81_FR_8211 81 FR 8179 - Agency Information Collection Activities: Comment Request; Emergency Processing Request

81 FR 8179 - Agency Information Collection Activities: Comment Request; Emergency Processing Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 81, Issue 32 (February 18, 2016)

Page Range8179-8180
FR Document2016-03422

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new information collection titled, ``Application Process for Designation of Rural Area under Federal Consumer Financial Law.''

Federal Register, Volume 81 Issue 32 (Thursday, February 18, 2016)
[Federal Register Volume 81, Number 32 (Thursday, February 18, 2016)]
[Notices]
[Pages 8179-8180]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-03422]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2016-0007]


Agency Information Collection Activities: Comment Request; 
Emergency Processing Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is proposing a new 
information collection titled, ``Application Process for Designation of 
Rural Area under Federal Consumer Financial Law.''

DATES: An emergency review has been requested in accordance with the 
PRA (44 U.S.C. Chapter 3507(j)). Approval by the Office of Management 
and Budget (OMB) has been requested by February 29, 2016. A standard 
PRA clearance process is also beginning. Interested persons are invited 
to submit comments on or before April 18, 2016.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Consumer Financial Protection Bureau (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552.
     Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1275 First Street NE., Washington, DC 
20002.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or social security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street, NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this mailbox.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Application Process for Designation of Rural 
Area under Federal Consumer Financial Law.
    OMB Control Number: 3170-XXXX.
    Type of Review: New collection (Request for a new OMB control 
number).
    Affected Public: Private sector (banks and credit unions).
    Estimated Number of Respondents: 1.
    Estimated Total Annual Burden Hours: 5.
    Abstract: On December 4, 2015, Congress passed the Helping Expand 
Lending Practices in Rural Communities Act of 2015 (HELP Rural 
Communities Act or the Act) Public Law 114-94, Title LXXXIX (2015). 
Section 89002 requires the Bureau to establish, within 90 days of its 
passage, a procedure by which persons and businesses may apply to have 
a geographic area designated as ``rural'' for the purposes of applying 
federal consumer protection law and certain exceptions related to areas 
so designated.
    Due to the 90-day deadline, contained in the Act, if following 
standard PRA clearance procedures, the Bureau would be unable to meet 
this statutory

[[Page 8180]]

deadline. In order to meet the statutory deadline, the Bureau plans to 
issue the enabling procedural rule by March 3, 2016. Therefore, the 
Bureau is requesting emergency processing and approval of the following 
information collection request.
    The Bureau requests OMB approval of this request by February 29, 
2016. Contemporaneously with this request for emergency processing, the 
Bureau is also initiating standard clearance procedures by publishing a 
notice in the Federal Register allowing the public 60 days to comment 
on this collection of information. Accordingly, this request will also 
be resubmitted to OMB under standard clearance procedures.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB 
approval. All comments will become a matter of public record.

    Dated: February 12, 2016.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2016-03422 Filed 2-17-16; 8:45 am]
 BILLING CODE 4810-AM-P



                                                                              Federal Register / Vol. 81, No. 32 / Thursday, February 18, 2016 / Notices                                            8179

