80_FR_43901 80 FR 43760 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

80 FR 43760 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 80, Issue 141 (July 23, 2015)

Page Range43760-43761
FR Document2015-18014

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Consumer Leasing Act (Regulation M) 12 CFR 1013.''

Federal Register, Volume 80 Issue 141 (Thursday, July 23, 2015) 
[Federal Register Volume 80, Number 141 (Thursday, July 23, 2015)]
[Notices]
[Pages 43760-43761]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2015-18014]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2015-0033]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is proposing to renew 
the Office of Management and Budget (OMB) approval for an existing 
information collection titled, ``Consumer Leasing Act (Regulation M) 12 
CFR 1013.''

DATES: Written comments are encouraged and must be received on or 
before August 24, 2015 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     OMB: Office of Management and Budget, New Executive Office 
Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. 
Mailed or faxed comments to OMB should be to the attention of the OMB 
Desk Officer for the Bureau of Consumer Financial Protection.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or social security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of

[[Page 43761]]

this information collection request is available at www.reginfo.gov 
(this link active on the day following publication of this notice). 
Select ``information Collection Review,'' under ``Currently under 
review, use the dropdown menu ``Select Agency'' and select ``Consumer 
Financial Protection Bureau'' (recent submissions to OMB will be at the 
top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this email box.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Consumer Leasing Act (Regulation M) 12 CFR 
1013.
    OMB Control Number: 3170-0006.
    Type of Review: Extension without change of a currently approved 
collection.
    Affected Public: Businesses and other for-profit institutions.
    Estimated Number of Respondents: 13,718.
    Estimated Total Annual Burden Hours: 5,018.
    Abstract: Consumers rely upon the disclosures required by the 
Consumer Leasing Act, 15 U.S.C. 1667 et seq. (CLA) and Regulation M, 12 
CFR 1013, for information to comparison shop among leases, as well as 
to ascertain the true costs and terms of lease offers. Federal and 
state enforcement and private litigants use the records to ascertain 
whether accurate and complete disclosures of the cost of leases have 
been provided to consumers prior to consummation of the lease. This 
information provides the primary evidence of law violations in CLA 
enforcement actions brought by federal agencies. Without Regulation M's 
recordkeeping requirement, the agencies' ability to enforce the CLA 
would be significantly impaired.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on May 4, 2015 (80 FR 25281). Comments were solicited and 
continue to be invited on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
summarized and/or included in the request for Office of Management and 
Budget (OMB) approval. All comments will become a matter of public 
record.

    Dated: July 17, 2015.
Linda F. Powell,
Chief Data Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2015-18014 Filed 7-22-15; 8:45 am]
 BILLING CODE 4810-AM-P

