83_FR_32759 83 FR 32624 - Notice To Implement a Guarantee Systems User Fee for Lender Use of the Single Family Housing Section 502 Guaranteed Loan Program Automated Systems

83 FR 32624 - Notice To Implement a Guarantee Systems User Fee for Lender Use of the Single Family Housing Section 502 Guaranteed Loan Program Automated Systems

DEPARTMENT OF AGRICULTURE
Rural Housing Service

Federal Register Volume 83, Issue 135 (July 13, 2018)

Page Range32624-32625
FR Document2018-14995

The Housing Opportunity Through Modernization Act of 2016 was signed into law on July 29, 2016. It created Section 502(i) in the Housing Act of 1949, later amended by Section 758 of the Consolidated Appropriations Act, 2018, which permits the Secretary to assess and collect a guarantee underwriting user fee (also known as a technology fee) from lenders for their use of the Rural Housing Service's (Agency's) automated guaranteed loan systems. The collection of the fee will enable the Agency to fund future information technology enhancements needed to improve program delivery and reduce burden to the public. The fee amount will be published in the Single Family Housing Guaranteed Loan Program (SFHGLP) Handbook HB-1-3555, available at https://www.rd.usda.gov/publications/regulations-guidelines/ handbooks. The fee will not exceed $50 per loan, and constitutes a reasonable and customary cost that is an authorized loan purpose in accordance with the Guaranteed Rural Housing Program. The primary method of collecting the fee will be through the Agency's Lender Loan Closing (LLC) system when a loan goes to closing.

Federal Register, Volume 83 Issue 135 (Friday, July 13, 2018)
[Federal Register Volume 83, Number 135 (Friday, July 13, 2018)]
[Notices]
[Pages 32624-32625]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2018-14995]


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DEPARTMENT OF AGRICULTURE

Rural Housing Service


Notice To Implement a Guarantee Systems User Fee for Lender Use 
of the Single Family Housing Section 502 Guaranteed Loan Program 
Automated Systems

AGENCY: Rural Housing Service, USDA.

ACTION: Notice.

-----------------------------------------------------------------------

SUMMARY: The Housing Opportunity Through Modernization Act of 2016 was 
signed into law on July 29, 2016. It created Section 502(i) in the 
Housing Act of 1949, later amended by Section 758 of the Consolidated 
Appropriations Act, 2018, which permits the Secretary to assess and 
collect a guarantee underwriting user fee (also known as a technology 
fee) from lenders for their use of the Rural Housing Service's 
(Agency's) automated guaranteed loan systems. The collection of the fee 
will enable the Agency to fund future information technology 
enhancements needed to improve program delivery and reduce burden to 
the public. The fee amount will be published in the Single Family 
Housing Guaranteed Loan Program (SFHGLP) Handbook HB-1-3555, available 
at https://www.rd.usda.gov/publications/regulations-guidelines/handbooks.
    The fee will not exceed $50 per loan, and constitutes a reasonable 
and customary cost that is an authorized loan purpose in accordance 
with the Guaranteed Rural Housing Program. The primary method of 
collecting the fee will be through the Agency's Lender Loan Closing 
(LLC) system when a loan goes to closing.

DATES: Written or email comments on the proposed rule must be received 
on or before September 11, 2018 to be assured for consideration.

ADDRESSES: You may submit comments on this proposed rule by any one of 
the following methods:
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments electronically.
     Mail: Submit written comments via the U.S. Postal Service 
to the Branch Chief, Regulations and Paperwork Management Branch, U.S. 
Department of Agriculture, STOP 0742, 1400 Independence Ave. SW, 
Washington, DC 20250-0742.
     Hand Delivery/Courier: Submit written comments via Federal 
Express mail, or other courier service requiring a street address to 
the Branch Chief, Regulations and Paperwork Management Branch, U.S. 
Department of Agriculture, 1400 Independence Ave. SW, Washington, DC 
20250-0742.
    All written comments will be available for public inspection during 
regular work hours at 1400 Independence Ave. SW, Washington, DC 20250-
0742.

