81_FR_13866 81 FR 13816 - 30-Day Notice of Proposed Information Collection: FHA Lender Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders

81 FR 13816 - 30-Day Notice of Proposed Information Collection: FHA Lender Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

Federal Register Volume 81, Issue 50 (March 15, 2016)

Page Range13816-13817
FR Document2016-05779

HUD has submitted the proposed information collection requirement described below to the Office of Management and Budget (OMB) for review, in accordance with the Paperwork Reduction Act. The purpose of this notice is to allow for an additional 30 days of public comment.

Federal Register, Volume 81 Issue 50 (Tuesday, March 15, 2016)
[Federal Register Volume 81, Number 50 (Tuesday, March 15, 2016)]
[Notices]
[Pages 13816-13817]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-05779]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5909-N-13]


30-Day Notice of Proposed Information Collection: FHA Lender 
Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-
Approved Lenders

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notice.

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SUMMARY: HUD has submitted the proposed information collection 
requirement described below to the Office of Management and Budget 
(OMB) for review, in accordance with the Paperwork Reduction Act. The 
purpose of this notice is to allow for an additional 30 days of public 
comment.

DATES: Comments Due Date: April 14, 2016.

ADDRESSES: Interested persons are invited to submit comments regarding 
this proposal. Comments should refer to the proposal by name and/or OMB 
Control Number and should be sent to: HUD Desk Officer, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503; fax: 202-395-5806. Email: [email protected].

FOR FURTHER INFORMATION CONTACT: Colette Pollard, Reports Management 
Officer, QMAC, Department of Housing and Urban Development, 451 7th 
Street SW., Washington, DC 20410; email Colette Pollard at 
hud.gov">Colette.Pollard@hud.gov or telephone 202-402-3400. This is not a toll-
free number. Persons with hearing or speech impairments may access this 
number through TTY by calling the toll-free Federal Relay Service at 
(800) 877-8339.
    Copies of available documents submitted to OMB may be obtained from 
Ms. Pollard.

SUPPLEMENTARY INFORMATION: This notice informs the public that HUD is 
seeking approval from OMB for the information collection described in 
Section A. The Federal Register notice that solicited public comment on 
the information collection for a period of 60 days was published on 
September 1, 2015 at 80 FR 52781.

A. Overview of Information Collection

    Title of Information Collection: FHA Lender Approval, Annual 
Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders.
    OMB Approval Number: 2502-0005.
    Type of Request: Revision of currently approved collection.
    Form Number: Online Application for Lender Approval (previously 
HUD-92001-A) and Annual Certification.
    Description of the need for the information and proposed use: The 
Secretary of the Department of Housing and Urban Development is 
authorized to insure lenders and mortgagees against the risk of loss in 
connection with certain mortgages under Titles I and II of the National 
Housing Act, 12 U.S.C. 1702 et seq. The Secretary is also authorized to 
prescribe criteria for approval of these lenders and mortgagees to 
participate in the Department's insured housing programs, including 
certain statutory and regulatory eligibility requirements set forth in 
12 U.S.C. 1702(d)(2) and 24 CFR 202.5. See 12 U.S.C. 1702 et seq. and 
42 U.S.C. 3535(d). Criteria for approval to become a Title I and/or 
Title II Mortgagee are specified in 24 CFR 202 and HUD Handbook 4000.1. 
Once approved, FHA lenders must provide additional information on an 
annual basis and within specified timeframes of certain events or 
business changes in order to maintain their FHA approval. Lenders 
already approved by FHA submit this information annually using the 
Lender Electronic Assessment Portal (LEAP), which is accessed via FHA 
Connection. Prospective lender applicants submit this information 
electronically using the Online Application for Lender Approval, which 
is accessed via the hud.gov Web site. The information is used by FHA to 
verify that lenders meet all approval and eligibility requirements. It 
is also used to assist FHA in managing its financial risks and to 
protect consumers from lender noncompliance with FHA regulations. 
Proposed revisions to the annual certification statements included in 
FHA's Lender Electronic Assessment Portal (LEAP) and the initial 
certification statements included in FHA's Online Application for 
Lender Approval, as well as HUD's responses to comments received from 
the 60-day notice, are available on HUD's Web site at: http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/SFH_policy_drafts.
    Respondents: Regulatory or compliance.
    Estimated Number of Respondents: 3,115.
    Estimated Number of Responses: 13,260.
    Frequency of Response: Annual/Periodic.
    Average Hours per Response: 1.00 hour.
    Total Estimated Burdens: 13,320 hours.

