81_FR_50631 81 FR 50484 - Agency Information Collection Activities: Comment Request

81 FR 50484 - Agency Information Collection Activities: Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 81, Issue 147 (August 1, 2016)

Page Range50484-50485
FR Document2016-18128

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau or CFPB) is requesting a new information collection titled, ``Consumer Response Company Response Survey.''

Federal Register, Volume 81 Issue 147 (Monday, August 1, 2016)
[Federal Register Volume 81, Number 147 (Monday, August 1, 2016)]
[Notices]
[Pages 50484-50485]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-18128]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No.: CFPB-2016-0041]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau or CFPB) is 
requesting a new information collection titled, ``Consumer Response 
Company Response Survey.''

DATES: Written comments are encouraged and must be received on or 
before September 30, 2016 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Consumer Financial Protection Bureau (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552.
     Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1275 First Street NE., Washington, DC 
20002.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this 
mailbox.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Consumer Response Company Response Survey.
    OMB Control Number: 3170-00NEW.
    Type of Review: New collection.
    Affected Public: Individuals or Households.
    Estimated Number of Respondents: 43,050.
    Estimated Total Annual Burden Hours: 3,900.
    Abstract: The purpose of this information collection is to 
incorporate a short survey into the complaint closing process. 
Consumers will have the option to provide feedback on the company's 
response to and handling of their complaint via all channels including 
online, phone, fax, and mail. The results of this feedback will be 
shared with the company that responded to the complaint to inform its 
complaint handling. The feedback will also be used to inform CFPB's 
work to supervise companies, enforce Federal consumer financial laws, 
write better rules and regulations and monitor the market for consumer 
financial products and services. Consistent with the Bureau's policy 
statement on Disclosure of Consumer Complaint Data, the Bureau will 
evaluate the data collected from consumer feedback before publication 
on the Consumer Complaint Database. The Bureau anticipates publication 
of consumer feedback to highlight positive company behavior, provide 
consumers with timely and understandable information about consumer 
financial products and services, and improve the functioning, 
transparency, and efficiency of markets for such products and services. 
Only those feedback narratives for which opt-in consumer consent is 
obtained, and to which robust personal information scrubbing standard 
and methodology is applied, will be eligible for publication.
    This information collection reflects comments received in response 
to the Notice and Request for Information (RFI) the Bureau issued on 
March 24, 2015 (80 FR 15583), seeking input from the public on the 
potential collection and sharing of information about consumers' 
positive interactions with financial service providers including 
providing more information about a company's complaint handling such as 
highlighting the quality of responses to consumers by replacing the 
consumer ``dispute'' function with a two-part consumer feedback 
process. The consumer will have the ability to rate the company's 
response to and handling of his or her complaint on a one to five scale 
and provide a narrative description in support of the rating. Positive 
feedback about the company's handling of the consumer's complaint would 
be reflected by both high satisfaction scores and by the narrative in 
support of the score. Negative feedback about the company's handling of 
the consumer's complaint would be better supported and more useful to 
companies than the current ``dispute'' function. The Company Response 
Survey will replace the ``dispute'' option and allow consumers to offer 
both positive and negative feedback on their complaint experience.
    Request For Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the

[[Page 50485]]

information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
summarized and/or included in the request for Office of Management and 
Budget approval. All comments will become a matter of public record.

    Dated: July 27, 2016.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2016-18128 Filed 7-29-16; 8:45 am]
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                                                50484                          Federal Register / Vol. 81, No. 147 / Monday, August 1, 2016 / Notices

