81 FR 40523 - Federal Civil Penalties Adjustment Act Amendments
DEPARTMENT OF VETERANS AFFAIRS Federal Register Volume 81, Issue 120 (June 22, 2016)
Federal Register Volume 81, Issue 120 (June 22, 2016)
| Page Range | 40523-40525 | |
| FR Document | 2016-14592 |
[Federal Register Volume 81, Number 120 (Wednesday, June 22, 2016)] [Rules and Regulations] [Pages 40523-40525] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2016-14592] ======================================================================= ----------------------------------------------------------------------- DEPARTMENT OF VETERANS AFFAIRS 38 CFR Parts 36 and 42 RIN 2900-AP78 Federal Civil Penalties Adjustment Act Amendments AGENCY: Department of Veterans Affairs. ACTION: Interim final rule. ----------------------------------------------------------------------- SUMMARY: The Federal Civil Monetary Penalties Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015, sets forth a formula increasing the maximum statutory amounts for civil monetary penalties and requires federal agencies to give notice of the new maximum amounts by regulation. Accordingly, this document gives notice that the Department of Veterans Affairs (VA) is increasing maximum civil monetary penalties from $10,000 to $21,563 for false loan guaranty certifications and from $5,500 to $10,781 for fraudulent claims or fraudulent statements in any VA program. DATES: Effective Date: This interim final rule is effective June 22, 2016. Comment Date: Comments must be received on or before August 22, 2016. ADDRESSES: Written comments may be submitted through www.Regulations.gov; by mail or hand-delivery to Director, Regulation Policy and Management (02REG), Department of Veterans Affairs, 810 Vermont Ave. NW., Room 1068, Washington, DC 20420; or by fax to (202) 273-9026. Comments should indicate that they are submitted in response to ``RIN 2900-AP78, Federal Civil Penalties Adjustment Act Amendments.'' Copies of comments received will be available for public inspection in the Office of Regulation Policy and Management, Room 1068, between the hours of 8:00 a.m. and 4:30 p.m., Monday through Friday (except holidays). Please call (202) 461-4902 (this is not a toll-free number) for an appointment. In addition, during the comment period, comments may be viewed online through the Federal Docket Management System (FDMS) at www.Regulations.gov. FOR FURTHER INFORMATION CONTACT: Bill Russo, Director, Office of Regulations [[Page 40524]] Management, Department of Veterans Affairs, 810 Vermont Avenue NW., Washington, DC 20420, (202) 386-6406. SUPPLEMENTARY INFORMATION: On November 2, 2015, the President signed into law the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (the 2015 Act) (Sec. 701 of Pub. L. 114-74), which amended the Federal Civil Penalties Inflation Adjustment Act of 1990 (the Inflation Adjustment Act) (Pub. L. 101-410), to improve the effectiveness of civil monetary penalties and to maintain their deterrent effect. The 2015 Act requires agencies to: (1) Adjust the level of civil monetary penalties with an initial ``catch-up'' adjustment through an interim final rulemaking (IFR); and (2) make subsequent annual adjustments for inflation. Catch-up adjustments are to be based on the percent change between the Consumer Price Index for all Urban Consumers (CPI-U) for the month of October in the year of the previous adjustment, and the October 2015 CPI-U. Annual inflation adjustments are to be based on the percent change between the October CPI-U preceding the date of the adjustment, and the prior year's October CPI- U. The Executive Office of the President Office of Management and Budget (OMB) published guidance on February 24, 2016, advising the heads of federal agencies how to implement the 2015 Act. See https://www.whitehouse.gov/sites/default/files/omb/memoranda/2016/m-16-06.pdf. In the guidance, OMB provided the applicable multipliers that federal agencies should use when calculating their first adjustment. Agencies may not increase penalty levels by more than 150 percent of the corresponding levels in effect on November 2, 2015. Note: The 150 percent limitation is on the amount of the increase; therefore, the adjusted penalty level(s) are up to 250 percent of the level(s) in effect on November 2, 2015. Civil Monetary Penalties in the Home Loan Guaranty Program The Veterans' Benefits Improvement and Health-Care Authorization Act of 1986 authorized VA to