81_FR_19647 81 FR 19582 - Community Bank Advisory Council Meeting

81 FR 19582 - Community Bank Advisory Council Meeting

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 81, Issue 65 (April 5, 2016)

Page Range19582-19583
FR Document2016-07814

This notice sets forth the announcement of a public meeting of the Community Bank Advisory Council (CBAC or Council) of the Consumer Financial Protection Bureau (Bureau). The notice also describes the functions of the Council. Notice of the meeting is permitted by section 9 of the CBAC Charter and is intended to notify the public of this meeting. Specifically, section 9(d) of the CBAC Charter states:

Federal Register, Volume 81 Issue 65 (Tuesday, April 5, 2016)
[Federal Register Volume 81, Number 65 (Tuesday, April 5, 2016)]
[Notices]
[Pages 19582-19583]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-07814]


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BUREAU OF CONSUMER FINANCIAL PROTECTION


Community Bank Advisory Council Meeting

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of public meeting.

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SUMMARY: This notice sets forth the announcement of a public meeting of 
the Community Bank Advisory Council (CBAC or Council) of the Consumer 
Financial Protection Bureau (Bureau). The notice also describes the 
functions of the Council. Notice of the meeting is permitted by section 
9 of the CBAC Charter and is intended to notify the public of this 
meeting. Specifically, section 9(d) of the CBAC Charter states:

    (1) Each meeting of the Council shall be open to public 
observation, to the extent that a facility is available to 
accommodate the public, unless the Bureau, in accordance with 
paragraph (4) of this section, determines that the meeting shall be 
closed. The Bureau also will make reasonable efforts to make the 
meetings available to the public through live recording. (2) Notice 
of the time, place and purpose of each meeting, as well as a summary 
of the proposed agenda, shall be published in the Federal Register 
not more than 45 or less than 15 days prior to the scheduled meeting 
date. Shorter notice may be given when the Bureau determines that 
the Council's business so requires; in such event, the public will 
be given notice at the earliest practicable time. (3) Minutes of 
meetings, records, reports, studies, and agenda of the Council shall 
be posted on the Bureau's Web site (www.consumerfinance.gov). (4) 
The Bureau may close to the public a portion of any meeting, for 
confidential discussion. If the Bureau closes a meeting or any 
portion of a meeting, the Bureau will issue, at least annually, a 
summary of the Council's activities during such closed meetings or 
portions of meetings.

DATES: The meeting date is Thursday, April 21, 3 p.m. to 4:30 p.m. 
eastern daylight time.

ADDRESSES: The meeting location is Consumer Financial Protection 
Bureau, 1275 First Street NE., Washington, DC 20002.

FOR FURTHER INFORMATION CONTACT: Crystal Dully, Outreach and Engagement 
Associate, Advisory Board and Councils Office, External Affairs, 
Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 
20552, at 202-435-9588. [email protected].

SUPPLEMENTARY INFORMATION:

I. Background

    Section 2 of the CBAC Charter provides: ``Pursuant to the executive 
and administrative powers conferred on the Consumer Financial 
Protection Bureau (CFPB or Bureau) by section 1012 of the Dodd-Frank 
Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), the 
Director established the Community Bank Advisory Council to consult 
with the Bureau in the exercise of its functions under the federal 
consumer financial laws as they pertain to community banks with total 
assets of $10 billion or less.''
    Section 3 of the CBAC Charter states: (``a) The CFPB supervises 
depository institutions and credit unions with total assets of more 
than $10 billion and their respective affiliates, but other than the 
limited authority conferred by Sec.  1026 of the Dodd-Frank Act, the 
CFPB does not have supervisory authority regarding credit unions and 
depository institutions with total assets of $10 billion or less. As a 
result, the CFPB does not have regular contact with these institutions, 
and it would therefore be beneficial to create a mechanism to ensure 
that their unique perspectives are shared with the Bureau. Small 
Business Regulatory Enforcement Fairness Act (SBREFA) panels provide 
one avenue to gather this input, but participants from community banks 
must possess no more than $175 million in assets, which precludes the 
participation of many. (b) The Advisory Council shall fill this gap by 
providing an interactive dialogue and exchange of ideas and experiences 
between community bankers and Bureau staff. (c) The Advisory Council 
shall advise generally on the Bureau's regulation of consumer financial 
products or services and other topics assigned to it by the Director. 
To carry out the Advisory Council's purpose, the scope of its 
activities shall include providing information, analysis, and 
recommendations to the Bureau. The output of Advisory Council meetings 
should serve to better inform the CFPB's policy development, 
rulemaking, and engagement functions.''

