80_FR_74947 80 FR 74718 - Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996

80 FR 74718 - Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE CORPORATION

Federal Register Volume 80, Issue 229 (November 30, 2015)

Page Range74718-74720
FR Document2015-30247

The OCC, Board, and FDIC (together ``we'' or ``Agencies'') announce the sixth and final outreach meeting on the Agencies' interagency process to review their regulations under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (``EGRPRA'').

Federal Register, Volume 80 Issue 229 (Monday, November 30, 2015)
[Federal Register Volume 80, Number 229 (Monday, November 30, 2015)]
[Proposed Rules]
[Pages 74718-74720]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2015-30247]



[[Page 74718]]

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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

12 CFR Chapter I

[Docket ID FFIEC-2014-0001]

FEDERAL RESERVE SYSTEM

12 CFR Chapter II

[Docket No. R-1510]

FEDERAL DEPOSIT INSURANCE CORPORATION

[12 CFR Chapter III]


Regulatory Publication and Review Under the Economic Growth and 
Regulatory Paperwork Reduction Act of 1996

AGENCY: Office of the Comptroller of the Currency (``OCC''), Treasury; 
Board of Governors of the Federal Reserve System (``Board''); and 
Federal Deposit Insurance Corporation (``FDIC'').

ACTION: Notice of outreach meeting.

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SUMMARY: The OCC, Board, and FDIC (together ``we'' or ``Agencies'') 
announce the sixth and final outreach meeting on the Agencies' 
interagency process to review their regulations under the Economic 
Growth and Regulatory Paperwork Reduction Act of 1996 (``EGRPRA'').

DATES: An outreach meeting will be held in the Washington, DC area at 
the FDIC's L. William Seidman Center at Virginia Square in Arlington, 
Virginia, on Wednesday December 2, 2015, beginning at 9:00 a.m. Eastern 
Standard Time (EST). Online registrations will be accepted through 
November 30, 2015, or until all seats are filled, whichever is earlier. 
If seats are available after the close of online registration, 
individuals may register in person at the L. William Seidman Center on 
the day of the meeting.

ADDRESSES: The Agencies will hold the December 2, 2015, outreach 
meeting at the FDIC's L. William Seidman Center at Virginia Square, 
3501 Fairfax Drive, Arlington, VA 22226. Live video of this meeting 
will be streamed at: http://egrpra.ffiec.gov/. Participants attending 
in person should register at: http://egrpra.ffiec.gov/outreach/outreach-index.html.
    In addition, to enhance participation, interested persons anywhere 
in the country will have the opportunity to view and participate in the 
meeting online using their computers. Members of the public watching 
online will be able to submit written comments at any time during the 
meeting using the text chat feature. In addition to the online option, 
a toll-free telephone number (800) 857-9751 (Participant passcode: 
6040376) is available for members of the public who would like only to 
listen to the meeting, and who may choose later to submit written 
comments. Information regarding these additional participation options 
is described in the meeting details section for the Washington, DC area 
meeting at: http://egrpra.ffiec.gov/outreach/outreach-meeting-details-dc.html.
    Any interested individual may submit comments through the EGRPRA 
Web site during open comment periods at: http://egrpra.ffiec.gov/submit-comment/submit-comment-index.html. On this site, click ``Submit 
a Comment'' and follow the instructions. Alternatively, comments also 
may be submitted through the Federal eRulemaking Portal 
``Regulations.gov'' at: http://www.regulations.gov. Enter ``Docket ID 
FFIEC-2014-0001'' in the Search Box, click ``Search,'' and click 
``Comment Now.'' Those who wish to submit their comments by an 
alternate means may do so as indicated by each agency below.
OCC
    The OCC encourages commenters to submit comments through the 
Federal eRulemaking Portal, Regulations.gov, in accordance with the 
previous paragraph. Alternatively, comments may be emailed to 
regs.comments@occ.treas.gov or sent by mail to Legislative and 
Regulatory Activities Division, Office of the Comptroller of the 
Currency, Mail Stop 9W-11, 400 7th Street SW., Washington, DC 20219. 
Comments also may be faxed to (571) 465-4326 or hand delivered or sent 
by courier to 400 7th Street SW., Washington, DC 20219. For comments 
submitted by any means other than Regulations.gov, you must include 
``OCC'' as the agency name and ``Docket ID FFIEC-2014-0001'' in your 
comment.
    In general, the OCC will enter all comments received into the 
docket and publish them without change on Regulations.gov. Comments 
received, including attachments and other supporting materials, as well 
as any business or personal information you provide, such as your name 
and address, email address, or phone number, are part of the public 
record and subject to public disclosure. Therefore, please do not 
include any information with your comment or supporting materials that 
you consider confidential or inappropriate for public disclosure.
    You may inspect and photocopy in person all comments received by 
the OCC at 400 7th Street SW., Washington, DC 20219. For security 
reasons, the OCC requires that visitors make an appointment to inspect 
or photocopy comments. You may make an appointment by calling (202) 
649-6700 or, for persons who are deaf or hard of hearing, TTY (202) 
649-5597. Upon arrival, visitors will be required to present valid 
government-issued photo identification and submit to a security 
screening.
Board
    The Board encourages commenters to submit comments regarding the 
Board's regulations by any of the following methods:
     Agency Web site: http://www.federalreserve.gov/apps/foia/proposedregs.aspx. Follow the instructions for submitting comments on 
the Agency Web site.
     Federal eRulemaking Portal, in accordance with the 
directions above.
     Email: regs.comments@federalreserve.gov. Include 
``EGRPRA'' and Docket No. R-1510 in the subject line of the message.
     FAX: (202) 452-3819.
     Mail: Robert deV. Frierson, Secretary, Board of Governors 
of the Federal Reserve System, 20th Street and Constitution Avenue NW., 
Washington, DC 20551.
    In general, the Board will enter all comments received into the 
docket and publish them without change on the Board's public Web site, 
www.federalreserve.gov; Regulations.gov; and http://egrpra.ffiec.gov. 
Comments received, including attachments and other supporting 
materials, as well as any business or personal information you provide, 
such as your name and address, email address, or phone number, are part 
of the public record and subject to public disclosure. Therefore, 
please do not enclose any information with your comment or supporting 
materials that you consider confidential or inappropriate for public 
disclosure.
    You may inspect and photocopy in person all comments received by 
the Board in Room 3515, 1801 K Street NW. (between 18th and 19th Street 
NW.), Washington, DC 20006, between 9:00 a.m. and 5:00 p.m. on 
weekdays. For security reasons, the Board requires that visitors make 
an appointment to inspect comments. You may make an appointment by 
calling (202) 452-3000. Upon arrival, visitors will be required to

