies did not receive any
comments. The agencies are now submitting the FFIEC 016, as originally
proposed, to OMB for review. Subject to OMB approval, the proposed
FFIEC 016 would take effect for the stress test report due July 31,
2018.
The proposed FFIEC 016 would combine the agencies' three separate,
yet identical, stress test report forms (as described in the
SUPPLEMENTARY INFORMATION), which are currently approved collections of
information, into a single new FFIEC report. The respondents for the
proposed FFIEC 016 are depository institutions and holding companies
with average total consolidated assets of more than $10 billion, but
less than $50 billion. As part of their proposed adoption of the new
FFIEC 016 report, the agencies also are proposing to implement a
limited number of revisions that would align the report with recent
changes to the FFIEC 031 and FFIEC 041 Consolidated Reports of
Condition and Income and the Board's FR Y-9C Consolidated Financial
Statements for Holding Companies. In addition, the agencies are
proposing to have institutions provide their Legal Entity Identifier
(LEI) on the report form, if they already have one. The proposed FFIEC
016 reporting requirements reflect the company-run stress testing
requirements promulgated by the Dodd-Frank Wall Street Reform and
Consumer Protection Act (as reflected in the agencies' current
information collections).
The Board, in connection with this proposal, has approved the
transition of the FR Y-16 (Annual Company-Run Stress Test Report For
State Member Banks, Bank Holding Companies, and Savings and Loan
Holding Companies with Total Consolidated Assets Greater Than $10
Billion and Less Than $50 Billion), which it currently uses to collect
the annual company-run stress test results, to the FFIEC 016,
conditioned on the approval of the FFIEC 016 by the OMB. Also in
connection with the final adoption of the FFIEC 016, the OCC and the
FDIC are proposing to replace the OCC's DFAST 10-50B (Annual Company-
Run Stress Test Reporting Template and Documentation for Covered
Institutions with Total Consolidated Assets of $10 Billion to $50
Billion under the Dodd-Frank Wall Street Reform and Consumer Protection
Act), and the FDIC's DFAST 10-50 (Company-Run Annual Stress Test
Reporting Template and Documentation for Covered Institutions with
Total Consolidated Assets of $10 Billion to $50 Billion under the Dodd-
Frank Wall Street Reform and Consumer Protection Act), respectively,
with the FFIEC 016.

DATES: Comments must be submitted on or before March 26, 2018.

ADDRESSES: Interested parties are invited to submit written comments to
any or all of the agencies. All comments, which should refer to the OMB
control number(s), will be shared among the agencies.
OCC: You may submit comments, which should refer to ``FFIEC 016,''
by any of the following methods:
Email: prainfo@occ.treas.gov.
Fax: (571) 465-4326.
Mail: Legislative and Regulatory Activities Division,
Office of the Comptroller of the Currency, 400 7th Street SW, Suite 3E-
218, Washington, DC 20219.
All comments received, including attachments and other supporting
materials, are part of the public record and subject to public
disclosure. Do not include any information in your comment or
supporting materials that you consider confidential or inappropriate
for public disclosure.
You may personally inspect and photocopy comments at the OCC, 400
7th Street SW, Washington, DC 20219. For security reasons, the OCC
requires that visitors make an appointment to inspect comments. You may
do so by calling (202) 649-6700 or, for persons who are deaf or hearing
impaired, TTY, (202) 649-5597. Upon arrival, visitors will be required
to present valid government-issued photo identification and submit to
security screening in order to inspect and photocopy comments.
Board: You may submit comments, which should refer to ``FFIEC
016,'' by any of the following methods:
Agency Website: http://www.federalreserve.gov. Follow the
instructions for submitting comments at: http://www.federalreserve.gov/apps/foia/proposedregs.aspx.
Federal eRulemaking Portal: http://www.regulations.gov.
Follow the instructions for submitting comments.
Email: regs.comments@federalreserve.gov. Include reporting
form number in the subject line of the message.
Fax: (202) 452-3819 or (202) 452-3102.
Mail: Ann E. Misback, Secretary, Board of Governors of the
Federal Reserve System, 20th Street and Constitution Avenue NW,
Washington, DC 20551.
All public comments are available from the Board's website at
http://www.federalreserve.gov/apps/foia/proposedregs.aspx as submitted,
unless modified for technical reasons. Accordingly, your comments will
not be edited to remove any identifying or contact information. Public
comments may also be viewed electronically or in paper form in Room
3515, 1801 K Street (between 18th and 19th Streets), NW, Washington, DC
20006, between 9:00 a.m. and 5:00 p.m. on weekdays.
FDIC: You may submit comments, which should refer to ``FFIEC 016,''
by any of the following methods:
Agency Website: http://www.fdic.gov/regulations/laws/federal/. Follow the instructions for submitting comments on the FDIC
website.
Federal eRulemaking Portal: http://www.regulations.gov.
Follow the instructions for submitting comments.
Email: comments@FDIC.gov. Include ``FFIEC 016'' in the
subject line of the message.
Mail: Manuel E. Cabeza, Counsel, Attn: Comments, Room MB-
3007, Federal Deposit Insurance Corporation, 550 17th Street NW,
Washington, DC 20429.
Hand Delivery: Comments may be hand delivered to the guard
station at the rear of the 550 17th Street Building (located on F
Street) on business days between 7:00 a.m. and 5:00 p.m.
Public Inspection: All comments received will be posted without
change to http://www.fdic.gov/regulations/laws/federal/ including any
personal information provided. Paper copies of public comments may be
requested from the FDIC Public Information Center, by telephone at
(877) 275-3342 or (703) 562-2200.
Additionally, commenters may send a copy of their comments to the
OMB desk officer for the agencies by mail to the Office of Information
and Regulatory Affairs, U.S. Office of Management and Budget, New
Executive Office Building, Room 10235, 725 17th Street NW, Washington,
DC 20503; by fax to (202) 395-6974; or by email to
oira_submission@omb.eop.gov.

