80_FR_76695 80 FR 76459 - Agency Information Collection Activities: Comment Request

80 FR 76459 - Agency Information Collection Activities: Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 80, Issue 236 (December 9, 2015)

Page Range76459-76460
FR Document2015-31025

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection, titled, ``Loan Originator Compensation Amendment (Regulation Z).''

Federal Register, Volume 80 Issue 236 (Wednesday, December 9, 2015)
[Federal Register Volume 80, Number 236 (Wednesday, December 9, 2015)]
[Notices]
[Pages 76459-76460]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2015-31025]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2015-0054]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is requesting to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection, titled, ``Loan Originator Compensation 
Amendment (Regulation Z).''

DATES: Written comments are encouraged and must be received on or 
before February 8, 2016 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Consumer Financial Protection Bureau (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552.
     Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1275 First Street NE., Washington, DC 
20002.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or social security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this mailbox.

SUPPLEMENTARY INFORMATION:
    Title of Collection: Loan Originator Compensation Amendment 
(Regulation Z).
    OMB Control Number: 3170-0031.
    Type of Review: Extension without change of a currently approved 
collection.
    Affected Public: Private sector.
    Estimated Number of Respondents: 8,254.
    Estimated Total Annual Burden Hours: 94,635.
    Abstract: The Truth in Lending Act (TILA), 15 U.S.C. 1601 et seq., 
was enacted to foster comparison credit shopping and informed credit 
decision making by requiring accurate disclosure of the costs and terms 
of credit to consumers. The Dodd-Frank Act then amended TILA to 
include, among other things, provisions about the qualifications and 
compensation of mortgage loan officers, in order to ensure consumers 
are getting a fair deal on their loans.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility,

[[Page 76460]]

and clarity of the information to be collected; and (d) Ways to 
minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB 
approval. All comments will become a matter of public record.

    Dated: December 3, 2015.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2015-31025 Filed 12-8-15; 8:45 am]
BILLING CODE 4810-AM-P



                                                                           Federal Register / Vol. 80, No. 236 / Wednesday, December 9, 2015 / Notices                                           76459

