82_FR_32821 82 FR 32686 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

82 FR 32686 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 82, Issue 135 (July 17, 2017)

Page Range32686-32687
FR Document2017-14907

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Fair Credit Reporting Act (Regulation V).''

Federal Register, Volume 82 Issue 135 (Monday, July 17, 2017)
[Federal Register Volume 82, Number 135 (Monday, July 17, 2017)]
[Notices]
[Pages 32686-32687]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2017-14907]


=======================================================================
-----------------------------------------------------------------------

BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2017-0017]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is proposing to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection titled, ``Fair Credit Reporting Act 
(Regulation V).''

DATES: Written comments are encouraged and must be received on or 
before August 16, 2017 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     OMB: Office of Management and Budget, New Executive Office 
Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. 
Mailed or faxed comments to OMB should be to the attention of the OMB 
Desk Officer for the Bureau of Consumer Financial Protection.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review, use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to the Consumer Financial Protection 
Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 
20552, (202) 435-9575, or email: CFPB_PRA@cfpb.gov. Please do not 
submit comments to this email box.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Fair Credit Reporting Act (Regulation V) 12 
CFR 1022.
    OMB Control Number: 3170-0002.
    Type of Review: Extension without change of a currently approved 
collection.
    Affected Public: Businesses and other for profit.
    Estimated Number of Respondents: 779,073.
    Estimated Total Annual Burden Hours: 6,093,412.
    Abstract: The consumer disclosures included in Regulation V are 
designed to alert consumers that a financial institution furnished 
negative information about them to a consumer reporting agency, that 
they have a right to opt out of receiving marketing materials and 
credit or insurance offers, that their credit report was used in 
setting the material terms of credit that may be less favorable than 
the terms offered to consumers with better credit histories, that they 
maintain certain rights with respect to a theft of their identity that 
they reported to a consumer reporting agency, that they maintain rights 
with respect to knowing what is in their consumer reporting agency 
file, that they can request a free credit report, and that they can 
report a theft of their identity to the CFPB. Consumers then can use 
the information provided to consider how and when to check and use 
their credit reports.
    This is a routine request for OMB to renew its approval of the 
collections of information currently approved under this OMB control 
number. The Bureau is not proposing any new or revised collections of 
information pursuant to this request.

REQUEST FOR COMMENTS: The Bureau issued a 60-day Federal Register 
notice on February 23, 2017, 82 FR 11437, Docket Number: CFPB-2017-
0003. Comments were solicited and continue to be invited on: (a) 
Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the

[[Page 32687]]

validity of the methods and the assumptions used; (c) Ways to enhance 
the quality, utility, and clarity of the information to be collected; 
and (d) Ways to minimize the burden of the collection of information on 
respondents, including through the use of automated collection 
techniques or other forms of information technology. Comments submitted 
in response to this notice will be reviewed by OMB as part of its 
review of this request. All comments will become a matter of public 
record.

Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2017-14907 Filed 7-14-17; 8:45 am]
BILLING CODE 4810-AM-P



