82 FR 48497 - Consumer Advisory Board Meeting

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 82, Issue 200 (October 18, 2017)

Page Range		48497-48498
FR Document		2017-22629

Under the Federal Advisory Committee Act (FACA), this notice sets forth the announcement of a public meeting of the Consumer Advisory Board (CAB or Board) of the Bureau of Consumer Financial Protection (CFPB or Bureau). The notice also describes the functions of the Board.

Federal Register, Volume 82 Issue 200 (Wednesday, October 18, 2017)

[Federal Register Volume 82, Number 200 (Wednesday, October 18, 2017)]
[Notices]
[Pages 48497-48498]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2017-22629]


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BUREAU OF CONSUMER FINANCIAL PROTECTION


Consumer Advisory Board Meeting

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of public meeting.

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SUMMARY: Under the Federal Advisory Committee Act (FACA), this notice 
sets forth the announcement of a public meeting of the Consumer 
Advisory Board (CAB or Board) of the Bureau of Consumer Financial 
Protection (CFPB or Bureau). The notice also describes the functions of 
the Board.

DATES: The meeting date is Thursday, November 2, 2017, 10:00 a.m. to 
5:30 p.m. eastern standard time.

ADDRESSES: The meeting location is the Hilton Tampa Downtown, 211 North 
Tampa Street, Tampa, FL 33602.

FOR FURTHER INFORMATION CONTACT: Crystal Dully, Outreach and Engagement 
Associate, 202-435-9588, [email protected], Consumer 
Advisory Board and Councils Office, External Affairs, 1275 First Street 
NE., Washington, DC 20002.

SUPPLEMENTARY INFORMATION: 

I. Background

    Section 3 of the Charter of the Consumer Advisory Board states 
that:
    The purpose of the Board is outlined in section 1014(a) of the 
Dodd-Frank Act, which states that the Board shall ``advise and consult 
with the Bureau in the exercise of its functions under the Federal 
consumer financial laws'' and ``provide information on emerging 
practices in the consumer financial products or services industry, 
including regional trends, concerns, and other relevant information.'' 
To carry out the Board's purpose, the scope of its activities shall 
include providing information, analysis, and recommendations to the 
Bureau. The Board will generally serve as a vehicle for market 
intelligence and expertise for the Bureau. Its objectives will include 
identifying and assessing the impact on consumers and other market 
participants of new, emerging, and changing products, practices, or 
services.

II. Agenda

    The Consumer Advisory Board will discuss Know Before You Owe: 
Reverse Mortgages, financial well-being, trends and themes, and payday, 
vehicle title, and certain high-cost installment loans.
    Written comments will be accepted from interested members of the 
public and should be sent to [email protected], a 
minimum of seven (7) days in advance of the meeting. The comments will 
be provided to the CAB members for consideration. There will also be an 
opportunity for public comment at the meeting. Persons who need a 
reasonable accommodation to participate should contact 
[email protected],

[[Page 48498]]

202-435-9EEO, 1-855-233-0362, or 202-435-9742 (TTY) at least ten 
business days prior to the meeting or event to request assistance. The 
request must identify the date, time, location, and title of the 
meeting or event, the nature of the assistance requested, and contact 
information for the requester. CFPB will strive to provide, but cannot 
guarantee that accommodation will be provided for late requests.
    Individuals who wish to attend the Consumer Advisory Board meeting 
must RSVP to [email protected] by noon, November 1, 
2017. Members of the public must RSVP by the due date and must include 
``CAB'' in the subject line of the RSVP.

III. Availability

    The Board's agenda will be made available to the public on October 
18, 2017, via www.consumerfinance.gov. Individuals should express in 
their RSVP if they require a paper copy of the agenda.
    A recording and transcript of this meeting will be available after 
the meeting on the CFPB's Web site www.consumerfinance.gov.

