81 FR 7569 - Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Federal Register Volume 81, Issue 29 (February 12, 2016)
Federal Register Volume 81, Issue 29 (February 12, 2016)
| Page Range | 7569-7571 | |
| FR Document | 2016-02870 |
[Federal Register Volume 81, Number 29 (Friday, February 12, 2016)] [Notices] [Pages 7569-7571] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2016-02870] ----------------------------------------------------------------------- DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR-5927-N-01] Mortgage and Loan Insurance Programs Under the National Housing Act--Debenture Interest Rates AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD. ACTION: Notice. ----------------------------------------------------------------------- SUMMARY: This notice announces changes in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by the Federal Housing Administration under the provisions of the National Housing Act (the Act). The interest rate for debentures issued under section 221(g)(4) of the Act during the 6-month period beginning January 1, 2016, is 2\1/4\ [[Page 7570]] percent. The interest rate for debentures issued under any other provision of the Act is the rate in effect on the date that the commitment to insure the loan or mortgage was issued, or the date that the loan or mortgage was endorsed (or initially endorsed if there are two or more endorsements) for insurance, whichever rate is higher. The interest rate for debentures issued under these other provisions with respect to a loan or mortgage committed or endorsed during the 6-month period beginning January 1, 2016, is 2\7/8\ percent. However, as a result of an amendment to section 224 of the Act, if an insurance claim relating to a mortgage insured under sections 203 or 234 of the Act and endorsed for insurance after January 23, 2004, is paid in cash, the debenture interest rate for purposes of calculating a claim shall be the monthly average yield, for the month in which the default on the mortgage occurred, on United States Treasury Securities adjusted to a constant maturity of 10 years. FOR FURTHER INFORMATION CONTACT: Yong Sun, Department of Housing and Urban Development, 451 Seventh Street SW., Room 5148, Washington, DC 20410-8000; telephone (202) 402-4778 (this is not a toll-free number). Individuals with speech or hearing impairments may access this number through TTY by calling the toll-free Federal Information Relay Service at (800) 877-8339. SUPPLEMENTARY INFORMATION: Section 224 of the National Housing Act (12 U.S.C. 1715o) provides that debentures issued under the Act with respect to an insured loan or mortgage (except for debentures issued pursuant to section 221(g)(4) of the Act) will bear interest at the rate in effect on the date the commitment to insure the loan or mortgage was issued, or the date the loan or mortgage was endorsed (or initially endorsed if there are two or more endorsements) for insurance, whichever rate is higher. This provision is implemented in HUD's regulations at 24 CFR 203.405, 203.479, 207.259(e)(6), and 220.830. These regulatory provisions state that the applicable rates of interest will be published twice each year as a notice in the Federal Register. Section 224 further provides that the interest rate on these debentures will be set from time to time by the Secretary of HUD, with the approval of the Secretary of the Treasury, in an amount not in excess of the annual interest rate determined by the Secretary of the Treasury pursuant to a statutory formula based on the average yield of all outstanding marketable Treasury obligations of maturities of 15 or more years. The Secretary of the Treasury (1) has determined, in accordance with the provisions of section 224, that the statutory maximum interest rate for the period beginning January 1, 2016, is 2\7/8\ percent; and (2) has approved the establishment of the debenture interest rate by the Secretary of HUD at 2\7/8\ percent for the 6-month period beginning January 1, 2016. This interest rate will be the rate borne by debentures issued with respect to any insured loan or mortgage (except for debentures issued pursuant to section 221(g)(4)) with insurance commitment or endorsement date (as applicable) within the first 6 months of 2016. For convenience of reference, HUD is publishing the following chart of debenture interest rates applicable to mortgages committed or endorsed since January 1, 1980: ------------------------------------------------------------------------ Effective interest rate On or after Prior to ------------------------------------------------------------------------ 9\1/2 \....................... Jan. 1, 1980........ July 1, 1980. 9\7/8\........................ July 1, 1980........ Jan. 1, 1981. 11\3/4\....................... Jan. 1, 1981........ July 1, 1981. 12\7/8\....................... July 1, 1981........ Jan. 1, 1982. 12\3/4\....................... Jan. 1, 1982........ Jan. 1, 1983. 10\1/4\....................... Jan. 1, 1983........ July 1, 1983. 10\3/8\....................... July 1, 1983........ Jan. 1, 1984. 11\1/2\....................... Jan. 1, 1984........ July 1, 1984. 13\3/8\....................... July 1, 1984........ Jan. 1, 1985. 11\5/8\....................... Jan. 1, 1985........ July 1, 1985. 11\1/8\....................... July 1, 1985........ Jan. 1, 1986. 10\1/4\....................... Jan. 1, 1986........ July 1, 1986. 8\1/4\........................ July 1, 1986........ Jan. 1. 1987. 8............................. Jan. 1, 1987........ July 1, 1987. 9............................. July 1, 1987........ Jan. 1, 1988. 9\1/8\........................ Jan. 1, 1988........ July 1, 1988. 9\3/8\........................ July 1, 1988........ Jan. 1, 1989. 9\1/4\........................ Jan. 1, 1989........ July 1, 1989. 9............................. July 1, 1989........ Jan. 1, 1990. 8\1/8\........................ Jan. 1, 1990........ July 1, 1990. 9............................. July 1, 1990........ Jan. 1, 1991. 8\3/4\........................ Jan. 1, 1991........ July 1, 1991. 8\1/2\........................ July 1, 1991........ Jan. 1, 1992. 8............................. Jan. 1, 1992........ July 1, 1992. 8............................. July 1, 1992........ Jan. 1, 1993. 7\3/4\........................ Jan. 1, 1993........ July 1, 1993. 7............................. July 1, 1993........ Jan. 1, 1994. 6\5/8\........................ Jan. 1, 1994........ July 1, 1994. 7\3/4\........................ July 1, 1994........ Jan. 1, 1995. 8\3/8\........................ Jan. 1, 1995........ July 1, 1995. 7\1/4\........................ July 1, 1995........ Jan. 1, 1996. 6\1/2\........................ Jan. 1, 1996........ July 1, 1996. 7\1/4\........................ July 1, 1996........ Jan. 1, 1997. 6\3/4\........................ Jan. 1, 1997........ July 1, 1997. 7\1/8 \....................... July 1, 1997........ Jan. 1, 1998. 6\3/8\........................ Jan. 1, 1998........ July 1, 1998. 6\1/8\........................ July 1, 1998........ Jan. 1, 1999. 5\1/2\........................ Jan. 1, 1999........ July 1, 1999. 6\1/8\........................ July 1, 1999........ Jan. 1, 2000. 6\1/2\........................ Jan. 1, 2000........ July 1, 2000. 6\1/2 \....................... July 1, 2000........ Jan. 1, 2001. 6............................. Jan. 1, 2001........ July 1, 2001. 5\7/8\........................ July 1, 2001........ Jan. 1, 2002. 5\1/4\........................ Jan. 1, 2002........ July 1, 2002. 5\3/4\........................ July 1, 2002........ Jan. 1, 2003. 5............................. Jan. 1, 2003........ July 1, 2003. 4\1/2\........................ July 1, 2003........ Jan. 1, 2004. 5\1/8\........................ Jan. 1, 2004........ July 1, 2004. 5\1/2\........................ July 1, 2004........ Jan. 1, 2005. 4\7/8\........................ Jan. 1, 2005........ July 1, 2005. 4\1/2\........................ July 1, 2005........ Jan. 1, 2006. 4\7/8\........................ Jan. 1, 2006........ July 1, 2006. 5\3/8\........................ July 1, 2006........ Jan. 1, 2007. 4\3/4\........................ Jan. 1, 2007........ July 1, 2007. 5............................. July 1, 2007........ Jan. 1, 2008. 4\1/2\........................ Jan. 1, 2008........ July 1, 2008. 4\5/8\........................ July 1, 2008........ Jan. 1, 2009. 4\1/8\........................ Jan. 1, 2009........ July 1, 2009. 4\1/8\........................ July 1, 2009........ Jan. 1, 2010. 4\1/4\........................ Jan. 1, 2010........ July 1, 2010. 4\1/8\........................ July 1, 2010........ Jan. 1, 2011. 