81_FR_63350 81 FR 63172 - Community Bank Advisory Council Meeting

81 FR 63172 - Community Bank Advisory Council Meeting

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 81, Issue 178 (September 14, 2016)

Page Range63172-63173
FR Document2016-22091

This notice sets forth the announcement of a public meeting of the Community Bank Advisory Council (CBAC or Council) of the Consumer Financial Protection Bureau (CFPB or Bureau). The notice also describes the functions of the Council. Notice of the meeting is permitted by section 9 of the CBAC Charter and is intended to notify the public of this meeting.

Federal Register, Volume 81 Issue 178 (Wednesday, September 14, 2016)
[Federal Register Volume 81, Number 178 (Wednesday, September 14, 2016)]
[Notices]
[Pages 63172-63173]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-22091]


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BUREAU OF CONSUMER FINANCIAL PROTECTION


Community Bank Advisory Council Meeting

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of public meeting.

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SUMMARY: This notice sets forth the announcement of a public meeting of 
the Community Bank Advisory Council (CBAC or Council) of the Consumer 
Financial Protection Bureau (CFPB or Bureau). The notice also describes 
the functions of the Council. Notice of the meeting is permitted by 
section 9 of the CBAC Charter and is intended to notify the public of 
this meeting.

DATES: The meeting date is Thursday, September 29, 2016, 3:30 p.m. to 
5:00 p.m. eastern daylight time.

ADDRESSES: The meeting location is the Consumer Financial Protection 
Bureau, 1275 First Street NE., Washington, DC 20002.

FOR FURTHER INFORMATION CONTACT: Crystal Dully, Outreach and Engagement 
Associate, 202-435-9588, [email protected], Consumer 
Advisory Board and Councils Office, External Affairs, 1275 First Street 
NE., Washington, DC 20002.

SUPPLEMENTARY INFORMATION: 

I. Background

    Section 9(d) of the CBAC Charter states:

    (1) Each meeting of the Council shall be open to public 
observation, to the extent that a facility is available to 
accommodate the public, unless the Bureau, in accordance with 
paragraph (4) of this section, determines that the meeting shall be 
closed. The Bureau also will make reasonable efforts to make the 
meetings available to the public through live recording. (2) Notice 
of the time, place and purpose of each meeting, as well as a summary 
of the proposed agenda, shall be published in the Federal Register 
not more than 45 or less than 15 days prior to the scheduled meeting 
date. Shorter notice may be given when the Bureau determines that 
the Council's business so requires; in such event, the public will 
be given notice at the earliest practicable time. (3) Minutes of 
meetings, records, reports, studies, and agenda of the Council shall 
be posted on the Bureau's Web site (www.consumerfinance.gov). (4) 
The Bureau may close to the public a portion of any meeting, for 
confidential discussion. If the Bureau closes a meeting or any 
portion of a meeting, the Bureau will issue, at least annually, a 
summary of the Council's activities during such closed meetings or 
portions of meetings.

    Section 2 of the CBAC Charter provides: ``Pursuant to the executive 
and administrative powers conferred on the Bureau by Section 1012 of 
the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-
Frank Act), the Director established the Community Bank Advisory 
Council to consult with the Bureau in the exercise of its functions 
under the Federal consumer financial laws as they pertain to community 
banks with total assets of $10 billion or less.''

[[Page 63173]]

    Section 3 of the CBAC Charter states: ``a) The CFPB supervises 
depository institutions and credit unions with total assets of more 
than $10 billion and their respective affiliates, but other than the 
limited authority conferred by Sec.  1026 of the Dodd-Frank Act, the 
CFPB does not have supervisory authority regarding credit unions and 
depository institutions with total assets of $10 billion or less. As a 
result, the CFPB does not have regular contact with these institutions, 
and it would therefore be beneficial to create a mechanism to ensure 
that their unique perspectives are shared with the Bureau. Small 
Business Regulatory Enforcement Fairness Act (SBREFA) panels provide 
one avenue to gather this input, but participants from community banks 
must possess no more than $175 million in assets, which precludes the 
participation of many. b) The Advisory Council shall fill this gap by 
providing an interactive dialogue and exchange of ideas and experiences 
between community bankers and Bureau staff. c) The Advisory Council 
shall advise generally on the Bureau's regulation of consumer financial 
products or services and other topics assigned to it by the Director. 
To carry out the Advisory Council's purpose, the scope of its 
activities shall include providing information, analysis, and 
recommendations to the Bureau. The output of Advisory Council meetings 
should serve to better inform the CFPB's policy development, 
rulemaking, and engagement functions.''

