83_FR_9542 83 FR 9498 - Community Bank Advisory Council Meeting

83 FR 9498 - Community Bank Advisory Council Meeting

BUREAU OF CONSUMER FINANCIAL PROTECTION

Federal Register Volume 83, Issue 44 (March 6, 2018)

Page Range9498-9499
FR Document2018-04438

Under the Federal Advisory Committee Act (FACA), this notice sets forth the announcement of a public meeting of the Community Bank Advisory Council (CBAC or Council) of the Consumer Financial Protection Bureau (Bureau or CFPB). The notice also describes the functions of the Council.

Federal Register, Volume 83 Issue 44 (Tuesday, March 6, 2018)
[Federal Register Volume 83, Number 44 (Tuesday, March 6, 2018)]
[Notices]
[Pages 9498-9499]
From the Federal Register Online  [www.thefederalregister.org]
[FR Doc No: 2018-04438]


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BUREAU OF CONSUMER FINANCIAL PROTECTION


Community Bank Advisory Council Meeting

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of public meeting.

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SUMMARY: Under the Federal Advisory Committee Act (FACA), this notice 
sets forth the announcement of a public meeting of the Community Bank 
Advisory Council (CBAC or Council) of the Consumer Financial Protection 
Bureau (Bureau or CFPB). The notice also describes the functions of the 
Council.

DATES: The meeting date is Thursday, March 22, 2018, 9:00 a.m. to 12:00 
p.m.; 1:15 p.m. to 3:30 p.m. eastern daylight time. The CBAC Card, 
Payment, and Deposits Markets Subcommittee, CBAC Consumer Lending 
Subcommittee, and

[[Page 9499]]

CBAC Mortgages and Small Business Lending Markets Subcommittee will 
take place on Thursday, March 22, 2018, 1:15 p.m. to 2:15 p.m. eastern 
daylight time.

ADDRESSES: The meeting location is the Consumer Financial Protection 
Bureau, 1700 G Street NW, Washington, DC 20552.

FOR FURTHER INFORMATION CONTACT: Crystal Dully, Outreach and Engagement 
Associate, 202-435-9588, [email protected], Consumer 
Advisory Board and Councils Office, External Affairs, 1700 G Street NW, 
Washington, DC 20552. If you require this document in an alternative 
electronic format, please contact [email protected].

SUPPLEMENTARY INFORMATION:

I. Background

    Section 2 of the CBAC Charter provides: Pursuant to the executive 
and administrative powers conferred on the Bureau by section 1012 of 
the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-
Frank Act), the Director established the Community Bank Advisory 
Council under agency authority.
    Section 3 of the CBAC Charter states: ``The purpose of the Advisory 
Council is to advise the Bureau in the exercise of its functions under 
the federal consumer financial laws as they pertain to community banks 
with total assets of $10 billion or less''

II. Agenda

    The Community Bank Advisory Council will discuss a call for 
evidence, regulatory updates, and the Home Mortgage Disclosure Act 
(HMDA).
    Persons who need a reasonable accommodation to participate should 
contact [email protected], 202-435-9EEO, 1-855-233-0362, or 202-
435-9742 (TTY) at least ten business days prior to the meeting or event 
to request assistance. The request must identify the date, time, 
location, and title of the meeting or event, the nature of the 
assistance requested, and contact information for the requester. CFPB 
will strive to provide, but cannot guarantee that accommodation will be 
provided for late requests.
    Written comments will be accepted from interested members of the 
public and should be sent to [email protected], a 
minimum of seven (7) days in advance of the meeting. The comments will 
be provided to the CBAC members for consideration. Individuals who wish 
to attend the Community Bank Advisory Council meeting must RSVP to 
[email protected] by noon, Wednesday, March 21, 2018. 
Members of the public must RSVP by the due date and must include 
``CBAC'' in the subject line of the RSVP.

III. Availability

    The Council's agenda will be made available to the public on 
Wednesday March 7, 2018, via consumerfinance.gov. Individuals should 
express in their RSVP if they require a paper copy of the agenda.
    A recording and summary of this meeting will be available after the 
meeting on the CFPB's website consumerfinance.gov.