3\7/8\........................ Jan. 1, 2011........ July 1, 2011. 4\1/8\........................ July 1, 2011........ Jan. 1, 2012. 2\7/8\........................ Jan. 1, 2012........ July 1, 2012. 2\3/4\........................ July 1, 2012........ Jan. 1, 2013. 2\1/2\........................ Jan. 1, 2013........ July 1, 2013. 2\7/8\........................ July 1, 2013........ Jan. 1, 2014. 3\5/8\........................ Jan. 1, 2014........ July 1, 2014. 3\1/4\........................ July 1, 2014........ Jan. 1, 2015. 3............................. Jan. 1, 2015........ July 1, 2015. 2\7/8\........................ July 1, 2015........ Jan. 1, 2016. 2\7/8\........................ Jan. 1, 2016........ July 1, 2016. ------------------------------------------------------------------------ Section 215 of Division G, Title II of Public Law 108-199, enacted January 23, 2004 (HUD's 2004 Appropriations Act) amended section 224 of the Act, to change the debenture interest rate for purposes of calculating certain insurance claim payments made in cash. Therefore, for all claims paid in cash on mortgages insured under section 203 or 234 of the National Housing Act and endorsed for insurance after January 23, 2004, the debenture interest rate will be the monthly average yield, for the month in which the default on the mortgage occurred, on United States Treasury Securities adjusted to a constant maturity of 10 years, as found in Federal Reserve Statistical Release H-15. The Federal Housing Administration has codified this provision in HUD regulations at 24 CFR 203.405(b) and 24 CFR 203.479(b). Section 221(g)(4) of the Act provides that debentures issued pursuant to that paragraph (with respect to the assignment of an insured mortgage to the Secretary) will bear interest at the ``going Federal rate'' in effect at the time the debentures are issued. The term ``going Federal rate'' is defined to mean the interest rate that the Secretary of the Treasury determines, pursuant to a statutory formula based on the average yield on all outstanding marketable Treasury obligations of 8- to 12-year maturities, for the 6-month periods of January through June and July through December of each year. Section 221(g)(4) is implemented in the HUD regulations at 24 CFR 221.255 and 24 CFR 221.790. [[Page 7571]] The Secretary of the Treasury has determined that the interest rate to be borne by debentures issued pursuant to section 221(g)(4) during the 6-month period beginning January 1, 2016, is 2\1/4\ percent. The subject matter of this notice falls within the categorical exemption from HUD's environmental clearance procedures set forth in 24 CFR 50.19(c)(6). For that reason, no environmental finding has been prepared for this notice. Authority: Sections 211, 221, 224, National Housing Act, 12 U.S.C. 1715b, 1715l, 1715o; Section 7(d), Department of HUD Act, 42 U.S.C. 3535(d). Dated: January 21, 2016. Edward Golding, Principal Deputy Assistant Secretary for Housing. [FR Doc. 2016-02870 Filed 2-11-16; 8:45 am] BILLING CODE 4210-67-P
![Federal Register / Vol. 81, No. 29 / Friday, February 12, 2016 / Notices 7569
request to provide IMA payments for a IMA recipients receiving a total up to 36 (5) Include a plan for assisting
period of up to 36 months, the State months of IMA. recipients that exhaust their IMA after
cited a number of unanticipated After reviewing the State’s request, 36 months but continue to have a need
developments that contributed to delays and for the State of New York’s IMA for assistance because the rehabilitation
in the completion of assisted housing program only, the Department is of their home has not been completed.
projects. Most notably, the State pointed modifying the provision of the March 5,
III. Catalog of Federal Domestic
to the prospect of increased National 2013, Federal Register notice that limits
Assistance
Flood Insurance Program (NFIP) claim the provision of interim mortgage
payments to NY Rising program assistance to a period of 20 months and The Catalog of Federal Domestic
participants as a result of fraudulent establishing an alternative requirement Assistance number for the disaster
damage assessments conducted on that allows for the payment of assistance recovery grants under this notice is
behalf of the NFIP in the immediate for a period of up to 36 months if the 14.269.
