83_FR_61608 83 FR 61378 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

83 FR 61378 - Agency Information Collection Activities: Submission for OMB Review; Comment Request

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 83, Issue 230 (November 29, 2018)

Page Range61378-61379
FR Document2018-25972

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Consumer Leasing Act (Regulation M) 12 CFR 1013.''

Federal Register, Volume 83 Issue 230 (Thursday, November 29, 2018) 
[Federal Register Volume 83, Number 230 (Thursday, November 29, 2018)]
[Notices]
[Pages 61378-61379]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2018-25972]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2018-0037]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is requesting to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection titled, ``Consumer Leasing Act 
(Regulation M) 12 CFR 1013.''

DATES: Written comments are encouraged and must be received on or 
before December 31, 2018 to be assured of consideration.

ADDRESSES: Comments in response to this notice are to be directed 
towards OMB and to the attention of the OMB Desk Officer for the Bureau 
of Consumer Financial Protection. You may submit comments, identified 
by the title of the information collection, OMB Control Number (see 
below), and docket number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: [email protected].
     Fax: (202) 395-5806.
     Mail: Office of Management and Budget, New Executive 
Office Building, Room 10235, Washington, DC 20503.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review,'' use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to Darrin King, PRA Officer, at (202) 
435-9575, or email: [email protected]. If you require this document in 
an alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Consumer Leasing Act (Regulation M) 12 CFR 
1013.
    OMB Control Number: 3170-0006.
    Type of Review: Extension without change of an existing Information 
Collection.
    Affected Public: Businesses and other for-profit entities.
    Estimated Number of Respondents: 13,718.
    Estimated Total Annual Burden Hours: 2,126.
    Abstract: Consumers rely on the disclosures required by the 
Consumer

[[Page 61379]]

Leasing Act, 15 U.S.C. 1667 et seq. (CLA) and Regulation M, 12 CFR 
1013, for information to comparison shop among leases, as well as to 
ascertain the true costs and terms of lease offers. Federal and State 
enforcement and private litigants use the records to ascertain whether 
accurate and complete disclosures of the cost of leases have been 
provided to consumers prior to consummation of the lease. This 
information provides the primary evidence of law violations in CLA 
enforcement actions brought by Federal agencies. Without Regulation M's 
recordkeeping requirement, the agencies' ability to enforce the CLA 
would be significantly impaired.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on September 5, 2018, 83 FR 45110, Docket Number: CFPB-2018-
0030. Comments were solicited and continue to be invited on: (a) 
Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the validity of the methods and the assumptions used; (c) 
Ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) Ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. 
Comments submitted in response to this notice will be reviewed by OMB 
as part of its review of this request. All comments will become a 
matter of public record.

    Dated: November 20, 2018.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2018-25972 Filed 11-28-18; 8:45 am]
 BILLING CODE 4810-AM-P

