80_FR_50230 80 FR 50071 - Public Input on Expanding Access to Credit Through Online Marketplace Lending

80 FR 50071 - Public Input on Expanding Access to Credit Through Online Marketplace Lending

DEPARTMENT OF THE TREASURY

Federal Register Volume 80, Issue 159 (August 18, 2015)

Page Range50071-50072
FR Document2015-20394

On July 20, 2015, the Office of the Undersecretary for Domestic Finance (the Office) published the Request for Information (RFI) ``Public Input on Expanding Access to Credit Through Online Marketplace Lending,'' which states that comments on the RFI must be submitted on or before August 31, 2015. The Office has determined that an extension of the comment period through September 30, 2015 is appropriate.

Federal Register, Volume 80 Issue 159 (Tuesday, August 18, 2015)
[Federal Register Volume 80, Number 159 (Tuesday, August 18, 2015)]
[Notices]
[Pages 50071-50072]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2015-20394]


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DEPARTMENT OF THE TREASURY


Public Input on Expanding Access to Credit Through Online 
Marketplace Lending

AGENCY: Office of the Undersecretary for Domestic Finance, Department 
of the Treasury.

ACTION: Notice; extension of comment period.

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SUMMARY: On July 20, 2015, the Office of the Undersecretary for 
Domestic Finance (the Office) published the Request for Information 
(RFI) ``Public Input on Expanding Access to Credit Through Online 
Marketplace Lending,'' which states that comments on the RFI must be 
submitted on or before August 31, 2015. The Office has determined that 
an extension of the comment period through September 30, 2015 is 
appropriate.

DATES: Comments must be received not later than September 30, 2015.

[[Page 50072]]


ADDRESSES: You may submit comments by any of the methods identified in 
the RFI. Please submit your comments using only one method.

FOR FURTHER INFORMATION CONTACT: For general inquiries, submission 
process questions or any additional information, please email 
Marketplace_Lending@treasury.gov or call (202) 622-1083. All responses 
to this Notice and Request for Information should be submitted via 
http://www.regulations.gov to ensure consideration. If you use a 
telecommunications device for the deaf (TDD) or a text telephone (TTY), 
call the Federal Relay Service (FRS), toll free, at 1-800-877-8339.

SUPPLEMENTARY INFORMATION: On July 20, 2015, the Office published the 
RFI,\1\ seeking public comment on (i) the various business models of 
and products offered by online marketplace lenders to small businesses 
and consumers; (ii) the potential for online marketplace lending to 
expand access to credit to historically underserved market segments; 
and (iii) how the financial regulatory framework should evolve to 
support the safe growth of this industry. The RFI states that comments 
must be submitted on or before August 31, 2015. The Office has 
determined that an extension of the comment period through September 
30, 2015, is appropriate in order to provide the public more time to 
review, consider, and comment on the RFI.
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    \1\ Public Input on Expanding Access to Credit Through Online 
Marketplace Lending, 80 FR 42,866 (July 20, 2015).

    Dated: August 11, 2015.
David G. Clunie,
Executive Secretary.
[FR Doc. 2015-20394 Filed 8-17-15; 8:45 am]
 BILLING CODE P



                                                                                 Federal Register / Vol. 80, No. 159 / Tuesday, August 18, 2015 / Notices                                                 50071

