81_FR_86226 81 FR 85997 - 60-Day Notice of Proposed Information Collection: FHA Single Family Model Mortgage Documents

81 FR 85997 - 60-Day Notice of Proposed Information Collection: FHA Single Family Model Mortgage Documents

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

Federal Register Volume 81, Issue 229 (November 29, 2016)

Page Range85997-85999
FR Document2016-28756

This notice corrects the document HUD published at 81 FR 84608, November 23, 2016. HUD is amending both paragraphs on page 4. HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comment from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 60 days of public comment.

Federal Register, Volume 81 Issue 229 (Tuesday, November 29, 2016)
[Federal Register Volume 81, Number 229 (Tuesday, November 29, 2016)]
[Notices]
[Pages 85997-85999]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2016-28756]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5913-C-34]


60-Day Notice of Proposed Information Collection: FHA Single 
Family Model Mortgage Documents

AGENCY: Office of the Assistant Secretary for Housing--Federal Housing 
Commissioner, HUD.

ACTION: Correction; notice.

-----------------------------------------------------------------------

SUMMARY: This notice corrects the document HUD published at 81 FR 
84608, November 23, 2016. HUD is amending both paragraphs on page 4. 
HUD is seeking approval from the Office of Management and Budget (OMB) 
for the information collection described below. In accordance with the 
Paperwork Reduction Act, HUD is requesting comment from all interested 
parties on the proposed collection of information. The purpose of this 
notice is to allow for 60 days of public comment.

DATES: Comments Due Date: January 30, 2017.

ADDRESSES: Interested persons are invited to submit comments regarding 
this proposal. Comments should refer to the proposal by name and/or OMB 
Control Number and should be sent to: Colette Pollard, Reports 
Management Officer, QDAM, Department of Housing and Urban Development, 
451 7th Street SW., Room 4176, Washington, DC 20410-5000; telephone 
202-402-3400 (this is not a toll-free number) or email at 
[email protected] for a copy of the proposed forms or other 
available information. Persons with hearing or speech impairments may 
access this number through TTY by calling the toll-free Federal Relay 
Service at (800) 877-8339.

FOR FURTHER INFORMATION CONTACT: Kevin Stevens, 451 7th Street SW., 
Washington, DC 20410; email [email protected]; or telephone 202-
402-2673. This is not a toll-free number. Persons with hearing or 
speech impairments may access this number through TTY by calling the 
toll-free Federal Relay Service at (800) 877-8339.

SUPPLEMENTARY INFORMATION: This notice informs the public that HUD is 
seeking approval from OMB for the information collection described in 
Section A.

A. Overview of Information Collection

    Title of Information Collection: FHA Single Family Model Mortgage 
Documents.
    OMB Approval Number: 2502--New.
    Type of Request: Approval of a new collection of information.
    Form Number: N/A.
    Description of the need for the information and proposed use:
    This notice advises of FHA's review and proposed revisions to the 
Single Family Model Forward Mortgage document. Similar to FHA's review 
of its multifamily mortgage transactional documents, healthcare 
facilities transactional documents, and hospital transactional 
documents, FHA is reviewing its Single Family mortgage transactional 
documents to determine where revisions and updates may be needed. This 
notice presents one document that FHA has identified for

[[Page 85998]]

review and update, and additional documents may be the subject of 
future notices for comment.

Proposed Changes to the Model Forward Mortgage Document

    The following describes the changes proposed to be made to the 
Single Family Model Forward Mortgage document, which can be found, with 
the proposed changes to the document's terms highlighted, at HUD's Web 
site at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/SFH_policy_drafts.

