80 FR 43772 - Agency Information Collection Activities: Proposed Collection Renewals; Comment Request
FEDERAL DEPOSIT INSURANCE CORPORATION Federal Register Volume 80, Issue 141 (July 23, 2015)
Federal Register Volume 80, Issue 141 (July 23, 2015)
| Page Range | 43772-43774 | |
| FR Document | 2015-18069 |
[Federal Register Volume 80, Number 141 (Thursday, July 23, 2015)] [Notices] [Pages 43772-43774] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2015-18069] ======================================================================= ----------------------------------------------------------------------- FEDERAL DEPOSIT INSURANCE CORPORATION [3064-0095, 3064-0117, 3064-0145, 3064-0152, 3064-0161] Agency Information Collection Activities: Proposed Collection Renewals; Comment Request AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. ----------------------------------------------------------------------- SUMMARY: The FDIC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on the renewal of existing information collections, as required by the Paperwork Reduction Act of 1995. Currently, the FDIC is soliciting comment on the renewal of the information collections described in the SUPPLEMENTARY INFORMATION section. DATES: Comments must be submitted on or before September 21, 2015. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods:http://www.FDIC.gov/regulations/laws/federal/. Email: comments@fdic.gov Include the name and number of the collection in the subject line of the message. Mail: Gary A. Kuiper (202) 898-3877, Counsel, John W. Popeo (202) 898-6923, Counsel, MB-3007, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street Building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Gary A. Kuiper or John W. Popeo, at the FDIC address above. [[Page 43773]] SUPPLEMENTARY INFORMATION: Proposal to renew the following currently- approved collections of information: 1. Title: Procedures for Monitoring Bank Protection Act Compliance. OMB Number: 3064-0095. Affected Public: Insured state nonmember banks. Estimated Number of Respondents: 4049. Estimated Burden per Respondent: .5 hours. Estimated Total Annual Burden: 2,025 hours. General Description: The collection requires insured state nonmember banks to comply with the Bank Protection Act and to review bank security programs. 2. Title: Mutual-to-Stock Conversion of State Savings Banks. OMB Number: 3064-0117. Affected Public: Insured state nonmember banks. Estimated Number of Respondents: 15. Estimated Time Burden per Respondent: 250 hours. Estimated Total Annual Burden: 3,750 hours. General Description: State nonmember savings banks must file a notice of intent to convert to stock form, and provide the FDIC with copies of documents filed with state and federal banking and/or securities regulators in connection with any proposed mutual-to-stock conversion. 3. Title: Notice Regarding Unauthorized Access to Customer Information. OMB Number: 3064-0145. Affected Public: Insured state nonmember banks. Frequency of Response: On occasion. Number of FDIC-Regulated Banks that will Notify Customers: 93. Estimated Time per Response: 29 hours. Annual Burden: 2,697 hours. General Description: This collection reflects the FDIC's expectations regarding a response program that financial institutions should have to address unauthorized access to or use of customer information that could result in substantial harm or inconvenience to a customer. The information collection requires financial institutions to: (1) Develop notices to customers; and (2) in certain circumstances, determine which customers should receive the notices, and send the notices to customers. 4. Title: ID Theft Red Flags. OMB Number: 3064-0152. Number of Respondents: 4,049. Total Estimated Time per Response: 16 hours. Total Estimated Annual Burden: 64,784 hours. General Description: The FDIC is requesting OMB approval to extend for three years the expiration date of information collection 3064- 0152, ``ID Theft red Flags.'' The regulation containing this information collection requirement is 12 CFR part 334, which implements sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), Pub. L. 108-159 (2003). FACT Act Section 114: Section 114 requires the Agencies to jointly propose guidelines for financial institutions and creditors identifying patterns, practices, and specific forms of activity that indicate the possible existence of identity theft. In addition, each financial institution and creditor is required to establish reasonable policies and procedures to address the risk of identity theft that incorporate the guidelines. Credit card and debit card issuers must develop policies and procedures to assess the validity of a request for a change of address under certain