82 FR 13593 - Credit Union Advisory Council Meeting
BUREAU OF CONSUMER FINANCIAL PROTECTION Federal Register Volume 82, Issue 48 (March 14, 2017)
Federal Register Volume 82, Issue 48 (March 14, 2017)
| Page Range | 13593-13594 | |
| FR Document | 2017-05045 |
[Federal Register Volume 82, Number 48 (Tuesday, March 14, 2017)] [Notices] [Pages 13593-13594] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2017-05045] ======================================================================= ----------------------------------------------------------------------- BUREAU OF CONSUMER FINANCIAL PROTECTION Credit Union Advisory Council Meeting AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice of public meeting. ----------------------------------------------------------------------- SUMMARY: This notice sets forth the announcement of a public meeting of the Credit Union Advisory Council (CUAC or Council) of the Consumer Financial Protection Bureau (CFPB or Bureau). The notice also describes the functions of the Council. Notice of the meeting is permitted by section 9 of the CUAC Charter and is intended to notify the public of this meeting. DATES: The meeting date is Thursday, March 30, 2017, 3:15 p.m. to 4:45 p.m. eastern daylight time. ADDRESSES: The meeting location is the Consumer Financial Protection Bureau, 1275 First Street NE., Washington, DC 20002. FOR FURTHER INFORMATION CONTACT: Crystal Dully, Outreach and Engagement Associate, 202-435-9588, [email protected], Consumer Advisory Board and Councils Office, External [[Page 13594]] Affairs, 1275 First Street NE., Washington, DC 20002. SUPPLEMENTARY INFORMATION: I. Background Under section 9(d) of the CUAC Charter, each meeting of the Council shall be open to public observation, to the extent that a facility is available to accommodate the public, unless the Bureau, in accordance with paragraph (4) of this section, determines that the meeting shall be closed. The Bureau also will make reasonable efforts to make the meetings available to the public through live recording. Notice of the time, place an purpose of each meeting, as well as a summary of the proposed agenda, shall be published in the Federal Register not more than 45 or less than 15 days prior to the scheduled meeting date. Shorter notice may be given when the Bureau determines that the Council's business so requires; in such event, the public will be given notice at the earliest practicable time. Minutes of meetings, records, reports, studies, and agenda of the Council shall be posted on the Bureau's Web site (www.consumerfinance.gov). The Bureau may close to the public a portion of any meeting, for confidential discussion. If the Bureau closes a meeting or any portion of a meeting, the Bureau will issue, at least annually, a summary of the Council's activities during such closed meetings or portions of meetings. Section 2 of the CUAC Charter provides that pursuant to the executive and administrative powers conferred on the Consumer Financial Protection Bureau by section 1012 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), the Director established the Credit Union Advisory Council to consult with the Bureau in the exercise of its functions under the Federal consumer financial laws as they pertain to credit unions with total assets of $10 billion or less. Section 3(a) of the CUAC Charter states that the CFPB supervises depository institutions and credit unions with total assets of more than $10 billion and their respective affiliates, but other than the limited authority conferred by section 1026 of the Dodd-Frank Act, the CFPB does not have supervisory authority regarding credit unions and depository institutions with total assets of $10 billion or less. As a result, the CFPB does not have regular contact with these institutions, and it would therefore be beneficial to create a mechanism to ensure that their unique perspectives are shared with the Bureau. Small Business Regulatory Enforcement Fairness Act (SBREFA) panels provide one avenue to gather this input, but participants from credit unions must possess no more than $175 million in assets, which precludes the participation of many. Under section 3(b), the Advisory Council shall fill this gap by providing an interactive dialogue and exchange of ideas and experiences between credit union employees and Bureau staff. The Advisory Council shall advise generally on the Bureau's regulation of consumer financial products or services and other topics assigned to it by the Director. To carry out the Advisory Council's purpose, the scope of its activities shall include providing information, analysis, and recommendations to the Bureau. The output of Advisory Council meetings should serve to better inform the CFPB's policy development, rulemaking, and engagement functions. II. Agenda The Credit Union Advisory Council will discuss alternative data and consumer access to financial records. Persons who need a reasonable accommodation to participate should contact [email protected], 202-435-9EEO, 1-855-233-0362, or 202-435-9742 (TTY) at least ten business days prior to the meeting or event to request assistance. The request must identify the date, time, location, and title of the meeting or event, the nature of the assistance requested, and contact information for the requester. CFPB will strive