    Dated: October 13, 2017.
Leandra English,
Chief of Staff, Bureau of Consumer Financial Protection.
[FR Doc. 2017-22629 Filed 10-17-17; 8:45 am]
 BILLING CODE 4810-AM-P

Federal Register / Vol. 82, No. 200 / Wednesday, October 18, 2017 / Notices 48497

• By hand delivery/courier to: The security futures products will be treated, SUMMARY: Under the Federal Advisory
address listed above for submission by either as securities transactions held in Committee Act (FACA), this notice sets
mail. a securities account or as futures forth the announcement of a public
A copy of the supporting statements transactions held in a futures account. meeting of the Consumer Advisory
for the collection of information How an account is treated is important Board (CAB or Board) of the Bureau of
discussed herein may be obtained by in the unlikely event of the insolvency Consumer Financial Protection (CFPB or
visiting http://RegInfo.gov. of the firm. Only securities accounts Bureau). The notice also describes the
All comments must be submitted in receive insurance protection under functions of the Board.
English, or if not, accompanied by an provisions of the Securities Investor DATES: The meeting date is Thursday,
English translation. Comments will be Protection Act. By contrast, only futures November 2, 2017, 10:00 a.m. to 5:30
posted as received to http:// accounts are subject to the protections p.m. eastern standard time.
www.cftc.gov. You should submit only provided by the segregation ADDRESSES: The meeting location is the
information that you wish to make requirements of the CEA. Hilton Tampa Downtown, 211 North
available publicly. If you wish the An agency may not conduct or
Tampa Street, Tampa, FL 33602.
Commission to consider information sponsor, and a person is not required to
respond to, a collection of information FOR FURTHER INFORMATION CONTACT:
that you believe is exempt from
unless it displays a currently valid OMB Crystal Dully, Outreach and Engagement
disclosure under the Freedom of
control number. The OMB control Associate, 202–435–9588, CFPB_
Information Act, a petition for
numbers for the CFTC’s regulations CABandCouncilsEvents@cfpb.gov,
confidential treatment of the exempt
were published on December 30, 1981. Consumer Advisory Board and Councils
information may be submitted according
See 46 FR 63035 (Dec. 30, 1981). The Office, External Affairs, 1275 First Street
to the procedures established in § 145.9
Federal Register notice with a 60-day NE., Washington, DC 20002.
of the Commission’s regulations.1 The
Commission reserves the right, but shall comment period soliciting comments on SUPPLEMENTARY INFORMATION:
have no obligation, to review, pre- this collection of information was I. Background
screen, filter, redact, refuse or remove published on August 4, 2017 (82 FR
36384). The Commission did not receive Section 3 of the Charter of the
any or all of your submission from
any comments specifically addressing Consumer Advisory Board states that:
http://www.cftc.gov that it may deem to
the 60-Day Notice. The purpose of the Board is outlined
be inappropriate for publication, such as
Burden Statement: The respondent in section 1014(a) of the Dodd-Frank
obscene language. All submissions that
burden for this collection is estimated to Act, which states that the Board shall
have been redacted or removed that
average 1.57 hours per response. These ‘‘advise and consult with the Bureau in
contain comments on the merits of the
estimates include the time needed to the exercise of its functions under the
ICR will be retained in the public
review instructions; develop, acquire, Federal consumer financial laws’’ and
comment file and will be considered as
install, and utilize technology and ‘‘provide information on emerging
required under the Administrative
systems for the purposes of collecting, practices in the consumer financial
Procedure Act and other applicable
validating, and verifying information, products or services industry, including
laws, and may be accessible under the
processing and maintaining information regional trends, concerns, and other
Freedom of Information Act.
and disclosing and providing relevant information.’’ To carry out the
FOR FURTHER INFORMATION CONTACT: Board’s purpose, the scope of its
David Steinberg, Commodity Futures information; adjust the existing ways to
comply with any previously applicable activities shall include providing
Trading Commission, phone: 202–418– information, analysis, and
5102, fax: 202–418–5527, email: instructions and requirements; train
personnel to be able to respond to a recommendations to the Bureau. The
dsteinberg@cftc.gov, and refer to OMB Board will generally serve as a vehicle
Control No. 3038–0059. collection of information; and transmit
or otherwise disclose the information. for market intelligence and expertise for
SUPPLEMENTARY INFORMATION: Respondents/Affected Entities: 44. the Bureau. Its objectives will include
Title: Part 41 Relating to Security Estimated number of responses: 943. identifying and assessing the impact on
Futures Products (OMB Control No. Estimated total annual burden on consumers and other market
3038–0059). This is a request for respondents: 1,482 hours. participants of new, emerging, and
extension of a currently approved Frequency of collection: On occasion. changing products, practices, or
information collection. There are no capital costs or operating services.
Abstract: Section 4d(c) of the and maintenance costs associated with
Commodity Exchange Act (‘‘CEA’’), 7 this collection. II. Agenda
U.S.C. 6d(c), requires the CFTC to Authority: 44 U.S.C. 3501 et seq. The Consumer Advisory Board will
consult with the Securities and discuss Know Before You Owe: Reverse
Exchange Commission (‘‘SEC’’) and Dated: October 13, 2017. Mortgages, financial well-being, trends
issue such rules, regulations, or orders Robert N. Sidman, and themes, and payday, vehicle title,
as are necessary to avoid duplicative or Deputy Secretary of the Commission. and certain high-cost installment loans.
conflicting regulations applicable to [FR Doc. 2017–22608 Filed 10–17–17; 8:45 am] Written comments will be accepted
firms that are fully registered with the BILLING CODE 6351–01–P from interested members of the public
SEC as brokers or dealers and the CFTC and should be sent to CFPB_
as futures commission merchants CABandCouncilsEvents@cfpb.gov, a
involving provisions of the CEA that BUREAU OF CONSUMER FINANCIAL minimum of seven (7) days in advance
ethrower on DSK3G9T082PROD with NOTICES