circumstances. The information collections pursuant to section 114 require each financial institution and creditor to create an Identify Theft Prevention Program and report to the board of directors, a committee thereof, or senior management at least annually on compliance with the proposed regulations. In addition, staff must be trained to carry out the program. Each credit and debit card issuer is required to establish policies and procedures to assess the validity of a change of address request. The card issuer must notify the cardholder or use another means to assess the validity of the change of address. FACT Act Section 315: Section 315 requires the Agencies to issue regulations providing guidance regarding reasonable policies and procedures that a user of consumer reports must employ when such a user receives a notice of address discrepancy from a consumer reporting agencies. Part 334 provides such guidance. Each user of consumer reports must develop reasonable policies and procedures that it will follow when it receives a notice of address discrepancy from a consumer reporting agency. A user of consumer reports must furnish an address that the user has reasonably confirmed to be accurate to the consumer reporting agency from which it receives a notice of address discrepancy. The Agencies believe that the entities covered by the proposed regulation are already furnishing addresses that they have reasonably confirmed to be accurate to consumer reporting agencies from which they receive a notice of address discrepancy as a usual and customary business practice. Therefore, this requirement is not included in the burden estimates set out above. 5. Title: Furnisher Information Accuracy and Integrity (FACTA 312). OMB Number: 3064-0161. Affected Public: State nonmember banks. Policies and Procedures: Estimated Number of Respondents: 4,049. Estimated Burden per Respondent: 24 hours to implement written policies and procedures and training associated with the written policies and procedures; 8 hours to amend procedures for handling complaints received directly from consumers; and, 8 hours to implement the new dispute notice requirements. Estimated Annual Burden: 4049 x 40 hours = 161,960 hours. Frivolous or Irrelevant Dispute Notices: Number of Frivolous or Irrelevant Dispute Notices: 88,980. Estimated Burden per Frivolous or Irrelevant Dispute Notice: 14 minutes. Estimated Annual Burden: 88,980 x 14/60 = 20,762 hours. Total Estimated Annual Burden: 161,960 + 20,762 = 182,722 hours. General Description of the Collection: FDIC is required by section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) to issue guidelines for use by furnishers regarding the accuracy and the integrity of the information about consumers that they furnish to consumer reporting agencies, and prescribe regulations requiring furnishers to establish reasonable policies and procedures for implementing guidelines. Section 312 also requires the Agencies to issue regulations identifying the circumstances under which a furnisher must reinvestigate disputes about the accuracy of information contained in a consumer report based on a direct request from a consumer. Request for Comment Comments are invited on: (a) Whether the collections of information are necessary for the proper performance of the FDIC's functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the collections of information, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collections of information on respondents, including through the [[Page 43774]] use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 20th day of July 2015. Federal Deposit Insurance Corporation. Valerie J. Best, Assistant Executive Secretary. [FR Doc. 2015-18069 Filed 7-22-15; 8:45 am] BILLING CODE 6714-01-P
![43772 Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices
ENVIRONMENTAL PROTECTION Pennsylvania Ave. NW., Washington, slight decrease in the number of
AGENCY DC 20460; telephone number: 703–308– incinerators from last time.
7256; fax number: 703–308–0514; email
[EPA–HQ–RCRA–2015–0219; FRL–9930–05– Courtney Kerwin,
OEI]
address: sager.john@epa.gov.
Acting Director, Collection Strategies
SUPPLEMENTARY INFORMATION: Division.
Information Collection Request Supporting documents which explain in [FR Doc. 2015–18025 Filed 7–22–15; 8:45 am]
Submitted to OMB for Review and detail the information that the EPA will BILLING CODE 6560–50–P
Approval; Comment Request; NESHAP be collecting are available in the public
for Hazardous Waste Combustors docket for this ICR. The docket can be
(Renewal) viewed online at www.regulations.gov
or in person at the EPA Docket Center, FEDERAL DEPOSIT INSURANCE
AGENCY: Environmental Protection
WJC West, Room 3334, 1301 CORPORATION
Agency (EPA).
