83 FR 8246 - Agency Information Collection Activities: Submission for OMB Review; Comment Request
BUREAU OF CONSUMER FINANCIAL PROTECTION Federal Register Volume 83, Issue 38 (February 26, 2018)
Federal Register Volume 83, Issue 38 (February 26, 2018)
| Page Range | 8246-8247 | |
| FR Document | 2018-03791 |
[Federal Register Volume 83, Number 38 (Monday, February 26, 2018)] [Notices] [Pages 8246-8247] From the Federal Register Online [www.thefederalregister.org] [FR Doc No: 2018-03791] ----------------------------------------------------------------------- BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2018-0007] Agency Information Collection Activities: Submission for OMB Review; Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. ----------------------------------------------------------------------- SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is proposing to renew with change the Office of Management and Budget (OMB) approval for an existing information collection titled, ``Financial Coaching Program for Veterans and Low-income Consumers.'' DATES: Written comments are encouraged and must be received on or before March 28, 2018 to be assured of consideration. ADDRESSES: Comments in response to this notice are to be directed towards OMB and to the attention of the OMB Desk Officer for the Bureau of Consumer Financial Protection. You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:Electronic: http://www.regulations.gov. Follow the instructions for submitting comments. Email: OIRA_submission@omb.eop.gov. Fax: (202) 395-5806. Mail: Office of Management and Budget, New Executive Office Building, Room 10235, Washington, DC 20503. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and [[Page 8247]] select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or email: CFPB_PRA@cfpb.gov. If you require this document in an alternative electronic format, please contact CFPB_Accessibility@cfpb.gov. Please do not submit comments to these email boxes. SUPPLEMENTARY INFORMATION: Title of Collection: Financial Coaching Program for Veterans and Low-income Consumers. OMB Control Number: 3170-0051. Type of Review: Extension with change of a currently approved collection. Affected Public: Individuals. Estimated Number of Respondents: 7,200. Estimated Total Annual Burden Hours: 3,600. Abstract: In early 2015, the Bureau launched a Financial Coaching project to provide direct financial coaching services to transitioning veterans and economically vulnerable consumers nationwide. In order for the Bureau to understand whether the program is effective and for the financial coaches to be able to deliver efficient services and track clients over time, the Bureau needs to take steps to monitor program performance and to evaluate the program. This includes collecting administrative data about clients for programmatic purposes. The information is collected from the coaches and includes a combination of personal information (basic contact and demographic information), performance metrics (outputs), client-level outcomes (progress towards financial goals or other relevant outcomes) and programmatic and organizational outcomes. The initial information collection request for the administrative data collected by coaches from financial coaching clients for programmatic and performance monitoring purposes was approved in 2015 and expires on February 28, 2018. In 2015, the Financial Coaching program was extended beyond the initial program period and subsequently, this request is for an extension of administrative data collection. In addition, this information request includes a modification, to add five questions to the administrative data collection. The five questions are part of the Financial Well-being Survey, which received approval under OMB Control Number 3170-0063 in order to measure the level of financial well-being of American adults and key sub-populations. This will help us understand the progress clients are making and is also in line with the Bureau's overall efforts to be more consistent in the information we are collecting. Request for Comments: The Bureau issued a 60-day Federal Register notice on November 8, 2017, (82 FR 51822), Docket Number: CFPB-2017- 0032. Comments were solicited and continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be reviewed by OMB as part of its review of this request. All comments will become a matter of public record. Dated: February 20, 2018. Darrin A. King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2018-03791 Filed 2-23-18; 8:45 am] BILLING CODE 4810-AM-P
![8246 Federal Register / Vol. 83, No. 38 / Monday, February 26, 2018 / Notices
ACTION:Notice of public subcommittee Typically, the subcommittees meet Dated: February 21, 2018.
meetings. during the in person advisory group Kirsten Sutton,
meetings as well as in between via Chief of Staff, Bureau of Consumer Financial
SUMMARY: This notice sets forth the conference calls. Each subcommittee Protection.
