83 FR 29153 - Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Procedures To Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies Under Section 312 of the Fair and Accurate Credit Transactions Act
DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency Federal Register Volume 83, Issue 121 (June 22, 2018)
Office of the Comptroller of the Currency
Federal Register Volume 83, Issue 121 (June 22, 2018)
| Page Range | 29153-29154 | |
| FR Document | 2018-13384 |
[Federal Register Volume 83, Number 121 (Friday, June 22, 2018)] [Notices] [Pages 29153-29154] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2018-13384] ======================================================================= ----------------------------------------------------------------------- DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Procedures To Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies Under Section 312 of the Fair and Accurate Credit Transactions Act AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Notice and request for comment. ----------------------------------------------------------------------- SUMMARY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other federal agencies to take this opportunity to comment on a continuing information collection as required by the Paperwork Reduction Act of 1995. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid OMB control number. The OCC is soliciting comment concerning the renewal of its information collection titled, ``Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transactions Act.'' The OCC also is giving notice that it has sent the collection to OMB for review. DATES: Comments must be received by July 23, 2018. ADDRESSES: Commenters are encouraged to submit comments by email, if possible. You may submit comments by any of the following methods:Email: prainfo@occ.treas.gov. Mail: Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, Attention: 1557-0238, 400 7th Street SW, suite 3E-218, Washington, DC 20219. Hand Delivery/Courier: 400 7th Street SW, suite 3E-218, Washington, DC 20219. Fax: (571) 465-4326. Instructions: You must include ``OCC'' as the agency name and ``1557-0238'' in your comment. In general, the OCC will publish your comment on www.reginfo.gov without change, including any business or personal information that you provide, such as name and address information, email addresses, or phone numbers. Comments received, including attachments and other supporting materials, are part of the public record and subject to public disclosure. Do not include any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure. Additionally, please send a copy of your comments by mail to: OCC Desk Officer, 1557-0238, U.S. Office of Management and Budget, 725 17th Street NW, #10235, Washington, DC 20503 or by email to oira_submission@omb.eop.gov. You may review comments and other related materials that pertain to this information collection \1\ following the close of the 30-Day comment period for this notice by any of the following methods: --------------------------------------------------------------------------- \1\ On April 2, 2018, the OCC published a 60-Day notice for this information collection. --------------------------------------------------------------------------- Viewing Comments Electronically: Go to www.reginfo.gov. Click on the ``Information Collection Review'' tab. [[Page 29154]] Underneath the ``Currently under Review'' section heading, from the drop-down menu, select ``Department of Treasury'' and then click ``submit.'' This information collection can be located by searching by OMB control number ``1557-0238'' or ``Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transactions Act.'' Upon finding the appropriate information collection, click on the related ``ICR Reference Number.'' On the next screen, select ``View Supporting Statement and Other Documents'' and then click on the link to any comment listed at the bottom of the screen. For assistance in navigating www.reginfo.gov, please contact the Regulatory Information Service Center at (202) 482-7340. Viewing Comments Personally: You may personally inspect comments at the OCC, 400 7th Street SW, Washington, DC. For security reasons, the OCC requires that visitors make an appointment to inspect comments. You may do so by calling (202) 649-6700 or, for persons who are deaf or hearing impaired, TTY, (202) 649-5597. Upon arrival, visitors will be required to present valid government-issued photo identification and submit to security screening in order to inspect comments. FOR FURTHER INFORMATION CONTACT: Mary H. Gottlieb, OCC Clearance Officer, (202) 649-5490 or, for persons who are deaf or hearing impaired, TTY, (202) 649-5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW, suite 3E-218, Washington, DC 20219. SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501-3520), Federal agencies must obtain approval from OMB for each collection of information that they conduct or sponsor. ``Collection of information'' is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) to include agency requests and requirements that members of the public submit reports, keep records, or provide information to a third party. The OCC is asking OMB to extend its approval for this collection. Title: Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transactions Act (FACT Act). OMB Control No.: 1557-0238. Type of Review: Regular. Description: Section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) required the issuance of guidelines for use by furnishers regarding the accuracy and integrity of the information about consumers that they furnish to consumer reporting agencies and regulations requiring furnishers to establish reasonable policies and procedures for implementing the guidelines. Section 312 also required the issuance of regulations identifying the circumstances under which a furnisher must reinvestigate disputes about the accuracy of information contained in a consumer report based on a direct request from a consumer. Twelve CFR 1022.42(a) requires furnishers to establish and implement reasonable written policies and procedures regarding the accuracy and integrity of consumer information that they provide to a consumer reporting agency (CRA). Section 1022.43(a) requires a furnisher to conduct a reasonable investigation of a dispute initiated directly by a consumer in certain circumstances. Furnishers are required to have procedures to ensure that disputes received directly from consumers are handled in a substantially similar manner to those complaints received through CRAs. Section 1022.43(f)(2) incorporates the statutory requirement that a furnisher must notify a consumer by mail or other means (if authorized by the consumer) not later than five business days after making a determination that a dispute is frivolous or irrelevant. Section 1022.43(f)(3) incorporates the statute's content requirements for the notices. Affected Public: Businesses or other for-profit. Estimated Number of Respondents: 1,133 respondents. Estimated Total Annual Burden: 185,603 hours. The OCC issued a notice for 60 days of comment on April 2, 2018, 83 FR 14104. No comments were received. Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the OCC, including whether the information has practical utility; (b) The accuracy of the OCC's estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Dated: June 18, 2018. Karen Solomon, Acting Senior Deputy Comptroller and Chief Counsel. [FR Doc. 2018-13384 Filed 6-21-18; 8:45 am] BILLING CODE P
![Federal Register / Vol. 83, No. 121 / Friday, June 22, 2018 / Notices 29153
statement: ‘‘Comments on PHMSA– development of advanced pipeline collection as required by the Paperwork
2016–0128.’’ The docket clerk will date inspection technologies and enhanced Reduction Act of 1995.