43760 Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices (i) Observers are required to use 11. Photographs or video footage of Proposed IHA for the Corps’ approved data forms. Among other the animal(s) (if equipment is available). rehabilitation of Jetty A at MCR. Please pieces of information, the Corps will (ii) Activities would not resume until include with your comments any record detailed information about any NMFS is able to review the supporting data or literature citations to implementation of shutdowns, circumstances of the prohibited take. help inform our final decision on the including the distance of animals to the NMFS would work with the Corps to Corps’ request for an MMPA pile and description of specific actions determine what is necessary to authorization. that ensued and resulting behavior of minimize the likelihood of further Dated: July 17, 2015. the animal, if any. In addition, the Corps prohibited take and ensure MMPA Perry Gayaldo, will attempt to distinguish between the compliance. The Corps would not be able to resume their activities until Deputy Director, Office of Protected number of individual animals taken and Resources, National Marine Fisheries Service. the number of incidents of take. At a notified by NMFS via letter, email, or telephone. [FR Doc. 2015–18022 Filed 7–22–15; 8:45 am] minimum, the following information be collected on the sighting forms: (iii) In the event that the Corps BILLING CODE 3510–22–P 1. Date and time that monitored discovers an injured or dead marine activity begins or ends; mammal, and the lead MMO determines 2. Construction activities occurring that the cause of the injury or death is BUREAU OF CONSUMER FINANCIAL during each observation period; unknown and the death is relatively PROTECTION 3. Weather parameters (e.g., percent recent (i.e., in less than a moderate state [Docket No: CFPB–2015–0033] cover, visibility); of decomposition as described in the 4. Water conditions (e.g., sea state, next paragraph), the Corps would Agency Information Collection tide state); immediately report the incident to the Activities: Submission for OMB 5. Species, numbers, and, if possible, Chief of the Permits and Conservation Review; Comment Request sex and age class of marine mammals; Division, Office of Protected Resources, 6. Description of any observable NMFS, and the NMFS West Coast AGENCY: Bureau of Consumer Financial marine mammal behavior patterns, Stranding Hotline and/or by email to the Protection. including bearing and direction of travel West Coast Regional Stranding ACTION: Notice and request for comment. and distance from pile driving activity; Coordinators. The report would include 7. Distance from pile driving activities the same information identified in the SUMMARY: In accordance with the to marine mammals and distance from paragraph above. Activities would be Paperwork Reduction Act of 1995 the marine mammals to the observation able to continue while NMFS reviews (PRA), the Consumer Financial point; the circumstances of the incident. Protection Bureau (Bureau) is proposing 8. Locations of all marine mammal NMFS would work with the Corps to to renew the Office of Management and observations; and determine whether modifications in the Budget (OMB) approval for an existing 9. Other human activity in the area. activities are appropriate. information collection titled, (c) Reporting Measures (iv) In the event that the Corps ‘‘Consumer Leasing Act (Regulation M) (i) In the unanticipated event that the discovers an injured or dead marine 12 CFR 1013.’’ specified activity clearly causes the take mammal, and the lead MMO determines DATES: Written comments are of a marine mammal in a manner that the injury or death is not associated encouraged and must be received on or prohibited by the IHA, such as an injury with or related to the activities before August 24, 2015 to be assured of (Level A harassment), serious injury or authorized in the IHA (e.g., previously consideration. mortality (e.g., ship-strike, gear wounded animal, carcass with moderate ADDRESSES: You may submit comments, interaction, and/or entanglement), the to advanced decomposition, or identified by the title of the information Corps would immediately cease the scavenger damage), the Corps would collection, OMB Control Number (see specified activities and immediately report the incident to the Chief of the below), and docket number (see above), report the incident to the Chief of the Permits and Conservation Division, by any of the following methods: Permits and Conservation Division, Office of Protected Resources, NMFS, • Electronic: http:// Office of Protected Resources, NMFS, and the NMFS West Coast Stranding www.regulations.gov. Follow the and the West Coast Regional Stranding Hotline and/or by email to the West instructions for submitting comments. Coordinators. The report would include Coast Regional Stranding Coordinators, • OMB: Office of Management and the following information: within 24 hours of the discovery. The Budget, New Executive Office Building, 1. Time, date, and location (latitude/ Corps would provide photographs or Room 10235, Washington, DC 20503 or longitude) of the incident; video footage (if available) or other fax to (202) 395–5806. Mailed or faxed 2. Name and type of vessel involved; documentation of the stranded animal 3. Vessel’s speed during and leading comments to OMB should be to the sighting to NMFS and the Marine up to the incident; attention of the OMB Desk Officer for Mammal Stranding Network. 4. Description of the incident; 6. This Authorization may be the Bureau of Consumer Financial 5. Status of all sound source use in modified, suspended or withdrawn if Protection. the 24 hours preceding the incident; the holder fails to abide by the Please note that comments submitted 6. Water depth; conditions prescribed herein, or if after the comment period will not be 7. Environmental conditions (e.g., NMFS determines the authorized taking accepted. In general, all comments received will become public records, mstockstill on DSK4VPTVN1PROD with NOTICES wind speed and direction, Beaufort sea is having more than a negligible impact state, cloud cover, and visibility); on the species or stock of affected including any personal information 8. Description of all marine mammal marine mammals. provided. Sensitive personal observations in the 24 hours preceding information, such as account numbers the incident; Request for Public Comments or social security numbers, should not 9. Species identification or NMFS requests comment on our be included. description of the animal(s) involved; analysis, the draft authorization, and FOR FURTHER INFORMATION CONTACT: 10. Fate of the animal(s); and any other aspect of the Notice of Documentation prepared in support of VerDate Sep<11>2014 18:39 Jul 22, 2015 Jkt 235001 PO 00000 Frm 00056 Fmt 4703 Sfmt 4703 E:\FR\FM\23JYN1.SGM 23JYN1

Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices 43761 this information collection request is Ways to minimize the burden of the or social security numbers, should not available at www.reginfo.gov (this link collection of information on be included. active on the day following publication respondents, including through the use FOR FURTHER INFORMATION CONTACT: of this notice). Select ‘‘information of automated collection techniques or Documentation prepared in support of Collection Review,’’ under ‘‘Currently other forms of information technology. this information collection request is under review, use the dropdown menu Comments submitted in response to this available at www.reginfo.gov (this link ‘‘Select Agency’’ and select ‘‘Consumer notice will be summarized and/or active on the day following publication Financial Protection Bureau’’ (recent included in the request for Office of of this notice). Select ‘‘information submissions to OMB will be at the top Management and Budget (OMB) Collection Review,’’ under ‘‘Currently of the list). The same documentation is approval. All comments will become a under review, use the dropdown menu also available at http:// matter of public record. ‘‘Select Agency’’ and select ‘‘Consumer www.regulations.gov. Requests for Dated: July 17, 2015. Financial Protection Bureau’’ (recent additional information should be Linda F. Powell, submissions to OMB will be at the top directed to the Consumer Financial of the list). The same documentation is Chief Data Officer, Bureau of Consumer Protection Bureau, (Attention: PRA Financial Protection. also available at http:// Office), 1700 G Street NW., Washington, www.regulations.gov. Requests for [FR Doc. 2015–18014 Filed 7–22–15; 8:45 am] DC 20552, (202) 435–9575, or email: additional information should be BILLING CODE 4810–AM–P PRA@cfpb.gov. Please do not submit directed to the Consumer Financial comments to this email box. Protection Bureau, (Attention: PRA SUPPLEMENTARY INFORMATION: BUREAU OF CONSUMER FINANCIAL Office), 1700 G Street NW., Washington, Title of Collection: Consumer Leasing PROTECTION DC 20552, (202) 435–9575, or email: Act (Regulation M) 12 CFR 1013. PRA@cfpb.gov. Please do not submit OMB Control Number: 3170–0006. [Docket No: CFPB–2015–0032] comments to this email box. Type of Review: Extension without SUPPLEMENTARY INFORMATION: Agency Information Collection change of a currently approved Title of Collection: Gramm-Leach- Activities: Submission for OMB collection. Bliley Act (Regulation P) 12 CFR 1016. Review; Comment Request Affected Public: Businesses and other OMB Control Number: 3170–0010. for-profit institutions. AGENCY: Bureau of Consumer Financial Type of Review: Extension without Estimated Number of Respondents: Protection. change of an existing approved 13,718. ACTION: Notice and request for comment. information collection. Estimated Total Annual Burden Affected Public: Businesses and other Hours: 5,018. SUMMARY: In accordance with the for-profit institutions. Abstract: Consumers rely upon the Paperwork Reduction Act of 1995 Estimated Number of Respondents: disclosures required by the Consumer (PRA), the Consumer Financial 29,544. Leasing Act, 15 U.S.C. 1667 et seq. Protection Bureau (Bureau) is proposing Estimated Total Annual Burden (CLA) and Regulation M, 12 CFR 1013, to renew the Office of Management and Hours: 366,134. for information to comparison shop Budget (OMB) approval for an existing Abstract: Section 502 of the Gramm- among leases, as well as to ascertain the information collection, to revise an Leach-Bliley Act (GLBA) (Pub. L. 106– true costs and terms of lease offers. existing information collection, titled, 102) generally prohibits a financial Federal and state enforcement and ‘‘Gramm-Leach-Bliley Act (Regulation institution from sharing nonpublic private litigants use the records to P) 12 CFR 1016.’’ personal information about a consumer ascertain whether accurate and DATES: Written comments are with nonaffiliated third parties unless complete disclosures of the cost of encouraged and must be received on or the institution satisfies various leases have been provided to consumers before August 24, 2015 to be assured of disclosure requirements (including prior to consummation of the lease. This consideration. provision of initial privacy notices, information provides the primary ADDRESSES: You may submit comments, annual notices, notices of revisions to evidence of law violations in CLA identified by the title of the information the institution’s privacy policy, and opt- enforcement actions brought by federal collection, OMB Control Number (see out notices) and the consumer has not agencies. Without Regulation M’s below), and docket number (see above), elected to opt out of the information recordkeeping requirement, the by any of the following methods: sharing. The Bureau promulgated agencies’ ability to enforce the CLA • Electronic: http:// regulation P 12 CFR 1016 to implement would be significantly impaired. www.regulations.gov. Follow the the GLBA’s notice requirements and Request for Comments: The Bureau instructions for submitting comments. restrictions on a financial institution’s issued a 60-day Federal Register notice • OMB: Office of Management and ability to disclose nonpublic personal on May 4, 2015 (80 FR 25281). Budget, New Executive Office Building, information about consumers to Comments were solicited and continue Room 10235, Washington, DC 20503 or nonaffiliated third parties. to be invited on: (a) Whether the fax to (202) 395–5806. Mailed or faxed Request For Comments: The Bureau collection of information is necessary comments to OMB should be to the issued a 60-day Federal Register notice for the proper performance of the attention of the OMB Desk Officer for on May 7th, 2015, 80 FR 26234. functions of the Bureau, including the Bureau of Consumer Financial Comments were solicited and continue mstockstill on DSK4VPTVN1PROD with NOTICES whether the information will have Protection. to be invited on: (a) Whether the practical utility; (b) The accuracy of the Please note that comments submitted collection of information is necessary Bureau’s estimate of the burden of the after the comment period will not be for the proper performance of the collection of information, including the accepted. In general, all comments functions of the Bureau, including validity of the methods and the received will become public records, whether the information will have assumptions used; (c) Ways to enhance including any personal information practical utility; (b) The accuracy of the the quality, utility, and clarity of the provided. Sensitive personal Bureau’s estimate of the burden of the information to be collected; and (d) information, such as account numbers collection of information, including the VerDate Sep<11>2014 18:39 Jul 22, 2015 Jkt 235001 PO 00000 Frm 00057 Fmt 4703 Sfmt 4703 E:\FR\FM\23JYN1.SGM 23JYN1


Document Created: 2015-12-15 12:53:12
Document Modified: 2015-12-15 12:53:12
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before August 24, 2015 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.reginfo.gov (this link active on the day following publication of this notice). Select ``information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http:// www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this email box.
FR Citation80 FR 43760 
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