II. Agenda

    The Community Bank Advisory Council will discuss youth financial 
capability and debt collection.
    Persons who need a reasonable accommodation to participate should 
contact [email protected], 202-435-9EEO, 1-855-233-0362, or 202-
435-9742 (TTY) at least ten business days prior to the meeting or event 
to request assistance. The request must identify the date, time, 
location, and title of the meeting or event, the nature of the 
assistance requested, and contact information for the requester. CFPB 
will strive to provide, but cannot guarantee that accommodation will be 
provided for late requests.
    Individuals who wish to attend the Community Bank Advisory Council 
meeting must RSVP to [email protected] by noon, 
Wednesday, September 28, 2016. Members of the public must RSVP by the 
due date and must include ``CBAC'' in the subject line of the RSVP.

III. Availability

    The Council's agenda will be made available to the public on 
Wednesday, September 14, 2016, via consumerfinance.gov. Individuals 
should express in their RSVP if they require a paper copy of the 
agenda.
    A recording and transcript of this meeting will be available after 
the meeting on the CFPB's Web site consumerfinance.gov.

    Dated: September 8, 2016.
David Uejio,
Acting Chief of Staff, Bureau of Consumer Financial Protection.
[FR Doc. 2016-22091 Filed 9-13-16; 8:45 am]
 BILLING CODE 4810-AM-P



