Renewal of Agency Information Collection of a Previously Approved Collection; Request for Comments
As required by the Paperwork Reduction Act of 1995, The National Credit Union Administration (NCUA) is submitting the following extensions and revisions of currently approved co...
Notice of submission to the Office of Management and Budget.
SUMMARY:
As required by the Paperwork Reduction Act of 1995, The National Credit Union Administration (NCUA) is submitting the following extensions and revisions of currently approved collections to the Office of Management and Budget (OMB) for renewal.
DATES:
Written comments should be received on or before August 27, 2026 to be assured consideration.
ADDRESSES:
Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to
www.reginfo.gov/public/do/PRAMain.
Find this particular information collection by selecting “Currently under 30-day Review—Open for Public Comments” or by using the search function.
FOR FURTHER INFORMATION CONTACT:
Copies of the submission may be obtained by contacting Dacia Rogers at (703) 518-6547, emailing
PRAComments@ncua.gov,
or viewing the entire information collection request at
www.reginfo.gov.
Type of Review:
Extension of a previously approved collection.
Abstract:
Respondents are all federally insured credit unions, which are required by 12 CFR part 748 to develop a written security program to safeguard sensitive member information. This information collection requires that such programs be designed to respond to incidents of unauthorized access or use, in order to prevent substantial harm or serious inconvenience to members.
Estimated Number of Responses per Respondent:
18.1.
Estimated Total Annual Responses:
77,758.
Estimated Hours per Response:
2.65.
Estimated Total Annual Burden Hours:
206,368.
Reason for Change:
The December 2025 NCUA Call Report showed fewer FICUs and respondents, reducing the total annual burden from 240,398 to 206,368.
OMB Number:
3133-0101.
Title:12 CFR part 723, Member Business Loans; Commercial Lending.
Type of Review:
Extension of a previously approved collection.
Abstract:
As part of NCUA's Regulatory Modernization Initiative, the NCUA Board amends its member business loan (MBL) rule (Part 723) to provide federally insured credit unions with greater flexibility and individual autonomy in safely and soundly providing commercial and business loans to serve their members. The rule modernizes the regulatory requirements that govern credit union commercial lending activities by replacing the current rule's prescriptive requirement and limitations with a broad principles-based regulatory approach.
Reason for Change:
The annual number of respondents decreased.
OMB Number:
3133-0103.
Title:
Recordkeeping and Disclosure Requirements Associated with Regulations B, E, M, and CC.
Type of Review:
Extension of a previously approved collection.
Abstract:
The third-party disclosure and recordkeeping requirements in this collection are required by statute and regulation. The regulations prescribe certain aspects of the credit application and notification process, making certain disclosures, uniform methods for computing the costs of credit, disclosing credit terms and cost, resolving errors on certain types of credit accounts, and timing requirements and disclosures relating to the availability of deposited funds.
Type of Review:
Extension of a previously approved collection.
Abstract:
NCUA requires this information collection to ensure federally insured credit unions comply with NCUA's Management Official Interlocks regulation at 12 CFR part 711, implementing the Depository Institution Management Interlocks Act (“Interlocks Act”) (12 U.S.C. 3201-3208). The Interlocks Act generally prohibits financial institution management officials from serving simultaneously with two unaffiliated depository institutions or their holding companies. For credit unions, the Interlocks Act restricts interlocks between credit unions and other types of financial institutions. 12 U.S.C. 3204(3).
Request for Comments:
Comments submitted in response to this notice will be summarized and included in the request for Office of Management and Budget approval. All comments will become a matter of public record. The public is invited to submit comments concerning: (a) whether the collection of information is necessary for the proper performance of the function of the agency, including whether the information will have practical utility; (b) the accuracy of the agency's estimate of the burden of the collection of information, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of the information on the respondents, including the use of automated collection techniques or other forms of information technology.
By the National Credit Union Administration Board.
Use this for formal legal and research references to the published document.
91 FR 47262
Web Citation
Suggested Web Citation
Use this when citing the archival web version of the document.
“Renewal of Agency Information Collection of a Previously Approved Collection; Request for Comments,” thefederalregister.org (July 28, 2026), https://thefederalregister.org/documents/2026-15196/renewal-of-agency-information-collection-of-a-previously-approved-collection-request-for-comments.