                                                  coastlsalmonl                                           section 4(f) and are proposing to adopt                  • Electronic: http://
                                                  recoveryldomain.html)                                   it as the ESA Recovery Plan for Oregon                www.regulations.gov. Follow the
                                                                                                          Coast Coho Salmon.                                    instructions for submitting comments.
                                                  How NMFS and Others Expect To Use
                                                                                                                                                                   • Mail: Consumer Financial
                                                  the Plan                                                Public Comments Solicited
                                                                                                                                                                Protection Bureau (Attention: PRA
                                                    With approval of the final Plan, we                      We are soliciting written comments                 Office), 1700 G Street NW., Washington,
                                                  will commit to implement the actions in                 on the Proposed Plan. All substantive                 DC 20552.
                                                  the Plan for which we have authority                    comments received by the date specified                  • Hand Delivery/Courier: Consumer
                                                  and funding; encourage other Federal                    above will be considered and                          Financial Protection Bureau (Attention:
                                                  and state agencies and tribal                           incorporated, as appropriate, prior to                PRA Office), 1275 First Street NE.,
                                                  governments to implement recovery                       our decision whether to approve the                   Washington, DC 20002.
                                                  actions for which they have                             plan. We will issue a news release                       Please note that comments submitted
                                                  responsibility, authority and funding;                  announcing the adoption and                           after the comment period will not be
                                                  and work cooperatively with the public                  availability of the final plan. We will               accepted. In general, all comments
                                                  and local stakeholders on                               post on the NMFS West Coast Region                    received will become public records,
                                                  implementation of other actions. We                     Web site (www.wcr.noaa.gov) a                         including any personal information
                                                  expect the Plan to guide us and other                   summary of, and responses to, the                     provided. Sensitive personal
                                                  Federal agencies in evaluating Federal                  comments received, along with                         information, such as account numbers
                                                  actions under ESA section 7, as well as                 electronic copies of the final plan and               or social security numbers, should not
                                                  in implementing other provisions of the                 its appendices.                                       be included.
                                                  ESA and other statutes. For example,
                                                                                                          Literature Cited                                      FOR FURTHER INFORMATION CONTACT:
                                                  the Plan will provide greater biological
                                                                                                                                                                Documentation prepared in support of
                                                  context for evaluating the effects that a               McElhany, P., M.H. Ruckelshaus, M.J. Ford,            this information collection request is
                                                  proposed action may have on a species                    T.C. Wainwright, and E.P. Bjorkstedt. 2000.          available at www.regulations.gov.
                                                  by providing delisting criteria,                         Viable salmon populations and the
                                                                                                                                                                Requests for additional information
                                                  information on priority areas for                        recovery of evolutionarily significant units.
                                                                                                           U.S. Dept. of Commerce, NOAA Tech.                   should be directed to the Consumer
                                                  addressing specific limiting factors, and
                                                  information on how future populations                    Memo., NMFS NWFSC 42, 156 p.                         Financial Protection Bureau, (Attention:
                                                  within the ESU can tolerate varying                                                                           PRA Office), 1700 G Street NW.,
                                                                                                            Authority: 16 U.S.C. 1531 et seq.
                                                  levels of risk.                                                                                               Washington, DC 20552, (202) 435–9575,
                                                                                                            Dated: December 3, 2015.                            or email: PRA@cfpb.gov. Please do not
                                                    When we are considering a species for
                                                                                                          Perry F. Gayaldo,                                     submit comments to this mailbox.
                                                  delisting, the agency will examine
                                                  whether the section 4(a)(1) listing                     Deputy Director, Office of Protected                  SUPPLEMENTARY INFORMATION:
                                                                                                          Resources, National Marine Fisheries Service.            Title of Collection: Loan Originator