stamp the postcard prior to returning it risk analysis; An agency may not conduct or
to you via the U.S. mail. (c) Opportunities to share data, sponsor, and a respondent is not
including dig verification data between required to respond to, an information
Privacy Act Statement
operators of pipeline facilities and in- collection unless it displays a currently
DOT may solicit comments from the line inspector vendors to expand valid OMB control number.
public regarding certain general notices. knowledge of the advantages and The OCC is soliciting comment
DOT posts these comments, without disadvantages of the different types of concerning the renewal of its
edit, including any personal information in-line inspection technology and information collection titled,
the commenter provides, to methodologies; ‘‘Procedures to Enhance the Accuracy
www.regulations.gov, as described in (d) Options to create a secure system and Integrity of Information Furnished
the system of records notice (DOT/ALL– that protects proprietary data while to Consumer Reporting Agencies under
14 FDMS), which can be reviewed at encouraging the exchange of pipeline Section 312 of the Fair and Accurate
www.dot.gov/privacy. inspection information and the Credit Transactions Act.’’ The OCC also
Services for Individuals With development of advanced pipeline is giving notice that it has sent the
Disabilities: The public meeting will be inspection technologies and enhanced collection to OMB for review.
physically accessible to people with risk analysis; DATES: Comments must be received by
disabilities. Individuals requiring (e) Means and best practices for the July 23, 2018.
accommodations, such as sign language protection of safety and security- ADDRESSES: Commenters are encouraged
interpretation or other ancillary aids, are sensitive information and proprietary to submit comments by email, if
asked to notify Cheryl Whetsel at information; and possible. You may submit comments by
cheryl.whetsel@dot.gov. (f) Regulatory, funding, and legal any of the following methods:
FOR FURTHER INFORMATION CONTACT: For barriers to sharing the information • Email: prainfo@occ.treas.gov.
information about the meeting, contact described in paragraphs (a) through (d). • Mail: Legislative and Regulatory
Dr. Christie Murray by phone at 202– The Secretary will publish the VIS Activities Division, Office of the
366–4996 or by email at Working Group’s recommendations on a Comptroller of the Currency, Attention:
christie.murray@dot.gov. publicly available DOT website and in 1557–0238, 400 7th Street SW, suite 3E–
SUPPLEMENTARY INFORMATION: the docket. The VIS Working Group will 218, Washington, DC 20219.
I. Background
fulfill its purpose once its • Hand Delivery/Courier: 400 7th
recommendations are published online. Street SW, suite 3E–218, Washington,
The VIS Working Group is an PHMSA will publish the agenda on DC 20219.
advisory committee established in the PHMSA meeting page at: https:// • Fax: (571) 465–4326.
accordance with Section 10 of the primis.phmsa.dot.gov/meetings/ Instructions: You must include
Protecting our Infrastructure of MtgHome.mtg?mtg=135, once it is ‘‘OCC’’ as the agency name and ‘‘1557–
Pipelines and Enhancing Safety Act of finalized. 0238’’ in your comment. In general, the
2016 (Pub. L. 114–183), the Federal OCC will publish your comment on
Issued in Washington, DC, on June 18,
Advisory Committee Act of 1972 (5 2018, under authority delegated in 49 CFR www.reginfo.gov without change,
U.S.C., App. 2, as amended), and 41 1.97. including any business or personal
CFR 102–3.50(a). Alan K. Mayberry, information that you provide, such as
II. Meeting Details and Agenda Associate Administrator for Pipeline Safety. name and address information, email
[FR Doc. 2018–13383 Filed 6–21–18; 8:45 am]
addresses, or phone numbers.