                                                    32686                           Federal Register / Vol. 82, No. 135 / Monday, July 17, 2017 / Notices

                                                    II. Method of Collection                                   Dated: July 11, 2017.                               will be at the top of the list). The same
                                                                                                             Sarah Brabson,                                        documentation is also available at
                                                      Respondents have a choice of either                                                                          http://www.regulations.gov. Requests for
                                                                                                             NOAA PRA Clearance Officer.
                                                    electronic or paper forms. Methods of                                                                          additional information should be
                                                                                                             [FR Doc. 2017–14863 Filed 7–14–17; 8:45 am]
                                                    submittal include email of electronic                                                                          directed to the Consumer Financial
                                                                                                             BILLING CODE 3510–22–P
                                                    forms, mail and facsimile transmission                                                                         Protection Bureau, (Attention: PRA
                                                    of paper forms.                                                                                                Office), 1700 G Street NW., Washington,
                                                    III. Data                                                BUREAU OF CONSUMER FINANCIAL                          DC 20552, (202) 435–9575, or email:
                                                                                                             PROTECTION                                            CFPB_PRA@cfpb.gov. Please do not
                                                       OMB Control Number: 0648–0471.                                                                              submit comments to this email box.
                                                       Form Number(s): None.                                 [Docket No. CFPB–2017–0017]                           SUPPLEMENTARY INFORMATION:
                                                       Type of Review: Regular submission                                                                             Title of Collection: Fair Credit
                                                                                                             Agency Information Collection
                                                    (revision of a currently approved                                                                              Reporting Act (Regulation V) 12 CFR
                                                                                                             Activities: Submission for OMB
                                                    collection).                                                                                                   1022.
                                                                                                             Review; Comment Request
                                                       Affected Public: Non-profit                                                                                    OMB Control Number: 3170–0002.
                                                    institutions; State, local, or tribal                    AGENCY:  Bureau of Consumer Financial                    Type of Review: Extension without
                                                    government; business or other for-profit                 Protection.                                           change of a currently approved
                                                    organizations.                                           ACTION: Notice and request for comment.               collection.
                                                                                                                                                                      Affected Public: Businesses and other
                                                       Estimated Number of Respondents for                   SUMMARY:   In accordance with the                     for profit.
                                                    Research and Display Permits: 39.                        Paperwork Reduction Act of 1995                          Estimated Number of Respondents:
                                                       Estimated Number of Respondents for                   (PRA), the Bureau of Consumer                         779,073.
                                                    Shark Research Fishery Permits: 16.                      Financial Protection (Bureau) is                         Estimated Total Annual Burden
                                                       Estimated Number of Calls to Request                  proposing to renew the Office of                      Hours: 6,093,412.
                                                    an Observer for Shark Research Fishery                   Management and Budget (OMB)                              Abstract: The consumer disclosures
                                                    Participants: 84.                                        approval for an existing information                  included in Regulation V are designed
                                                       Estimated Time Per Response: 2 hours                  collection titled, ‘‘Fair Credit Reporting            to alert consumers that a financial
                                                    for a scientific research plan; 40 minutes               Act (Regulation V).’’                                 institution furnished negative
                                                    for an application for an EFP, Display                   DATES: Written comments are                           information about them to a consumer
                                                    Permit, SRP, LOA, or Shark Research                      encouraged and must be received on or                 reporting agency, that they have a right
                                                    Permit; 1 hour for an interim report; 40                 before August 16, 2017 to be assured of               to opt out of receiving marketing
                                                    minutes for an annual fishing report; 15                 consideration.                                        materials and credit or insurance offers,
                                                    minutes for an application for an                        ADDRESSES: You may submit comments,                   that their credit report was used in
                                                    amendment; 5 minutes for notification                    identified by the title of the information            setting the material terms of credit that
                                                    of departure phone calls to NMFS                         collection, OMB Control Number (see                   may be less favorable than the terms
                                                    Enforcement; 10 minutes for calls to                     below), and docket number (see above),                offered to consumers with better credit
                                                    request and observer; and 2 minutes for                  by any of the following methods:                      histories, that they maintain certain
                                                    ‘‘no-catch’’ reports.                                       • Electronic: http://                              rights with respect to a theft of their
                                                                                                             www.regulations.gov. Follow the                       identity that they reported to a
                                                       Estimated Total Annual Burden                                                                               consumer reporting agency, that they
                                                    Hours: 616.                                              instructions for submitting comments.
                                                                                                                • OMB: Office of Management and                    maintain rights with respect to knowing
                                                       Estimated Total Annual Cost to                        Budget, New Executive Office Building,                what is in their consumer reporting
                                                    Public: $7.84.                                           Room 10235, Washington, DC 20503 or                   agency file, that they can request a free
                                                    IV. Request for Comments                                 fax to (202) 395–5806. Mailed or faxed                credit report, and that they can report a
                                                                                                             comments to OMB should be to the                      theft of their identity to the CFPB.
                                                       Comments are invited on: (a) Whether                  attention of the OMB Desk Officer for                 Consumers then can use the information
                                                    the proposed collection of information                   the Bureau of Consumer Financial                      provided to consider how and when to
                                                    is necessary for the proper performance                  Protection.                                           check and use their credit reports.
                                                    of the functions of the agency, including                   Please note that comments submitted                   This is a routine request for OMB to
                                                    whether the information shall have                       after the comment period will not be                  renew its approval of the collections of
                                                    practical utility; (b) the accuracy of the               accepted. In general, all comments                    information currently approved under
                                                    agency’s estimate of the burden                          received will become public records,                  this OMB control number. The Bureau
                                                    (including hours and cost) of the                        including any personal information                    is not proposing any new or revised
                                                    proposed collection of information; (c)                  provided. Sensitive personal                          collections of information pursuant to
                                                    ways to enhance the quality, utility, and                information, such as account numbers                  this request.
                                                    clarity of the information to be                         or Social Security numbers, should not                REQUEST FOR COMMENTS: The Bureau
                                                    collected; and (d) ways to minimize the                  be included.                                          issued a 60-day Federal Register notice
                                                    burden of the collection of information                  FOR FURTHER INFORMATION CONTACT:                      on February 23, 2017, 82 FR 11437,
                                                    on respondents, including through the                    Documentation prepared in support of                  Docket Number: CFPB–2017–0003.
                                                    use of automated collection techniques
asabaliauskas on DSKBBXCHB2PROD with NOTICES