Constitution Ave. NW., Washington,
ACTION: Notice. DC. The telephone number for the [3064–0095, 3064–0117, 3064–0145, 3064–
SUMMARY: The Environmental Protection
Docket Center is 202–566–1744. For 0152, 3064–0161]
has submitted an information collection additional information about EPA’s Agency Information Collection
request (ICR), ‘‘NESHAP for Hazardous public docket, visit http://www.epa.gov/
dockets. Activities: Proposed Collection
Waste Combustors (40 CFR part 63, Renewals; Comment Request
subpart EEE) (Renewal)’’ (EPA ICR No. Abstract: The affected entities are
1773.11, OMB Control No. 2050–0171) subject to the General Provisions of the AGENCY: Federal Deposit Insurance
to the Office of Management and Budget National Emission Standards for Corporation (FDIC).
(OMB) for review and approval in Hazardous Air Pollutants (NESHAP) at
ACTION: Notice and request for comment.
accordance with the Paperwork 40 CFR part 63, subpart A, and any
Reduction Act (44 U.S.C. 3501 et seq.). changes, or additions to the General SUMMARY: The FDIC, as part of its
This is a proposed extension of the ICR, Provisions specified at 40 CFR part 63, continuing effort to reduce paperwork
which is currently approved through subpart EEE. Hazardous waste and respondent burden, invites the
July 31, 2015. Public comments were combustors include: Hazardous waste general public and other Federal
previously requested via the Federal incinerators, hazardous waste cement agencies to take this opportunity to
Register (80 FR 20223) on April 15, kilns, hazardous waste lightweight comment on the renewal of existing
2015 during a 60-day comment period. aggregate kilns, hazardous waste solid information collections, as required by
This notice allows for an additional 30 fuel boilers, hazardous waste liquid fuel the Paperwork Reduction Act of 1995.
days for public comments. A fuller boilers, and hazardous waste Currently, the FDIC is soliciting
description of the ICR is given below, hydrochloric acid production furnaces. comment on the renewal of the
including its estimated burden and cost Owners or operators of the affected information collections described in the
to the public. An Agency may not facilities must submit a one-time-only SUPPLEMENTARY INFORMATION section.
conduct or sponsor and a person is not report of any physical or operational DATES: Comments must be submitted on
required to respond to a collection of changes, notification of exceedances, or before September 21, 2015.
information unless it displays a notification of performance test and
ADDRESSES: Interested parties are
currently valid OMB control number. continuous monitoring system
evaluation, notification of intent to invited to submit written comments to
DATES: Additional comments may be the FDIC by any of the following
comply, notification of compliance,
submitted on or before August 24, 2015. methods:
notification if the owner or operator
ADDRESSES: Submit your comments, elects to comply with alternative • http://www.FDIC.gov/regulations/
referencing Docket ID Number EPA– requirements, initial performance tests, laws/federal/.
HQ–RCRA–2015–0219, to (1) EPA and periodic reports and results. • Email: comments@fdic.gov Include
online using www.regulations.gov (our the name and number of the collection
Form numbers: None.
preferred method), by email to rcra- in the subject line of the message.
docket@epa.gov, or by mail to: EPA Respondents/affected entities: • Mail: Gary A. Kuiper (202) 898–
Docket Center, Environmental Owners or operators of combustion 3877, Counsel, John W. Popeo (202)
Protection Agency, Mail Code 28221T, units burning hazardous waste, States. 898–6923, Counsel, MB–3007, Federal
1200 Pennsylvania Ave. NW., Respondent’s obligation to respond: Deposit Insurance Corporation, 550 17th
Washington, DC 20460, and (2) OMB via Mandatory (40 CFR part 63, subpart Street NW., Washington, DC 20429.
email to oira_submission@omb.eop.gov. EEE). • Hand Delivery: Comments may be
Address comments to OMB Desk Officer Estimated number of respondents: hand-delivered to the guard station at
for EPA. 192. the rear of the 17th Street Building
EPA’s policy is that all comments Frequency of response: Occasionally. (located on F Street), on business days
received will be included in the public Total estimated burden: 142,381 between 7:00 a.m. and 5:00 p.m.