                                                  number 1–888–282–0431; Participant                      electronic bluefin tuna documentation                 persons are invited to submit comments
                                                  Code: 9825698; and the webinar event                    system and the various other                          on or before April 18, 2016.
                                                  address is: https://noaaevents2.                        rulemakings. We also anticipate                       ADDRESSES: You may submit comments,
                                                  webex.com/noaaevents2/onstage/g.php                     discussing a survey of Atlantic HMS                   identified by the title of the information
                                                  ?MTID=ee29585c757454c5e48b292d7                         tournaments that is in development, a                 collection, OMB Control Number (see
                                                  dc2fc95f; event password: NOAA.                         request from the South Atlantic Fishery               below), and docket number (see above),
                                                     On Thursday, March 31, 2016, the                     Management Council to consider                        by any of the following methods:
                                                  conference call information is phone                    management changes regarding                             • Electronic: http://
                                                  number 1–800–593–9960; Participant                      blacknose sharks, and domestic                        www.regulations.gov. Follow the
                                                  Code: 5039500; and the webinar event                    implementation of recommendations                     instructions for submitting comments.
                                                  address is: https://noaaevents2.webex.                  from the 2015 meeting of the                             • Mail: Consumer Financial
                                                  com/noaaevents2/onstage/g.php?MTID                      International Commission for the                      Protection Bureau (Attention: PRA
                                                  =e9dc5e094b476fc2b3621dfbe73e9cd6c;                     Conservation of Atlantic Tunas. We also               Office), 1700 G Street NW., Washington,
                                                  event password: NOAA.                                   intend to invite other NMFS offices to                DC 20552.
                                                     Participants are strongly encouraged                 provide updates on their activities                      • Hand Delivery/Courier: Consumer
                                                  to log/dial in fifteen minutes prior to the             relevant to HMS fisheries such as the                 Financial Protection Bureau (Attention:
                                                  meeting. NMFS will show the                             IUU Task Force implementation and                     PRA Office), 1275 First Street NE.,
                                                  presentations via webinar and allow                     international trade, and DeepWater                    Washington, DC 20002.
                                                  public comment during identified times                  Horizon Pelagic Longline Project.                        Please note that comments submitted
                                                  on the agenda.                                             Additional information on the                      after the comment period will not be
                                                  FOR FURTHER INFORMATION CONTACT: Guy                    meeting and a copy of the draft agenda                accepted. In general, all comments will
                                                  DuBeck or Margo Schulze-Haugen at                       will be posted prior to the meeting at:               become public records, including any
                                                  (301) 427–8503.                                         http://www.nmfs.noaa.gov/sfa/hms/                     personal information provided.
                                                  SUPPLEMENTARY INFORMATION: The                          advisory_panels/hms_ap/meetings/ap_                   Sensitive personal information, such as
                                                  Magnuson-Stevens Fishery                                meetings.html.                                        account numbers or social security
                                                  Conservation and Management Act, 16                     Special Accommodations                                numbers, should not be included.
                                                  U.S.C. 1801 et seq., as amended by the                                                                        FOR FURTHER INFORMATION CONTACT:
                                                                                                            This meeting is physically accessible               Documentation prepared in support of
                                                  Sustainable Fisheries Act, Public Law
                                                                                                          to people with disabilities. Requests for             this information collection request is
                                                  104–297, provided for the establishment
                                                                                                          sign language interpretation or other                 available at www.regulations.gov.
                                                  of an AP to assist in the collection and
                                                                                                          auxiliary aids should be directed to Guy              Requests for additional information
                                                  evaluation of information relevant to the
                                                                                                          DuBeck at (301) 427–8503 at least 7                   should be directed to the Consumer
                                                  development of any Fishery
                                                                                                          days prior to the meeting.                            Financial Protection Bureau, (Attention:
                                                  Management Plan (FMP) or FMP
                                                  amendment for Atlantic HMS. NMFS                          Dated: February 11, 2016.                           PRA Office), 1700 G Street, NW.,