                                                income consumers about managing their                    titled, ‘‘Consumer Response Company                   consumer financial laws, write better
                                                finances; (2) and to assess the scope of                 Response Survey.’’                                    rules and regulations and monitor the
                                                workshop participants’ use of the                        DATES: Written comments are                           market for consumer financial products
                                                resources with the people they serve.                    encouraged and must be received on or                 and services. Consistent with the
                                                The Bureau expects to collect                            before September 30, 2016 to be assured               Bureau’s policy statement on Disclosure
                                                qualitative data through paper-based                     of consideration.                                     of Consumer Complaint Data, the
                                                and web-based surveys.                                   ADDRESSES: You may submit comments,                   Bureau will evaluate the data collected
                                                   Request for Comments: The Bureau                      identified by the title of the information            from consumer feedback before
                                                issued a 60-day Federal Register notice                  collection, OMB Control Number (see                   publication on the Consumer Complaint
                                                on May 16, 2016 (81 FR 30256). This                      below), and docket number (see above),                Database. The Bureau anticipates
                                                request is to obtain approval to renew                   by any of the following methods:                      publication of consumer feedback to
                                                the OMB approval for the forms                              • Electronic: http://                              highlight positive company behavior,
                                                approved under OMB control number                        www.regulations.gov. Follow the                       provide consumers with timely and
                                                3170–0038. However, since the Bureau                     instructions for submitting comments.                 understandable information about
                                                is converting this OMB approval from a                      • Mail: Consumer Financial                         consumer financial products and
                                                generic PRA approval to a standard PRA                   Protection Bureau (Attention: PRA                     services, and improve the functioning,
                                                approval, OMB has requested that the                     Office), 1700 G Street NW., Washington,               transparency, and efficiency of markets
                                                Bureau obtain a new OMB control                          DC 20552.                                             for such products and services. Only
                                                number for these forms. Upon OMB                            • Hand Delivery/Courier: Consumer                  those feedback narratives for which opt-
                                                approval of this request, OMB No.                        Financial Protection Bureau (Attention:               in consumer consent is obtained, and to
                                                3170–0038 will be discontinued.                          PRA Office), 1275 First Street NE.,                   which robust personal information
                                                Comments were solicited and continue                     Washington, DC 20002.                                 scrubbing standard and methodology is
                                                to be invited on: (a) Whether the                           Please note that comments submitted                applied, will be eligible for publication.
                                                collection of information is necessary                   after the comment period will not be                     This information collection reflects
                                                for the proper performance of the                        accepted. In general, all comments                    comments received in response to the
                                                functions of the Bureau, including                       received will become public records,                  Notice and Request for Information
                                                whether the information will have                        including any personal information                    (RFI) the Bureau issued on March 24,
                                                practical utility; (b) The accuracy of the               provided. Sensitive personal                          2015 (80 FR 15583), seeking input from
                                                Bureau’s estimate of the burden of the                   information, such as account numbers                  the public on the potential collection
                                                collection of information, including the                 or Social Security numbers, should not                and sharing of information about
                                                validity of the methods and the                          be included.                                          consumers’ positive interactions with
                                                assumptions used; (c) Ways to enhance                                                                          financial service providers including
                                                                                                         FOR FURTHER INFORMATION CONTACT:
                                                the quality, utility, and clarity of the                                                                       providing more information about a
                                                                                                         Documentation prepared in support of                  company’s complaint handling such as
                                                information to be collected; and (d)                     this information collection request is
                                                Ways to minimize the burden of the                                                                             highlighting the quality of responses to
                                                                                                         available at www.regulations.gov.                     consumers by replacing the consumer
                                                collection of information on                             Requests for additional information
                                                respondents, including through the use                                                                         ‘‘dispute’’ function with a two-part
                                                                                                         should be directed to the Consumer                    consumer feedback process. The
                                                of automated collection techniques or                    Financial Protection Bureau, (Attention:
                                                other forms of information technology.                                                                         consumer will have the ability to rate
                                                                                                         PRA Office), 1700 G Street NW.,                       the company’s response to and handling
                                                Comments submitted in response to this                   Washington, DC 20552, (202) 435–9575,                 of his or her complaint on a one to five
                                                notice will be summarized and/or                         or email: CFPB_PRA@cfpb.gov. Please                   scale and provide a narrative
                                                included in the request for OMB                          do not submit comments to this                        description in support of the rating.
                                                approval. All comments will become a                     mailbox.                                              Positive feedback about the company’s
                                                matter of public record.
                                                                                                         SUPPLEMENTARY INFORMATION:                            handling of the consumer’s complaint
                                                  Dated: July 26, 2016.                                     Title of Collection: Consumer                      would be reflected by both high
                                                Darrin A. King,                                          Response Company Response Survey.                     satisfaction scores and by the narrative
                                                Paperwork Reduction Act Officer, Bureau of                  OMB Control Number: 3170–00NEW.                    in support of the score. Negative
                                                Consumer Financial Protection.                              Type of Review: New collection.                    feedback about the company’s handling
                                                [FR Doc. 2016–18064 Filed 7–29–16; 8:45 am]                 Affected Public: Individuals or                    of the consumer’s complaint would be
                                                BILLING CODE 4810–AM–P                                   Households.                                           better supported and more useful to
                                                                                                            Estimated Number of Respondents:                   companies than the current ‘‘dispute’’
                                                                                                         43,050.                                               function. The Company Response
                                                BUREAU OF CONSUMER FINANCIAL                                Estimated Total Annual Burden                      Survey will replace the ‘‘dispute’’
                                                PROTECTION                                               Hours: 3,900.                                         option and allow consumers to offer
                                                                                                            Abstract: The purpose of this                      both positive and negative feedback on
                                                [Docket No.: CFPB–2016–0041]                             information collection is to incorporate              their complaint experience.
                                                                                                         a short survey into the complaint                        Request For Comments: Comments
                                                Agency Information Collection
                                                                                                         closing process. Consumers will have                  are invited on: (a) Whether the
                                                Activities: Comment Request
                                                                                                         the option to provide feedback on the                 collection of information is necessary
                                                AGENCY:  Bureau of Consumer Financial                    company’s response to and handling of                 for the proper performance of the
                                                                                                         their complaint via all channels
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                                                Protection.                                                                                                    functions of the Bureau, including
                                                ACTION: Notice and request for comment.                  including online, phone, fax, and mail.               whether the information will have
                                                                                                         The results of this feedback will be                  practical utility; (b) The accuracy of the
                                                SUMMARY:  In accordance with the                         shared with the company that                          Bureau’s estimate of the burden of the
                                                Paperwork Reduction Act of 1995                          responded to the complaint to inform its              collection of information, including the
                                                (PRA), the Bureau of Consumer                            complaint handling. The feedback will                 validity of the methods and the
                                                Financial Protection (Bureau or CFPB) is                 also be used to inform CFPB’s work to                 assumptions used; (c) Ways to enhance
                                                requesting a new information collection                  supervise companies, enforce Federal                  the quality, utility, and clarity of the