FOR FURTHER INFORMATION CONTACT: For further information about the
proposed FFIEC 016 report discussed in this notice, please contact any
of the agency staff whose names appear below. In addition, a copy of
the proposed FFIEC 016 reporting form is available on the FFIEC's
website (http://www.ffiec.gov/ffiec_report_forms.htm).
OCC: Kevin Korzeniewski, Counsel, (202) 649-5490 or, for persons
who are

[[Page 8151]]

deaf or hearing impaired, TTY, (202) 649-5597, Legislative and
Regulatory Activities Division, Office of the Comptroller of the
Currency, 400 7th Street SW, Washington, DC 20219.
Board: Nuha Elmaghrabi, Federal Reserve Board Clearance Officer,
(202) 452-3884, Office of the Chief Data Officer, Board of Governors of
the Federal Reserve System, 20th and C Streets NW, Washington, DC
20551. Telecommunications Device for the Deaf (TDD) users may call
(202) 263-4869.
FDIC: Manuel E. Cabeza, Counsel, (202) 898-3767, Legal Division,
Federal Deposit Insurance Corporation, 550 17th Street NW, Washington,
DC 20429.

SUPPLEMENTARY INFORMATION: As noted, on October 6, 2017, the agencies
requested public comment for 60 days on a proposal to implement the
Annual Dodd-Frank Act Company-Run Stress Test Report for Depository
Institutions and Holding Companies with $10-$50 Billion in Total
Consolidated Assets (FFIEC 016).\1\ The agencies did not receive any
comments on the proposed FFIEC 016 collections of information.
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\1\ 82 FR 46887 (October 6, 2017).
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The agencies proposed to implement the FFIEC 016 report form to
replace the following report forms, which are approved collections of
information: Board's FR Y-16, Annual Company-Run Stress Test Report For
State Member Banks, Bank Holding Companies, and Savings and Loan
Holding Companies with Total Consolidated Assets Greater Than $10
Billion and Less Than $50 Billion (OMB Control No. 7100-0356); FDIC's
DFAST 10-50, Company-Run Annual Stress Test Reporting Template and
Documentation for Covered Institutions with Total Consolidated Assets
of $10 Billion to $50 Billion under the Dodd-Frank Wall Street Reform
and Consumer Protection Act (OMB Control No. 3064-0187); and OCC's
DFAST 10-50B, Annual Company-Run Stress Test Reporting Template and
Documentation for Covered Institutions with Total Consolidated Assets
of $10 Billion to $50 Billion under the Dodd-Frank Wall Street Reform
and Consumer Protection Act (OMB Control No. 1557-0311). These existing
report forms collect identical information; however, the respondent
institutions for each form vary based on each agency's supervisory
jurisdiction.
Report Title: Annual Dodd-Frank Act Company-Run Stress Test Report
for Depository Institutions and Holding Companies with $10-$50 Billion
in Total Consolidated Assets.
Form Number: FFIEC 016.
Frequency of Response: Annually.
Affected Public: Business or other for-profit.

OCC

OMB Control No.: 1557-0311.
Estimated Number of Respondents: Initial Stress Test: 1 national
bank or federal savings association. Ongoing Annual Stress Test: 36
national banks and federal savings associations.
Estimated Time per Response: Initial Stress Test: 2,000 burden
hours per response. Ongoing Annual Stress Test: 469 burden hours per
response.
Estimated Total Annual Burden: Initial Stress Test: 2,000 burden
hours to file. Ongoing Annual Stress Test: 16,884 burden hours to file.
Total: 18,884 burden hours to file.

Board

OMB Control No.: 7100-0356.
Estimated Number of Respondents: Initial Stress Test: 11 state
member banks, bank holding companies, and savings and loan holding
companies. Ongoing Annual Stress Test: 64 state member banks, bank
holding companies, and savings and loan holding companies.
Estimated Time per Response: Initial Stress Test: 2,000 burden
hours per response. Ongoing Annual Stress Test: 469 burden hours per
response.
Estimated Total Annual Burden: Initial Stress Test: 22,000 burden
hours to file. Ongoing Annual Stress Test: 30,016 burden hours to file.
Total: 52,016 burden hours to file.

FDIC

OMB Control No.: 3064-0187.
Estimated Number of Respondents: Initial Stress Test: 2 insured
state nonmember banks and savings associations. Ongoing Annual Stress
Test: 22 insured state nonmember banks and state savings associations.
Estimated Time per Response: Initial Stress Test: 2,000 burden
hours per response. Ongoing Annual Stress Test: 469 burden hours per
response.
Estimated Total Annual Burden: Initial Stress Test: 4,000 burden
hours to file. Ongoing Annual Stress Test: 10,318 burden hours to file.
Total: 14,318 burden hours to file.
Type of Review: OCC and FDIC: Revision and extension of currently
approved collections. Board: Proposal for a new collection of
information and discontinuation of a currently approved collection.

General Description of Reports

The proposed FFIEC 016 information collections would be mandatory
for institutions with average total consolidated assets of more than
$10 billion, but less than $50 billion. The FFIEC 016 implements the
reporting of the annual company-run stress testing required of such
institutions under section 165(i)(2) of the Dodd-Frank Wall Street
Reform and Consumer Protection Act, Public Law 111-203 (Dodd-Frank
Act), and each agency's implementing regulation.\2\ All data reported
in the proposed FFIEC 016 would be given confidential treatment under 5
U.S.C. 552(b)(8) because they are contained in or related to operating
or condition reports prepared for the use of agencies responsible for
the regulation or supervision of financial institutions.
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\2\ 12 CFR part 46 (OCC); 12 CFR part 252, subpart B (Board); 12
CFR part 325, subpart C (FDIC).
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Abstract

The FFIEC 016 report would be submitted by institutions supervised
by the agencies with average total consolidated assets of more than $10
billion, but less than $50 billion, to report their company-run stress
test results. These reports collect quantitative projections of balance
sheet assets and liabilities, income, losses, and capital across three
scenarios (baseline, adverse, and severely adverse) and qualitative
information on methodologies used to develop these internal
projections.
Data received in the agencies' $10-$50 billion annual Dodd-Frank
Act company-run stress test reports are used in connection with
supervision and regulation of these institutions to form supervisory
assessments of the quality of a company's stress-testing process and,
overall, as part of the broader assessment of a company's capital
adequacy and risk management process. Data collected in these reports
provide the agencies with one of many tools available to examiners to
assist in the analysis and assessment of a company's capital position
and planning process.

