80 FR 79724 - Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE CORPORATION Federal Register Volume 80, Issue 246 (December 23, 2015)
Office of the Comptroller of the Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE CORPORATION
Federal Register Volume 80, Issue 246 (December 23, 2015)
| Page Range | 79724-79735 | |
| FR Document | 2015-32312 |
[Federal Register Volume 80, Number 246 (Wednesday, December 23, 2015)] [Proposed Rules] [Pages 79724-79735] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2015-32312] ----------------------------------------------------------------------- DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency 12 CFR Chapter I [Docket ID FFIEC-2014-0001] FEDERAL RESERVE SYSTEM 12 CFR Chapter II [Docket No. R-1510] FEDERAL DEPOSIT INSURANCE CORPORATION 12 CFR Chapter III Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 AGENCY: Office of the Comptroller of the Currency (``OCC''), Treasury; Board of Governors of the Federal Reserve System (``Board''); and Federal Deposit Insurance Corporation (``FDIC''). ACTION: Notice of regulatory review; request for comments. ----------------------------------------------------------------------- SUMMARY: The OCC, Board, and FDIC (each an ``Agency''; together ``we'' or ``Agencies'') are conducting a review of the regulations we have issued in order to identify outdated or otherwise unnecessary regulatory requirements imposed on insured depository institutions, as required by the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA). EGRPRA requires the Agencies to organize the regulations into categories and publish groups of categories for comment. In this notice, the Agencies are seeking public comment on regulations in the following categories: Rules of Procedure; Safety and Soundness; and Securities. We have listed these rules on a chart included with this notice. In addition, as we previously announced, the Agencies have expanded the scope of the EGRPRA review to include the Agencies' recently issued final rules. Accordingly, in this notice, the Agencies invite the public to comment on any Agency final rule not included in a previous EGRPRA Federal Register notice. To facilitate identification of these recently issued rules, we have included with this notice a separate chart that lists these rules. Finally, in order to be as inclusive as possible, the Agencies also invite comment during the comment period for this notice on any Agency rule that is issued in final form on or before December 31, 2015. We will list these [[Page 79725]] rules on the EGRPRA Web site, http://egrpra.ffiec.gov/. The public may also comment on any other Agency rule, including rules covered by the three prior notices during the open comment period for this notice. DATES: Written comments must be received by no later than March 22, 2016. ADDRESSES: Any interested individual may submit comments through the EGRPRA Web site during open comment periods at: http://egrpra.ffiec.gov/submit-comment/submit-comment-index.html. On this site, click ``Submit a Comment'' and follow the instructions. Alternatively, comments also may be submitted through the Federal eRulemaking Portal ``Regulations.gov'' at: http://www.regulations.gov. Enter ``Docket ID FFIEC-2014-0001'' in the Search Box, click ``Search,'' and click ``Comment Now.'' Those who wish to submit their comments by an alternate means may do so as indicated by each Agency below. OCC The OCC encourages commenters to submit comments through the Federal eRulemaking Portal, Regulations.gov, in accordance with the previous paragraph. Alternatively, comments may be emailed to regs.comments@occ.treas.gov or sent by mail to Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, Mail Stop 9W-11, 400 7th Street SW., Washington, DC 20219. Comments also may be faxed to (571) 465-4326 or hand delivered or sent by courier to 400 7th Street SW., Washington, DC 20219. For comments submitted by any means other than Regulations.gov, you must include ``OCC'' as the Agency name and ``Docket ID FFIEC-2014-0001'' in your comment. In general, the OCC will enter all comments received into the docket and publish them without change on Regulations.gov. Comments received, including attachments and other supporting materials, as well as any business or personal information you provide, such as your name and address, email address, or phone number, are part of the public record and subject to public disclosure. Therefore, please do not include any information with your comment or supporting materials that you consider confidential or inappropriate for public disclosure. You may inspect and photocopy in person all comments received by the OCC at 400 7th Street SW., Washington, DC 20219. For security reasons, the OCC requires that visitors make an appointment to inspect or photocopy comments. You may make an appointment by calling (202) 649-6700 or, for persons who are deaf or hard of hearing, TTY (202) 649-5597. Upon arrival, visitors will be required to present valid government-issued photo identification and submit to a security screening. Board The Board encourages commenters to submit comments regarding the Board's regulations by any of the following methods:Agency Web site: http://www.federalreserve.gov/apps/foia/proposedregs.aspx. Follow the instructions for submitting comments on the Agency Web site. Federal eRulemaking Portal, in accordance with the directions above. Email: regs.comments@federalreserve.gov. Include ``EGRPRA'' and Docket No. R-1510 in the subject line of the message. FAX: (202) 452-3819. Mail: Robert deV. Frierson, Secretary, Board of Governors of the Federal Reserve System, 20th Street and Constitution Avenue NW., Washington, DC 20551. In general, the Board will enter all comments received into the docket and publish them without change on the Board's public Web site www.federalreserve.gov; Regulations.gov; and http://egrpra.ffiec.gov. Comments received, including attachments and other supporting materials, as well as any business or personal information you provide, such as your name and address, email address, or phone number, are part of the public record and subject to public disclosure. Therefore, please do not enclose any information with your comment or supporting materials that you consider confidential or inappropriate for public disclosure. You may inspect and photocopy in person all comments received by the Board in Room 3515, 1801 K Street NW., (between 18th and 19th Street NW.,) Washington, DC 20006, between 9:00 a.m. and 5:00 p.m. on weekdays. For security reasons, the Board requires that visitors make an appointment to inspect comments. You may make an appointment by calling (202) 452-3000. Upon arrival, visitors will be required to present valid government-issued photo identification and submit to a security screening. FDIC The FDIC encourages commenters to submit comments through the Federal eRulemaking Portal, ``Regulations.gov,'' in accordance with the directions above. Alternatively, you may submit comments by any of the following methods: Agency Web site: http://www.fdic.gov/regulations/laws/federal. Follow instructions for submitting comments on the Agency Web site. Email: Comments@FDIC.gov. Include ``EGRPRA'' in the subject line of the message. Mail: Robert E. Feldman, Executive Secretary, Attention: Comments, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. Hand Delivery/Courier: Guard station at the rear of the 550 17th Street Building (located on F Street) on business days between 7:00 a.m. and 5:00 p.m. (EDT). The FDIC will post all comments received to http://www.fdic.gov/regulations/laws/federal without change, including any personal information provided. Comments may be inspected and photocopied in the FDIC Public Information Center, 3501 North Fairfax Drive, Room E-1002, Arlington, VA 22226, between 9:00 a.m. and 5:00 p.m. (EDT) on business days. Paper copies of public comments may be ordered from the Public Information Center by calling (877) 275-3342. FOR FURTHER INFORMATION CONTACT: OCC: Karen McSweeney, Counsel (202) 649-6295; Heidi M. Thomas, Special Counsel (202) 649-5490; Rima Kundnani, Attorney (202) 649-5545; for persons who are deaf or hard of hearing, TTY (202) 649-5597. Board: Claudia Von Pervieux, Counsel (202) 452-2552; Brian Phillips, Attorney (202) 452-3321; for persons who are deaf or hard of hearing, TTY (202) 263-4869. FDIC: Ruth R. Amberg, Assistant General Counsel (202) 898-3736; Ann Taylor, Supervisory Counsel (202) 898-3573; for persons who are deaf or hard of hearing, TTY 1-800-925-4618. SUPPLEMENTARY INFORMATION: I. Introduction Section 2222 of EGRPRA \1\ requires that, not less frequently than once every 10 years, the Federal Financial Institutions Examination Council [[Page 79726]] (FFIEC),\2\ along with the Agencies,\3\ conduct a review of their regulations to identify outdated or otherwise unnecessary requirements imposed on insured depository institutions.