82_FR_10790 82 FR 10760 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

82 FR 10760 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 82, Issue 30 (February 15, 2017)

Page Range10760-10761
FR Document2017-03008

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Truth In Lending Act (Regulation Z)--Appraisals for Higher-Priced Mortgage Loans.''

Federal Register, Volume 82 Issue 30 (Wednesday, February 15, 2017) 
[Federal Register Volume 82, Number 30 (Wednesday, February 15, 2017)]
[Notices]
[Pages 10760-10761]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2017-03008]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2017-0001]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is proposing to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection titled, ``Truth In Lending Act 
(Regulation Z)--Appraisals for Higher-Priced Mortgage Loans.''

DATES: Written comments are encouraged and must be received on or 
before March 17, 2017 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     OMB: Office of Management and Budget, New Executive Office 
Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. 
Mailed or faxed comments to OMB should be to the attention of the OMB 
Desk Officer for the Bureau of Consumer Financial Protection.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review, use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to the Consumer Financial Protection 
Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 
20552, (202) 435-9575, or email: [email protected]. Please do not 
submit comments to this email box.

SUPPLEMENTARY INFORMATION:
    Title of Collection: Truth In Lending Act (Regulation Z)--
Appraisals for Higher-Priced Mortgage Loans.
    OMB Control Number: 3170-0026.
    Type of Review: Extension without change of currently approved 
collection.
    Affected Public: Businesses and other for-profit entities.
    Estimated Number of Respondents: 2,047.
    Estimated Total Annual Burden Hours: 516.
    Abstract: The Truth in Lending Act requires creditors originating 
mortgages with an annual percentage rate that exceeds the average prime 
offer rate by a specified percentage (higher-risk mortgage loans) to 
obtain an appraisal or appraisals meeting certain specified standards, 
provide applicants with a notification regarding the use of appraisals, 
and give applicants a copy of written appraisals used.
    This is a routine request for OMB to renew its approval of the 
collections of information currently approved under this OMB control 
number. The Bureau is not proposing any new or revised collections of 
information pursuant to this request.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on November 11, 2016, 81 FR 76924, Docket Number: CFPB-2016-
0046. Comments were solicited and continue to be invited on: (a) 
Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the validity of the methods and the

[[Page 10761]]

assumptions used; (c) Ways to enhance the quality, utility, and clarity 
of the information to be collected; and (d) Ways to minimize the burden 
of the collection of information on respondents, including through the 
use of automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
reviewed by OMB as part of its review of this request. All comments 
will become a matter of public record.

Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2017-03008 Filed 2-14-17; 8:45 am]
BILLING CODE 4810-AM-P

