82 FR 57025 - Agency Information Collection Activities: Information Collection Revisions; Submission for OMB Review; Regulation C; Fair Housing Home Loan Data System Regulation
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency Federal Register Volume 82, Issue 230 (December 1, 2017)
Office of the Comptroller of the Currency
Federal Register Volume 82, Issue 230 (December 1, 2017)
| Page Range | 57025-57027 | |
| FR Document | 2017-25914 |
[Federal Register Volume 82, Number 230 (Friday, December 1, 2017)] [Notices] [Pages 57025-57027] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2017-25914] ======================================================================= ----------------------------------------------------------------------- DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Revisions; Submission for OMB Review; Regulation C; Fair Housing Home Loan Data System Regulation AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. SUMMARY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on continuing information collections as required by the Paperwork Reduction Act of 1995 (PRA). An agency may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the revision of its information collections titled ``Regulation C'' and ``Fair Housing Home Loan Data System Regulation.'' The OCC also is giving notice that it has sent the collections to OMB for review. DATES: Comments must be submitted on or before January 2, 2018. ADDRESSES: Because paper mail in the Washington, DC area and at the OCC is subject to delay, commenters are encouraged to submit comments by email, if possible. Comments may be sent to: Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, Attention: 1557-0176; 1557-0159, 400 7th Street SW., Suite 3E-218, Washington, DC 20219. In addition, comments may be sent by fax to (571) 465-4326 or by electronic mail to [email protected]. You may personally inspect and photocopy comments at the OCC, 400 7th Street SW., Washington, DC 20219. For security reasons, the OCC requires that visitors make an appointment to inspect comments. You may do so by calling (202) 649-6700 or, for persons who are deaf or hearing impaired, TTY, (202) 649-5597. Upon arrival, visitors will be required to present valid government-issued photo identification and submit to security screening in order to inspect and photocopy comments. All comments received, including attachments and other supporting materials, are part of the public record and subject to public disclosure. Do not include any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure. Additionally, please send a copy of your comments by mail to: OCC Desk Officer, 1557-0159; 1557-0176, U.S. Office of Management and Budget, 725 17th Street NW., #10235, Washington, DC 20503 or by email to [email protected]. FOR FURTHER INFORMATION CONTACT: Shaquita Merritt, OCC Clearance Officer, (202) 649-5490 or, for persons who are deaf or hearing impaired, TTY, (202) 649-5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW., Washington, DC 20219. SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501-3520), Federal agencies must obtain approval from the OMB for each collection of information that they conduct or sponsor. ``Collection of information'' is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) to include agency requests or requirements that members of the public submit reports, keep records, or provide information to a third party. The OCC proposes to revise the following collections: [[Page 57026]] Titles: Regulation C; Fair Housing Home Loan Data System Regulation. OMB Control Nos.: 1557-0176; 1557-0159. Type of Review: Regular review. Description: Regulation C,\1\ which implements the Home Mortgage Disclosure Act \2\ (HMDA) enacted in 1975, requires certain depository and non-depository institutions that make certain mortgage loans to collect, report, and disclose data about originations and purchases of mortgage loans, as well as loan applications that do not result in originations. HMDA generates loan data that can be used to: (1) Help determine whether financial institutions are serving the housing needs of their communities; (2) assist public officials in distributing public-sector investments so as to attract private investment to areas where it is needed; and (3) assist in identifying possible discriminatory lending patterns and enforcing anti-discrimination statutes. --------------------------------------------------------------------------- \1\ 12 CFR part 1003. \2\ 12 U.S.C. 2801-2811. --------------------------------------------------------------------------- The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 \3\ (the Dodd-Frank Act) transferred HMDA and its rulemaking authority from the Board of Governors of the Federal Reserve System (Board) to the Consumer Financial Protection Bureau (CFPB), and transferred supervisory and enforcement authority for HMDA for depository institutions over $10 billion in consolidated assets from the Board, Federal Deposit Insurance Corporation, OCC, and National Credit Union Administration to the