                                                                                                             this information collection request is                Comments were solicited and continue
                                                    or other forms of information                            available at www.reginfo.gov (this link               to be invited on: (a) Whether the
                                                    technology.                                              becomes active on the day following                   collection of information is necessary
                                                       Comments submitted in response to                     publication of this notice). Select                   for the proper performance of the
                                                    this notice will be summarized and/or                    ‘‘Information Collection Review,’’ under              functions of the Bureau, including
                                                    included in the request for OMB                          ‘‘Currently under review, use the                     whether the information will have
                                                    approval of this information collection;                 dropdown menu ‘‘Select Agency’’ and                   practical utility; (b) The accuracy of the
                                                    they also will become a matter of public                 select ‘‘Consumer Financial Protection                Bureau’s estimate of the burden of the
                                                    record.                                                  Bureau’’ (recent submissions to OMB                   collection of information, including the


                                               VerDate Sep<11>2014   17:45 Jul 14, 2017   Jkt 241001   PO 00000   Frm 00011   Fmt 4703   Sfmt 4703   E:\FR\FM\17JYN1.SGM   17JYN1


                                                                                    Federal Register / Vol. 82, No. 135 / Monday, July 17, 2017 / Notices                                             32687

                                                    validity of the methods and the                          include in your comments information                  delivery. By qualitative feedback we
                                                    assumptions used; (c) Ways to enhance                    of a confidential nature, such as                     mean information that provides useful
                                                    the quality, utility, and clarity of the                 sensitive personal information or                     insights on perceptions and opinions,
                                                    information to be collected; and (d)                     proprietary information. If you send an               but are not statistical surveys that yield
                                                    Ways to minimize the burden of the                       email comment, your email address will                quantitative results that can be
                                                    collection of information on                             be automatically captured and included                generalized to the population of study.
                                                    respondents, including through the use                   as part of the comment that is placed in              This feedback will provide insights into
                                                    of automated collection techniques or                    the public docket and may be made                     customer or stakeholder perceptions,
                                                    other forms of information technology.                   available on the Internet. Please note                experiences and expectations, provide
                                                    Comments submitted in response to this                   that responses to this public comment                 an early warning of issues with service,
                                                    notice will be reviewed by OMB as part                   request containing any routine notice                 or focus attention on areas where
                                                    of its review of this request. All                       about the confidentiality of the                      communication, training or changes in
                                                    comments will become a matter of                         communication will be treated as public               operations might improve delivery of
                                                    public record.                                           comments that may be made available to                products or services. These collections
                                                                                                             the public notwithstanding the                        will allow for ongoing, collaborative and
                                                    Darrin A. King,
                                                                                                             inclusion of the routine notice.                      actionable communications between the
                                                    Paperwork Reduction Act Officer, Bureau of                                                                     Agency and its customers and
                                                    Consumer Financial Protection.                           FOR FURTHER INFORMATION CONTACT:
                                                                                                             Rochelle Durant, Program Analyst,                     stakeholders. It will also allow feedback
                                                    [FR Doc. 2017–14907 Filed 7–14–17; 8:45 am]
                                                                                                             Office of General Counsel, Court                      to contribute directly to the
                                                    BILLING CODE 4810–AM–P                                                                                         improvement of program management.
                                                                                                             Services and Offender Supervision
                                                                                                             Agency for the District of Columbia, 633                 The Agency has traditionally used
                                                                                                             Indiana Avenue NW., Room 1253,                        paper form surveys as its primary public
                                                    COURT SERVICES AND OFFENDER                              Washington, DC 20004, (202) 220–5304                  information collection method.
                                                    SUPERVISION AGENCY FOR THE                               or to Rochelle.Durant@csosa.gov.                      However, to further comply with the
                                                    DISTRICT OF COLUMBIA                                       For content support: William T.                     goals of the PRA, the Agency is
                                                                                                             Miles, Congressional Affairs Specialist,              planning to implement the use of online
                                                    Agency Information Collection
                                                                                                             Office of Legislative, Intergovernmental              electronic survey tools to obtain
                                                    Activities: Proposed Collection;
                                                                                                             and Public Affairs, Court Services and                customer and client feedback regarding
                                                    Comment Request; Generic Clearance
                                                                                                             Offender Supervision Agency for the                   Agency programs and supervision
                                                    for the Collection of Qualitative
                                                                                                             District of Columbia, 633 Indiana                     support services. The Agency will
                                                    Feedback on Agency Service Delivery
                                                                                                             Avenue NW., Room 1268, Washington,                    request authorization from OMB to add
                                                    AGENCY: Court Services and Offender                      DC 20004, (202) 220–5344 or to                        to the Agency’s current paper form
                                                    Supervision Agency for the District of                   William.Miles@csosa.gov.                              option provided to our public
                                                    Columbia (CSOSA).                                        SUPPLEMENTARY INFORMATION: Notice                     stakeholders, an electronic option to
                                                    ACTION: Notice and request for                           and request for public comment on this                complete the Agency’s standard surveys
                                                    comments.                                                collection was published in the Federal               online. The contents in online version
                                                                                                             Register on May 3, 2017 at 82 FR 84.                  and in paper versions of the Agency’s
                                                    SUMMARY:   This notice announces the                     The Agency did not receive any                        surveys will be identical.
                                                    intention of the CSOSA to request that                   comments in response to the 60-day                       Similar to the process used for gaining
                                                    the Office of Management and Budget                      notice published in the Federal                       pubic feedback via the Agency’s
                                                    (OMB) approve the proposed Generic                       Register.                                             traditional paper form surveys, the
                                                    Information Collection request (Generic                    Title: Generic Clearance for the                    online surveys would be forwarded to
                                                    ICR): ‘‘Generic Clearance for the                        Collection of Qualitative Feedback on                 the meeting participants at the
                                                    Collection of Qualitative Feedback on                    Agency Service Delivery.                              conclusion of an event or program via
                                                    Agency Service Delivery.’’ In                              Abstract: Under the PRA (44 U.S.C.                  the participants previously registered
                                                    accordance with the Paperwork                            3501–3520), federal agencies must                     email address. The results of the
                                                    Reduction Act (44 U.S.C. 3501 et seq.),                  obtain approval from the Office of                    electronic surveys would be tallied by
                                                    this notice announces CSOSA’s intent to                  Management and Budget (OMB) for each                  the online software and then forward to
                                                    submit this collection to OMB for                        collection of information they collect or             a centralized user account for further
                                                    approval. CSOSA invites the public to                    sponsor. Section 3506(c)(2)(A) of the                 evaluation and review or to be merged
                                                    comment on this proposed information                     PRA (944 U.S.C. 3506(c)(2)(A) requires                with any results from completed hard
                                                    collection.                                              federal agencies to provide a 60-day                  copy paper surveys. Prior to
                                                    DATES: Consideration will be given to all                notice in the Federal Register                        implementation and use of the online
                                                    comments received by August 16, 2017.                    concerning each proposed collection of                survey, the Agency will conduct
                                                    ADDRESSES: You may submit written                        information, including each proposed                  internal testing with fewer than nine
                                                    comments, identified by ‘‘Collection of                  extension of an existing collection of                members of the public to ensure proper
                                                    Qualitative Feedback on Agency Service                   information, before submitting the                    functioning and ease of use.
                                                    Delivery’’ to: Rochelle Durant, Program                  collection of information to OMB for                     The solicitation of feedback will target
                                                    Analyst, Office of General Counsel,                      approval. To comply with this                         areas such as: Timeliness,
asabaliauskas on DSKBBXCHB2PROD with NOTICES