B. Solicitation of Public Comment

    This notice is soliciting comments from members of the public and 
affected parties concerning the collection of information described in 
Section A on the following:
    (1) Whether the proposed collection of information is necessary for 
the proper performance of the functions of the agency, including 
whether the information will have practical utility;
    (2) The accuracy of the agency's estimate of the burden of the 
proposed collection of information;
    (3) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and
    (4) Ways to minimize the burden of the collection of information on 
those who are to respond; including through the use of appropriate 
automated collection techniques or other forms of

[[Page 13817]]

information technology, e.g., permitting electronic submission of 
responses.
    HUD encourages interested parties to submit comment in response to 
these questions.

    Authority: Section 3507 of the Paperwork Reduction Act of 1995, 
44 U.S.C. Chapter 35.

    Dated: March 10, 2016.
Colette Pollard,
Department Reports Management Officer, Office of the Chief Information 
Officer.
[FR Doc. 2016-05779 Filed 3-14-16; 8:45 am]
BILLING CODE 4210-67-P



                                                    13816                         Federal Register / Vol. 81, No. 50 / Tuesday, March 15, 2016 / Notices

                                                    Temporary Protected Status (TPS), and                   DATES:   Comments Due Date: April 14,                 and HUD Handbook 4000.1. Once
                                                    aliens abroad seeking humanitarian                      2016.                                                 approved, FHA lenders must provide
                                                    parole who need to apply for a travel                   ADDRESSES:   Interested persons are                   additional information on an annual
                                                    document to lawfully enter or reenter                   invited to submit comments regarding                  basis and within specified timeframes of
                                                    the United States. Eligible recipients of               this proposal. Comments should refer to               certain events or business changes in
                                                    deferred action under childhood arrivals                the proposal by name and/or OMB                       order to maintain their FHA approval.
                                                    (DACA) may now request an advance                       Control Number and should be sent to:                 Lenders already approved by FHA
                                                    parole documents based on                               HUD Desk Officer, Office of                           submit this information annually using
                                                    humanitarian, educational and                           Management and Budget, New                            the Lender Electronic Assessment Portal
                                                    employment reasons. Lawful permanent                    Executive Office Building, Washington,                (LEAP), which is accessed via FHA
                                                    residents may now file requests for                     DC 20503; fax: 202–395–5806. Email:                   Connection. Prospective lender
                                                    travel permits (transportation letter or                OIRA_Submission@omb.eop.gov.                          applicants submit this information
                                                    boarding foil).                                                                                               electronically using the Online
                                                                                                            FOR FURTHER INFORMATION CONTACT:
                                                       (5) An estimate of the total number of                                                                     Application for Lender Approval, which
                                                                                                            Colette Pollard, Reports Management
                                                    respondents and the amount of time                                                                            is accessed via the hud.gov Web site.
                                                                                                            Officer, QMAC, Department of Housing
                                                    estimated for an average respondent to                                                                        The information is used by FHA to
                                                                                                            and Urban Development, 451 7th Street
                                                    respond: The estimated total number of                                                                        verify that lenders meet all approval and
                                                                                                            SW., Washington, DC 20410; email
                                                    respondents for the information                                                                               eligibility requirements. It is also used
                                                                                                            Colette Pollard at Colette.Pollard@
                                                    collection I–131 is 495,090 and the                                                                           to assist FHA in managing its financial
                                                                                                            hud.gov or telephone 202–402–3400.
                                                    estimated hour burden per response is                                                                         risks and to protect consumers from
                                                                                                            This is not a toll-free number. Persons
                                                    1.9 hours; 71,665 respondents providing                                                                       lender noncompliance with FHA
                                                                                                            with hearing or speech impairments
                                                    biometrics at 1.17 hours; and 293,733                                                                         regulations. Proposed revisions to the
                                                                                                            may access this number through TTY by
                                                    respondents providing passport-style                                                                          annual certification statements included
                                                                                                            calling the toll-free Federal Relay
                                                    photographs at .50 hours.                                                                                     in FHA’s Lender Electronic Assessment
                                                                                                            Service at (800) 877–8339.
                                                       (6) An estimate of the total public                    Copies of available documents                       Portal (LEAP) and the initial
                                                    burden (in hours) associated with the                   submitted to OMB may be obtained                      certification statements included in
                                                    collection: The total estimated annual                  from Ms. Pollard.                                     FHA’s Online Application for Lender
                                                    hour burden associated with this                                                                              Approval, as well as HUD’s responses to
                                                                                                            SUPPLEMENTARY INFORMATION: This