aftermath of the disaster. The State State meets the other requirements IV. Finding of No Significant Impact
indicated that uncertainty surrounding described in the above paragraph. The
goal of this alternative requirement is to A Finding of No Significant Impact
these payments, and the potential
provide an extended period of IMA in (FONSI) with respect to the
impact of the payments on the amount
order to minimize the risk of foreclosure environment has been made in
of CDBG–DR funds ultimately available
of storm damaged homes while they are accordance with HUD regulations at 24
to the homeowner, contributed to delays CFR part 50, which implement section
and supports an extended period of being rehabilitated with CDBG–DR
funds and to return IMA recipients to 102(2)(C) of the National Environmental
availability for IMA. Other factors cited Policy Act of 1969 (42 U.S.C.
by the State as contributing to the need their rehabilitated homes as quickly as
possible. The State must implement this 4332(2)(C)). The FONSI is available for
for extended IMA are the limited pool public inspection between 8 a.m. and 5
of contractors experienced in alternative requirement consistent with
the approach outlined in its request and p.m. weekdays in the Regulations
undertaking the elevation of homes and Division, Office of General Counsel,
the shorter Northeastern United States as described herein. This waiver and
alternative requirement shall remain in Department of Housing and Urban
construction season. The State further Development, 451 7th Street SW., Room
effect until December 31, 2017, after
noted that its own clarification process, 10276, Washington, DC 20410–0500.
which the State shall be authorized to
through which applicants may appeal Due to security measures at the HUD
offer interim mortgage assistance for a
the ultimate amount of their CDBG–DR Headquarters building, an advance
period no more than 20 months. Interim
award, can also slow progress in appointment to review the docket file
mortgage assistance is an authorized
completing repairs and contribute to the must be scheduled by calling the
eligible public service activity and the
need for additional IMA. Regulations Division at 202–708–3055
State is reminded that IMA
The State proposed to implement the expenditures are subject to the 15 (this is not a toll-free number). Hearing-
extended period for IMA by initially percent cap on public services or speech-impaired individuals may
maintaining the current 20 months of established pursuant to 42 U.S.C. access this number through TTY by
assistance for IMA participants. At the 5305(a)(8). calling the Federal Relay Service at 800–
end of the 20-month period of Within 30 days of the effective date of 877–8339 (this is a toll-free number).
assistance, the State may subsequently this notice, the State must begin to Dated: February 8, 2016.
determine a need for an additional 16 implement its construction program for Nani A. Coloretti,
months of IMA, for a total not to exceed IMA recipients receiving an extended Deputy Secretary.
36 months of assistance. When a need period of assistance and without [FR Doc. 2016–02913 Filed 2–11–16; 8:45 am]
for an extension of IMA is identified, substantial construction progress in the BILLING CODE 4210–67–P
the State will conduct an inspection of rehabilitation of their home. The State
the property to determine if substantial must have fully implemented the
construction progress has been made. If construction program for all IMA DEPARTMENT OF HOUSING AND
substantial construction progress has recipients within 6 months of the URBAN DEVELOPMENT
been made, the State may provide IMA effective date of this notice. In addition,
for the additional authorized period of the State’s policies and procedures [Docket No. FR–5927–N–01]
time, for a total period of assistance up must:
to 36 months. If the inspection indicates (1) Document how the State will Mortgage and Loan Insurance
that substantial progress has not been determine that ‘‘substantial progress’’ Programs Under the National Housing
made, the extension of IMA will be has or has not been made in the Act—Debenture Interest Rates
provided only when the recipient agrees rehabilitation of an IMA recipient’s AGENCY: Office of the Assistant
to participate in the newly established home; Secretary for Housing—Federal Housing
construction program within the NY (2) Document how the State will Commissioner, HUD.
Rising Housing Recovery Program. determine that the amount and period of ACTION: Notice.