CFPB. --------------------------------------------------------------------------- \3\ Public Law 111-203, July 21, 2010. --------------------------------------------------------------------------- The CFPB published a final rule on October 28, 2015 that expanded the data collected and reported under HMDA, as implemented by Regulation C, and published a final rule on September 13, 2017, with additional corrections and clarifications (final rules). The final rules also modified the types of lenders and loans covered under Regulation C. First, for data collected in 2017, and reported in 2018, the rule simply reduces the number of institutions covered under Regulation C because only depositories originating more than 25 closed end loans must report. Then, starting January 1, 2018, an institution will collect expanded data under HMDA if it either originates 25 or more closed-end mortgage loans or 500 or more open-end lines of credit secured by a dwelling in each of the two preceding years, in addition to meeting other criteria. These institutions will begin reporting the expanded HMDA data in 2019. Starting in 2020, an institution will collect data on open-end lines of credit if it originates more than 100 open-end lines of credit secured by a dwelling in each of the two preceding years (and report that open-end lines of credit data beginning in 2021). An institution also will collect and report covered loans and applications quarterly if it received a total of at least 60,000 covered loans and applications in the preceding calendar year. A covered institution must report a covered loan if it has met the loan origination volume threshold for that loan category (open-end or closed-end); an institution that is not required to report data may voluntarily do so subject to the limitations enumerated in 12 CFR 1002.5(b). In addition, the types of loans covered under Regulation C will change under the final rules beginning in 2018. Covered institutions will be required to collect and report any mortgage loan secured by a dwelling, including open-end lines of credit, regardless of the loan's purpose. Dwelling-secured loans that are made principally for a commercial or business purpose, as well as agricultural-purpose loans and other specified loans will be excluded. HMDA requires covered institutions to collect, record, report, and disclose information about their mortgage lending activity. Currently, Regulation C requires a covered institution to collect and report data about:Each application or loan, including the application date; the action taken and the date of that action; the loan amount; the loan type (for example, government guaranteed or not) and purpose (for example, home purchase); and, if the loan is sold, the type of purchaser; Each applicant or borrower, including ethnicity, race, sex, and income; and Each property, including location and occupancy status. Beginning in 2018, the final rules will require collection of additional data, which covered institutions will report in 2019: Additional information about the applicant or borrower, such as age and credit score; Information about the loan pricing, such as the borrower's total cost to obtain a mortgage, temporary introductory rates, and borrower-paid origination charges; Information about loan features, such as the loan term, prepayment penalties, or non-amortizing features (such as interest only or balloon payments); and Additional information about property securing the loan, such as property value and property type. In addition, existing requirements, including the requirements for collection and reporting of information regarding an applicant's or borrower's ethnicity, race and sex are being amended. The Fair Housing Act \4\ prohibits discrimination in the financing of housing on the basis of race, color, religion, sex, national origin, familial status, or handicap. The Equal Credit Opportunity Act \5\ (ECOA) prohibits discrimination in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, receipt of income from public assistance, or exercise of any right under the Consumer Credit Protection Act \6\ (CCPA). The OCC is responsible for ensuring that national banks and federal savings associations comply with those laws. This information collection is needed to promote compliance and for the OCC to fulfill its statutory responsibilities. --------------------------------------------------------------------------- \4\ 42 U.S.C. 3605. \5\ 15 U.S.C. 1691 et seq. \6\ 15 U.S.C. 1601 et seq. --------------------------------------------------------------------------- The OCC uses the data collected pursuant to part 27 to determine whether an institution treated applicants consistently and made credit decisions commensurate with the applicants' qualifications and in compliance with the ECOA and the Fair Housing Act. The information collection requirements in part 27 are as follows: 12 CFR 27.3(a) requires national banks that are required to collect data on home loans under Regulation C \7\ to present the data in accordance with the HMDA-LAR instructions. Section 27.3(a) also lists exceptions to the HMDA-LAR recordkeeping requirements. Federal savings associations are also required to report this information to the OCC pursuant to 12 CFR 128.6 and Regulation C. --------------------------------------------------------------------------- \7\ This regulation has been transferred to the CFPB (12 CFR part 1003). --------------------------------------------------------------------------- 12 CFR 27.3(b) lists the information national banks shall attempt to obtain from an applicant as part of a home loan application and sets forth the information that banks must disclose to an applicant. 