81_FR_13828 81 FR 13778 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

81 FR 13778 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 81, Issue 50 (March 15, 2016)

Page Range13778-13779
FR Document2016-05767

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new information collection titled, ``Financial Well-Being National Survey.''

Federal Register, Volume 81 Issue 50 (Tuesday, March 15, 2016)
[Federal Register Volume 81, Number 50 (Tuesday, March 15, 2016)]
[Notices]
[Pages 13778-13779]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-05767]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2016-0011]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is proposing a new 
information collection titled, ``Financial Well-Being National 
Survey.''

DATES: Written comments are encouraged and must be received on or 
before April 14, 2016 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     OMB: Office of Management and Budget, New Executive Office 
Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. 
Mailed or faxed comments to OMB should be to the attention of the OMB 
Desk Officer for the Bureau of Consumer Financial Protection. Please 
note that comments submitted after the comment period will not be 
accepted. In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or social security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link active on the day following publication of this notice). 
Select ``Information Collection Review,'' under ``Currently under 
review, use the dropdown menu ``Select Agency'' and select ``Consumer 
Financial Protection Bureau'' (recent submissions to OMB will be at the 
top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this email 
box.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Financial Well-Being National Survey.
    OMB Control Number: 3170-XXXX.
    Type of Review: New collection (Request for a new OMB control 
number).
    Affected Public: Individuals.
    Estimated Number of Respondents: 6,115.
    Estimated Total Annual Burden Hours: 2,038.
    Abstract: Under the Dodd-Frank Wall Street Reform and Consumer 
Protection Act, Public Law 111-203, the Bureau's Office of Financial 
Education (OFE) is responsible for developing and implementing a 
strategy to improve the financial literacy of consumers that includes 
measurable goals and initiatives, in consultation with the Financial 
Literacy and Education Commission, consistent with the National 
Strategy for Financial Literacy. In addition, the Office of Financial 
Protection for Older Americans (OA) within the CFPB is charged with 
conducting research to identify methods and strategies to educate and 
counsel seniors, and developing goals for programs that provide seniors 
with financial literacy and counseling.
    Through prior research, the CFPB has determined that improvement in 
consumer financial well-being is the ultimate goal of such financial 
literacy initiatives. To inform our identification and development of 
financial literacy strategies that explicitly seek to improve consumer 
financial well-being, the CFPB plans to conduct a nationally 
representative survey to measure adult financial well-being and related 
concepts, as well as an oversample of adults age 62 and older to gather 
additional data relevant to the needs and experiences of older 
consumers. The specific goals of the survey are to (1) measure the 
level of financial well-being of American adults and key sub-
populations; (2) quantitatively test previously developed hypotheses 
about the specific types of knowledge, behavior, traits and skills that 
may support higher levels of financial well-being; and (3) produce 
fully de-identified public use data files that will allow external 
researchers to examine additional questions about financial well-being 
and its drivers.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on November 24, 2015, (80 FR 73169). Comments were solicited and 
continue to be invited on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
summarized and/or included in the request for OMB approval. All 
comments will become a matter of public record.


[[Page 13779]]


    Dated: March 8, 2016.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2016-05767 Filed 3-14-16; 8:45 am]
 BILLING CODE 4810-AM-P