[[Page 74719]]

present valid government-issued photo identification and submit to a 
security screening.
FDIC
    The FDIC encourages commenters to submit comments through the 
Federal eRulemaking Portal, ``Regulations.gov,'' in accordance with the 
directions above. Alternatively, you may submit comments by any of the 
following methods:
     Agency Web site: http://www.fdic.gov/regulations/laws/federal. Follow instructions for submitting comments on the Agency Web 
site.
     Email: Comments@FDIC.gov. Include ``EGRPRA'' in the 
subject line of the message.
     Mail: Robert E. Feldman, Executive Secretary, Attention: 
Comments, Federal Deposit Insurance Corporation, 550 17th Street NW., 
Washington, DC 20429.
     Hand Delivery/Courier: Guard station at the rear of the 
550 17th Street Building (located on F Street) on business days between 
7:00 a.m. and 5:00 p.m. (EDT).
    The FDIC will post all comments received to http://www.fdic.gov/regulations/laws/federal without change, including any personal 
information provided. Comments may be inspected and photocopied in the 
FDIC Public Information Center, 3501 North Fairfax Drive, Room E-1002, 
Arlington, VA 22226, between 9:00 a.m. and 5:00 p.m. (EST) on business 
days. Paper copies of public comments may be ordered from the Public 
Information Center by calling (877) 275-3342.

FOR FURTHER INFORMATION CONTACT: 
    OCC: Heidi M. Thomas, Special Counsel, (202) 649-5490; for persons 
who are deaf or hard of hearing, TTY (202) 649-5597.
    Board: Kevin Wilson, Financial Analyst, (202) 452-2362; Claudia Von 
Pervieux, Counsel (202) 452-2552; for persons who are deaf or hard of 
hearing, TTY (202) 263-4869.
    FDIC: Ruth R. Amberg, Assistant General Counsel, (202) 898-3736; 
for persons who are deaf or hard of hearing, TTY 1-800-925-4618.