II. Agenda

    The Community Bank Advisory Council will discuss the CFPB strategic 
outlook and elder financial abuse.
    Persons who need a reasonable accommodation to participate should 
contact [email protected], 202-435-9EEO, 1-855-233-0362, or 202-
435-9742 (TTY) at least ten business days prior to the meeting or event 
to request assistance. The request must identify the date, time, 
location, and title of the meeting or event, the nature of the 
assistance requested, and contact information for the requester. CFPB 
will strive to provide, but cannot guarantee that accommodation will be 
provided for late requests.
    Individuals who wish to attend the Community Bank Advisory Council 
meeting must RSVP to [email protected] by noon, 
Wednesday, April 20, 2016. Members of the public must RSVP by the due 
date and must include ``CBAC'' in the subject line of the RSVP.

III. Availability

    The Council's agenda will be made available to the public on 
Wednesday,

[[Page 19583]]

April 6, 2016, via consumerfinance.gov. Individuals should express in 
their RSVP if they require a paper copy of the agenda.
    A recording and transcript of this meeting will be available after 
the meeting on the CFPB's Web site consumerfinance.gov.

    Dated: March 31, 2016.
Christopher D'Angelo,
Chief of Staff, Bureau of Consumer Financial Protection.
[FR Doc. 2016-07814 Filed 4-4-16; 8:45 am]
 BILLING CODE 4810-AM-P