Current Actions

I. Discussion of Proposed FFIEC Report Form

Each agency has issued rules applicable to the banking
organizations it supervises with total consolidated assets of more than
$10 billion, but less than $50 billion, that implement the company-run
stress testing requirement promulgated by section 165(i)(2) of the
Dodd-Frank Act.\3\ Under the agencies' respective rules, institutions
that meet this asset threshold are required to conduct, and report the
results of, an

[[Page 8152]]

annual stress test using scenarios provided by the agencies.
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\3\ 12 CFR part 46 (OCC); 12 CFR part 252, subpart B (Board); 12
CFR part 325, subpart C (FDIC).
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The annual as-of date of the stress test report is December 31, and
the submission deadline for the report is the following July 31.
Currently, the agencies maintain separate, yet identical, report
forms (FR Y-16, FDIC DFAST 10-50, and OCC DFAST 10-50B) for the banks,
savings associations, and holding companies they supervise to report
these company-run stress test results. These annual reports collect
quantitative projections of balance sheet assets and liabilities,
income, losses, and capital across a range of macroeconomic and
financial scenarios as well as qualitative supporting information on
the methodologies and processes used to develop those internal
projections. As noted, the agencies are proposing to combine these
separate data collections and designate the combined report as a
uniform FFIEC data collection. As part of their proposed adoption of
the new FFIEC 016 report, the agencies also are proposing to change the
quantitative and qualitative information currently collected in their
separate, yet identical, report forms to implement a limited number of
revisions that would align the new report with recent burden-reducing
changes to the FFIEC 031, FFIEC 041, and the Board's FR Y-9C.\4\ These
revisions are not expected to change the estimated reporting burden for
the proposed new FFIEC 016 compared to the estimated reporting burden
for the agencies' existing stress test report forms.
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\4\ FFIEC 031 and FFIEC 041 Consolidated Reports of Condition
and Income (OMB Control Nos.: OCC, 1557-0081; Board, 7100-0036; and
FDIC, 3064-0052): See 81 FR 45357 (July 13, 2016) and 82 FR 2444
(January 9, 2017); FR Y-9C Consolidated Financial Statements for
Holding Companies (OMB Control No.: Board, 7100-0128): See 81 FR
62129 (September 8, 2016).
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The following revisions to the FFIEC 031, FFIEC 041, and FR Y-9C
(as applicable) that took effect March 31, 2017, would affect the
proposed FFIEC 016:
(1) On the FFIEC 031 and FFIEC 041 Schedule RI, Memorandum item
14.a, and on the FR Y-9C Schedule HI, Memorandum item 17(a), ``Total
other-than-temporary impairment losses,'' was removed, but institutions
continue to report other-than-temporary impairment losses recognized in
earnings on the FFIEC 031 and FFIEC 041 Schedule RI, Memorandum item
14, and the FR Y-9C Schedule HI, Memorandum item 17. The agencies
propose for the new FFIEC 016 report form and instructions to replace
line item 25, ``Total other-than-temporary impairment losses,'' on each
Income Statement scenario schedule with ``Other-than-temporary
impairment losses on held-to-maturity and available-for-sale debt
securities recognized in earnings'' as defined in FFIEC 031 and FFIEC
041 Schedule RI, Memorandum item 14, and FR Y-9C Schedule HI,
Memorandum item 17.
(2) On the FFIEC 031 and FFIEC 041 Schedule RC-E, Part I,
Memorandum items 1.c.(1), ``Brokered deposits of less than $100,000,''
and 1.c.(2), ``Brokered deposits of $100,000 through $250,000 and
certain brokered retirement deposit accounts,'' were combined into a
single item, Memorandum item 1.c, ``Brokered deposits of $250,000 or
less (fully insured brokered deposits).'' The agencies propose for the
new FFIEC 016 report form and instructions to align its Balance Sheet
line items 32 and 33 for retail and wholesale funding calculations,
respectively, with the updated FFIEC 031 and FFIEC 041 Schedule RC-E,
Part I, Memorandum item 1.c, ``Brokered deposits of $250,000 or less
(fully insured brokered deposits).''
(3) On Schedule RC-M of the FFIEC 031 and FFIEC 041, items for the
amount of loans covered by FDIC loss-sharing agreements in the
following loan categories were removed and combined with existing
Schedule RC-M, item 13.a.(5), ``All other loans and all leases''
covered by such agreements: Item 13.a.(2), ``Loans to finance
agricultural production and other loans to farmers''; item 13.a.(3),
``Commercial and industrial loans''; item 13.a.(4)(a), ``Credit
cards''; item 13.a.(4)(b), ``Automobile loans''; and item 13.a.(4)(c),
``Other (includes revolving credit plans other than credit cards, and
other consumer loans).'' In order to keep the data collection uniform
and comparable across types of reporting institutions, the agencies
propose for the new FFIEC 016 report form and instructions to
discontinue the deduction of loans covered by FDIC loss-sharing
agreements from each of the loan categories collected in Balance Sheet
line items 1 through 13. In addition, in the proposed new FFIEC 016
report form, existing Balance Sheet line item 14, ``Loans covered by
FDIC loss-sharing agreements,'' will be retained.
In addition, the agencies are proposing to have reporting
institutions provide their LEI on the FFIEC 016 report form, if they
have one. The LEI is a 20-digit alpha-numeric code that uniquely
identifies entities that engage in financial transactions. The recent
financial crisis spurred the development of a Global LEI System
(GLEIS). Internationally, regulators and market participants have
recognized the importance of the LEI as a key improvement in financial
data systems. The Group of Twenty (G-20) nations directed the Financial
Stability Board (FSB) to lead the coordination of international
regulatory work and deliver concrete recommendations on the GLEIS by
mid-2012, which in turn were endorsed by the G-20 later that same year.
In January 2013, the LEI Regulatory Oversight Committee (ROC),
including participation by regulators from around the world, was
established to oversee the GLEIS on an interim basis. With the
establishment of the full Global LEI Foundation in 2014, the ROC
continues to review and develop broad policy standards for LEIs. The
OCC, the Board, and the FDIC are all members of the ROC.
The LEI system is designed to facilitate several financial
stability objectives, including the provision of higher quality and
more accurate financial data. In the United States, the Financial
Stability Oversight Council (FSOC) has recommended that regulators and
market participants continue to work together to improve the quality
and comprehensiveness of financial data both nationally and globally.
In this regard, the FSOC also has recommended that its member agencies
promote the use of the LEI in reporting requirements and rulemakings,
where appropriate.\5\
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\5\ Financial Stability Oversight Council 2015 Annual Report,
page 14, http://www.treasury.gov/initiatives/fsoc/studies-reports/Documents/2015%20FSOC%20Annual%20Report.pdf.
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With respect to the FFIEC 016, the agencies are proposing to have
reporting institutions provide their LEI on the cover page of this new
report once it is implemented, if a reporting institution has an LEI. A
reporting institution that does not have an LEI would not be required
to obtain one for purposes of reporting it on the FFIEC 016.
The uniform FFIEC 016 report would be collected in an electronic
format using file specifications and formats determined by the
agencies, as prescribed in the Federal Reserve System's Reporting
Central application. The agencies believe that developing a uniform
report under the FFIEC reporting structure will promote uniform
standards and reporting across the agencies, which is consistent with
the function of the FFIEC.\6\ The proposed FFIEC 016 information
collections would satisfy each agency's company-run stress-testing
requirements, while ensuring consistency and comparability of the