to provide, but cannot guarantee that accommodation will be provided for late requests. Individuals who wish to attend the Credit Union Advisory Council meeting must RSVP to [email protected] by noon, Wednesday, March 29, 2017. Members of the public must RSVP by the due date and must include ``CUAC'' in the subject line of the RSVP. III. Availability The Council's agenda will be made available to the public on Wednesday, March 15, 2017, via consumerfinance.gov. Individuals should express in their RSVP if they require a paper copy of the agenda. A recording and transcript of this meeting will be available after the meeting on the CFPB's Web site consumerfinance.gov. Dated: March 9, 2017. Leandra English, Chief of Staff, Bureau of Consumer Financial Protection. [FR Doc. 2017-05045 Filed 3-13-17; 8:45 am] BILLING CODE 4810-AM-P
![Federal Register / Vol. 82, No. 48 / Tuesday, March 14, 2017 / Notices 13593
In-water construction activities will reproductive habitat in the project area Endangered Species Act (ESA)
occur in relatively shallow coastal and the project activities are not No ESA-listed marine mammal
waters of Cobscook Bay. The project expected to result in the alteration of species under NMFS’ jurisdiction or
area is not considered significant habitat habitat important to these behaviors or their designated critical habitat are
for marine mammals and therefore no substantially impact the behaviors expected to be affected by these
adverse effects on marine mammal themselves; (4) There is no major haul activities. Therefore, we have
habitat are expected. Marine mammals out habitat within six nmi of the project determined that a consultation under
approaching the action area will likely area; (5) The project area is not a prime the ESA is not required. The applicant
be traveling or opportunistically habitat for marine mammals, nor will consulted with the NMFS’ GARFO for
foraging. There are no rookeries or major the activity otherwise have adverse federally listed fish species.
haul-out sites nearby, foraging hotspots, effects on marine mammal habitat; and
or other ocean bottom structure of (6) Mitigation measures are expected to National Environmental Policy Act
significant biological importance to be effective in reducing the effects of the (NEPA)
marine mammals that may be present in specified activity to the level of least NMFS prepared an EA and analyzed
the marine waters in the vicinity of the practicable impact. In addition, these the potential impacts to marine
project area. The closest significant stocks are not listed under the ESA or mammals that will result from the
pinniped haul out is more than six nmi considered depleted under the MMPA. EBRP. A Finding of No Significant
away, which is well outside the project In combination, we believe that these Impact (FONSI) was signed January
area’s largest harassment zone. The factors, as well as the available body of 2017. A copy of the EA and FONSI is
project area is not a prime habitat for evidence from other similar activities, available upon request (see ADDRESSES).
marine mammals, nor is it considered demonstrate that the potential effects of
an area frequented by marine mammals. the specified activities will have only Authorization
Therefore, behavioral disturbances that short-term effects on individuals. The NMFS has issued an IHA to ME DOT
could result from anthropogenic noise specified activities are not expected to for the potential harassment of small
associated with breakwater replacement have adverse effects on annual rates of numbers of marine mammals incidental
activities are expected to affect only recruitment or survival and will to the EBRP in Eastport, ME, provided
small numbers of marine mammals on therefore not result in population-level the previously mentioned mitigation,
an infrequent basis. Although it is impacts. monitoring and reporting.
possible that some individual marine Based on the analysis contained Dated: March 8, 2017.
mammals may be exposed to sounds herein of the likely effects of the
from in-water construction activities Donna S. Wieting,
specified activity on marine mammals Director, Office of Protected Resources,
more than once, the duration of these and their habitat, and taking into
multi-exposures is expected to be low National Marine Fisheries Service.
consideration the implementation of the [FR Doc. 2017–04943 Filed 3–13–17; 8:45 am]
since animals will be constantly moving
monitoring and mitigation measures, we
in and out of the area and in-water BILLING CODE 3510–22–P
preliminarily find that the total marine
construction activities will not occur
mammal take from the construction
continuously throughout the day.
Harbor and gray seals, harbor activities will have a negligible impact BUREAU OF CONSUMER FINANCIAL
porpoise, Atlantic white-sided dolphins on the affected marine mammal species PROTECTION
and minke whales as the potentially or stocks.
affected marine mammal species under Small Numbers Credit Union Advisory Council Meeting
NMFS’ jurisdiction in the action area, AGENCY: Bureau of Consumer Financial
are not listed as threatened or The amount of take NMFS is
authorizing is considered small, less Protection.
endangered under the ESA and are not
than one percent relative to the ACTION: Notice of public meeting.
considered strategic under the MMPA.