\4\ The EGRPRA regulatory review provides an opportunity for the public and the Agencies to look at groups of related regulations and to identify opportunities for burden reduction. For example, the EGRPRA review may facilitate the identification of statutes and regulations that share similar goals or complementary methods where one or more Agencies could eliminate overlapping requirements. Alternatively, commenters may identify regulations or statutes that impose requirements that are no longer consistent with the way that business is conducted and that the Agencies should eliminate or revise. --------------------------------------------------------------------------- \1\ Public Law 104-208 (1996), codified at 12 U.S.C. 3311. \2\ The FFIEC is an interagency body empowered to prescribe uniform principles, standards, and report forms for the Federal examination of financial institutions and to make recommendations to promote uniformity in the supervision of financial institutions. The FFIEC does not issue regulations that impose burden on financial institutions and, therefore, we have not separately captioned the FFIEC in this notice. \3\ The FFIEC is comprised of the OCC, Board, FDIC, National Credit Union Administration (NCUA), Consumer Financial Protection Bureau (CFPB), and State Liaison Committee. Of these, only the OCC, Board, and FDIC are statutorily required to undertake the EGRPRA review. The NCUA elected to participate in the first EGRPRA review 10 years ago, and the NCUA Board again has elected to participate in this review process. Consistent with its approach during the first EGRPRA review, the NCUA will separately issue notices and requests for comment on its rules. The CFPB is required to review its significant rules and publish a report of its review no later than five years after they take effect. See 12 U.S.C. 5512(d). This process is separate from the EGRPRA process. \4\ Insured depository institutions also are subject to regulations that are not required to be reviewed under the EGRPRA process. Examples include rules for which rulemaking authority has transferred to the CFPB and anti-money laundering regulations issued by the Department of the Treasury's Financial Crimes Enforcement Network, among others. If, during the EGRPRA review, the Agencies receive a comment about a regulation that is not subject to the EGRPRA review, we will forward that comment to the appropriate agency. --------------------------------------------------------------------------- In addition to providing an opportunity to consider burden reduction generally, the EGRPRA review also provides the Agencies and the public with an opportunity to consider burden reduction on community banks and other small, insured depository institutions or holding companies. We are keenly aware of the role that these institutions play in providing consumers and businesses across the nation with essential financial services and access to credit, and we are concerned about the impact of regulatory burden on these smaller institutions. We understand that when an Agency issues a new regulation or amends a current regulation, smaller institutions may have to devote considerable resources to determine if and how the regulation will affect them. Through the public comment process, the EGRPRA review can help the Agencies identify and target regulatory changes to reduce unnecessary burden on these smaller institutions. Burden reduction must, however, be consistent with the Agencies' statutory mandates, many of which require the issuance of regulations. These mandates include ensuring the safety and soundness of insured depository institutions, their affiliates, and the financial system as a whole. EGRPRA recognizes that effective burden reduction may require legislative change. Accordingly, as part of this review, we specifically ask the public to comment on the relationships among burden reduction, regulatory requirements, and statutory mandates. In addition, we note that the Agencies consider potential regulatory burden each time we propose, adopt, or amend a rule. For example, under the Paperwork Reduction Act of 1995 and the Regulatory Flexibility Act, the Agencies assess each rulemaking with respect to the burdens the rule might impose. Furthermore, we invite the public to comment on every rule we propose, as required by the Administrative Procedure Act (APA). II. The EGRPRA Review Process Taken together for purposes of EGRPRA, the Agencies' regulations covering insured depository institutions encompass more than 100 subjects.\5\ Consistent with the EGRPRA statute, the Agencies grouped these regulations into the following 12 regulatory categories: Applications and Reporting; Banking Operations; Capital; Community Reinvestment Act; Consumer Protection; \6\ Directors, Officers and Employees; International Operations; Money Laundering; Powers and Activities; Rules of Procedure; Safety and Soundness; and Securities. To determine these categories, we divided the regulations by type and sought to have no category be too large or broad. --------------------------------------------------------------------------- \5\ Consistent with EGRPRA's focus on reducing burden on insured depository institutions, the Agencies have not included their internal, organizational, or operational regulations in this review. \6\ As we have previously noted, the Agencies are seeking comment only on those consumer protection regulations for which we retain rulemaking authority for insured depository institutions and regulated holding companies following passage of section 1061 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-203 (2010) (Dodd-Frank Act), codified at 12 U.S.C. 5581(b). --------------------------------------------------------------------------- To carry out the EGRPRA review, the Agencies have published three Federal Register notices, each addressing one or more categories of rules. Each Federal Register notice provided a 90-day comment period. On June 4, 2014, the Agencies published the first such notice, seeking comment on three categories of rules: Applications and Reporting; Powers and Activities; and International Operations.\7\ On February 13, 2015, the Agencies published the second notice, seeking comment on three additional categories of rules: Banking Operations; Capital; and the Community Reinvestment Act.\8\ On June 5, 2015, the Agencies published the third notice, seeking comment on three additional categories: Consumer Protection; Directors, Officers and Employees; and Money Laundering (Third Notice).\9\ The comment period for the Third Notice closed on September 3, 2015. --------------------------------------------------------------------------- \7\ 79 FR 32172. \8\ 80 FR 7980. \9\ 80 FR 32046. Together, the three EGRPRA notices are referred to as the ``Prior Notices.'' --------------------------------------------------------------------------- In the Third Notice, the Agencies also announced their decision to expand the scope of the EGRPRA review to include recently issued rules, such as those issued pursuant to the Dodd-Frank Act and the recently promulgated domestic capital and liquidity rules. The Agencies identified these rules, referred to as ``Newly Listed Rules,'' on a chart included with the Third Notice. The Third Notice stated that the public could comment on the Newly Listed Rules during the comment period for the final EGRPRA notice. Today, we are publishing the fourth and final EGRPRA notice, addressing the categories of Rules of Procedure; Safety and Soundness; and Securities. We invite the public to identify outdated, unduly burdensome, or otherwise unnecessary regulatory requirements imposed on insured depository institutions and their holding companies in these three categories. Chart A in Section IV contains the Agencies' rules in these three categories, including the Newly Listed Rules in these three categories. In addition, consistent with the expanded scope of the EGRPRA review, we invite the public to identify outdated, unduly burdensome, or otherwise unnecessary regulatory requirements imposed on insured depository institutions and their holding companies by the Newly Listed Rules in the nine categories covered by the Prior Notices. Chart B in Section IV contains the Newly Listed Rules in [[Page 79727]] these nine categories, including rules issued in final form since the Third Notice. Finally, in order to be as inclusive as possible, the Agencies invite comment on any other rule issued in final form on or before December 31, 2015, which will be listed on the EGRPRA Web site, http://egrpra.ffiec.gov/. Furthermore, as has been the practice of the Agencies, we invite comment on any of the Agencies' final rules included in this EGRPRA review during the open comment period for this notice. As part of the EGRPRA review, the Agencies have held a series of outreach meetings around the country to provide an opportunity for bankers, consumer and community groups, and other interested persons to present their views directly to Agency senior management and staff on any of the regulations in the EGRPRA review. The Agencies held a final outreach meeting on December 2, 2015, in the Washington, DC area. Transcripts from and other information about the outreach meetings can be found on the Agencies' EGRPRA Web site, http://egrpra.ffiec.gov. Following the close of the comment period for this final notice, the Agencies will review all of the comments we have received and decide whether further action is appropriate with respect to the regulations. The Agencies will make this decision jointly in the case of rules that we have issued on an interagency basis. For rules issued by one Agency, the issuing Agency will review the comments received and independently determine whether amendments to or repeal of its rules are appropriate. If so, that Agency will initiate a rulemaking to effect such change. Finally, EGRPRA also requires the FFIEC or the Agencies to publish in the Federal Register a summary of the comments received, identifying significant issues raised and commenting on these issues. It also directs the Agencies to eliminate unnecessary regulations to the extent that such action is appropriate. The statute additionally requires the FFIEC to submit to Congress a report that summarizes any significant issues raised in