FOR FURTHER INFORMATION CONTACT: Kate Jensen, Finance and Loan Analyst, 
Single Family Housing Guaranteed Loan Division, STOP 0784, Room 2250, 
USDA Rural Development, South Agriculture Building, 1400 Independence 
Avenue SW, Washington, DC 20250-0784, telephone: (503) 894-

[[Page 32625]]

2382, email is [email protected].

SUPPLEMENTARY INFORMATION: The estimated time required for 
technological development and user acceptance testing is one year from 
the start of development. The Agency does not plan to collect a 
technology fee during the first year of the project, and technology fee 
collections are not expected prior to the first quarter of fiscal year 
2019. Presently the estimated amount of the guarantee loan systems user 
fee is $25 with an expected implementation date of January 2, 2019. The 
Agency will advise lenders in advance of the implementation date of the 
actual amount of the guarantee loan systems user fee, along with all 
pertinent development and operational details.
    The use of the LLC is currently voluntary and lenders submit more 
than 98 percent of loan closings through that channel. In order to 
effectively serve the public and keep pace with modern lending 
practices, the Agency must have ready access to funding for the 
maintenance and enhancement of automated systems required for the 
secure and efficient delivery of the single family housing loan 
programs. The system improvement will also enhance the Agency's ability 
to effectively monitor the processing, underwriting, and closing of all 
guaranteed loans and protect the investment of the public.

Non-Discrimination Statement

    In accordance with Federal civil rights law and U.S. Department of 
Agriculture (USDA) civil rights regulations and policies, the USDA, its 
Agencies, offices, and employees, and institutions participating in or 
administering USDA programs are prohibited from discriminating based on 
race, color, national origin, religion, sex, gender identity (including 
gender expression), sexual orientation, disability, age, marital 
status, family/parental status, income derived from a public assistance 
program, political beliefs, or reprisal or retaliation for prior civil 
rights activity, in any program or activity conducted or funded by USDA 
(not all bases apply to all programs). Remedies and complaint filing 
deadlines vary by program or incident.
    Persons with disabilities who require alternative means of 
communication for program information (e.g., Braille, large print, 
audiotape, American Sign Language, etc.) should contact the responsible 
Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or 
contact USDA through the Federal Relay Service at (800) 877-8339. 
Additionally, program information may be made available in languages 
other than English.
    To file a program discrimination complaint, complete the USDA 
Program Discrimination Complaint Form, AD-3027, found online at http://www.ascr.usda.gov/complaint_filing_cust.html and at any USDA office or 
write a letter addressed to USDA and provide in the letter all of the 
information requested in the form. To request a copy of the complaint 
form, call (866) 632-9992. Submit your completed form or letter to USDA 
by:
    (1) Mail: U.S. Department of Agriculture, Office of the Assistant 
Secretary for Civil Rights, 1400 Independence Avenue SW, Washington, DC 
20250-9410;
    (2) Fax: (202) 690-7442; or
    (3) Email: [email protected].
    USDA is an equal opportunity provider, employer, and lender.

    Dated: July 9, 2018.
Joel C. Baxley,
Administrator, Rural Housing Service.
[FR Doc. 2018-14995 Filed 7-12-18; 8:45 am]
 BILLING CODE 3410-XV-P