                                                    63172                   Federal Register / Vol. 81, No. 178 / Wednesday, September 14, 2016 / Notices

                                                    ensuring access for workers, families,                     Place: The meeting will be held at                 the Community Bank Advisory Council
                                                    and companies; and promoting                            Mozilla, 331 E. Evelyn Avenue,                        (CBAC or Council) of the Consumer
                                                    innovation. To support the Agenda, the                  Mountain View, CA 94041. Public                       Financial Protection Bureau (CFPB or
                                                    Secretary directed NTIA to create the                   comments may be mailed to: Digital                    Bureau). The notice also describes the
                                                    Digital Economy Board of Advisors as a                  Economy Board of Advisors, National                   functions of the Council. Notice of the
                                                    mechanism for receiving regular advice                  Telecommunications and Information                    meeting is permitted by section 9 of the
                                                    from leaders in industry, academia, and                 Administration, 1401 Constitution                     CBAC Charter and is intended to notify
                                                    civil society. See Committee Charter at                 Avenue NW., Room 4725, Washington,                    the public of this meeting.
                                                    https://www.ntia.doc.gov/files/ntia/                    DC 20230. The meeting will be open to                 DATES: The meeting date is Thursday,
                                                    publications/deba_charter_                              the public and press on a first-come,                 September 29, 2016, 3:30 p.m. to 5:00
                                                    12222015.pdf.                                           first-served basis. Space is limited. The             p.m. eastern daylight time.
                                                       The Digital Economy Board of                         meeting is physically accessible to
                                                                                                            people with disabilities. Individuals                 ADDRESSES: The meeting location is the
                                                    Advisors convened its first meeting on
                                                                                                            requiring accommodations, such as sign                Consumer Financial Protection Bureau,
                                                    May 16, 2016, to determine preliminary
                                                                                                            language interpretation or other                      1275 First Street NE., Washington, DC
                                                    priorities and work streams. The
                                                                                                            ancillary aids, are asked to notify Ms.               20002.
                                                    meeting on September 30, 2016, will be
                                                    the second full meeting of the Board.                   Remaley at (202) 482–3821 or DEBA@                    FOR FURTHER INFORMATION CONTACT:
                                                       This Board is subject to the Federal                 ntia.doc.gov at least five (5) business               Crystal Dully, Outreach and Engagement
                                                    Advisory Committee Act (FACA), 5                        days before the meeting.                              Associate, 202–435–9588, CFPB_
                                                    U.S.C. App. 2, and is consistent with the                  Status: Interested parties are invited             CABandCouncilsEvents@cfpb.gov,
                                                    National Telecommunications and                         to attend and to submit written                       Consumer Advisory Board and Councils
                                                    Information Administration Act, 47                      comments to the Board at any time                     Office, External Affairs, 1275 First Street
                                                    U.S.C. 904(b). The Board functions                      before or after the meeting. Parties                  NE., Washington, DC 20002.
                                                    solely as an advisory body in                           wishing to submit written comments for
                                                                                                                                                                  SUPPLEMENTARY INFORMATION:
                                                    compliance with the FACA. For more                      consideration by the Board in advance
                                                    information about the Board, visit                      of the meeting must send them to NTIA                 I. Background
                                                    https://www.ntia.doc.gov/category/                      at the above-listed address. Comments
                                                                                                            must be received five (5) business days                 Section 9(d) of the CBAC Charter
                                                    digital-economy-board-advisors.                                                                               states:
                                                                                                            before the scheduled meeting date to
                                                       Matters to be Considered: The Board                                                                           (1) Each meeting of the Council shall be
                                                                                                            provide sufficient time for review.
                                                    provides independent advice and                                                                               open to public observation, to the extent that
                                                                                                            Comments received after this date will
                                                    recommendations to the Secretary,                                                                             a facility is available to accommodate the
                                                                                                            be distributed to the Board, but may not
                                                    through the Assistant Secretary, on a                                                                         public, unless the Bureau, in accordance
                                                                                                            be reviewed prior to the meeting. We
                                                    broad range of policy issues impacting                                                                        with paragraph (4) of this section, determines
                                                                                                            also request that comments be                         that the meeting shall be closed. The Bureau
                                                    the digital economy. The Board’s
                                                                                                            submitted electronically to DEBA@                     also will make reasonable efforts to make the
                                                    mission is to provide advice to the
                                                                                                            ntia.doc.gov with the subject: ‘‘DEBA                 meetings available to the public through live
                                                    Department on increasing domestic
                                                                                                            Second Meeting Comment.’’ Comments                    recording. (2) Notice of the time, place and
                                                    prosperity, improving education, and
                                                                                                            provided via email also may be                        purpose of each meeting, as well as a
                                                    facilitating participation in political and                                                                   summary of the proposed agenda, shall be
                                                                                                            submitted in writing.
                                                    cultural life through the application and                  Records: NTIA maintains records of                 published in the Federal Register not more
                                                    expansion of digital technologies. The                  all Board proceedings. Board records are              than 45 or less than 15 days prior to the
                                                    Board’s advice focuses on ensuring the                  available for public inspection at NTIA’s             scheduled meeting date. Shorter notice may
                                                    Internet continues to thrive as an engine               Washington, DC office at the address                  be given when the Bureau determines that
                                                    of growth, innovation, and free                                                                               the Council’s business so requires; in such
                                                                                                            above. Documents, including the                       event, the public will be given notice at the
                                                    expression. The Department will use the                 Board’s charter, member list, agendas,
                                                    advice provided by the Board to inform                                                                        earliest practicable time. (3) Minutes of
                                                                                                            minutes, and any reports are available                meetings, records, reports, studies, and
                                                    its decision-making processes and to                    on NTIA’s Web site at https://                        agenda of the Council shall be posted on the
                                                    advance Administration goals.                           www.ntia.doc.gov/category/digital-                    Bureau’s Web site
                                                       NTIA will post a detailed agenda on                  economy-board-advisors.                               (www.consumerfinance.gov). (4) The Bureau
                                                    its Web site, https://www.ntia.doc.gov/                                                                       may close to the public a portion of any
                                                    category/digital-economy-board-                           Dated: September 9, 2016.                           meeting, for confidential discussion. If the
                                                    advisors, prior to the meeting. To the                  Kathy D. Smith,                                       Bureau closes a meeting or any portion of a
                                                    extent that the meeting time and agenda                 Chief Counsel, National Telecommunications            meeting, the Bureau will issue, at least
                                                    permit, any member of the public may                    and Information Administration.                       annually, a summary of the Council’s
                                                    speak to or otherwise address the Board                 [FR Doc. 2016–22056 Filed 9–13–16; 8:45 am]           activities during such closed meetings or
                                                                                                                                                                  portions of meetings.
                                                    regarding the agenda items during the                   BILLING CODE 3510–60–P
                                                    meeting.                                                                                                         Section 2 of the CBAC Charter
                                                       Time and Date: The meeting will be                                                                         provides: ‘‘Pursuant to the executive
                                                    held in two sessions on September 30,                   BUREAU OF CONSUMER FINANCIAL                          and administrative powers conferred on
                                                    2016, from 8:30 a.m. to 12:30 p.m.,                     PROTECTION                                            the Bureau by Section 1012 of the Dodd-
                                                    Pacific Daylight Time, and from 1:30                                                                          Frank Wall Street Reform and Consumer
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    p.m. to 2:30 p.m. PDT. The meeting will                 Community Bank Advisory Council                       Protection Act (Dodd-Frank Act), the
                                                    be available via two-way audio link and                 Meeting                                               Director established the Community
                                                    may be webcast. Please refer to NTIA’s                  AGENCY:  Bureau of Consumer Financial                 Bank Advisory Council to consult with
                                                    Web site, https://www.ntia.doc.gov/                     Protection.                                           the Bureau in the exercise of its
                                                    category/digital-economy-board-                         ACTION: Notice of public meeting.                     functions under the Federal consumer
                                                    advisors, for the most up-to-date                                                                             financial laws as they pertain to
                                                    meeting agenda and access information                   SUMMARY:This notice sets forth the                    community banks with total assets of
                                                    for the meeting.                                        announcement of a public meeting of                   $10 billion or less.’’