[[Page 8153]]

stress-testing information across institutions. The change also would
ensure that future collections of this information remain uniform
across the agencies.
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\6\ See 12 U.S.C. 3305(c).
---------------------------------------------------------------------------

With OMB approval, the first annual filing deadline for the FFIEC
016 report form would be July 31, 2018, using information as of
December 31, 2017.

II. Request for Comment

Public comment is requested on all aspects of this joint notice.
Comments are specifically invited on:
(a) Whether the collections of information that are the subject of
this notice are necessary for the proper performance of the agencies'
functions, including whether the information has practical utility;
(b) The accuracy of the agencies' estimates of the burden of the
information collections as they are proposed to be revised, including
the validity of the methodology and assumptions used;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of information collections on
respondents, including through the use of automated collection
techniques or other forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide the information.

Comments submitted in response to the joint notice will be shared
among the agencies. All comments will become a matter of public record.

Dated: February 15, 2018.
Karen Solomon,
Acting Senior Deputy Comptroller and Chief Counsel, Office of the
Comptroller of the Currency.
Board of Governors of the Federal Reserve System, February 12,
2018.
Ann E. Misback,
Secretary of the Board.
Dated at Washington, DC, on February 12, 2018.

Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2018-03736 Filed 2-22-18; 8:45 am]
BILLING CODE 4810-33-P; 6210-01-P; 6714-01-P