Forward Mortgage

    The majority of the proposed changes are conforming or technical in 
nature (e.g., correction of internal references and typographical 
errors). Included in this category is the proposed change to Section 
19. As provided in FHA's Instructions for Model Mortgages (located at 
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/model_documents) the FHA Model Forward Mortgage document is based 
largely on the Federal Home Loan Mortgage Corporation and Federal 
National Mortgage Association (the ``Government Sponsored Enterprises'' 
or ``GSEs'') security instrument covenants, with certain FHA-specific 
revisions. When incorporating the GSE covenants into the Model Forward 
Mortgage document, the second paragraph of Section 19 was 
unintentionally omitted, but reference to that paragraph was retained 
in the section heading, resulting in an apparent internal discrepancy 
in the Model Forward Mortgage. Because the omission of this paragraph 
was not identified as an FHA-Specific Modification (as that term is 
used in the Instructions for Model Mortgages), mortgagees have been 
free to adopt the analogous GSE covenant provision to resolve this 
discrepancy. Therefore, although the proposed change to Section 19 
appear substantive, it should bring the Model Forward Mortgage into 
closer conformity with current FHA-insured mortgages and industry 
standard.
    In addition to these technical changes, FHA is proposing one set of 
substantive changes to the Model Forward Mortgage, reflected in the 
judicial and non-judicial versions of Section 22 (hereinafter 
``Sections 22'') and Section 20. Prior to the September, 2014 
publication of the current Model Forward Mortgage, the former Model 
Forward Mortgage contained the following provision: ``[i]n many 
circumstances regulations issued by the Secretary will limit Lender 
rights, in the case of payment defaults, to require immediate payment 
in full and foreclose if not paid. This Security Instrument does not 
authorize acceleration or foreclosure if not permitted by regulations 
of the Secretary.'' (hereinafter ``Paragraph 9(d)''). Because Paragraph 
9(d) is not necessarily entailed by FHA regulatory or statutory 
authority, its omission was a natural consequence of the adoption of 
the GSE security instrument covenants. Mortgagees are obliged to 
fulfill their contractual and regulatory obligations to the Department, 
including commencing foreclosure upon satisfaction of certain 
regulatory preconditions, regardless of whether certain of those 
obligations are recited in or incorporated by reference into a separate 
mortgage contract with a borrower.
    Since publication of the current FHA Model Forward Mortgage, 
however, FHA has been informed that Paragraph 9(d) has been viewed by 
borrowers as providing certain defenses to foreclosure actions, and 
has, on occasion, been successfully used to assert such defenses under 
circumstances where mortgagees allegedly fail to satisfy certain 
preconditions to foreclosure reflected in the Department's regulations. 
The Department's regulations form the contract of mortgage insurance 
between FHA and the mortgagee, which has always been regarded as 
separate and distinct from the private mortgage contract between 
mortgagee and borrower. However, the Department also acknowledges the 
incidental benefits of incentivizing mortgagee compliance with FHA 
requirements by incorporation of a similar, separate contractual right 
in the private mortgage contract between the mortgagee and borrower. 
The reintroduction of language in the proposed change to Sections 22 
similar to that contained in the previous Paragraph 9(d) may serve to 
again further this goal.
    The Department is also proposing a revision to Section 20, which 
generally provides that the borrower is not a third-party beneficiary 
to the contract of mortgage insurance between the lender and FHA. 
Legally, FHA borrowers have never been deemed third-party beneficiaries 
of the mortgage insurance contract between FHA and the mortgagee, and 
therefore, have had no authority to enforce any provisions thereof. 
However, as reflected in the proposed changes to Sections 22, the 
borrower and lender will enjoy contractual rights and obligations under 
the private mortgage contract that happen to mirror elements of the 
mortgage insurance contract because they both separately rely on HUD's 
regulations. By asserting rights under the private mortgage contract, 
even those that incorporate elements of the regulations forming the 
mortgage insurance contract, borrowers would not be enforcing the 
contract of mortgage insurance and FHA regulations as such, but rather 
enforcing the private contractual terms incorporated into the mortgage 
contract that mirror those regulations.
    While aiming to clearly delineate the lines between the private 
mortgage contract and the contract of mortgage insurance through the 
language contained in Section 20, the Department does not wish to cause 
any confusion concerning the borrower's ability to enforce his or her 
rights that have been granted through the incorporation of certain 
regulatory provisions. Therefore, for clarity, the Department is 
proposing a revision to Section 20 that eliminates any confusion 
regarding the borrower's ability to assert rights under the private 
mortgage contract with the mortgagee as provided in the proposed 
changes to Section 22. The proposed revision to Section 20 does not 
jeopardize the settled fact that borrowers are not third-party 
beneficiaries of the mortgage insurance contract and do not have the 
authority to enforce any provisions thereof. This is a consequence of 
well-established legal principals governing contractual relationships 
and privity, which will remain unchanged notwithstanding the proposed 
revision. HUD expects, therefore, that the proposed change renders 
Section 20 more apparently consistent with the proposed changes to 
Sections 22, but does not intend to create third-party rights under the 
mortgage insurance contract.
    The following information regarding respondents and number of 
responses is based on information related to the actual legal mortgage 
document, not the model mortgage document.
    Affected Respondents: Businesses or other for-profit.
    Estimated Number of Respondents: 2,535.
    Estimated Number of Responses: 164,447.
    Frequency of Response: On Occasion.
    Average Hours per Response: .05.
    Total Estimated Burdens: 822 hours.