    Dated: February 28, 2018.
Kirsten Sutton,
Chief of Staff, Bureau of Consumer Financial Protection.
[FR Doc. 2018-04438 Filed 3-5-18; 8:45 am]
BILLING CODE 4810-AM-P



                                                9498                           Federal Register / Vol. 83, No. 44 / Tuesday, March 6, 2018 / Notices

                                                has been delegated the authority to issue               beginning at a point three nautical miles             submission of monitoring reports that
                                                regulations and Letters of                              (NM) off the coast of Florida) for a                  will record all occurrences of marine
                                                Authorizations allowing the take of                     period of five years. On August 24,                   mammals and any behavior or
                                                marine mammals incidental to specified                  2017, we published a notice of receipt                behavioral reactions observed, any
                                                activities.                                             of Eglin AFB’s application in the                     observed incidents of injury or
                                                   The NDAA (Pub. L. 108–136)                           Federal Register (82 FR 40141),                       behavioral harassment, and any
                                                removed the ‘‘small numbers’’ and                       requesting comments and information                   required mission delays. Additionally,
                                                ‘‘specified geographical region’’                       for thirty days related to Eglin AFB’s                the rule and LOA include an adaptive
                                                limitations indicated above and                         request. We subsequently published a                  management component that allows for
                                                amended the definition of ‘‘harassment’’                notice of proposed rulemaking in the                  timely modification of mitigation or
                                                as it applies to a ‘‘military readiness                 Federal Register on December 27, 2017                 monitoring measures based on new
                                                activity’’ to read as follows (Section                  (82 FR 61372), again requesting public                information, when appropriate. For full
                                                3(18)(B) of the MMPA): ‘‘(i) Any act that               comments. To support issuance of the                  details on the mitigation, monitoring,
                                                injures or has the significant potential to             LOA, NMFS adopted the USAF’s 2015                     and reporting requirements, please refer
                                                injure a marine mammal or marine                        Eglin Gulf Test and Training Range                    to the final rule (83 FR 5545; February
                                                mammal stock in the wild (Level A                       Environmental Assessment and issued a                 8, 2018).
                                                harassment); or (ii) Any act that disturbs              Finding of No Significant Impact                         Issuance of the LOA is based on
                                                or is likely to disturb a marine mammal                 (FONSI) on February 2, 2018. The final                findings, described in the preamble to
                                                or marine mammal stock in the wild by                   rule (83 FR 5545, February 8, 2018) and               the final rule, that the total taking of
                                                causing disruption of natural behavioral                Eglin AFB’s EA include a complete                     marine mammals incidental to the
                                                patterns, including, but not limited to,                description of the specified training                 testing and training activities in the
                                                migration, surfacing, nursing, breeding,                activities incidental to which NMFS is                EGTTR will have a negligible impact on
                                                feeding, or sheltering, to a point where                authorizing take of marine mammals.                   the affected marine mammal species or
                                                such behavioral patterns are abandoned                  Air-to-surface exercises involving                    stocks and will not have an unmitigable
                                                or significantly altered (Level B                       surface and subsurface live munition                  adverse impact on the availability of
                                                Harassment).’’                                          detonations are the stressors most likely             such species or stocks for taking for
                                                   An authorization for incidental taking               to result in impacts on marine mammals                subsistence purposes.
                                                shall be granted if NMFS finds that the                 that could rise to the level of                          The LOA will remain valid through
                                                taking will have a negligible impact on                 harassment.                                           February 12, 2023, provided Eglin AFB
                                                the species or stock(s); will not have an                                                                     remains in conformance with the
                                                unmitigable adverse impact on the                       Authorization
                                                                                                                                                              conditions of the regulations and the
                                                availability of the species or stock(s) for                We have issued a LOA to Eglin AFB                  LOA, including the mitigation,
                                                subsistence uses (where relevant); and,                 authorizing the take of marine                        monitoring, and reporting requirements
                                                if the permissible methods of taking and                mammals, by harassment, incidental to                 described in 50 CFR part 218, subpart G