announcement of two public has an advisory group member who [FR Doc. 2018–03842 Filed 2–23–18; 8:45 am]
subcommittee meetings of the Consumer serves as the chair and staff from the BILLING CODE 4810–AM–P
Advisory Board (CAB or Board) of the CFPB’s Advisory Board and Councils
Bureau of Consumer Financial Office to assist the chair in conducting
Protection (CFPB or Bureau). The notice the meeting. BUREAU OF CONSUMER FINANCIAL
also describes the functions of the Board PROTECTION
its subcommittees. II. Agenda
The Consumer Lending subcommittee [Docket No. CFPB–2018–0007]
DATES: The Consumer Advisory Board
Consumer Lending subcommittee focuses on policy issues related to small
dollar lending, debt collection, debt Agency Information Collection
meeting will take place on Wednesday, Activities: Submission for OMB
February 28, 2018 from approximately relief, auto lending, consumer reporting,
and alternative data. The Mortgages and Review; Comment Request
1:00 p.m. to 2:30 p.m. eastern standard
time via conference call. The Consumer Small Business Markets Lending AGENCY: Bureau of Consumer Financial
Advisory Board Mortgages and Small subcommittee focuses on policy issues Protection.
Business Lending Markets related to mortgage origination, ACTION: Notice and request for comment.
subcommittee meeting will take place mortgage securitization and servicing,
on Tuesday, March 13, 2018 from marketing service agreements, subprime SUMMARY: In accordance with the
approximately 1:00 p.m. to 2:30 p.m. lending, reverse mortgages, the Home Paperwork Reduction Act of 1995
eastern standard time via conference Mortgage Disclosure Act (HMDA), (PRA), the Bureau of Consumer
call. mortgage insurance, risk monitoring, Financial Protection (Bureau) is
Access: The subcommittee meetings and small business lending. proposing to renew with change the
will be conducted via conference call Written comments will be accepted Office of Management and Budget
and are open to the general public. from interested members of the public (OMB) approval for an existing
Members of the public will receive the and should be sent to CFPB_ information collection titled, ‘‘Financial
agenda and dial-in information when CABandCouncilsEvents@cfpb.gov, a Coaching Program for Veterans and
they RSVP. minimum of seven (7) days in advance Low-income Consumers.’’
of the meetings. The comments will be DATES: Written comments are
FOR FURTHER INFORMATION CONTACT:
provided to the CAB members for encouraged and must be received on or
Crystal Dully, Outreach and Engagement consideration. Persons who need a
Associate, 202–435–9588, CFPB_ before March 28, 2018 to be assured of
reasonable accommodation to consideration.
CABandCouncilsEvents@cfpb.gov, participate should contact CFPB_
Advisory Board and Councils Office, 504Request@cfpb.gov, 202–435–9EEO, ADDRESSES: Comments in response to
External Affairs, 1700 G Street NW, 1–855–233–0362, or 202–435–9742 this notice are to be directed towards
Washington, DC 20552. If you require (TTY) at least ten business days prior to OMB and to the attention of the OMB
this document in an alternative the meeting or event to request Desk Officer for the Bureau of Consumer
electronic format, please contact CFPB_ assistance. The request must identify Financial Protection. You may submit
Accessibility@cfpb.gov. the date, time, location, and title of the comments, identified by the title of the
SUPPLEMENTARY INFORMATION: meeting or event, the nature of the information collection, OMB Control
assistance requested, and contact Number (see below), and docket number
I. Background (see above), by any of the following
information for the requester. CFPB will
Section 3 of the Charter of the strive to provide, but cannot guarantee methods:
Consumer Advisory Board states that: that accommodation will be provided • Electronic: http://
The purpose of the Board is outlined for late requests. www.regulations.gov. Follow the
in section 1014(a) of the Dodd-Frank Individuals who wish to join the instructions for submitting comments.
Act, which states that the Board shall Consumer Advisory Board Consumer • Email: OIRA_submission@
‘‘advise and consult with the Bureau in Lending subcommittee meeting must omb.eop.gov.
the exercise of its functions under the RSVP to cfpb_cabandcouncilsevents@ • Fax: (202) 395–5806.