10760 Federal Register / Vol. 82, No. 30 / Wednesday, February 15, 2017 / Notices affected species or stocks will not have Authorization or Social Security numbers, should not an unmitigable adverse impact on the As a result of these determinations, be included. availability of such species or stocks for NMFS has issued an Incidental FOR FURTHER INFORMATION CONTACT: taking for subsistence purposes. Harassment Authorization to Eglin AFB Documentation prepared in support of for conducting Maritime WSEP this information collection request is Endangered Species Act (ESA) activities, for a period of one year from available at www.reginfo.gov (this link Due to the location of the activity and the date of issuance, provided the becomes active on the day following past experience with similar previously mentioned mitigation, publication of this notice). Select authorizations for these activities, no monitoring, and reporting requirements ‘‘Information Collection Review,’’ under ESA-listed marine mammal species are are incorporated. ‘‘Currently under review, use the likely to be affected. Therefore, NMFS dropdown menu ‘‘Select Agency’’ and Dated: February 9, 2017. has determined that this Authorization select ‘‘Consumer Financial Protection Donna S. Wieting, Bureau’’ (recent submissions to OMB will have no effect on ESA-listed Director, Office of Protected Resources, species and has determined that a will be at the top of the list). The same National Marine Fisheries Service. documentation is also available at section 7 consultation under the ESA is [FR Doc. 2017–02970 Filed 2–14–17; 8:45 am] http://www.regulations.gov. Requests for not required for the issuance of an BILLING CODE 3510–22–P additional information should be MMPA Authorization to Eglin AFB. directed to the Consumer Financial National Environmental Policy Act Protection Bureau, (Attention: PRA (NEPA) BUREAU OF CONSUMER FINANCIAL Office), 1700 G Street NW., Washington, PROTECTION DC 20552, (202) 435–9575, or email: In 2015, Eglin AFB provided NMFS CFPB_PRA@cfpb.gov. Please do not [Docket No. CFPB–2017–0001] with an EA titled Maritime Weapon submit comments to this email box. Systems Evaluation Program (WSEP) Agency Information Collection SUPPLEMENTARY INFORMATION: Operational Testing in the Eglin Gulf Activities: Submission for OMB Title of Collection: Truth In Lending Testing and Training Range (EGTTR), Review; Comment Request Act (Regulation Z)—Appraisals for Florida. The EA analyzed the direct, Higher-Priced Mortgage Loans. indirect, and cumulative environmental AGENCY: Bureau of Consumer Financial OMB Control Number: 3170–0026. impacts of the specified activities on Protection. Type of Review: Extension without marine mammals. NMFS, after review ACTION: Notice and request for comment. change of currently approved collection. and evaluation of the Eglin AFB EA for Affected Public: Businesses and other consistency with the regulations SUMMARY: In accordance with the for-profit entities. published by the Council of Paperwork Reduction Act of 1995 Estimated Number of Respondents: Environmental Quality (CEQ) and (PRA), the Bureau of Consumer 2,047. NOAA Administrative Order 216–6, Financial Protection (Bureau) is Estimated Total Annual Burden proposing to renew the Office of Hours: 516. Environmental Review Procedures for Management and Budget (OMB) Abstract: The Truth in Lending Act Implementing the National approval for an existing information requires creditors originating mortgages Environmental Policy Act, adopted the collection titled, ‘‘Truth In Lending Act with an annual percentage rate that EA. After considering the EA, the (Regulation Z)—Appraisals for Higher- exceeds the average prime offer rate by information in the 2014 Authorization Priced Mortgage Loans.’’ a specified percentage (higher-risk application, and the Federal Register DATES: Written comments are mortgage loans) to obtain an appraisal or notice, as well as public comments, NMFS’ issuance of the 2015 encouraged and must be received on or appraisals meeting certain specified Authorization and determination that before March 17, 2017 to be assured of standards, provide applicants with a the activity was not likely to result in consideration. notification regarding the use of significant impacts on the human ADDRESSES: You may submit comments, appraisals, and give applicants a copy of environment, NMFS adopted Eglin identified by the title of the information written appraisals used. AFB’s EA under 40 CFR 1506.3; and collection, OMB Control Number (see This is a routine request for OMB to issued a FONSI statement on issuance of below), and docket number (see above), renew its approval of the collections of an Authorization under section by any of the following methods: information currently approved under 101(a)(5) of the MMPA. • Electronic: http:// this OMB control number. The Bureau www.regulations.gov. Follow the is not proposing any new or revised In accordance with NOAA instructions for submitting comments. collections of information pursuant to Administrative Order 216–6 • OMB: Office of Management and this request. (Environmental Review Procedures for Budget, New Executive Office Building, Request for Comments: The Bureau Implementing the National Room 10235, Washington, DC 20503 or issued a 60-day Federal Register notice Environmental Policy Act, May 20, fax to (202) 395–5806. Mailed or faxed on November 11, 2016, 81 FR 76924, 1999), NMFS will again review the comments to OMB should be to the Docket Number: CFPB–2016–0046. information contained in Eglin AFB’s attention of the OMB Desk Officer for Comments were solicited and continue EA and determine whether the EA the Bureau of Consumer Financial to be invited on: (a) Whether the accurately and completely describes the Protection. collection of information is necessary mstockstill on DSK3G9T082PROD with NOTICES preferred action alternative and the Please note that comments submitted for the proper performance of the potential impacts on marine mammals. after the comment period will not be functions of the Bureau, including Based on this review and analysis, accepted. In general, all comments whether the information will have NMFS has reaffirmed 2015 FONSI received will become public records, practical utility; (b) The accuracy of the statement on issuance of an annual including any personal information Bureau’s estimate of the burden of the authorization under section 101(a)(5) of provided. Sensitive personal collection of information, including the the MMPA. information, such as account numbers validity of the methods and the VerDate Sep<11>2014 18:44 Feb 14, 2017 Jkt 241001 PO 00000 Frm 00027 Fmt 4703 Sfmt 4703 E:\FR\FM\15FEN1.SGM 15FEN1

