83_FR_61606 83 FR 61376 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

83 FR 61376 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 83, Issue 230 (November 29, 2018)

Page Range61376-61377
FR Document2018-25973

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Mortgage Acts And Practices (Regulation N) 12 CFR 1014.''

Federal Register, Volume 83 Issue 230 (Thursday, November 29, 2018)
[Federal Register Volume 83, Number 230 (Thursday, November 29, 2018)]
[Notices]
[Pages 61376-61377]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2018-25973]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2018-0039]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is requesting to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection titled, ``Mortgage Acts And Practices 
(Regulation N) 12 CFR 1014.''

DATES: Written comments are encouraged and must be received on or 
before December 31, 2018 to be assured of consideration.

ADDRESSES: Comments in response to this notice are to be directed 
towards OMB and to the attention of the OMB Desk Officer for the Bureau 
of Consumer Financial Protection. You may submit comments, identified 
by the title of the information collection, OMB Control Number (see 
below), and docket number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: [email protected].
     Fax: (202) 395-5806.
     Mail: Office of Management and Budget, New Executive 
Office Building, Room 10235, Washington, DC 20503.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review,'' use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to the Bureau of Consumer Financial 
Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 
20552, (202) 435-9575, or email: [email protected]. If you require this 
document in an alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Mortgage Acts And Practices (Regulation N) 12 
CFR 1014.
    OMB Control Number: 3170-0009.
    Type of Review: Extension without Change of an existing information 
Collection.
    Affected Public: Businesses and other for-profit entities.
    Estimated Number of Respondents: 483.
    Estimated Total Annual Burden Hours: 242.
    Abstract: Regulation N (12 CFR 1014), prohibits misrepresentations 
about the terms of mortgage credit products in commercial 
communications and requires that covered persons keep certain related 
records for a period of twenty-four (24) months from last 
dissemination. The information that Regulation N requires covered 
persons to retain is necessary to ensure efficient and effective law 
enforcement to address deceptive practices that occur in the mortgage 
advertising area. The Bureau is not proposing any new or revised 
collections of information pursuant to this request.

[[Page 61377]]

    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on September 5, 2018, 83 FR 45109, Docket Number: CFPB-2018-
0029. Comments were solicited and continue to be invited on: (a) 
Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the validity of the methods and the assumptions used; (c) 
Ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) Ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. 
Comments submitted in response to this notice will be reviewed by OMB 
as part of its review of this request. All comments will become a 
matter of public record.

    Dated: November 20, 2018.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2018-25973 Filed 11-28-18; 8:45 am]
 BILLING CODE 4810-AM-P