                                                requirements pertaining to the                          testing and training activities on the                and the LOA.
                                                mitigation, monitoring and reporting of                 EGTTR. The level and type of take
                                                such takings are set forth. NMFS has                    authorized by the LOA is the same as                    Dated: February 28, 2018.
                                                defined ‘‘negligible impact’’ in 50 CFR                 the level and type of take analyzed in                Donna Wieting,
                                                216.103 as ‘‘an impact resulting from                   and covered by the final rule (83 FR                  Director, Office of Protected Resources,
                                                the specified activity that cannot be                   5545, February 8, 2018). Take by                      National Marine Fisheries Service.
                                                reasonably expected to, and is not                      mortality or serious injury is not                    [FR Doc. 2018–04472 Filed 3–5–18; 8:45 am]
                                                reasonably likely to, adversely affect the              anticipated or authorized. Take of                    BILLING CODE 3510–22–P
                                                species or stock through effects on                     marine mammals will be minimized
                                                annual rates of recruitment or survival.’’              through implementation of mitigation
                                                   Regulations governing the taking of                  and monitoring measures, including:                   BUREAU OF CONSUMER FINANCIAL
                                                individuals of two species of marine                    Mission delay during live ordnance                    PROTECTION
                                                mammals, by Level A and Level B                         mission activities if protected species,
                                                harassment, incidental to Eglin AFB                     large schools of fish, or large flocks of             Community Bank Advisory Council
                                                testing and training activities in the                  birds are observed feeding at the surface             Meeting
                                                EGTTR are valid from February 13, 2018                  within the zone of influence; mission
                                                through February 12, 2023 and are                       delay if daytime weather and/or sea                   AGENCY:  Bureau of Consumer Financial
                                                codified at 50 CFR part 218, subpart G.                 conditions preclude adequate                          Protection.
                                                The regulations include mitigation,                     monitoring for detecting marine                       ACTION: Notice of public meeting.
                                                monitoring, and reporting requirements.                 mammals and other marine life;
                                                                                                                                                              SUMMARY:   Under the Federal Advisory
                                                Pursuant to those regulations, NMFS                     aborting activities for remainder of day
                                                                                                        if one or more sperm or baleen whales                 Committee Act (FACA), this notice sets
                                                issued a five-year LOA on February 8,                                                                         forth the announcement of a public
                                                2018. For detailed information on this                  are detected during pre-mission
                                                                                                        monitoring activities; and ramp-up                    meeting of the Community Bank
                                                action, please refer to the February 8,                                                                       Advisory Council (CBAC or Council) of
                                                2018 Federal Register notice (83 FR                     procedures will be implemented for
                                                                                                        gunnery operations. Eglin AFB is                      the Consumer Financial Protection
                                                5545) and 50 CFR part 218, subpart G.                                                                         Bureau (Bureau or CFPB). The notice
                                                                                                        required to also comply with monitoring
                                                Summary of Request                                      and reporting measures under 50 CFR                   also describes the functions of the
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                                                  On April 15, 2017, NMFS received a                    218.65 which includes use of vessel-                  Council.
                                                request for regulations from Eglin AFB                  based monitoring, aerial-based                        DATES: The meeting date is Thursday,
                                                for the taking of marine mammals                        monitoring and video-based monitoring                 March 22, 2018, 9:00 a.m. to 12:00 p.m.;
                                                incidental to testing and training                      via live high-definition video feed;                  1:15 p.m. to 3:30 p.m. eastern daylight
                                                activities in the EGTTR (defined as the                 employment of marine mammal                           time. The CBAC Card, Payment, and
                                                area and airspace over the Gulf of                      monitors who have completed Eglin’s                   Deposits Markets Subcommittee, CBAC
                                                Mexico controlled by Eglin AFB,                         Marine Species Observer Training; and                 Consumer Lending Subcommittee, and