pertain to the treatment of customer PROTECTION of the meeting. The comments will be
funds. The CFTC, jointly with the SEC, provided to the CAB members for
issued regulations requiring such Consumer Advisory Board Meeting consideration. There will also be an
dually-registered firms to make choices AGENCY: Bureau of Consumer Financial opportunity for public comment at the
as to how its customers’ transactions in Protection. meeting. Persons who need a reasonable
accommodation to participate should
ACTION: Notice of public meeting.
1 17 CFR 145.9. contact CFPB_504Request@cfpb.gov,

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48498 Federal Register / Vol. 82, No. 200 / Wednesday, October 18, 2017 / Notices

202–435–9EEO, 1–855–233–0362, or CORPORATION FOR NATIONAL AND information collection activity, to the
202–435–9742 (TTY) at least ten COMMUNITY SERVICE Office of the National Service Trust,
business days prior to the meeting or Attn: Ms. Nahid Jarrett, Trust Officer for
event to request assistance. The request Agency Information Collection the Corporation for National and
must identify the date, time, location, Activities; Submission to the Office of Community Service, by any of the
and title of the meeting or event, the Management and Budget for Review following two methods within 30 days
nature of the assistance requested, and and Approval; Comment Request; from the date of publication in the
contact information for the requester. Request To Transfer a Segal Education Federal Register:
CFPB will strive to provide, but cannot Award Amount, Accept/Decline Award (1) Electronically through
guarantee that accommodation will be Transfer Form, Request To Revoke www.regulations.gov.
provided for late requests. Transfer of Education Award Form, (2) By mail sent to: Corporation for
Individuals who wish to attend the and Rescind Acceptance of Award National and Community Service,
Consumer Advisory Board meeting must Transfer Form National Service Trust, Attention: Nahid
RSVP to cfpb_cabandcouncilsevents@ Jarrett, 250 E. St. SW., Washington, DC
AGENCY: Corporation for National and
cfpb.gov by noon, November 1, 2017. 20525.
Community Service.
Members of the public must RSVP by SUPPLEMENTARY INFORMATION: The OMB
ACTION: Notice.
the due date and must include ‘‘CAB’’ is particularly interested in comments
in the subject line of the RSVP. SUMMARY: The Corporation for National which:
and Community Service (CNCS), as part • Evaluate whether the proposed
III. Availability of its continuing effort to reduce collection of information is necessary
The Board’s agenda will be made paperwork and respondent burden, for the proper performance of the
available to the public on October 18, conducts a pre-clearance consultation functions of CNCS, including whether
2017, via www.consumerfinance.gov. program to provide the general public the information will have practical
Individuals should express in their and federal agencies with an utility;
RSVP if they require a paper copy of the opportunity to comment on proposed • Evaluate the accuracy of the
agenda. and/or continuing collections of agency’s estimate of the burden of the
A recording and transcript of this information in accordance with the proposed collection of information,
meeting will be available after the Paperwork Reduction Act of 1995 including the validity of the
meeting on the CFPB’s Web site (PRA95). This program helps to ensure methodology and assumptions;
www.consumerfinance.gov. that requested data can be provided in • Propose ways to enhance the
the desired format, reporting burden quality, utility, and clarity of the
Dated: October 13, 2017. information to be collected; and
(time and financial resources) is
Leandra English, minimized, collection instruments are • Propose ways to minimize the
Chief of Staff, Bureau of Consumer Financial clearly understood, and the impact of burden of the collection of information