                                                    available at all times during                           terms of the certificate are being                    purposes of enhancing safety and
                                                    transportation.                                         followed for RAM shipments being                      international harmonization.
                                                       Shipping papers serve as the principal               made into this country; and specific                     We also require the number and type
                                                    source of information regarding the                     handling instructions from shippers to                of packagings to be indicated on the
                                                    presence of hazardous materials,                        carriers for fissile RAM, bulk shipments              shipping paper. This requirement makes
                                                    identification, quantity, and emergency                 of low specific activity RAM, and                     it mandatory for shippers to indicate on
                                                    response procedures. They also serve as                 packages of RAM which emit high                       shipping papers the numbers and types
                                                    the source of information for                           levels of external radiation. These                   of packages, such as drums, boxes,
                                                    compliance with other requirements,                     information collection requirements                   jerricans, etc., being used to transport
                                                    such as the placement of rail cars                      help to establish that proper packages                hazardous materials by all modes of
                                                    containing different hazardous materials                are used for the type of radioactive                  transportation.
                                                    in trains; prevent the loading of poisons               material being transported; external                     Shipping papers serve as a principal
                                                    with foodstuffs; maintain the separation                radiation levels do not exceed                        means of identifying hazardous
                                                    of incompatible hazardous materials;                    prescribed limits; and packages are                   materials during transportation
                                                    and limit the amount of radioactive                     handled appropriately and delivered in                emergencies. Firefighters, police, and
                                                    materials that may be transported in a                  a timely manner, so as to ensure the                  other emergency response personnel are
                                                    vehicle or aircraft. Shipping papers and                safety of the general public, transport               trained to obtain the DOT shipping
                                                    emergency response information serve                    workers, and emergency responders.                    papers and emergency response
                                                    as a means of notifying transport                          Affected Public: Shippers and carriers             information when responding to
                                                    workers that hazardous materials are                    of radioactive materials in commerce.                 hazardous materials transportation
                                                    present. Most importantly, shipping                        Annual Reporting and Recordkeeping                 emergencies. The availability of
                                                    papers serve as a principal means of                    Burden:                                               accurate information concerning
                                                    identifying hazardous materials during                     Number of Respondents: 3,817.                      hazardous materials being transported
                                                    transportation emergencies. Firefighters,                  Total Annual Responses: 21,519.                    significantly improves response efforts
                                                    police, and other emergency response                       Total Annual Burden Hours: 15,270.                 in these types of emergencies. The
                                                    personnel are trained to obtain the                        Frequency of Collection: On occasion.              additional information would aid
                                                    Department of Transportation (DOT)                                                                            emergency responders by more clearly
                                                                                                               Title: Subsidiary Hazard Class and                 identifying the hazard.
                                                    shipping papers and emergency                           Number/Type of Packagings.                               Affected Public: Shippers and carriers
                                                    response information when responding                       OMB Control Number: 2137–0613.                     of hazardous materials in commerce.
                                                    to hazardous materials transportation                      Summary: The HMR require that                         Annual Reporting and Recordkeeping
                                                    emergencies. The availability of                        shipping papers and emergency                         Burden:
                                                    accurate information concerning                         response information accompany each                      Number of Respondents: 250,000.
                                                    hazardous materials being transported                   shipment of hazardous materials in                       Total Annual Responses: 6,337,500.
                                                    significantly improves response efforts                 commerce. In addition to the basic                       Total Annual Burden Hours: 17,604.
                                                    in these types of emergencies.                          shipping description information, we                     Frequency of Collection: On occasion.
                                                       PHMSA is revising this information                   also require the subsidiary hazard class
                                                    collection burden to reflect the                                                                              William S. Schoonover,
                                                                                                            or subsidiary division number(s) to be
                                                    anticipated completion of the collection                                                                      Deputy Associate Administrator, Pipeline and
                                                                                                            entered in parentheses following the                  Hazardous Materials Safety Administration.
                                                    of information under the Hazardous                      primary hazard class or division number
                                                    Materials Automated Cargo                                                                                     [FR Doc. 2015–20274 Filed 8–17–15; 8:45 am]
                                                                                                            on shipping papers. This requirement
                                                    Communications for Efficient and Safe                   was originally required only by                       BILLING CODE 4910–60–P

                                                    Shipments (HM–ACCESS) pilot                             transportation by vessel. However, the
                                                    program.                                                lack of such a requirement posed
                                                       Affected Public: Shippers and carriers               problems for motor carriers with regard               DEPARTMENT OF THE TREASURY
                                                    of hazardous materials in commerce.                     to complying with segregation,
                                                       Annual Reporting and Recordkeeping                                                                         Public Input on Expanding Access to
                                                                                                            separation, and placarding                            Credit Through Online Marketplace
                                                    Burden:                                                 requirements, as well as posing a safety
                                                       Number of Respondents: 260,000.                                                                            Lending
                                                                                                            hazard. For example, in the event the
                                                       Total Annual Responses: 185,000,000.                 motor vehicle becomes involved in an                  AGENCY: Office of the Undersecretary for
                                                       Total Annual Burden Hours:                           accident, when the hazardous materials                Domestic Finance, Department of the
                                                    4,625,846.                                              being transported include a subsidiary                Treasury.
                                                       Frequency of Collection: On occasion.                hazard such as ‘‘dangerous when wet’’                 ACTION: Notice; extension of comment
                                                       Title: Radioactive (RAM)                             or a subsidiary hazard requiring more                 period.
                                                    Transportation Requirements.                            stringent requirements than the primary
                                                       OMB Control Number: 2137–0510.                       hazard, there is no indication of the                 SUMMARY:   On July 20, 2015, the Office
                                                       Summary: This information collection                 subsidiary hazards on the shipping                    of the Undersecretary for Domestic
                                                    describes the information collection                    papers and no indication of the                       Finance (the Office) published the
                                                    provisions in the HMR involving the                     subsidiary risks on placards. Under                   Request for Information (RFI) ‘‘Public
                                                    transportation of radioactive materials                 circumstances such as motor vehicles                  Input on Expanding Access to Credit
                                                    (RAM) in commerce. Information                          being loaded at a dock, labels are not                Through Online Marketplace Lending,’’
asabaliauskas on DSK5VPTVN1PROD with NOTICES