B. Solicitation of Public Comment

    This notice is soliciting comments from members of the public and 
affected parties concerning the collection of information described in 
Section A on the following:
    (1) Whether the proposed collection of information is necessary for 
the

[[Page 85999]]

proper performance of the functions of the agency, including whether 
the information will have practical utility;
    (2) The accuracy of the agency's estimate of the burden of the 
proposed collection of information;
    (3) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and
    (4) Ways to minimize the burden of the collection of information on 
those who are to respond; including through the use of appropriate 
automated collection techniques or other forms of information 
technology, e.g., permitting electronic submission of responses.
    HUD encourages interested parties to submit comment in response to 
these questions.

    Authority:  Section 3507 of the Paperwork Reduction Act of 1995, 
44 U.S.C. Chapter 35.

    Dated: November 23, 2016.
Janet M. Golrick,
Associate General Deputy Assistant, Secretary for Housing Associate 
Deputy Federal Housing Commissioner.
[FR Doc. 2016-28756 Filed 11-28-16; 8:45 am]
 BILLING CODE 4210-67-P



                                                                               Federal Register / Vol. 81, No. 229 / Tuesday, November 29, 2016 / Notices                                          85997

                                                    II. Proposed Method of Determining                      percent of AMI, due to the higher                     HUD is seeking approval from the Office
                                                    Income Limit                                            housing costs in this MSA.                            of Management and Budget (OMB) for
                                                       HUD calculates low-, very low-, and                     HUD’s income limits were developed                 the information collection described
                                                    extremely low-income limits for the                     by HUD’s Office of Policy Development                 below. In accordance with the
                                                    public housing program. These income                    and Research, and are updated                         Paperwork Reduction Act, HUD is
                                                    limits are used for assessing program                   annually. Information about HUD’s                     requesting comment from all interested
                                                    eligibility. Very low-income (VLI) limits               income limits and HUD’s methodology                   parties on the proposed collection of
                                                    are preliminarily calculated as 50                      for adjusting income limits as part of the            information. The purpose of this notice
                                                    percent of the estimated area median                    income limit calculation can be found                 is to allow for 60 days of public
                                                    family income. VLI limits include                       at: https://www.huduser.gov//datasets/                comment.
                                                    several adjustments to align the income                 il/il16/index_il2016.html.                            DATES: Comments Due Date: January 30,
                                                    limits with program requirements                        III. Request for Comments                             2017.
                                                    including:                                                 HUD is seeking comments on the                     ADDRESSES: Interested persons are
                                                       1. High Housing Cost Adjustment. The                 methodology described above.                          invited to submit comments regarding
                                                    4-Person VLI limit is increased if it                   Specifically, HUD seeks comments on                   this proposal. Comments should refer to
                                                    would otherwise be less than the                        the following questions:                              the proposal by name and/or OMB
                                                    amount at which 35 percent of it equals                    1. Does the methodology adequately                 Control Number and should be sent to:
                                                    85 percent of the annualized two-                       consider local housing costs and make                 Colette Pollard, Reports Management
                                                    bedroom Section 8 40th percentile FMR                   appropriate adjustments for higher                    Officer, QDAM, Department of Housing
                                                    (this adjusts income limits upward for                  housing costs?                                        and Urban Development, 451 7th Street
                                                    areas where rental housing costs are                       2. What other factors should HUD                   SW., Room 4176, Washington, DC
                                                    unusually high in relation to median                    consider when determining whether to                  20410–5000; telephone 202–402–3400
                                                    income).                                                make adjustments to the income limit?                 (this is not a toll-free number) or email
                                                       2. Low Housing Cost Adjustment. If                   Please provide specific examples of                   at Colette.Pollard@hud.gov for a copy of
                                                    the 4-person VLI limit exceeds 80                       circumstances that are not captured in                the proposed forms or other available
                                                    percent of the U.S. median family                       HUD’s proposed methodology.                           information. Persons with hearing or
                                                    income, and the two bedroom 40th                                                                              speech impairments may access this
                                                    percentile FMR is affordable (less than                 IV. Environmental Impact Certification                number through TTY by calling the toll-
                                                    or equal to 30 percent of the preliminary                  This notice does not direct, provide               free Federal Relay Service at (800) 877–
                                                    VLI limit), the VLI limit will be reduced               for assistance or loan and mortgage                   8339.
                                                    to the greater of 80 percent of U.S.                    insurance for, or otherwise govern or                 FOR FURTHER INFORMATION CONTACT:
                                                    median family income or the amount at                   regulate real property acquisition,                   Kevin Stevens, 451 7th Street SW.,
                                                    which 30 percent of it equals the two-                  disposition, leasing, rehabilitation,                 Washington, DC 20410; email