the public comments and the relative merits of such issues. The report also must include an analysis of whether the Agencies are able to address the regulatory burdens associated with such issues or whether these burdens must be addressed by legislative action. III. Request for Burden Reduction Comments on Regulations in the Rules of Procedure, Safety and Soundness, and Securities Categories; on Newly Listed Rules in the Other Categories of Regulations; and on Any Other Final Rule Issued by December 31, 2015 As stated previously in this notice, the Agencies are asking the public to comment on regulations in the Rules of Procedure; Safety and Soundness; and Securities categories. Chart A in Section IV contains the Agencies' rules that are in these three categories. The Agencies are also asking the public to comment on the Newly Listed Rules in the nine categories covered by the Prior Notices. Chart B in Section IV contains the Newly Listed Rules. Both charts include any rules issued on or before December 23, 2015. The Agencies will also accept comment during the open comment period of this notice on any other Agency rule issued in final form by December 31, 2015. In addition, we will accept comments on any of the Agencies' rules, including those rules in categories covered in the Prior Notices. Where possible, we ask commenters to cite specific regulatory language or provisions. We also welcome suggested alternative provisions or language in support of a comment, where appropriate. Where implementation of a suggestion would require modification of a statute, we ask the commenter to identify the statute and the needed change, where possible. Specific issues for commenters to consider. The Agencies specifically invite comment on the following issues as they pertain to (a) the Agencies' Rules of Procedure; Safety and Soundness rules; and Securities rules, on Chart A; (b) any of the Newly Listed Rules on Chart B; and (c) any other Agency rule that is issued in final form by December 31, 2015. Need for statutory change. (1) Do any statutory requirements underlying the rules in these categories impose outdated or otherwise unnecessary regulatory requirements? (2) If so, please identify the statutes and indicate how they should be amended. Need and purpose of the regulations. (1) Have there been changes in the financial services industry, consumer behavior, or other circumstances that cause any regulations in these categories to be outdated or otherwise unnecessary? (2) If so, please identify and indicate how they should be amended. (3) Do any of these regulations impose burdens not required by their underlying statutes? (4) If so, please identify the regulations and indicate how they should be amended. Overarching approaches/flexibility. (1) With respect to the regulations in these categories, could an Agency use a different approach to lessen the burden imposed by the regulations and achieve statutory intent? (2) Do any of these rules impose unnecessarily inflexible requirements? (3) If so, please identify the regulations and indicate how they should be amended. Effect on competition. (1) Do any of the regulations or underlying statutes create competitive disadvantages for one part of the financial services industry compared to another or for one type of insured depository institution compared to another? (2) If so, please identify the regulations and indicate how they should be amended. Reporting, recordkeeping and disclosure requirements. (1) Do any of the regulations or underlying statutes in these categories impose outdated or otherwise unnecessary reporting, recordkeeping, or disclosure requirements on insured depository institutions or their holding companies? (2) Could a financial institution fulfill any of these requirements electronically (if it is not already permitted to do so) and experience burden reduction? (3) If so, please identify the regulations and indicate how they should be amended. Unique characteristics of a type of institution. (1) Do any of the regulations or underlying statutes in these categories impose requirements that are unwarranted by the unique characteristics of a particular type of insured depository institution or holding company? (2) If so, please identify the regulations and indicate how they should be amended. Clarity. (1) Are the regulations in these categories clear and easy to understand? (2) Are there specific regulations for which clarification is needed? (3) If so, please identify the regulations and indicate how they should be amended. Burden on community banks and other smaller, insured depository institutions. (1) Are there regulations or underlying statutes in these categories that impose outdated or otherwise unnecessary requirements on a substantial number of community banks or other smaller, insured depository institutions or holding companies? (2) Have the Agencies issued regulations pursuant to a common statute that, as applied by the Agencies, create redundancies or impose inconsistent requirements? (3) Should any of these regulations be amended or repealed in order to minimize this impact? (4) If so, [[Page 79728]] please identify the regulations and indicate how they should be amended. Scope of rules. (1) Is the scope of each rule in these categories consistent with the intent of the underlying statute(s)? (2) Could we amend the scope of a rule to clarify its applicability or reduce burden, while remaining faithful to statutory intent? (3) If so, please identify the regulations and indicate how they should be amended. -------------------------------------------------------------------------------------------------------------------------------------------------------- State member State non-member Federal savings State savings Subject National banks banks banks associations associations BHCs & FHCs SLHCs -------------------------------------------------------------------------------------------------------------------------------------------------------- 10. Rules of Procedure -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Uniform Rules of Practice and 12 CFR Part 19, 12 CFR Part 263 12 CFR Part 308 12 CFR Part 109, 12 CFR Part 12 CFR Part 263. Procedure. Subpart A. Subpart A. 390.30. -------------------------------------------------------------------------------------------------------------------------------------------------------- OCC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- National Bank Voluntary 12 CFR 5.48. Liquidation. Federal Savings Association-- 12 CFR Part 112. Investigative Proceedings and Formal Examinations. Federal Savings Association-- 12 CFR Part 158. Possession by Conservators and Receivers for Federal and State Savings Associations. Federal Savings Association-- 12 CFR Part 108. Removals, Suspensions and Prohibitions Where a Crime is Charged or Proven. Rules of Practice and Procedure. 12 CFR Part 19, 12 CFR Part 109, Subparts B-P. Subpart B. -------------------------------------------------------------------------------------------------------------------------------------------------------- FDIC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Orderly Liquidation Authority... 12 CFR Part 380. 12 CFR Part 380. Resolution and Receivership 12 CFR Part 360 12 CFR Part 360 12 CFR Part 360 12 CFR Part 360 12 CFR Part 360. Rules. Recordkeeping Requirements for 12 CFR Part 371 12 CFR Part 371 12 CFR Part 371 12 CFR Part 371 12 CFR Part 371. Qualified Financial Contracts. Restrictions on Sale of Assets 12 CFR Part 340 12 CFR Part 340 12 CFR Part 340 12 CFR Part 340 12 CFR Part 340. by the Federal Deposit Insurance Corporation. -------------------------------------------------------------------------------------------------------------------------------------------------------- [[Page 79729]] 11. Safety and Soundness -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Appraisals: Higher-priced 12 CFR Part 34, 12 CFR 226.43; 12 12 CFR Part 1026 12 CFR Part 34, 12 CFR 226.43; 12 Mortgages. Subpart G. CFR Part 226, [Reg. Z]. Subpart G. CFR Part 226, Appx. N and O, Appx. N and O, and Supp. I [Reg. and Supp. I [Reg. Z]. Z]. 12 CFR 226.43; 12 CFR Part 226, Appx. N and O, and Supp. I [Reg. Z]. Appraisals: Minimum Requirements 12 CFR part 34, 12 CFR 208.50 12 CFR Part 323, 12 CFR part 34, 12 CFR Part 323 12 CFR Part 225, for Appraisal Management Subpart H. [Reg. H]; 12 CFR Subpart B. Subpart H. Subpart B. Subpart M [Reg. Companies. Part 225, Subpart Y]. M [Reg. Y]. Appraisals: Standards for 12 CFR Part 34, 12 CFR 208.50 12 CFR Part 323 12 CFR Part 34, 12 CFR Part 323 12 CFR Part 225, Federally-Related Transactions. Subpart C. [Reg. H]; 12 CFR Subpart C. Subpart G [Reg. Part 225, Subpart Y]. G [Reg. Y]. Credit Risk Retention........... 12 CFR Part 43 12 CFR Part 244 12 CFR Part 373 12 CFR Part 43 12 CFR Part 373 12 CFR Part 244 [Reg. RR]. [Reg. RR]. 12 CFR Part 244 [Reg. RR]. Frequency of Safety and 12 CFR 4.6-.7 12 CFR 208.64 12 CFR 337.12 12 CFR 4.6 (See 12 CFR 390.351. Soundness Examination. [Reg. H]. also, 12 CFR 163.170). Lending Limits.................. 12 CFR Part 32 12 CFR Part 215, 12 CFR 337.3 12 CFR Part 32 12 CFR 390.338. Subpart A [Reg. O]. Liquidity Risk.................. 12 CFR Part 50 12 CFR Part 249 12 CFR Part 329 12 CFR Part 50 12 CFR Part 329 12 CFR Part 249 [Reg. WW]. [Reg. WW]. 12 CFR Part 249 [Reg. WW]. Real Estate Lending Standards... 12 CFR Part 34, 12 CFR Part 208, 12 CFR Part 365 12 CFR 160.100; 12 12 CFR Part 390, 12 CFR Part 225, Subpart D. Subpart E and CFR 163.101 Subpart P. Subpart G [Reg. Appx. C [Reg. H]. Y]. Resolution Plans................ 12 CFR Part 381; 12 CFR Part 243 [Reg. QQ]. Security Devices and Procedures. 