levy civil monetary penalties against lenders that make false certifications in VA's home loan guaranty program. Public Law 99-576, sec. 402, Oct. 28, 1986, codified at 38 U.S.C. 3710(g)(4). Any lender that knowingly and willfully makes a false certification related to VA's credit information and loan processing standards is liable to the United States Government for a civil penalty equal to two times the amount of the Secretary's loss on the loan involved or to another appropriate amount, not to exceed $10,000, whichever is greater. See 38 CFR 36.4340(k). The applicable multiplier for a law enacted in 1986 is 2.15628. Therefore, this rule increases the civil penalty found at 38 CFR 36.4340(k)(1)(i) and 36.4340(k)(3) to the greater of two times the amount of the Secretary's loss on the loan involved or to another appropriate amount, not to exceed $21,563. Program Fraud Civil Remedies The Program Fraud Civil Remedies Act of 1986 authorized federal agencies to establish civil penalties and assessments against persons who commit fraud in federal programs. See Public Law 99-509, secs. 6101-6104, Oct. 21, 1986. For participants in VA's programs, a person is subject to a civil penalty (in addition to any other remedy that may be prescribed by law) for making a fraudulent claim or statement, as described in 38 CFR 42.3. . The Program Fraud Civil Remedies Act of 1986 originally established the amount of the civil penalty at $5,000. See Public Law 99-509, secs. 6101-6104, Oct. 21, 1986. VA increased the amount to $5,500 in 1990, in accordance with the Inflation Adjustment Act. VA has not changed the amount other than when it implemented the adjustment due to the Inflation Adjustment Act. As stated above, OMB has advised that the applicable multiplier for laws enacted in 1986 is 2.15628. Rather than applying the multiplier to $5,500, however, VA is applying the multiplier to the amount originally established in the Program Fraud Civil Remedies Act of 1986, $5,000. The initial adjustment from $5,000 to $5,500 is not to be taken into account. This is because, under the 2015 Act, agencies are to exclude from the catch-up prior inflationary adjustments implemented under the Inflation Adjustment Act. Therefore, as of the effective date of this rule, the amounts found at 38 CFR 42.3(a)(1) and 38 CFR 42.3(b)(1) are amended from $5,500 to $10,781. Updating Authority Section, 38 CFR Part 42 VA is also updating the language to account for the codification of the authority cited by 38 U.S.C. Ch. I, Pt. 41, Refs & Annos. Currently, the language states that the cited authorities are ``. . . to be codified at 31 U.S.C. 3801-3812.'' The authorities are now codified at 31 U.S.C. 3801-3812. Consequently, VA is removing ``to be codified'' and replacing it with ``codified''. Administrative Procedure Act In accordance with 5 U.S.C. 553(b)(B) and (d)(3), the Secretary of Veterans Affairs finds, with good cause, that notice and public procedure thereon are unnecessary. This interim final rule merely calculates the adjustment percentages, specified by the 2015 Act, for codification as a VA regulation. This final rule does not impose any additional responsibilities on any entity and therefore requires no adjustment to any entity's current operations, policies, or practices. Instead, it simply adjusts the amount of each civil monetary penalty as prescribed by the 2015 Act. Executive Orders 12866 and 13563 Executive Orders 12866 and 13563 direct agencies to assess the costs and benefits of available regulatory alternatives and, when regulation is necessary, to select regulatory approaches that maximize net benefits (including potential economic, environmental, public health and safety effects, and other advantages; distributive impacts; and equity). Executive Order 13563 (Improving Regulation and Regulatory Review) emphasizes the importance of quantifying both costs and benefits, reducing costs, harmonizing rules, and promoting flexibility. Executive Order 12866 (Regulatory Planning and Review) defines a ``significant regulatory action,'' which requires review by OMB, as ``any regulatory action that is likely to result in a rule that may: (1) Have an annual effect on the economy of $100 million or more or adversely affect in a material way the economy, a sector of the economy, productivity, competition, jobs, the environment, public health or safety, or State, local, or tribal governments or communities; (2) Create a