                                               61376                     Federal Register / Vol. 83, No. 230 / Thursday, November 29, 2018 / Notices

                                               lethally sampled to document                            two juvenile and one adult/sub-adult                     • Electronic: http://
                                               occurrence of spawning in systems. Up                   shortnose sturgeon may be incidentally                www.regulations.gov. Follow the
                                               to two sturgeon of each species may                     killed caused by capture and sampling                 instructions for submitting comments.
                                               unintentionally die annually during                     activities.                                              • Email: OIRA_submission@
                                               sampling activities. The permit holder is                  The applicant also proposes using                  omb.eop.gov.
                                               requesting authorization to: (1) Increase               captive (non-releasable) adult, sub-                     • Fax: (202) 395–5806.
                                               the number of juvenile and sub-adult/                   adult, juvenile, and ELS shortnose and                   • Mail: Office of Management and
                                               adult shortnose sturgeon captures in the                Atlantic sturgeon for objectives related              Budget, New Executive Office Building,
                                               Edisto River from 5 to 10, respectively,                to: Pathology, propagation techniques,                Room 10235, Washington, DC 20503.
                                               (2) collect blood samples from sub-                     anesthesiology, neurology, fish passage,                 In general, all comments received will
                                               adult/adult sturgeon for sex                            fish behavior, technology (e.g., tagging);            become public records, including any
                                               determination in the Cooper River, and                  toxicology, genetics, contaminants,                   personal information provided.
                                               (3) expand research to the Waccamaw                     immunology, euthanasia, life history,                 Sensitive personal information, such as
                                               River and Lakes Moultrie and Marion in                  water quality, nutrition, endocrinology,              account numbers or Social Security
                                               South Carolina. Up to 150 juvenile                      and captive educational display (i.e.,                numbers, should not be included.
                                               Atlantic sturgeon and 50 juvenile                       enhancement activities). Additional                   FOR FURTHER INFORMATION CONTACT:
                                               shortnose sturgeon may be captured                      specimens required would either be                    Documentation prepared in support of
                                               using gill nets in the Waccamaw River                   propagated or cultured at the facility or             this information collection request is
                                               and PIT tagged, biologically sampled                    acquired elsewhere by import or receipt.              available at www.reginfo.gov (this link
                                               (fin clip, fin ray clip), weighed,                      Excess numbers of individual sturgeon                 becomes active on the day following
                                               measured, and photographed/videoed                      would be used as a source-supply for                  publication of this notice). Select
                                               prior to release. Up to 10 juvenile and                 co-investigators working collaboratively              ‘‘Information Collection Review,’’ under
                                               95 sub-adult/adult shortnose sturgeon                   on the permit while conducting similar                ‘‘Currently under review,’’ use the
                                               may be captured using gill nets in Lakes                research or enhancement activities.                   dropdown menu ‘‘Select Agency’’ and
                                               Moultrie and Marion and PIT tagged,                       Dated: November 26, 2018.                           select ‘‘Consumer Financial Protection
                                               biologically sampled (fin clip, fin ray                 Julia Marie Harrison,                                 Bureau’’ (recent submissions to OMB
                                               clip), weighed, measured, and                           Chief, Permits and Conservation Division,             will be at the top of the list). The same
                                               photographed/videoed prior to release.                  Office of Protected Resources, National               documentation is also available at
                                               A subset of captured fish may be                        Marine Fisheries Service.                             http://www.regulations.gov. Requests for
                                               internally tagged. The permit expires                   [FR Doc. 2018–25955 Filed 11–28–18; 8:45 am]          additional information should be
                                               March 31, 2027.                                         BILLING CODE 3510–22–P                                directed to the Bureau of Consumer
                                                  File No. 22671: The Conte                                                                                  Financial Protection (Attention: PRA
                                               Anadromous Fish Research Laboratory,                                                                          Office), 1700 G Street NW, Washington,
                                               U.S. Geological Survey (USGS),                          BUREAU OF CONSUMER FINANCIAL                          DC 20552, (202) 435–9575, or email:
                                               Biological Resources Discipline (BRD), 1                PROTECTION                                            CFPB_PRA@cfpb.gov. If you require this
                                               Migratory Way, Turners Falls, MA                                                                              document in an alternative electronic
                                               01376 (Responsible Party: Adria Elskus,                 [Docket No. CFPB–2018–0039]                           format, please contact CFPB_
                                               Ph.D.), requests a 10-year permit                                                                             Accessibility@cfpb.gov. Please do not
                                                                                                       Agency Information Collection                         submit comments to these email boxes.
                                               studying the life history, population
                                                                                                       Activities: Submission for OMB
                                               size, migration, physiology, and passage                                                                      SUPPLEMENTARY INFORMATION:
                                                                                                       Review; Comment Request
                                               of shortnose sturgeon in the Connecticut                                                                         Title of Collection: Mortgage Acts And
                                               River. The action area includes three                   AGENCY:  Bureau of Consumer Financial                 Practices (Regulation N) 12 CFR 1014.
                                               segments: Bellows Falls Dam (Bellows                    Protection.                                              OMB Control Number: 3170–0009.
                                               Falls, VT) to the Turner Falls Dam                      ACTION: Notice and request for comment.                  Type of Review: Extension without
                                               (Montague, MA), Turner Falls Dam to                                                                           Change of an existing information
                                               the Holyoke Dam (Holyoke, MA), and                      SUMMARY:   In accordance with the                     Collection.
                                               Holyoke Dam to the Massachusetts-                       Paperwork Reduction Act of 1995                          Affected Public: Businesses and other
                                               Connecticut border (Agawam, MA).                        (PRA), the Bureau of Consumer                         for-profit entities.
                                               Additional tracking of telemetered fish                 Financial Protection (Bureau) is                         Estimated Number of Respondents:
                                               would take place to the mouth of the                    requesting to renew the Office of                     483.
                                               Connecticut River. To conduct studies,                  Management and Budget (OMB)                              Estimated Total Annual Burden
                                               the applicant requests capturing up to                  approval for an existing information                  Hours: 242.
                                               195 adult/sub-adult and 185 juvenile                    collection titled, ‘‘Mortgage Acts And                   Abstract: Regulation N (12 CFR 1014),
                                               shortnose sturgeon annually using gill                  Practices (Regulation N) 12 CFR 1014.’’               prohibits misrepresentations about the
                                               nets or trawls and 200 early life stages                DATES: Written comments are                           terms of mortgage credit products in
                                               (ELS) would be lethally sampled using                   encouraged and must be received on or                 commercial communications and
                                               egg matts or D-nets to determine the                    before December 31, 2018 to be assured                requires that covered persons keep
                                               incidence of spawning in the river. The                 of consideration.                                     certain related records for a period of
                                               older life stages would be measured,                    ADDRESSES: Comments in response to                    twenty-four (24) months from last
                                               weighed, passive integrated transponder                 this notice are to be directed towards                dissemination. The information that
                                               (PIT) tagged, tissue sampled (i.e.,                     OMB and to the attention of the OMB                   Regulation N requires covered persons
khammond on DSK30JT082PROD with NOTICES