12 CFR Part 21, 12 CFR 208.61 12 CFR Part 326, 12 CFR Part 168 12 CFR Part 391, Subpart A. [Reg. H]. Subpart A. Subpart A. Standards for Safety and 12 CFR Part 30 12 CFR Part 208, 12 CFR Part 364 12 CFR Part 30 12 CFR Part 364. Soundness. Appx. D-1 [Reg. H]. Transactions with Affiliates.... 12 CFR Part 223 12 CFR Part 223 12 CFR Part 223 12 CFR 163.41 12 CFR 390.337. [Reg. W]; 12 CFR [Reg. W]. [Reg. W]. Part 31. -------------------------------------------------------------------------------------------------------------------------------------------------------- OCC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Heightened Expectations 12 CFR Part 30, 12 CFR Part 30, Guidelines. Appx. D. Appx. D. National Bank--Other Real Estate 12 CFR Part 34, Owned. Subpart E. Federal Savings Association-- 12 CFR Part 163, Financial Management Policies. Subpart F (See also 12 CFR 5.59(e)(7) (service corporations only)). [[Page 79730]] Savings Association--Lending and 12 CFR Part 160 12 CFR Part 160 Investment Additional Safety (Lending and and Soundness Limitations. Investment). Savings Associations and Savings 12 CFR 162.4; See Association Holding Companies also, 12 CFR Part Audits. 363. -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Appraisals: Appraiser 12 CFR 226.42; 12 12 CFR Part 1026 12 CFR 226.42; 12 Independence. CFR Part 226, [Reg. Z]. CFR Part 226, Supp. I [Reg. Z]. Supp. I [Reg. Z]. 12 CFR 226.42; 12 CFR Part 226, Supp. I [Reg. Z]. Definitions related to the 12 CFR Part 242 Financial Stability Oversight [Reg. PP]. Council. Enhanced Prudential Standards 12 CFR Part 252, Risk Committee Requirement (for Subparts B and C certain BHCs) Standards for [Reg. YY]. BHCs with consolidated assets $50 billion or more. Extensions of Credit by Federal 12 CFR Part 201 12 CFR Part 201 12 CFR Part 201 12 CFR Part 201 12 CFR Part 201 Reserve Banks. [Reg. A]. [Reg. A]. [Reg. A]. [Reg. A]. [Reg. A]. Financial Market Utilities...... 12 CFR Part 234 [Reg. HH] Limitations on Interbank 12 CFR Part 206 12 CFR Part 206 12 CFR Part 206 12 CFR Part 206 12 CFR Part 206 Liabilities. [Reg. F]. [Reg. F]. [Reg. F]. [Reg. F]. [Reg. F]. Securities Holding Companies.... 12 CFR Part 241 [Reg. OO] -------------------------------------------------------------------------------------------------------------------------------------------------------- FDIC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Annual Independent Audits and 12 CFR Part 363 12 CFR Part 363 12 CFR Part 363 12 CFR Part 363; 12 CFR Part 363; Reporting Requirements. See also, 12 CFR See also, 12 CFR 162.4. 390.322. Resolution Plans................ 12 CFR Part 360.10 12 CFR Part 360.10 12 CFR Part 360.10 12 CFR Part 12 CFR Part 360.10. 360.10. Unsafe and Unsound Banking 12 CFR 337.2. Practices Standby Letters of Credit. Unsafe and Unsound Banking 12 CFR 337.6 12 CFR 337.6 12 CFR 337.6 12 CFR 337.6 12 CFR 337.6. Practices Brokered Deposits. -------------------------------------------------------------------------------------------------------------------------------------------------------- 12. Securities -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Banks as Registered Clearing 12 CFR 19.135 12 CFR 208.32-33 12 CFR Part 308, Agencies. [Reg. H]. Subpart S. Banks as Securities Transfer 12 CFR 9.20 12 CFR 208.31 12 CFR Part 341. Agents. [Reg. H]. [[Page 79731]] Government Securities Sales 12 CFR Part 13 12 CFR 208.37 12 CFR Part 368. Practices. [Reg. H]. Recordkeeping and Confirmation 12 CFR Part 12 12 CFR 208.34 12 CFR Part 344 12 CFR Part 151 12 CFR Part 344. of Securities Transactions [Reg. H]. Effected by Banks. Reporting Requirements for 12 CFR Part 11 12 CFR 208.36 12 CFR Part 335 12 CFR Part 194 12 CFR Part 335. Reported Securities Under the [Reg. H] Securities Exchange Act of 1934. Securities Offerings............ 12 CFR Part 16 12 CFR Part 197 12 CFR Part 390, Subpart W. Swaps Margin.................... 12 CFR Part 45 12 CFR Part 237 12 CFR Part 349 12 CFR Part 45 12 CFR Part 349. -------------------------------------------------------------------------------------------------------------------------------------------------------- OCC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- National Bank--Municipal 12 CFR Part 10. Securities Dealer Activities of Banks. Federal Savings Association-- 12 CFR Part 193. Accounting Requirements and Financial Statements. Savings Association--Proxies.... 12 CFR Part 169 12 CFR Part 169. Federal Savings Association-- 12 CFR 163.5; 12 Rules on the Issuance and Sale CFR Part 163, of Institution Securities. Subpart C. -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Credit by Banks and Persons 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 Other than Brokers or Dealers [Reg. U]. [Reg. U]. [Reg. U]. [Reg. U]. [Reg. U]. [Reg. U]. for the Purpose of Purchasing 12 CFR Part 221 or Carrying Margin Stock. [Reg. U]. -------------------------------------------------------------------------------------------------------------------------------------------------------- 1. Applications and Reporting -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Bank Merger Act................. 12 CFR 5.33 12 CFR 5.33. Change in Bank Control.......... 12 CFR Part 5.50 12 CFR Part 303 12 CFR Part 5.50 12 CFR Part 303 Subpart E. Subpart E. Notice of Addition or Change of 12 CFR 5.51 12 CFR 5.51. Directors. -------------------------------------------------------------------------------------------------------------------------------------------------------- OCC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Rules, Policies, and Procedures 12 CFR Part 5 12 CFR Part 5 for Corporate Activities. (Generally). Federal Savings Association 12 CFR 5.55. Capital Distribution. [[Page 79732]] Federal Mutual Savings 12 CFR 5.20; 12 Associations--Incorporation, CFR 5.21; 12 CFR Organization and Conversion; or 5.23; 12 CFR Merger, Dissolution, 5.25; 12 CFR Reorganization and Conversion. 5.33; 12 CFR 5.48. Federal Stock Savings 12 CFR 5.20; 12 Associations-Incorporation, CFR 5.22; 12 CFR Organization and Conversion. 5.23; 12 CFR 5.25; 12 CFR 5.33; 12 CFR 5.48. Federal Savings Association 12 CFR 5.31; 12 Offices. CFR 5.40; 12 CFR 5.52. -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Concentration Limits............ 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 [Reg. XX]. [Reg. XX]. [Reg. XX]. [Reg. XX]. [Reg. XX]. [Reg. XX]. 12 CFR Part 251 [Reg. XX]. -------------------------------------------------------------------------------------------------------------------------------------------------------- 2. Powers and Activities -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Proprietary Trading and 12 CFR Part 44 12 CFR Part 248 12 CFR Part 351 12 CFR Part 44 12 CFR Part 351 12 CFR Part 248 Relationships with Covered [Reg. VV]. [Reg. VV]. Funds. 12 CFR Part 248 [Reg. VV]. Retail Foreign Exchange 12 CFR Part 48 12 CFR Part 240 12 CFR Part 349 12 CFR Part 48 12 CFR Part 349 12 CFR Part 240 Transactions. [Reg. NN]. [Reg. NN]. -------------------------------------------------------------------------------------------------------------------------------------------------------- OCC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Federal Savings Association 12 CFR 5.26; 12 Fiduciary Powers. CFR Part 150. Federal Savings Association See also Federal General. Stock Associations provisions on chartering, organization and bylaws at 12 CFR 5.20; 12 CFR 5.21. See also Federal Mutual Savings Associations provisions on chartering, organization and bylaws at 12 CFR 5.20; 12 CFR 5.22. Federal Savings Association 12 CFR Part Lending and Investment. 160.32; 12 CFR 160.35. See also 12 CFR 5.37; 12 CFR 5.58; 12 CFR 7.1000; 12 CFR 7.3001. [[Page 79733]] Federal Savings Association 12 CFR 5.38; 12 Subordinate Organizations. CFR 5.59. -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Proprietary Trading and 12 CFR Part 225, Relationships with Covered Subpart K [Reg. Funds. Y]. 12 CFR Part 225, Subpart K [Reg. Y]. -------------------------------------------------------------------------------------------------------------------------------------------------------- 3. International Operations -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Foreign Banking Organizations: 12 CFR Part 252 Stress Tests, Risk Committee Subparts L-O and Requirements, and Enhanced U [Reg. YY]. Prudential Standards. Swaps Entities.................. 12 CFR Part 237 12 CFR Part 237 [Reg. KK]. [Reg. KK]. -------------------------------------------------------------------------------------------------------------------------------------------------------- 4. Banking Operations -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Assessment of Fees.............. 12 CFR Part 246 [Reg. TT]. 12 CFR Part 246 [Reg. TT]. Debit Card Interchange Fees..... 12 CFR Part 235 12 CFR Part 235 12 CFR Part 235 12 CFR Part 235 12 CFR Part 235 [Reg. II]. [Reg. II]. [Reg. II]. [Reg. II]. [Reg. II]. Reserve Requirements of 12 CFR Part 204 12 CFR Part 204 12 CFR Part 204 12 CFR Part 204 12 CFR Part 204 Depository Institutions. [Reg. D]. [Reg. D]. [Reg. D]. [Reg. D]. [Reg. D]. -------------------------------------------------------------------------------------------------------------------------------------------------------- 5. Capital -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Capital Adequacy: General Ratio 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217, and Buffers Definition of Subparts A-C, G- Subparts A-C, G Subparts A-C, G Subparts A-C, G- Subparts A-C, G Subparts A-C, G Capital Transition. J. [Reg. Q]. [Previously found J. [Previously found [Reg. Q]. 