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                                                                               Federal Register / Vol. 83, No. 44 / Tuesday, March 6, 2018 / Notices                                                       9499

                                                CBAC Mortgages and Small Business                       cabandcouncilsevents@cfpb.gov by                         Instructions: The Bureau encourages
                                                Lending Markets Subcommittee will                       noon, Wednesday, March 21, 2018.                      the early submission of comments. All
                                                take place on Thursday, March 22, 2018,                 Members of the public must RSVP by                    submissions must include the document
                                                1:15 p.m. to 2:15 p.m. eastern daylight                 the due date and must include ‘‘CBAC’’                title and docket number. Please note the
                                                time.                                                   in the subject line of the RSVP.                      number of the topic on which you are
                                                ADDRESSES: The meeting location is the                                                                        commenting at the top of each response
                                                                                                        III. Availability                                     (you do not need to address all topics).
                                                Consumer Financial Protection Bureau,
                                                1700 G Street NW, Washington, DC                          The Council’s agenda will be made                   Because paper mail in the Washington,
                                                20552.                                                  available to the public on Wednesday                  DC area and at the Bureau is subject to
                                                                                                        March 7, 2018, via                                    delay, commenters are encouraged to
                                                FOR FURTHER INFORMATION CONTACT:                        consumerfinance.gov. Individuals                      submit comments electronically. In
                                                Crystal Dully, Outreach and Engagement                  should express in their RSVP if they                  general, all comments received will be
                                                Associate, 202–435–9588, CFPB_                          require a paper copy of the agenda.                   posted without change to http://
                                                CABandCouncilsEvents@cfpb.gov,                            A recording and summary of this                     www.regulations.gov. In addition,
                                                Consumer Advisory Board and Councils                    meeting will be available after the                   comments will be available for public
                                                Office, External Affairs, 1700 G Street                 meeting on the CFPB’s website                         inspection and copying at 1700 G Street
                                                NW, Washington, DC 20552. If you                        consumerfinance.gov.                                  NW, Washington, DC 20552, on official
                                                require this document in an alternative                                                                       business days between the hours of 10
                                                electronic format, please contact CFPB_                   Dated: February 28, 2018.
                                                                                                        Kirsten Sutton,
                                                                                                                                                              a.m. and 5 p.m. eastern time. You can
                                                Accessibility@cfpb.gov.                                                                                       make an appointment to inspect the
                                                SUPPLEMENTARY INFORMATION:                              Chief of Staff, Bureau of Consumer Financial
                                                                                                        Protection.
                                                                                                                                                              documents by telephoning 202–435–
                                                I. Background                                                                                                 7275.
                                                                                                        [FR Doc. 2018–04438 Filed 3–5–18; 8:45 am]
                                                                                                                                                                 All submissions in response to this
                                                   Section 2 of the CBAC Charter                        BILLING CODE 4810–AM–P                                request for information, including
                                                provides: Pursuant to the executive and                                                                       attachments and other supporting
                                                administrative powers conferred on the                                                                        materials, will become part of the public
                                                Bureau by section 1012 of the Dodd-                     BUREAU OF CONSUMER FINANCIAL                          record and subject to public disclosure.
                                                Frank Wall Street Reform and Consumer                   PROTECTION                                            Proprietary information or sensitive
                                                Protection Act (Dodd-Frank Act), the                    [Docket No. CFPB–2 018–0006]                          personal information, such as account
                                                Director established the Community                                                                            numbers or Social Security numbers, or
                                                Bank Advisory Council under agency                      Request for Information Regarding                     names of other individuals, should not
                                                authority.                                              Bureau Public Reporting Practices of                  be included. Submissions will not be
                                                   Section 3 of the CBAC Charter states:                Consumer Complaint Information                        edited to remove any identifying or
                                                ‘‘The purpose of the Advisory Council                                                                         contact information.
                                                is to advise the Bureau in the exercise                 AGENCY:  Bureau of Consumer Financial
                                                                                                        Protection.                                           FOR FURTHER INFORMATION CONTACT:
                                                of its functions under the federal                                                                            Darian Dorsey, Deputy Assistant
                                                consumer financial laws as they pertain                 ACTION: Notice and request for
                                                                                                                                                              Director, Office of Consumer Response,