12 CFR 27.3(c) sets forth additional information national banks must maintain in the loan file. 12 CFR 27.4 states that the OCC may require a national bank to maintain a Fair Housing Inquiry/Application Log found in Appendix III to part 27 if there is reason to believe that the bank is engaging in discriminatory practices or if analysis of the data compiled by the bank under the Home Mortgage [[Page 57027]] Disclosure Act (12 U.S.C. 2801 et seq.) and Regulation C indicates a pattern of significant variation in the number of home loans between census tracts with similar incomes and home ownership levels differentiated only by race or national origin. Section 27.4(a)(2) also requires a log if complaints filed with the Comptroller or letters in the Community Reinvestment Act file are found to be substantive in nature, indicating that the bank's home lending practices are, or may be, discriminatory. 12 CFR 27.5 requires a national bank to maintain the information required by Sec. 27.3 for 25 months after the bank notifies the applicant of action taken on an application or after withdrawal of an application. 12 CFR 27.7 requires a national bank to submit the information required by Sec. Sec. 27.3(a) and 27.4 to the OCC upon its request prior to a scheduled examination using the Monthly Home Loan Activity Format form in Appendix I to part 27 and the Home Loan Data Form in Appendix IV to part 27. Section 27.7(c)(3) states that a bank with fewer than 75 home loan applications in the preceding year will not be required to submit such forms unless the home loan activity is concentrated in the few months preceding the request for data, indicating the likelihood of increased activity over the subsequent year, or there is cause to believe that a bank is not in compliance with the fair housing laws based on prior examinations and/or complaints, among other factors. Sec. 27.7(d) provides that if there is cause to believe that a bank is in noncompliance with fair housing laws, the Comptroller may require submission of additional Home Loan Data Submission Forms. The Comptroller may also require submission of the information maintained under Sec. 27.3(a) and Home Loan Data Submission Forms at more frequent intervals. OCC-regulated institutions have access to a CFPB-developed web- based data submission and edit-check system (the HMDA Platform) that may be used to process HMDA data. Some institutions, typically those with small volumes of reported loans or those that do not use a vendor or other software to prepare their HMDA data for submission, still need to use a software solution for integrating HMDA data from paper records or electronic systems. Therefore, the CFPB created a prototype ``LAR Formatting Tool'' which will allow financial institutions with small volumes of reported loans, or those that do not use a vendor or other software to prepare their HMDA data for submission. Affected Public: Businesses or other for-profit. Burden Estimates: Regulation C: 2017: Estimated Number of Respondents: 702. Estimated Annual Burden: 3,384,342 hours. 2018: Estimated Number of Respondents: 702. Estimated Annual Burden: 959,232 hours. 2019: Estimated Number of Respondents: 702. Estimated Annual Burden: 959,232 hours. Fair Housing Home Loan Data System Regulation: Estimated Number of Respondents: 956. Estimated Annual Burden: 19,864 hours. Frequency of Response: On occasion. Comments: The OCC issued a notice for 60 days of comment regarding these collections on September 26, 2017, 82 FR 44873. No comments were received. Comments continue to be invited on: (a) Whether the collections of information are necessary for the proper performance of the functions of the OCC, including whether the information has practical utility; (b) The accuracy of the OCC's estimates of the information collection burden; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Dated: November 28, 2017. Karen Solomon, Acting Senior Deputy Comptroller and Chief Counsel, Office of the Comptroller of the Currency. [FR Doc. 2017-25914 Filed 11-30-17; 8:45 am] BILLING CODE 4810-33-P
![Federal Register / Vol. 82, No. 230 / Friday, December 1, 2017 / Notices 57025
SUMMARY: The Secretary of criteria given in § 388.4 of MARAD’s Home Loan Data System Regulation.’’
Transportation, as represented by the regulations at 46 CFR part 388. The OCC also is giving notice that it has
Maritime Administration (MARAD), is sent the collections to OMB for review.
