Presidential Declaration of a Major Disaster for the State of Florida
This is notice of the Presidential declaration of a major disaster for the State of Florida (FEMA-4955-DR), dated October 27, 2026. Incident: Hurricane Isaias.
[Disaster Declaration #22033 and #22034; FLORIDA Disaster Number FL-20045]
AGENCY:
U.S. Small Business Administration.
ACTION:
Notice.
SUMMARY:
This is notice of the Presidential declaration of a major disaster for the State of Florida (FEMA-4955-DR), dated October 27, 2026.
Incident:
Hurricane Isaias.
DATES:
Issued on October 27, 2026.
Incident Period:
October 6, 2026 through October 12, 2026.
Physical Loan Application Deadline Date:
December 28, 2026.
Economic Injury (EIDL) Loan Application Deadline Date:
July 27, 2027.
ADDRESSES:
Visit the MySBA Loan Portal at lending.sba.gov
to apply for a disaster assistance loan.
FOR FURTHER INFORMATION CONTACT:
Shaquille Lewis, Office of Disaster Recovery, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
SUPPLEMENTARY INFORMATION:
Notice is hereby given as a result of the President's major disaster declaration on October 27, 2026, applications for disaster loans may be submitted online using the MySBA Loan Portal
lending.sba.gov
or in person at other locally announced locations. For further assistance please contact the SBA disaster assistance customer service center by email at
disastercustomerservice@sba.gov
or by phone at 1-800-659-2955. If you are deaf, hard of hearing or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The following areas have been determined to be adversely affected by the disaster:
Primary Counties (Physical Damage and Economic Injury Loans):
Bay, Escambia, Gulf, Holmes, Okaloosa, Santa Rosa, Walton, Washington.
Contiguous Counties (Economic Injury Loans Only):
Florida: Calhoun, Franklin, Jackson, Liberty.
Alabama: Baldwin, Covington, Escambia, Geneva.
The Interest Rates are:
Percent
For Physical Damage:
Homeowners with Credit Available Elsewhere
6.000
Homeowners without Credit Available Elsewhere
3.000
Businesses with Credit Available Elsewhere
8.000
Businesses without Credit Available Elsewhere
4.000
Private Non-Profit Organizations with Credit Available Elsewhere
3.625
Private Non-Profit Organizations without Credit Available Elsewhere
3.625
For Economic Injury:
Business and Small Agricultural Cooperatives without Credit Available Elsewhere
4.000
Private Non-Profit Organizations without Credit Available Elsewhere
3.625
The number assigned to this disaster for physical damage is 220338 and for economic injury is 220340.
(Catalog of Federal Domestic Assistance Number 59008)
Use this for formal legal and research references to the published document.
91 FR 69630
Web Citation
Suggested Web Citation
Use this when citing the archival web version of the document.
“Presidential Declaration of a Major Disaster for the State of Florida,” thefederalregister.org (November 4, 2026), https://thefederalregister.org/documents/2026-22474/presidential-declaration-of-a-major-disaster-for-the-state-of-florida.
lending.sba.gov
13 CFR 123.3(b)