SUPPLEMENTARY INFORMATION: EGRPRA \1\ directs the Agencies, along with 
the Federal Financial Institutions Examination Council (Council), not 
less frequently than once every ten years, to conduct a review of their 
regulations to identify outdated or otherwise unnecessary regulations 
imposed on insured depository institutions. As part of this review, the 
Agencies are holding a series of six outreach meetings to provide an 
opportunity for bankers, consumer and community groups, and other 
interested persons to present their views directly to senior management 
and staff of the Agencies on any of 12 specific categories of the 
Agencies' regulations, as further described below. The Agencies held 
the first of these outreach meetings on December 2, 2014, in Los 
Angeles, California; the second outreach meeting on February 4, 2015, 
in Dallas, Texas; the third outreach meeting on May 4, 2015, in Boston, 
Massachusetts; the fourth outreach meeting, which focused on rural 
banks and their communities, in Kansas City, Missouri on August 4, 
2015; and the fifth outreach meeting on October 19, 2015 in Chicago, 
Illinois. Additional details, including videos and transcripts of the 
first five outreach meetings, are available on the EGRPRA Web site at: 
http://egrpra.ffiec.gov/outreach/outreach-index.html.
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    \1\ Public Law 104-208 (1996), 110 Stat. 3009-414, codified at 
12 U.S.C. 3311.
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    The final outreach meeting will be held on December 2, 2015, in the 
Washington, DC area at the FDIC's L. William Seidman Center at Virginia 
Square in Arlington, Virginia, and will be streamed live at: http://egrpra.ffiec.gov/. FDIC Chairman Martin J. Gruenberg, Comptroller of 
the Currency Thomas J. Curry, and Federal Reserve Board Governor Daniel 
K. Tarullo are scheduled to attend, along with senior staff members of 
the Agencies. The meeting will consist of panels of bankers and 
consumer and community groups who will present particular issues. There 
will be limited time after each panel for comments from meeting 
attendees. In addition, there will be a session at the end of the 
meeting during which audience members may present views on any of the 
regulations under review. The Agencies reserve the right to limit the 
time of individual commenters, if needed, in order to accommodate the 
number of persons desiring to speak.
    Comments made by panelists, audience members, and online 
participants at this meeting will be reflected in the public comment 
file. Audience members who do not wish to comment orally may submit 
written comments at the meeting. As noted above, any interested person 
may submit comments through the EGRPRA Web site during open comment 
periods at: http://egrpra.ffiec.gov/submit-comment/submit-comment-index.html or directly to the Agencies through any of the other manners 
specified above.
    All participants attending in person should register for the 
Washington, DC area outreach meeting at: http://egrpra.ffiec.gov/outreach/outreach-index.html. Because of space constraints, on-site 
attendance will be limited. Online registrations will be accepted 
through November 30, 2015, or until all seats are filled, whichever is 
earlier. If seats are available, individuals may register in person at 
the L. William Seidman Center on the day of the meeting. Individuals do 
not need to register to view the live-stream broadcast.
    We note that the meeting will be video-recorded and publicly 
webcast in order to increase education and outreach. By participating 
in person at the meeting, you consent to appear in such recordings.

Additional Background on EGRPRA

    Section 2222 of EGRPRA directs the Agencies, along with the 
Council, to conduct a review of their regulations not less frequently 
than once every ten years to identify outdated or otherwise unnecessary 
regulatory requirements imposed on insured depository institutions. In 
conducting this review, the Agencies are required to categorize their 
regulations by type and, at regular intervals, provide notice and 
solicit public comment on categories of regulations, requesting 
commenters to identify areas of regulations that are outdated, 
unnecessary, or unduly burdensome. The statute requires the Agencies to 
publish in the Federal Register a summary of the comments received, 
identifying significant issues raised and commenting on these issues. 
The statute also directs the Agencies to eliminate unnecessary 
regulations to the extent that such action is appropriate. Finally, 
section 2222 requires the Council, of which the Agencies are members, 
to submit a report to Congress that summarizes any significant issues 
raised in the public comments and the relative merits of such issues. 
The report also must include an analysis of whether the Agencies are 
able to address the regulatory burdens associated with such issues by 
regulation or whether these burdens must be addressed by legislative 
action.
    For purposes of this review, the Agencies have grouped our 
regulations into 12 categories: Applications and Reporting; Banking 
Operations; Capital; Community Reinvestment Act; Consumer Protection; 
Directors, Officers and Employees; International Operations; Money 
Laundering; Powers and Activities; Rules of Procedure; Safety and 
Soundness; and Securities. On June 4, 2014, we published a Federal 
Register document announcing the start of the EGRPRA review process and 
also asking for public comment on three of these categories--
Applications and Reporting; Powers and Activities;

[[Page 74720]]

and International Operations regulations.\2\ In that document we 
published a chart, listing the Agencies' regulations in the 12 
categories included in the EGRPRA review. The comment period for this 
Federal Register document closed on September 2, 2014. On February 13, 
2015, we published a Federal Register document asking for public 
comment on three additional categories--Banking Operations; Capital; 
and the Community Reinvestment Act.\3\ The comment period for the 
second Federal Register document closed on May 14, 2015. On June 5, 
2015, the Agencies published a third Federal Register document asking 
for public comment on three additional categories--Consumer Protection; 
Directors, Officers and Employees; and Money Laundering.\4\ This third 
Federal Register document announced that the Agencies' expanded the 
scope of the EGRPRA review to cover newly issued regulations. The 
comment period for the third document closed on September 3, 2015. 
Before the end of the year, the Agencies intend to issue the final 
Federal Register document, requesting comment on regulations in the 
last three categories--Rules of Procedure; Safety and Soundness; and 
Securities, as well as on any other final rules not covered by one of 
the prior Federal Register documents. In addition, to be as inclusive 
as possible, the Agencies will invite comment during the comment period 
for the fourth document on any Agency rule that is issued in final form 
before the end of the year. Finally, as noted in prior documents, the 
Agencies will continue to accept comments on any rules included in the 
prior Federal Register documents for which we have already sought 
comment during the open comment period in the final Federal Register 
document.
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    \2\ 79 FR 32172.
    \3\ 80 FR 7980.
    \4\ 80 FR 32046.