                                                    19582                           Federal Register / Vol. 81, No. 65 / Tuesday, April 5, 2016 / Notices

                                                    notice with a 60-day comment period                     The notice also describes the functions               institutions and credit unions with total
                                                    soliciting comments on this collection                  of the Council. Notice of the meeting is              assets of more than $10 billion and their
                                                    of information was published on                         permitted by section 9 of the CBAC                    respective affiliates, but other than the
                                                    December 15, 2015 (80 FR 77615).                        Charter and is intended to notify the                 limited authority conferred by § 1026 of
                                                       Title: Procurement Contracts, OMB                    public of this meeting. Specifically,                 the Dodd-Frank Act, the CFPB does not
                                                    Control No. 3038–0031. This is a request                section 9(d) of the CBAC Charter states:              have supervisory authority regarding
                                                    for extension of a currently approved                      (1) Each meeting of the Council shall be           credit unions and depository
                                                    information collection.                                 open to public observation, to the extent that        institutions with total assets of $10
                                                       Abstract: This information collection                a facility is available to accommodate the            billion or less. As a result, the CFPB
                                                    consists of procurement activities                      public, unless the Bureau, in accordance              does not have regular contact with these
                                                    relating to solicitations, amendments to                with paragraph (4) of this section, determines        institutions, and it would therefore be
                                                    solicitations, requests for quotations,                 that the meeting shall be closed. The Bureau          beneficial to create a mechanism to
                                                    construction contracts, awards of                       also will make reasonable efforts to make the         ensure that their unique perspectives
                                                    contracts, performance bonds, and                       meetings available to the public through live         are shared with the Bureau. Small
                                                                                                            recording. (2) Notice of the time, place and          Business Regulatory Enforcement
                                                    payment information for individuals                     purpose of each meeting, as well as a
                                                    (vendors) or contractors engaged in                                                                           Fairness Act (SBREFA) panels provide
                                                                                                            summary of the proposed agenda, shall be
                                                    providing supplies or services.                         published in the Federal Register not more            one avenue to gather this input, but
                                                       Burden statement: The respondent                     than 45 or less than 15 days prior to the             participants from community banks
                                                    burden for this collection is estimated to              scheduled meeting date. Shorter notice may            must possess no more than $175 million
                                                    average 2 hours per response. This                      be given when the Bureau determines that              in assets, which precludes the
                                                    estimate includes the time needed to                    the Council’s business so requires; in such           participation of many. (b) The Advisory
                                                    review instructions; develop, acquire,                  event, the public will be given notice at the         Council shall fill this gap by providing
                                                    install, and utilize technology and                     earliest practicable time. (3) Minutes of             an interactive dialogue and exchange of
                                                                                                            meetings, records, reports, studies, and              ideas and experiences between
                                                    systems for the purposes of collecting,
                                                                                                            agenda of the Council shall be posted on the          community bankers and Bureau staff. (c)
                                                    validating, and verifying information,                  Bureau’s Web site
                                                    processing and maintaining information                  (www.consumerfinance.gov). (4) The Bureau
                                                                                                                                                                  The Advisory Council shall advise
                                                    and disclosing and providing                            may close to the public a portion of any              generally on the Bureau’s regulation of
                                                    information; adjust the existing ways to                meeting, for confidential discussion. If the          consumer financial products or services
                                                    comply with any previously applicable                   Bureau closes a meeting or any portion of a           and other topics assigned to it by the
                                                    instructions and requirements; train                    meeting, the Bureau will issue, at least              Director. To carry out the Advisory
                                                    personnel to be able to respond to a                    annually, a summary of the Council’s                  Council’s purpose, the scope of its
                                                    collection of information; and transmit                 activities during such closed meetings or             activities shall include providing
                                                                                                            portions of meetings.                                 information, analysis, and
                                                    or otherwise disclose the information.
                                                    The numbers contained in this                           DATES: The meeting date is Thursday,                  recommendations to the Bureau. The
                                                    justification differ from those in the 60-              April 21, 3 p.m. to 4:30 p.m. eastern                 output of Advisory Council meetings
                                                    day notice because of a revised estimate                daylight time.                                        should serve to better inform the CFPB’s
                                                    of the number of respondents.                           ADDRESSES: The meeting location is                    policy development, rulemaking, and
                                                       Respondents/Affected Entities: 292.                  Consumer Financial Protection Bureau,                 engagement functions.’’
                                                       Estimated number of responses                        1275 First Street NE., Washington, DC                 II. Agenda
                                                    (reporting): 778.                                       20002.
                                                       Estimated number of responses                                                                                 The Community Bank Advisory
                                                                                                            FOR FURTHER INFORMATION CONTACT:                      Council will discuss the CFPB strategic
                                                    (recordkeeping): 778.                                   Crystal Dully, Outreach and Engagement
                                                       Estimated total annual burden on                                                                           outlook and elder financial abuse.
                                                                                                            Associate, Advisory Board and Councils                   Persons who need a reasonable
                                                    respondents: 1556 hours.                                Office, External Affairs, Consumer
                                                       Frequency of collection: annually.                                                                         accommodation to participate should
                                                                                                            Financial Protection Bureau, 1700 G                   contact CFPB_504Request@cfpb.gov,
                                                       Authority: 44 U.S.C. 3501 et seq.                    Street NW., Washington, DC 20552, at                  202–435–9EEO, 1–855–233–0362, or
                                                      Dated: March 31, 2016.                                202–435–9588. CFPB_                                   202–435–9742 (TTY) at least ten
                                                    Robert N. Sidman,                                       CABandCouncilsEvents@cfpb.gov.                        business days prior to the meeting or
                                                    Deputy Secretary of the Commission.                     SUPPLEMENTARY INFORMATION:                            event to request assistance. The request
                                                    [FR Doc. 2016–07788 Filed 4–4–16; 8:45 am]              I. Background                                         must identify the date, time, location,
                                                    BILLING CODE 6351–01–P
                                                                                                                                                                  and title of the meeting or event, the
                                                                                                               Section 2 of the CBAC Charter                      nature of the assistance requested, and
                                                                                                            provides: ‘‘Pursuant to the executive                 contact information for the requester.
                                                                                                            and administrative powers conferred on                CFPB will strive to provide, but cannot
                                                    BUREAU OF CONSUMER FINANCIAL                            the Consumer Financial Protection                     guarantee that accommodation will be
                                                    PROTECTION                                              Bureau (CFPB or Bureau) by section                    provided for late requests.
                                                                                                            1012 of the Dodd-Frank Wall Street                       Individuals who wish to attend the
                                                    Community Bank Advisory Council
                                                                                                            Reform and Consumer Protection Act                    Community Bank Advisory Council
                                                    Meeting
                                                                                                            (Dodd-Frank Act), the Director                        meeting must RSVP to cfpb_
                                                                                                            established the Community Bank
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    AGENCY:  Bureau of Consumer Financial                                                                         cabandcouncilsevents@cfpb.gov by
                                                    Protection.                                             Advisory Council to consult with the                  noon, Wednesday, April 20, 2016.
                                                    ACTION: Notice of public meeting.                       Bureau in the exercise of its functions               Members of the public must RSVP by
                                                                                                            under the federal consumer financial                  the due date and must include ‘‘CBAC’’
                                                    SUMMARY:  This notice sets forth the                    laws as they pertain to community                     in the subject line of the RSVP.
                                                    announcement of a public meeting of                     banks with total assets of $10 billion or
                                                    the Community Bank Advisory Council                     less.’’                                               III. Availability
                                                    (CBAC or Council) of the Consumer                          Section 3 of the CBAC Charter states:                 The Council’s agenda will be made
                                                    Financial Protection Bureau (Bureau).                   (‘‘a) The CFPB supervises depository                  available to the public on Wednesday,