docket without change including any hours (per year). Burden is defined at 5 All comments should refer to the
personal information provided, unless CFR 1320.03(b). relevant OMB control number. A copy
the comment includes profanity, threats, Total estimated cost: $19,945,848 (per of the comments may also be submitted
information claimed to be Confidential year), includes $4,052,444 annualized to the OMB desk officer for the FDIC:
mstockstill on DSK4VPTVN1PROD with NOTICES
Business Information (CBI) or other capital or operation & maintenance Office of Information and Regulatory
information whose disclosure is costs. Affairs, Office of Management and
restricted by statute. Changes in the estimates: There is Budget, New Executive Office Building,
FOR FURTHER INFORMATION CONTACT: John decrease of 66 hours in the total Washington, DC 20503.
Sager, Office of Resource Conservation estimated respondent burden compared FOR FURTHER INFORMATION CONTACT: Gary
and Recovery (mail code 5304P), with the ICR currently approved by A. Kuiper or John W. Popeo, at the FDIC
Environmental Protection Agency, 1200 OMB. This small decrease is due to the address above.
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![43774 Federal Register / Vol. 80, No. 141 / Thursday, July 23, 2015 / Notices
use of automated collection techniques collections by the Board of Governors of with total transaction accounts, savings
or other forms of information the Federal Reserve System (Board) deposits, and small time deposits
technology. All comments will become under OMB delegated authority, as per greater than or equal to the reduced
a matter of public record. 5 CFR 1320.16 (OMB Regulations on reporting limit, regardless of the level of
Dated at Washington, DC, this 20th day of Controlling Paperwork Burdens on the their net transaction accounts, are also
July 2015. Public). Board-approved collections of referred to as nonexempt institutions.
Federal Deposit Insurance Corporation. information are incorporated into the Nonexempt institutions submit FR 2900
Valerie J. Best, official OMB inventory of currently data either weekly or quarterly. An
Assistant Executive Secretary. approved collections of information. institution is required to report weekly
Copies of the Paperwork Reduction Act if its total transaction accounts, savings
[FR Doc. 2015–18069 Filed 7–22–15; 8:45 am]
Submission, supporting statements and deposits, and small time deposits are
BILLING CODE 6714–01–P
approved collection of information greater than or equal to the nonexempt
instrument(s) are placed into OMB’s deposit cutoff. If the nonexempt
public docket files. The Federal Reserve institution’s total transaction accounts,
FEDERAL RESERVE SYSTEM may not conduct or sponsor, and the savings deposits, and small time
Change in Bank Control Notices; respondent is not required to respond deposits are less than the nonexempt
Acquisitions of Shares of a Bank or to, an information collection that has deposit cutoff then the institution must
Bank Holding Company been extended, revised, or implemented report quarterly or may elect to report
on or after October 1, 1995, unless it weekly. U.S. branches and agencies of
The notificants listed below have displays a currently valid OMB control foreign banks and banking Edge and
applied under the Change in Bank number. agreement corporations submit the FR
Control Act (12 U.S.C. 1817(j)) and FOR FURTHER INFORMATION CONTACT: 2900 data weekly, regardless of their
225.41 of the Board’s Regulation Y (12 Federal Reserve Board Clearance size. These mandatory data are used by
CFR 225.41) to acquire shares of a bank Officer—Nuha Elmaghrabi—Office of the Federal Reserve for administering
or bank holding company. The factors the Chief Data Officer, Board of Regulation D (Reserve Requirements of
that are considered in acting on the Governors of the Federal Reserve Depository Institutions) and for
notices are set forth in paragraph 7 of System, Washington, DC 20551 (202) constructing, analyzing, and monitoring
the Act (12 U.S.C. 1817(j)(7)). 452–3829. Telecommunications Device the monetary and reserve aggregates.