12 CFR in 12 CFR Part in 12 CFR Part Part 217, 325]. 390, Subpart Z]. Subparts A-C, G [Reg. Q]. Capital Adequacy: Risk-based 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217, Capital Surcharge for Global Subpart H. Subpart H [Reg. Subpart H. Subpart H. Subpart H. Subpart H [Reg. Systemically Important Bank Q]. Q]. 12 CFR Part Holding Companies. 217, Subpart H [Reg. Q]. Capital Adequacy: Risk-Weighted 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217, Assets--Standardized Approach. Subpart D. Subpart D [Reg. Subpart D Subpart D. Subpart D Subpart D [Reg. Q]. [Previously found [Previously found Q]. 12 CFR Part in 12 CFR Part in 12 CFR Part 217, Subpart D 325 Appx. A]. 390, Subpart Z, [Reg. Q]. Appx. A]. Capital Adequacy: Risk-Weighted 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217, Assets--Advanced Measurement Subpart E. Subpart E [Reg. Subpart E Subpart E. Subpart E Subpart E [Reg. Approaches. Q]. [Previously found [Previously found Q]. 12 CFR Part in 12 CFR Part in 12 CFR Part 217, Subpart E 325 Appx. D]. 390, Subpart Z, [Reg. Q]. Appx. A]. [[Page 79734]] Capital Adequacy: Risk-Weighted 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217, Assets--Market Risk. Subpart F. Subpart F [Reg. Subpart F Subpart F. Subpart F Subpart F [Reg. Q]. [Previously found [Previously found Q]. 12 CFR Part in 12 CFR Part in 12 CFR Part 217, Subpart F 325 Appx. C]. 390, Subpart Z, [Reg. Q]. Appx. A]. Capital Adequacy Guidelines..... 12 CFR Part 3, 12 CFR Part 208, 12 CFR Part 324 12 CFR Part 3, 12 CFR Part 324 12 CFR Part 225, Appx. A and B. Appx. A, B, and E [Previously found Appx. A and B. [Previously found Appx. A, B, D, [Reg. H]. in 12 CFR Part in 12 CFR Part and E [Reg. Y]. 325 Appx. A-D]. 390, Subpart Z, Appx. A]. Prompt Corrective Action........ 12 CFR Part 6 12 CFR Part 208, 12 CFR Part 324, 12 CFR Part 6; 12 CFR Part 324, 12 CFR Part 208, Subpart D [Reg. Subpart H Subpart H Subpart D [Reg. H]; 12 CFR Part [Previously found [Previously found H]; 12 CFR Part 263, Subpart H in 12 CFR Part in 12 CFR Part 263, Subpart H. 325, Subpart B] 390, Subpart Y]. Small Bank Holding Company and 12 CFR Part 225, Savings and Loan Holding Appx. C [Reg. Y]. Company Policy Statement. 12 CFR Part 225, Appx. C [Reg. Y]. -------------------------------------------------------------------------------------------------------------------------------------------------------- OCC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Annual Stress Tests............. 12 CFR Part 46 12 CFR Part 46. -------------------------------------------------------------------------------------------------------------------------------------------------------- Board Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Capital Planning................ 12 CFR Part 225.8 [Reg. Y]. Domestic Banking Organizations: 12 CFR Part 252, 12 CFR Part 252, Stress Tests, Risk Committee Subparts B-F and Subparts B-F and Requirements, Company Run and U [Reg. YY]. U [Reg. YY]. 12 Supervisory, and Enhanced CFR Part 252, Prudential Standards. Subpart B [Reg.[hairsp]YY]. -------------------------------------------------------------------------------------------------------------------------------------------------------- FDIC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Annual Stress Tests............. 12 CFR Part 325, 12 CFR Part 325, Subpart C. Subpart C. -------------------------------------------------------------------------------------------------------------------------------------------------------- 6. Community Reinvestment Act -------------------------------------------------------------------------------------------------------------------------------------------------------- All rules under this category were included in the charts published in the First Notice -------------------------------------------------------------------------------------------------------------------------------------------------------- 7. Consumer Protection -------------------------------------------------------------------------------------------------------------------------------------------------------- Interagency Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Loans in Areas Having Special 12 CFR Part 22. 12 CFR Part 12 CFR Part 339 12 CFR Part 22 12 CFR Part 339. Flood Hazards. 208.25, 208.25 Appx. A, B [Reg. H]. -------------------------------------------------------------------------------------------------------------------------------------------------------- 8. Directors, Officers, and Employees -------------------------------------------------------------------------------------------------------------------------------------------------------- FDIC Regulations -------------------------------------------------------------------------------------------------------------------------------------------------------- Management Official Interlocks.. 12 CFR Part 348. -------------------------------------------------------------------------------------------------------------------------------------------------------- 9. Money Laundering -------------------------------------------------------------------------------------------------------------------------------------------------------- All rules under this category were included in the charts published in the First Notice -------------------------------------------------------------------------------------------------------------------------------------------------------- [[Page 79735]] 10. Rules of Procedure -------------------------------------------------------------------------------------------------------------------------------------------------------- All rules under this category are included in Chart A above -------------------------------------------------------------------------------------------------------------------------------------------------------- 11. Safety and Soundness -------------------------------------------------------------------------------------------------------------------------------------------------------- All rules under this category are included in Chart A above -------------------------------------------------------------------------------------------------------------------------------------------------------- 12. Securities -------------------------------------------------------------------------------------------------------------------------------------------------------- All rules under this category are included in Chart A above -------------------------------------------------------------------------------------------------------------------------------------------------------- Dated: December 16, 2015. Thomas J. Curry, Comptroller of the Currency. By order of the Board of Governors of the Federal Reserve System, December 11, 2015. Robert deV. Frierson, Secretary of the Board. Dated: December 16, 2015. By order of the Board of Directors. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. [FR Doc. 2015-32312 Filed 12-22-15; 8:45 am] BILLING CODE P
![79724 Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules
§ 1217.8 Statute of Limitations. (12) Whether the respondent DEPARTMENT OF THE TREASURY
The statute of limitations for cooperated in or obstructed an
commencing a hearing under this part investigation of the misconduct; Office of the Comptroller of the
shall be tolled: Currency
(13) Whether the respondent assisted
(a) If the hearing is commenced in
in identifying and prosecuting other 12 CFR Chapter I
accordance with 31 U.S.C. 3803(d)(2)(B)
within 6 years after the date on which wrongdoers;
[Docket ID FFIEC–2014–0001]
the claim or statement is made; or (14) The complexity of the program or
(b) If the parties agree to such tolling. transaction, and the degree of the FEDERAL RESERVE SYSTEM
respondent’s sophistication with respect
§ 1217.9 Hearings.
to it, including the extent of the 12 CFR Chapter II
(a) General. Hearings under this part respondent’s prior participation in the
shall be conducted in accordance with [Docket No. R–1510]
program or in similar transactions;
the procedures in subpart B of part 1209
of this chapter, governing actions in (15) Whether the respondent has been FEDERAL DEPOSIT INSURANCE
accordance with subchapter II of found, in any criminal, civil, or CORPORATION
chapter 5, U.S.C. (commonly known as administrative proceeding, to have
the Administrative Procedure Act). engaged in similar misconduct or to 12 CFR Chapter III
(b) Factors to consider in determining have dealt dishonestly with the
amount of penalties and assessments. In Government of the United States or of Regulatory Publication and Review
determining an appropriate amount of Under the Economic Growth and
a State, directly or indirectly;
any civil penalty and, if appropriate, Regulatory Paperwork Reduction Act
(16) The need to deter the respondent of 1996
any assessment, the presiding officer
and, upon appeal, the Director or and others from engaging in the same or
similar misconduct; AGENCY: Office of the Comptroller of the
designee thereof, shall consider and Currency (‘‘OCC’’), Treasury; Board of
state in his or her opinion any (17) The respondent’s ability to pay; Governors of the Federal Reserve
mitigating or aggravating circumstances. and System (‘‘Board’’); and Federal Deposit
The amount of penalties and (18) Any other factors that in any Insurance Corporation (‘‘FDIC’’).
assessments imposed shall be based on given case may mitigate or aggravate the ACTION: Notice of regulatory review;
the presiding officer’s and the Director’s
seriousness of the false claim or request for comments.
or designee’s consideration of evidence
statement.