8150 Federal Register / Vol. 83, No. 37 / Friday, February 23, 2018 / Notices

public comment for 60 days on the Protection Act), and the FDIC’s DFAST Reserve System, 20th Street and
implementation of the proposed Annual 10–50 (Company-Run Annual Stress Constitution Avenue NW, Washington,
Dodd-Frank Act Company-Run Stress Test Reporting Template and DC 20551.
Test Report for Depository Institutions Documentation for Covered Institutions All public comments are available
and Holding Companies with $10–$50 with Total Consolidated Assets of $10 from the Board’s website at http://
Billion in Total Consolidated Assets Billion to $50 Billion under the Dodd- www.federalreserve.gov/apps/foia/
(FFIEC 016). The comment period for Frank Wall Street Reform and Consumer proposedregs.aspx as submitted, unless
the proposal expired on December 5, Protection Act), respectively, with the modified for technical reasons.
2017, and the agencies did not receive FFIEC 016. Accordingly, your comments will not be
any comments. The agencies are now DATES: Comments must be submitted on edited to remove any identifying or
submitting the FFIEC 016, as originally or before March 26, 2018. contact information. Public comments
proposed, to OMB for review. Subject to may also be viewed electronically or in
ADDRESSES: Interested parties are
OMB approval, the proposed FFIEC 016 paper form in Room 3515, 1801 K Street
invited to submit written comments to (between 18th and 19th Streets), NW,
would take effect for the stress test
any or all of the agencies. All comments, Washington, DC 20006, between 9:00
report due July 31, 2018.
The proposed FFIEC 016 would which should refer to the OMB control a.m. and 5:00 p.m. on weekdays.
combine the agencies’ three separate, number(s), will be shared among the FDIC: You may submit comments,
yet identical, stress test report forms (as agencies. which should refer to ‘‘FFIEC 016,’’ by
described in the SUPPLEMENTARY OCC: You may submit comments, any of the following methods:
INFORMATION), which are currently
which should refer to ‘‘FFIEC 016,’’ by • Agency Website: http://
approved collections of information, any of the following methods: www.fdic.gov/regulations/laws/federal/.
into a single new FFIEC report. The • Email: prainfo@occ.treas.gov. Follow the instructions for submitting
respondents for the proposed FFIEC 016 • Fax: (571) 465–4326. comments on the FDIC website.
are depository institutions and holding • Mail: Legislative and Regulatory • Federal eRulemaking Portal: http://
companies with average total Activities Division, Office of the www.regulations.gov. Follow the
consolidated assets of more than $10 Comptroller of the Currency, 400 7th instructions for submitting comments.
billion, but less than $50 billion. As part Street SW, Suite 3E–218, Washington, • Email: comments@FDIC.gov.
of their proposed adoption of the new DC 20219. Include ‘‘FFIEC 016’’ in the subject line
FFIEC 016 report, the agencies also are All comments received, including of the message.
proposing to implement a limited attachments and other supporting • Mail: Manuel E. Cabeza, Counsel,
number of revisions that would align materials, are part of the public record Attn: Comments, Room MB–3007,
the report with recent changes to the and subject to public disclosure. Do not Federal Deposit Insurance Corporation,
FFIEC 031 and FFIEC 041 Consolidated include any information in your 550 17th Street NW, Washington, DC
Reports of Condition and Income and comment or supporting materials that 20429.
the Board’s FR Y–9C Consolidated you consider confidential or • Hand Delivery: Comments may be
Financial Statements for Holding inappropriate for public disclosure. hand delivered to the guard station at
Companies. In addition, the agencies are You may personally inspect and the rear of the 550 17th Street Building
proposing to have institutions provide photocopy comments at the OCC, 400 (located on F Street) on business days
their Legal Entity Identifier (LEI) on the 7th Street SW, Washington, DC 20219. between 7:00 a.m. and 5:00 p.m.
report form, if they already have one. For security reasons, the OCC requires Public Inspection: All comments
The proposed FFIEC 016 reporting that visitors make an appointment to received will be posted without change
requirements reflect the company-run inspect comments. You may do so by to http://www.fdic.gov/regulations/laws/
stress testing requirements promulgated calling (202) 649–6700 or, for persons federal/ including any personal
by the Dodd-Frank Wall Street Reform who are deaf or hearing impaired, TTY, information provided. Paper copies of
and Consumer Protection Act (as (202) 649–5597. Upon arrival, visitors public comments may be requested from
reflected in the agencies’ current will be required to present valid the FDIC Public Information Center, by
information collections). government-issued photo identification telephone at (877) 275–3342 or (703)
The Board, in connection with this and submit to security screening in 562–2200.
proposal, has approved the transition of order to inspect and photocopy Additionally, commenters may send a
the FR Y–16 (Annual Company-Run comments. copy of their comments to the OMB
Stress Test Report For State Member Board: You may submit comments, desk officer for the agencies by mail to
Banks, Bank Holding Companies, and which should refer to ‘‘FFIEC 016,’’ by the Office of Information and Regulatory
Savings and Loan Holding Companies any of the following methods: Affairs, U.S. Office of Management and
with Total Consolidated Assets Greater • Agency Website: http:// Budget, New Executive Office Building,
Than $10 Billion and Less Than $50 www.federalreserve.gov. Follow the Room 10235, 725 17th Street NW,
Billion), which it currently uses to instructions for submitting comments at: Washington, DC 20503; by fax to (202)
collect the annual company-run stress http://www.federalreserve.gov/apps/ 395–6974; or by email to oira_
test results, to the FFIEC 016, foia/proposedregs.aspx. submission@omb.eop.gov.
conditioned on the approval of the • Federal eRulemaking Portal: http:// FOR FURTHER INFORMATION CONTACT: For
FFIEC 016 by the OMB. Also in www.regulations.gov. Follow the further information about the proposed
connection with the final adoption of instructions for submitting comments. FFIEC 016 report discussed in this
the FFIEC 016, the OCC and the FDIC • Email: regs.comments@ notice, please contact any of the agency
daltland on DSKBBV9HB2PROD with NOTICES

are proposing to replace the OCC’s federalreserve.gov. Include reporting staff whose names appear below. In
DFAST 10–50B (Annual Company-Run form number in the subject line of the addition, a copy of the proposed FFIEC
Stress Test Reporting Template and message. 016 reporting form is available on the
Documentation for Covered Institutions • Fax: (202) 452–3819 or (202) 452– FFIEC’s website (http://www.ffiec.gov/
with Total Consolidated Assets of $10 3102. ffiec_report_forms.htm).
Billion to $50 Billion under the Dodd- • Mail: Ann E. Misback, Secretary, OCC: Kevin Korzeniewski, Counsel,
Frank Wall Street Reform and Consumer Board of Governors of the Federal (202) 649–5490 or, for persons who are

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Federal Register / Vol. 83, No. 37 / Friday, February 23, 2018 / Notices 8151