Federal consumer financial laws’’ and cfpb.gov by noon, February 27, 2018. • Mail: Office of Management and
‘‘provide information on emerging Individuals who wish to join the Budget, New Executive Office Building,
practices in the consumer financial Consumer Advisory Board CAB Room 10235, Washington, DC 20503.
products or services industry, including Mortgages and Small Business Lending In general, all comments received will
regional trends, concerns, and other Markets subcommittee meeting must become public records, including any
relevant information.’’ RSVP to cfpb_cabandcouncilsevents@ personal information provided.
To carry out the Board’s purpose, the cfpb.gov by noon, March 12, 2018. Sensitive personal information, such as
scope of its activities shall include Members of the public must RSVP by account numbers or Social Security
providing information, analysis, and the due date and must include ‘‘CAB numbers, should not be included.
recommendations to the Bureau. The Consumer Lending’’ or ‘‘CAB Mortgages FOR FURTHER INFORMATION CONTACT:
Board will generally serve as a vehicle and Small Business Lending Markets in Documentation prepared in support of
daltland on DSKBBV9HB2PROD with NOTICES
for market intelligence and expertise for the subject line of the RSVP. this information collection request is
the Bureau. Its objectives will include available at www.reginfo.gov (this link
identifying and assessing the impact on III. Availability becomes active on the day following
consumers and other market A summary of these meetings will be publication of this notice). Select
participants of new, emerging, and available after the meeting on the ‘‘Information Collection Review,’’ under
changing products, practices, or CFPB’s website ‘‘Currently under review, use the
services. www.consumerfinance.gov. dropdown menu ‘‘Select Agency’’ and
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![Federal Register / Vol. 83, No. 38 / Monday, February 26, 2018 / Notices 8247
select ‘‘Consumer Financial Protection received approval under OMB Control ADDRESSES: You may submit responsive
Bureau’’ (recent submissions to OMB Number 3170–0063 in order to measure information and other comments,
will be at the top of the list). The same the level of financial well-being of identified by Docket No. CFPB–2018–
documentation is also available at American adults and key sub- 0005, by any of the following methods:
http://www.regulations.gov. Requests for populations. This will help us • Electronic: Go to http://
additional information should be understand the progress clients are www.regulations.gov. Follow the
directed to the Consumer Financial making and is also in line with the instructions for submitting comments.
Protection Bureau (Attention: PRA Bureau’s overall efforts to be more • Email: FederalRegisterComments@
Office), 1700 G Street NW, Washington, consistent in the information we are cfpb.gov. Include Docket No. CFPB–
DC 20552, (202) 435–9575, or email: collecting. 2018–0005 in the subject line of the
CFPB_PRA@cfpb.gov. If you require this Request for Comments: The Bureau message.
document in an alternative electronic issued a 60-day Federal Register notice • Mail: Comment Intake, Consumer
format, please contact CFPB_ on November 8, 2017, (82 FR 51822), Financial Protection Bureau, 1700
Accessibility@cfpb.gov. Please do not Docket Number: CFPB–2017–0032. G Street NW, Washington, DC 20552.
submit comments to these email boxes. Comments were solicited and continue • Hand Delivery/Courier: Comment
SUPPLEMENTARY INFORMATION: to be invited on: (a) Whether the Intake, Consumer Financial Protection
Title of Collection: Financial Coaching collection of information is necessary Bureau, 1700 G Street NW, Washington,
Program for Veterans and Low-income for the proper performance of the DC 20552.