61378 Federal Register / Vol. 83, No. 230 / Thursday, November 29, 2018 / Notices before December 31, 2018 to be assured assistance relief services (MARS) in collection titled, ‘‘Consumer Leasing of consideration. making well-informed decisions and Act (Regulation M) 12 CFR 1013.’’ ADDRESSES: Comments in response to avoiding deceptive and unfair acts and DATES: Written comments are this notice are to be directed towards practices. The information that must be encouraged and must be received on or OMB and to the attention of the OMB kept under Regulation O’s before December 31, 2018 to be assured Desk Officer for the Bureau of Consumer recordkeeping requirements is used by of consideration. Financial Protection. You may submit the Bureau of Consumer Financial ADDRESSES: Comments in response to comments, identified by the title of the Protection (BCFP) and the Federal Trade this notice are to be directed towards information collection, OMB Control Commission (FTC) for enforcement OMB and to the attention of the OMB Number (see below), and docket number purposes and to ensure compliance by Desk Officer for the Bureau of Consumer (see above), by any of the following MARS providers with Regulation O. The Financial Protection. You may submit methods: information is requested only on a case- comments, identified by the title of the • Electronic: http:// by-case basis. information collection, OMB Control www.regulations.gov. Follow the Request for Comments: The Bureau Number (see below), and docket number instructions for submitting comments. issued a 60-day Federal Register notice (see above), by any of the following • Email: OIRA_submission@ on September 5, 2018, 83 FR 45111, methods: omb.eop.gov. Docket Number: CFPB–2018–0028. • Electronic: http:// • Fax: (202) 395–5806. Comments were solicited and continue www.regulations.gov. Follow the • Mail: Office of Management and to be invited on: (a) Whether the instructions for submitting comments. Budget, New Executive Office Building, collection of information is necessary • Email: OIRA_submission@ Room 10235, Washington, DC 20503. for the proper performance of the omb.eop.gov. In general, all comments received will functions of the Bureau, including • Fax: (202) 395–5806. become public records, including any whether the information will have • Mail: Office of Management and personal information provided. practical utility; (b) The accuracy of the Budget, New Executive Office Building, Sensitive personal information, such as Bureau’s estimate of the burden of the Room 10235, Washington, DC 20503. account numbers or Social Security collection of information, including the In general, all comments received will numbers, should not be included. validity of the methods and the become public records, including any FOR FURTHER INFORMATION CONTACT: assumptions used; (c) Ways to enhance personal information provided. Documentation prepared in support of the quality, utility, and clarity of the Sensitive personal information, such as this information collection request is information to be collected; and (d) account numbers or Social Security available at www.reginfo.gov (this link Ways to minimize the burden of the numbers, should not be included. becomes active on the day following collection of information on FOR FURTHER INFORMATION CONTACT: publication of this notice). Select respondents, including through the use Documentation prepared in support of ‘‘Information Collection Review,’’ under of automated collection techniques or this information collection request is ‘‘Currently under review,’’ use the other forms of information technology. available at www.reginfo.gov (this link dropdown menu ‘‘Select Agency’’ and Comments submitted in response to this becomes active on the day following select ‘‘Consumer Financial Protection notice will be reviewed by OMB as part publication of this notice). Select Bureau’’ (recent submissions to OMB of its review of this request. All ‘‘Information Collection Review,’’ under will be at the top of the list). The same comments will become a matter of ‘‘Currently under review,’’ use the documentation is also available at public record. dropdown menu ‘‘Select Agency’’ and http://www.regulations.gov. Requests for Dated: November 20, 2018. select ‘‘Consumer Financial Protection additional information should be Darrin A. King, Bureau’’ (recent submissions to OMB directed to the Bureau of Consumer Paperwork Reduction Act Officer, Bureau of will be at the top of the list). The same Financial Protection (Attention: PRA Consumer Financial Protection. documentation is also available at Office), 1700 G Street NW, Washington, [FR Doc. 2018–25979 Filed 11–28–18; 8:45 am] http://www.regulations.gov. Requests for DC 20552, (202) 435–9575, or email: additional information should be BILLING CODE 4810–AM–P CFPB_PRA@cfpb.gov. If you require this directed to Darrin King, PRA Officer, at document in an alternative electronic (202) 435–9575, or email: CFPB_PRA@ format, please contact CFPB_ BUREAU OF CONSUMER FINANCIAL cfpb.gov. If you require this document Accessibility@cfpb.gov. Please do not PROTECTION in an alternative electronic format, submit comments to these email boxes. please contact CFPB_Accessibility@ SUPPLEMENTARY INFORMATION: [Docket No. CFPB–2018–0037] cfpb.gov. Please do not submit Title of Collection: Mortgage comments to these email boxes. Assistance Relief Services (Regulation Agency Information Collection SUPPLEMENTARY INFORMATION: O) 12 CFR 1015. Activities: Submission for OMB Title of Collection: Consumer Leasing OMB Control Number: 3170–0007. Review; Comment Request Act (Regulation M) 12 CFR 1013. Type of Review: Extension without OMB Control Number: 3170–0006. change of an existing Information AGENCY: Bureau of Consumer Financial Type of Review: Extension without Collection. Protection. change of an existing Information Affected Public: Businesses and other ACTION: Notice and request for comment. Collection. khammond on DSK30JT082PROD with NOTICES for-profit entities. Affected Public: Businesses and other Estimated Number of Respondents: SUMMARY: In accordance with the for-profit entities. 120. Paperwork Reduction Act of 1995 Estimated Number of Respondents: Estimated Total Annual Burden (PRA), the Bureau of Consumer 13,718. Hours: 360. Financial Protection (Bureau) is Estimated Total Annual Burden Abstract: The required disclosures requesting to renew the Office of Hours: 2,126. under Regulation O 12 CFR 1015 assist Management and Budget (OMB) Abstract: Consumers rely on the prospective purchasers of Mortgage approval for an existing information disclosures required by the Consumer VerDate Sep<11>2014 16:42 Nov 28, 2018 Jkt 247001 PO 00000 Frm 00006 Fmt 4703 Sfmt 4703 E:\FR\FM\29NON1.SGM 29NON1