                                                  factors have been addressed. To assist in
                                                  this examination, we will use the                       [FR Doc. 2015–30956 Filed 12–8–15; 8:45 am]           Compensation Amendment (Regulation
                                                  delisting criteria described in Chapter 4               BILLING CODE 3510–22–P                                Z).
                                                  of the Plan, which includes both                                                                                 OMB Control Number: 3170–0031.
                                                  biological criteria and criteria                                                                                 Type of Review: Extension without
                                                  addressing each of the ESA section                                                                            change of a currently approved
                                                  4(a)(1) listing factors, as well as any                 BUREAU OF CONSUMER FINANCIAL                          collection.
                                                  other relevant data and policy                          PROTECTION                                               Affected Public: Private sector.
                                                  considerations.                                                                                                  Estimated Number of Respondents:
                                                    We will also work with the Oregon                     [Docket No: CFPB–2015–0054]                           8,254.
                                                  Coast Coho Conservation Plan                                                                                     Estimated Total Annual Burden
                                                  Implementation Team described in the                    Agency Information Collection                         Hours: 94,635.
                                                  Proposed Plan to develop                                Activities: Comment Request                              Abstract: The Truth in Lending Act
                                                  implementation schedules that provide                                                                         (TILA), 15 U.S.C. 1601 et seq., was
                                                                                                          AGENCY:  Bureau of Consumer Financial                 enacted to foster comparison credit
                                                  greater specificity for recovery actions to             Protection.
                                                  be implemented over three-to five-year                                                                        shopping and informed credit decision
                                                                                                          ACTION: Notice and request for comment.               making by requiring accurate disclosure
                                                  periods. This Team will also help
                                                  promote implementation of recovery                                                                            of the costs and terms of credit to
                                                                                                          SUMMARY:   In accordance with the                     consumers. The Dodd-Frank Act then
                                                  actions and subsequent implementation                   Paperwork Reduction Act of 1995
                                                  schedules, and will track and report on                                                                       amended TILA to include, among other
                                                                                                          (PRA), the Consumer Financial                         things, provisions about the
                                                  implementation progress.                                Protection Bureau (Bureau) is requesting              qualifications and compensation of
                                                  Conclusion                                              to renew the Office of Management and                 mortgage loan officers, in order to
                                                     Section 4(f)(1)(B) of the ESA requires               Budget (OMB) approval for an existing                 ensure consumers are getting a fair deal
                                                  that recovery plans incorporate, to the                 information collection, titled, ‘‘Loan                on their loans.
                                                  maximum extent practicable, (1)                         Originator Compensation Amendment                        Request for Comments: Comments are
                                                  objective, measurable criteria which,                   (Regulation Z).’’                                     invited on: (a) Whether the collection of
                                                  when met, would result in a                             DATES: Written comments are                           information is necessary for the proper
                                                                                                          encouraged and must be received on or
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                                                  determination that the species is no                                                                          performance of the functions of the
                                                  longer threatened or endangered; (2)                    before February 8, 2016 to be assured of              Bureau, including whether the
                                                  site-specific management actions                        consideration.                                        information will have practical utility;
                                                  necessary to achieve the plan’s goals;                  ADDRESSES: You may submit comments,                   (b) The accuracy of the Bureau’s
                                                  and (3) estimates of the time required                  identified by the title of the information            estimate of the burden of the collection
                                                  and costs to implement recovery                         collection, OMB Control Number (see                   of information, including the validity of
                                                  actions. We conclude that the Proposed                  below), and docket number (see above),                the methods and the assumptions used;
                                                  Plan meets the requirements of ESA                      by any of the following methods:                      (c) Ways to enhance the quality, utility,