    Dated: November 18, 2015.
Thomas J. Curry,
Comptroller of the Currency.
    By order of the Board of Governors of the Federal Reserve 
System, November 19, 2015.
Robert deV. Frierson,
Secretary of the Board.
    Dated: November 18, 2015.
Robert E. Feldman,
Executive Secretary, Federal Deposit Insurance Corporation.
[FR Doc. 2015-30247 Filed 11-27-15; 8:45 am]
 BILLING CODE 4810-33-P; 6210-01-P; 6714-01-P



                                                    74718                Federal Register / Vol. 80, No. 229 / Monday, November 30, 2015 / Proposed Rules

                                                    DEPARTMENT OF THE TREASURY                              able to submit written comments at any                confidential or inappropriate for public
                                                                                                            time during the meeting using the text                disclosure.
                                                    Office of the Comptroller of the                        chat feature. In addition to the online                 You may inspect and photocopy in
                                                    Currency                                                option, a toll-free telephone number                  person all comments received by the
                                                                                                            (800) 857–9751 (Participant passcode:                 OCC at 400 7th Street SW., Washington,
                                                    12 CFR Chapter I                                        6040376) is available for members of the              DC 20219. For security reasons, the OCC
                                                                                                            public who would like only to listen to               requires that visitors make an
                                                    [Docket ID FFIEC–2014–0001]
                                                                                                            the meeting, and who may choose later                 appointment to inspect or photocopy
                                                    FEDERAL RESERVE SYSTEM                                  to submit written comments.                           comments. You may make an
                                                                                                            Information regarding these additional                appointment by calling (202) 649–6700
                                                    12 CFR Chapter II                                       participation options is described in the             or, for persons who are deaf or hard of
                                                                                                            meeting details section for the                       hearing, TTY (202) 649–5597. Upon
                                                    [Docket No. R–1510]                                     Washington, DC area meeting at: http://               arrival, visitors will be required to
                                                                                                            egrpra.ffiec.gov/outreach/outreach-                   present valid government-issued photo
                                                    FEDERAL DEPOSIT INSURANCE                                                                                     identification and submit to a security
                                                                                                            meeting-details-dc.html.
                                                    CORPORATION                                                                                                   screening.
                                                                                                               Any interested individual may submit
                                                    [12 CFR Chapter III]                                    comments through the EGRPRA Web                       Board
                                                                                                            site during open comment periods at:
                                                    Regulatory Publication and Review                       http://egrpra.ffiec.gov/submit-comment/                  The Board encourages commenters to
                                                    Under the Economic Growth and                           submit-comment-index.html. On this                    submit comments regarding the Board’s
                                                    Regulatory Paperwork Reduction Act                      site, click ‘‘Submit a Comment’’ and                  regulations by any of the following
                                                    of 1996                                                 follow the instructions. Alternatively,               methods:
                                                                                                            comments also may be submitted                           • Agency Web site: http://
                                                    AGENCY: Office of the Comptroller of the                                                                      www.federalreserve.gov/apps/foia/
                                                    Currency (‘‘OCC’’), Treasury; Board of                  through the Federal eRulemaking Portal
                                                                                                            ‘‘Regulations.gov’’ at: http://                       proposedregs.aspx. Follow the
                                                    Governors of the Federal Reserve                                                                              instructions for submitting comments
                                                    System (‘‘Board’’); and Federal Deposit                 www.regulations.gov. Enter ‘‘Docket ID
                                                                                                            FFIEC–2014–0001’’ in the Search Box,                  on the Agency Web site.
                                                    Insurance Corporation (‘‘FDIC’’).                                                                                • Federal eRulemaking Portal, in
                                                                                                            click ‘‘Search,’’ and click ‘‘Comment
                                                    ACTION: Notice of outreach meeting.                                                                           accordance with the directions above.
                                                                                                            Now.’’ Those who wish to submit their                    • Email: regs.comments@
                                                    SUMMARY:   The OCC, Board, and FDIC                     comments by an alternate means may do                 federalreserve.gov. Include ‘‘EGRPRA’’
                                                    (together ‘‘we’’ or ‘‘Agencies’’) announce              so as indicated by each agency below.                 and Docket No. R–1510 in the subject
                                                    the sixth and final outreach meeting on                 OCC                                                   line of the message.
                                                    the Agencies’ interagency process to                                                                             • FAX: (202) 452–3819.
                                                    review their regulations under the                         The OCC encourages commenters to                      • Mail: Robert deV. Frierson,
                                                    Economic Growth and Regulatory                          submit comments through the Federal                   Secretary, Board of Governors of the
                                                    Paperwork Reduction Act of 1996                         eRulemaking Portal, Regulations.gov, in               Federal Reserve System, 20th Street and
                                                    (‘‘EGRPRA’’).                                           accordance with the previous                          Constitution Avenue NW., Washington,
                                                                                                            paragraph. Alternatively, comments                    DC 20551.
                                                    DATES:  An outreach meeting will be                     may be emailed to regs.comments@                         In general, the Board will enter all
                                                    held in the Washington, DC area at the                  occ.treas.gov or sent by mail to                      comments received into the docket and
                                                    FDIC’s L. William Seidman Center at                     Legislative and Regulatory Activities                 publish them without change on the
                                                    Virginia Square in Arlington, Virginia,                 Division, Office of the Comptroller of                Board’s public Web site,
                                                    on Wednesday December 2, 2015,                          the Currency, Mail Stop 9W–11, 400 7th                www.federalreserve.gov;
                                                    beginning at 9:00 a.m. Eastern Standard                 Street SW., Washington, DC 20219.                     Regulations.gov; and http://
                                                    Time (EST). Online registrations will be                Comments also may be faxed to (571)                   egrpra.ffiec.gov. Comments received,
                                                    accepted through November 30, 2015, or                  465–4326 or hand delivered or sent by                 including attachments and other
                                                    until all seats are filled, whichever is                courier to 400 7th Street SW.,                        supporting materials, as well as any
                                                    earlier. If seats are available after the               Washington, DC 20219. For comments                    business or personal information you
                                                    close of online registration, individuals               submitted by any means other than                     provide, such as your name and
                                                    may register in person at the L. William                Regulations.gov, you must include                     address, email address, or phone
                                                    Seidman Center on the day of the                        ‘‘OCC’’ as the agency name and ‘‘Docket               number, are part of the public record
                                                    meeting.                                                ID FFIEC–2014–0001’’ in your                          and subject to public disclosure.
                                                    ADDRESSES:   The Agencies will hold the                 comment.                                              Therefore, please do not enclose any
                                                    December 2, 2015, outreach meeting at                      In general, the OCC will enter all                 information with your comment or
                                                    the FDIC’s L. William Seidman Center at                 comments received into the docket and                 supporting materials that you consider
                                                    Virginia Square, 3501 Fairfax Drive,                    publish them without change on                        confidential or inappropriate for public
                                                    Arlington, VA 22226. Live video of this                 Regulations.gov. Comments received,                   disclosure.
                                                    meeting will be streamed at: http://                    including attachments and other                          You may inspect and photocopy in
                                                    egrpra.ffiec.gov/. Participants attending               supporting materials, as well as any                  person all comments received by the
                                                    in person should register at: http://                   business or personal information you                  Board in Room 3515, 1801 K Street NW.
jstallworth on DSK7TPTVN1PROD with PROPOSALS