Federal Register / Vol. 83, No. 230 / Thursday, November 29, 2018 / Notices 61379 Leasing Act, 15 U.S.C. 1667 et seq. Mozambique. The U.S. exports will Authority: Federal Advisory Committee (CLA) and Regulation M, 12 CFR 1013, enable the facility to produce Act, Pub. L. 92–463. for information to comparison shop approximately 12.8 million tons per Dated: November 15, 2018. among leases, as well as to ascertain the year of liquefied natural gas. Wendy M. Payne, true costs and terms of lease offers. Available information indicates the Executive Director. Federal and State enforcement and Mozambique gas producer plans to sell [FR Doc. 2018–25965 Filed 11–28–18; 8:45 am] private litigants use the records to the liquefied natural gas in the Asia- BILLING CODE 1610–02–P ascertain whether accurate and Pacific market (including India, China, complete disclosures of the cost of Japan, Indonesia, Taiwan, and leases have been provided to consumers Thailand), as well as smaller quantities prior to consummation of the lease. This to markets in Europe. FEDERAL ELECTION COMMISSION information provides the primary DATES: Comments are due December 13, Sunshine Act Meeting evidence of law violations in CLA 2018. enforcement actions brought by Federal TIME AND DATE: Tuesday, December 4, ADDRESSES: Interested parties may agencies. Without Regulation M’s 2018 at 10:00 a.m. submit comments on this transaction by recordkeeping requirement, the email to economic.impact@exim.gov or PLACE: 1050 First Street NE, agencies’ ability to enforce the CLA by mail to Scott Condren, Export-Import Washington, DC. would be significantly impaired. Request for Comments: The Bureau Bank of the United States, 811 Vermont STATUS: This meeting will be closed to issued a 60-day Federal Register notice Avenue NW, Room 1261, Washington, the public. on September 5, 2018, 83 FR 45110, DC 20571. MATTERS TO BE CONSIDERED: Docket Number: CFPB–2018–0030. Scott Condren, Compliance matters pursuant to 52 Comments were solicited and continue Policy Analysis. U.S.C. 30109. to be invited on: (a) Whether the Matters concerning participation in [FR Doc. 2018–25535 Filed 11–28–18; 8:45 am] collection of information is necessary civil actions or proceedings or BILLING CODE 6690–01–P for the proper performance of the arbitration. functions of the Bureau, including Matters relating to internal personnel whether the information will have decisions, or internal rules and practical utility; (b) The accuracy of the FEDERAL ACCOUNTING STANDARDS practices. Bureau’s estimate of the burden of the ADVISORY BOARD * * * * * collection of information, including the CONTACT PERSON FOR MORE INFORMATION: validity of the methods and the Notice of Request for Comment on the Judith Ingram, Press Officer, Telephone: assumptions used; (c) Ways to enhance Annual Report for Fiscal Year 2018 and (202) 694–1220. the quality, utility, and clarity of the Three-Year Plan information to be collected; and (d) Dayna C. Brown, AGENCY: Federal Accounting Standards Secretary and Clerk of the Commission. Ways to minimize the burden of the Advisory Board. collection of information on [FR Doc. 2018–26108 Filed 11–27–18; 4:15 pm] respondents, including through the use ACTION: Notice. BILLING CODE 6715–01–P of automated collection techniques or Pursuant to 31 U.S.C. 3511(d), the other forms of information technology. Federal Advisory Committee Act (Pub. Comments submitted