                                                    bedroom 40th percentile FMR. This                       alteration, demolition, or new                        KevinL.Stevens@hud.gov; or telephone
                                                    adjusts income limits downward for                      construction; or establish, revise, or                202–402–2673. This is not a toll-free
                                                    areas of unusually high median family                   provide for standards for construction or             number. Persons with hearing or speech
                                                    incomes.                                                construction materials, manufactured                  impairments may access this number
                                                       3. State Non-Metro Median Family                     housing, or occupancy. Accordingly,                   through TTY by calling the toll-free
                                                    Income Adjustment. The 4-person VLI                     under 24 CFR 50.19(c)(1), this notice is              Federal Relay Service at (800) 877–8339.
                                                    limit is also adjusted if it would                      categorically excluded from                           SUPPLEMENTARY INFORMATION: This
                                                    otherwise be lower than 50 percent of                   environmental review under the                        notice informs the public that HUD is
                                                    the State non-metro median family                       National Environmental Policy Act of                  seeking approval from OMB for the
                                                    income; and                                             1969 (42 U.S.C. 4321).                                information collection described in
                                                       4. Ceilings and Floors for Changes. In                 Dated: November 17, 2016.                           Section A.
                                                    lieu of holding income limits harmless,
                                                                                                            Jemine Bryon,
                                                    HUD does not allow income limits to                                                                           A. Overview of Information Collection
                                                                                                            General Deputy Assistant, Secretary for Public
                                                    decrease or increase more than 5                                                                                 Title of Information Collection: FHA
                                                                                                            and Indian Housing.
                                                    percent. The VLI limits are calculated                                                                        Single Family Model Mortgage
                                                                                                            [FR Doc. 2016–28593 Filed 11–28–16; 8:45 am]
                                                    for every FMR area, so there may be                                                                           Documents.
                                                                                                            BILLING CODE 4210–67–P
                                                    subareas for metropolitan statistical                                                                            OMB Approval Number: 2502—New.
                                                    areas (MSAs).                                                                                                    Type of Request: Approval of a new
                                                       For the purpose of determining the                                                                         collection of information.
                                                                                                            DEPARTMENT OF HOUSING AND
                                                    income limit, including any                                                                                      Form Number: N/A.
                                                                                                            URBAN DEVELOPMENT
                                                    adjustments, HUD will use the VLI limit                                                                          Description of the need for the
                                                    as the basis of the 120 percent income                  [Docket No. FR–5913–C–34]                             information and proposed use:
                                                    limit (by multiplying the VLI limit by a                                                                         This notice advises of FHA’s review
                                                    factor of 2.4). For those areas without an              60-Day Notice of Proposed Information                 and proposed revisions to the Single
                                                    adjustment, the result is an income limit               Collection: FHA Single Family Model                   Family Model Forward Mortgage
                                                    of 120 percent of AMI. For areas where                  Mortgage Documents                                    document. Similar to FHA’s review of
                                                    HUD has made an adjustment to the VLI                                                                         its multifamily mortgage transactional
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                                                                                                            AGENCY:  Office of the Assistant
                                                    limit, the result of the multiplier will be             Secretary for Housing—Federal Housing                 documents, healthcare facilities
                                                    higher or lower than 120 percent of                     Commissioner, HUD.                                    transactional documents, and hospital
                                                    AMI, depending on the adjustments                       ACTION: Correction; notice.                           transactional documents, FHA is
                                                    made. For example, for the Los Angeles                                                                        reviewing its Single Family mortgage
                                                    MSA, HUD’s income limit methodology                     SUMMARY: This notice corrects the                     transactional documents to determine
                                                    results in a high housing cost                          document HUD published at 81 FR                       where revisions and updates may be
                                                    adjustment, therefore, the income limit                 84608, November 23, 2016. HUD is                      needed. This notice presents one
                                                    for families residing in this area is 167               amending both paragraphs on page 4.                   document that FHA has identified for