                                               genetic and blood), sexed (i.e., using a                Desk Officer for the Bureau of Consumer               to retain is necessary to ensure efficient
                                               borescope), photographed, and                           Financial Protection. You may submit                  and effective law enforcement to
                                               prophylactically treated prior to release.              comments, identified by the title of the              address deceptive practices that occur
                                               A subset of the adult, sub-adult and                    information collection, OMB Control                   in the mortgage advertising area. The
                                               juvenile animals would also be                          Number (see below), and docket number                 Bureau is not proposing any new or
                                               anesthetized and be either internally or                (see above), by any of the following                  revised collections of information
                                               externally tagged prior to release. Up to               methods:                                              pursuant to this request.


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                                                                         Federal Register / Vol. 83, No. 230 / Thursday, November 29, 2018 / Notices                                                61377

                                                  Request for Comments: The Bureau                     Number (see below), and docket number                 rule also requires the covered financial
                                               issued a 60-day Federal Register notice                 (see above), by any of the following                  institutions employing these MLOs to
                                               on September 5, 2018, 83 FR 45109,                      methods:                                              adopt and follow written policies and
                                               Docket Number: CFPB–2018–0029.                             • Electronic: http://                              procedures to ensure their employees
                                               Comments were solicited and continue                    www.regulations.gov. Follow the                       comply with these requirements and to
                                               to be invited on: (a) Whether the                       instructions for submitting comments.                 disclose the unique identifiers of their
                                               collection of information is necessary                     • Email: OIRA_submission@                          MLOs. The Bureau is not proposing any
                                               for the proper performance of the                       omb.eop.gov.                                          new or revised collections of
                                               functions of the Bureau, including                         • Fax: (202) 395–5806.                             information pursuant to this request.
                                               whether the information will have                          • Mail: Office of Management and                      Request for Comments: The Bureau
                                               practical utility; (b) The accuracy of the              Budget, New Executive Office Building,                issued a 60-day Federal Register notice
                                               Bureau’s estimate of the burden of the                  Room 10235, Washington, DC 20503.                     on September 5, 2018, 83 FR 45110,
                                               collection of information, including the                   In general, all comments received will             Docket Number: CFPB–2018–0026.
                                               validity of the methods and the                         become public records, including any                  Comments were solicited and continue
                                               assumptions used; (c) Ways to enhance                   personal information provided.                        to be invited on: (a) Whether the
                                               the quality, utility, and clarity of the                Sensitive personal information, such as               collection of information is necessary
                                               information to be collected; and (d)                    account numbers or Social Security                    for the proper performance of the
                                               Ways to minimize the burden of the                      numbers, should not be included.                      functions of the Bureau, including
                                               collection of information on                            FOR FURTHER INFORMATION CONTACT:                      whether the information will have
                                               respondents, including through the use                  Documentation prepared in support of                  practical utility; (b) The accuracy of the
                                               of automated collection techniques or                   this information collection request is                Bureau’s estimate of the burden of the
                                               other forms of information technology.                  available at www.reginfo.gov (this link               collection of information, including the
                                               Comments submitted in response to this                  becomes active on the day following                   validity of the methods and the
                                               notice will be reviewed by OMB as part                  publication of this notice). Select                   assumptions used; (c) Ways to enhance
                                               of its review of this request. All                      ‘‘Information Collection Review,’’ under              the quality, utility, and clarity of the
                                               comments will become a matter of                        ‘‘Currently under review,’’ use the                   information to be collected; and (d)
                                               public record.                                          dropdown menu ‘‘Select Agency’’ and                   Ways to minimize the burden of the
                                                 Dated: November 20, 2018.                             select ‘‘Consumer Financial Protection                collection of information on
                                               Darrin A. King,                                         Bureau’’ (recent submissions to OMB                   respondents, including through the use
                                               Paperwork Reduction Act Officer, Bureau of              will be at the top of the list). The same             of automated collection techniques or
                                               Consumer Financial Protection.                          documentation is also available at                    other forms of information technology.
                                               [FR Doc. 2018–25973 Filed 11–28–18; 8:45 am]            http://www.regulations.gov. Requests for              Comments submitted in response to this
                                                                                                       additional information should be                      notice will be reviewed by OMB as part