                                                to community banks with total assets of                 information.                                          at 202–435–7268. If you require this
                                                $10 billion or less’’                                                                                         document in an alternative electronic
                                                                                                        SUMMARY:   The Bureau of Consumer
                                                II. Agenda                                              Financial Protection (Bureau) is seeking              format, please contact CFPB_
                                                                                                        comments and information from                         Accessibility@cfpb.gov.
                                                   The Community Bank Advisory
                                                                                                        interested parties to assist the Bureau in            SUPPLEMENTARY INFORMATION: An
                                                Council will discuss a call for evidence,
                                                                                                        assessing potential changes that can be               important aspect of the Bureau’s
                                                regulatory updates, and the Home
                                                                                                        implemented to the Bureau’s public                    mission is hearing directly from the
                                                Mortgage Disclosure Act (HMDA).
                                                                                                        reporting practices of consumer                       American public about their
                                                   Persons who need a reasonable
                                                                                                        complaint information, consistent with                experiences in the consumer financial
                                                accommodation to participate should
                                                                                                        law, to consider whether any changes to               marketplace. Pursuant to 12 U.S.C.
                                                contact CFPB_504Request@cfpb.gov,
                                                                                                        the practices would be appropriate.                   5511(c)(2), ‘‘collecting, investigating,
                                                202–435–9EEO, 1–855–233–0362, or
                                                                                                        DATES: Comments must be received by
                                                                                                                                                              and responding to consumer
                                                202–435–9742 (TTY) at least ten
                                                                                                        June 4, 2018.                                         complaints’’ is one of the six statutory
                                                business days prior to the meeting or                                                                         ‘‘primary functions’’ of the Bureau.
                                                event to request assistance. The request                ADDRESSES: You may submit responsive
                                                                                                                                                              Since it began collecting complaints in
                                                must identify the date, time, location,                 information and other comments,                       July 2011, the Bureau has published a
                                                and title of the meeting or event, the                  identified by Docket No. CFPB–2018–                   variety of reports analyzing complaints
                                                nature of the assistance requested, and                 0006, by any of the following methods:                and responses. Some of these reports are
                                                contact information for the requester.                    • Electronic: Go to http://                         specifically required by the Act.1 Others
                                                CFPB will strive to provide, but cannot                 www.regulations.gov. Follow the                       are intended to meet the Bureau’s
                                                guarantee that accommodation will be                    instructions for submitting comments.                 objective of ensuring ‘‘markets for
                                                provided for late requests.                               • Email: FederalRegisterComments@                   consumer financial products and
                                                   Written comments will be accepted                    cfpb.gov. Include Docket No. CFPB–                    services operate transparently and
                                                from interested members of the public                   2018–0006 in the subject line of the                  efficiently to facilitate access and
                                                and should be sent to CFPB_
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                                                                                                        message.                                              innovation.’’ 2
                                                CABandCouncilsEvents@cfpb.gov, a                          • Mail: Comment Intake, Consumer
                                                minimum of seven (7) days in advance                    Financial Protection Bureau, 1700 G                   Reports Required by the Act
                                                of the meeting. The comments will be                    Street NW, Washington, DC 20552.                        The Act requires the Bureau to
                                                provided to the CBAC members for                          • Hand Delivery/Courier: Comment                    provide certain information to Congress
                                                consideration. Individuals who wish to                  Intake, Consumer Financial Protection
                                                attend the Community Bank Advisory                      Bureau, 1700 G Street NW, Washington,                   1 12   U.S.C. 5493(b)(3)(C), 5496(c)(4).
                                                Council meeting must RSVP to cfpb_                      DC 20552.                                               2 12   U.S.C. 5511(b)(5).



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Document Created: 2018-11-01 08:49:01
Document Modified: 2018-11-01 08:49:01
CategoryRegulatory Information
CollectionFederal Register
sudoc ClassAE 2.7:
GS 4.107:
AE 2.106:
PublisherOffice of the Federal Register, National Archives and Records Administration
SectionNotices
ActionNotice of public meeting.
DatesThe meeting date is Thursday, March 22, 2018, 9:00 a.m. to 12:00 p.m.; 1:15 p.m. to 3:30 p.m. eastern daylight time. The CBAC Card, Payment, and Deposits Markets Subcommittee, CBAC Consumer Lending Subcommittee, and CBAC Mortgages and Small Business Lending Markets Subcommittee will take place on Thursday, March 22, 2018, 1:15 p.m. to 2:15 p.m. eastern daylight time.
ContactCrystal Dully, Outreach and Engagement Associate, 202-435-9588, [email protected], Consumer Advisory Board and Councils Office, External Affairs, 1700 G Street NW, Washington, DC 20552. If you require this document in an alternative electronic format, please contact [email protected]
FR Citation83 FR 9498 

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