                                                32624                            Federal Register / Vol. 83, No. 135 / Friday, July 13, 2018 / Notices

                                                C. Termination and Disqualification                      any infringement of copyright,                         Act of 1949, later amended by Section
                                                   NIFA reserves the authority to cancel,                trademark, patent, and/or other real or                758 of the Consolidated Appropriations
                                                suspend, and/or modify the                               intellectual property right that may be                Act, 2018, which permits the Secretary
                                                Competition, or any part of it, if any                   caused, directly or indirectly, in whole               to assess and collect a guarantee
                                                fraud, technical failures, or any other                  or in part, from that Team’s                           underwriting user fee (also known as a
                                                factor beyond NIFA’s reasonable control                  participation in the Competition.                      technology fee) from lenders for their
                                                                                                            All legal rights in any materials                   use of the Rural Housing Service’s
                                                impairs the integrity or proper
                                                                                                         produced or submitted in entering the                  (Agency’s) automated guaranteed loan
                                                functioning of the Competition, as
                                                                                                         Competition are retained by the Team                   systems. The collection of the fee will
                                                determined by NIFA in its sole
                                                                                                         and/or the legal holder of those rights.               enable the Agency to fund future
                                                discretion.
                                                                                                         Entry into the Competition constitutes                 information technology enhancements
                                                   NIFA reserves the right to disqualify
                                                                                                         express authorization for NIFA, NSF,                   needed to improve program delivery
                                                any Team it believes to be tampering
                                                                                                         and the Judging Panel to review and                    and reduce burden to the public. The
                                                with the entry process or the operation
                                                                                                         analyze any and all aspects of submitted               fee amount will be published in the
                                                of the Competition or to be acting in
                                                                                                         entries, including any trade secret or                 Single Family Housing Guaranteed Loan
                                                violation of any applicable rule or
                                                                                                         proprietary information contained in or                Program (SFHGLP) Handbook HB–1–
                                                condition.
                                                                                                         evident from review of the submitted                   3555, available at https://
                                                   Any attempt by any person to
                                                                                                         entries.                                               www.rd.usda.gov/publications/
                                                undermine the legitimate operation of
                                                the Competition may be a violation of                    F. Privacy & Disclosure Under Freedom                  regulations-guidelines/handbooks.
                                                criminal and civil law, and, should such                 of Information Act (FOIA)                                 The fee will not exceed $50 per loan,
                                                an attempt be made, NIFA reserves the                                                                           and constitutes a reasonable and
                                                                                                            Personal and contact information is                 customary cost that is an authorized
                                                authority to seek damages from any                       not collected for commercial or
                                                such person to the fullest extent                                                                               loan purpose in accordance with the
                                                                                                         marketing purposes. Information                        Guaranteed Rural Housing Program. The
                                                permitted by law.                                        submitted throughout the Competition                   primary method of collecting the fee
                                                D. Verification of Potential Winner(s)                   will be used only to communicate with                  will be through the Agency’s Lender
                                                                                                         Teams regarding entries and/or the                     Loan Closing (LLC) system when a loan
                                                   All potential Competition winners are
                                                                                                         Competition.                                           goes to closing.
                                                subject to verification by NIFA whose                       Teams’ entries to the Competition
                                                decisions are final and binding in all                   may be subject to disclosure under the                 DATES: Written or email comments on
                                                matters related to the Competition.                      FOIA. If a Team believes that all or part              the proposed rule must be received on
                                                   Potential winner(s) must continue to                  of its Competition entry is protected                  or before September 11, 2018 to be
                                                comply with all terms and conditions of                  from release under FOIA (e.g., if the                  assured for consideration.
                                                the Competition rules, and winning is                    information falls under FOIA exemption                 ADDRESSES: You may submit comments
                                                contingent upon fulfilling all                           #4 for ‘‘trade secrets and commercial or               on this proposed rule by any one of the
                                                requirements. The potential winner(s)                    financial information obtained from a                  following methods:
                                                will be notified by email and/or                         person [that is] privileged or                            • Federal eRulemaking Portal: http://
                                                telephone. If a potential winner cannot                  confidential’’) the Team will be                       www.regulations.gov. Follow the
                                                be contacted, or if the notification is                  responsible for clearly marking the                    instructions for submitting comments
                                                returned as undeliverable, the potential                 page(s)/section(s) of information it                   electronically.
                                                winner forfeits. In the event that a                     believes are protected.                                   • Mail: Submit written comments via
                                                potential winner, or an announced
                                                                                                              Authority: 15 U.S.C. 3719.                        the U.S. Postal Service to the Branch
                                                winner, is found to be ineligible or is
                                                                                                                                                                Chief, Regulations and Paperwork
                                                disqualified for any reason, NIFA may                      Done at Washington, DC, on July 3, 2018.
                                                                                                                                                                Management Branch, U.S. Department
                                                make award, instead, to the next runner                  Kim L. Hicks,                                          of Agriculture, STOP 0742, 1400
                                                up, as previously determined by the                      Branch Chief, Grants and Agreements                    Independence Ave. SW, Washington,
                                                Judging Panel.                                           Management Branch USDA, Agricultural                   DC 20250–0742.
                                                   Prior to awarding the Prize Purse,                    Research Service, Financial Management and
                                                NIFA will verify that the potential                      Agreements Division.                                      • Hand Delivery/Courier: Submit
                                                winner(s) is/are not suspended,                                                                                 written comments via Federal Express
                                                                                                         [FR Doc. 2018–14996 Filed 7–12–18; 8:45 am]
                                                debarred, or otherwise excluded from                                                                            mail, or other courier service requiring
                                                                                                         BILLING CODE 3410–22–P
                                                doing business with the U.S. Federal                                                                            a street address to the Branch Chief,
                                                Government. Suspended, debarred, or                                                                             Regulations and Paperwork
                                                otherwise excluded parties are not                       DEPARTMENT OF AGRICULTURE                              Management Branch, U.S. Department
                                                eligible to win the Competition.                                                                                of Agriculture, 1400 Independence Ave.
                                                                                                         Rural Housing Service                                  SW, Washington, DC 20250–0742.
                                                E. Intellectual Property                                                                                           All written comments will be
                                                  By entering the Competition, each                      Notice To Implement a Guarantee                        available for public inspection during
                                                Team certifies that it is the author and/                Systems User Fee for Lender Use of                     regular work hours at 1400
                                                or authorized owner of its entry, and                    the Single Family Housing Section 502                  Independence Ave. SW, Washington,
                                                that the entry is wholly original with the               Guaranteed Loan Program Automated                      DC 20250–0742.
                                                Team (or is an improved version of an                    Systems                                                FOR FURTHER INFORMATION CONTACT: Kate
sradovich on DSK3GMQ082PROD with NOTICES