                                                    collection is 1,171,386 hours.                                                                                comments received from the 60-day
                                                       (7) An estimate of the total public                  notice informs the public that HUD is                 notice, are available on HUD’s Web site
                                                    burden (in cost) associated with the                    seeking approval from OMB for the                     at: http://portal.hud.gov/hudportal/
                                                    collection: The estimated total annual                  information collection described in                   HUD?src=/program_offices/housing/sfh/
                                                    cost burden associated with this                        Section A. The Federal Register notice                SFH_policy_drafts.
                                                    collection of information is                            that solicited public comment on the
                                                                                                                                                                     Respondents: Regulatory or
                                                    $148,493,790.                                           information collection for a period of 60
                                                                                                                                                                  compliance.
                                                                                                            days was published on September 1,
                                                      Dated: March 10, 2016.                                                                                         Estimated Number of Respondents:
                                                                                                            2015 at 80 FR 52781.
                                                    Samantha Deshommes,                                                                                           3,115.
                                                    Acting Chief, Regulatory Coordination
                                                                                                            A. Overview of Information Collection                    Estimated Number of Responses:
                                                    Division, Office of Policy and Strategy, U.S.             Title of Information Collection: FHA                13,260.
                                                    Citizenship and Immigration Services,                   Lender Approval, Annual Renewal,                         Frequency of Response: Annual/
                                                    Department of Homeland Security.                        Periodic Updates and Required Reports                 Periodic.
                                                    [FR Doc. 2016–05839 Filed 3–14–16; 8:45 am]             by FHA-Approved Lenders.                                 Average Hours per Response: 1.00
                                                    BILLING CODE 9111–97–P                                    OMB Approval Number: 2502–0005.                     hour.
                                                                                                              Type of Request: Revision of currently                 Total Estimated Burdens: 13,320
                                                                                                            approved collection.                                  hours.
                                                                                                              Form Number: Online Application for                 B. Solicitation of Public Comment
                                                    DEPARTMENT OF HOUSING AND                               Lender Approval (previously HUD–
                                                    URBAN DEVELOPMENT                                       92001–A) and Annual Certification.                       This notice is soliciting comments
                                                                                                              Description of the need for the                     from members of the public and affected
                                                    [Docket No. FR–5909–N–13]                               information and proposed use: The                     parties concerning the collection of
                                                                                                            Secretary of the Department of Housing                information described in Section A on
                                                    30-Day Notice of Proposed Information                                                                         the following:
                                                                                                            and Urban Development is authorized to
                                                    Collection: FHA Lender Approval,
                                                                                                            insure lenders and mortgagees against                    (1) Whether the proposed collection
                                                    Annual Renewal, Periodic Updates and
                                                                                                            the risk of loss in connection with                   of information is necessary for the
                                                    Required Reports by FHA-Approved
                                                                                                            certain mortgages under Titles I and II               proper performance of the functions of
                                                    Lenders
                                                                                                            of the National Housing Act, 12 U.S.C.                the agency, including whether the
                                                    AGENCY:  Office of the Chief Information                1702 et seq. The Secretary is also                    information will have practical utility;
                                                    Officer, HUD.                                           authorized to prescribe criteria for                     (2) The accuracy of the agency’s
                                                    ACTION: Notice.                                         approval of these lenders and                         estimate of the burden of the proposed
                                                                                                            mortgagees to participate in the                      collection of information;
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    SUMMARY:   HUD has submitted the                        Department’s insured housing programs,                   (3) Ways to enhance the quality,
                                                    proposed information collection                         including certain statutory and                       utility, and clarity of the information to
                                                    requirement described below to the                      regulatory eligibility requirements set               be collected; and
                                                    Office of Management and Budget                         forth in 12 U.S.C. 1702(d)(2) and 24 CFR                 (4) Ways to minimize the burden of
                                                    (OMB) for review, in accordance with                    202.5. See 12 U.S.C. 1702 et seq. and 42              the collection of information on those
                                                    the Paperwork Reduction Act. The                        U.S.C. 3535(d). Criteria for approval to              who are to respond; including through
                                                    purpose of this notice is to allow for an               become a Title I and/or Title II                      the use of appropriate automated
                                                    additional 30 days of public comment.                   Mortgagee are specified in 24 CFR 202                 collection techniques or other forms of