Protection. collection requirements on respondents on those who are to respond, including
[FR Doc. 2017–22629 Filed 10–17–17; 8:45 am] can be properly assessed. through the use of appropriate
BILLING CODE 4810–AM–P Currently, CNCS is soliciting automated, electronic, mechanical, or
comments concerning its proposed other technological collection
renewal of the Award Transfer forms: techniques or other forms of information
Request to Transfer a Segal Education technology.
CONSUMER PRODUCT SAFETY Award Amount, Accept/Decline Award Current Action
COMMISSION Transfer Form, Request to Revoke
Transfer of Education Award Form, and CNCS seeks to renew the current
Sunshine Act Meeting Notice Rescind Acceptance of Award Transfer information. Except to add the
Form. These forms enable AmeriCorps categories of stepchild and step
TIME AND DATE: Tuesday, October 24, grandchild to the list of qualified
members and recipients to meet the
2017, 10:00 a.m.–12:00 p.m. recipients of the award transfer, only
legal requirements of the award transfer
PLACE: Hearing Room 420, Bethesda process. Copies of the information slight formatting and editing changes
Towers, 4330 East-West Highway, collection requests can be obtained by have been made.
Bethesda, MD. contacting the office listed in the The information collection will
Addresses section of this Notice. otherwise be used in the same manner
STATUS: Commission Meeting—Open to
Copies of this information collection as the existing application. CNCS also
the Public.
request, with applicable supporting seeks to continue using the current
MATTER TO BE CONSIDERED: Decisional forms until the revised forms are
Matter: Fiscal Year 2018 Operating Plan. documentation, may be obtained by
calling the Corporation for National and approved by OMB. The current
A live webcast of the Meeting can be information collection is due to expire
Community Service, Nahid Jarrett, at
viewed at https://www.cpsc.gov/live. on September 30, 2017.
202–606–6753 or email to njarrett@
CONTACT PERSON FOR MORE INFORMATION: cns.gov. Individuals who use a Description: AmeriCorps members
Rockelle Hammond, Office of the telecommunications device for the deaf may offer to transfer all or part of their
Secretary, U.S. Consumer Product (TTY–TDD) may call 1–800–833–3722 qualified education awards to certain
Safety Commission, 4330 East-West between 8:00 a.m. and 8:00 p.m. Eastern family members. Provision is made to
Highway, Bethesda, MD 20814, (301) accept the transfer or not, to rescind
ethrower on DSK3G9T082PROD with NOTICES

Time, Monday through Friday.
504–7923. acceptance or revoke the transfer. These
DATES: Comments may be submitted,
processes are implemented
Dated: October 13, 2017. identified by the title of the information
electronically where possible but paper
Alberta E. Mills, collection activity, by November 17,
forms are available if necessary.
Acting Secretary. 2017. Type of Review: Renewal.
[FR Doc. 2017–22661 Filed 10–16–17; 4:15 pm] ADDRESSES: Comments may be Agency: Corporation for National and
BILLING CODE 6355–01–P submitted, identified by the title of the Community Service.

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Document Created: 2017-10-18 01:38:04
Document Modified: 2017-10-18 01:38:04

Category		Regulatory Information
Collection		Federal Register
sudoc Class		AE 2.7: GS 4.107: AE 2.106:
Publisher		Office of the Federal Register, National Archives and Records Administration
Section		Notices
Action		Notice of public meeting.
Dates		The meeting date is Thursday, November 2, 2017, 10:00 a.m. to 5:30 p.m. eastern standard time.
Contact		Crystal Dully, Outreach and Engagement Associate, 202-435-9588, [email protected], Consumer Advisory Board and Councils Office, External Affairs, 1275 First Street NE., Washington, DC 20002.
FR Citation		82 FR 48497