Consumers. functions of the Bureau, including Instructions: The Bureau encourages
OMB Control Number: 3170–0051. whether the information will have the early submission of comments. All
Type of Review: Extension with practical utility; (b) The accuracy of the submissions must include the document
change of a currently approved Bureau’s estimate of the burden of the title and docket number. Because paper
collection. collection of information, including the mail in the Washington, DC area and at
Affected Public: Individuals. validity of the methods and the the Bureau is subject to delay,
Estimated Number of Respondents: assumptions used; (c) Ways to enhance commenters are encouraged to submit
7,200. the quality, utility, and clarity of the comments electronically. In general, all
Estimated Total Annual Burden information to be collected; and (d) comments received will be posted
Hours: 3,600. Ways to minimize the burden of the without change to http://
Abstract: In early 2015, the Bureau collection of information on www.regulations.gov. In addition,
launched a Financial Coaching project respondents, including through the use comments will be available for public
to provide direct financial coaching of automated collection techniques or inspection and copying at 1700 G Street
services to transitioning veterans and other forms of information technology. NW, Washington, DC 20552, on official
economically vulnerable consumers Comments submitted in response to this business days between the hours of 10
nationwide. In order for the Bureau to notice will be reviewed by OMB as part a.m. and 5 p.m. eastern time. You can
understand whether the program is of its review of this request. All make an appointment to inspect the
effective and for the financial coaches to comments will become a matter of documents by telephoning 202–435–
be able to deliver efficient services and public record. 7275.
track clients over time, the Bureau Dated: February 20, 2018.
All submissions in response to this
needs to take steps to monitor program request for information, including
Darrin A. King,
performance and to evaluate the attachments and other supporting
Paperwork Reduction Act Officer, Bureau of materials, will become part of the public
program. This includes collecting Consumer Financial Protection.
administrative data about clients for record and subject to public disclosure.
[FR Doc. 2018–03791 Filed 2–23–18; 8:45 am]
programmatic purposes. The Sensitive personal information, such as
BILLING CODE 4810–AM–P account numbers or Social Security
information is collected from the
coaches and includes a combination of numbers, or names of other individuals,
personal information (basic contact and should not be included. Submissions
BUREAU OF CONSUMER FINANCIAL
demographic information), performance will not be edited to remove any
PROTECTION
metrics (outputs), client-level outcomes identifying or contact information.
(progress towards financial goals or [Docket No. CFPB–2018–0005] FOR FURTHER INFORMATION CONTACT:
other relevant outcomes) and Zixta Martinez, Associate Director,
Request for Information Regarding External Affairs, at 202–435–9745. If
programmatic and organizational Bureau External Engagements
outcomes. you require this document in an
The initial information collection AGENCY: Bureau of Consumer Financial alternative electronic format, please
request for the administrative data Protection. contact CFPB_Accessibility@cfpb.gov.
collected by coaches from financial ACTION: Notice and request for SUPPLEMENTARY INFORMATION: In
coaching clients for programmatic and information. addition to using notice and comment to
performance monitoring purposes was seek feedback on regulations from
approved in 2015 and expires on SUMMARY: The Bureau of Consumer external stakeholders, the Bureau of
February 28, 2018. In 2015, the Financial Protection (Bureau) seeks Consumer Financial Protection has
Financial Coaching program was comments and information from historically conducted external
extended beyond the initial program interested parties to assist the Bureau in engagements, such as field hearings,
daltland on DSKBBV9HB2PROD with NOTICES
period and subsequently, this request is assessing its public and non-public town halls, roundtables, non-public
for an extension of administrative data external engagements, including but not meetings, and public meetings of the
collection. In addition, this information limited to field hearings, town halls, Bureau’s Advisory Board and Councils,
request includes a modification, to add roundtables, and meetings of the to discuss and receive feedback on its
five questions to the administrative data Advisory Board and Councils. work.
collection. The five questions are part of DATES: Comments must be received by To assess its external engagements,
the Financial Well-being Survey, which May 29, 2018. the Bureau is, as described below,
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Document Created: 2018-02-24 01:00:49
Document Modified: 2018-02-24 01:00:49
| Category | Regulatory Information | |
| Collection | Federal Register | |
| sudoc Class | AE 2.7: GS 4.107: AE 2.106: | |
| Publisher | Office of the Federal Register, National Archives and Records Administration | |
| Section | Notices | |
| Action | Notice and request for comment. | |
| Dates | Written comments are encouraged and must be received on or before March 28, 2018 to be assured of consideration. | |
| Contact | Documentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ``Information Collection Review,'' under ``Currently under review, use the dropdown menu ``Select Agency'' and select ``Consumer Financial Protection Bureau'' (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or email: [email protected] If you require this document in an alternative electronic format, please contact [email protected] Please do not submit comments to these email boxes. | |
| FR Citation | 83 FR 8246 |
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