Under the construction program, the assistance to be provided under this
State will contract for and manage, on alternative requirement is necessary and SUMMARY: This notice announces
behalf of the IMA recipient, the reasonable;
asabaliauskas on DSK9F6TC42PROD with NOTICES2
changes in the interest rates to be paid
rehabilitation of the IMA recipient’s (3) Document how the State will on debentures issued with respect to a
home. Prior to its initial implementation prioritize the rehabilitation of homes of loan or mortgage insured by the Federal
of the construction program, the State IMA recipients receiving a total up to 36 Housing Administration under the
will determine the need for the IMA months of IMA; provisions of the National Housing Act
extension in those instances where (4) Include internal controls designed (the Act). The interest rate for
substantial construction progress has to ensure that IMA provided to debentures issued under section
not occurred and will give priority to recipients is being used for its 221(g)(4) of the Act during the 6-month
the rehabilitation of homes for those authorized purpose; and period beginning January 1, 2016, is 21⁄4
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![Federal Register / Vol. 81, No. 29 / Friday, February 12, 2016 / Notices 7571
The Secretary of the Treasury has that has become available since the last SUPPLEMENTARY INFORMATION:
determined that the interest rate to be review.
Why do we conduct 5-year reviews?
borne by debentures issued pursuant to DATES: To ensure consideration in our
section 221(g)(4) during the 6-month reviews, we are requesting submission Under the Act (16 U.S.C. 1531 et seq.),
period beginning January 1, 2016, is 21⁄4 of new information no later than April we maintain Lists of Endangered and
percent. 12, 2016. However, we will continue to Threatened Wildlife and Plants (which
The subject matter of this notice falls accept new information about any listed we collectively refer to as the List) in
within the categorical exemption from species at any time. the Code of Federal Regulations (CFR) at
HUD’s environmental clearance 50 CFR 17.11 (for animals) and 17.12
ADDRESSES: For the 67 species in Hawaii
procedures set forth in 24 CFR (for plants). Section 4(c)(2) of the Act
(see table below), submit information requires us to review each listed
50.19(c)(6). For that reason, no
via U.S. mail to: Deputy Field species’ status at least once every 5
environmental finding has been
Supervisor—Programmatic; Attention: years. For additional information about
prepared for this notice.
5-Year Review; U.S. Fish and Wildlife 5-year reviews, go to http://
Authority: Sections 211, 221, 224, National Service; Pacific Islands Fish and
Housing Act, 12 U.S.C. 1715b, 1715l, 1715o; www.fws.gov/endangered/what-we-do/
Wildlife Office; 300 Ala Moana Blvd., recovery-overview.html, scroll down to
Section 7(d), Department of HUD Act, 42 Room 3–122, Box 50088; Honolulu, HI
U.S.C. 3535(d). ‘‘Learn More about 5-Year Reviews,’’
96850. and click on our factsheet.
Dated: January 21, 2016. For the Warner sucker, Willamette
Edward Golding, daisy, Kincaid’s lupine, and rough What information do we consider in the
Principal Deputy Assistant Secretary for popcornflower, submit information via review?