serious inconsistency or otherwise interfere with an action taken or planned by another agency; (3) Materially alter the budgetary impact of entitlements, grants, user fees, or loan programs or the rights and obligations of recipients thereof; or (4) Raise novel legal or policy issues arising out of legal mandates, the President's priorities, or the principles set forth in this Executive Order.'' The economic, interagency, budgetary, legal, and policy implications of this regulatory action have been examined, and it has been determined that it is not a significant regulatory action under Executive Order 12866. Unfunded Mandates The Unfunded Mandates Reform Act of 1995 requires, at 2 U.S.C. 1532, that [[Page 40525]] agencies prepare an assessment of anticipated costs and benefits before issuing any rule that may result in expenditure by State, local, and tribal governments, in the aggregate, or by the private sector, of $100 million or more (adjusted annually for inflation) in any one year. This interim final rule will have no such effect on State, local, and tribal governments, or on the private sector. Paperwork Reduction Act This interim final rule contains no provisions constituting a collection of information under the Paperwork Reduction Act of 1995 (44 U.S.C. 3501-3521). Regulatory Flexibility Act The Secretary hereby certifies that this final rule will not have a significant economic impact on a substantial number of small entities as they are defined in the Regulatory Flexibility Act, 5 U.S.C. 601- 612. Accordingly, no proposed rulemaking was required in connection with the adoption of this final rule. Pursuant to 5 U.S.C. 605(b), this final rule is exempt from the initial and final regulatory flexibility analyses requirements of sections 603 and 604. Catalog of Federal Domestic Assistance The Catalog of Federal Domestic Assistance number and title for the program affected by this document is 64.114, Veterans Housing-- Guaranteed and Insured Loans. Signing Authority The Secretary of Veterans Affairs, or designee, approved this document and authorized the undersigned to sign and submit the document to the Office of the Federal Register for publication electronically as an official document of the Department of Veterans Affairs. Robert D. Snyder, Chief of Staff, Department of Veterans Affairs, approved this document on May 31, 2016, for publication. Dated: June 16, 2016. Jeffrey Martin, Office Program Manager, Office of Regulation Policy & Management, Office of the Secretary, Department of Veterans Affairs. List of Subjects in 38 CFR Part 36 Condominiums, Housing, Individuals with disabilities, Loan programs-housing and community development, Loan programs-veterans, Manufactured homes, Mortgage insurance, Reporting and recordkeeping requirements, Veterans. For the reasons set out in the preamble, VA amends 38 CFR parts 36 and 42 as follows: PART 36--LOAN GUARANTY 0 1. The authority citation for part 36 continues to read as follows: Authority: 38 U.S.C. 501 and as otherwise noted. 0 2. In Sec. 36.4340, amend paragraphs (k)(1)(i) and (k)(3) by removing ``$10,000'' and adding, in its place, ``$21,563'' and by revising the authority citation at the end of the section to read as follows: Sec. 36.4340 Underwriting standards, processing procedures, lender responsibility, and lender certification. * * * * * (Authority: 28 U.S.C. 2461; 38 U.S.C. 3710) PART 42--STANDARDS IMPLEMENTING THE PROGRAM FRAUD CIVIL REMEDIES ACT 0 3. The authority citation for part 42 is revised to read as follows: Authority: Pub. L. 99-509, secs. 6101-6104, 100 Stat. 1874, codified at 31 U.S.C. 3801-3812. 0 4. In Sec. 42.3, amend paragraphs (a)(1) and (b)(1) by removing ``$5,500'' and adding, in its place, ``$10,781'', and by revising the authority citation at the end of the section, to read as follows: Sec. 42.3 Basis for Civil Penalties and Assessments. * * * * * (Authority: 28 U.S.C. 2461; 31 U.S.C. 3802) [FR Doc. 2016-14592 Filed 6-21-16; 8:45 am] BILLING CODE 8320-01-P
![Federal Register / Vol. 81, No. 120 / Wednesday, June 22, 2016 / Rules and Regulations 40523
environment. This rule involves the PART 165—REGULATED NAVIGATION Dated: June 14, 2016.
establishment of a safety zone and is AREAS AND LIMITED ACCESS AREAS Scott B. Lemasters,
therefore categorically excluded from Captain, U.S. Coast Guard, Captain of the
further review under paragraph 34(g) of ■ 1. The authority citation for part 165 Port Detroit.