Federal Register / Vol. 82, No. 30 / Wednesday, February 15, 2017 / Notices 10761 assumptions used; (c) Ways to enhance than 45 or less than 15 days prior to the enhancements to the CFPB Consumer the quality, utility, and clarity of the scheduled meeting date. Shorter notice may Complaint Database. information to be collected; and (d) be given when the Bureau determines that Persons who need a reasonable the Board’s business so requires; in such accommodation to participate should Ways to minimize the burden of the event, the public will be given notice at the contact CFPB_504Request@cfpb.gov, collection of information on earliest practicable time. (3) Minutes of respondents, including through the use meetings, records, reports, studies, and 202–435–9EEO, 1–855–233–0362, or of automated collection techniques or agenda of the Board shall be posted on the 202–435–9742 (TTY) at least ten other forms of information technology. Bureau’s Web site business days prior to the meeting or Comments submitted in response to this (www.consumerfinance.gov). (4) The Bureau event to request assistance. The request notice will be reviewed by OMB as part may close to the public a portion of any must identify the date, time, location, of its review of this request. All meeting, for confidential discussion. If the and title of the meeting or event, the comments will become a matter of Bureau closes a meeting or any portion of a nature of the assistance requested, and meeting, the Bureau will issue, at least contact information for the requester. public record. annually, a summary of the Board’s activities CFPB will strive to provide, but cannot Darrin A. King, during such closed meetings or portions of meetings. guarantee that accommodation will be Paperwork Reduction Act Officer, Bureau of provided for late requests. Consumer Financial Protection. Individuals who wish to attend the Section 1014(a) of the Dodd-Frank [FR Doc. 2017–03008 Filed 2–14–17; 8:45 am] Consumer Advisory Board meeting must Wall Street Reform and Consumer BILLING CODE 4810–AM–P Protection Act (http://files.consumer RSVP to cfpb_cabandcouncilsevents@ finance.gov/f/201501_cfpb_charter-of- cfpb.gov by noon, March 1, 2017. the-consumer-advisory-board.pdf) Members of the public must RSVP by BUREAU OF CONSUMER FINANCIAL (Dodd-Frank Act) provides: the due date and must include ‘‘CAB’’ PROTECTION in the subject line of the RSVP. The Director shall establish a Consumer Consumer Advisory Board Meeting Advisory Board to advise and consult with III. Availability the Bureau in the exercise of its functions AGENCY: Bureau of Consumer Financial under the Federal consumer financial laws, The Board’s agenda will be made Protection. and to provide information on emerging available to the public on February 15, ACTION: Notice of public meeting. practices in the consumer financial products 2017, via www.consumerfinance.gov. or services industry, including regional Individuals should express in their SUMMARY: This notice sets forth the trends, concerns, and other relevant RSVP if they require a paper copy of the announcement of a public meeting of information. agenda. the Consumer Advisory Board (CAB or A recording and transcript of this (a) The purpose of the Board is Board) of the Bureau of Consumer meeting will be available after the outlined in section 1014(a) of the Dodd- Financial Protection (CFPB or Bureau). meeting on the CFPB’s Web site Frank Act (http://files.consumerfinance. The notice also describes the functions www.consumerfinance.gov. gov/f/201501_cfpb_charter-of-the- of the Board. Notice of the meeting is Dated: February 9, 2017. consumer-advisory-board.pdf), which permitted by section 9 of the CAB Leandra English, states that the Board shall ‘‘advise and Charter and is intended to notify the Chief of Staff, Bureau of Consumer Financial consult with the Bureau in the exercise public of this meeting. Protection. of its functions under the Federal DATES: The meeting date is Thursday, consumer financial laws’’ and ‘‘provide [FR Doc. 2017–03034 Filed 2–14–17; 8:45 am] March 2, 2017, 10:30 a.m. to 4:30 p.m. information on emerging practices in BILLING CODE 4810–AM–P eastern standard time. the consumer financial products or ADDRESSES: The meeting location is the services industry, including regional Consumer Financial Protection Bureau, trends, concerns, and other relevant DEPARTMENT OF DEFENSE 1275 First Street NE., Washington, DC information.’’ (b) To carry out the 20002. Board’s purpose, the scope of its Department of the Army FOR FURTHER INFORMATION CONTACT: activities shall include providing Crystal Dully, Outreach and Engagement information, analysis, and Intent To Grant an Exclusive License Associate, 202–435–9588, CFPB_ recommendations to the Bureau. The for U.S. Army Owned Invention to Savit CABandCouncilsEvents@cfpb.gov, Board will generally serve as a vehicle Corporation Consumer Advisory Board and Councils for market intelligence and expertise for AGENCY: Department of the Army, DoD. Office, External Affairs, 1275 First Street the Bureau. Its objectives will include ACTION: Notice. NE., Washington, DC 20002. identifying and assessing the impact on SUPPLEMENTARY INFORMATION: consumers and other market SUMMARY: The Department of the Army participants of new, emerging, and announces that, unless there is an I. Background changing products, practices, or objection, after 15 days it contemplates Section 9(d) of the CAB Charter states: services. (c) The Board will also be granting an exclusive license to Savit (1) Each meeting of the Board shall be open available to advise and consult with the Corporation, Rockaway, New Jersey for to public observation, to the extent that a Director and the Bureau on other U.S. patents 8,161,883 ‘‘Flash-Bang facility is available to accommodate the matters related to the Bureau’s functions Grenade with Greater Flash Intensity’’, public, unless the Bureau, in accordance under the Dodd-Frank Act. and D642,235 ‘‘Housing for Flash-Bang mstockstill on DSK3G9T082PROD with NOTICES with paragraph (4) of this section, determines Grenade.’’ Any license granted shall that the meeting shall be closed. The Bureau II. Agenda comply with 35 U.S.C. 209 and 37 CFR also will make reasonable efforts to make the part 404. meetings available to the public through live The Consumer Advisory Board will discuss the consumer credit information DATES: Objections must be received web streaming. (2) Notice of the time, place and purpose of each meeting, as well as a marketplace, a review of Bureau within 15 days of this Notice. summary of the proposed agenda, shall be enforcement actions, trends and themes ADDRESSES: Send written objections to published in the Federal Register not more in consumer financial markets, and Timothy Ryan, U.S. Army ARDEC, VerDate Sep<11>2014 18:44 Feb 14, 2017 Jkt 241001 PO 00000 Frm 00028 Fmt 4703 Sfmt 4703 E:\FR\FM\15FEN1.SGM 15FEN1


Document Created: 2017-02-15 00:54:51
Document Modified: 2017-02-15 00:54:51
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before March 17, 2017 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this email box.
FR Citation82 FR 10760 
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