81 FR 50483 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
BUREAU OF CONSUMER FINANCIAL PROTECTION Federal Register Volume 81, Issue 147 (August 1, 2016)
Federal Register Volume 81, Issue 147 (August 1, 2016)
| Page Range | 50483-50484 | |
| FR Document | 2016-18064 |
[Federal Register Volume 81, Number 147 (Monday, August 1, 2016)] [Notices] [Pages 50483-50484] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2016-18064] ======================================================================= ----------------------------------------------------------------------- BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No.: CFPB-2016-0040] Agency Information Collection Activities: Submission for OMB Review; Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. ----------------------------------------------------------------------- SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Evaluation of Financial Empowerment Training Program.'' DATES: Written comments are encouraged and must be received on or before August 31, 2016 to be assured of consideration. ADDRESSES: You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:Electronic: http://www.regulations.gov. Follow the instructions for submitting comments. OMB: Office of Management and Budget, New Executive Office Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. Mailed or faxed comments to OMB should be to the attention of the OMB Desk Officer for the Bureau of Consumer Financial Protection. Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected]. Please do not submit comments to this email box. SUPPLEMENTARY INFORMATION: Title of Collection: Evaluation of Financial Empowerment Training Program. OMB Control Number: 3170-XXXX (Formerly, 3170-0038). Type of Review: Extension with change of a currently approved collection. Affected Public: Government social services entities, and not-for- profit institutions. Estimated Number of Respondents: 15,750. Estimated Total Annual Burden Hours: 10,338. Abstract: The Bureau's Office of Financial Empowerment (Empowerment) is responsible for developing strategies to improve the financial capability of low-income and economically vulnerable consumers, such as consumers who are unbanked or underbanked, those with thin or no credit file, and households with limited savings. To address the needs of these consumers, Empowerment has developed the Your Money, Your Goals toolkit and training program. These resources equip frontline staff and volunteers in a range of organizations to provide relevant and effective information, tools, and technical assistance designed to improve the financial outcomes and capability of these vulnerable consumers. The Bureau seeks to renew approval of the information collection plan (ICP) to collect qualitative data related to evaluating the effectiveness of this toolkit, collateral materials, and training program. The proposed collections will focus on evaluating: (1) Your Money, Your Goals training practices, toolkit, and collateral materials in enhancing the ability of frontline staff and volunteers to inform and educate low- [[Page 50484]] income consumers about managing their finances; (2) and to assess the scope of workshop participants' use of the resources with the people they serve. The Bureau expects to collect qualitative data through paper-based and web-based surveys. Request for Comments: The Bureau issued a 60-day Federal Register notice on May 16, 2016 (81 FR 30256). This request is to obtain approval to renew the OMB approval for the forms approved under OMB control number 3170-0038. However, since the Bureau is converting this OMB approval from a generic PRA approval to a standard PRA approval, OMB has requested that the Bureau obtain a new OMB control number for these forms. Upon OMB approval of this request, OMB No. 3170-0038 will be discontinued. Comments were solicited and continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Dated: July 26, 2016. Darrin A. King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2016-18064 Filed 7-29-16; 8:45 am] BILLING CODE 4810-AM-P