Privacy Act
authorized to grant waivers of the U.S.- DATES: Comments must be submitted on
build requirement of the coastwise laws In accordance with 5 U.S.C. 553(c), or before January 2, 2018.
under certain circumstances. A request DOT/MARAD solicits comments from ADDRESSES: Because paper mail in the
for such a waiver has been received by the public to better inform its Washington, DC area and at the OCC is
MARAD. The vessel, and a brief rulemaking process. DOT/MARAD posts subject to delay, commenters are
description of the proposed service, is these comments, without edit, to encouraged to submit comments by
listed below. www.regulations.gov, as described in email, if possible. Comments may be
DATES: Submit comments on or before the system of records notice, DOT/ALL– sent to: Legislative and Regulatory
January 2, 2018. 14 FDMS, accessible through Activities Division, Office of the
www.dot.gov/privacy. In order to Comptroller of the Currency, Attention:
ADDRESSES: Comments should refer to
facilitate comment tracking and 1557–0176; 1557–0159, 400 7th Street
docket number MARAD–2017–0186.
response, we encourage commenters to SW., Suite 3E–218, Washington, DC
Written comments may be submitted by
provide their name, or the name of their 20219. In addition, comments may be
hand or by mail to the Docket Clerk,
organization; however, submission of sent by fax to (571) 465–4326 or by
U.S. Department of Transportation,
names is completely optional. Whether electronic mail to prainfo@occ.treas.gov.
Docket Operations, M–30, West
or not commenters identify themselves, You may personally inspect and
Building Ground Floor, Room W12–140,
all timely comments will be fully photocopy comments at the OCC, 400
1200 New Jersey Avenue SE.,
considered. If you wish to provide 7th Street SW., Washington, DC 20219.
Washington, DC 20590. You may also
comments containing proprietary or For security reasons, the OCC requires
send comments electronically via the
confidential information, please contact that visitors make an appointment to
Internet at http://www.regulations.gov.
the agency for alternate submission inspect comments. You may do so by
All comments will become part of this
instructions. calling (202) 649–6700 or, for persons
docket and will be available for
inspection and copying at the above Authority: 49 CFR 1.93(a), 46 U.S.C. 55103, who are deaf or hearing impaired, TTY,
address between 10:00 a.m. and 5:00 46 U.S.C. 12121. (202) 649–5597. Upon arrival, visitors
p.m., Monday through Friday, except By Order of the Maritime Administrator. will be required to present valid
federal holidays. An electronic version Dated: November 28, 2017. government-issued photo identification
of this document and all documents and submit to security screening in
T. Mitchell Hudson, Jr.,
entered into this docket is available at order to inspect and photocopy
Secretary, Maritime Administration.
http://www.regulations.gov. comments.
[FR Doc. 2017–25883 Filed 11–30–17; 8:45 am] All comments received, including
FOR FURTHER INFORMATION CONTACT: BILLING CODE 4910–81–P attachments and other supporting
Bianca Carr, U.S. Department of materials, are part of the public record
Transportation, Maritime and subject to public disclosure. Do not
Administration, 1200 New Jersey DEPARTMENT OF THE TREASURY include any information in your
Avenue SE., Room W23–453, comment or supporting materials that
Washington, DC 20590. Telephone 202– Office of the Comptroller of the you consider confidential or
366–9309, Email Bianca.carr@dot.gov. Currency inappropriate for public disclosure.
SUPPLEMENTARY INFORMATION: As Additionally, please send a copy of
described by the applicant the intended Agency Information Collection your comments by mail to: OCC Desk
service of the vessel SEA PIRATE is: Activities: Information Collection Officer, 1557–0159; 1557–0176, U.S.
—Intended Commercial Use of Vessel: Revisions; Submission for OMB Office of Management and Budget, 725
‘‘Public and private day charters and Review; Regulation C; Fair Housing 17th Street NW., #10235, Washington,
overnight charters’’ Home Loan Data System Regulation DC 20503 or by email to oira_
—Geographic Region: ‘‘Washington AGENCY: Office of the Comptroller of the submission@omb.eop.gov.