                                                    Court Services and Offender                              requirement, CSOSA is publishing                      appropriateness, accuracy of
                                                    Supervision Agency for the District of                   notice of the proposed collection of                  information, courtesy, efficiency of
                                                    Columbia, 633 Indiana Avenue NW.,                        information set forth in this document.               service delivery, and resolution of
                                                    Washington, DC 20004 or to                               The proposed information collection                   issues with service delivery. Responses
                                                    Rochelle.Durant@csosa.gov Fax: (202)                     activity provides a means to garner                   will be assessed to plan and inform
                                                    220–5315.                                                qualitative customer and stakeholder                  efforts to improve or maintain the
                                                      Comments submitted in response to                      feedback in an efficient, timely manner,              quality of service offered to the public.
                                                    this notice may be made available to the                 in accordance with the Administration’s               If this information is not collected, vital
                                                    public. For this reason, please do not                   commitment to improving service                       feedback from customers and


                                               VerDate Sep<11>2014   17:45 Jul 14, 2017   Jkt 241001   PO 00000   Frm 00012   Fmt 4703   Sfmt 4703   E:\FR\FM\17JYN1.SGM   17JYN1



Document Created: 2017-07-15 03:46:07
Document Modified: 2017-07-15 03:46:07
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before August 16, 2017 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: [email protected] Please do not submit comments to this email box.
FR Citation82 FR 32686 

2025 Federal Register | Disclaimer | Privacy Policy
USC | CFR | eCFR