The notices are available for for the Deaf (TDD) users may contact Current Actions: On May 12, 2015 the
immediate inspection at the Federal (202) 263–4869, Board of Governors of Federal Reserve published a notice in
Reserve Bank indicated. The notices the Federal Reserve System, the Federal Register (80 FR 27171)
also will be available for inspection at Washington, DC 20551. requesting public comment for 60 days
the offices of the Board of Governors. OMB Desk Officer—Shagufta on the extension, with revision, of the
Interested persons may express their Ahmed—Office of Information and Report of Transaction Accounts, Other
views in writing to the Reserve Bank Regulatory Affairs, Office of Deposits, and Vault Cash. The comment
indicated for that notice or to the offices Management and Budget, New period for this notice expired on July 13,
of the Board of Governors. Comments Executive Office Building, Room 10235, 2015. The Federal Reserve received one
must be received not later than August 725 17th Street NW., Washington, DC comment supporting the revisions. The
5, 2015. 20503. revisions will be implemented as
A. Federal Reserve Bank of Atlanta proposed, effective with an October
Final approval under OMB delegated
(Chapelle Davis, Assistant Vice 2015 as-of date.
authority of the extension for three
President) 1000 Peachtree Street NE., Final approval under OMB delegated
years, with revision, of the following
Atlanta, Georgia 30309: authority of the extension for three
report:
1. Anthony Thomas Moore and years, without revision, of the following
Report title: Report of Transaction
Allison Tate Moore, both of Burns, reports:
Accounts, Other Deposits, and Vault
Tennessee, to retain 12.076 percent of 1. Report title: Supervisory and
Cash.
the outstanding shares of Cumberland Regulatory Survey.
Agency form number: FR 2900.
Bancorp, Inc., and its subsidiary, Agency form number: FR 3052.
OMB control number: 7100–0087.
Cumberland Bank & Trust Company, OMB control number: 7100–0322.
Frequency: Weekly and quarterly.
both of Clarksville, Tennessee. Frequency: On occasion.1
Reporters: Depository institutions.
Board of Governors of the Federal Reserve Reporters: Financial businesses.
Estimated annual reporting hours: Estimated annual reporting hours:
System, July 17, 2015. 192,473.
Michael J. Lewandowski, 60,000 hours.
Estimated average hours per response: Estimated average hours per response:
Assistant Secretary of the Board. 1.25 hours for weekly filers and 3 hours 0.5 hours.
[FR Doc. 2015–18009 Filed 7–22–15; 8:45 am] for quarterly filers. Number of respondents: 5,000.
BILLING CODE 6210–01–P Number of respondents: 2,053 weekly General description of report: This
and 4,919 quarterly. information collection is authorized
General description of report: This pursuant to the: Federal Reserve Act,
FEDERAL RESERVE SYSTEM information collection is mandatory by (12 U.S.C. 225a, 324, 263, 602, and 625);
the Federal Reserve Act (12 U.S.C. Bank Holding Company Act, (12 U.S.C.
Agency Information Collection
mstockstill on DSK4VPTVN1PROD with NOTICES
248(a), 461, 603, and 615) and 1844(c)); International Banking Act of
Activities: Announcement of Board Regulation D (12 CFR 204). The data are
Approval Under Delegated Authority 1978, (12 U.S.C. 3105(c)(2)); and Federal
given confidential treatment (5 U.S.C. Deposit Insurance Act, (12 U.S.C.
and Submission to OMB 552(b)(4)). 1817(a)). Generally, respondent
AGENCY: Board of Governors of the Abstract: Institutions with net participation is voluntary. However,
Federal Reserve System. transaction accounts greater than the
SUMMARY: Notice is hereby given of the exemption amount are called 1 The Federal Reserve conducts the survey as
final approval of proposed information nonexempt institutions. Institutions needed up to 24 times per year.
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Document Created: 2015-12-15 12:52:57
Document Modified: 2015-12-15 12:52:57
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Comments must be submitted on or before September 21, 2015. | |
| Contact | Gary A. Kuiper or John W. Popeo, at | |
| FR Citation | 80 FR 43772 |
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