State, Oregon, California ’’ Currency (OCC), Treasury. ACTION: FOR FURTHER INFORMATION CONTACT:
The complete application is given in Notice and request for comment. Shaquita Merritt, OCC Clearance
DOT docket MARAD–2017–0186 at SUMMARY: The OCC, as part of its Officer, (202) 649–5490 or, for persons
http://www.regulations.gov. Interested continuing effort to reduce paperwork who are deaf or hearing impaired, TTY,
parties may comment on the effect this and respondent burden, invites the (202) 649–5597, Legislative and
action may have on U.S. vessel builders general public and other Federal Regulatory Activities Division, Office of
or businesses in the U.S. that use U.S.- agencies to take this opportunity to the Comptroller of the Currency, 400 7th
flag vessels. If MARAD determines, in comment on continuing information Street SW., Washington, DC 20219.
accordance with 46 U.S.C. 12121 and collections as required by the SUPPLEMENTARY INFORMATION: Under the
MARAD’s regulations at 46 CFR part Paperwork Reduction Act of 1995 PRA (44 U.S.C. 3501–3520), Federal
388, that the issuance of the waiver will (PRA). agencies must obtain approval from the
have an unduly adverse effect on a U.S.- An agency may not conduct or OMB for each collection of information
vessel builder or a business that uses sponsor, and the respondent is not that they conduct or sponsor.
U.S.-flag vessels in that business, a required to respond to, an information ‘‘Collection of information’’ is defined
sradovich on DSK3GMQ082PROD with NOTICES
waiver will not be granted. Comments collection unless it displays a currently in 44 U.S.C. 3502(3) and 5 CFR
should refer to the docket number of valid Office of Management and Budget 1320.3(c) to include agency requests or
this notice and the vessel name in order (OMB) control number. requirements that members of the public
for MARAD to properly consider the The OCC is soliciting comment submit reports, keep records, or provide
comments. Comments should also state concerning the revision of its information to a third party. The OCC
the commenter’s interest in the waiver information collections titled proposes to revise the following
application, and address the waiver ‘‘Regulation C’’ and ‘‘Fair Housing collections:
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![Federal Register / Vol. 82, No. 230 / Friday, December 1, 2017 / Notices 57027
Disclosure Act (12 U.S.C. 2801 et seq.) Affected Public: Businesses or other DEPARTMENT OF THE TREASURY
and Regulation C indicates a pattern of for-profit.
significant variation in the number of Burden Estimates: United States Mint
home loans between census tracts with
similar incomes and home ownership Regulation C: Renewal of Currently Approved
levels differentiated only by race or 2017: Information Collection: Comment
national origin. Section 27.4(a)(2) also Request for Customer Satisfaction and
Estimated Number of Respondents:
requires a log if complaints filed with Opinion Surveys, and Focus Group
the Comptroller or letters in the 702.
Interviews
Community Reinvestment Act file are Estimated Annual Burden: 3,384,342
found to be substantive in nature, hours. AGENCY: United States Mint, Treasury.
indicating that the bank’s home lending
2018: ACTION: Notice and request for
practices are, or may be, discriminatory.
comments; extension of comment
• 12 CFR 27.5 requires a national Estimated Number of Respondents:
period.
bank to maintain the information 702.
required by § 27.3 for 25 months after Estimated Annual Burden: 959,232
the bank notifies the applicant of action SUMMARY: This document extends the
hours. comment period for a notice and request
taken on an application or after
withdrawal of an application. 2019: for comments that was published in the
• 12 CFR 27.7 requires a national Federal Register on Monday, November
Estimated Number of Respondents: 6, 2017. The notice and request for
bank to submit the information required 702.
by §§ 27.3(a) and 27.4 to the OCC upon comments relates to the Paperwork
its request prior to a scheduled Estimated Annual Burden: 959,232 Reduction Act of 1995, Public Law 104–
examination using the Monthly Home hours. 13 (44 U.S.C. 3506(c)(2)(A)).