                                                    egrpra.ffiec.gov/outreach/outreach-                     provide, such as your name and                        (between 18th and 19th Street NW.),
                                                    index.html.                                             address, email address, or phone                      Washington, DC 20006, between 9:00
                                                      In addition, to enhance participation,                number, are part of the public record                 a.m. and 5:00 p.m. on weekdays. For
                                                    interested persons anywhere in the                      and subject to public disclosure.                     security reasons, the Board requires that
                                                    country will have the opportunity to                    Therefore, please do not include any                  visitors make an appointment to inspect
                                                    view and participate in the meeting                     information with your comment or                      comments. You may make an
                                                    online using their computers. Members                   supporting materials that you consider                appointment by calling (202) 452–3000.
                                                    of the public watching online will be                                                                         Upon arrival, visitors will be required to


                                               VerDate Sep<11>2014   15:18 Nov 27, 2015   Jkt 238001   PO 00000   Frm 00004   Fmt 4702   Sfmt 4702   E:\FR\FM\30NOP1.SGM   30NOP1


                                                                         Federal Register / Vol. 80, No. 229 / Monday, November 30, 2015 / Proposed Rules                                             74719

                                                    present valid government-issued photo                   provide an opportunity for bankers,                   constraints, on-site attendance will be
                                                    identification and submit to a security                 consumer and community groups, and                    limited. Online registrations will be
                                                    screening.                                              other interested persons to present their             accepted through November 30, 2015, or
                                                                                                            views directly to senior management                   until all seats are filled, whichever is
                                                    FDIC
                                                                                                            and staff of the Agencies on any of 12                earlier. If seats are available, individuals
                                                       The FDIC encourages commenters to                    specific categories of the Agencies’                  may register in person at the L. William
                                                    submit comments through the Federal                     regulations, as further described below.              Seidman Center on the day of the
                                                    eRulemaking Portal, ‘‘Regulations.gov,’’                The Agencies held the first of these                  meeting. Individuals do not need to
                                                    in accordance with the directions above.                outreach meetings on December 2, 2014,                register to view the live-stream
                                                    Alternatively, you may submit                           in Los Angeles, California; the second                broadcast.
                                                    comments by any of the following                        outreach meeting on February 4, 2015,                   We note that the meeting will be
                                                    methods:                                                in Dallas, Texas; the third outreach                  video-recorded and publicly webcast in
                                                       • Agency Web site: http://                           meeting on May 4, 2015, in Boston,                    order to increase education and
                                                    www.fdic.gov/regulations/laws/federal.                  Massachusetts; the fourth outreach                    outreach. By participating in person at
                                                    Follow instructions for submitting                      meeting, which focused on rural banks                 the meeting, you consent to appear in
                                                    comments on the Agency Web site.                        and their communities, in Kansas City,                such recordings.
                                                       • Email: Comments@FDIC.gov.                          Missouri on August 4, 2015; and the
                                                    Include ‘‘EGRPRA’’ in the subject line of                                                                     Additional Background on EGRPRA
                                                                                                            fifth outreach meeting on October 19,
                                                    the message.                                            2015 in Chicago, Illinois. Additional                    Section 2222 of EGRPRA directs the
                                                       • Mail: Robert E. Feldman, Executive                 details, including videos and transcripts             Agencies, along with the Council, to
                                                    Secretary, Attention: Comments, Federal                 of the first five outreach meetings, are              conduct a review of their regulations not
                                                    Deposit Insurance Corporation, 550 17th                 available on the EGRPRA Web site at:                  less frequently than once every ten years
                                                    Street NW., Washington, DC 20429.                       http://egrpra.ffiec.gov/outreach/                     to identify outdated or otherwise
                                                       • Hand Delivery/Courier: Guard                       outreach-index.html.                                  unnecessary regulatory requirements
                                                    station at the rear of the 550 17th Street                 The final outreach meeting will be                 imposed on insured depository