Figure 2–1 of the Commandant continues to read as follows: [FR Doc. 2016–14817 Filed 6–21–16; 8:45 am]
Instruction. An environmental analysis Authority: 33 U.S.C. 1231; 50 U.S.C. 191; BILLING CODE 9110–04–P
checklist supporting this determination 33 CFR 1.05–1, 6.04–1, 6.04–6, and 160.5;
and a Categorical Exclusion Department of Homeland Security Delegation
Determination are available in the No. 0170.1. DEPARTMENT OF VETERANS
docket where indicated under AFFAIRS
ADDRESSES. We seek any comments or
■ 2. Add § 165.T09–0460 to read as
information that may lead to the follows:
38 CFR Parts 36 and 42
discovery of a significant environmental § 165.T09–0460 Safety Zone; Detroit River RIN 2900–AP78
impact from this rule. Days Air Show, Detroit River, Detroit, MI.
G. Protest Activities (a) Location. The following area is a Federal Civil Penalties Adjustment Act
temporary safety zone: All U.S. waters Amendments
The Coast Guard respects the First of the Detroit River, Detroit, MI from a
Amendment rights of protesters. AGENCY: Department of Veterans Affairs.
point on shore in Milliken State Park at
Protesters are asked to contact the ACTION: Interim final rule.
42°19.87′ N., 083°01.65′ W., proceeding
person listed in the FOR FURTHER South-Southeast approximately 450 SUMMARY: The Federal Civil Monetary
INFORMATION CONTACT section to yards to a point mid-river on the Penalties Act of 1990, as amended by
coordinate protest activities so that your international boundary at 42°19.67′ N., the Federal Civil Penalties Inflation
message can be received without 083°01.57′ N., then proceeding Adjustment Act Improvements Act of
jeopardizing the safety or security of approximately 1.3 miles West- 2015, sets forth a formula increasing the
people, places, or vessels. Southwest along the international maximum statutory amounts for civil
H. Taking of Private Property boundary to a point mid-river at monetary penalties and requires federal
42°19.28′ N., 083°03.03′ W., and then agencies to give notice of the new
This rule will not cause a taking of proceeding to a point on shore maximum amounts by regulation.
private property or otherwise have immediately West of the Joe Lewis arena Accordingly, this document gives notice
taking implications under E.O. 12630, at 42°19.45′ N., 083°03.17′ N., and then that the Department of Veterans Affairs
Governmental Actions and Interference following the U.S. bank of the Detroit (VA) is increasing maximum civil
with Constitutionally Protected Property River upstream to the point of origin monetary penalties from $10,000 to
Rights. (NAD 83). $21,563 for false loan guaranty
(b) Enforcement periods. The safety certifications and from $5,500 to
I. Civil Justice Reform
zone described in paragraph (a) of this $10,781 for fraudulent claims or
This rule meets applicable standards section will be enforced from 12:30 p.m. fraudulent statements in any VA
in sections 3(a) and 3(b)(2) of E.O. until 6:30 p.m. on June 24, 25, and 26, program.
12988, Civil Justice Reform, to minimize 2016. DATES: Effective Date: This interim final
litigation, eliminate ambiguity, and (c) Regulations. (1) In accordance with rule is effective June 22, 2016.
reduce burden. the general regulations in § 165.23, entry Comment Date: Comments must be
into, transiting, or anchoring within this received on or before August 22, 2016.
J. Protection of Children safety zone is prohibited unless ADDRESSES: Written comments may be
We have analyzed this rule under E.O. authorized by the Captain of the Port submitted through
13045, Protection of Children from Detroit (COTP) or his on-scene www.Regulations.gov; by mail or hand-
Environmental Health Risks and Safety representative. delivery to Director, Regulation Policy
Risks. This rule is not an economically (2) The safety zone is closed to all and Management (02REG), Department
significant rule and does not create an vessel traffic, except as may be of Veterans Affairs, 810 Vermont Ave.
environmental risk to health or risk to permitted by the COTP or his on-scene NW., Room 1068, Washington, DC
safety that may disproportionately affect representative on a case-by-case basis. 20420; or by fax to (202) 273–9026.