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                                                                                    Federal Register / Vol. 81, No. 65 / Tuesday, April 5, 2016 / Notices                                                 19583

                                                    April 6, 2016, via consumerfinance.gov.                 Government in the Sunshine Act of                     come prepared to present two forms of
                                                    Individuals should express in their                     1976 (5 U.S.C. 552b, as amended), and                 identification of which one must be a
                                                    RSVP if they require a paper copy of the                41 CFR 102–3.140.                                     pictured identification card.
                                                    agenda.                                                    Purpose of the Meeting: The Board                  Government and military DoD CAC
                                                      A recording and transcript of this                    will receive presentations from its task              holders are not required to have an
                                                    meeting will be available after the                     groups on ‘‘Evaluation of Position of                 escort, but are still required to pass
                                                    meeting on the CFPB’s Web site                          Under Secretary of Defense for Business               through the Visitor’s Center to gain
                                                    consumerfinance.gov.                                    Management and Information;’’ ‘‘Real                  access to the Building.
                                                      Dated: March 31, 2016.                                Property Management;’’ and ‘‘Selection                  Special Accommodations: Individuals
                                                    Christopher D’Angelo,
                                                                                                            of Senior Officials in the Acquisition                requiring special accommodations to
                                                                                                            Workforce.’’                                          access the public meeting should
                                                    Chief of Staff, Bureau of Consumer Financial               The mission of the Board is to
                                                    Protection.
                                                                                                                                                                  contact Steven Cruddas at least five (5)
                                                                                                            examine and advise the Secretary of                   business days prior to the meeting so
                                                    [FR Doc. 2016–07814 Filed 4–4–16; 8:45 am]
                                                                                                            Defense on overall DoD management                     that appropriate arrangements can be
                                                    BILLING CODE 4810–AM–P                                  and governance. The Board provides                    made.
                                                                                                            independent advice which reflects an
                                                                                                            outside private sector perspective on                 Procedures for Providing Public
                                                    DEPARTMENT OF DEFENSE                                   proven and effective best business                    Comments
                                                                                                            practices that can be applied to the DoD.               Pursuant to 41 CFR 102–3.105(j) and
                                                    Office of the Secretary                                    Availability of Materials for the                  102–3.140, and section 10(a)(3) of
                                                                                                            Meeting: A copy of the agenda and the                 FACA, the public or interested
                                                    Defense Business Board; Notice of
                                                                                                            terms of reference for each Task Group                organizations may submit written
                                                    Federal Advisory Committee Meeting
                                                                                                            study may be obtained from the Board’s                comments to the Board about its
                                                    AGENCY:   DoD.                                          Web site at http://dbb.defense.gov/                   mission and topics pertaining to this
                                                    ACTION:   Meeting notice.                               meetings. Copies will also be available               public meeting.
                                                                                                            at the meeting.                                         Written comments should be received
                                                    SUMMARY:   The Department of Defense is                    Meeting Agenda:                                    by the DFO at least five (5) business
                                                    publishing this notice to announce the                  9:00 a.m.–9:05 a.m.—Opening remarks                   days prior to the meeting date so that
                                                    following Federal advisory committee                    9:05 a.m.–11:05 a.m.—Task Group                       the comments may be made available to
                                                    meeting of the Defense Business Board.                     presentations on ‘‘Evaluation of                   the Board for their consideration prior
                                                    This meeting is open to the public.                        Position of Under Secretary of                     to the meeting. Written comments
                                                    DATES: The public meeting of the                           Defense for Business Management                    should be submitted via email to the
                                                    Defense Business Board (‘‘the Board’’)                     and Information;’’ ‘‘Real Property                 email address for public comments
                                                    will be held on Thursday, April 21,                        Management;’’ and ‘‘Selection of                   given in the FOR FURTHER INFORMATION
                                                    2016. The meeting will begin at 9:00                       Senior Officials in the Acquisition                CONTACT section in either Adobe
                                                    a.m. and end at 11:40 a.m. (Escort                         Workforce.’’                                       Acrobat or Microsoft Word format.
                                                    required; see guidance in the                           11:05 a.m.–11:15 a.m.—Public                          Please include in the Subject line ‘‘DBB
                                                    SUPPLEMENTARY INFORMATION section,                         Comments (if time permits)                         April 2016 Meeting.’’ Please note that