                                                    Building (located on F Street) on                       held on December 2, 2015, in the                      institutions. In conducting this review,
                                                    business days between 7:00 a.m. and                     Washington, DC area at the FDIC’s L.                  the Agencies are required to categorize
                                                    5:00 p.m. (EDT).                                        William Seidman Center at Virginia                    their regulations by type and, at regular
                                                       The FDIC will post all comments                      Square in Arlington, Virginia, and will               intervals, provide notice and solicit
                                                    received to http://www.fdic.gov/                        be streamed live at: http://                          public comment on categories of
                                                    regulations/laws/federal without                        egrpra.ffiec.gov/. FDIC Chairman Martin               regulations, requesting commenters to
                                                    change, including any personal                          J. Gruenberg, Comptroller of the                      identify areas of regulations that are
                                                    information provided. Comments may                      Currency Thomas J. Curry, and Federal                 outdated, unnecessary, or unduly
                                                    be inspected and photocopied in the                     Reserve Board Governor Daniel K.                      burdensome. The statute requires the
                                                    FDIC Public Information Center, 3501                    Tarullo are scheduled to attend, along                Agencies to publish in the Federal
                                                    North Fairfax Drive, Room E–1002,                       with senior staff members of the                      Register a summary of the comments
                                                    Arlington, VA 22226, between 9:00 a.m.                  Agencies. The meeting will consist of                 received, identifying significant issues
                                                    and 5:00 p.m. (EST) on business days.                   panels of bankers and consumer and                    raised and commenting on these issues.
                                                    Paper copies of public comments may                     community groups who will present                     The statute also directs the Agencies to
                                                    be ordered from the Public Information                  particular issues. There will be limited              eliminate unnecessary regulations to the
                                                    Center by calling (877) 275–3342.                       time after each panel for comments from               extent that such action is appropriate.
                                                    FOR FURTHER INFORMATION CONTACT:                        meeting attendees. In addition, there                 Finally, section 2222 requires the
                                                       OCC: Heidi M. Thomas, Special                        will be a session at the end of the                   Council, of which the Agencies are
                                                    Counsel, (202) 649–5490; for persons                    meeting during which audience                         members, to submit a report to Congress
                                                    who are deaf or hard of hearing, TTY                    members may present views on any of                   that summarizes any significant issues
                                                    (202) 649–5597.                                         the regulations under review. The                     raised in the public comments and the
                                                       Board: Kevin Wilson, Financial                       Agencies reserve the right to limit the               relative merits of such issues. The report
                                                    Analyst, (202) 452–2362; Claudia Von                    time of individual commenters, if                     also must include an analysis of
                                                    Pervieux, Counsel (202) 452–2552; for                   needed, in order to accommodate the                   whether the Agencies are able to
                                                    persons who are deaf or hard of hearing,                number of persons desiring to speak.                  address the regulatory burdens
                                                    TTY (202) 263–4869.                                        Comments made by panelists,                        associated with such issues by
                                                       FDIC: Ruth R. Amberg, Assistant                      audience members, and online                          regulation or whether these burdens
                                                    General Counsel, (202) 898–3736; for                    participants at this meeting will be                  must be addressed by legislative action.
                                                    persons who are deaf or hard of hearing,                reflected in the public comment file.                    For purposes of this review, the
                                                    TTY 1–800–925–4618.                                     Audience members who do not wish to                   Agencies have grouped our regulations
                                                    SUPPLEMENTARY INFORMATION: EGRPRA 1                     comment orally may submit written                     into 12 categories: Applications and
                                                    directs the Agencies, along with the                    comments at the meeting. As noted                     Reporting; Banking Operations; Capital;
                                                    Federal Financial Institutions                          above, any interested person may                      Community Reinvestment Act;
                                                    Examination Council (Council), not less                 submit comments through the EGRPRA                    Consumer Protection; Directors, Officers
                                                    frequently than once every ten years, to                Web site during open comment periods                  and Employees; International
                                                                                                            at: http://egrpra.ffiec.gov/submit-                   Operations; Money Laundering; Powers
jstallworth on DSK7TPTVN1PROD with PROPOSALS