deaf or hearing impaired, TTY, (202) Affected Public: Business or other for- billion, but less than $50 billion. The
649–5597, Legislative and Regulatory profit. FFIEC 016 implements the reporting of
Activities Division, Office of the the annual company-run stress testing
OCC
Comptroller of the Currency, 400 7th required of such institutions under
Street SW, Washington, DC 20219. OMB Control No.: 1557–0311. section 165(i)(2) of the Dodd-Frank Wall
Board: Nuha Elmaghrabi, Federal Estimated Number of Respondents: Street Reform and Consumer Protection
Reserve Board Clearance Officer, (202) Initial Stress Test: 1 national bank or Act, Public Law 111–203 (Dodd-Frank
452–3884, Office of the Chief Data federal savings association. Ongoing Act), and each agency’s implementing
Officer, Board of Governors of the Annual Stress Test: 36 national banks regulation.2 All data reported in the
Federal Reserve System, 20th and C and federal savings associations. proposed FFIEC 016 would be given
Streets NW, Washington, DC 20551. Estimated Time per Response: Initial confidential treatment under 5 U.S.C.
Telecommunications Device for the Deaf Stress Test: 2,000 burden hours per 552(b)(8) because they are contained in
(TDD) users may call (202) 263–4869. response. Ongoing Annual Stress Test: or related to operating or condition
FDIC: Manuel E. Cabeza, Counsel, 469 burden hours per response. reports prepared for the use of agencies
(202) 898–3767, Legal Division, Federal Estimated Total Annual Burden: responsible for the regulation or
Deposit Insurance Corporation, 550 17th Initial Stress Test: 2,000 burden hours to supervision of financial institutions.
Street NW, Washington, DC 20429. file. Ongoing Annual Stress Test: 16,884
SUPPLEMENTARY INFORMATION: As noted, burden hours to file. Total: 18,884 Abstract
on October 6, 2017, the agencies burden hours to file.
requested public comment for 60 days The FFIEC 016 report would be
Board submitted by institutions supervised by
on a proposal to implement the Annual
Dodd-Frank Act Company-Run Stress OMB Control No.: 7100–0356. the agencies with average total
Test Report for Depository Institutions Estimated Number of Respondents: consolidated assets of more than $10
and Holding Companies with $10-$50 Initial Stress Test: 11 state member billion, but less than $50 billion, to
Billion in Total Consolidated Assets banks, bank holding companies, and report their company-run stress test
(FFIEC 016).1 The agencies did not savings and loan holding companies. results. These reports collect
receive any comments on the proposed Ongoing Annual Stress Test: 64 state quantitative projections of balance sheet
FFIEC 016 collections of information. member banks, bank holding assets and liabilities, income, losses,
The agencies proposed to implement companies, and savings and loan and capital across three scenarios
the FFIEC 016 report form to replace the holding companies. (baseline, adverse, and severely adverse)
following report forms, which are Estimated Time per Response: Initial and qualitative information on
approved collections of information: Stress Test: 2,000 burden hours per methodologies used to develop these
Board’s FR Y–16, Annual Company-Run response. Ongoing Annual Stress Test: internal projections.
Stress Test Report For State Member 469 burden hours per response. Data received in the agencies’ $10–
Banks, Bank Holding Companies, and Estimated Total Annual Burden: $50 billion annual Dodd-Frank Act
Savings and Loan Holding Companies Initial Stress Test: 22,000 burden hours company-run stress test reports are used
with Total Consolidated Assets Greater to file. Ongoing Annual Stress Test: in connection with supervision and
Than $10 Billion and Less Than $50 30,016 burden hours to file. Total: regulation of these institutions to form
Billion (OMB Control No. 7100–0356); 52,016 burden hours to file. supervisory assessments of the quality
FDIC’s DFAST 10–50, Company-Run of a company’s stress-testing process
FDIC
Annual Stress Test Reporting Template and, overall, as part of the broader
and Documentation for Covered OMB Control No.: 3064–0187. assessment of a company’s capital
Institutions with Total Consolidated Estimated Number of Respondents: adequacy and risk management process.
Assets of $10 Billion to $50 Billion Initial Stress Test: 2 insured state Data collected in these reports provide
under the Dodd-Frank Wall Street nonmember banks and savings the agencies with one of many tools
Reform and Consumer Protection Act associations. Ongoing Annual Stress available to examiners to assist in the
(OMB Control No. 3064–0187); and Test: 22 insured state nonmember banks analysis and assessment of a company’s
OCC’s DFAST 10–50B, Annual and state savings associations. capital position and planning process.
Company-Run Stress Test Reporting Estimated Time per Response: Initial
Template and Documentation for Stress Test: 2,000 burden hours per Current Actions
Covered Institutions with Total response. Ongoing Annual Stress Test:
I. Discussion of Proposed FFIEC Report
Consolidated Assets of $10 Billion to 469 burden hours per response.
Form
$50 Billion under the Dodd-Frank Wall Estimated Total Annual Burden:
Street Reform and Consumer Protection Initial Stress Test: 4,000 burden hours to Each agency has issued rules
Act (OMB Control No. 1557–0311). file. Ongoing Annual Stress Test: 10,318 applicable to the banking organizations
These existing report forms collect burden hours to file. Total: 14,318 it supervises with total consolidated
identical information; however, the burden hours to file. assets of more than $10 billion, but less
respondent institutions for each form Type of Review: OCC and FDIC: than $50 billion, that implement the
vary based on each agency’s supervisory Revision and extension of currently company-run stress testing requirement
jurisdiction. approved collections. Board: Proposal promulgated by section 165(i)(2) of the
Report Title: Annual Dodd-Frank Act for a new collection of information and Dodd-Frank Act.3 Under the agencies’
Company-Run Stress Test Report for discontinuation of a currently approved respective rules, institutions that meet
daltland on DSKBBV9HB2PROD with NOTICES

Depository Institutions and Holding collection. this asset threshold are required to
Companies with $10-$50 Billion in General Description of Reports conduct, and report the results of, an
Total Consolidated Assets.
Form Number: FFIEC 016. The proposed FFIEC 016 information 2 12 CFR part 46 (OCC); 12 CFR part 252, subpart
Frequency of Response: Annually. collections would be mandatory for B (Board); 12 CFR part 325, subpart C (FDIC).
institutions with average total 3 12 CFR part 46 (OCC); 12 CFR part 252, subpart
1 82 FR 46887 (October 6, 2017). consolidated assets of more than $10 B (Board); 12 CFR part 325, subpart C (FDIC).

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8152 Federal Register / Vol. 83, No. 37 / Friday, February 23, 2018 / Notices