in support of one or more of the SUMMARY: The OCC, Board, and FDIC
following factors: (c) Stays ordered by the Department (each an ‘‘Agency’’; together ‘‘we’’ or
(1) The number of false, fictitious, or of Justice. If at any time the Attorney ‘‘Agencies’’) are conducting a review of
fraudulent claims or statements; General or an Assistant Attorney the regulations we have issued in order
(2) The time period over which such General designated by the Attorney to identify outdated or otherwise
claims or statements were made; General notifies the Director in writing unnecessary regulatory requirements
(3) The degree of the respondent’s that continuation of FHFA’s action may imposed on insured depository
culpability with respect to the adversely affect any pending or institutions, as required by the
misconduct; potential criminal or civil action related Economic Growth and Regulatory
(4) The amount of money or the value
to the claim or statement at issue, the Paperwork Reduction Act of 1996
of the property, services, or benefit
presiding officer or the Director shall (EGRPRA). EGRPRA requires the
falsely claimed;
(5) The value of the actual loss to stay the FHFA action immediately. The Agencies to organize the regulations
FHFA as a result of the misconduct, FHFA action may be resumed only upon into categories and publish groups of
including foreseeable consequential receipt of the written authorization of categories for comment. In this notice,
damages and the cost of investigation; the Attorney General. the Agencies are seeking public
(6) The relationship of the civil comment on regulations in the
penalties to the amount of the loss to § 1217.10 Settlements. following categories: Rules of
FHFA; (a) General. The reviewing official, on Procedure; Safety and Soundness; and
(7) The potential or actual impact of Securities. We have listed these rules on
behalf of FHFA, and the respondent
the misconduct upon public health or a chart included with this notice.
may enter into a settlement agreement In addition, as we previously
safety or public confidence in the under § 1209.20 of this chapter at any
management of FHFA programs and announced, the Agencies have
time prior to the issuing of a notice of expanded the scope of the EGRPRA
operations, including particularly the
final decision under § 1209.55 of this review to include the Agencies’ recently
impact on the intended beneficiaries of
chapter. issued final rules. Accordingly, in this
such programs;
(8) Whether the respondent has (b) Failure to comply. Failure of the notice, the Agencies invite the public to
engaged in a pattern of the same or respondent to comply with a settlement comment on any Agency final rule not
similar misconduct; agreement shall be sufficient cause for included in a previous EGRPRA Federal
(9) Whether the respondent attempted Register notice. To facilitate
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
resuming an action under this part, or
to conceal the misconduct; for any other judicial or administrative identification of these recently issued
(10) The degree to which the action. rules, we have included with this notice
respondent has involved others in the a separate chart that lists these rules.
misconduct or in concealing it; Dated: December 16, 2015. Finally, in order to be as inclusive as
(11) If the misconduct of employees or Melvin L. Watt, possible, the Agencies also invite
agents is imputed to the respondent, the Director, Federal Housing Finance Agency. comment during the comment period
extent to which the respondent’s [FR Doc. 2015–32182 Filed 12–22–15; 8:45 am] for this notice on any Agency rule that
practices fostered or attempted to BILLING CODE 8070–01–P
is issued in final form on or before
preclude the misconduct; December 31, 2015. We will list these
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![Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules 79729
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
11. Safety and Soundness
Interagency Regulations
Appraisals: Higher- 12 CFR Part 34, 12 CFR 226.43; 12 CFR Part 1026 12 CFR Part 34, 12 CFR 226.43;
priced Mortgages. Subpart G. 12 CFR Part [Reg. Z]. Subpart G. 12 CFR Part
226, Appx. N 226, Appx. N
and O, and and O, and
Supp. I [Reg. Supp. I [Reg.
Z]. Z].
12 CFR 226.43;
12 CFR Part
226, Appx. N
and O, and
Supp. I [Reg.
Z].
Appraisals: Min- 12 CFR part 34, 12 CFR 208.50 12 CFR Part 323, 12 CFR part 34, 12 CFR Part 323 12 CFR Part 225,
imum Require- Subpart H. [Reg. H]; 12 Subpart B. Subpart H. Subpart B. Subpart M
ments for Ap- CFR Part 225, [Reg. Y].
praisal Manage- Subpart M
ment Companies. [Reg. Y].
Appraisals: Stand- 12 CFR Part 34, 12 CFR 208.50 12 CFR Part 323 12 CFR Part 34, 12 CFR Part 323 12 CFR Part 225,
ards for Feder- Subpart C. [Reg. H]; 12 Subpart C. Subpart G
ally-Related CFR Part 225, [Reg. Y].
Transactions. Subpart G
[Reg. Y].
Credit Risk Reten- 12 CFR Part 43 12 CFR Part 244 12 CFR Part 373 12 CFR Part 43 12 CFR Part 373 12 CFR Part 244
tion. [Reg. RR]. [Reg. RR].
12 CFR Part 244
[Reg. RR].
Frequency of Safety 12 CFR 4.6–.7 12 CFR 208.64 12 CFR 337.12 12 CFR 4.6 (See 12 CFR 390.351.
and Soundness [Reg. H]. also, 12 CFR
Examination. 163.170).
Lending Limits ........ 12 CFR Part 32 12 CFR Part 215, 12 CFR 337.3 12 CFR Part 32 12 CFR 390.338.
Subpart A [Reg.
O].
Liquidity Risk .......... 12 CFR Part 50 12 CFR Part 249 12 CFR Part 329 12 CFR Part 50 12 CFR Part 329 12 CFR Part 249
[Reg. WW]. [Reg. WW].
12 CFR Part 249
[Reg. WW].
Real Estate Lending 12 CFR Part 34, 12 CFR Part 208, 12 CFR Part 365 12 CFR 160.100; 12 CFR Part 390, 12 CFR Part 225,
Standards. Subpart D. Subpart E and 12 CFR Subpart P. Subpart G
Appx. C [Reg. 163.101 [Reg. Y].
H].
Resolution Plans .... 12 CFR Part 381;
12 CFR Part
243 [Reg. QQ].
Security Devices 12 CFR Part 21, 12 CFR 208.61 12 CFR Part 326, 12 CFR Part 168 12 CFR Part 391,
and Procedures. Subpart A. [Reg. H]. Subpart A. Subpart A.
Standards for Safe- 12 CFR Part 30 12 CFR Part 208, 12 CFR Part 364 12 CFR Part 30 12 CFR Part 364.
ty and Soundness. Appx. D–1
[Reg. H].
Transactions with 12 CFR Part 223 12 CFR Part 223 12 CFR Part 223 12 CFR 163.41 12 CFR 390.337.
Affiliates. [Reg. W]; 12 [Reg. W]. [Reg. W].
CFR Part 31.
OCC Regulations
Heightened Expec- 12 CFR Part 30, 12 CFR Part 30,
tations Guidelines. Appx. D. Appx. D.
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
National Bank— 12 CFR Part 34,
Other Real Estate Subpart E.
Owned.
Federal Savings As- 12 CFR Part 163,
sociation—Finan- Subpart F (See
cial Management also 12 CFR
Policies. 5.59(e)(7) (serv-
ice corporations
only)).
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![79730 Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
Savings Associa- 12 CFR Part 160 12 CFR Part 160
tion—Lending (Lending and
and Investment Investment).
Additional Safety
and Soundness
Limitations.
Savings Associa- 12 CFR 162.4;
tions and Savings See also, 12
Association Hold- CFR Part 363.
ing Companies
Audits.
Board Regulations
Appraisals: Ap- 12 CFR 226.42; 12 CFR Part 1026 12 CFR 226.42;
praiser Independ- 12 CFR Part [Reg. Z]. 12 CFR Part
ence. 226, Supp. I 226, Supp. I
[Reg. Z]. [Reg. Z].
12 CFR 226.42;
12 CFR Part
226, Supp. I
[Reg. Z].
Definitions related 12 CFR Part 242
to the Financial [Reg. PP].
Stability Oversight
Council.
Enhanced Pruden- 12 CFR Part 252,
tial Standards Subparts B and
Risk Committee C [Reg. YY].
Requirement (for
certain BHCs)
Standards for
BHCs with con-
solidated assets
$50 billion or
more.
Extensions of Credit 12 CFR Part 201 12 CFR Part 201 12 CFR Part 201 12 CFR Part 201 12 CFR Part 201
by Federal Re- [Reg. A]. [Reg. A]. [Reg. A]. [Reg. A]. [Reg. A].
serve Banks.
Financial Market 12 CFR Part 234
Utilities. [Reg. HH]
Limitations on Inter- 12 CFR Part 206 12 CFR Part 206 12 CFR Part 206 12 CFR Part 206 12 CFR Part 206
bank Liabilities. [Reg. F]. [Reg. F]. [Reg. F]. [Reg. F]. [Reg. F].
Securities Holding 12 CFR Part 241
Companies. [Reg. OO]
FDIC Regulations
Annual Independent 12 CFR Part 363 12 CFR Part 363 12 CFR Part 363 12 CFR Part 363; 12 CFR Part 363;
Audits and Re- See also, 12 See also, 12
porting Require- CFR 162.4. CFR 390.322.
ments.
Resolution Plans .... 12 CFR Part 12 CFR Part 12 CFR Part 12 CFR Part 12 CFR Part
360.10 360.10 360.10 360.10. 360.10.
