30-Day Notice of Proposed Information Collection: Informed Consumer Choice Disclosure and Application for HUD/FHA Insured Mortgage
HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is req...
[Docket No. FR-7107-N-28; OMB Control No.: 2502-0059]
AGENCY:
Office of Policy Development and Research, Chief Data Officer, HUD.
ACTION:
Notice.
SUMMARY:
HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comments from all interested parties on the proposed collection of information. The purpose of this notice
( printed page 68538)
is to allow for 30 days of public comment.
DATES:
Comments Due Date:
November 30, 2026.
ADDRESSES:
Interested persons are invited to submit comments regarding this proposal. Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to
www.reginfo.gov/public/do/PRAMain.
Find this particular information collection by selecting “Currently under 30-day Review—Open for Public Comments” or by using the search function.
FOR FURTHER INFORMATION CONTACT:
Anna Guido, PRA Compliance Officer, Paperwork Reduction Act Division (PRAD), Department of Housing and Urban Development, 451 7th Street SW, Room 8210, Washington, DC 20410; email at
PaperworkReductionActOffice@hud.gov,
ATTN: Anna Guido, telephone (202) 402-5535. This is not a toll-free number. HUD welcomes and is prepared to receive calls from individuals who are deaf or hard of hearing, as well as individuals with speech or communication disabilities. To learn more about how to make an accessible telephone call, please visit
www.fcc.gov/consumers/guides/telecommunications-relay-service-trs.
Available documents submitted to OMB can be found in the docket file on
reginfo.gov.
SUPPLEMENTARY INFORMATION:
This notice informs the public that HUD is seeking approval from OMB for the information collection described in Section A. The
Federal Register
notice that solicited public comment on the information collection for a period of 60 days was published on September 15, 2026 at 90 FR 44389.
A. Overview of Information Collection
Title of Information Collection:
Informed Consumer Choice Disclosure and Application For HUD/FHA Insured Mortgage.
OMB Approval Number:
2502-0059.
Type of Request:
Revision of currently approved collection.
Form Number:
HUD-92900-A, HUD-92900-B, HUD-92900-LT, HUD-92561, Model Notice for Informed Consumer Choice Disclosure Settlement Certification, and HUD-92544.
Description of the need for the information and proposed use:
Specific forms and related documents are needed to determine the eligibility of the borrower and proposed mortgage transaction for FHA's mortgage insurance endorsement. The collection also contains additional notification requirements for lenders on refinances with existing FHA partial claim subordinate liens. Lenders seeking FHA's insurance prepare these forms to collect and report data. This renewal also contains a revision to the prior Supporting Statement and removes the requirement that lenders provide Fannie Mae/Freddie Mac form 1103, Supplemental Consumer Information Form (SCIF). The SCIF is required by the GSE's but is not a statutory or regulatory requirement for HUD.
Information collection
Number of
respondents
Frequency of
response
Responses
per annum
Burden hour
per response
Annual burden hours
Hourly cost
per response
Annual cost
HUD-92900-A, its related exhibits and other forms
2045
Varies
827,150
.17
140,615.50
$48.49
$6,818,445.60
HUD-92900-LT
2045
Varies
827,150
.17
140,615.50
48.49
6,818,445.60
HUD-92561 (2-4) units
2045
Varies
21,865
.03
655.95
48.49
31,807.02
HUD-92544 (new construction)
2045
Varies
123,690
.05
6,184.50
48.49
299,886.41
Additional burden for buy down agreements
2045
Varies
1,056
.05
52.80
48.49
2,560.27
Additional burden for pre-insurance review
2045
Varies
827,150
.17
140,615.50
48.49
6,818,445.60
Settlement certification (purchase transactions)
2045
Varies
603,040
.01
6,030.40
48.49
292,414.10
Flood Insurance
2045
Varies
9,852
.08
788.16
48.49
38,217.88
Totals
2045
Varies
3,240,953
.73
435,558.31
48.49
21,120,222.45
B. Solicitation of Public Comment
This notice is soliciting comments from members of the public and affected parties concerning the collection of information described in Section A on the following:
(1) Whether the proposed collection of information is necessary for the proper performance of the functions of the agency, including whether the information will have practical utility;
(2) The accuracy of the agency's estimate of the burden of the proposed collection of information;
(3) Ways to enhance the quality, utility, and clarity of the information to be collected; and
(4) Ways to minimize the burden of the collection of information on those who are to respond; including through the use of appropriate automated collection techniques or other forms of information technology,
e.g.,
permitting electronic submission of responses.
HUD encourages interested parties to submit comments in response to these questions.
www.reginfo.gov/public/do/PRAMain
www.fcc.gov/consumers/guides/telecommunications-relay-service-trs
44 U.S.C. 3507