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                                                                            Federal Register / Vol. 81, No. 178 / Wednesday, September 14, 2016 / Notices                                                 63173

                                                       Section 3 of the CBAC Charter states:                III. Availability                                     public viewing on the project Web site
                                                    ‘‘a) The CFPB supervises depository                       The Council’s agenda will be made                   at https://www.nbkeis.com/lwi/
                                                    institutions and credit unions with total               available to the public on Wednesday,                 Welcome.aspx along with the Final EIS
                                                    assets of more than $10 billion and their               September 14, 2016, via                               and supporting documents. Single
                                                    respective affiliates, but other than the               consumerfinance.gov. Individuals                      copies of the ROD will be made
                                                    limited authority conferred by § 1026 of                should express in their RSVP if they                  available upon request by contacting:
                                                    the Dodd-Frank Act, the CFPB does not                   require a paper copy of the agenda.                   LWI and SPE EIS Project Manager,
                                                    have supervisory authority regarding                      A recording and transcript of this                  Naval Facilities Engineering Command
                                                    credit unions and depository                            meeting will be available after the                   Northwest, 1101 Tautog Circle,
                                                    institutions with total assets of $10                   meeting on the CFPB’s Web site                        Silverdale, WA 98315–1101, 360–396–
                                                    billion or less. As a result, the CFPB                  consumerfinance.gov.                                  0029.
                                                    does not have regular contact with these                                                                        Dated: September 8, 2016.
                                                                                                              Dated: September 8, 2016.
                                                    institutions, and it would therefore be                                                                       N.A. Hagerty-Ford,
                                                                                                            David Uejio,
                                                    beneficial to create a mechanism to                                                                           Commander, Judge Advocate General’s Corps,
                                                    ensure that their unique perspectives                   Acting Chief of Staff, Bureau of Consumer
                                                                                                            Financial Protection.                                 U.S. Navy, Federal Register Liaison Officer.
                                                    are shared with the Bureau. Small                                                                             [FR Doc. 2016–22054 Filed 9–13–16; 8:45 am]
                                                    Business Regulatory Enforcement                         [FR Doc. 2016–22091 Filed 9–13–16; 8:45 am]
                                                                                                                                                                  BILLING CODE 3810–FF–P
                                                    Fairness Act (SBREFA) panels provide                    BILLING CODE 4810–AM–P