                                                existing project plan the Team is legally                AGENCY:    Rural Housing Service, USDA.                Jensen, Finance and Loan Analyst,
                                                authorized to enter into the                             ACTION:    Notice.                                     Single Family Housing Guaranteed Loan
                                                Competition), and that the submitted                                                                            Division, STOP 0784, Room 2250,
                                                entry does not infringe on any                           SUMMARY:  The Housing Opportunity                      USDA Rural Development, South
                                                copyright, patent, or any other rights of                Through Modernization Act of 2016 was                  Agriculture Building, 1400
                                                any third party. Each Team agrees to                     signed into law on July 29, 2016. It                   Independence Avenue SW, Washington,
                                                hold the Released Parties harmless for                   created Section 502(i) in the Housing                  DC 20250–0784, telephone: (503) 894–


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                                                                                 Federal Register / Vol. 83, No. 135 / Friday, July 13, 2018 / Notices                                                 32625

                                                2382, email is kate.jensen@                              Federal Relay Service at (800) 877–8339.              days before the scheduled date of the
                                                wdc.usda.gov.                                            Additionally, program information may                 meeting.
                                                SUPPLEMENTARY INFORMATION:      The                      be made available in languages other                    Members of the public are invited to
                                                estimated time required for                              than English.                                         submit written comments; the
                                                technological development and user                         To file a program discrimination                    comments must be received in the
                                                acceptance testing is one year from the                  complaint, complete the USDA Program                  regional office by Tuesday, September 4,
                                                start of development. The Agency does                    Discrimination Complaint Form, AD–                    2018. Written comments may be mailed
                                                not plan to collect a technology fee                     3027, found online at http://                         to the Rocky Mountain Regional Office,
                                                during the first year of the project, and                www.ascr.usda.gov/complaint_filing_                   U.S. Commission on Civil Rights, 1961
                                                technology fee collections are not                       cust.html and at any USDA office or                   Stout Street, Suite 13–201, Denver, CO
                                                expected prior to the first quarter of                   write a letter addressed to USDA and                  80294, faxed to (303) 866–1050, or
                                                fiscal year 2019. Presently the estimated                provide in the letter all of the                      emailed to Evelyn Bohor at ebohor@
                                                amount of the guarantee loan systems                     information requested in the form. To                 usccr.gov. Persons who desire
                                                user fee is $25 with an expected                         request a copy of the complaint form,                 additional information may contact the
                                                implementation date of January 2, 2019.                  call (866) 632–9992. Submit your                      Rocky Mountain Regional Office at (303)
                                                The Agency will advise lenders in                        completed form or letter to USDA by:                  866–1040.
                                                                                                           (1) Mail: U.S. Department of                          The activities of this advisory
                                                advance of the implementation date of
                                                                                                         Agriculture, Office of the Assistant                  committee, including records and
                                                the actual amount of the guarantee loan
                                                                                                         Secretary for Civil Rights, 1400                      documents discussed during the
                                                systems user fee, along with all
                                                                                                         Independence Avenue SW, Washington,                   meeting, will be available for public
                                                pertinent development and operational
                                                                                                         DC 20250–9410;                                        viewing, as they become available at:
                                                details.                                                   (2) Fax: (202) 690–7442; or                         https://facadatabase.gov/committee/
                                                   The use of the LLC is currently                         (3) Email: program.intake@usda.gov.                 meetings.aspx?cid=238. Records
                                                voluntary and lenders submit more than                     USDA is an equal opportunity                        generated from this meeting may also be
                                                98 percent of loan closings through that                 provider, employer, and lender.                       inspected and reproduced at the Rocky
                                                channel. In order to effectively serve the
                                                                                                           Dated: July 9, 2018.                                Mountain Regional Office, as they
                                                public and keep pace with modern
                                                                                                         Joel C. Baxley,                                       become available, both before and after
                                                lending practices, the Agency must have
                                                                                                         Administrator, Rural Housing Service.                 the meeting. Persons interested in the
                                                ready access to funding for the