                                                  consults with and considers the                         Emily H. Menashes,                                    Washington, DC 20552, (202) 435–9575,
                                                  comments and views of AP members                        Acting Director, Office of Sustainable                or email: PRA@cfpb.gov. Please do not
                                                  when preparing and implementing                         Fisheries, National Marine Fisheries Service.         submit comments to this mailbox.
                                                  FMPs or FMP amendments for Atlantic                     [FR Doc. 2016–03272 Filed 2–17–16; 8:45 am]           SUPPLEMENTARY INFORMATION:
                                                  tunas, swordfish, billfish, and sharks.                 BILLING CODE 3510–22–P                                   Title of Collection: Application
                                                     The AP has previously consulted with                                                                       Process for Designation of Rural Area
                                                  NMFS on: Amendment 1 to the Billfish                                                                          under Federal Consumer Financial Law.
                                                  FMP (April 1999); the HMS FMP (April                    BUREAU OF CONSUMER FINANCIAL                             OMB Control Number: 3170–XXXX.
                                                  1999); Amendment 1 to the HMS FMP                       PROTECTION                                               Type of Review: New collection
                                                  (December 2003); the Consolidated HMS                                                                         (Request for a new OMB control
                                                  FMP (October 2006); and Amendments                      [Docket No: CFPB–2016–0007]                           number).
                                                  1, 2, 3, 4, 5a, 5b, 6, 7, 8, and 9 to the                                                                        Affected Public: Private sector (banks
                                                                                                          Agency Information Collection
                                                  2006 Consolidated HMS FMP (April and                                                                          and credit unions).
                                                                                                          Activities: Comment Request;
                                                  October 2008, February and September                                                                             Estimated Number of Respondents: 1.
                                                                                                          Emergency Processing Request
                                                  2009, May and September 2010, April                                                                              Estimated Total Annual Burden
                                                  and September 2011, March and                           AGENCY:  Bureau of Consumer Financial                 Hours: 5.
                                                  September 2012, January and September                   Protection.                                              Abstract: On December 4, 2015,
                                                  2013, April and September 2014, March                   ACTION: Notice and request for comment.               Congress passed the Helping Expand
                                                  and September 2015), among other                                                                              Lending Practices in Rural Communities
                                                  things.                                                 SUMMARY:   In accordance with the                     Act of 2015 (HELP Rural Communities
                                                     The intent of this meeting is to                     Paperwork Reduction Act of 1995                       Act or the Act) Public Law 114–94, Title
                                                  consider alternatives for the                           (PRA), the Consumer Financial                         LXXXIX (2015). Section 89002 requires
                                                  conservation and management of all                      Protection Bureau (Bureau) is proposing               the Bureau to establish, within 90 days
                                                  Atlantic tunas, swordfish, billfish, and                a new information collection titled,                  of its passage, a procedure by which
                                                  shark fisheries. We anticipate discussing               ‘‘Application Process for Designation of              persons and businesses may apply to
                                                  the upcoming Amendments 5b on dusky                     Rural Area under Federal Consumer                     have a geographic area designated as
                                                                                                          Financial Law.’’
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                                                  sharks and 10 on Essential Fish Habitat,                                                                      ‘‘rural’’ for the purposes of applying
                                                  including lemon shark aggregations off                  DATES: An emergency review has been                   federal consumer protection law and
                                                  southeast Florida; reviewing                            requested in accordance with the PRA                  certain exceptions related to areas so
                                                  implementation of Final Amendment 9                     (44 U.S.C. Chapter 3507(j)). Approval by              designated.
                                                  on smoothhound sharks and Final                         the Office of Management and Budget                      Due to the 90-day deadline, contained
                                                  Amendment 7 on bluefin tuna                             (OMB) has been requested by February                  in the Act, if following standard PRA
                                                  management; and progress updates on                     29, 2016. A standard PRA clearance                    clearance procedures, the Bureau would
                                                  the final rule to implement the                         process is also beginning. Interested                 be unable to meet this statutory