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                                                                               Federal Register / Vol. 81, No. 147 / Monday, August 1, 2016 / Notices                                                  50485

                                                information to be collected; and (d)                     inclusion will not count toward the total               Absolute Priority: For FY 2016 and
                                                Ways to minimize the burden of the                       membership. The three, non-voting ex-                 any subsequent year in which we make
                                                collection of information on                             officio members are the chairs of the                 awards from the list of unfunded
                                                respondents, including through the use                   Defense Business Board, the Defense                   applications from this competition, this
                                                of automated collection techniques or                    Policy Board, and the Defense Science                 priority is an absolute priority. Under an
                                                other forms of information technology.                   Board. All other aspects of the Defense               absolute priority, we consider only
                                                Comments submitted in response to this                   Innovation Advisory Board’s charter, as               applications that meet the priority (34
                                                notice will be summarized and/or                         previously announced, will apply to the               CFR 75.105(c)(3)).
                                                included in the request for Office of                    Board.                                                  This priority is:
                                                Management and Budget approval. All                        Dated: July 26, 2016.                                 Absolute Priority—Transition Work-
                                                comments will become a matter of                         Aaron Siegel,                                         Based Learning Model Demonstrations.
                                                public record.                                           Alternate OSD Federal Register Liaison                   Note: The full text of the absolute priority
                                                  Dated: July 27, 2016.                                  Officer, Department of Defense.                       is included in the NFP for this competition,
                                                Darrin A. King,                                          [FR Doc. 2016–18072 Filed 7–29–16; 8:45 am]           published elsewhere in this issue of the
                                                                                                                                                               Federal Register.
                                                Paperwork Reduction Act Officer, Bureau of               BILLING CODE 5001–06–P
                                                Consumer Financial Protection.                                                                                   Competitive Preference Priorities: For
                                                [FR Doc. 2016–18128 Filed 7–29–16; 8:45 am]                                                                    FY 2016 and any subsequent year in
                                                BILLING CODE 4810–AM–P                                   DEPARTMENT OF EDUCATION                               which we make awards from the list of
                                                                                                                                                               unfunded applications from this
                                                                                                         Applications for New Awards;                          competition, these priorities are
                                                DEPARTMENT OF DEFENSE                                    Rehabilitation Services                               competitive preference priorities. Under
                                                                                                         Administration—Disability Innovation                  34 CFR 75.105(c)(2)(i) we will award
                                                Office of the Secretary                                  Fund—Transition Work-Based                            two additional points for Competitive
                                                                                                         Learning Model Demonstrations                         Preference Priority 1 and up to five
                                                Charter Amendment of Department of                                                                             additional points for Competitive
                                                Defense Federal Advisory Committees                      AGENCY:  Office of Special Education and
                                                                                                                                                               Preference Priority 2 to an application,
                                                                                                         Rehabilitative Services, Department of
                                                                                                                                                               depending on how well the application
                                                AGENCY: Department of Defense.                           Education.
                                                                                                                                                               meets these competitive preference
                                                ACTION:Amendment of Federal                              ACTION: Notice.
                                                                                                                                                               priorities.
                                                Advisory Committee.                                                                                              Competitive Preference Priority 1—
                                                                                                         Overview Information                                  Evidence of Promise Supporting the
                                                SUMMARY:   The Department of Defense
                                                (DoD) is publishing this notice to                       Rehabilitation Services                               Proposed Model.
                                                announce that it is amending the charter                 Administration—Disability Innovation                    Competitive Preference Priority 2—