                                                                                                                                                               work of this advisory committee are
                                                maintenance and enhancement of                           [FR Doc. 2018–14995 Filed 7–12–18; 8:45 am]
                                                                                                                                                               advised to go to the Commission’s
                                                automated systems required for the                       BILLING CODE 3410–XV–P
                                                                                                                                                               website, www.usccr.gov, or to contact
                                                secure and efficient delivery of the
                                                                                                                                                               the Rocky Mountain Regional Office at
                                                single family housing loan programs.
                                                                                                                                                               the above phone number, email or street
                                                The system improvement will also                         COMMISSION ON CIVIL RIGHTS                            address.
                                                enhance the Agency’s ability to
                                                effectively monitor the processing,                      Agenda and Notice of Public Meeting                   Agenda
                                                underwriting, and closing of all                         of the Colorado Advisory Committee                    —Introductions
                                                guaranteed loans and protect the                                                                               —Discussion of Potential Civil Rights
                                                                                                         AGENCY:   Commission on Civil Rights.
                                                investment of the public.                                                                                       topics and Topics of Study
                                                                                                         ACTION:   Announcement of meeting.
                                                Non-Discrimination Statement                                                                                   —Open Comment
                                                                                                         SUMMARY:    Notice is hereby given,                   —Adjourn
                                                   In accordance with Federal civil                      pursuant to the provisions of the rules
                                                rights law and U.S. Department of                                                                                Dated: July 9, 2018.
                                                                                                         and regulations of the U.S. Commission                David Mussatt,
                                                Agriculture (USDA) civil rights                          on Civil Rights (Commission), and the
                                                regulations and policies, the USDA, its                                                                        Supervisory Chief, Regional Programs Unit.
                                                                                                         Federal Advisory Committee Act
                                                Agencies, offices, and employees, and                    (FACA) that a planning meeting of the
                                                                                                                                                               [FR Doc. 2018–14965 Filed 7–12–18; 8:45 am]
                                                institutions participating in or                         Colorado Advisory Committee to the                    BILLING CODE P
                                                administering USDA programs are                          Commission will convene at 12:00 p.m.
                                                prohibited from discriminating based on                  (MDT) on Wednesday, August 1, 2018,
                                                race, color, national origin, religion, sex,                                                                   COMMISSION ON CIVIL RIGHTS
                                                                                                         in the Board Room, Independence
                                                gender identity (including gender                        Institute, 727 East 16th Avenue, Denver,
                                                expression), sexual orientation,                                                                               Agenda and Notice of Public Meeting
                                                                                                         CO 80203. The purpose of the meeting                  of the Connecticut Advisory
                                                disability, age, marital status, family/                 is to review potential civil rights topics
                                                parental status, income derived from a                                                                         Committee
                                                                                                         for future study in the state.
                                                public assistance program, political                                                                           AGENCY:   Commission on Civil Rights.
                                                                                                         DATES: Wednesday, August 1, 2018, at
                                                beliefs, or reprisal or retaliation for prior                                                                  ACTION:   Announcement of meeting.
                                                civil rights activity, in any program or                 12:00 p.m. (MDT).
                                                activity conducted or funded by USDA                     ADDRESSES: Mt. Evans Room, Byron                      SUMMARY:   Notice is hereby given,
                                                (not all bases apply to all programs).                   Rogers Federal Office Building, 1961                  pursuant to the provisions of the rules
                                                Remedies and complaint filing                            Stout Street, Denver, CO 80294.                       and regulations of the U.S. Commission
                                                deadlines vary by program or incident.                   FOR FURTHER INFORMATION CONTACT:                      on Civil Rights (Commission), and the
                                                   Persons with disabilities who require                 Evelyn Bohor at ebohor@usccr.gov, or                  Federal Advisory Committee Act
sradovich on DSK3GMQ082PROD with NOTICES