                                               BILLING CODE 4810–AM–P
                                                                                                       directed to the Bureau of Consumer                    of its review of this request. All
                                                                                                       Financial Protection (Attention: PRA                  comments will become a matter of
                                               BUREAU OF CONSUMER FINANCIAL                            Office), 1700 G Street NW, Washington,                public record.
                                               PROTECTION                                              DC 20552, (202) 435–9575, or email:                     Dated: November 20, 2018.
                                                                                                       CFPB_PRA@cfpb.gov. If you require this                Darrin A. King,
                                               [Docket No. CFPB–2018–0036]                             document in an alternative electronic                 Paperwork Reduction Act Officer, Bureau of
                                               Agency Information Collection                           format, please contact CFPB_                          Consumer Financial Protection.
                                               Activities: Submission for OMB                          Accessibility@cfpb.gov. Please do not                 [FR Doc. 2018–25980 Filed 11–28–18; 8:45 am]
                                               Review; Comment Request                                 submit comments to these email boxes.
                                                                                                                                                             BILLING CODE 4810–AM–P
                                                                                                       SUPPLEMENTARY INFORMATION:
                                               AGENCY:  Bureau of Consumer Financial                      Title of Collection: Registration of
                                               Protection.                                             Mortgage Loan Originators (Regulation                 BUREAU OF CONSUMER FINANCIAL
                                               ACTION: Notice and request for comment.                 G) 12 CFR 1007.                                       PROTECTION
                                                                                                          OMB Control Number: 3170–0005.
                                               SUMMARY:   In accordance with the
                                                                                                          Type of Review: Extension without
                                               Paperwork Reduction Act of 1995                                                                               [Docket No. CFPB–2018–0038]
                                                                                                       change of an existing information
                                               (PRA), the Bureau of Consumer
                                                                                                       collection.                                           Agency Information Collection
                                               Financial Protection (Bureau) is
                                                                                                          Affected Public: Businesses and other              Activities: Submission for OMB
                                               requesting to renew the Office of
                                                                                                       for-profit entities.                                  Review; Comment Request
                                               Management and Budget (OMB)
                                                                                                          Estimated Number of Respondents:
                                               approval for an existing information                                                                          AGENCY:  Bureau of Consumer Financial
                                                                                                       261,638.
                                               collection titled, ‘‘Registration of                                                                          Protection.
                                                                                                          Estimated Total Annual Burden
                                               Mortgage Loan Originators (Regulation
                                                                                                       Hours: 249,628.                                       ACTION: Notice and request for comment.
                                               G).’’                                                      Abstract: Regulation G implements
                                               DATES: Written comments are                             the Secure and Fair Enforcement for                   SUMMARY:   In accordance with the
                                               encouraged and must be received on or                   Mortgage Licensing Act (the S.A.F.E.                  Paperwork Reduction Act of 1995
                                               before December 31, 2018 to be assured                  Act), Federal registration requirement                (PRA), the Bureau of Consumer
                                               of consideration.                                       with respect to any covered financial                 Financial Protection (Bureau) is
khammond on DSK30JT082PROD with NOTICES




                                               ADDRESSES: Comments in response to                      institutions, and their employees who                 requesting to renew the Office of
                                               this notice are to be directed towards                  act as residential mortgage loan                      Management and Budget (OMB)
                                               OMB and to the attention of the OMB                     originators (MLOs), to register with the              approval for an existing information
                                               Desk Officer for the Bureau of Consumer                 Nationwide Mortgage Licensing System                  collection titled, ‘‘Mortgage Assistance
                                               Financial Protection. You may submit                    and Registry, obtain a unique identifier,             Relief Services (Regulation O).’’
                                               comments, identified by the title of the                maintain this registration, and disclose              DATES: Written comments are
                                               information collection, OMB Control                     to consumers the unique identifier. The               encouraged and must be received on or


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Document Created: 2018-11-28 23:44:43
Document Modified: 2018-11-28 23:44:43
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before December 31, 2018 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review,'' use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or email: [email protected] If you require this document in an alternative electronic format, please contact [email protected] Please do not submit comments to these email boxes.
FR Citation83 FR 61376 

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