children. (3) The ‘‘on-scene representative’’ of Comments should indicate that they are
the COTP is any Coast Guard submitted in response to ‘‘RIN 2900–
K. Energy Effects commissioned, warrant or petty officer AP78, Federal Civil Penalties
This action is not a ‘‘significant or a Federal, State, or local law Adjustment Act Amendments.’’ Copies
energy action’’ under E.O. 13211, enforcement officer designated by or of comments received will be available
Actions Concerning Regulations That assisting the COTP to act on his behalf. for public inspection in the Office of
Significantly Affect Energy Supply, (4) Vessel operators must contact the Regulation Policy and Management,
Distribution, or Use. COTP or his on-scene representative to Room 1068, between the hours of 8:00
obtain permission to enter or operate a.m. and 4:30 p.m., Monday through
List of Subjects in 33 CFR Part 165 within the safety zone. The Captain of Friday (except holidays). Please call
the Port Detroit or his on-scene (202) 461–4902 (this is not a toll-free
Harbors, Marine safety, Navigation
sradovich on DSK3TPTVN1PROD with RULES
representative may be contacted via number) for an appointment. In
(water), Reporting and record keeping addition, during the comment period,
VHF Channel 16 or at 313–568–9560.
requirements, Security measures, comments may be viewed online
Vessel operators given permission to
Waterways. through the Federal Docket Management
enter or operate in the safety zone must
For the reasons discussed in the comply with all directions given to System (FDMS) at www.Regulations.gov.
preamble, the Coast Guard amends 33 them by the COTP or his on-scene FOR FURTHER INFORMATION CONTACT: Bill
CFR part 165 as follows: representative. Russo, Director, Office of Regulations
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![Federal Register / Vol. 81, No. 120 / Wednesday, June 22, 2016 / Rules and Regulations 40525
agencies prepare an assessment of PART 36—LOAN GUARANTY permits for stationary sources, including
anticipated costs and benefits before but not limited to the rules governing
issuing any rule that may result in ■ 1. The authority citation for part 36 the review and permitting of major
expenditure by State, local, and tribal continues to read as follows: sources and major modifications under
governments, in the aggregate, or by the Authority: 38 U.S.C. 501 and as otherwise the Act. This action concerns only the
private sector, of $100 million or more noted. major nonattainment NSR provisions in
(adjusted annually for inflation) in any ADEQ’s submittal as they pertain to the
■ 2. In § 36.4340, amend paragraphs
one year. This interim final rule will Nogales and West Central Pinal
(k)(1)(i) and (k)(3) by removing
have no such effect on State, local, and nonattainment areas for particulate
‘‘$10,000’’ and adding, in its place,
tribal governments, or on the private matter with a diameter of 2.5
‘‘$21,563’’ and by revising the authority
sector. micrometers or less (PM2.5). The EPA
citation at the end of the section to read
Paperwork Reduction Act as follows: previously finalized a limited approval
for these PM2.5 nonattainment areas
This interim final rule contains no § 36.4340 Underwriting standards, related to certain major nonattainment
provisions constituting a collection of processing procedures, lender NSR permitting requirements for PM2.5
information under the Paperwork responsibility, and lender certification. under the CAA. We subsequently
Reduction Act of 1995 (44 U.S.C. 3501– * * * * * proposed a limited disapproval for these
3521). PM2.5 nonattainment areas to set the
(Authority: 28 U.S.C. 2461; 38 U.S.C. 3710)
Regulatory Flexibility Act stage for remedying certain deficiencies
PART 42—STANDARDS related to these nonattainment NSR
The Secretary hereby certifies that
IMPLEMENTING THE PROGRAM permitting requirements for PM2.5, and
this final rule will not have a significant
economic impact on a substantial FRAUD CIVIL REMEDIES ACT this action finalizes this limited
number of small entities as they are disapproval.
■ 3. The authority citation for part 42 is DATES: This rule will be effective on July
defined in the Regulatory Flexibility
revised to read as follows: 22, 2016.
Act, 5 U.S.C. 601–612. Accordingly, no
proposed rulemaking was required in Authority: Pub. L. 99–509, secs. 6101– ADDRESSES: The EPA has established
connection with the adoption of this 6104, 100 Stat. 1874, codified at 31 U.S.C. docket number EPA–R09–OAR–2015–
final rule. Pursuant to 5 U.S.C. 605(b), 3801–3812.
0187 for this action. Generally,
this final rule is exempt from the initial ■ 4. In § 42.3, amend paragraphs (a)(1) documents in the docket for this action
and final regulatory flexibility analyses and (b)(1) by removing ‘‘$5,500’’ and are available electronically at http://
requirements of sections 603 and 604. adding, in its place, ‘‘$10,781’’, and by www.regulations.gov or in hard copy at
Catalog of Federal Domestic Assistance revising the authority citation at the end EPA Region IX, 75 Hawthorne Street,
of the section, to read as follows: San Francisco, California 94105–3901.