![Federal Register / Vol. 81, No. 147 / Monday, August 1, 2016 / Notices 50483
sanctuaries.noaa.gov/management/ac/ Stellwagen Bank National Marine FOR FURTHER INFORMATION CONTACT:
council_charters.html) and the National Sanctuary Advisory Council: Business/ Documentation prepared in support of
Marine Sanctuary Advisory Council Industry (Alternate). this information collection request is
Implementation Handbook (http:// Authority: 16 U.S.C. 1431 et seq. available at www.reginfo.gov (this link
sanctuaries.noaa.gov/management/ac/ becomes active on the day following
acref.html). (Federal Domestic Assistance Catalog publication of this notice). Select
Number 11.429 Marine Sanctuary Program)
The following is a list of the vacant ‘‘Information Collection Review,’’ under
seats, including positions (i.e., primary Dated: June 24, 2016. ‘‘Currently under review, use the
member or alternate), for each of the John Armor, dropdown menu ‘‘Select Agency’’ and
advisory councils currently seeking Acting Director, Office of National Marine select ‘‘Consumer Financial Protection
applications for primary members and Sanctuaries, National Ocean Service, Bureau’’ (recent submissions to OMB
alternates: National Oceanic and Atmospheric will be at the top of the list). The same
Administration. documentation is also available at
Channel Islands National Marine
[FR Doc. 2016–17917 Filed 7–29–16; 8:45 am] http://www.regulations.gov. Requests for
Sanctuary Advisory Council: Education
(Primary); Education (Alternate); BILLING CODE 3510–NK–P additional information should be
Tourism (Primary); Tourism (Alternate). directed to the Consumer Financial
Cordell Bank National Marine Protection Bureau, (Attention: PRA
Sanctuary Advisory Council: Education BUREAU OF CONSUMER FINANCIAL Office), 1700 G Street NW., Washington,
(Primary); Education (Alternate); PROTECTION DC 20552, (202) 435–9575, or email:
Fishing (Primary); Fishing (Alternate). [Docket No.: CFPB–2016–0040]
CFPB_PRA@cfpb.gov. Please do not
submit comments to this email box.
Florida Keys National Marine
Sanctuary Advisory Council: Boating Agency Information Collection SUPPLEMENTARY INFORMATION:
Industry (Primary); Boating Industry Activities: Submission for OMB Title of Collection: Evaluation of
(Alternate); Citizen-at-Large (Upper Review; Comment Request Financial Empowerment Training
Keys) (Primary); Citizen-at-Large (Upper Program.
AGENCY: Bureau of Consumer Financial OMB Control Number: 3170–XXXX
Keys) (Alternate); Diving (Upper Keys) Protection.
(Primary); Diving (Upper Keys) (Formerly, 3170–0038).
ACTION: Notice and request for comment. Type of Review: Extension with
(Alternate); Fishing (Charter Sports
Fishing) (Primary); Fishing (Charter change of a currently approved
SUMMARY: In accordance with the
Sports Fishing) (Alternate); Fishing collection.
Paperwork Reduction Act of 1995
(Recreational) (Primary); Fishing Affected Public: Government social
(PRA), the Bureau of Consumer
(Recreational) (Alternate); Research and services entities, and not-for-profit
Financial Protection (Bureau) is
Monitoring (Primary); Research and institutions.
requesting to renew the Office of
Monitoring (Alternate); Tourism (Lower Estimated Number of Respondents:
Management and Budget (OMB)
Keys) (Primary); Tourism (Lower Keys) 15,750.
approval for an existing information
(Alternate). Estimated Total Annual Burden
collection titled, ‘‘Evaluation of
Hours: 10,338.
Greater Farallones National Marine Financial Empowerment Training
Abstract: The Bureau’s Office of
Sanctuary Advisory Council: Program.’’
Financial Empowerment
Mendocino/Sonoma County DATES: Written comments are (Empowerment) is responsible for
Community-at-Large (Primary); encouraged and must be received on or developing strategies to improve the
Mendocino/Sonoma County before August 31, 2016 to be assured of financial capability of low-income and
Community-at-Large (Alternate); Youth consideration. economically vulnerable consumers,
(Primary).
