80 FR 69968 - Formations of, Acquisitions by, and Mergers of Savings and Loan Holding Companies; Correction

FEDERAL RESERVE SYSTEM

Federal Register Volume 80, Issue 218 (November 12, 2015)

Page Range		69968-69969
FR Document		2015-28721

Federal Register, Volume 80 Issue 218 (Thursday, November 12, 2015)

[Federal Register Volume 80, Number 218 (Thursday, November 12, 2015)]
[Notices]
[Pages 69968-69969]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2015-28721]


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FEDERAL RESERVE SYSTEM


Formations of, Acquisitions by, and Mergers of Savings and Loan 
Holding Companies; Correction

    This notice corrects a notice (FR Doc. 2015-28261) published on 
page 68540 of the issue for Thursday, November 5, 2015.
    Under the Federal Reserve Bank of Atlanta, the entry for Oculina 
Banc Corp, Vero Beach, Florida, is revised to read as follows:
    A. Federal Reserve Bank of Atlanta (Chapelle Davis, Assistant Vice 
President) 1000 Peachtree Street NE., Atlanta, Georgia 30309:
    1. Oculina Banc Corp, Vero Beach, Florida; proposes to merge with 
its parent company, Colonial Banc Corp, Vero Beach, Florida. Oculina 
Banc Corp will survive the merger. Colonial Banc Corp and Oculina Banc 
Corp control Oculina Bank, Fort Pierce, Florida.

[[Page 69969]]

    Comments on this application must be received by November 30, 2015.

    Board of Governors of the Federal Reserve System, November 6, 
2015.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2015-28721 Filed 11-10-15; 8:45 am]
 BILLING CODE 6210-01-P

69968 Federal Register / Vol. 80, No. 218 / Thursday, November 12, 2015 / Notices

FEDERAL RESERVE SYSTEM hours and Notice of frivolous disputes theft. In addition, the FACT Act
to consumers, 142,792 hours. provided consumers with the right to
Agency Information Collection Estimated average hours per response: obtain a copy of their consumer report
Activities: Announcement of Board Negative information notice: 15 annually without cost. Improving
Approval Under Delegated Authority minutes; Affiliate marketing: Notices to consumers’ access to their credit report
and Submission to OMB consumers, 18 hours and Consumer is intended to help increase the
response, 5 minutes; Red flags: 37 accuracy of data in the consumer
AGENCY: Board of Governors of the hours; Address discrepancies: 4 hours;
Federal Reserve System. reporting system.
Risk-based pricing: Notice to Since 2011, the Consumer Financial
SUMMARY: Notice is hereby given of the consumers, 5 hours; Furnisher duties: Protection Bureau has been responsible
final approval of a proposed information Policies and procedures, 40 hours and for issuing most FCRA regulations. The
collection by the Board of Governors of Notice of frivolous disputes to Federal Reserve retained rule-writing
the Federal Reserve System (Board) consumers, 14 minutes. authority for certain provisions of the
under OMB delegated authority. Board- Number of respondents: Negative FCRA applicable to motor vehicle
approved collections of information are information notice: 1,500 financial dealers and provisions of the FCRA that
incorporated into the official OMB institutions; Affiliate marketing: Notices require identity theft prevention
inventory of currently approved to consumers, 1,402 financial programs, regulate the disposal of
collections of information. Copies of the institutions and 1,282,000 Consumer consumer information, and require card
Paperwork Reduction Act Submission, response; Red flags: 2,024 financial issuers to validate consumers’
supporting statements and approved institutions; Address discrepancies: notifications of changes of address.
collection of information instrument(s) 1,500 financial institutions; Risk-based
are placed into OMB’s public docket Current Actions: On August 11, 2015,
pricing: Notice to consumers, 1,500
files. The Federal Reserve may not the Federal Reserve published a notice
financial institutions; Furnisher duties:
conduct or sponsor, and the respondent in the Federal Register (80 FR 48104)
Policies and procedures, 1,500 financial
is not required to respond to, an requesting public comment for 60 days
institutions and 611,966, Notice of
information collection that has been on the extension, without revision, of
frivolous disputes to consumers.
extended, revised, or implemented on or General description of report: This the Recordkeeping and Disclosure
after October 1, 1995, unless it displays information collection is mandatory Requirements Associated with the
a currently valid OMB control number. pursuant to Dodd-Frank Wall Street Regulations Implementing the Fair
Reform and Consumer Protection Act Credit Reporting Act (Regulation V) .
FOR FURTHER INFORMATION CONTACT:
(12 U.S.C. 5519) and the Fair Credit The comment period for this notice
Federal Reserve Board Acting Clearance
Reporting Act (FCRA) (15 U.S.C. 1681m, expired on October 13, 2015. The
Officer—Nuha Elmaghrabi—Office of
1681w, and 1681s). Because the notices Federal Reserve did not receive any
the Chief Data Officer, Board of
and disclosures required are not comments. The information collection
Governors of the Federal Reserve
provided to the Federal Reserve, and all will be extended for three years, without
System, Washington, DC 20551 (202)
records thereof are maintained at state revision, as proposed.
452–3829. Telecommunications
Device for the Deaf (TDD) users may member banks, no issue of Board of Governors of the Federal Reserve
contact (202) 263–4869, Board of confidentiality arises under the System, November 5, 2015.
Governors of the Federal Reserve Freedom of Information Act. Robert deV. Frierson,
System, Washington, DC 20551. Abstract: The FCRA was enacted in Secretary of the Board.
OMB Desk Officer—Shagufta Ahmed— 1970 based on a Congressional finding [FR Doc. 2015–28653 Filed 11–10–15; 8:45 am]
Office of Information and Regulatory that the banking system is dependent on BILLING CODE 6210–01–P
Affairs, Office of Management and fair and accurate credit reporting.1 The
Budget, New Executive Office FCRA was enacted to ensure consumer
Building, Room 10235, 725 17th reporting agencies exercise their FEDERAL RESERVE SYSTEM
Street NW., Washington, DC 20503. responsibilities with fairness,
Final approval under OMB delegated impartiality, and a respect for the Formations of, Acquisitions by, and
authority of the extension for three consumer’s right to privacy. The FCRA Mergers of Savings and Loan Holding
years, without revision, of the following requires consumer reporting agencies to Companies; Correction
report: adopt reasonable procedures that are
fair and equitable to the consumer with This notice corrects a notice (FR Doc.
Report title: Recordkeeping and
regard to the confidentiality, accuracy, 2015–28261) published on page 68540
Disclosure Requirements Associated
relevancy, and proper utilization of of the issue for Thursday, November 5,
with the Regulations Implementing the
consumer information. 2015.
Fair Credit Reporting Act (Regulation
Congress substantially amended the Under the Federal Reserve Bank of
V).
Agency form number: Reg V. FCRA upon the passage of the Fair and Atlanta, the entry for Oculina Banc
OMB control number: 7100–0308. Accurate Credit Transactions Act of Corp, Vero Beach, Florida, is revised to
Frequency: On occasion. 2003 (FACT Act).2 The FACT Act read as follows:
Reporters: Financial institutions and created many new responsibilities for A. Federal Reserve Bank of Atlanta
consumers. consumer reporting agencies and users (Chapelle Davis, Assistant Vice
Estimated annual reporting hours: of consumer reports. It contained many President) 1000 Peachtree Street NE.,
Atlanta, Georgia 30309:
mstockstill on DSK4VPTVN1PROD with NOTICES