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                                                    85998                      Federal Register / Vol. 81, No. 229 / Tuesday, November 29, 2016 / Notices

                                                    review and update, and additional                       case of payment defaults, to require                  they both separately rely on HUD’s
                                                    documents may be the subject of future                  immediate payment in full and foreclose               regulations. By asserting rights under
                                                    notices for comment.                                    if not paid. This Security Instrument                 the private mortgage contract, even
                                                                                                            does not authorize acceleration or                    those that incorporate elements of the
                                                    Proposed Changes to the Model
                                                                                                            foreclosure if not permitted by                       regulations forming the mortgage
                                                    Forward Mortgage Document
                                                                                                            regulations of the Secretary.’’                       insurance contract, borrowers would not
                                                      The following describes the changes                   (hereinafter ‘‘Paragraph 9(d)’’). Because             be enforcing the contract of mortgage
                                                    proposed to be made to the Single                       Paragraph 9(d) is not necessarily                     insurance and FHA regulations as such,
                                                    Family Model Forward Mortgage                           entailed by FHA regulatory or statutory               but rather enforcing the private
                                                    document, which can be found, with the                  authority, its omission was a natural                 contractual terms incorporated into the
                                                    proposed changes to the document’s                      consequence of the adoption of the GSE                mortgage contract that mirror those
                                                    terms highlighted, at HUD’s Web site at                 security instrument covenants.                        regulations.
                                                    http://portal.hud.gov/hudportal/                        Mortgagees are obliged to fulfill their                  While aiming to clearly delineate the
                                                    HUD?src=/program_offices/housing/sfh/                   contractual and regulatory obligations to             lines between the private mortgage
                                                    SFH_policy_drafts.                                      the Department, including commencing                  contract and the contract of mortgage
                                                    Forward Mortgage                                        foreclosure upon satisfaction of certain              insurance through the language
                                                                                                            regulatory preconditions, regardless of               contained in Section 20, the Department
                                                       The majority of the proposed changes                 whether certain of those obligations are              does not wish to cause any confusion
                                                    are conforming or technical in nature                   recited in or incorporated by reference               concerning the borrower’s ability to
                                                    (e.g., correction of internal references                into a separate mortgage contract with a              enforce his or her rights that have been
                                                    and typographical errors). Included in                  borrower.                                             granted through the incorporation of
                                                    this category is the proposed change to                    Since publication of the current FHA               certain regulatory provisions. Therefore,
                                                    Section 19. As provided in FHA’s                        Model Forward Mortgage, however,                      for clarity, the Department is proposing
                                                    Instructions for Model Mortgages                        FHA has been informed that Paragraph                  a revision to Section 20 that eliminates
                                                    (located at http://portal.hud.gov/                      9(d) has been viewed by borrowers as                  any confusion regarding the borrower’s
                                                    hudportal/HUD?src=/program_offices/                     providing certain defenses to                         ability to assert rights under the private
                                                    housing/sfh/model_documents) the                        foreclosure actions, and has, on                      mortgage contract with the mortgagee as
                                                    FHA Model Forward Mortgage                              occasion, been successfully used to                   provided in the proposed changes to
                                                    document is based largely on the                        assert such defenses under
                                                    Federal Home Loan Mortgage                                                                                    Section 22. The proposed revision to
                                                                                                            circumstances where mortgagees                        Section 20 does not jeopardize the
                                                    Corporation and Federal National                        allegedly fail to satisfy certain
                                                    Mortgage Association (the ‘‘Government                                                                        settled fact that borrowers are not third-
                                                                                                            preconditions to foreclosure reflected in             party beneficiaries of the mortgage
                                                    Sponsored Enterprises’’ or ‘‘GSEs’’)                    the Department’s regulations. The
                                                    security instrument covenants, with                                                                           insurance contract and do not have the
                                                                                                            Department’s regulations form the                     authority to enforce any provisions
                                                    certain FHA-specific revisions. When                    contract of mortgage insurance between
                                                    incorporating the GSE covenants into                                                                          thereof. This is a consequence of well-