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                                                  76460                    Federal Register / Vol. 80, No. 236 / Wednesday, December 9, 2015 / Notices

                                                  and clarity of the information to be                    the office listed in the ADDRESSES                    past year, gather stories of success or
                                                  collected; and (d) Ways to minimize the                 section of this Notice.                               impact, collect quantitative hiring data
                                                  burden of the collection of information                 DATES: Written comments must be                       relating to AmeriCorps and Peace Corps
                                                  on respondents, including through the                   submitted to the individual and office                alumni, and provide organizations with
                                                  use of automated collection techniques                  listed in the ADDRESSES section by                    an opportunity to update their contact
                                                  or other forms of information                           February 8, 2016.                                     and location data. The information will
                                                  technology. Comments submitted in                       ADDRESSES: You may submit comments,                   be collected electronically via our Web
                                                  response to this notice will be                         identified by the title of the information            site.
                                                  summarized and/or included in the                       collection activity, by any of the                    Current Action
                                                  request for OMB approval. All                           following methods:
                                                  comments will become a matter of                           (1) By mail sent to: Corporation for                  This is a new information collection
                                                  public record.                                          National and Community Service, Office                request. The items on the form are:
                                                    Dated: December 3, 2015.                              of the CPO; Attention: Erin Dahlin,                   Employer name; fields to share notable
                                                                                                          Deputy Chief of Program Operations,                   hiring experiences and future plans/
                                                  Darrin A. King,
                                                                                                          Rm 9309; 1201 New York Avenue NW.,                    goals; human resources policy changes
                                                  Paperwork Reduction Act Officer, Bureau of                                                                    as an Employer of National Service; a
                                                  Consumer Financial Protection.                          Washington, DC 20525.
                                                                                                             (2) By hand delivery or by courier to              section on recruiting and hiring,
                                                  [FR Doc. 2015–31025 Filed 12–8–15; 8:45 am]
                                                                                                          the CNCS mailroom at Room 8100 at the                 including applicants, candidates hired,
                                                  BILLING CODE 4810–AM–P                                                                                        and overall workforce information; a
                                                                                                          mail address given in paragraph (1)
                                                                                                          above, between 9:00 a.m. and 4:00 p.m.                section to update contact and location
                                                                                                          Eastern Time, Monday through Friday,                  information.
                                                  CORPORATION FOR NATIONAL AND                            except Federal holidays.                                 Type of Review: New.
                                                  COMMUNITY SERVICE                                          (3) Electronically through                            Agency: Corporation for National and
                                                                                                          www.regulations.gov.                                  Community Service.
                                                  Proposed Information Collection;                                                                                 Title: Employers of National Service
                                                                                                             Individuals who use a
                                                  Comment Request                                                                                               Annual Survey.
                                                                                                          telecommunications device for the deaf
                                                                                                                                                                   OMB Number: New.
                                                  AGENCY: Corporation for National and                    (TTY–TDD) may call 1–800–833–3722
                                                                                                                                                                   Agency Number: None.
                                                  Community Service.                                      between 8:00 a.m. and 8:00 p.m. Eastern
                                                                                                                                                                   Affected Public: Any organization that
                                                  ACTION: Notice.                                         Time, Monday through Friday.
                                                                                                                                                                is an Employer of National Service
                                                                                                          FOR FURTHER INFORMATION CONTACT: Erin                 program, including businesses,
                                                  SUMMARY:    The Corporation for National                Dahlin, 202–606–6931, or by email at                  nonprofits, institutions of higher
                                                  and Community Service (CNCS), as part                   edahlin@cns.gov.                                      education, school districts, state/local
                                                  of its continuing effort to reduce                      SUPPLEMENTARY INFORMATION: CNCS is                    governments, and federal agencies.
                                                  paperwork and respondent burden,                        particularly interested in comments                      Total Respondents: 500.
                                                  conducts a pre-clearance consultation                   that:                                                    Frequency: Annually.
                                                  program to provide the general public                      • Evaluate whether the proposed                       Average Time per Response: 30
                                                  and federal agencies with an                            collection of information is necessary                minutes.
                                                  opportunity to comment on proposed                      for the proper performance of the                        Estimated Total Burden Hours: 250.
                                                  and/or continuing collections of                        functions of CNCS, including whether                     Total Burden Cost (capital/startup):
                                                  information in accordance with the                      the information will have practical                   None.
                                                  Paperwork Reduction Act of 1995                         utility;                                                 Total Burden Cost (operating/
                                                  (PRA95) (44 U.S.C. Sec. 3506(c)(2)(A)).                    • Evaluate the accuracy of the                     maintenance): None.
                                                  This program helps to ensure that                       agency’s estimate of the burden of the                   Comments submitted in response to
                                                  requested data can be provided in the                   proposed collection of information,                   this notice will be summarized and/or
                                                  desired format, reporting burden (time                  including the validity of the                         included in the request for Office of
                                                  and financial resources) is minimized,                  methodology and assumptions used;                     Management and Budget approval of the
                                                  collection instruments are clearly                         • Enhance the quality, utility, and                information collection request; they will
                                                  understood, and the impact of collection                clarity of the information to be                      also become a matter of public record.
                                                  requirement on respondents can be                       collected; and                                          Dated: December 3, 2015.
                                                  properly assessed.                                         • Minimize the burden of the
                                                    Currently, CNCS is soliciting                                                                               Erin Dahlin,
                                                                                                          collection of information on those who
                                                  comments concerning its proposed                        are expected to respond, including the                Deputy Chief of Program Operations.
                                                  Employers of National Service Annual                    use of appropriate automated,                         [FR Doc. 2015–31018 Filed 12–8–15; 8:45 am]
                                                  Survey. The Employers of National                       electronic, mechanical, or other                      BILLING CODE 6050–28–P
                                                  Service program seeks to connect                        technological collection techniques or
                                                  employers from all sectors with                         other forms of information technology
                                                  AmeriCorps and Peace Corps alumni.                      (e.g., permitting electronic submissions              CORPORATION FOR NATIONAL AND
                                                  Organizations that have signed up to                    of responses).                                        COMMUNITY SERVICE
                                                  participate in the Employers of National
                                                  Service program will be filling out this                Background                                            Information Collection; Submission for
                                                                                                                                                                OMB Review, Comment Request
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                                                  form on an annual basis. Through this                      Organizations from all sectors who are
                                                  survey, CNCS will collect information                   Employers of National Service will be                 AGENCY: Corporation for National and
                                                  that will enable the agency to improve                  filling out this form, including                      Community Service.
                                                  the program. Information provided is                    businesses, nonprofits, institutions of               ACTION: Notice.
                                                  purely voluntary and will not be used                   higher education, school districts, state/
                                                  for any grant or funding support.                       local governments, and federal agencies.              SUMMARY: The Corporation for National
                                                    Copies of the information collection                  The purpose of the form is to track what              and Community Service (CNCS) has
                                                  request can be obtained by contacting                   actions an employer has taken in the                  submitted a public information


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Document Created: 2015-12-14 13:32:56
Document Modified: 2015-12-14 13:32:56
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before February 8, 2016 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this mailbox.
FR Citation80 FR 76459 

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