The VIS Working Group agenda will Comments received, including
include briefings on topics such as BILLING CODE 4910–60–P
attachments and other supporting
mandate requirements, integrity materials, are part of the public record
management, data types and tools, in- and subject to public disclosure. Do not
line inspection and other direct DEPARTMENT OF THE TREASURY include any information in your
assessment methods, geographic
Office of the Comptroller of the comment or supporting materials that
information system implementation,
Currency you consider confidential or
subcommittee considerations, lessons
inappropriate for public disclosure.
learned, examples of existing Additionally, please send a copy of
information-sharing systems, safety Agency Information Collection
Activities: Information Collection your comments by mail to: OCC Desk
management systems, and more. As part Officer, 1557–0238, U.S. Office of
of its work, the committee will Renewal; Submission for OMB Review;
Procedures To Enhance the Accuracy Management and Budget, 725 17th
ultimately provide recommendations to Street NW, #10235, Washington, DC
the Secretary, as required and and Integrity of Information Furnished
to Consumer Reporting Agencies 20503 or by email to oira_submission@
specifically outlined in Section 10 of omb.eop.gov.
Public Law 114–183, addressing: Under Section 312 of the Fair and
Accurate Credit Transactions Act You may review comments and other
(a) The need for, and the related materials that pertain to this
identification of, a system to ensure that AGENCY: Office of the Comptroller of the information collection 1 following the
dig verification data are shared with in- Currency, Treasury. close of the 30-Day comment period for
line inspection operators to the extent ACTION: Notice and request for comment. this notice by any of the following
daltland on DSKBBV9HB2PROD with NOTICES
consistent with the need to maintain methods:
proprietary and security-sensitive data SUMMARY: The OCC, as part of its • Viewing Comments Electronically:
in a confidential manner to improve continuing effort to reduce paperwork Go to www.reginfo.gov. Click on the
pipeline safety and inspection and respondent burden, invites the ‘‘Information Collection Review’’ tab.
technology; general public and other federal
(b) Ways to encourage the exchange of agencies to take this opportunity to 1 On April 2, 2018, the OCC published a 60-Day
pipeline inspection information and the comment on a continuing information notice for this information collection.
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![29154 Federal Register / Vol. 83, No. 121 / Friday, June 22, 2018 / Notices
Underneath the ‘‘Currently under 2003 (FACT Act) required the issuance (e) Estimates of capital or start-up
Review’’ section heading, from the drop- of guidelines for use by furnishers costs and costs of operation,
down menu, select ‘‘Department of regarding the accuracy and integrity of maintenance, and purchase of services
Treasury’’ and then click ‘‘submit.’’ This the information about consumers that to provide information.
information collection can be located by they furnish to consumer reporting Dated: June 18, 2018.
searching by OMB control number agencies and regulations requiring Karen Solomon,
‘‘1557–0238’’ or ‘‘Procedures to Enhance furnishers to establish reasonable Acting Senior Deputy Comptroller and Chief
the Accuracy and Integrity of policies and procedures for Counsel.
Information Furnished to Consumer implementing the guidelines. Section [FR Doc. 2018–13384 Filed 6–21–18; 8:45 am]
Reporting Agencies under Section 312 312 also required the issuance of
BILLING CODE P
of the Fair and Accurate Credit regulations identifying the
Transactions Act.’’ Upon finding the circumstances under which a furnisher
appropriate information collection, click must reinvestigate disputes about the
on the related ‘‘ICR Reference Number.’’ accuracy of information contained in a DEPARTMENT OF VETERANS
AFFAIRS
On the next screen, select ‘‘View consumer report based on a direct
Supporting Statement and Other request from a consumer. [OMB Control No. 2900–0113]
Documents’’ and then click on the link Twelve CFR 1022.42(a) requires
to any comment listed at the bottom of furnishers to establish and implement Agency Information Collection
the screen. reasonable written policies and Activity: Application for Fee or Roster
• For assistance in navigating procedures regarding the accuracy and Personnel Designation
www.reginfo.gov, please contact the integrity of consumer information that AGENCY: Veterans Benefits
Regulatory Information Service Center they provide to a consumer reporting Administration, Department of Veterans
at (202) 482–7340. agency (CRA). Affairs.