ADDRESSES: You may submit comments, such as consumers who are unbanked or
Hawaiian Islands Humpback Whale underbanked, those with thin or no
identified by the title of the information
National Marine Sanctuary Advisory credit file, and households with limited
collection, OMB Control Number (see
Council: Citizen-at-Large (Primary); savings. To address the needs of these
below), and docket number (see above),
Conservation (Primary); Education consumers, Empowerment has
by any of the following methods:
(Primary); Honolulu County (Primary); • Electronic: http:// developed the Your Money, Your Goals
Lāna‘i Island (Primary); Moloka‘i Island www.regulations.gov. Follow the toolkit and training program. These
(Primary); Moloka‘i Island (Alternate); instructions for submitting comments. resources equip frontline staff and
Native Hawaiian (Primary); Ocean • OMB: Office of Management and volunteers in a range of organizations to
Recreation (Primary). Budget, New Executive Office Building, provide relevant and effective
Monitor National Marine Sanctuary Room 10235, Washington, DC 20503 or information, tools, and technical
Advisory Council: Heritage Tourism fax to (202) 395–5806. Mailed or faxed assistance designed to improve the
(Primary); Recreational/Commercial comments to OMB should be to the financial outcomes and capability of
Fishing (Primary). attention of the OMB Desk Officer for these vulnerable consumers. The Bureau
National Marine Sanctuary of the Bureau of Consumer Financial seeks to renew approval of the
American Samoa Advisory Council: Protection. information collection plan (ICP) to
Education (Primary). Please note that comments submitted collect qualitative data related to
Northwestern Hawaiian Islands Coral after the comment period will not be evaluating the effectiveness of this
sradovich on DSK3GMQ082PROD with NOTICES
Reef Ecosystem Reserve Advisory accepted. In general, all comments toolkit, collateral materials, and training
Council: Commercial Fishing (Primary); received will become public records, program. The proposed collections will
Commercial Fishing (Alternate); including any personal information focus on evaluating: (1) Your Money,
Conservation (Primary); Native provided. Sensitive personal Your Goals training practices, toolkit,
Hawaiian (Alternate); Native Hawaiian information, such as account numbers and collateral materials in enhancing
Elder (Primary); Native Hawaiian Elder or Social Security numbers, should not the ability of frontline staff and
(Alternate); Research (Alternate). be included. volunteers to inform and educate low-
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![50484 Federal Register / Vol. 81, No. 147 / Monday, August 1, 2016 / Notices
income consumers about managing their titled, ‘‘Consumer Response Company consumer financial laws, write better
finances; (2) and to assess the scope of Response Survey.’’ rules and regulations and monitor the
workshop participants’ use of the DATES: Written comments are market for consumer financial products
resources with the people they serve. encouraged and must be received on or and services. Consistent with the
The Bureau expects to collect before September 30, 2016 to be assured Bureau’s policy statement on Disclosure
qualitative data through paper-based of consideration. of Consumer Complaint Data, the
and web-based surveys. ADDRESSES: You may submit comments, Bureau will evaluate the data collected
Request for Comments: The Bureau identified by the title of the information from consumer feedback before
issued a 60-day Federal Register notice collection, OMB Control Number (see publication on the Consumer Complaint
on May 16, 2016 (81 FR 30256). This below), and docket number (see above), Database. The Bureau anticipates
request is to obtain approval to renew by any of the following methods: publication of consumer feedback to
the OMB approval for the forms • Electronic: http:// highlight positive company behavior,
approved under OMB control number www.regulations.gov. Follow the provide consumers with timely and
3170–0038. However, since the Bureau instructions for submitting comments. understandable information about
is converting this OMB approval from a • Mail: Consumer Financial consumer financial products and
generic PRA approval to a standard PRA Protection Bureau (Attention: PRA services, and improve the functioning,
approval, OMB has requested that the Office), 1700 G Street NW., Washington, transparency, and efficiency of markets
Bureau obtain a new OMB control DC 20552. for such products and services. Only
number for these forms. Upon OMB • Hand Delivery/Courier: Consumer those feedback narratives for which opt-
approval of this request, OMB No. Financial Protection Bureau (Attention: in consumer consent is obtained, and to
3170–0038 will be discontinued. PRA Office), 1275 First Street NE., which robust personal information
Comments were solicited and continue Washington, DC 20002. scrubbing standard and methodology is
to be invited on: (a) Whether the Please note that comments submitted applied, will be eligible for publication.