                                                    13778                         Federal Register / Vol. 81, No. 50 / Tuesday, March 15, 2016 / Notices

                                                    applicable plan. If the State is                        before April 14, 2016 to be assured of                Financial Literacy and Education
                                                    determined to be in compliance, the                     consideration.                                        Commission, consistent with the
                                                    moratorium shall be withdrawn. On                       ADDRESSES: You may submit comments,                   National Strategy for Financial Literacy.
                                                    February 4, 2016, NMFS received a                       identified by the title of the information            In addition, the Office of Financial
                                                    letter from the Commission that                         collection, OMB Control Number (see                   Protection for Older Americans (OA)
                                                    Delaware had taken corrective action to                 below), and docket number (see above),                within the CFPB is charged with
                                                    comply with the American Eel Plan, and                  by any of the following methods:                      conducting research to identify methods
                                                    that the Commission has withdrawn its                      • Electronic: http://                              and strategies to educate and counsel
                                                    determination of noncompliance.                         www.regulations.gov. Follow the                       seniors, and developing goals for
                                                    Withdrawal of the Moratorium                            instructions for submitting comments.                 programs that provide seniors with
                                                                                                               • OMB: Office of Management and                    financial literacy and counseling.
                                                       Based on the Commission’s February                   Budget, New Executive Office Building,
                                                    2, 2016, letter, information received                   Room 10235, Washington, DC 20503 or                      Through prior research, the CFPB has
                                                    from the State of Delaware, and NMFS                    fax to (202) 395–5806. Mailed or faxed                determined that improvement in
                                                    review of Delaware’s revised American                   comments to OMB should be to the                      consumer financial well-being is the
                                                    eel regulations, NMFS concurs with the                  attention of the OMB Desk Officer for                 ultimate goal of such financial literacy
                                                    Commission’s determination that                         the Bureau of Consumer Financial                      initiatives. To inform our identification
                                                    Delaware is now in compliance with the                  Protection. Please note that comments                 and development of financial literacy
                                                    American Eel Plan. Specifically, NMFS                   submitted after the comment period will               strategies that explicitly seek to improve
                                                    reviewed the ASMFC Eel Plan and                         not be accepted. In general, all                      consumer financial well-being, the
                                                    Delaware’s recently approved American                   comments received will become public                  CFPB plans to conduct a nationally
                                                    eel management measures. The                            records, including any personal                       representative survey to measure adult
                                                    management measures implement a                         information provided. Sensitive                       financial well-being and related
                                                    program that is consistent with the                     personal information, such as account                 concepts, as well as an oversample of
                                                    American eel management program set                     numbers or social security numbers,                   adults age 62 and older to gather
                                                    by the Commission to conserve eels and                  should not be included.                               additional data relevant to the needs
                                                    achieve the objectives specified in the                 FOR FURTHER INFORMATION CONTACT:                      and experiences of older consumers.
                                                    Plan. Therefore, we concur with the                     Documentation prepared in support of                  The specific goals of the survey are to
                                                    Commission’s finding that Delaware is                   this information collection request is                (1) measure the level of financial well-
                                                    now in compliance and that a                            available at www.reginfo.gov (this link               being of American adults and key sub-
                                                    moratorium is no longer necessary to                    active on the day following publication               populations; (2) quantitatively test
                                                    conserve the fishery. The moratorium                    of this notice). Select ‘‘Information
                                                    scheduled to be effective on March 18,                                                                        previously developed hypotheses about
                                                                                                            Collection Review,’’ under ‘‘Currently                the specific types of knowledge,
                                                    2016, on fishing for, possession of, and                under review, use the dropdown menu
                                                    landing of American eel by the                                                                                behavior, traits and skills that may
                                                                                                            ‘‘Select Agency’’ and select ‘‘Consumer               support higher levels of financial well-
                                                    recreational and commercial fishermen                   Financial Protection Bureau’’ (recent
                                                    within Delaware waters is withdrawn.                                                                          being; and (3) produce fully de-
                                                                                                            submissions to OMB will be at the top                 identified public use data files that will
                                                       Authority: 16 U.S.C. 5101 et seq.                    of the list). The same documentation is
                                                                                                                                                                  allow external researchers to examine
                                                      Dated: March 10, 2016.                                also available at http://
                                                                                                                                                                  additional questions about financial
                                                    Emily H. Menashes,                                      www.regulations.gov. Requests for
                                                                                                            additional information should be                      well-being and its drivers.
                                                    Acting Director, Office of Sustainable
                                                                                                            directed to the Consumer Financial                       Request for Comments: The Bureau
                                                    Fisheries, National Marine Fisheries Service.
                                                                                                            Protection Bureau, (Attention: PRA                    issued a 60-day Federal Register notice
                                                    [FR Doc. 2016–05804 Filed 3–14–16; 8:45 am]
                                                                                                            Office), 1700 G Street NW., Washington,               on November 24, 2015, (80 FR 73169).
                                                    BILLING CODE 3510–22–P
                                                                                                            DC 20552, (202) 435–9575, or email:                   Comments were solicited and continue
                                                                                                            CFPB_PRA@cfpb.gov. Please do not                      to be invited on: (a) Whether the
                                                                                                            submit comments to this email box.                    collection of information is necessary
                                                    BUREAU OF CONSUMER FINANCIAL                                                                                  for the proper performance of the
                                                                                                            SUPPLEMENTARY INFORMATION:
                                                    PROTECTION                                                 Title of Collection: Financial Well-               functions of the Bureau, including
                                                    [Docket No: CFPB–2016–0011]                             Being National Survey.                                whether the information will have
                                                                                                               OMB Control Number: 3170–XXXX.                     practical utility; (b) The accuracy of the
                                                    Agency Information Collection                              Type of Review: New collection                     Bureau’s estimate of the burden of the
                                                    Activities: Submission for OMB                          (Request for a new OMB control                        collection of information, including the
                                                    Review; Comment Request                                 number).                                              validity of the methods and the
                                                                                                               Affected Public: Individuals.                      assumptions used; (c) Ways to enhance
                                                    AGENCY:  Bureau of Consumer Financial                      Estimated Number of Respondents:
                                                    Protection.                                                                                                   the quality, utility, and clarity of the
                                                                                                            6,115.
                                                    ACTION: Notice and request for comment.                                                                       information to be collected; and (d)
                                                                                                               Estimated Total Annual Burden
                                                                                                                                                                  Ways to minimize the burden of the
                                                                                                            Hours: 2,038.
                                                    SUMMARY:   In accordance with the                          Abstract: Under the Dodd-Frank Wall                collection of information on
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                                                    Paperwork Reduction Act of 1995                         Street Reform and Consumer Protection                 respondents, including through the use
                                                    (PRA), the Consumer Financial                           Act, Public Law 111–203, the Bureau’s                 of automated collection techniques or
                                                    Protection Bureau (Bureau) is proposing                 Office of Financial Education (OFE) is                other forms of information technology.
                                                    a new information collection titled,                    responsible for developing and                        Comments submitted in response to this
                                                    ‘‘Financial Well-Being National                         implementing a strategy to improve the                notice will be summarized and/or
                                                    Survey.’’                                               financial literacy of consumers that                  included in the request for OMB
                                                    DATES:Written comments are                              includes measurable goals and                         approval. All comments will become a
                                                    encouraged and must be received on or                   initiatives, in consultation with the                 matter of public record.