annual stress test using scenarios Income Statement scenario schedule participants have recognized the
provided by the agencies. with ‘‘Other-than-temporary impairment importance of the LEI as a key
The annual as-of date of the stress test losses on held-to-maturity and improvement in financial data systems.
report is December 31, and the available-for-sale debt securities The Group of Twenty (G–20) nations
submission deadline for the report is the recognized in earnings’’ as defined in directed the Financial Stability Board
following July 31. FFIEC 031 and FFIEC 041 Schedule RI, (FSB) to lead the coordination of
Currently, the agencies maintain Memorandum item 14, and FR Y–9C international regulatory work and
separate, yet identical, report forms (FR Schedule HI, Memorandum item 17. deliver concrete recommendations on
Y–16, FDIC DFAST 10–50, and OCC (2) On the FFIEC 031 and FFIEC 041 the GLEIS by mid-2012, which in turn
DFAST 10–50B) for the banks, savings Schedule RC–E, Part I, Memorandum were endorsed by the G–20 later that
associations, and holding companies items 1.c.(1), ‘‘Brokered deposits of less same year. In January 2013, the LEI
they supervise to report these company- than $100,000,’’ and 1.c.(2), ‘‘Brokered Regulatory Oversight Committee (ROC),
run stress test results. These annual deposits of $100,000 through $250,000 including participation by regulators
reports collect quantitative projections and certain brokered retirement deposit from around the world, was established
of balance sheet assets and liabilities, accounts,’’ were combined into a single to oversee the GLEIS on an interim
income, losses, and capital across a item, Memorandum item 1.c, ‘‘Brokered basis. With the establishment of the full
range of macroeconomic and financial deposits of $250,000 or less (fully Global LEI Foundation in 2014, the ROC
scenarios as well as qualitative insured brokered deposits).’’ The continues to review and develop broad
supporting information on the agencies propose for the new FFIEC 016 policy standards for LEIs. The OCC, the
methodologies and processes used to report form and instructions to align its Board, and the FDIC are all members of
develop those internal projections. As Balance Sheet line items 32 and 33 for the ROC.
noted, the agencies are proposing to retail and wholesale funding The LEI system is designed to
combine these separate data collections calculations, respectively, with the facilitate several financial stability
and designate the combined report as a updated FFIEC 031 and FFIEC 041 objectives, including the provision of
uniform FFIEC data collection. As part Schedule RC–E, Part I, Memorandum higher quality and more accurate
of their proposed adoption of the new item 1.c, ‘‘Brokered deposits of $250,000 financial data. In the United States, the
FFIEC 016 report, the agencies also are or less (fully insured brokered Financial Stability Oversight Council
proposing to change the quantitative deposits).’’ (FSOC) has recommended that
and qualitative information currently (3) On Schedule RC–M of the FFIEC regulators and market participants
collected in their separate, yet identical, 031 and FFIEC 041, items for the continue to work together to improve
report forms to implement a limited amount of loans covered by FDIC loss- the quality and comprehensiveness of
number of revisions that would align sharing agreements in the following financial data both nationally and
the new report with recent burden- loan categories were removed and
globally. In this regard, the FSOC also
reducing changes to the FFIEC 031, combined with existing Schedule RC–
has recommended that its member
FFIEC 041, and the Board’s FR Y–9C.4 M, item 13.a.(5), ‘‘All other loans and all
agencies promote the use of the LEI in
These revisions are not expected to leases’’ covered by such agreements:
reporting requirements and
change the estimated reporting burden Item 13.a.(2), ‘‘Loans to finance
rulemakings, where appropriate.5
for the proposed new FFIEC 016 agricultural production and other loans
With respect to the FFIEC 016, the
compared to the estimated reporting to farmers’’; item 13.a.(3), ‘‘Commercial
agencies are proposing to have reporting
burden for the agencies’ existing stress and industrial loans’’; item 13.a.(4)(a),
institutions provide their LEI on the
test report forms. ‘‘Credit cards’’; item 13.a.(4)(b),
‘‘Automobile loans’’; and item cover page of this new report once it is
The following revisions to the FFIEC implemented, if a reporting institution
031, FFIEC 041, and FR Y–9C (as 13.a.(4)(c), ‘‘Other (includes revolving
credit plans other than credit cards, and has an LEI. A reporting institution that
applicable) that took effect March 31, does not have an LEI would not be
2017, would affect the proposed FFIEC other consumer loans).’’ In order to keep
the data collection uniform and required to obtain one for purposes of
016: reporting it on the FFIEC 016.
(1) On the FFIEC 031 and FFIEC 041 comparable across types of reporting
institutions, the agencies propose for the The uniform FFIEC 016 report would
Schedule RI, Memorandum item 14.a, be collected in an electronic format
and on the FR Y–9C Schedule HI, new FFIEC 016 report form and
instructions to discontinue the using file specifications and formats
Memorandum item 17(a), ‘‘Total other- determined by the agencies, as
than-temporary impairment losses,’’ was deduction of loans covered by FDIC
loss-sharing agreements from each of the prescribed in the Federal Reserve
removed, but institutions continue to System’s Reporting Central application.
report other-than-temporary impairment loan categories collected in Balance
Sheet line items 1 through 13. In The agencies believe that developing a
losses recognized in earnings on the uniform report under the FFIEC
FFIEC 031 and FFIEC 041 Schedule RI, addition, in the proposed new FFIEC
016 report form, existing Balance Sheet reporting structure will promote
Memorandum item 14, and the FR Y–9C uniform standards and reporting across
Schedule HI, Memorandum item 17. line item 14, ‘‘Loans covered by FDIC
loss-sharing agreements,’’ will be the agencies, which is consistent with
The agencies propose for the new FFIEC the function of the FFIEC.6 The
016 report form and instructions to retained.
In addition, the agencies are proposed FFIEC 016 information
replace line item 25, ‘‘Total other-than- collections would satisfy each agency’s
proposing to have reporting institutions
temporary impairment losses,’’ on each company-run stress-testing
provide their LEI on the FFIEC 016
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4 FFIEC 031 and FFIEC 041 Consolidated Reports report form, if they have one. The LEI requirements, while ensuring
of Condition and Income (OMB Control Nos.: OCC, is a 20-digit alpha-numeric code that consistency and comparability of the
1557–0081; Board, 7100–0036; and FDIC, 3064– uniquely identifies entities that engage
5 Financial Stability Oversight Council 2015
0052): See 81 FR 45357 (July 13, 2016) and 82 FR in financial transactions. The recent
2444 (January 9, 2017); FR Y–9C Consolidated Annual Report, page 14, http://www.treasury.gov/
Financial Statements for Holding Companies (OMB
financial crisis spurred the development initiatives/fsoc/studies-reports/Documents/
Control No.: Board, 7100–0128): See 81 FR 62129 of a Global LEI System (GLEIS). 2015%20FSOC%20Annual%20Report.pdf.
(September 8, 2016). Internationally, regulators and market 6 See 12 U.S.C. 3305(c).