collection of information is necessary after the comment period will not be This information collection reflects
for the proper performance of the accepted. In general, all comments comments received in response to the
functions of the Bureau, including received will become public records, Notice and Request for Information
whether the information will have including any personal information (RFI) the Bureau issued on March 24,
practical utility; (b) The accuracy of the provided. Sensitive personal 2015 (80 FR 15583), seeking input from
Bureau’s estimate of the burden of the information, such as account numbers the public on the potential collection
collection of information, including the or Social Security numbers, should not and sharing of information about
validity of the methods and the be included. consumers’ positive interactions with
assumptions used; (c) Ways to enhance financial service providers including
FOR FURTHER INFORMATION CONTACT:
the quality, utility, and clarity of the providing more information about a
Documentation prepared in support of company’s complaint handling such as
information to be collected; and (d) this information collection request is
Ways to minimize the burden of the highlighting the quality of responses to
available at www.regulations.gov. consumers by replacing the consumer
collection of information on Requests for additional information
respondents, including through the use ‘‘dispute’’ function with a two-part
should be directed to the Consumer consumer feedback process. The
of automated collection techniques or Financial Protection Bureau, (Attention:
other forms of information technology. consumer will have the ability to rate
PRA Office), 1700 G Street NW., the company’s response to and handling
Comments submitted in response to this Washington, DC 20552, (202) 435–9575, of his or her complaint on a one to five
notice will be summarized and/or or email: CFPB_PRA@cfpb.gov. Please scale and provide a narrative
included in the request for OMB do not submit comments to this description in support of the rating.
approval. All comments will become a mailbox. Positive feedback about the company’s
matter of public record.
SUPPLEMENTARY INFORMATION: handling of the consumer’s complaint
Dated: July 26, 2016. Title of Collection: Consumer would be reflected by both high
Darrin A. King, Response Company Response Survey. satisfaction scores and by the narrative
Paperwork Reduction Act Officer, Bureau of OMB Control Number: 3170–00NEW. in support of the score. Negative
Consumer Financial Protection. Type of Review: New collection. feedback about the company’s handling
[FR Doc. 2016–18064 Filed 7–29–16; 8:45 am] Affected Public: Individuals or of the consumer’s complaint would be
BILLING CODE 4810–AM–P Households. better supported and more useful to
Estimated Number of Respondents: companies than the current ‘‘dispute’’
43,050. function. The Company Response
BUREAU OF CONSUMER FINANCIAL Estimated Total Annual Burden Survey will replace the ‘‘dispute’’
PROTECTION Hours: 3,900. option and allow consumers to offer
Abstract: The purpose of this both positive and negative feedback on
[Docket No.: CFPB–2016–0041] information collection is to incorporate their complaint experience.
a short survey into the complaint Request For Comments: Comments
Agency Information Collection
closing process. Consumers will have are invited on: (a) Whether the
Activities: Comment Request
the option to provide feedback on the collection of information is necessary
AGENCY: Bureau of Consumer Financial company’s response to and handling of for the proper performance of the
their complaint via all channels
sradovich on DSK3GMQ082PROD with NOTICES
Protection. functions of the Bureau, including
ACTION: Notice and request for comment. including online, phone, fax, and mail. whether the information will have
The results of this feedback will be practical utility; (b) The accuracy of the
SUMMARY: In accordance with the shared with the company that Bureau’s estimate of the burden of the
Paperwork Reduction Act of 1995 responded to the complaint to inform its collection of information, including the
(PRA), the Bureau of Consumer complaint handling. The feedback will validity of the methods and the
Financial Protection (Bureau or CFPB) is also be used to inform CFPB’s work to assumptions used; (c) Ways to enhance
requesting a new information collection supervise companies, enforce Federal the quality, utility, and clarity of the
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Document Created: 2016-07-30 06:25:54
Document Modified: 2016-07-30 06:25:54
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Written comments are encouraged and must be received on or before August 31, 2016 to be assured of consideration. | |
| Contact | Documentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this email box. | |
| FR Citation | 81 FR 50483 |
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