Loan Activity Format form in Appendix Fair Housing Home Loan Data System DATES: The comment period for the
I to part 27 and the Home Loan Data Regulation: notice and request for comments
Form in Appendix IV to part 27. Section Estimated Number of Respondents: published on Monday, November 6,
27.7(c)(3) states that a bank with fewer 956. 2017, (82 FR 51472, FR Doc. 2017–
than 75 home loan applications in the 24087), is extended. Comments must be
preceding year will not be required to Estimated Annual Burden: 19,864
hours. received on or before Friday, January 5,
submit such forms unless the home loan
2018.
activity is concentrated in the few Frequency of Response: On occasion.
months preceding the request for data, Comments: The OCC issued a notice ADDRESSES: Direct all written comments
indicating the likelihood of increased to Mary Ann Scharbrough, Records
for 60 days of comment regarding these
activity over the subsequent year, or Officer, Office of the Director, United
collections on September 26, 2017, 82
there is cause to believe that a bank is States Mint, 801 9th Street NW.,
FR 44873. No comments were received.
not in compliance with the fair housing Washington, DC 20220; (202) 384–5805
laws based on prior examinations and/ Comments continue to be invited on:
(this is not a toll-free number)
or complaints, among other factors. (a) Whether the collections of mary.scharbrough@usmint.treas.gov.
• § 27.7(d) provides that if there is information are necessary for the proper
cause to believe that a bank is in performance of the functions of the FOR FURTHER INFORMATION CONTACT:
noncompliance with fair housing laws, OCC, including whether the information Mary Ann Scharbrough, Records
the Comptroller may require submission has practical utility; Officer, Office of the Director, United
of additional Home Loan Data States Mint, 801 9th Street NW.,
(b) The accuracy of the OCC’s Washington, DC 20220; (202) 384–5805
Submission Forms. The Comptroller estimates of the information collection
may also require submission of the (this is not a toll-free number)
burden; mary.scharbrough@usmint.treas.gov.
information maintained under § 27.3(a)
and Home Loan Data Submission Forms (c) Ways to enhance the quality,
utility, and clarity of the information to SUPPLEMENTARY INFORMATION: A notice
at more frequent intervals. and request for comments that appeared
OCC-regulated institutions have be collected;
in the Federal Register on Monday,
access to a CFPB-developed web-based (d) Ways to minimize the burden of November 6, 2017, (FR Doc. 2017–
data submission and edit-check system the collection on respondents, including 24087) announced that written
(the HMDA Platform) that may be used through the use of automated collection comments are to be received by
to process HMDA data. Some techniques or other forms of information November 30, 2017. To provide the
institutions, typically those with small technology; and public with a sufficient opportunity to
volumes of reported loans or those that
(e) Estimates of capital or start-up submit comments, the due date to
do not use a vendor or other software to
prepare their HMDA data for costs and costs of operation, receive written comments has been
submission, still need to use a software maintenance, and purchase of services extended. Comments must be received
solution for integrating HMDA data to provide information. on or before Friday, January 5, 2018.
from paper records or electronic
sradovich on DSK3GMQ082PROD with NOTICES
Dated: November 28, 2017. Authority: Pursuant to 31 U.S.C. 5111,
systems. Therefore, the CFPB created a Karen Solomon, 5112, 5135, 5136, and 31 CFR part 92.
prototype ‘‘LAR Formatting Tool’’ Acting Senior Deputy Comptroller and Chief Dated: November 27, 2017.
which will allow financial institutions Counsel, Office of the Comptroller of the David Motl,
with small volumes of reported loans, or Currency.
those that do not use a vendor or other Acting Deputy Director, United States Mint.
[FR Doc. 2017–25914 Filed 11–30–17; 8:45 am]
software to prepare their HMDA data for [FR Doc. 2017–26027 Filed 11–30–17; 8:45 am]
BILLING CODE 4810–33–P
submission. BILLING CODE 4810–37–P
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Document Created: 2018-10-25 10:45:20
Document Modified: 2018-10-25 10:45:20
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Comments must be submitted on or before January 2, 2018. | |
| Contact | Shaquita Merritt, OCC Clearance Officer, (202) 649-5490 or, for persons who are deaf or hearing impaired, TTY, (202) 649-5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW., Washington, DC 20219. | |
| FR Citation | 82 FR 57025 |
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