The Catalog of Federal Domestic While all documents in the docket are
Assistance number and title for the § 42.3 Basis for Civil Penalties and
Assessments.
listed at http://www.regulations.gov,
program affected by this document is some information may be publicly
64.114, Veterans Housing—Guaranteed * * * * * available only at the hard copy location
and Insured Loans. (Authority: 28 U.S.C. 2461; 31 U.S.C. 3802) (e.g., copyrighted material, large maps,
Signing Authority [FR Doc. 2016–14592 Filed 6–21–16; 8:45 am] multi-volume reports), and some may
The Secretary of Veterans Affairs, or BILLING CODE 8320–01–P not be available in either location (e.g.,
designee, approved this document and confidential business information
authorized the undersigned to sign and (CBI)). To inspect the hard copy
submit the document to the Office of the ENVIRONMENTAL PROTECTION materials, please schedule an
Federal Register for publication AGENCY appointment during normal business
electronically as an official document of hours with the contact listed in the FOR
the Department of Veterans Affairs. 40 CFR Part 52 FURTHER INFORMATION CONTACT section.
Robert D. Snyder, Chief of Staff, FOR FURTHER INFORMATION CONTACT: Lisa
[EPA–R09–OAR–2015–0187; FRL–9948–01–
Department of Veterans Affairs, Region 9] Beckham, EPA Region IX, (415) 972–
approved this document on May 31, 3811, beckham.lisa@epa.gov.
2016, for publication. Limited Disapproval of Air Plan SUPPLEMENTARY INFORMATION:
Dated: June 16, 2016. Revisions; Arizona; New Source Throughout this document, ‘‘we,’’ ‘‘us’’
Jeffrey Martin,
Review; PM2.5 and ‘‘our’’ refer to the EPA.
Office Program Manager, Office of Regulation AGENCY: Environmental Protection Table of Contents
Policy & Management, Office of the Secretary, Agency (EPA).
Department of Veterans Affairs. I. Proposed Action
ACTION: Final rule. II. Public Comments and EPA Responses
List of Subjects in 38 CFR Part 36 III. EPA Action
SUMMARY: The Environmental Protection IV. Statutory and Executive Order Reviews
Condominiums, Housing, Individuals Agency (EPA) is finalizing a limited
with disabilities, Loan programs- disapproval of a revision to the Arizona I. Proposed Action
housing and community development, Department of Environmental Quality On May 2, 2016, the EPA proposed a
sradovich on DSK3TPTVN1PROD with RULES
Loan programs-veterans, Manufactured (ADEQ) portion of the Arizona State limited disapproval of the major
homes, Mortgage insurance, Reporting Implementation Plan (SIP) under the nonattainment NSR portion of ADEQ’s
and recordkeeping requirements, Clean Air Act (CAA or Act). This ADEQ- NSR SIP submittal for PM2.5 as it
Veterans. submitted SIP revision primarily was pertains to the requirements of CAA
For the reasons set out in the intended to serve as a replacement of section 189(e). See 81 FR 26185.
preamble, VA amends 38 CFR parts 36 ADEQ’s SIP-approved rules for the ADEQ’s NSR SIP submittal generally
and 42 as follows: issuance of New Source Review (NSR) includes requirements for the PM2.5
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Document Created: 2016-06-22 01:05:30
Document Modified: 2016-06-22 01:05:30
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Rules and Regulations | |
| Action | Interim final rule. | |
| Contact | Bill Russo, Director, Office of Regulations Management, Department of Veterans Affairs, 810 Vermont Avenue NW., Washington, DC 20420, (202) 386-6406. | |
| FR Citation | 81 FR 40523 | |
| RIN Number | 2900-AP78 | |
| CFR Citation | 38
CFR
36 38 CFR 42 | |
| CFR Associated | Condominiums; Housing; Individuals with Disabilities; Loan Programs-Housing and Community Development; Loan Programs-Veterans; Manufactured Homes; Mortgage Insurance; Reporting and Recordkeeping Requirements and Veterans |
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