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                                                                                  Federal Register / Vol. 81, No. 50 / Tuesday, March 15, 2016 / Notices                                             13817

                                                    information technology, e.g., permitting                those regulations prior to entering into              notions of Indian self-government,’’
                                                    electronic submission of responses.                     leases. The Act requires the Secretary to             requires a particularized examination of
                                                      HUD encourages interested parties to                  approve Tribal regulations if the Tribal              the relevant State, Federal, and Tribal
                                                    submit comment in response to these                     regulations are consistent with the                   interests. We hereby adopt the Bracker
                                                    questions.                                              Department of the Interior’s (the                     analysis from the preamble to the
                                                      Authority: Section 3507 of the Paperwork              Department) leasing regulations at 25                 surface leasing regulations, 77 FR at
                                                    Reduction Act of 1995, 44 U.S.C. Chapter 35.            CFR part 162 and provide for an                       72447–48, as supplemented by the
                                                                                                            environmental review process that                     analysis below.
                                                      Dated: March 10, 2016.
                                                                                                            meets requirements set forth in the Act.                 The strong Federal and Tribal
                                                    Colette Pollard,                                                                                              interests against State and local taxation
                                                                                                            This notice announces that the
                                                    Department Reports Management Officer,                  Secretary, through the Assistant                      of improvements, leaseholds, and
                                                    Office of the Chief Information Officer.                                                                      activities on land leased under the
                                                                                                            Secretary—Indian Affairs, has approved
                                                    [FR Doc. 2016–05779 Filed 3–14–16; 8:45 am]             the Tribal regulations for the Shakopee               Department’s leasing regulations apply
                                                    BILLING CODE 4210–67–P                                  Mdewakanton Sioux Community.                          equally to improvements, leaseholds,
                                                                                                                                                                  and activities on land leased pursuant to
                                                                                                            II. Federal Preemption of State and                   Tribal leasing regulations approved
                                                    DEPARTMENT OF THE INTERIOR                              Local Taxes                                           under the HEARTH Act. Congress’s
                                                                                                               The Department’s regulations                       overarching intent was to ‘‘allow Tribes
                                                    Bureau of Indian Affairs                                governing the surface leasing of trust                to exercise greater control over their
                                                    [167 A2100DD/AAKC001030/                                and restricted Indian lands specify that,             own land, support self-determination,
                                                    A0A501010.999900]                                       subject to applicable Federal law,                    and eliminate bureaucratic delays that
                                                                                                            permanent improvements on leased                      stand in the way of homeownership and
                                                    HEARTH Act Approval of Shakopee                         land, leasehold or possessory interests,              economic development in Tribal
                                                    Mdewakanton Sioux Community                             and activities under the lease are not                communities.’’ 158 Cong. Rec. H. 2682
                                                    Regulations                                             subject to State and local taxation and               (May 15, 2012). The HEARTH Act was
                                                                                                            may be subject to taxation by the Indian              intended to afford Tribes ‘‘flexibility to
                                                    AGENCY:   Bureau of Indian Affairs,                     Tribe with jurisdiction. See 25 CFR                   adapt lease terms to suit [their] business
                                                    Interior.                                               162.017. As explained further in the                  and cultural needs’’ and to ‘‘enable
                                                    ACTION: Notice.                                         preamble to the final regulations, the                [Tribes] to approve leases quickly and
                                                    SUMMARY:   On March 3, 2016, the Bureau                 Federal government has a strong interest              efficiently.’’ Id. at 5–6.
                                                    of Indian Affairs (BIA) approved the                    in promoting economic development,                       Assessment of State and local taxes
                                                    Shakopee Mdewakanton Sioux                              self-determination, and Tribal                        would obstruct these express Federal
                                                    Community leasing regulations under                     sovereignty. 77 FR 72440 at 72447–48                  policies supporting Tribal economic
                                                    the HEARTH Act. With this approval,                     (December 5, 2012). The principles                    development and self-determination,
                                                                                                            supporting the Federal preemption of                  and also threaten substantial Tribal
                                                    the Tribe is authorized to enter into the