                                                for the Defense Innovation Advisory                      Fund—Transition Work-Based Learning                   Project Evaluation Designed to Meet the
                                                Board.                                                   Model Demonstrations                                  What Works Clearinghouse Evidence
                                                                                                           Notice inviting applications for new                Standards.
                                                FOR FURTHER INFORMATION CONTACT:     Jim
                                                Freeman, Advisory Committee                              awards for fiscal year (FY) 2016.                       Note: The full text of the competitive
                                                                                                                                                               preference priorities is included in the NFP
                                                Management Officer for the Department                    Catalog of Federal Domestic Assistance                for this competition, published elsewhere in
                                                of Defense, 703–692–5952.                                (CFDA) Number: 84.421B.
                                                                                                                                                               this issue of the Federal Register.
                                                SUPPLEMENTARY INFORMATION: This                          DATES:
                                                committee’s charter is being amended in                    Applications Available: August 1,                   Requirements
                                                accordance with the Federal Advisory                     2016.                                                   The project requirements for this
                                                Committee Act (FACA) of 1972 (5                            Date of Pre-Application Webinar:                    competition are from the NFP for this
                                                U.S.C., Appendix, as amended) and 41                     August 4, 2016.                                       competition, published elsewhere in
                                                CFR 102–3.50(d). The amended charter                       Deadline for Transmittal of                         this issue of the Federal Register, and
                                                and contact information for the                          Applications: September 6, 2016.                      are in effect for FY 2016 and any
                                                Designated Federal Officer (DFO) can be                  Full Text of Announcement                             subsequent year in which we make
                                                obtained at http://                                                                                            awards from the list of unfunded
                                                www.facadatabase.gov/.                                   I. Funding Opportunity Description                    applications from this competition. The
                                                   The DoD is amending the charter for                      Purpose of Program: The purpose of                 full text of the requirements is included
                                                the Defense Innovation Advisory Board                    the Disability Innovation Fund (DIF)                  in the NFP.
                                                previously announced on page 18842 of                    Program, as provided by the
                                                the Federal Register, Volume 81,                                                                               Definitions
                                                                                                         Consolidated Appropriations Act, 2015
                                                Number 63, dated April 1, 2016.                          (Pub. L. 113–235), is to support                         The following definitions are from the
                                                Specifically, the DoD is changing the                    innovative activities aimed at improving              Workforce Innovation and Opportunity
                                                name of the Defense Innovation                           the outcomes of ‘‘individuals with                    Act (WIOA), the Rehabilitation Act, 34
                                                Advisory Board to the Defense                            disabilities,’’ as defined in section                 CFR part 77, and the NFP. The source
                                                Innovation Board (‘‘the Board’’), and                    7(20)(A) of the Rehabilitation Act of                 of each definition is noted following the
                                                increasing the Board’s total                             1973, as amended (Rehabilitation Act)                 text of the definition.
                                                membership. The membership for the                                                                                Career pathway means a combination
sradovich on DSK3GMQ082PROD with NOTICES




                                                                                                         (29 U.S.C. 705(20)(A)).
                                                Defense Innovation Advisory Board was                       Priorities: This notice includes one               of rigorous and high-quality education,
                                                limited to no more than 15 members,                      absolute priority and two competitive                 training, and other services that—
                                                but the DoD is increasing the                            preference priorities. These priorities                  (a) Aligns with the skill needs of
                                                membership for the Board to no more                      are from the notice of final priorities,              industries in the economy of the State
                                                than 20 members. In addition, the DoD                    requirements, and definition (NFP) for                or regional economy involved;
                                                is appointing three, non-voting ex-                      this competition, published elsewhere                    (b) Prepares an individual to be
                                                officio members to the Board, and their                  in this issue of the Federal Register.                successful in any of a full range of


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Document Created: 2016-07-30 06:26:06
Document Modified: 2016-07-30 06:26:06
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before September 30, 2016 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this mailbox.
FR Citation81 FR 50484 

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