                                                    ‘‘Public’s Accessibility to the Meeting.’’)             11:15 a.m.–11:30 a.m.—Board                           since the Board operates under the
                                                                                                               Deliberations                                      provisions of the FACA, as amended, all
                                                    ADDRESSES: Room 3E863 in the
                                                                                                            11:30 a.m.–11:40 a.m.—Future Work                     submitted comments and public
                                                    Pentagon, Washington, DC (Escort                           Submission of written public
                                                    required; See guidance in the                                                                                 presentations will be treated as public
                                                                                                            comments is strongly encouraged, due
                                                    SUPPLEMENTARY INFORMATION section,                                                                            documents and may be made available
                                                                                                            to meeting time constraints.
                                                    ‘‘Public’s Accessibility to the Meeting.’’)                                                                   for public inspection, including, but not
                                                                                                               Public’s Accessibility to the Meeting:
                                                    FOR FURTHER INFORMATION CONTACT: The                                                                          limited to, being posted on the Board’s
                                                                                                            Pursuant to FACA and 41 CFR 102–
                                                    Board’s Designated Federal Officer                                                                            Web site.
                                                                                                            3.140, this meeting is open to the
                                                    (DFO) is Roma Laster, Defense Business                  public. Seating is limited and is on a                  Dated: March 31, 2016.
                                                    Board, 1155 Defense Pentagon, Room                      first-come basis. All members of the                  Aaron Siegel,
                                                    5B1088A, Washington, DC 20301–1155,                     public who wish to attend the public                  Alternate OSD Federal Register Liaison
                                                    roma.k.laster.civ@mail.mil, 703–695–                    meeting must contact Steven Cruddas at                Officer, Department of Defense.
                                                    7563. For meeting information please                    the number listed in the FOR FURTHER                  [FR Doc. 2016–07777 Filed 4–4–16; 8:45 am]
                                                    contact Steven Cruddas, Defense                         INFORMATION CONTACT section no later                  BILLING CODE 5001–06–P
                                                    Business Board, 1155 Defense Pentagon,                  than 12:00 p.m. on Friday, April 15,
                                                    Room 5B1088A, Washington, DC                            2016 to register and make arrangements
                                                    20301–1155, steven.m.cruddas.civ@                       for a Pentagon escort, if necessary.                  DEPARTMENT OF EDUCATION
                                                    mail.mil, (703) 697–2168. For                           Public attendees requiring escort should
                                                    submitting written comments or                          arrive at the Pentagon Visitor’s Center,              [Docket No.: ED–2016–ICCD–0013]
                                                    questions to the Board, send via email                  located near the Pentagon Metro
                                                    to mailbox address:                                                                                           Agency Information Collection
                                                                                                            Station’s south exit (the escalators to the
                                                    osd.pentagon.odam.mbx.defense-                                                                                Activities; Submission to the Office of
                                                                                                            left upon exiting through the turnstiles)
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    business-board@mail.mil. Please                                                                               Management and Budget for Review
                                                                                                            and adjacent to the Pentagon Transit
                                                    include in the Subject line ‘‘DBB April                                                                       and approval; Comment Request;
                                                                                                            Center bus terminal with sufficient time
                                                    2016 Meeting.’’                                                                                               2016–17 Baccalaureate and Beyond
                                                                                                            to complete security screening no later
                                                                                                                                                                  Longitudinal Study (B&B:16/17) Field
                                                    SUPPLEMENTARY INFORMATION: This                         than 8:30 a.m. on April 21. Note:
                                                                                                                                                                  Test Data Collection
                                                    meeting is being held under the                         Pentagon tour groups are accepted at the
                                                    provisions of the Federal Advisory                      Visitor’s Center beginning at 9:00 a.m.               AGENCY:   National Center for Education
                                                    Committee Act (FACA) of 1972 (5                         so lines may form well in advance. To                 Statistics (NCES), Department of
                                                    U.S.C., Appendix, as amended), the                      complete security screening, please                   Education (ED).


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Document Created: 2018-02-07 13:53:44
Document Modified: 2018-02-07 13:53:44
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice of public meeting.
DatesThe meeting date is Thursday, April 21, 3 p.m. to 4:30 p.m. eastern daylight time.
ContactCrystal Dully, Outreach and Engagement Associate, Advisory Board and Councils Office, External Affairs, Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552, at 202-435-9588. [email protected]
FR Citation81 FR 19582 

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