                                                                                                            FHA and the mortgagee, which has                      established legal principals governing
                                                    the Model Forward Mortgage document,                    always been regarded as separate and
                                                    the second paragraph of Section 19 was                                                                        contractual relationships and privity,
                                                                                                            distinct from the private mortgage                    which will remain unchanged
                                                    unintentionally omitted, but reference                  contract between mortgagee and
                                                    to that paragraph was retained in the                                                                         notwithstanding the proposed revision.
                                                                                                            borrower. However, the Department also                HUD expects, therefore, that the
                                                    section heading, resulting in an                        acknowledges the incidental benefits of
                                                    apparent internal discrepancy in the                                                                          proposed change renders Section 20
                                                                                                            incentivizing mortgagee compliance                    more apparently consistent with the
                                                    Model Forward Mortgage. Because the                     with FHA requirements by
                                                    omission of this paragraph was not                                                                            proposed changes to Sections 22, but
                                                                                                            incorporation of a similar, separate                  does not intend to create third-party
                                                    identified as an FHA-Specific                           contractual right in the private mortgage
                                                    Modification (as that term is used in the                                                                     rights under the mortgage insurance
                                                                                                            contract between the mortgagee and                    contract.
                                                    Instructions for Model Mortgages),                      borrower. The reintroduction of
                                                    mortgagees have been free to adopt the                                                                           The following information regarding
                                                                                                            language in the proposed change to                    respondents and number of responses is
                                                    analogous GSE covenant provision to                     Sections 22 similar to that contained in
                                                    resolve this discrepancy. Therefore,                                                                          based on information related to the
                                                                                                            the previous Paragraph 9(d) may serve                 actual legal mortgage document, not the
                                                    although the proposed change to                         to again further this goal.
                                                    Section 19 appear substantive, it should                                                                      model mortgage document.
                                                                                                               The Department is also proposing a                    Affected Respondents: Businesses or
                                                    bring the Model Forward Mortgage into                   revision to Section 20, which generally               other for-profit.
                                                    closer conformity with current FHA-                     provides that the borrower is not a                      Estimated Number of Respondents:
                                                    insured mortgages and industry                          third-party beneficiary to the contract of            2,535.
                                                    standard.                                               mortgage insurance between the lender                    Estimated Number of Responses:
                                                       In addition to these technical changes,              and FHA. Legally, FHA borrowers have                  164,447.
                                                    FHA is proposing one set of substantive                 never been deemed third-party                            Frequency of Response: On Occasion.
                                                    changes to the Model Forward                            beneficiaries of the mortgage insurance                  Average Hours per Response: .05.
                                                    Mortgage, reflected in the judicial and                 contract between FHA and the                             Total Estimated Burdens: 822 hours.
                                                    non-judicial versions of Section 22                     mortgagee, and therefore, have had no
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    (hereinafter ‘‘Sections 22’’) and Section               authority to enforce any provisions                   B. Solicitation of Public Comment
                                                    20. Prior to the September, 2014                        thereof. However, as reflected in the                    This notice is soliciting comments
                                                    publication of the current Model                        proposed changes to Sections 22, the                  from members of the public and affected
                                                    Forward Mortgage, the former Model                      borrower and lender will enjoy                        parties concerning the collection of
                                                    Forward Mortgage contained the                          contractual rights and obligations under              information described in Section A on
                                                    following provision: ‘‘[i]n many                        the private mortgage contract that                    the following:
                                                    circumstances regulations issued by the                 happen to mirror elements of the                         (1) Whether the proposed collection
                                                    Secretary will limit Lender rights, in the              mortgage insurance contract because                   of information is necessary for the