                                                    collection requirements for RAM                         enough to alert hazardous materials                   which states that comments on the RFI
                                                    include: Shipper notification to                        employees loading the vehicles, nor are               must be submitted on or before August
                                                    consignees of the dates of shipments of                 they enough to alert emergency                        31, 2015. The Office has determined
                                                    RAM; expected arrival; special loading/                 responders of the subsidiary risks                    that an extension of the comment period
                                                    unloading instructions; verification that               contained on the vehicles. Therefore, we              through September 30, 2015 is
                                                    shippers using foreign-made packages                    require the subsidiary hazard class or                appropriate.
                                                    hold a foreign competent authority                      subsidiary division number(s) to be                   DATES: Comments must be received not
                                                    certificate and verification that the                   entered on the shipping paper, for                    later than September 30, 2015.


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                                                    50072                        Federal Register / Vol. 80, No. 159 / Tuesday, August 18, 2015 / Notices

                                                    ADDRESSES:   You may submit comments                    Federal Relay Service (FRS), toll free, at            financial regulatory framework should
                                                    by any of the methods identified in the                 1–800–877–8339.                                       evolve to support the safe growth of this
                                                    RFI. Please submit your comments using                  SUPPLEMENTARY INFORMATION: On July                    industry. The RFI states that comments
                                                    only one method.                                        20, 2015, the Office published the RFI,1              must be submitted on or before August
                                                                                                            seeking public comment on (i) the                     31, 2015. The Office has determined
                                                    FOR FURTHER INFORMATION CONTACT:    For                                                                       that an extension of the comment period
                                                    general inquiries, submission process                   various business models of and
                                                                                                            products offered by online marketplace                through September 30, 2015, is
                                                    questions or any additional information,                                                                      appropriate in order to provide the
                                                    please email Marketplace_Lending@                       lenders to small businesses and
                                                                                                            consumers; (ii) the potential for online              public more time to review, consider,
                                                    treasury.gov or call (202) 622–1083. All                                                                      and comment on the RFI.
                                                    responses to this Notice and Request for                marketplace lending to expand access to
                                                                                                            credit to historically underserved                      Dated: August 11, 2015.
                                                    Information should be submitted via
                                                                                                            market segments; and (iii) how the                    David G. Clunie,
                                                    http://www.regulations.gov to ensure
                                                    consideration. If you use a                                                                                   Executive Secretary.
                                                                                                               1 Public Input on Expanding Access to Credit
                                                    telecommunications device for the deaf                  Through Online Marketplace Lending, 80 FR 42,866      [FR Doc. 2015–20394 Filed 8–17–15; 8:45 am]
                                                    (TDD) or a text telephone (TTY), call the               (July 20, 2015).                                      BILLING CODE P
asabaliauskas on DSK5VPTVN1PROD with NOTICES




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Document Created: 2015-12-15 12:04:35
Document Modified: 2015-12-15 12:04:35
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice; extension of comment period.
DatesComments must be received not later than September 30, 2015.
ContactFor general inquiries, submission process questions or any additional information, please email [email protected] or call (202) 622-1083. All responses to this Notice and Request for Information should be submitted via http://www.regulations.gov to ensure consideration. If you use a telecommunications device for the deaf (TDD) or a text telephone (TTY), call the Federal Relay Service (FRS), toll free, at 1-800-877-8339.
FR Citation80 FR 50071 

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