Because of the low level of impact, even estimated populations for harbor
SUMMARY: This notice sets forth the
repeated Level B harassment of some porpoises, Atlantic white-sided
announcement of a public meeting of
small subset of the overall stocks is dolphins, and minke whales and 2.11
the Credit Union Advisory Council
unlikely to result in any significant percent for harbor seals. Based on the
(CUAC or Council) of the Consumer
realized decrease in fitness to those analysis contained herein of the likely
Financial Protection Bureau (CFPB or
individuals, and thus would not result effects of the specified activity on
Bureau). The notice also describes the
in any adverse impact to the stocks as marine mammals and their habitat, and
functions of the Council. Notice of the
a whole. Additionally, Level B taking into consideration the
meeting is permitted by section 9 of the
harassment will be reduced to the level implementation of the mitigation and
CUAC Charter and is intended to notify
of least practicable impact through use monitoring measures, NMFS finds that
the public of this meeting.
of mitigation measures described herein small numbers of marine mammals will
DATES: The meeting date is Thursday,
and, if sound produced by project be taken relative to the populations of
the affected species or stocks. March 30, 2017, 3:15 p.m. to 4:45 p.m.
activities is sufficiently disturbing, eastern daylight time.
animals are likely to avoid the project Impact on Availability of Affected ADDRESSES: The meeting location is the
area while the activity is occurring. Species for Taking for Subsistence Uses
In summary, this negligible impact Consumer Financial Protection Bureau,
asabaliauskas on DSK3SPTVN1PROD with NOTICES
analysis is founded on the following There are no relevant subsistence uses 1275 First Street NE., Washington, DC
factors: (1) The possibility of injury, of marine mammals implicated by this 20002.
serious injury, or mortality may action. Therefore, NMFS has FOR FURTHER INFORMATION CONTACT:
reasonably be considered discountable; determined that the total taking of Crystal Dully, Outreach and Engagement
(2) The anticipated incidents of Level B affected species or stocks would not Associate, 202–435–9588,
harassment consist of, at worst, have an unmitigable adverse impact on CFPB_CABandCouncils
temporary modifications in behavior; (3) the availability of such species or stocks Events@cfpb.gov, Consumer Advisory
There is no known foraging or for taking for subsistence purposes. Board and Councils Office, External
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![13594 Federal Register / Vol. 82, No. 48 / Tuesday, March 14, 2017 / Notices
Affairs, 1275 First Street NE., Business Regulatory Enforcement Dated: March 9, 2017.
Washington, DC 20002. Fairness Act (SBREFA) panels provide Leandra English,
SUPPLEMENTARY INFORMATION: one avenue to gather this input, but Chief of Staff, Bureau of Consumer Financial
participants from credit unions must Protection.
I. Background
possess no more than $175 million in [FR Doc. 2017–05045 Filed 3–13–17; 8:45 am]
Under section 9(d) of the CUAC assets, which precludes the BILLING CODE 4810–AM–P
Charter, each meeting of the Council participation of many. Under section
shall be open to public observation, to 3(b), the Advisory Council shall fill this
the extent that a facility is available to gap by providing an interactive dialogue DEPARTMENT OF DEFENSE
accommodate the public, unless the
and exchange of ideas and experiences
Bureau, in accordance with paragraph Department of the Air Force
(4) of this section, determines that the between credit union employees and
meeting shall be closed. The Bureau Bureau staff. The Advisory Council U.S. Air Force Scientific Advisory
also will make reasonable efforts to shall advise generally on the Bureau’s Board Notice of Meeting
make the meetings available to the regulation of consumer financial
public through live recording. Notice of products or services and other topics AGENCY: Air Force Scientific Advisory
the time, place an purpose of each assigned to it by the Director. To carry Board, Department of the Air Force,
meeting, as well as a summary of the out the Advisory Council’s purpose, the Defense.
proposed agenda, shall be published in scope of its activities shall include ACTION: Meeting notice.
the Federal Register not more than 45 providing information, analysis, and
SUMMARY: The United States Air Force
or less than 15 days prior to the recommendations to the Bureau. The
Scientific Advisory Board plans to hold
scheduled meeting date. Shorter notice output of Advisory Council meetings its Spring Board meeting in April. This
may be given when the Bureau should serve to better inform the CFPB’s meeting will be closed to the General
determines that the Council’s business policy development, rulemaking, and Public.
so requires; in such event, the public engagement functions.
will be given notice at the earliest DATES: The meeting date is Tuesday,
practicable time. Minutes of meetings, II. Agenda April 11, 2017, from 8:00 a.m. to 11:30
records, reports, studies, and agenda of a.m.