Negative information notice: 375 hours; new consumer disclosure requirements,
Affiliate marketing: Notices to as well as provisions to address identity 1. Oculina Banc Corp, Vero Beach,
consumers, 25,236 hours and Consumer Florida; proposes to merge with its
response, 106,833 hours; Red flags: 1 The FCRA is one part of the Consumer Credit
parent company, Colonial Banc Corp,
74,888 hours; Address discrepancies: Protection Act which also includes the Truth in Vero Beach, Florida. Oculina Banc Corp
Lending Act, Equal Credit Opportunity Act, and
6,000 hours; Risk-based pricing: Notice Fair Debt Collection Practices Act. 15 U.S.C. 1601 will survive the merger. Colonial Banc
to consumers, 90,000 hours; Furnisher et seq. Corp and Oculina Banc Corp control
duties: Policies and procedures, 60,000 2 Public Law 108–159, 117 Stat. 1952. Oculina Bank, Fort Pierce, Florida.

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Federal Register / Vol. 80, No. 218 / Thursday, November 12, 2015 / Notices 69969

Comments on this application must 225), and all other applicable statutes loan holding company, including the
be received by November 30, 2015. and regulations to become a bank companies listed below.
Board of Governors of the Federal Reserve holding company and/or to acquire the The applications listed below, as well
System, November 6, 2015. assets or the ownership of, control of, or as other related filings required by the
Michael J. Lewandowski, the power to vote shares of a bank or Board, are available for immediate
bank holding company and all of the inspection at the Federal Reserve Bank
Associate Secretary of the Board.
banks and nonbanking companies indicated. The application also will be
[FR Doc. 2015–28721 Filed 11–10–15; 8:45 am]
owned by the bank holding company, available for inspection at the offices of
BILLING CODE 6210–01–P the Board of Governors. Interested
including the companies listed below.
The applications listed below, as well persons may express their views in
as other related filings required by the writing on the standards enumerated in
FEDERAL RESERVE SYSTEM the HOLA (12 U.S.C. 1467a(e)). If the
Board, are available for immediate
Change in Bank Control Notices; inspection at the Federal Reserve Bank proposal also involves the acquisition of
Acquisitions of Shares of a Bank or indicated. The applications will also be a nonbanking company, the review also
Bank Holding Company available for inspection at the offices of includes whether the acquisition of the
the Board of Governors. Interested nonbanking company complies with the
The notificants listed below have persons may express their views in standards in section 10(c)(4)(B) of the
applied under the Change in Bank writing on the standards enumerated in HOLA (12 U.S.C. 1467a(c)(4)(B)). Unless
Control Act (12 U.S.C. 1817(j)) and the BHC Act (12 U.S.C. 1842(c)). If the otherwise noted, nonbanking activities
§ 225.41 of the Board’s Regulation Y (12 proposal also involves the acquisition of will be conducted throughout the
CFR 225.41) to acquire shares of a bank a nonbanking company, the review also United States.
or bank holding company. The factors includes whether the acquisition of the Unless otherwise noted, comments
that are considered in acting on the nonbanking company complies with the regarding each of these applications
notices are set forth in paragraph 7 of standards in section 4 of the BHC Act must be received at the Reserve Bank
the Act (12 U.S.C. 1817(j)(7)). (12 U.S.C. 1843). Unless otherwise indicated or the offices of the Board of
The notices are available for noted, nonbanking activities will be Governors not later than December 7,
immediate inspection at the Federal conducted throughout the United States. 2015.
Reserve Bank indicated. The notices Unless otherwise noted, comments A. Federal Reserve Bank of Boston
also will be available for inspection at regarding each of these applications (Prabal Chakrabarti, Senior Vice