                                                    conduct a review of their regulations to
                                                    identify outdated or otherwise                          comment/submit-comment-index.html                     and Activities; Rules of Procedure;
                                                    unnecessary regulations imposed on                      or directly to the Agencies through any               Safety and Soundness; and Securities.
                                                    insured depository institutions. As part                of the other manners specified above.                 On June 4, 2014, we published a
                                                    of this review, the Agencies are holding                   All participants attending in person               Federal Register document announcing
                                                    a series of six outreach meetings to                    should register for the Washington, DC                the start of the EGRPRA review process
                                                                                                            area outreach meeting at: http://                     and also asking for public comment on
                                                      1 Public Law 104–208 (1996), 110 Stat. 3009–414,      egrpra.ffiec.gov/outreach/outreach-                   three of these categories—Applications
                                                    codified at 12 U.S.C. 3311.                             index.html. Because of space                          and Reporting; Powers and Activities;


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                                                    74720                  Federal Register / Vol. 80, No. 229 / Monday, November 30, 2015 / Proposed Rules

                                                    and International Operations                              DEPARTMENT OF TRANSPORTATION                          this referenced service information at
                                                    regulations.2 In that document we                                                                               the FAA, Transport Airplane
                                                    published a chart, listing the Agencies’                  Federal Aviation Administration                       Directorate, 1601 Lind Avenue SW.,
                                                    regulations in the 12 categories included                                                                       Renton, WA. For information on the
                                                    in the EGRPRA review. The comment                         14 CFR Part 39                                        availability of this material at the FAA,
                                                    period for this Federal Register                          [Docket No. FAA–2015–6542; Directorate                call 425–227–1221.
                                                    document closed on September 2, 2014.                     Identifier 2015–NM–038–AD]                            Examining the AD Docket
                                                    On February 13, 2015, we published a                      RIN 2120–AA64                                            You may examine the AD docket on
                                                    Federal Register document asking for                                                                            the Internet at http://
                                                    public comment on three additional                        Airworthiness Directives; Embraer S.A.                www.regulations.gov by searching for
                                                    categories—Banking Operations;                            Airplanes                                             and locating Docket No. FAA–2015–
                                                    Capital; and the Community                                                                                      6542; or in person at the Docket
                                                    Reinvestment Act.3 The comment                            AGENCY: Federal Aviation
                                                                                                              Administration (FAA), DOT.                            Management Facility between 9 a.m.
                                                    period for the second Federal Register                                                                          and 5 p.m., Monday through Friday,
                                                    document closed on May 14, 2015. On                       ACTION: Notice of proposed rulemaking
                                                                                                                                                                    except Federal holidays. The AD docket
                                                    June 5, 2015, the Agencies published a                    (NPRM).                                               contains this proposed AD, the
                                                    third Federal Register document asking                    SUMMARY:    We propose to adopt a new                 regulatory evaluation, any comments
                                                    for public comment on three additional                    airworthiness directive (AD) for all                  received, and other information. The
                                                    categories—Consumer Protection;                           Embraer S.A. Model ERJ 170 airplanes;                 street address for the Docket Operations
                                                    Directors, Officers and Employees; and                    and all Embraer S.A. Model ERJ 190–                   office (telephone 800–647–5527) is in
                                                    Money Laundering.4 This third Federal                     100 STD, –100 LR, –100 IGW, –200                      the ADDRESSES section. Comments will
                                                    Register document announced that the                      STD, –200 LR, and –200 IGW airplanes.                 be available in the AD docket shortly
                                                    Agencies’ expanded the scope of the                       This proposed AD was prompted by                      after receipt.
                                                    EGRPRA review to cover newly issued                       reports of cracks in certain engine low-              FOR FURTHER INFORMATION CONTACT: Ana
                                                    regulations. The comment period for the                   stage bleed check valves. This proposed               Martinez Hueto, Aerospace Engineer,
                                                    third document closed on September 3,                     AD would require replacing the air                    International Branch, ANM–116,
                                                    2015. Before the end of the year, the                     management system (AMS) controller                    Transport Airplane Directorate, FAA,
                                                    Agencies intend to issue the final                        operation program of the AMS                          1601 Lind Avenue SW., Renton, WA
                                                                                                              controller processor boards, and                      98057–3356; telephone 425–227–1622;
                                                    Federal Register document, requesting
                                                                                                              replacement of the current low-stage                  fax 425–227–1149.
                                                    comment on regulations in the last three
                                                                                                              bleed check valve and associated seals.               SUPPLEMENTARY INFORMATION:
                                                    categories—Rules of Procedure; Safety
                                                    and Soundness; and Securities, as well                    We are proposing this AD to prevent                   Comments Invited
                                                    as on any other final rules not covered                   failure of the low-stage bleed check
                                                                                                              valve, which could result in dual engine                We invite you to send any written
                                                    by one of the prior Federal Register                                                                            relevant data, views, or arguments about
                                                    documents. In addition, to be as                          in-flight shutdown.
                                                                                                                                                                    this proposed AD. Send your comments
                                                    inclusive as possible, the Agencies will                  DATES: We must receive comments on
                                                                                                                                                                    to an address listed under the
                                                    invite comment during the comment                         this proposed AD by January 14, 2016.                 ADDRESSES section. Include ‘‘Docket No.
                                                    period for the fourth document on any                     ADDRESSES: You may send comments,                     FAA–2015–6542; Directorate Identifier
                                                    Agency rule that is issued in final form                  using the procedures found in 14 CFR                  2015–NM–038–AD’’ at the beginning of
                                                    before the end of the year. Finally, as                   11.43 and 11.45, by any of the following              your comments. We specifically invite
                                                    noted in prior documents, the Agencies                    methods:                                              comments on the overall regulatory,
                                                    will continue to accept comments on                          • Federal eRulemaking Portal: Go to                economic, environmental, and energy
                                                    any rules included in the prior Federal                   http://www.regulations.gov. Follow the                aspects of this proposed AD. We will
                                                    Register documents for which we have                      instructions for submitting comments.                 consider all comments received by the
                                                                                                                 • Fax: 202–493–2251.                               closing date and may amend this
                                                    already sought comment during the
                                                                                                                 • Mail: U.S. Department of                         proposed AD based on those comments.
                                                    open comment period in the final                          Transportation, Docket Operations, M–                   We will post all comments we
                                                    Federal Register document.                                30, West Building Ground Floor, Room                  receive, without change, to http://
                                                      Dated: November 18, 2015.                               W12–140, 1200 New Jersey Avenue SE.,                  www.regulations.gov, including any
                                                    Thomas J. Curry,                                          Washington, DC 20590.                                 personal information you provide. We
                                                    Comptroller of the Currency.                                 • Hand Delivery: U.S. Department of                will also post a report summarizing each
                                                                                                              Transportation, Docket Operations, M–                 substantive verbal contact we receive
                                                      By order of the Board of Governors of the
                                                                                                              30, West Building Ground Floor, Room                  about this proposed AD.
                                                    Federal Reserve System, November 19, 2015.
                                                                                                              W12–140, 1200 New Jersey Avenue SE.,
                                                    Robert deV. Frierson,                                     Washington, DC, between 9 a.m. and 5                  Discussion
                                                    Secretary of the Board.                                   p.m., Monday through Friday, except                     The Agência Nacional de Aviação
                                                      Dated: November 18, 2015.                               Federal holidays.                                     Civil (ANAC), which is the aviation
                                                    Robert E. Feldman,                                           For service information identified in              authority for Brazil, has issued Brazilian
                                                                                                              this proposed AD, contact Embraer S.A.,               Airworthiness Directive 2015–02–02,
jstallworth on DSK7TPTVN1PROD with PROPOSALS