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                                                  8180                        Federal Register / Vol. 81, No. 32 / Thursday, February 18, 2016 / Notices

                                                  deadline. In order to meet the statutory                Originator Compensation Amendment                     shopping and informed credit decision
                                                  deadline, the Bureau plans to issue the                 (Regulation Z).’’                                     making by requiring accurate disclosure
                                                  enabling procedural rule by March 3,                    DATES: Written comments are                           of the costs and terms of credit to
                                                  2016. Therefore, the Bureau is                          encouraged and must be received on or                 consumers. The Dodd-Frank Act then
                                                  requesting emergency processing and                     before March 21, 2016 to be assured of                amended TILA to include, among other
                                                  approval of the following information                   consideration.                                        things, provisions about the
                                                  collection request.                                     ADDRESSES: You may submit comments,                   qualifications and compensation of
                                                     The Bureau requests OMB approval of                  identified by the title of the information            mortgage loan officers, in order to
                                                  this request by February 29, 2016.                      collection, OMB Control Number (see                   ensure consumers are getting a fair deal
                                                  Contemporaneously with this request                     below), and docket number (see above),                on their loans.
                                                  for emergency processing, the Bureau is                 by any of the following methods:                         Request for Comments: The Bureau
                                                  also initiating standard clearance                         • Electronic: http://                              issued a 60-day Federal Register notice
                                                  procedures by publishing a notice in the                www.regulations.gov. Follow the                       on December 9, 2015 (80 FR 76459).
                                                  Federal Register allowing the public 60                 instructions for submitting comments.                 Comments were solicited and continue
                                                  days to comment on this collection of                      • OMB: Office of Management and                    to be invited on: (a) Whether the
                                                  information. Accordingly, this request                  Budget, New Executive Office Building,                collection of information is necessary
                                                  will also be resubmitted to OMB under                   Room 10235, Washington, DC 20503 or                   for the proper performance of the
                                                  standard clearance procedures.                          fax to (202) 395–5806. Mailed or faxed                functions of the Bureau, including
                                                     Request for Comments: Comments are                   comments to OMB should be to the                      whether the information will have
                                                  invited on: (a) Whether the collection of               attention of the OMB Desk Officer for                 practical utility; (b) The accuracy of the
                                                  information is necessary for the proper                 the Bureau of Consumer Financial                      Bureau’s estimate of the burden of the
                                                  performance of the functions of the                     Protection.                                           collection of information, including the
                                                  Bureau, including whether the                              Please note that comments submitted                validity of the methods and the
                                                  information will have practical utility;                after the comment period will not be                  assumptions used; (c) Ways to enhance
                                                  (b) The accuracy of the Bureau’s                        accepted. In general, all comments                    the quality, utility, and clarity of the
                                                  estimate of the burden of the collection                received will become public records,
                                                  of information, including the validity of                                                                     information to be collected; and (d)
                                                                                                          including any personal information                    Ways to minimize the burden of the
                                                  the methods and the assumptions used;                   provided. Sensitive personal
                                                  (c) Ways to enhance the quality, utility,                                                                     collection of information on
                                                                                                          information, such as account numbers                  respondents, including through the use
                                                  and clarity of the information to be                    or social security numbers, should not
                                                  collected; and (d) Ways to minimize the                                                                       of automated collection techniques or
                                                                                                          be included.                                          other forms of information technology.
                                                  burden of the collection of information                 FOR FURTHER INFORMATION CONTACT:
                                                  on respondents, including through the                                                                         Comments submitted in response to this
                                                                                                          Documentation prepared in support of                  notice will be summarized and/or
                                                  use of automated collection techniques                  this information collection request is
                                                  or other forms of information                                                                                 included in the request for OMB
                                                                                                          available at www.reginfo.gov (this link               approval. All comments will become a
                                                  technology. Comments submitted in                       active on the day following publication
                                                  response to this notice will be                                                                               matter of public record.
                                                                                                          of this notice). Select ‘‘Information
                                                  summarized and/or included in the                       Collection Review,’’ under ‘‘Currently                  Dated: February 11, 2016.
                                                  request for OMB approval. All                           under review, use the dropdown menu                   Darrin A. King,
                                                  comments will become a matter of                        ‘‘Select Agency’’ and select ‘‘Consumer               Paperwork Reduction Act Officer, Bureau of
                                                  public record.                                          Financial Protection Bureau’’ (recent                 Consumer Financial Protection.
                                                    Dated: February 12, 2016.                             submissions to OMB will be at the top                 [FR Doc. 2016–03424 Filed 2–17–16; 8:45 am]
                                                  Darrin A. King,                                         of the list). The same documentation is               BILLING CODE 4810–AM–P
                                                  Paperwork Reduction Act Officer, Bureau of              also available at http://
                                                  Consumer Financial Protection.                          www.regulations.gov. Requests for
                                                  [FR Doc. 2016–03422 Filed 2–17–16; 8:45 am]             additional information should be
                                                  BILLING CODE 4810–AM–P                                  directed to the Consumer Financial                    DEPARTMENT OF DEFENSE
                                                                                                          Protection Bureau, (Attention: PRA
                                                                                                          Office), 1700 G Street NW., Washington,               Office of the Secretary
                                                  BUREAU OF CONSUMER FINANCIAL                            DC 20552, (202) 435–9575, or email:
                                                  PROTECTION                                              PRA@cfpb.gov. Please do not submit                    [Docket ID: DoD–2015–OS–0090]
                                                                                                          comments to this email box.
                                                  [Docket No: CFPB–2016–0006]
                                                                                                          SUPPLEMENTARY INFORMATION:                            Defense Personal Property Program
                                                  Agency Information Collection                              Title of Collection: Loan Originator               (DP3)
                                                  Activities: Submission for OMB                          Compensation Amendment (Regulation
                                                  Review; Comment Request                                 Z).                                                         United States Transportation
                                                                                                                                                                AGENCY:
                                                                                                             OMB Control Number: 3170–0031.                     Command (USTRANSCOM), DoD.
                                                  AGENCY:  Bureau of Consumer Financial                      Type of Review: Extension without
                                                  Protection.                                             change of a currently approved                        ACTION:   Notice.
                                                  ACTION: Notice and request for comment.                 collection.
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                                                                                                             Affected Public: Private sector.                   SUMMARY:  The DoD is not proceeding
                                                  SUMMARY:  In accordance with the                           Estimated Number of Respondents:                   with the proposed Defense Personal
                                                  Paperwork Reduction Act of 1995                         8,254.                                                Property Program (DP3) Household
                                                  (PRA), the Consumer Financial                              Estimated Total Annual Burden                      Goods Channeling Pilot Test, as set forth
                                                  Protection Bureau (Bureau) is requesting                Hours: 94,635.                                        in the September 8, 2015 notice (80 FR
                                                  to renew the Office of Management and                      Abstract: The Truth in Lending Act                 53786). We appreciate all inputs made
                                                  Budget (OMB) approval for an existing                   (TILA), 15 U.S.C. 1601 et seq., was                   toward providing the information
                                                  information collection, titled, ‘‘Loan                  enacted to foster comparison credit                   necessary to reach this conclusion.


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Document Created: 2016-02-18 07:46:41
Document Modified: 2016-02-18 07:46:41
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesAn emergency review has been requested in accordance with the PRA (44 U.S.C. Chapter 3507(j)). Approval by the Office of Management and Budget (OMB) has been requested by February 29, 2016. A standard PRA clearance process is also beginning. Interested persons are invited to submit comments on or before April 18, 2016.
ContactDocumentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street, NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this mailbox.
FR Citation81 FR 8179 

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