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                                                                                  Federal Register / Vol. 81, No. 50 / Tuesday, March 15, 2016 / Notices                                                  13779

                                                      Dated: March 8, 2016.                                 requires an offeror that proposes to                  Mark Center Drive, 2nd Floor, East
                                                    Darrin A. King,                                         deviate from any of the security controls             Tower, Suite 02G09, Alexandria, VA
                                                    Paperwork Reduction Act Officer, Bureau of              of National Institute of Standards and                22350–3100.
                                                    Consumer Financial Protection.                          Technology Special Publication 800–
                                                                                                                                                                  Jennifer L. Hawes,
                                                    [FR Doc. 2016–05767 Filed 3–14–16; 8:45 am]             171 in effect at the time the solicitation
                                                                                                            is issued, the offeror must submit to the             Editor, Defense Acquisition Regulations
                                                    BILLING CODE 4810–AM–P                                                                                        System.
                                                                                                            contracting officer a written explanation
                                                                                                                                                                  [FR Doc. 2016–05814 Filed 3–14–16; 8:45 am]
                                                                                                            of how the specified security control is
                                                                                                            not applicable or an alternative control              BILLING CODE 5001–06–P
                                                    DEPARTMENT OF DEFENSE
                                                                                                            or protective measure is used to achieve
                                                    Defense Acquisition Regulation                          equivalent protection.
                                                                                                               c. The provision at DFARS 252.239–                 DEPARTMENT OF DEFENSE
                                                    System
                                                                                                            7009, Representation of Use of Cloud                  Office of the Secretary
                                                    [Docket Number 2015–0039]                               Computing, requires contractors to
                                                    Submission for OMB Review;                              report that they ‘‘anticipate’’ or ‘‘do not           [Docket ID: DOD–2016–HA–0020]
                                                    Comment Request                                         anticipate’’ utilizing cloud computing
                                                                                                            service in performance of the resultant               Privacy Act of 1974; System of
                                                    AGENCY: Defense Acquisition                             contract in order to notify contracting               Records
                                                    Regulations System, Department of                       officers of the applicability of the
                                                    Defense (DoD).                                          requirement in the clause at DFARS                    AGENCY:  Defense Health Agency, DoD.
                                                    ACTION: Notice.                                         252.239–7010.                                         ACTION:Notice to alter a System of
                                                                                                               d. The clause at DFARS 252.239–                    Records.
                                                    SUMMARY:    The Defense Acquisition                     7010, Cloud Computing Services,
                                                    Regulations System has submitted to                     requires reporting of cyber incidents                 SUMMARY:   The Defense Health Agency
                                                    OMB for clearance, the following                        that occur when DoD is purchasing                     proposes to alter an existing system of
                                                    proposal for collection of information                  cloud computing services.                             records, EDHA 11, entitled ‘‘Defense
                                                    under the provisions of the Paperwork                      Affected Public: Businesses or other               Medical Human Resources System
                                                    Reduction Act (44 U.S.C. chapter 35).                   for-profit and not-for-profit institutions.           internet (DMHRSi).’’ This system
                                                    DATES: Consideration will be given to all                  Frequency: On occasion.                            consolidates all of the human resources
                                                    comments received by April 14, 2016.                       OMB Desk Officer: Ms. Jasmeet                      functions and permits ready access to
                                                                                                            Seehra.                                               manpower, personnel readiness, labor
                                                    SUPPLEMENTARY INFORMATION:                                 Written comments and                               cost assignment, and education and
                                                       Title, Associated Forms, and OMB                     recommendations on the proposed                       training information across the DoD
                                                    Number: Safeguarding Covered Defense                    information collection should be sent to              medical enterprise. This system of
                                                    Information, Cyber Incident Reporting,                  Ms. Seehra at the Office of Management                records provides a single database
                                                    and Cloud Computing; Defense Federal                    and Budget, Desk Officer for DoD, Room                source of instant query/access for all
                                                    Acquisition Regulation Supplement                       10236, New Executive Office Building,                 personnel types and the readiness