the offices of the Board of Governors. must be received at the Reserve Bank President) 600 Atlantic Avenue, Boston,
Interested persons may express their indicated or the offices of the Board of Massachusetts 02210–2204:
views in writing to the Reserve Bank Governors not later than December 7, 1. Radius Investment Corp., and
indicated for that notice or to the offices 2015. Radius Merger Sub, Inc., both in Boston,
of the Board of Governors. Comments A. Federal Reserve Bank of Atlanta Massachusetts; to become savings and
must be received not later than (Chapelle Davis, Assistant Vice loan holding companies by acquiring
November 27, 2015. President) 1000 Peachtree Street NE., Radius Bancorp, Inc., and thereby
A. Federal Reserve Bank of Chicago Atlanta, Georgia 30309: indirectly acquiring Radius Bank, both
(Colette A. Fried, Assistant Vice 1. Ameris Bancorp, Moultrie, Georgia; in Boston, Massachusetts.
President) 230 South LaSalle Street, to merge with Jacksonville Bancorp, Board of Governors of the Federal Reserve
Chicago, Illinois 60690–1414: Inc., and thereby indirectly acquire The System, November 6, 2015.
1. AB Anderson Family Trust, Oneida, Jacksonville Bank, both of Jacksonville, Michael J. Lewandowski,
Illinois, and John W. Anderson, Florida. Associate Secretary of the Board.
Galesburg, Illinois, individually and as Board of Governors of the Federal Reserve [FR Doc. 2015–28722 Filed 11–10–15; 8:45 am]
trustee of the AB Anderson Family System, November 6, 2015. BILLING CODE 6210–01–P
Trust, together as a group acting in Michael J. Lewandowski,
concert with Ann Mustard, Dulles,
Associate Secretary of the Board.
Virginia, and B. Susan Hill, Galesburg,
Illinois; to retain voting shares of [FR Doc. 2015–28719 Filed 11–10–15; 8:45 am] FEDERAL RETIREMENT THRIFT
Anderson Bancorp, Inc., and indirectly BILLING CODE 6210–01–P INVESTMENT BOARD
retain voting shares of Anderson State Senior Executive Service Performance
Bank, both in Oneida, Illinois. Review Board
FEDERAL RESERVE SYSTEM
Board of Governors of the Federal Reserve
System, November 6, 2015. Formations of, Acquisitions by, and AGENCY: Federal Retirement Thrift
Michael J. Lewandowski, Mergers of Savings and Loan Holding Investment Board.
Companies ACTION: Notice.
Associate Secretary of the Board.
[FR Doc. 2015–28720 Filed 11–10–15; 8:45 am] The companies listed in this notice SUMMARY: This notice announces the
BILLING CODE 6210–01–P have applied to the Board for approval, appointment of the members of the
pursuant to the Home Owners’ Loan Act Senior Executive Service Performance
(12 U.S.C. 1461 et seq.) (HOLA), Review Boards for the Federal
FEDERAL RESERVE SYSTEM Regulation LL (12 CFR part 238), and Retirement Thrift Investment Board.
The purpose of the Performance Review
mstockstill on DSK4VPTVN1PROD with NOTICES

Regulation MM (12 CFR part 239), and
Formations of, Acquisitions by, and Boards is to make written
all other applicable statutes and
Mergers of Bank Holding Companies recommendations on annual summary
regulations to become a savings and
The companies listed in this notice loan holding company and/or to acquire ratings and awards to the appointing
have applied to the Board for approval, the assets or the ownership of, control authorities on the performance of senior
pursuant to the Bank Holding Company of, or the power to vote shares of a executives.
Act of 1956 (12 U.S.C. 1841 et seq.) savings association and nonbanking DATES: This notice is effective
(BHC Act), Regulation Y (12 CFR part companies owned by the savings and November 6, 2015.

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Document Created: 2015-12-14 14:53:59
Document Modified: 2015-12-14 14:53:59

Category		Regulatory Information
Collection		Federal Register
sudoc Class		AE 2.7: GS 4.107: AE 2.106:
Publisher		Office of the Federal Register, National Archives and Records Administration
Section		Notices
FR Citation		80 FR 69968