Unsafe and Un- 12 CFR 337.2.
sound Banking
Practices Standby
Letters of Credit.
Unsafe and Un- 12 CFR 337.6 12 CFR 337.6 12 CFR 337.6 12 CFR 337.6 12 CFR 337.6.
sound Banking
Practices Bro-
kered Deposits.
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
12. Securities
Interagency Regulations
Banks as Reg- 12 CFR 19.135 12 CFR 208.32– 12 CFR Part 308,
istered Clearing 33 [Reg. H]. Subpart S.
Agencies.
Banks as Securities 12 CFR 9.20 12 CFR 208.31 12 CFR Part 341.
Transfer Agents. [Reg. H].
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![Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules 79731
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
Government Securi- 12 CFR Part 13 12 CFR 208.37 12 CFR Part 368.
ties Sales Prac- [Reg. H].
tices.
Recordkeeping and 12 CFR Part 12 12 CFR 208.34 12 CFR Part 344 12 CFR Part 151 12 CFR Part 344.
Confirmation of [Reg. H].
Securities Trans-
actions Effected
by Banks.
Reporting Require- 12 CFR Part 11 12 CFR 208.36 12 CFR Part 335 12 CFR Part 194 12 CFR Part 335.
ments for Re- [Reg. H]
ported Securities
Under the Securi-
ties Exchange Act
of 1934.
Securities Offerings 12 CFR Part 16 12 CFR Part 197 12 CFR Part 390,
Subpart W.
Swaps Margin ........ 12 CFR Part 45 12 CFR Part 237 12 CFR Part 349 12 CFR Part 45 12 CFR Part 349.
OCC Regulations
National Bank—Mu- 12 CFR Part 10.
nicipal Securities
Dealer Activities
of Banks.
Federal Savings As- 12 CFR Part 193.
sociation—Ac-
counting Require-
ments and Finan-
cial Statements.
Savings Associa- 12 CFR Part 169 12 CFR Part 169.
tion—Proxies.
Federal Savings As- 12 CFR 163.5; 12
sociation—Rules CFR Part 163,
on the Issuance Subpart C.
and Sale of Insti-
tution Securities.
Board Regulations
Credit by Banks 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221 12 CFR Part 221
and Persons [Reg. U]. [Reg. U]. [Reg. U]. [Reg. U]. [Reg. U]. [Reg. U].
Other than Bro- 12 CFR Part 221
kers or Dealers [Reg. U].
for the Purpose of
Purchasing or
Carrying Margin
Stock.
1. Applications and Reporting
Interagency Regulations
Bank Merger Act .... 12 CFR 5.33 12 CFR 5.33.
Change in Bank 12 CFR Part 5.50 12 CFR Part 303 12 CFR Part 5.50 12 CFR Part 303
Control. Subpart E. Subpart E.
Notice of Addition 12 CFR 5.51 12 CFR 5.51.
or Change of Di-
rectors.
OCC Regulations
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
Rules, Policies, and 12 CFR Part 5 12 CFR Part 5
Procedures for (Generally).
Corporate Activi-
ties.
Federal Savings As- 12 CFR 5.55.
sociation Capital
Distribution.
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![79732 Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
Federal Mutual Sav- 12 CFR 5.20; 12
ings Associa- CFR 5.21; 12
tions—Incorpora- CFR 5.23; 12
tion, Organization CFR 5.25; 12
and Conversion; CFR 5.33; 12
or Merger, Dis- CFR 5.48.
solution, Reorga-
nization and Con-
version.
Federal Stock Sav- 12 CFR 5.20; 12
ings Associa- CFR 5.22; 12
tions–Incorpora- CFR 5.23; 12
tion, Organization CFR 5.25; 12
and Conversion. CFR 5.33; 12
CFR 5.48.
Federal Savings As- 12 CFR 5.31; 12
sociation Offices. CFR 5.40; 12
CFR 5.52.
Board Regulations
Concentration Lim- 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251 12 CFR Part 251
its. [Reg. XX]. [Reg. XX]. [Reg. XX]. [Reg. XX]. [Reg. XX]. [Reg. XX].
12 CFR Part 251
[Reg. XX].
2. Powers and Activities
Interagency Regulations
Proprietary Trading 12 CFR Part 44 12 CFR Part 248 12 CFR Part 351 12 CFR Part 44 12 CFR Part 351 12 CFR Part 248
and Relationships [Reg. VV]. [Reg. VV].
with Covered 12 CFR Part 248
Funds. [Reg. VV].
Retail Foreign Ex- 12 CFR Part 48 12 CFR Part 240 12 CFR Part 349 12 CFR Part 48 12 CFR Part 349 12 CFR Part 240
change Trans- [Reg. NN]. [Reg. NN].
actions.
OCC Regulations
Federal Savings As- 12 CFR 5.26; 12
sociation Fidu- CFR Part 150.
ciary Powers.
Federal Savings As- See also Federal
sociation General. Stock Associa-
tions provisions
on chartering,
organization
and bylaws at
12 CFR 5.20;
12 CFR 5.21.
See also Federal
Mutual Savings
Associations
provisions on
chartering, or-
ganization and
bylaws at 12
CFR 5.20; 12
CFR 5.22.
Federal Savings As- 12 CFR Part
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
sociation Lending 160.32; 12 CFR
and Investment. 160.35.
See also 12 CFR
5.37; 12 CFR
5.58; 12 CFR
7.1000; 12 CFR
7.3001.
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![Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules 79733
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
Federal Savings As- 12 CFR 5.38; 12
sociation Subordi- CFR 5.59.
nate Organiza-
tions.
Board Regulations
Proprietary Trading 12 CFR Part 225,
and Relationships Subpart K [Reg.
with Covered Y].
Funds. 12 CFR Part 225,
Subpart K [Reg.
Y].
3. International Operations
Board Regulations
Foreign Banking Or- 12 CFR Part 252
ganizations: Subparts L–O
Stress Tests, and U [Reg.
Risk Committee YY].
Requirements,
and Enhanced
Prudential Stand-
ards.
Swaps Entities ....... 12 CFR Part 237 12 CFR Part 237
[Reg. KK]. [Reg. KK].
4. Banking Operations
Board Regulations
Assessment of 12 CFR Part 246
Fees. [Reg. TT].
12 CFR Part 246
[Reg. TT].
Debit Card Inter- 12 CFR Part 235 12 CFR Part 235 12 CFR Part 235 12 CFR Part 235 12 CFR Part 235
change Fees. [Reg. II]. [Reg. II]. [Reg. II]. [Reg. II]. [Reg. II].
Reserve Require- 12 CFR Part 204 12 CFR Part 204 12 CFR Part 204 12 CFR Part 204 12 CFR Part 204
ments of Deposi- [Reg. D]. [Reg. D]. [Reg. D]. [Reg. D]. [Reg. D].
tory Institutions.
5. Capital
Interagency Regulations
Capital Adequacy: 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217,
General Ratio Subparts A–C, Subparts A–C, Subparts A–C, Subparts A–C, Subparts A–C, Subparts A–C,
and Buffers Defi- G–J. G [Reg. Q]. G [Previously G–J. G [Previously G [Reg. Q]. 12
nition of Capital found in 12 found in 12 CFR Part 217,
Transition. CFR Part 325]. CFR Part 390, Subparts A–C,
Subpart Z]. G [Reg. Q].
Capital Adequacy: 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217,
Risk-based Cap- Subpart H. Subpart H [Reg. Subpart H. Subpart H. Subpart H. Subpart H [Reg.
ital Surcharge for Q]. Q]. 12 CFR
Global System- Part 217, Sub-
ically Important part H [Reg. Q].
Bank Holding
Companies.
Capital Adequacy: 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217,
Risk-Weighted Subpart D. Subpart D [Reg. Subpart D [Pre- Subpart D. Subpart D [Pre- Subpart D [Reg.
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
Assets—Stand- Q]. viously found in viously found in Q]. 12 CFR
ardized Approach. 12 CFR Part 12 CFR Part Part 217, Sub-
325 Appx. A]. 390, Subpart Z, part D [Reg. Q].
Appx. A].
Capital Adequacy: 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217,
Risk-Weighted Subpart E. Subpart E [Reg. Subpart E [Pre- Subpart E. Subpart E [Pre- Subpart E [Reg.
Assets—Ad- Q]. viously found in viously found in Q]. 12 CFR
vanced Measure- 12 CFR Part 12 CFR Part Part 217, Sub-
ment Approaches. 325 Appx. D]. 390, Subpart Z, part E [Reg. Q].
Appx. A].
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![79734 Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
Capital Adequacy: 12 CFR Part 3, 12 CFR Part 217, 12 CFR Part 324, 12 CFR Part 3, 12 CFR Part 324, 12 CFR Part 217,
Risk-Weighted Subpart F. Subpart F [Reg. Subpart F [Pre- Subpart F. Subpart F [Pre- Subpart F [Reg.