                                                alternative means of communication for                   303–866–1040.                                         (FACA), that a roundtable meeting of
                                                program information (e.g., Braille, large                SUPPLEMENTARY INFORMATION: Persons                    the Connecticut Advisory Committee to
                                                print, audiotape, American Sign                          who plan to attend the meeting and who                the Commission will convene at 10:00
                                                Language, etc.) should contact the                       require other accommodations, please                  a.m. (EDT) on Thursday, August 9,
                                                responsible Agency or USDA’s TARGET                      contact Evelyn Bohor at ebohor@                       2018, in the Legislative Office Building
                                                Center at (202) 720–2600 (voice and                      usccr.gov at the Rocky Mountain                       of the Capitol Building, 210 Capitol
                                                TTY) or contact USDA through the                         Regional Office at least ten (10) working             Avenue, Hartford, CT 06106. The


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Document Created: 2018-07-13 01:05:00
Document Modified: 2018-07-13 01:05:00
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice.
DatesWritten or email comments on the proposed rule must be received on or before September 11, 2018 to be assured for consideration.
ContactKate Jensen, Finance and Loan Analyst, Single Family Housing Guaranteed Loan Division, STOP 0784, Room 2250, USDA Rural Development, South Agriculture Building, 1400 Independence Avenue SW, Washington, DC 20250-0784, telephone: (503) 894- 2382, email is [email protected]
FR Citation83 FR 32624 

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