in response to this L. 92–463), as amended, and the FASAB FEDERAL MARITIME COMMISSION notice will be reviewed by OMB as part Rules Of Procedure, as amended in of its review of this request. All October 2010, notice is hereby given Notice of Agreements Filed comments will become a matter of that the Federal Accounting Standards public record. The Commission hereby gives notice Advisory Board (FASAB) has issued its of the filing of the following agreements Dated: November 20, 2018. Annual Report for Fiscal Year 2018 and under the Shipping Act of 1984. Darrin A. King, Three-Year Plan. Interested parties may submit comments Paperwork Reduction Act Officer, Bureau of The Annual Report for Fiscal Year on the agreements to the Secretary by Consumer Financial Protection. 2018 and Three-Year Plan is available email at Secretary@fmc.gov, or by mail, [FR Doc. 2018–25972 Filed 11–28–18; 8:45 am] on the FASAB website at http:// Federal Maritime Commission, BILLING CODE 4810–AM–P www.fasab.gov/our-annual-reports/. Washington, DC 20573, within twelve Copies can be obtained by contacting days of the date this notice appears in FASAB at (202) 512–7350. the Federal Register. Copies of EXPORT-IMPORT BANK Respondents are encouraged to agreements are available through the comment on the content of the annual Commission’s website (www.fmc.gov) or Intent To Conduct a Detailed Economic report and FASAB’s project priorities by contacting the Office of Agreements Impact Analysis for the next three years. Written at (202) 523–5793 or tradeanalysis@ comments are requested by January 23, fmc.gov. AGENCY: Export-Import Bank. 2019, and should be sent to fasab@ Agreement No.: 201284. ACTION: Notice. fasab.gov or Wendy M. Payne, Executive Agreement Name: Hyundai Glovis/ SUMMARY: This notice is to inform the Director, Federal Accounting Standards khammond on DSK30JT082PROD with NOTICES Sallaum Mediterranean Space Charter public that the Export-Import Bank of Advisory Board, 441 G Street NW, Suite Agreement. the United States has received an 1155, Washington, DC 20548. Parties: Hyundai Glovis Co., Ltd. and application for a $5 billion direct loan FOR FURTHER INFORMATION CONTACT: Ms. Sallaum Lines DMCC. to support the export of approximately Wendy M. Payne, Executive Director, Filing Party: Wayne Rohde; Cozen $4.348 billion in U.S. equipment and 441 G Street NW, Suite 1155, O’Connor. services to establish an integrated Washington, DC 20548, or call (202) Synopsis: The Agreement authorizes liquefied natural gas, or LNG, project in 512–7350. the parties to charter space to/from one VerDate Sep<11>2014 16:42 Nov 28, 2018 Jkt 247001 PO 00000 Frm 00007 Fmt 4703 Sfmt 4703 E:\FR\FM\29NON1.SGM 29NON1


Document Created: 2018-11-28 23:44:30
Document Modified: 2018-11-28 23:44:30
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice and request for comment.
DatesWritten comments are encouraged and must be received on or before December 31, 2018 to be assured of consideration.
ContactDocumentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review,'' use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to Darrin King, PRA Officer, at (202) 435-9575, or email: [email protected] If you require this document in an alternative electronic format, please contact [email protected] Please do not submit comments to these email boxes.
FR Citation83 FR 61378 
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