The Credit Union Advisory Council
the Council shall be posted on the ADDRESSES: 25th AF Headquarters, 2
Bureau’s Web site will discuss alternative data and
Hall Blvd., San Antonio, TX 78243–
(www.consumerfinance.gov). The consumer access to financial records. 7072.
Bureau may close to the public a portion Persons who need a reasonable
accommodation to participate should FOR FURTHER INFORMATION CONTACT: The
of any meeting, for confidential
contact CFPB_504Request@cfpb.gov, Scientific Advisory Board meeting
discussion. If the Bureau closes a
202–435–9EEO, 1–855–233–0362, or organizer, Major Mike Rigoni at
meeting or any portion of a meeting, the
202–435–9742 (TTY) at least ten michael.j.rigoni.mil@mail.mil or 240–
Bureau will issue, at least annually, a
612–5506, United States Air Force
summary of the Council’s activities business days prior to the meeting or
Scientific Advisory Board, 1500 West
during such closed meetings or portions event to request assistance. The request
Perimeter Road, Ste. #3300, Joint Base
of meetings. must identify the date, time, location,
Section 2 of the CUAC Charter Andrews, MD 20762.
and title of the meeting or event, the
provides that pursuant to the executive SUPPLEMENTARY INFORMATION: Under the
nature of the assistance requested, and
and administrative powers conferred on provisions of the Federal Advisory
contact information for the requester.
the Consumer Financial Protection Committee Act of 1972 (5 U.S.C.,
CFPB will strive to provide, but cannot
Bureau by section 1012 of the Dodd- Appendix, as amended), the
guarantee that accommodation will be Government in the Sunshine Act of
Frank Wall Street Reform and Consumer provided for late requests.
Protection Act (Dodd-Frank Act), the 1976 (5 U.S.C. 552b, as amended), and
Director established the Credit Union Individuals who wish to attend the 41 CFR 102–3.150, the Department of
Advisory Council to consult with the Credit Union Advisory Council meeting Defense announces the United States
Bureau in the exercise of its functions must RSVP to cfpb_cabandcouncils Air Force (USAF) Scientific Advisory
under the Federal consumer financial events@cfpb.gov by noon, Wednesday, Board (SAB) Spring Board meeting will
laws as they pertain to credit unions March 29, 2017. Members of the public take place on Tuesday, 11 April 2017 at
with total assets of $10 billion or less. must RSVP by the due date and must the 25th Air Force Headquarters, located
Section 3(a) of the CUAC Charter include ‘‘CUAC’’ in the subject line of at 2 Hall Blvd. Ste. 201, San Antonio,
states that the CFPB supervises the RSVP. TX, 78243–7072. In accordance with 5
depository institutions and credit U.S.C. 552b, as amended, and 41 CFR
unions with total assets of more than III. Availability 102–3.155, the meeting will be closed to
$10 billion and their respective the general public because the Scientific
The Council’s agenda will be made
affiliates, but other than the limited Advisory Board will discuss classified
authority conferred by section 1026 of available to the public on Wednesday, information and matters covered by
the Dodd-Frank Act, the CFPB does not March 15, 2017, via Section 552b of Title 5, United States
have supervisory authority regarding consumerfinance.gov. Individuals Code, subsection (c), subparagraph (1).
asabaliauskas on DSK3SPTVN1PROD with NOTICES
credit unions and depository should express in their RSVP if they Any member of the public that wishes
institutions with total assets of $10 require a paper copy of the agenda. to provide input to the Air Force
billion or less. As a result, the CFPB A recording and transcript of this Scientific Advisory Board must contact
does not have regular contact with these meeting will be available after the the Scientific Advisory Board meeting
institutions, and it would therefore be meeting on the CFPB’s Web site organizer at the phone number or email
beneficial to create a mechanism to consumerfinance.gov. address listed in this announcement at
ensure that their unique perspectives least five working days prior to the
are shared with the Bureau. Small meeting date. Please ensure that you
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Document Created: 2017-03-14 02:52:04
Document Modified: 2017-03-14 02:52:04
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice of public meeting. | |
| Dates | The meeting date is Thursday, March 30, 2017, 3:15 p.m. to 4:45 p.m. eastern daylight time. | |
| Contact | Crystal Dully, Outreach and Engagement Associate, 202-435-9588, [email protected], Consumer Advisory Board and Councils Office, External Affairs, 1275 First Street NE., Washington, DC 20002. | |
| FR Citation | 82 FR 13593 |
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