Housing. U.S. mail to: Field Supervisor; A 5-year review considers all new
[FR Doc. 2016–02870 Filed 2–11–16; 8:45 am] Attention: 5-Year Review; U.S. Fish and information available at the time of the
BILLING CODE 4210–67–P Wildlife Service; Oregon Fish and review. In conducting these reviews, we
Wildlife Office; 2600 SE 98th Ave., consider the best scientific and
Suite 100; Portland, OR 97266. commercial data that has become
For the northern Idaho ground available since the listing determination
DEPARTMENT OF THE INTERIOR
squirrel, Bruneau Hot springsnail, Bliss or most recent status review, such as:
Fish and Wildlife Service Rapids, snail, Banbury Springs limpet,
(A) Species biology, including but not
and Spaldings catchfly, submit limited to population trends, distribution,
[FWS–R1–ES–2015–N225; information via U.S. mail to: Field abundance, demographics, and genetics;
FXES11130100000C4–167–FF01E00000] Supervisor; Attention: 5-Year Review; (B) Habitat conditions, including but not
U.S. Fish and Wildlife Service; Idaho limited to amount, distribution, and
Endangered and Threatened Wildlife Fish and Wildlife Office; 1387 S. suitability;
and Plants; Initiation of 5-Year Status Vinnell Way, Suite 368; Boise, ID 83709. (C) Conservation measures that have been
Reviews of 76 Species in Hawaii, implemented that benefit the species;
FOR FURTHER INFORMATION CONTACT:
Oregon, Washington, Montana, and (D) Threat status and trends in relation to
Gregory Koob, U.S. Fish and Wildlife the five listing factors (as defined in section
Idaho
Service, Pacific Islands Fish and 4(a)(1) of the Act); and
AGENCY: Fish and Wildlife Service, Wildlife Office (see ADDRESSES), 808– (E) Other new information, data, or
Interior. 792–9400 (for species in Hawaii); Jeff corrections, including but not limited to
ACTION: Notice of initiation of reviews; Dillon, U.S. Fish and Wildlife Service, taxonomic or nomenclatural changes,
request for information. Oregon Fish and Wildlife Office, 503– identification of erroneous information
231–6179 (for Warner sucker, contained in the List, and improved
SUMMARY: We, the U.S. Fish and Willamette daisy, Kincaid’s lupine, and analytical methods.
Wildlife Service (Service), are initiating rough popcornflower); or Kim Garner, Any new information will be
5-year status reviews for 76 species in Idaho Fish and Wildlife Office, 208– considered during the 5-year review and
Hawaii, Oregon, Washington, Montana, 378–5243 (for northern Idaho ground will also be useful in evaluating the
and Idaho under the Endangered squirrel, Bruneau Hot springsnail, Bliss ongoing recovery programs for these
Species Act of 1973, as amended (Act). Rapids, snail, Banbury Springs limpet, species.
A 5-year status review is based on the and Spaldings catchfly). Individuals
best scientific and commercial data who are hearing impaired or speech What Species Are Under Review?
available at the time of the review; impaired may call the Federal Relay This notice announces our active
therefore, we are requesting submission Service at 800–877–8339 for TTY review of the 76 species listed in the
of any new information on these species assistance. table below.
SPECIES FOR WHICH THE PACIFIC REGION IS INITIATING A 5-YEAR STATUS REVIEW
Final listing rule
Common name Scientific name Status Where listed (Federal Register citation and
publication date)
asabaliauskas on DSK9F6TC42PROD with NOTICES2
ANIMALS
Northern Idaho ground squirrel .. Urocitellus brunneus ................. Threatened ........... U.S.A. (ID) ............ 65 FR 17779; 04/05/2000
Maui nukupuu ............................. Hemignathus lucidus affinis ...... Endangered .......... U.S.A. (HI) ............ 32 FR 4001; 03/11/1967
Maui akepa ................................. Loxops coccineus ochraceus .... Endangered .......... U.S.A. (HI) ............ 35 FR 16047; 10/13/1970
Poouli .......................................... Melamprosops phaeosoma ....... Endangered .......... U.S.A. (HI) ............ 40 FR 44149; 09/25/1975
Molokai thrush ............................ Myadestes lanaiensis rutha ...... Endangered .......... U.S.A. (HI) ............ 35 FR 16047; 10/13/1970
Crested honeycreeper ................ Palmeria dolei ........................... Endangered .......... U.S.A. (HI) ............ 32 FR 4001; 03/11/1967
Molokai creeper .......................... Paroreomyza flammea .............. Endangered .......... U.S.A. (HI) ............ 35 FR 16047; 10/13/1970
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Document Created: 2016-02-12 01:24:24
Document Modified: 2016-02-12 01:24:24
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice. | |
| Contact | Yong Sun, Department of Housing and Urban Development, 451 Seventh Street SW., Room 5148, Washington, DC 20410-8000; telephone (202) 402-4778 (this is not a toll-free number). Individuals with speech or hearing impairments may access this number through TTY by calling the toll-free Federal Information Relay Service at (800) 877-8339. | |
| FR Citation | 81 FR 7569 |
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