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                                                                                         Federal Register / Vol. 81, No. 229 / Tuesday, November 29, 2016 / Notices                                                                   85999

                                                    proper performance of the functions of                                     ACTION:       Notice; request for comments.                     collaborated with, or would like to
                                                    the agency, including whether the                                                                                                          collaborate with; their organizational
                                                    information will have practical utility;                                   SUMMARY:   We (U.S. Fish and Wildlife
                                                                                                                                                                                               type, size, and location; and where in
                                                      (2) The accuracy of the agency’s                                         Service) will ask the Office of
                                                                                                                                                                                               the U.S. Pacific Northwest region they
                                                    estimate of the burden of the proposed                                     Management and Budget (OMB) to
                                                                                                                               approve the information collection (IC)                         operate. The survey results will provide
                                                    collection of information;                                                                                                                 information about where, how, and with
                                                      (3) Ways to enhance the quality,                                         described below. As required by the
                                                                                                                               Paperwork Reduction Act of 1995 and                             whom organizations working on coastal
                                                    utility, and clarity of the information to
                                                                                                                               as part of our continuing efforts to                            ecosystem issues focus their efforts, and
                                                    be collected; and
                                                      (4) Ways to minimize the burden of                                       reduce paperwork and respondent                                 will be used to facilitate opportunities
                                                    the collection of information on those                                     burden, we invite the general public and                        for improved coordination and
                                                    who are to respond; including through                                      other Federal agencies to take this                             collaboration to enhance the collective
                                                    the use of appropriate automated                                           opportunity to comment on this IC. We                           impact of organizations working to
                                                    collection techniques or other forms of                                    may not conduct or sponsor and a                                protect and restore the health of U.S.
                                                    information technology, e.g., permitting                                   person is not required to respond to a                          Pacific Northwest coastal watersheds,
                                                    electronic submission of responses.                                        collection of information unless it                             estuaries, and associated ecosystems,
                                                      HUD encourages interested parties to                                     displays a currently valid OMB control                          and the communities that value, use,
                                                    submit comment in response to these                                        number.                                                         and depend on these resources.
                                                    questions.                                                                 DATES: To ensure that we are able to
                                                                                                                               consider your comments on this IC, we                           II. Data
                                                      Authority: Section 3507 of the Paperwork
                                                    Reduction Act of 1995, 44 U.S.C. Chapter 35.                               must receive them by January 30, 2017.                            OMB Control Number: 1018–None.
                                                      Dated: November 23, 2016.                                                ADDRESSES: Send your comments on the
                                                                                                                               IC to the Information Collection                                  Title: Pacific Northwest Coastal
                                                    Janet M. Golrick,                                                                                                                          Landscape Conservation Design Social
                                                                                                                               Clearance Officer, U.S. Fish and
                                                    Associate General Deputy Assistant, Secretary                                                                                              Network Survey.
                                                    for Housing Associate Deputy Federal                                       Wildlife Service, MS BPHC, 5275
                                                    Housing Commissioner.                                                      Leesburg Pike, Falls Church, VA 22041–                            Service Form Number: None.
                                                    [FR Doc. 2016–28756 Filed 11–28–16; 8:45 am]
                                                                                                                               3803 (mail); or tina_campbell@fws.gov                             Type of Request: New.
                                                                                                                               (email). Please include ‘‘1018–PNW’’ in
                                                    BILLING CODE 4210–67–P
                                                                                                                               the subject line of your comments.                                Description of Respondents:
                                                                                                                               FOR FURTHER INFORMATION CONTACT: To
                                                                                                                                                                                               Businesses, nongovernmental
                                                                                                                               request additional information about                            organizations, local and county
                                                    DEPARTMENT OF THE INTERIOR                                                                                                                 governments, State and tribal
                                                                                                                               this IC, contact Tina Campbell at tina_
                                                                                                                               campbell@fws.gov (email) or 703–358–                            governments, Federal agencies, and
                                                    Fish and Wildlife Service
                                                                                                                               2676 (telephone).                                               educational institutions.
                                                    [FWS–R1–SA–2016–N206; FF01SNPLC0–
                                                                                                                               SUPPLEMENTARY INFORMATION:                                        Respondent’s Obligation: Voluntary.
                                                    FXSC141001NPLC0–178]
                                                                                                                               I. Abstract                                                       Frequency of Collection: On occasion.
                                                    Proposed Information Collection;
                                                    Pacific Northwest Coastal Landscape                                           We will collect information on
                                                    Conservation Design Social Network                                         organizations’ approaches to landscape
                                                                                                                               scale conservation; their capacities,
                                                    Survey
                                                                                                                               priorities, strategies, and approaches to
                                                    AGENCY:        Fish and Wildlife Service,                                  collaboration; what other organizations
                                                    Interior.                                                                  they have sought advice from,