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Federal Register / Vol. 83, No. 37 / Friday, February 23, 2018 / Notices 8153

stress-testing information across Dated: February 15, 2018. veterans. Section 17.110 provides the
institutions. The change also would Karen Solomon, methodologies for establishing the
ensure that future collections of this Acting Senior Deputy Comptroller and Chief copayment amount for each 30-day or
information remain uniform across the Counsel, Office of the Comptroller of the less supply of medication provided by
agencies. Currency. VA on an outpatient basis (other than
With OMB approval, the first annual Board of Governors of the Federal Reserve medication administered during
filing deadline for the FFIEC 016 report System, February 12, 2018. treatment). ‘‘Tier 1 medication means a
form would be July 31, 2018, using Ann E. Misback, multi-source medication that has been
information as of December 31, 2017. Secretary of the Board. identified using the process described in
Dated at Washington, DC, on February 12, paragraph (b)(2) of this section.’’
II. Request for Comment
2018.
Public comment is requested on all Section 17.110 provides that a list of
Federal Deposit Insurance Corporation.
aspects of this joint notice. Comments Tier 1 medications will either be
Robert E. Feldman,
are specifically invited on: published as a notice in the Federal
Executive Secretary. Register or will be posted on VA’s
(a) Whether the collections of
[FR Doc. 2018–03736 Filed 2–22–18; 8:45 am] website at www.va.gov/health at least
information that are the subject of this
BILLING CODE 4810–33–P; 6210–01–P; 6714–01–P once per year.
notice are necessary for the proper
performance of the agencies’ functions, Based on the methodologies set forth
including whether the information has in § 17.110, this notice updates the list
practical utility; DEPARTMENT OF VETERANS
AFFAIRS of Tier 1 medications. Not less than
(b) The accuracy of the agencies’ once per year, VA will identify a subset
estimates of the burden of the of multi-source medications as Tier 1
Tiered Pharmacy Copayments for
information collections as they are medications. Only medications that
Medications Update
proposed to be revised, including the meet all of the criteria in paragraphs
validity of the methodology and AGENCY: Department of Veterans Affairs. (b)(2)(i), (ii), and (iii) will be eligible to
assumptions used; ACTION: Notice. be considered Tier 1 medications, and
(c) Ways to enhance the quality,
SUMMARY: This Department of Veterans only those medications that meet all of
utility, and clarity of the information to
Affairs (VA) notice updates the the criteria in paragraph (b)(2)(i) of this
be collected;
(d) Ways to minimize the burden of information on Tier 1 medications. section will be assessed using the
information collections on respondents, FOR FURTHER INFORMATION CONTACT:
criteria in paragraphs (b)(2)(ii) and (iii).
including through the use of automated Joseph Duran, Office of Community As of the date of this notice, the Tier 1
collection techniques or other forms of Care (10D), Veterans Health medication list at individual VA
information technology; and Administration (VHA), Department of medical facilities based on the
(e) Estimates of capital or start-up Veterans Affairs, 810 Vermont Avenue methodologies in § 17.110 will be
costs and costs of operation, NW, Washington, DC 20420, posted on VA’s website at www.va.gov/
maintenance, and purchase of services Joseph.Duran2@va.gov, (303) 372–4629 health under the heading ‘‘Tier 1 Copay
to provide the information. (this is not a toll free number). Medication List.’’
Comments submitted in response to SUPPLEMENTARY INFORMATION: Section The following table is the Tier 1
the joint notice will be shared among 17.110 of Title 38, Code of Federal Copay Medication List that is effective
the agencies. All comments will become Regulations, governs copayments for January 1, 2018, and will remain in
a matter of public record. medications that VA provides to effect until December 31, 2018.

Condition VA product name

Arthritis & Pain .............................................................................................................................. Aspirin buffered tablet.
Aspirin chewable tablet.
Aspirin enteric coated tablet.
Allopurinol tablet.
Diclofenac Sodium EC tablet.
Ibuprofen tablet.
Meloxicam tablet.
Naproxen tablet.
Blood Thinners & Platelet Inhibitors. ............................................................................................ Clopidogrel Bisulfate tablet.
Warfarin Sodium tablet.
Bone Health .................................................................................................................................. Alendronate tablet.
Cholesterol .................................................................................................................................... Atorvastatin tablet.
Gemfibrozil tablet.
Lovastatin tablet.
Niacin (Slo-Niacin) tablet.
Pravastatin tablet.
Simvastatin tablet.
Dementia ....................................................................................................................................... Donepezil tablet.
daltland on DSKBBV9HB2PROD with NOTICES

Diabetes ........................................................................................................................................ Glipizide tablet.
Metformin HCL tablet.
Metformin HCL 24hr (SA) tablet.
Electrolyte Supplement ................................................................................................................. Potassium SA tablet.
Potassium SA Dispersible tablet.
Gastrointestinal Health .................................................................................................................. Omeprazole EC capsule.
Pantoprazole Sodium EC capsule.
Ranitidine tablet.

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Document Created: 2018-02-23 01:32:41
Document Modified: 2018-02-23 01:32:41

Category		Regulatory Information
Collection		Federal Register
sudoc Class		AE 2.7: GS 4.107: AE 2.106:
Publisher		Office of the Federal Register, National Archives and Records Administration
Section		Notices
Action		Joint notice and request for comment.
Dates		Comments must be submitted on or before March 26, 2018.
Contact		For further information about the proposed FFIEC 016 report discussed in this notice, please contact any of the agency staff whose names appear below. In addition, a copy of the proposed FFIEC 016 reporting form is available on the FFIEC's website (http://www.ffiec.gov/ffiec_report_forms.htm).
FR Citation		83 FR 8149

83 FR 8149 - Agency Information Collection Activities: Submission for OMB Review; Joint Comment Request

DEPARTMENT OF THE TREASURYOffice of the Comptroller of the CurrencyFEDERAL RESERVE SYSTEMFEDERAL DEPOSIT INSURANCE CORPORATION

Federal Register Volume 83, Issue 37 (February 23, 2018)

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE CORPORATION