                                                    Executive Secretary, Federal Deposit
                                                    Insurance Corporation.                                    Technical Publications Section (PC                    dated March 6, 2015 (referred to after
                                                                                                              060), Av. Brigadeiro Faria Lima, 2170–                this as the Mandatory Continuing
                                                    [FR Doc. 2015–30247 Filed 11–27–15; 8:45 am]
                                                                                                              Putim–12227–901 São Jose dos                         Airworthiness Information, or ‘‘the
                                                    BILLING CODE 4810–33–P; 6210–01–P; 6714–01–P
                                                                                                              Campos–SP–BRASIL; telephone +55 12                    MCAI’’), to correct an unsafe condition
                                                                                                              3927–5852 or +55 12 3309–0732; fax                    for Embraer S.A. Model ERJ 190–100
                                                      2 79 FR 32172.                                          +55 12 3927–7546; email distrib@                      STD, –100 LR, –100 IGW, –200 STD,
                                                      3 80 FR 7980.                                           embraer.com.br; Internet http://                      –200 LR, and –200 IGW airplanes. The
                                                      4 80 FR 32046.                                          www.flyembraer.com. You may view                      MCAI states:


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Document Created: 2018-03-01 11:12:29
Document Modified: 2018-03-01 11:12:29
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionProposed Rules
ActionNotice of outreach meeting.
DatesAn outreach meeting will be held in the Washington, DC area at the FDIC's L. William Seidman Center at Virginia Square in Arlington, Virginia, on Wednesday December 2, 2015, beginning at 9:00 a.m. Eastern Standard Time (EST). Online registrations will be accepted through November 30, 2015, or until all seats are filled, whichever is earlier. If seats are available after the close of online registration, individuals may register in person at the L. William Seidman Center on the day of the meeting.
ContactOCC: Heidi M. Thomas, Special Counsel, (202) 649-5490; for persons who are deaf or hard of hearing, TTY (202) 649-5597.
FR Citation80 FR 74718 
CFR Citation12
Title 12 CFR Chapter I
12
Title 12 CFR Chapter II

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