                                                                                                                                                                                                                 Completion
                                                                                                                                                                             Number of        Number of            time per      Total annual
                                                                                                         Activity                                                           respondents       responses           response       burden hours
                                                                                                                                                                                                                  (minutes)

                                                    Survey ..............................................................................................................             200               180                30                 90

                                                          Totals ........................................................................................................             200               180                30                 90



                                                      Estimated Annual Nonhour Burden                                            • Ways to minimize the burden of the                          While you can ask us in your comment
                                                    Cost: None.                                                                collection of information on                                    to withhold your personal identifying
                                                    III. Comments                                                              respondents.                                                    information from public review, we
                                                                                                                                 Comments that you submit in                                   cannot guarantee that we will be able to
                                                       We invite comments concerning this                                                                                                      do so.
                                                    information collection on:                                                 response to this notice are a matter of
                                                       • Whether or not the collection of                                      public record. We will include or                                 Dated: November 22, 2016.
                                                                                                                               summarize each comment in our request
asabaliauskas on DSK3SPTVN1PROD with NOTICES




                                                    information is necessary, including                                                                                                        Tina A. Campbell,
                                                    whether or not the information will                                        to OMB to approve this IC. Before
                                                                                                                                                                                               Chief, Division of Policy, Performance, and
                                                    have practical utility;                                                    including your address, phone number,                           Management Programs, U.S. Fish and Wildlife
                                                       • The accuracy of our estimate of the                                   email address, or other personal                                Service.
                                                    burden for this collection of                                              identifying information in your                                 [FR Doc. 2016–28648 Filed 11–28–16; 8:45 am]
                                                    information;                                                               comment, you should be aware that
                                                                                                                                                                                               BILLING CODE 4333–15–P
                                                       • Ways to enhance the quality, utility,                                 your entire comment, including your
                                                    and clarity of the information to be                                       personal identifying information, may
                                                    collected; and                                                             be made publicly available at any time.


                                               VerDate Sep<11>2014         17:48 Nov 28, 2016         Jkt 241001       PO 00000        Frm 00080       Fmt 4703       Sfmt 9990   E:\FR\FM\29NON1.SGM   29NON1



Document Created: 2016-11-29 00:33:34
Document Modified: 2016-11-29 00:33:34
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionCorrection; notice.
ContactKevin Stevens, 451 7th Street SW., Washington, DC 20410; email [email protected]; or telephone 202- 402-2673. This is not a toll-free number. Persons with hearing or speech impairments may access this number through TTY by calling the toll-free Federal Relay Service at (800) 877-8339.
FR Citation81 FR 85997 

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