• Viewing Comments Personally: You Section 1022.43(a) requires a ACTION: Notice.
may personally inspect comments at the furnisher to conduct a reasonable
OCC, 400 7th Street SW, Washington, investigation of a dispute initiated SUMMARY: In compliance with the
DC. For security reasons, the OCC directly by a consumer in certain Paperwork Reduction Act (PRA) of
requires that visitors make an circumstances. Furnishers are required 1995, this notice announces that the
appointment to inspect comments. You to have procedures to ensure that Veterans Benefits Administration,
may do so by calling (202) 649–6700 or, disputes received directly from Department of Veterans Affairs, will
for persons who are deaf or hearing consumers are handled in a submit the collection of information
impaired, TTY, (202) 649–5597. Upon substantially similar manner to those abstracted below to the Office of
arrival, visitors will be required to complaints received through CRAs. Management and Budget (OMB) for
present valid government-issued photo Section 1022.43(f)(2) incorporates the review and comment. The PRA
identification and submit to security statutory requirement that a furnisher submission describes the nature of the
screening in order to inspect comments. must notify a consumer by mail or other information collection and its expected
FOR FURTHER INFORMATION CONTACT: means (if authorized by the consumer) cost and burden and it includes the
Mary H. Gottlieb, OCC Clearance not later than five business days after actual data collection instrument.
Officer, (202) 649–5490 or, for persons making a determination that a dispute is DATES: Comments must be submitted on
who are deaf or hearing impaired, TTY, frivolous or irrelevant. Section or before July 23, 2018.
(202) 649–5597, Legislative and 1022.43(f)(3) incorporates the statute’s ADDRESSES: Submit written comments
Regulatory Activities Division, Office of content requirements for the notices. on the collection of information through
the Comptroller of the Currency, 400 7th Affected Public: Businesses or other www.Regulations.gov, or to Office of
Street SW, suite 3E–218, Washington, for-profit. Information and Regulatory Affairs,
DC 20219. Estimated Number of Respondents: Office of Management and Budget, Attn:
SUPPLEMENTARY INFORMATION: Under the 1,133 respondents. VA Desk Officer; 725 17th St. NW,
PRA (44 U.S.C. 3501–3520), Federal Estimated Total Annual Burden: Washington, DC 20503 or sent through
agencies must obtain approval from 185,603 hours. electronic mail to oira_submission@
OMB for each collection of information The OCC issued a notice for 60 days omb.eop.gov. Please refer to ‘‘OMB
that they conduct or sponsor. of comment on April 2, 2018, 83 FR Control No. 2900–0113’’ in any
‘‘Collection of information’’ is defined 14104. No comments were received. correspondence.
in 44 U.S.C. 3502(3) and 5 CFR Comments continue to be invited on: FOR FURTHER INFORMATION CONTACT:
1320.3(c) to include agency requests and (a) Whether the collection of Cynthia Harvey-Pryor, Office of Quality,
requirements that members of the public information is necessary for the proper Privacy and Risk (OQPR), Department of
submit reports, keep records, or provide performance of the functions of the Veterans Affairs, 810 Vermont Avenue
information to a third party. The OCC is OCC, including whether the information NW, Washington, DC 20420, (202) 461–
asking OMB to extend its approval for has practical utility; 5870 or email cynthia.harvey-pryor@
this collection. (b) The accuracy of the OCC’s va.gov. Please refer to ‘‘OMB Control
Title: Procedures to Enhance the estimate of the burden of the collection No. 2900–0113’’ in any correspondence.
Accuracy and Integrity of Information of information; SUPPLEMENTARY INFORMATION:
Furnished to Consumer Reporting (c) Ways to enhance the quality, Authority: 38 CFR 36.4301.
daltland on DSKBBV9HB2PROD with NOTICES
Agencies under Section 312 of the Fair utility, and clarity of the information to Title: Application for Fee or Roster
and Accurate Credit Transactions Act be collected; Personnel Designation.
(FACT Act). (d) Ways to minimize the burden of OMB Control Number: 2900–0113.
OMB Control No.: 1557–0238. the collection on respondents, including Type of Review: Extension of a
Type of Review: Regular. through the use of automated collection currently approved collection.
Description: Section 312 of the Fair techniques or other forms of information Abstract: VA uses fee basis appraisers
and Accurate Credit Transactions Act of technology; and to appraise residential real estate and
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Document Created: 2018-11-06 09:51:03
Document Modified: 2018-11-06 09:51:03
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Comments must be received by July 23, 2018. | |
| Contact | Mary H. Gottlieb, OCC Clearance Officer, (202) 649-5490 or, for persons who are deaf or hearing impaired, TTY, (202) 649-5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW, suite 3E-218, Washington, DC 20219. | |
| FR Citation | 83 FR 29153 |
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