                                                                                                            State law in the field of Indian leasing              interests in effective Tribal government,
                                                    following type of leases without BIA
                                                                                                            and the taxation of lease-related                     economic self-sufficiency, and territorial
                                                    approval: Business site leases.
                                                                                                            interests and activities applies with                 autonomy. See Michigan v. Bay Mills
                                                    FOR FURTHER INFORMATION CONTACT:
                                                                                                            equal force to leases entered into under              Indian Community, 134 S. Ct. 2024,
                                                    Sharlene Round Face, Bureau of Indian                   Tribal leasing regulations approved by                2043 (2014) (Sotomayor, J., concurring)
                                                    Affairs, Division of Real Estate Services,              the Federal government pursuant to the                (determining that ‘‘[a] key goal of the
                                                    MS–4642–MIB, 1849 C Street NW.,                         HEARTH Act.                                           Federal Government is to render Tribes
                                                    Washington, DC 20240, at (202) 208–                        Section 5 of the Indian Reorganization             more self-sufficient, and better
                                                    3615.                                                   Act, 25 U.S.C. 465, preempts State and                positioned to fund their own sovereign
                                                    SUPPLEMENTARY INFORMATION:                              local taxation of permanent                           functions, rather than relying on Federal
                                                                                                            improvements on trust land.                           funding’’). The additional costs of State
                                                    I. Summary of the HEARTH Act                            Confederated Tribes of the Chehalis                   and local taxation have a chilling effect
                                                       The HEARTH (Helping Expedite and                     Reservation v. Thurston County, 724                   on potential lessees, as well as on a
                                                    Advance Responsible Tribal                              F.3d 1153, 1157 (9th Cir. 2013) (citing               Tribe that, as a result, might refrain from
                                                    Homeownership) Act of 2012 (the Act)                    Mescalero Apache Tribe v. Jones, 411                  exercising its own sovereign right to
                                                    makes a voluntary, alternative land                     U.S. 145 (1973)). Similarly, section 465              impose a Tribal tax to support its
                                                    leasing process available to Tribes, by                 preempts State taxation of rent                       infrastructure needs. See id. at 2043–44
                                                    amending the Indian Long-Term Leasing                   payments by a lessee for leased trust                 (finding that State and local taxes
                                                    Act of 1955, 25 U.S.C. 415. The Act                     lands, because ‘‘tax on the payment of                greatly discourage Tribes from raising
                                                    authorizes Tribes to negotiate and enter                rent is indistinguishable from an                     tax revenue from the same sources
                                                    into agricultural and business leases of                impermissible tax on the land.’’ See                  because the imposition of double
                                                    Tribal trust lands with a primary term                  Seminole Tribe of Florida v. Stranburg,               taxation would impede Tribal economic
                                                    of 25 years, and up to two renewal terms                No. 14–14524, *13–*17, n.8 (11th Cir.                 growth).
                                                    of 25 years each, without the approval                  2015). In addition, as explained in the                  Just like BIA’s surface leasing
                                                    of the Secretary of the Interior. The Act               preamble to the revised leasing                       regulations, Tribal regulations under the
                                                    also authorizes Tribes to enter into                    regulations at 25 CFR part 162, Federal               HEARTH Act pervasively cover all
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    leases for residential, recreational,                   courts have applied a balancing test to               aspects of leasing. See Guidance for the
                                                    religious, or educational purposes for a                determine whether State and local                     Approval of Tribal Leasing Regulations
                                                    primary term of up to 75 years without                  taxation of non-Indians on the                        under the HEARTH Act, NPM–TRUS–
                                                    the approval of the Secretary.                          reservation is preempted. White                       29 (effective Jan. 16, 2013) (providing
                                                    Participating Tribes develop Tribal                     Mountain Apache Tribe v. Bracker, 448                 guidance on Federal review process to
                                                    leasing regulations, including an                       U.S. 136, 143 (1980). The Bracker                     ensure consistency of proposed Tribal
                                                    environmental review process, and then                  balancing test, which is conducted                    regulations with part 162 regulations
                                                    must obtain the Secretary’s approval of                 against a backdrop of ‘‘traditional                   and listing required Tribal regulatory


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Document Created: 2016-03-15 04:07:22
Document Modified: 2016-03-15 04:07:22
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice.
ContactColette Pollard, Reports Management Officer, QMAC, Department of Housing and Urban Development, 451 7th Street SW., Washington, DC 20410; email Colette Pollard at [email protected] or telephone 202-402-3400. This is not a toll- free number. Persons with hearing or speech impairments may access this number through TTY by calling the toll-free Federal Relay Service at (800) 877-8339.
FR Citation81 FR 13816 

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