                                                    one avenue to gather this input, but
                                                    participants from community banks
                                                                                                            DEPARTMENT OF DEFENSE                                 DEPARTMENT OF ENERGY
                                                    must possess no more than $175 million
                                                    in assets, which precludes the                                                                                Federal Energy Regulatory
                                                    participation of many. b) The Advisory                  Department of the Navy
                                                                                                                                                                  Commission
                                                    Council shall fill this gap by providing                Notice of Availability of Record of
                                                    an interactive dialogue and exchange of                                                                       [Project No. 9842–000]
                                                                                                            Decision for the Final Environmental
                                                    ideas and experiences between                           Impact Statement for Land-Water                       Mr. Ray F. Ward; Notice of
                                                    community bankers and Bureau staff. c)                  Interface and Service Pier Extension at               Authorization for Continued Project
                                                    The Advisory Council shall advise                       Naval Base Kitsap Bangor, Kitsap                      Operation
                                                    generally on the Bureau’s regulation of                 County, Washington
                                                    consumer financial products or services                                                                          On August 28, 2014 Mr. Ray F. Ward,
                                                    and other topics assigned to it by the                  AGENCY: Department of the Navy, DoD.                  licensee for the Ward Mill Hydroelectric
                                                    Director. To carry out the Advisory                     ACTION: Notice.                                       Project, filed an Application for a New
                                                    Council’s purpose, the scope of its                                                                           License pursuant to the Federal Power
                                                    activities shall include providing                      SUMMARY:   The Department of the Navy                 Act (FPA) and the Commission’s
                                                    information, analysis, and                              (Navy), after carefully weighing the                  regulations thereunder. The Ward Mill
                                                    recommendations to the Bureau. The                      operational and environmental                         Hydroelectric Project facilities are
                                                    output of Advisory Council meetings                     consequences of the proposed action,                  located on the Watauga River, in the
                                                    should serve to better inform the CFPB’s                announces its decision to construct and               Township of Laurel Creek, Watauga
                                                    policy development, rulemaking, and                     operate a Land-Water Interface (LWI) in               County, North Carolina.
                                                    engagement functions.’’                                 Hood Canal on the waterfront of Naval                    The license for Project No. 9842 was
                                                                                                            Base (NAVBASE) Kitsap Bangor,                         issued for a period ending August 31,
                                                    II. Agenda                                              Washington (WA). The Navy will                        2016. Section 15(a)(1) of the FPA, 16
                                                                                                            implement LWI Alternative 3, Port                     U.S.C. 808(a)(1), requires the
                                                      The Community Bank Advisory
                                                                                                            Security Barrier Modifications, which is              Commission, at the expiration of a
                                                    Council will discuss youth financial
                                                                                                            the Preferred Alternative in the Final                license term, to issue from year-to-year
                                                    capability and debt collection.
                                                                                                            Environmental Impact Statement (EIS)                  an annual license to the then licensee
                                                      Persons who need a reasonable                         of July 2016 for LWI and Service Pier                 under the terms and conditions of the
                                                    accommodation to participate should                     Extension (SPE), NAVBASE Kitsap                       prior license until a new license is
                                                    contact CFPB_504Request@cfpb.gov,                       Bangor, WA. LWI Alternative 3 is also                 issued, or the project is otherwise
                                                    202–435–9EEO, 1–855–233–0362, or                        the environmentally preferred                         disposed of as provided in section 15 or
                                                    202–435–9742 (TTY) at least ten                         alternative and will fully meet the                   any other applicable section of the FPA.
                                                    business days prior to the meeting or                   Navy’s purpose and need to comply                     If the project’s prior license waived the
                                                    event to request assistance. The request                with Department of Defense directives                 applicability of section 15 of the FPA,
                                                    must identify the date, time, location,                 to protect Navy TRIDENT submarines                    then, based on section 9(b) of the
                                                    and title of the meeting or event, the                  from increased and evolving threats;                  Administrative Procedure Act, 5 U.S.C.
                                                    nature of the assistance requested, and                 prevent the seizure, damage, or                       558(c), and as set forth at 18 CFR
                                                    contact information for the requester.                  destruction of military assets; enhance               16.21(a), if the licensee of such project
                                                    CFPB will strive to provide, but cannot                 security within the Waterfront                        has filed an application for a subsequent
                                                    guarantee that accommodation will be                    Restricted Area; and comply with                      license, the licensee may continue to
                                                    provided for late requests.                             security requirements at NAVBASE                      operate the project in accordance with
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                      Individuals who wish to attend the                    Kitsap Bangor. Although the proposed                  the terms and conditions of the license
                                                    Community Bank Advisory Council                         SPE project was addressed in the Final                after the minor or minor part license
                                                    meeting must RSVP to cfpb_                              EIS, a Navy decision on that project has              expires, until the Commission acts on
                                                    cabandcouncilsevents@cfpb.gov by                        been deferred and the details of that                 its application. If the licensee of such a
                                                    noon, Wednesday, September 28, 2016.                    project are not discussed further in the              project has not filed an application for
                                                    Members of the public must RSVP by                      Record of Decision (ROD).                             a subsequent license, then it may be
                                                    the due date and must include ‘‘CBAC’’                  SUPPLEMENTARY INFORMATION: The                        required, pursuant to 18 CFR 16.21(b),
                                                    in the subject line of the RSVP.                        complete text of the ROD is available for             to continue project operations until the


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Document Created: 2016-09-14 02:27:05
Document Modified: 2016-09-14 02:27:05
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice of public meeting.
DatesThe meeting date is Thursday, September 29, 2016, 3:30 p.m. to 5:00 p.m. eastern daylight time.
ContactCrystal Dully, Outreach and Engagement Associate, 202-435-9588, [email protected], Consumer Advisory Board and Councils Office, External Affairs, 1275 First Street NE., Washington, DC 20002.
FR Citation81 FR 63172 

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