                                                    (DFARS) Parts 204 and 239, and related                  Washington, DC 20503.                                 posture of all DoD medical personnel.
                                                    clauses at DFARS 252; OMB Control                          You may also submit comments,                      DATES: Comments will be accepted on or
                                                    Number 0704–0478.                                       identified by docket number and title,
                                                       Type of Request: Revision of a                                                                             before April 14, 2016. This proposed
                                                                                                            by the following method:                              action will be effective the date
                                                    currently approved collection.                             Federal eRulemaking Portal: http://
                                                       Number of Respondents: 10,954.                                                                             following the end of the comment
                                                                                                            www.regulations.gov. Follow the                       period unless comments are received
                                                       Responses per Respondent: 5.5,                       instructions for submitting comments.
                                                    approximately.                                                                                                which result in a contrary
                                                                                                               Instructions: All submissions received
                                                       Annual Responses: 60,494.                                                                                  determination.
                                                                                                            must include the agency name, docket
                                                       Average Burden per Response: 4.15                    number, and title for the Federal                     ADDRESSES:   You may submit comments,
                                                    hours, approximately.                                   Register document. The general policy                 identified by docket number and title,
                                                       Annual Burden Hours: 250,840.                        for comments and other public                         by any of the following methods:
                                                       Needs and Uses: This requirement                     submissions from members of the public                  * Federal Rulemaking Portal: http://
                                                    provides for the collection of                          is to make these submissions available                www.regulations.gov.
                                                    information related to reporting of cyber               for public viewing on the Internet at                   Follow the instructions for submitting
                                                    incidents on unclassified networks or                   http://www.regulations.gov as they are                comments.
                                                    information systems, within cloud                       received without change, including any                  * Mail: Department of Defense, Office
                                                    computing services, and when they                       personal identifiers or contact                       of the Deputy Chief Management
                                                    affect contractors designated as                        information provided. To confirm                      Officer, Directorate of Oversight and
                                                    providing operationally critical support                receipt of your comment(s), please                    Compliance, Regulatory and Audit
                                                    as required by statute.                                 check http://www.regulations.gov                      Matters Office, 9010 Defense Pentagon,
                                                       a. The clause at DFARS 252.204–                      approximately two to three days after                 Washington, DC 20301–9010.
                                                    7012, Safeguarding Covered Defense                      submission to verify posting (except                    Instructions: All submissions received
                                                    Information and Cyber Incident                                                                                must include the agency name and
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                                                                                                            allow 30 days for posting of comments
                                                    Reporting, requires contractors to report               submitted by mail).                                   docket number for this Federal Register
                                                    cyber incidents that affect a covered                      DoD Public Collections Clearance                   document. The general policy for
                                                    contractor information system or the                    Officer: Mr. Frederick C. Licari.                     comments and other submissions from
                                                    covered defense information residing                       Written requests for copies of the                 members of the public is to make these
                                                    therein.                                                information collection proposal should                submissions available for public
                                                       b. The provision at DFARS 252.204–                   be sent to Mr. Licari at: Publication                 viewing on the Internet at http://
                                                    7008, Compliance with Safeguarding                      Collections Program, WHS/ESD                          www.regulations.gov as they are
                                                    Covered Defense Information Controls,                   Information Management Division, 4800                 received without change, including any


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Document Created: 2016-03-15 04:07:21
Document Modified: 2016-03-15 04:07:21
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before April 14, 2016 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.reginfo.gov (this link active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http:// www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this email box.
FR Citation81 FR 13778 

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