Assets—Market Q]. viously found in viously found in Q]. 12 CFR
Risk. 12 CFR Part 12 CFR Part Part 217, Sub-
325 Appx. C]. 390, Subpart Z, part F [Reg. Q].
Appx. A].
Capital Adequacy 12 CFR Part 3, 12 CFR Part 208, 12 CFR Part 324 12 CFR Part 3, 12 CFR Part 324 12 CFR Part 225,
Guidelines. Appx. A and B. Appx. A, B, and [Previously Appx. A and B. [Previously Appx. A, B, D,
E [Reg. H]. found in 12 found in 12 and E [Reg. Y].
CFR Part 325 CFR Part 390,
Appx. A–D]. Subpart Z,
Appx. A].
Prompt Corrective 12 CFR Part 6 12 CFR Part 208, 12 CFR Part 324, 12 CFR Part 6; 12 CFR Part 324, 12 CFR Part 208,
Action. Subpart D [Reg. Subpart H [Pre- Subpart H [Pre- Subpart D [Reg.
H]; 12 CFR Part viously found in viously found in H]; 12 CFR Part
263, Subpart H 12 CFR Part 12 CFR Part 263, Subpart H.
325, Subpart B] 390, Subpart
Y].
Small Bank Holding 12 CFR Part 225,
Company and Appx. C [Reg.
Savings and Loan Y]. 12 CFR Part
Holding Company 225, Appx. C
Policy Statement. [Reg. Y].
OCC Regulations
Annual Stress Tests 12 CFR Part 46 12 CFR Part 46.
Board Regulations
Capital Planning ..... 12 CFR Part
225.8 [Reg. Y].
Domestic Banking 12 CFR Part 252, 12 CFR Part 252,
Organizations: Subparts B–F Subparts B–F
Stress Tests, and U [Reg. and U [Reg.
Risk Committee YY]. YY]. 12 CFR
Requirements, Part 252, Sub-
Company Run part B
and Supervisory, [Reg.YY].
and Enhanced
Prudential Stand-
ards.
FDIC Regulations
Annual Stress Tests 12 CFR Part 325, 12 CFR Part 325,
Subpart C. Subpart C.
6. Community Reinvestment Act
All rules under this category were included in the charts published in the First Notice
7. Consumer Protection
Interagency Regulations
Loans in Areas 12 CFR Part 22. 12 CFR Part 12 CFR Part 339 12 CFR Part 22 12 CFR Part 339.
Having Special 208.25, 208.25
Flood Hazards. Appx. A, B
[Reg. H].
8. Directors, Officers, and Employees
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
FDIC Regulations
Management Offi- 12 CFR Part 348.
cial Interlocks.
9. Money Laundering
All rules under this category were included in the charts published in the First Notice
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![Federal Register / Vol. 80, No. 246 / Wednesday, December 23, 2015 / Proposed Rules 79735
State
National State Federal savings State savings BHCs & FHCs
Subject non-member
banks member banks associations associations SLHCs
banks
10. Rules of Procedure
All rules under this category are included in Chart A above
11. Safety and Soundness
All rules under this category are included in Chart A above
12. Securities
All rules under this category are included in Chart A above
Dated: December 16, 2015. wiring to open and close the flight Examining the AD Docket
Thomas J. Curry, control computer (FCC) analog output
Comptroller of the Currency. that controls the stabilizer trim You may examine the AD docket on
By order of the Board of Governors of the adjustment, doing routine functional the Internet at http://
Federal Reserve System, December 11, 2015. testing of the automatic stabilizer trim www.regulations.gov by searching for
Robert deV. Frierson, inhibit system, and corrective actions if and locating Docket No. FAA–2015–
necessary; and for Model 767–300, and 7525; or in person at the Docket
Secretary of the Board.
-300F series airplanes, installing new Management Facility between 9 a.m.
Dated: December 16, 2015.
operational program software (OPS) into and 5 p.m., Monday through Friday,
By order of the Board of Directors. except Federal holidays. The AD docket
the FCCs. We are proposing this AD to
Federal Deposit Insurance Corporation. contains this proposed AD, the
prevent stabilizer mistrim, which could
Robert E. Feldman, regulatory evaluation, any comments
result in a high-speed rejected takeoff
Executive Secretary. and runway overrun, or reduced received, and other information. The
[FR Doc. 2015–32312 Filed 12–22–15; 8:45 am] controllability of the airplane after street address for the Docket Office
BILLING CODE P takeoff due to insufficient pitch control. (phone: 800–647–5527) is in the
ADDRESSES section. Comments will be
DATES: We must receive comments on
this proposed AD by February 8, 2016. available in the AD docket shortly after
DEPARTMENT OF TRANSPORTATION receipt.
ADDRESSES: You may send comments,
Federal Aviation Administration using the procedures found in 14 CFR FOR FURTHER INFORMATION CONTACT: Fnu
11.43 and 11.45, by any of the following Winarto, Aerospace Engineer, Systems
14 CFR Part 39 methods: and Equipment Branch, ANM–130S,
• Federal eRulemaking Portal: Go to FAA, Seattle Aircraft Certification
[Docket No. FAA–2015–7525; Directorate http://www.regulations.gov. Follow the Office (ACO), 1601 Lind Avenue SW.,
Identifier 2015–NM–064–AD] instructions for submitting comments. Renton, WA 98057–3356; phone: 425–
RIN 2120–AA64 • Fax: 202–493–2251. 917–6659; fax: 425–917–6590; email:
• Mail: U.S. Department of fnu.winarto@faa.gov.
Airworthiness Directives; The Boeing Transportation, Docket Operations, M– SUPPLEMENTARY INFORMATION:
Company Airplanes 30, West Building Ground Floor, Room
AGENCY: Federal Aviation W12–140, 1200 New Jersey Avenue SE., Comments Invited
Administration (FAA), DOT. Washington, DC 20590.
• Hand Delivery: Deliver to Mail We invite you to send any written
ACTION: Notice of proposed rulemaking relevant data, views, or arguments about
(NPRM). address above between 9 a.m. and 5
p.m., Monday through Friday, except this proposal. Send your comments to
SUMMARY: We propose to adopt a new Federal holidays. an address listed under the ADDRESSES
airworthiness directive (AD) for certain For service information identified in section. Include ‘‘Docket No. FAA–
The Boeing Company Model 747–400, this proposed AD, contact Boeing 2015–7525; Directorate Identifier 2015–
747–400D, and 747–400F series Commercial Airplanes, Attention: Data NM–064–AD’’ at the beginning of your
airplanes; Model 757 airplanes; and & Services Management, P.O. Box 3707, comments. We specifically invite
Model 767 airplanes. This proposed AD MC 2H–65, Seattle, WA 98124–2207; comments on the overall regulatory,
was prompted by reports of telephone: 206–544–5000, extension 1; economic, environmental, and energy
uncommanded autopilot engagement fax: 206–766–5680; Internet https:// aspects of this proposed AD. We will
events resulting in incorrect stabilizer www.myboeingfleet.com. You may view consider all comments received by the
trim adjustment during takeoff. This this referenced service information at closing date and may amend this
asabaliauskas on DSK5VPTVN1PROD with PROPOSALS
proposed AD would require, depending the FAA, Transport Airplane proposed AD because of those
on the model/configuration for Model Directorate, 1601 Lind Avenue SW., comments.
747 airplanes, installing an on-ground Renton, WA. For information on the We will post all comments we
stabilizer autotrim inhibit system, doing availability of this material at the FAA, receive, without change, to http://
routine functional testing of the call 425–227–1221. It is also available www.regulations.gov, including any
automatic stabilizer trim inhibit system on the Internet at http:// personal information you provide. We
and corrective actions if necessary; for www.regulations.gov by searching for will also post a report summarizing each
Model 757 airplanes and Model 767 and locating Docket No. FAA–2015– substantive verbal contact we receive
airplanes, installing relays and related 7525. about this proposed AD.
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Document Created: 2018-03-02 09:20:37
Document Modified: 2018-03-02 09:20:37
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Proposed Rules | |
| Action | Notice of regulatory review; request for comments. | |
| Dates | Written comments must be received by no later than March 22, 2016. | |
| Contact | OCC: Karen McSweeney, Counsel (202) 649-6295; Heidi M. Thomas, Special Counsel (202) 649-5490; Rima Kundnani, Attorney (202) 649-5545; for persons who are deaf or hard of hearing, TTY (202) 649-5597. | |
| FR Citation | 80 FR 79724 | |
| CFR Citation | 12 Title 12 CFR Chapter I 12 Title 12 CFR Chapter II 12 Title 12 CFR Chapter III |
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